The Q3 2026 edition of the NACFB’s Commercial Broker magazine is now available. In this 88-page print edition, the Association’s head of communications, Kieran Jones, explores one of commercial finance’s oldest questions: who really owns the client? The edition also includes special features from VAMOS, Secure Trust Bank Real Estate Finance, Investec Asset Finance, StreamBank, Colenko, Momenta Finance, GB Bank and Fleximize. Our big interview is with Rachael Raymond, Funding Circle’s head of broker, and we spend five minutes with Charissa Chang, head of sales, North and Midlands at Allica Bank. In our Ask the Expert feature, we put questions to Matthew Elliott, co-founder and chief commercial officer at Nivo, while the NACFB’s head of compliance, Sarah Cunningham, explores how AI can make weak complaints seem more convincing – and why brokers should focus on substance rather than style. This edition’s Patron Profile shines a spotlight on Factored, and headline sponsor HSBC UK talks about how they’re backing h