TobiasisaColoradoNativewithfamilyrootstied toSanLuis,CO(theoldestcontinuously occupiedtowninColorado).Tobiasbrings,tothe EdPratherRealEstateTeam,18yearsexperience exclusivelyintheDebtManagementIndustry, whichallowsTobiasacompetitiveadvantagein preparinghisClients.
TobiasthrivesongettinghisClientsthe propertiestheydesireandwithhisunflappable character,astoundingleadership,andrefined negotiatingskillsgetsthejobdone.Tobiasalso prideshimselfinobtainingtopdollarforhis Client’sproperties.Tobiasbuildsandmaintains strongrelationshipswithhisClientsthatwilllast alifetime.Tobiasandhisfamilyarehuge Coloradosportsfans,especiallytheDenver Broncos.TheyenjoyexploringColoradoand spendingtimewithextendedfamilyandfriends.
Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
702 S FULTON AVE FORT LUPTON CO 80621
R8967452 WELD COUNTY CO
OwnerInformation
OwnerName: YURKO ANDREW R /
Vesting: INDIVIDUAL(S)
MailAddress: 702 S FULTON AVE FORT LUPTON CO 80621
OwnerStatus: OwnerOccupied
LocationInformation
LegalDesc: LOT 34 BLOCK 2 FULTON VILLAGE PUD FG NO 2
County: WELD
Census/Block: 001912 / 2025
Tsp-Rng-Sec: T1N-R66W-S7
Lot/Block: Lot: 34 Block: 2
HousingTract: FULTON VILLAGE PUD FG NO
LastMarketSale
Date: 2021-06-17/2021-06-16
SalePrice: 332000
Document#: 2021.4726761
DocType: SPECIAL WARRANTY DEED
$Sqft: $247.39
PriorSaleInformation
AltParcel# 1471-07-1-25-034
SchoolDistrict:
Municipality:
Parcel#: R8967452
Lender: GUILD MORTGAGE COMPANY LLC
Loan: 298800
Document#: 2021.4726762
LoanType: CONVENTIONAL
LoanTerm: 30
Date: / Lender:
Price:Loan:
Document#:Document#:
DocType:LoanType:
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2026CDSMarketing,Inc.
702 S FULTON AVE FORT LUPTON CO 80621
R8967452
WELD COUNTY CO
PropertyCharacteristics
GrossArea: 1
LivingArea: 1 342
AboveGrade: 1,
Bedrooms: 3
Bath(F/H): 2/
GarageArea:InteriorWall
RoofShape:PorchType:
Foundation:PatioType:
RoofMaterial: COMPOSITION SHINGLE
AirCond: CENTRAL
Construction:Fixtures:
Fireplace:HeatType: F
YearBuilt: 2021
Floor:
CoolingType: CENTRAL Equipment:
ParkingType: Garage ExteriorWall: FRAME/WOOD SIDING Stories: 1
Units:Rooms:Pool: No
Basement:Quality:Condition:
PropertyInformation
LandUse: SFR
TaxandAssessmentInformation
SINGLE FAMILY RES
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
702 S FULTON AVE FORT LUPTON CO 80621
R8967452
WELD COUNTY CO
ElementarySchools
Leo William Butler Elementary School303-857-7300
411 South Mckinley FORT LUPTON CO 80621
AreaDesc:
Grades: PK to 05 Distance: 0.31 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: SWP
Twombly Elementary School303-857-7400
1600 Ninth Street FORT LUPTON CO 80621
Grades: PK to 05
CharterSchool: N MagnetSchool: N
MiddleSchools
AreaDesc:
Distance: 1.36 Miles
TitleOne: SWP
Fort Lupton Middle School303-857-7200
201 South Mckinley FORT LUPTON CO 80621
AreaDesc:
Grades: 06 to 08 Distance: 0.46 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Overland Trail Middle School303-655-4000
455 North 19th Avenue BRIGHTON CO 80601
AreaDesc:
Grades: 06 to 08 Distance: 5.37 Miles
CharterSchool: N
HighSchools
MagnetSchool: N
TitleOne: NO
Fort Lupton High School303-857-7100
530 Reynolds Street FORT LUPTON CO 80621
AreaDesc:
Grades: 09 to 12 Distance: 0.33 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Brighton High School303-655-4200
270 South 8th Avenue BRIGHTON CO 80601
AreaDesc:
Grades: 09 to 12 Distance: 6.15 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Yourassignedschoolshouldbethefirstschoolineachcategory,butitisrecommendedyoucheckwiththedistrictorschool. Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2026CDSMarketing,Inc.
