439 WEST SAN RAFAEL STREET, COLORADO SPRINGS, CO 80905
Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
439 W SAN RAFAEL ST COLORADO SPRINGS CO 80905
74121-10-005 EL PASO COUNTY CO
OwnerInformation
OwnerName: LEWIS MARTHA J / LEWIS HENRY
Vesting: JOINT TENANT
MailAddress: 439 W SAN RAFAEL ST COLORADO SPRINGS CO 80905
OwnerStatus: OwnerOccupied
LocationInformation
LegalDesc: LOT 4 BLK 3 ROCK ISLAND ADD COLO SPGS, 15 FT STRIP OF VAC ST ADJ
County: EL PASO
Census/Block: 001500 / 2001
Tsp-Rng-Sec: T14-R67-S12
Lot/Block: Lot: 4 Block: 3
HousingTract: ROCK ISLAND ADD COLO SPGS
LastMarketSale
Date: 2015-02-10/2015-02-06
SalePrice: 142000
Document#: 2015.12758
DocType: GENERAL WARRANTY DEED
$Sqft: $149.32
PriorSaleInformation
AltParcel#
SchoolDistrict: COLORADO SPRINGS 11
Municipality:
Parcel#: 74121-10-005
Lender: ENT CREDIT UNION
Loan: 127800
Document#: 2015.12759
LoanType: CONVENTIONAL
LoanTerm: 30
Date: / Lender:
Price:Loan:
Document#:Document#:
DocType:LoanType:
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
439 W SAN RAFAEL ST COLORADO SPRINGS CO 80905
74121-10-005 EL PASO COUNTY CO
PropertyCharacteristics
GrossArea: 1887
LivingArea: 951
GarageArea:InteriorWall
RoofShape: GABLE
AboveGrade:Foundation: CONCRETE
Bedrooms: 2
Bath(F/H): 1/
Fireplace: 1 OPENING
YearBuilt: 1914
ParkingType: Garage
RoofMaterial: COMPOSITION SHINGLE
Construction: FRAME
PorchType: COVERED SLAB
PatioType: PORCH/NO STEP
AirCond: CENTRAL
Fixtures:
HeatType: FORCED AI Floor:
CoolingType: CENTRAL
Equipment:
ExteriorWall: FRAME SIDING Stories: 1
Units: 1 Rooms: 5
Basement: 936 Quality: AVERAGE
PropertyInformation
LandUse: SFR
TaxandAssessmentInformation
Pool: No
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
439 W SAN RAFAEL ST COLORADO SPRINGS CO 80905
74121-10-005
EL PASO COUNTY CO
ElementarySchools
Bristol Elementary School719-328-4000
890 North Walnut Street COLORADO SPRINGS CO 80905
Grades: KG to 05
CharterSchool: N
MagnetSchool: N
AreaDesc:
Distance: 0.26 Miles
TitleOne: SWP
Steele Elementary School719-328-4700
1720 North Weber Street COLORADO SPRINGS CO 80907
Grades: KG to 05
CharterSchool: N
MiddleSchools
MagnetSchool: N
AreaDesc:
Distance: 0.98 Miles
TitleOne: NO
North Middle School719-328-2400
612 East Yampa Street COLORADO SPRINGS CO 80903
Grades: 06 to 08
CharterSchool: N
Middle School
Grades: 06 to 08
CharterSchool: N
HighSchools
MagnetSchool: N
MagnetSchool: N
AreaDesc:
Distance: 1.03 Miles
TitleOne: NO
719-328-3 00
AreaDesc:
Distance: 1. Miles
TitleOne: NO
Palmer High School719-328-5000
301 North Nevada Avenue COLORADO SPRINGS CO 80903
AreaDesc:
Grades: 09 to 12 Distance: 0.98 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Coronado High School719-328-3600
1590 West Fillmore Street COLORADO SPRINGS CO 80904
AreaDesc:
Grades: 09 to 12 Distance: 2.06 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Yourassignedschoolshouldbethefirstschoolineachcategory,butitisrecommendedyoucheckwiththedistrictorschool. Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
730,395 POPULATION
2020 Census Data
$81,851
2023 Estimated Census Data
35.62
MEDIAN AGE
2023 Estimated Census Data
El Paso county is the most populous county in the state of Colorado. In July 1858, gold was discovered along the South Platte River in Arapahoe County, Kansas Territory. This discovery precipitated the Pike's Peak Gold Rush.
El Paso County is home to 17 public school districts, in addition to several private schools. In the 2023–2024 school year, Cheyenne Mountain School District 12 in Colorado Springs was ranked the #1 public school district in Colorado.