Whatistheperformance framework?
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Postsecondary& WorkforceReadiness: Approaching
Achievement: DoesNotMeet
Growth: Approaching
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
DataInformedDecisionMakingforTier1 and2Interventions CulturalResponsiveness&Senseof Belonging ConsistentPLCImplementation
Listcontinues.ClickUIPURLtoview more.
Whatdoesthisratingmeanandhowdoesit comparetootherdistricts?
RootCauses
Whatissuesunderliethese challenges?
Listcontinues.ClickUIPURLtoviewmore. LackofDailyTargetedFeedbackto Students InconsistentUseofInstructionalTime InconsistentLessonDesign
ClickHeretoViewFullUnifiedImprovementPlan
PerformanceChallenges
Whereisthedistrictfocusingits attention?
PostsecondaryWorkforceReadiness
ClickHeretoViewFullPeformanceFrameworkReport
Whatistheperformance framework?
2025PerformanceFrameworkResults
PerformanceIndicatorRatings
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Achievement: Approaching
Growth: Approaching
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
DifferentiatedSmallGroupLiteracy Instruction DataDrivenLiteracyIntervention
DifferentiatedSmallGroupMath Instruction
Listcontinues.ClickUIPURLtoview more.
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
RootCauses
Whatissuesunderliethese challenges?
K-3SignificantReadingDeficiencies(SRD) Implementationofliteracyprogramming
Understandingofmathematicalconceptual progressions
PerformanceChallenges
Whereistheschoolfocusingits attention?
Principal: TheresaRosasco
Whatistheperformance
2025PerformanceFrameworkResults
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
RootCauses
Whatissuesunderliethese challenges?
PerformanceChallenges
Whereistheschoolfocusingits attention?
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whatstrategieshavebeenputin placetoaddressrootcauses?
AssessmentSystemsandDataCulture
VisionforInstructionprioritizingstudent engagement FosteringaStrongSenseofBelonging ThroughStudentSupports
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
Whatissuesunderliethese challenges?
Whereistheschoolfocusingits attention?
13,231 POPULATION
$80,829
Fort Lupton, Colorado, is a small city situated in northern Colorado along the South Platte River, roughly 30 miles northeast of Denver. It offers easy access to both the Denver metropolitan area and the scenic Front Range foothills, making it a convenient spot for commuters who also enjoy a quieter, more rural lifestyle. The city is known for its blend of agricultural roots and small-town charm, with local farms and ranches still shaping much of the landscape. Fort Lupton also hosts a variety of community events and has a growing mix of small businesses, giving it a welcoming, tight-knit feel while being close to larger urban amenities.
Weld County S St. Vrain Valley SD Keenesburg RE-3J
73.1% of Homes Owner Occupied
26.9% of Homes Rented
4,572 Households Total Area
Density of 773 People per Square
Mile in Town—12.2 Square Miles
Rural Density of 67 People per Square Mile
Total area of 68.8 Square Miles
23.5% under age 18
9.1% between ages 18 to 24
27.2% between ages 25 to 44
24.3% between ages 45 to 64
15.9% above age 65
Town Motto “Where Tradition Builds the Future”
4,905—5,100 Feet Elevation
Annual Snowfall of 22”
Annual Precipitation of 14”
Average 250 Sunny Days per year
Average High Temp Summer 87°
Average Low Temp Winter 27°
Fort Lupton, Colorado, has its roots in the early 19th century as a trading post along the South Platte River, originally established to serve trappers, traders, and travelers moving through the region. Named after Lieutenant Lancaster Lupton, who built the original adobe fort in 1838, the area became an important hub for trade between Native American tribes and European settlers. Over the decades, the community gradually shifted from its trading post beginnings to an agricultural center, with farming and ranching shaping much of its development. The arrival of the railroad in the late 19th century spurred further growth, connecting Fort Lupton to broader markets and helping establish it as a small but enduring settlement in northern Colorado.