2020 Census Data
343.5 inhabitants per sq. mile
287,459 housing units
2023 Estimated Census Data
65.25% of homes owner occupied
34.75% of homes rented
2023 Estimated Census Data
23.28% under age 18
10.28% between ages 18 to 24
29.35% between ages 25 to 44
22.51% between ages 45 to 64
14.58% above age 65
Most populous county in Colorado 2,127 square miles
Highest Average Temperature 84º Lowest Average Temperature 16º
Many residents of the mining region felt disconnected from the remote territorial governments of Kansas and Nebraska, so they voted to form their own Territory of Jefferson on October 24, 1859. The following month, the Jefferson Territorial Legislature organized 12 counties for the new territory including El Paso County. El Paso County was named for the Spanish language name for Ute Pass north of Pikes Peak. Colorado City served as the county seat of El Paso County.
439
74121-10-005 EL PASO COUNTY CO
Animal - Services
NameAddressTelephoneDistance
Wasinger,HaroldEDVM-Cook21WCimarronSt719-633-77691.59Mi Fernyak,StephanieDVM-Bear960PicoPt719-685-11772.14Mi Marsden,MelanieADVM-Pike1813NUnionBlvd,#100719-475-17472.19Mi Bausch,LisaGDVM-BijouAn123SwopeAve719-471-44572.44Mi Williams,AllenDVM-Hamlett2129EBoulderSt719-475-18002.44Mi
Banks
NameAddressTelephoneDistance
StateFarmBank600NTejonSt719-475-87870.70Mi ColoradoNationalBank601NNevadaAve719-633-90010.78Mi
BankofColorado421NTejonSt,#200719-227-01000.79Mi BankOne-BankingCenters-C28EBoulderSt719-227-63550.80Mi BankofColorado421NTejonSt719-227-01000.82Mi
Credit Unions
NameAddressTelephoneDistance
EntFederalCreditUnion-Ui1772WUintahSt719-574-11000.80Mi EntFederalCreditUnion-Mo123SWeberSt719-574-11001.38Mi EntFederalCreditUnion-We3141WColoradoAve719-574-11002.23Mi OneThirteenCreditUnion3505NChestnutSt719-632-71182.32Mi PikesPeakCU1616NCircleDr719-385-73253.11Mi
Coffee Shops
NameAddressTelephoneDistance
BBBeanCoffee829NTejonSt719-575-92260.59Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
439
74121-10-005
Coffee Shops
NameAddressTelephoneDistance
Starbucks:KingSoopers-Color1750WUintahSt719-636-50430.78Mi
HouseofYakitori125NorthSpruceStreet719-329-07050.89Mi
BoulderStreetCoffeeRoaster332NTejonSt719-577-42910.89Mi
Starbucks:ColoradoSprings134NTejonSt719-447-06801.05Mi
Eating and Drinking Places
NameAddressTelephoneDistance
Wooglin'sDeli823NTejonSt719-578-94430.59Mi
DaleStreetBistroCafe115EDaleSt719-578-79980.62Mi
TacoBell717NTejonSt719-633-25000.64Mi
Panino'sRestaurant604NTejonSt719-635-74520.69Mi
PapaJohn'sPizza1710WUintahSt719-632-72720.72Mi
Golf Courses
NameAddressTelephoneDistance
EighteenHoleCourseatPatty900EEspanolaSt719-578-68261.72Mi
KissingCamelsGolfCourse3320MesaRd719-636-23732.63Mi
ColoradoSpringsCountryClub3333TempletonGapRd719-473-17822.97Mi
ValleyHiMunicipalGolfCour610SCheltonRd719-385-69113.97Mi EastCourseatBroadmoorGolf1LakeAve719-577-57904.10Mi
Grocers and Supermarkets
NameAddressTelephoneDistance
KingSoopers-UintahStore-1750WUintahSt719-636-50430.78Mi
TejonStreetMarket321NTejonSt719-636-00170.90Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
Grocers and Supermarkets
NameAddressTelephoneDistance
SafewayFood&Drug-Falcon-7655McLaughlinRoad719-495-73001.24Mi
LittleMarket749EWillametteAve719-635-07691.27Mi
SafewayFood&Drug-Stores-2214NWahsatchAve719-527-49171.37Mi
Health Clubs and Spas
NameAddressTelephoneDistance
LadiesFitnessEtc1635WUintahSt719-632-30010.52Mi
Kidpower627NWeberSt,#6719-520-13110.86Mi
HenryJanIsaacsCounselor627NWeberSt719-520-13110.86Mi YMCA316NTejonSt719-471-97900.87Mi
WorldGym25NCascadeAve,#103719-473-22221.08Mi
Hospitals
NameAddressTelephoneDistance
Penrose-stFrancisHlthServs2215NCascadeAve719-776-50001.19Mi
CedarSpringsHospital2135SouthgateRd719-633-41143.37Mi