702 S FULTON AVE FORT LUPTON CO 80621
R8967452
WELD COUNTY CO
Animal - Services
NameAddressTelephoneDistance
Dowdy,TroyADVM-AnimalCl2321stSt303-857-66710.61Mi
McMillan,LarryLDVM-Fort10251stSt303-857-68600.75Mi
Bratten,RobertDVM-Bridge1245EBridgeSt303-659-75335.87Mi
Stonehocker,WilliamDVM-Co6050FirestoneBlvd,#203303-652-52229.09Mi
Banks
NameAddressTelephoneDistance
UnionColonyBank-Customer112SDenverAve303-857-03000.65Mi
RaymondJamesFinancialServi111RollieAve303-857-34000.84Mi
BankofColorado6054thSt303-857-34000.85Mi
Gesterling,Dennis-StateFa7214thSt,#C303-857-22450.86Mi
BrightonFederalCU562N7thAve303-659-66005.12Mi
Credit Unions
NameAddressTelephoneDistance PublicServiceCreditUnion195SKunerRd303-691-23456.07Mi
PremierMembersFCU-CreditU6000ColoradoBlvd303-657-70007.91Mi
Coffee Shops
NameAddressTelephoneDistance
Dale'sPharmacy237DenverAve303-857-62660.76Mi
Starbucks:Safeway-FortLupto1300DexterSt303-857-01360.79Mi
ChameleonMainEventCenter123NMainSt303-659-75885.76Mi
Starbucks8500PenaBlvd,#Rj303-342-66565.87Mi
DazbogCoffee128WBridgeSt303-654-14475.89Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2026CDSMarketing,Inc.
NameAddressTelephoneDistance
DragonPhenixChineseRestaur321SDenverAve303-857-48550.50Mi
BurgerKing25SGrandAve303-857-22870.60Mi
CanasEnterprises2171stSt303-857-99550.62Mi
Santiago'sIIIMexicanRestau1501stSt303-857-47970.63Mi
BrandingIronRestaurantInc111stSt303-857-67700.64Mi
Golf Courses
NameAddressTelephoneDistance
CoyoteCreekGolfClub2ClubHouseDr303-857-61521.41Mi
DunesCourseatRiverdaleDun13300RiverdaleRd303-659-67009.74Mi
Grocers and Supermarkets
NameAddressTelephoneDistance
SafewayPharmacy1300DexterSt303-857-63800.79Mi
CornerStop21CountyRoad27303-659-27314.88Mi
CarniceriaJerez315NMainSt303-637-96445.45Mi
Seven-Eleven1012EBridgeSt303-654-02965.87Mi
SafewayFriendshipSquare1605Brg303-659-96605.87Mi
Health Clubs and Spas
NameAddressTelephoneDistance
Curves1200DexterSt303-857-12060.78Mi
RicardoFalconMemorialCommu29NMainSt303-659-57365.84Mi
CurvesForWomen17NMainSt303-659-83975.85Mi
702 S FULTON AVE FORT LUPTON CO 80621
R8967452 WELD COUNTY CO
Health Clubs and Spas
NameAddressTelephoneDistance
WorldGymFitnessCenter1292EBridgeSt303-655-83825.89Mi PlatteRiverRehab36S18thAve303-659-90705.94Mi
Hospitals
NameAddressTelephoneDistance
PlatteValleyMedicalCenter1850EEgbertSt303-659-15316.14Mi
Hospitals - Acute Care
NameAddressTelephoneDistance
PlatteValleyMedicalCenter1600PrairieCenterPky303-498-16017.78Mi
Nursing Homes
NameAddressTelephoneDistance
CottonwoodCareCenter2311EBridgeSt303-659-22535.96Mi
BrightonCareCenter2025EEgbertSt303-659-45806.14Mi
Offices and Clinics of Dentists
NameAddressTelephoneDistance
SinkuleFamilyDental303ParkAve303-857-27180.79Mi
Brodie,LeonJDds15S8thAve303-659-19205.87Mi
BruceLPeterson1790EBridgeSt#3303-659-10645.92Mi Ehrhardt,MarkSDds27S18thAve303-659-18255.93Mi GeorgeACope2700EBridgeSt303-659-51856.02Mi
Offices and Clinics of Medical Doctors
NameAddressTelephoneDistance
AnimalClinic2321stSt303-857-66710.62Mi IslandGroveCommunityCounse1451stSt303-857-63650.63Mi McFarlandJohnWDDS1152ndSt303-892-00040.71Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2026CDSMarketing,Inc.
702 S FULTON AVE FORT LUPTON CO 80621
R8967452
WELD COUNTY CO
Offices and Clinics of Medical Doctors
NameAddressTelephoneDistance
McMillanLarryLDVM10251stSt303-857-68600.74Mi
WilliamsChiropracticCenter331ParkAve303-857-66330.80Mi
Pharmacies
NameAddressTelephoneDistance
SafewayInc1300DexterSt303-857-63800.62Mi
DaleProfessionalPharmacyIn237DenverAve303-857-62660.76Mi
DeborahGreenMdPc315ParkAvenue303-857-61110.80Mi
AssociatedPharmacistsIncorp11152ndSt303-857-15020.84Mi
BeeHiveFt.Lupton#311024thSt303-857-19210.95Mi
Places of Religion
NameAddressTelephoneDistance
FirstBaptistChurch11151stStN/A0.79Mi
FtLuptonUnitedMethodistCh306ParkAveN/A0.79Mi
AssemblyOfGodChurchOfPla617MainSt970-785-03231.00Mi
StWilliamsCatholicChurch1025FultonAveN/A1.23Mi AbundantLifeCenter650EBridgeSt303-637-03135.86Mi
Retirement Communities
NameAddressTelephoneDistance
GlenAtBrighton1594WalnutDr303-659-86705.79Mi
InglenookatBrighton2195EEgbertSt866-974-67616.13Mi
SterlingHouseofBrighton2215EEgbertSt303-637-95006.15Mi
Angel'sAbodeAssistedLiving3897E133rdCt303-280-566211.48Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2026CDSMarketing,Inc.
Emergency/Police/Medical/Fire
911
Poison Control (800) 222-1222 www.aapcc.org
United States Postal Service (800) 275-8777 www.usps.com
Xfinity (800) 934-6489
www.xfinity.com
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 833-4388 www.directtv.com
The Fort Lupton Press 1-844-644-NEWS https://www.ftluptonpress.com/
Regional Transportation District (RTD) (303) 299-6000 www.rtd-denver.com
United Power (303) 637-1300 www.unitedpower.com/
Xcel Energy (303) 615-5000 my.xcelenergy.com
Fort Lupton Water & Sewer (303) 857-6694 https://www.fortluptonco.gov/
Waste Management Garbage (303) 797-1600 www.wm.com
Waste Connections (303) 288-2100 www.wcdenver.com
Weld County SD RE-8 (303) 857-3200 https://www.weld8.org/
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.
http s://m oversguide.usp s.com
Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $1.00 charge to your credit or debt card
Email confirmation at the end of registration of your change of address
* Must have valid email address and credit card to register online.
Below is the website if you would like to change your address online or have any questions.
Region 1 and Headquarters
Denver/Central Colorado 2829 W Howard Place Denver, CO 80204 (303) 759-2368
www.codot.gov
Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.
sos.state.co.us/voter/pages/pub/home.xhtml
County Elections Office Contacts
Weld County 1250 H St Greeley, CO 80631 (970) 304-6525
UTILITIES
Electric
NW Natural Gas
Water District
Sewer District
Garbage Provider
Cable/Satellite
Fuel (Propane)
Phone Services
Internet
FINANCIAL INSTITUTIONS
Banks and Credit Unions
Credit Card Companies (including department store credit cards)
Lenders
(Mortgage, Home Equity, Auto, Student Loans)
Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)
Retirement (Pension plans, 401K, Social Security, Veterans Affairs)
Investments (Investment Agencies and Brokers)
Online Bill Payer
Paypal
GOVERNMENT OFFICES
US Post Office
Department of Motor Vehicles
(Obtain your driver’s license and change vehicle registration)
IRS
Passport Office
Veteran Affairs
Unemployment Office
(If you are currently receiving unemployment benefits)
HEALTH
Physician
Pharmacies
SERVICE PROVIDERS
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian
Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs (AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine (USPS will only forward 2 months)
Movie Subscriptions
(Netflix, Blockbuster, etc)
Book or Music Clubs
OTHER
Friends and Family Employers
(typically notify the Human Resources Department)
Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved
Research M oving Options : You ’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard Unnecessary Items : Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing Material : Gather moving boxes and packing material for your move.