USAirForceAcademyHospita4102PinionDr719-333-510210.38Mi
Hospitals - Acute Care
NameAddressTelephoneDistance
CenturaHealth-penroseStFra2222NNevadaAve719-776-50001.27Mi
MemorialHospitalCentral1400EBoulderSt719-365-50001.89Mi
Nursing Homes
NameAddressTelephoneDistance
CedarwoodHealthCareCenter924WKiowaSt719-636-52210.93Mi
SpringsVillageCareCenter110WVanBurenSt719-475-86861.37Mi
439 W SAN RAFAEL ST COLORADO SPRINGS CO 80905
74121-10-005 EL PASO COUNTY CO
Nursing Homes
NameAddressTelephoneDistance
MountainViewCareCenter2612WCucharrasSt719-632-74741.75Mi
EmeritusAtBearCreekLongT1685S21stSt719-329-17742.16Mi
CenturaHealth-medalionHealt1719EBijouSt719-381-10002.21Mi
Offices and Clinics of Chiropractors
NameAddressTelephoneDistance
Ohrdorf,RonaldTDC-Weber1220NWeberSt719-635-30850.76Mi Garrison,JohnCDC-Crossin627NWeberSt,#2719-471-73330.85Mi Williams,DannyCDC-Willia1819WColoradoAve719-635-35551.25Mi
Lowenstein,MARCTDC-Accid1310S21stSt719-630-70321.72Mi Holliger,MariaVDC-Caring4975AustinBluffsPky719-574-82786.30Mi
Offices and Clinics of Dentists
NameAddressTelephoneDistance
SethAKimmelman801NCascadeAve#12719-447-11990.52Mi MarkThomasAlbers801NCascadeAve#33719-634-84580.52Mi NelsonJr,JamesDDds721NCascadeAve719-632-57560.54Mi Shields,MichaelWDds703NCascadeAve719-634-32040.57Mi RLarryFinkbeiner625NCascadeAve#350719-630-14400.58Mi
Offices and Clinics of Medical Doctors
NameAddressTelephoneDistance
Onstad,MichaelSDDS-Assoc801NCascadeAve719-599-05000.51Mi HawpeBeverly&AssociatesPC724NTejonSt719-227-77450.63Mi Bates,KarenFDC-BatesKar716NTejonSt719-649-40910.64Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
439
74121-10-005 EL PASO COUNTY CO
Offices and Clinics of Medical Doctors
NameAddressTelephoneDistance
JacobsJaneT130EMonumentSt719-471-82080.68Mi
Szvetecz,FrankCMD-Szvete130EMonumentSt,#1719-473-97520.68Mi
Pet Sitting Services
NameAddressTelephoneDistance
Sudduth,JohnHDVM-Northwe4575NChestnutSt719-593-85823.38Mi
Pharmacies
NameAddressTelephoneDistance
ColoradoCollegeCounselingC1106NCascadeAve719-389-63840.46Mi
AnthonyJChristofDoPc715NCascadeAve719-471-98910.55Mi
BeverlyHawpeAndAssociates,724NTejonSt719-227-77450.60Mi
AliceS.Brill,Ph.d.Pc130EMonumentSt#102719-633-30350.67Mi 100PercentAChiropracticWe213ECacheLaPoudreSt719-667-10070.71Mi
Places of Religion
NameAddressTelephoneDistance
MesaHillsBibleChurch615WUintahStN/A0.19Mi
AllSoulsUnitarianChurch730NTejonSt719-633-77170.63Mi
FirstLutheranChurch1515NCascadeAveN/A0.64Mi
GraceEpiscopalChurch601NTejonStN/A0.70Mi
FirstCongregationalChurch20ESaintVrainStN/A0.72Mi
Retirement Communities
NameAddressTelephoneDistance
SunriseAssistedLivingOfCo10WMonumentSt719-635-63000.52Mi
TheSignatureAtPromontoryP380NLimitSt719-635-22400.73Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
Emergency/Police/Medical/Fire 911
Poison Control (800) 222-1222
www.aapcc.org
United States Postal Service (800) 275-8777
www.usps.com
Xfinity (800) 266-2278
www.xfinity.com
Spectrum (844) 509-8921
www.spectrum.com
Dish Network (800) 318-0572
www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
Colorado Springs Gazette (866) 632-6397 www.gazette.com
Mountain Metro Transit (719) 385-7433
www.coloradosprings.gov/mountainmetro
Colorado Natural Gas (800) 720-8193 www.coloradonaturalgas.com
Colorado Springs Electric (719) 448-4800 www.csu.org/electric-service
Colorado Springs Water (719) 448-4800
www.csu.org
Colorado Springs Sewer (719) 448-4800
www.csu.org
Waste Management Garbage (800) 808-5901 www.wm.com
Waste Connections (719) 591-5000 wasteconnections.com/colorado-springs
Colorado Springs School District 11 (719) 520-2000 www.d11.org
Because of you… we obsess over
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to con rm the wire information provided.