Contact Insurance Companies : You ’ll need to contact your insurance agent to cancel/transfer your insurance policy.
Start Packing: Begin packing all things destined for your new location.
Obtain Your Medical Records : Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family ’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.
Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.
Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.
Protect Jewelry and Valuables : Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.
Bor rowed and Rented Items : Return items which you may have borrowed or rented. Collect items borrowed to others.
Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.
Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.
Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.
Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.
Tr avel Items: Set aside all items you ’ll need while traveling. Make sure these are not packed on the moving truck..
Contact Utility Companies : Set utility turno ff date, seek refunds and deposits and notify them of your new address.
Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.
Review the House : Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.
Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.
Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you ’ve vacated the property.
Questions To Ask : Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
Denver International Airport (720) 730-4359
www.flydenver.com
Greeley-Weld County Airport (970) 336-3000 www.gxy.net
Department of Transportation (303) 759-2368
www.codot.gov
BUS SERVICE
Greeley-Evans Transit (970) 350-9287 www.greeleyevanstransit.com
Greyhound (800) 231-2222 www.greyhound.com
CABLE TV, INTERNET, PHONE & SATELLITE
Century Link (866) 963-6665 www.centurylink.com
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
XFINITY (800) 266-2278
www.xfinity.com
CITY CONTACTS
Ault
970-834-2844
Berthoud 970-532-2643
Brighton 303-655-2000
Dacono 303-833-2317
Eaton 970-454-3338
Erie 303-926-2700
Evans 970-475-1170
Firestone 303-833-3291
Fort Lupton 303-857-6694
Frederick 720-382-5500
Garden City (970) 351-0041
Gilcrest 970-737-2426
Greeley greeleygov.com/contact-us Hudson 303-536-9311
Johnstown 970-587-4664
Keenesburg 303-732-4281
CITY CONTACTS CONTINUED...
Kersey 970-353-1681
La Salle 970-284-6931
Lochbuie 303-655-9308
Longmont 303-776-6050
Mead www.townofmead.org
Milliken 970-587-4331
Northglen 303-451-8326
Nunn 970-897-2385
Pierce 970-834-2851
Platteville 970-785-2245
Severance 970-686-1218
Thornton 303-538-7200
Windsor 970-674-2400
COUNTY CONTACTS
Weld County (970) 400-4000 www.co.weld.co.us
Briggsdale School District RE-10 www.briggsdaleschool.org
Eaton School District RE-2 www.eaton.k12.co.us
Greeley-Evans School District 6 www.greeleyschools.org
Johnstown-Milliken
Weld School District RE-5J www.weldre5j.k12.co.us
Pawnee School District RE-12 www.pawneeschool.org
Platte Valley School District RE-7 www.pvre7.org/en-US
Prairie School District RE-11 www.prairieschool.org
School District 27J www.sd27j.org
St. Vrain Valley School District RE 1J www.svvsd.org
Thompson School District R-2J www.tsd.org
Weld County School District RE-1 www.wcsdre1.org/en-US
Weld County School District RE-3J www.re3j.com
Weld RE-9 School District www.weldre9.org
Weldon Valley School District RE-20J www.weldonvalley.org
Wiggins School District RE-50J www.wiggins50.k12.co.us
Windsor School District RE-4 weldre4.org/en-US
United Power
303-637-1300 www.unitedpower.com
Xcel Energy (800) 895-4999 co.my.xcelenergy.com
Waste Management Garbage (800) 482-6406 www.wm.com
Waste Connections (800) 457-1379 www.wasteconnections.com/ colorado
Pawnee Waste (970) 889-0006 www.pawneewaste.com
See City Contacts
Banner North Colorado Medical 970-810-4121 www.bannerhealth.com
UCHealth Greeley Hospital 970.652.2000 www.uchealth.org
Xcel Energy (800) 895-4999 co.my.xcelenergy.com
Atmos Energy (866) 322-8667 www.atmosenergy.com
Greeley Tribune www.greeleytribune.com
The Rocky Mountain Collegian www.collegian.com
& ATTRACTIONS
www.discoverweld.com
Hiking & Biking
Fishing & Boating
Birding
Golfing
Disc Golf
Swimming, Skating & More
Camping
The Weld Legacy Trail
Firestone –St. Vrain State Park
Greeley-Houston Gardens
Frederick in Flight
Dacono Colorado National Speedway
Northern Weld Pawnee National Grasslands & Buttes
Greeley Union Colony Civic Center
Because of you… we obsess over cyber security!