For funds that are to be wired to WFG for your transaction, we will send speci c wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to con rm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive nancial information via email.
Call, don’t email. Con rm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our sta .
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to con rm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to con rm they have received your money.
This is for informational purposes only and should not be considered legal advice.
The purchase of a home is likely going to be one of the most expensive and important purchases you will ever make. You and your mortgage lender want to make sure the property is indeed yours and that no individual or government entity has any right, lien, claim, or encumbrance to your property.
The title insurance company’s function is to make sure your rights and interests to the property are clear, that transfer of title takes place e ciently, and correctly, and your interests as a homebuyer are protected. Title insurance companies provide services to buyers, sellers, real estate developers and builders, mortgage lenders, and others who have an interest in the real estate transfer. Title companies issue two types of policies - “Owners Policy” (which covers the homebuyer) and “Lenders Policy” (which covers the bank, savings and loan, or other lending institution over the life of a loan). Both are issued at the time of purchase for a one-time premium.
The title company conducts an extensive search of public records to determine if anyone other than you has an interest in the property before issuing a policy. The search may be performed by title company personnel using either public records, or more likely, information gathered, reorganized, and indexed in the company’s title “plant”. With such a thorough examination of records, title problems can usually be found and cleared up prior to purchase of the property. Once a title policy is issued, if for some reason any claim, which is covered under your title policy, is ever led against your property, the title company will pay the legal fees involved in defense of your rights as well as any covered loss arising from a valid claim. That protection, which is in e ect as long as you or your heirs own the property, is yours for a one-time premium paid at the time of purchase.
The title company works to eliminate risks before they develop. This makes title insurance di erent from other types of insurance. Most forms of insurance assume risks by providing nancial protection through a pooling of risks or losses arising from unforeseen events, like re, theft, or accident. The purpose of title insurance, on the other hand, is to eliminate risks and prevent losses caused by defects in title that happened in the past. Risks are examined and mitigated before property changes hands. Eliminating risk has bene ts to both of you, the home buyer, as well as the title company. It reduces the chance adverse claims might be raised, and by doing so reduces the number of claims that have to be defended or satis ed. This keeps costs down for the title company and your title premiums low. With title insurance you are assured that any valid claim against your property will be taken on by the title company, and that the odds of a claim being led is slim.
When your o er has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow o cer can proceed on behalf of the buyer and seller without further consultation.
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
• Clears Title
• Obtains title insurance
• Obtains payo s and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document a davit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a nal statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
Title insurance insures against nancial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) su ers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the le is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatis ed judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
• Real Estate Commission
• Document preparation fee for Deed
• Payo of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid o
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payo Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to rst payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Bene ciary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roo ng, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for rst year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of di culties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light xtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
Ownership of property vested in one person rather than held jointly with another.
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Bene ciary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
55 Madison Street, Suite 690
Denver, CO 80206 (720) 475-8325
NORTH
12050 N Pescos Street, Suite 110 Westminster, CO 80234 (720) 475-8350
8610 Explorer Drive, Suite 105
Colorado Springs, CO 80920 (719) 598-5355
7800 E Union Avenue, Suite 310 Denver, CO 80237 (720) 475-8300
WFG’s My Home
CC&R’s (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
Colorado Springs, CO 80905
REPORT FOR 4/30/2025
Single-Family Homes
This week the median list price for Colorado Springs, CO 80905 is $435,000 with the market action index hovering around 39. This is less than last month's market action index of 40. Inventory has increased to 48.
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Market Narrative
The market has started cooling and prices have been flat for several weeks. Since we’re in the Seller’s zone, watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Market Segments
Each segment below represents approximately 25% of the market ordered by price.
Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels.
In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.
While prices have been basically flat, the price per square foot has been heading downward. While not a sign of broad strength in a market, larger homes are coming more available and buyers are tending to get more home for their money.
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
The market has started cooling and prices have been flat for several weeks. Since we’re in the Seller’s zone, watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
The properties have been on the market for an average of 72 days. Half of the listings have come newly on the market in the past 39 or so days. Watch the 90-day DOM trend for signals of a changing market.
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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