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to con rm the wire information provided.
For funds that are to be wired to WFG for your transaction, we will send speci c wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to con rm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive nancial information via email.
Call, don’t email. Con rm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our sta .
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to con rm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to con rm they have received your money.
This is for informational purposes only and should not be considered legal advice.
The purchase of a home is likely going to be one of the most expensive and important purchases you will ever make. You and your mortgage lender want to make sure the property is indeed yours and that no individual or government entity has any right, lien, claim, or encumbrance to your property.
The title insurance company’s function is to make sure your rights and interests to the property are clear, that transfer of title takes place e ciently, and correctly, and your interests as a homebuyer are protected. Title insurance companies provide services to buyers, sellers, real estate developers and builders, mortgage lenders, and others who have an interest in the real estate transfer. Title companies issue two types of policies - “Owners Policy” (which covers the homebuyer) and “Lenders Policy” (which covers the bank, savings and loan, or other lending institution over the life of a loan). Both are issued at the time of purchase for a one-time premium.
The title company conducts an extensive search of public records to determine if anyone other than you has an interest in the property before issuing a policy. The search may be performed by title company personnel using either public records, or more likely, information gathered, reorganized, and indexed in the company’s title “plant”. With such a thorough examination of records, title problems can usually be found and cleared up prior to purchase of the property. Once a title policy is issued, if for some reason any claim, which is covered under your title policy, is ever led against your property, the title company will pay the legal fees involved in defense of your rights as well as any covered loss arising from a valid claim. That protection, which is in e ect as long as you or your heirs own the property, is yours for a one-time premium paid at the time of purchase.
The title company works to eliminate risks before they develop. This makes title insurance di erent from other types of insurance. Most forms of insurance assume risks by providing nancial protection through a pooling of risks or losses arising from unforeseen events, like re, theft, or accident. The purpose of title insurance, on the other hand, is to eliminate risks and prevent losses caused by defects in title that happened in the past. Risks are examined and mitigated before property changes hands. Eliminating risk has bene ts to both of you, the home buyer, as well as the title company. It reduces the chance adverse claims might be raised, and by doing so reduces the number of claims that have to be defended or satis ed. This keeps costs down for the title company and your title premiums low. With title insurance you are assured that any valid claim against your property will be taken on by the title company, and that the odds of a claim being led is slim.
When your o er has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow o cer can proceed on behalf of the buyer and seller without further consultation.
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
• Clears Title
• Obtains title insurance
• Obtains payo s and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document a davit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a nal statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
Title insurance insures against nancial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) su ers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the le is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatis ed judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
• Real Estate Commission
• Document preparation fee for Deed
• Payo of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid o
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payo Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to rst payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Bene ciary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roo ng, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for rst year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of di culties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light xtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
Ownership of property vested in one person rather than held jointly with another.
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Bene ciary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
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Denver, CO 80206 (720) 475-8325
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12050 N Pescos Street, Suite 110 Westminster, CO 80234 (720) 475-8350
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Colorado Springs, CO 80920 (719) 598-5355
7800 E Union Avenue, Suite 310 Denver, CO 80237 (720) 475-8300
WFG’s My Home
CC&R’s (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
This week the median list price for Fort Lupton, CO 80621 is $507,500 with the market action index hovering around 36. This is an increase over last month's market action index of 33. Inventory has decreased to 58.
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Median List Price$507,500 Median Price of New Listings $485,470 Per Square Foot$274 Average Days on Market 113
Days on Market
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price.
Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels.
In the quartile market segments, we see prices in this zip code have generally settled at a plateau, although Quartile 1 has been trending a bit downward in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels.
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.
Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
The properties have been on the market for an average of 112 days. Half of the listings have come newly on the market in the past 72 or so days. Watch the 90-day DOM trend for signals of a changing market.
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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TRANSACTION CLOSED
GATHER UP
SIGNING SCHEDULED
CLOSE TO SIGNING
TITLE CLEARED
UPDATER INVITATION
TITLE REPORT DELIVERED
TRANSACTION STARTED
MIDPOINT FEEDBACK
EARNEST MONEY
We believe these are the correct conditions and restrictions.
However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.
