Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
PROPERTY DETAILS
3405 BROOKFIELD LN PUEBLO CO 81005
1515403019
PUEBLO COUNTY CO
OwnerInformation
Owner Name: WILCOXEN TOMMIE D / WILCOXEN CYNTHIA I
Vesting: JOINT TENANT
Mail Address: 3405 BROOKFIELD LN PUEBLO CO 81005
Owner Status: OwnerOccupied
LocationInformation
Legal Desc: LOT 19 BLK 7 SOUTH PARK 3RD
County: PUEBLO
Census/Block: 002801 / 1001
Tsp-Rng-Sec: T21S-R65W-S15
Lot / Block: Lot: 19 Block: 7
Housing Tract: HIGHLAND PARK, VINEWOOD S
LastMarketSale
Date: 2020-11-23/2020-11-20
Sale Price: 190000
Document #: 2201982
Doc Type: PERSONAL REP'S DEED
$ Sqft: $197.92
PriorSaleInformation
Alt Parcel #
School District: PUEBLO CITY 60
Municipality:
Parcel #: 1515403019
Lender: CHERRY CREEK MORTGAGE LLC
Loan: 157500
Document #: 2201983
Loan Type: CONVENTIONAL
Loan Term: 30
Date: / Lender:
Price:Loan:
Document #:Document #:
Doc Type:Loan Type:
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2026 CDS Marketing,
3405 BROOKFIELD LN PUEBLO CO 81005
1515403019
PUEBLO COUNTY CO
PropertyCharacteristics
Gross Area: 960 Garage Area:Interior Wall
Living Area: 960
Above Grade: 960
Bedrooms: 3
Bath (F/H): 1/
Fireplace: YES
Year Built: 1960
Parking Type: Garage
Roof Shape: GABLE/HIP Porch Type:
Foundation:Patio Type:
Roof Material: COMPOSITION SHINGLE Air Cond: REFRIGERATION
Construction: FRAME Fixtures:
Heat Type: FORCED AI Floor:
Cooling Type: REFRIGERA Equipment:
Exterior Wall: FRAME/STUCCO Stories: 1
Units: 1 Rooms: 5 Pool: No
Basement: 960
PropertyInformation Land Use: SFR
TaxandAssessmentInformation
AVERAGE
MAPS
ASSESSOR MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
STREET MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
AERIAL MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
CITY BOUNDARY MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
SCHOOLS
3405 BROOKFIELD LN PUEBLO CO 81005
1515403019
PUEBLO COUNTY CO
Pueblo, School District No. 60, In The County Of Pueblo And
ElementarySchools
Beulah Heights Elementary School719-549-7510
2670 Delphinium Street PUEBLO CO 81005
Grades: PK to 05
Charter School: N
Magnet School: N
Area Desc:
Distance: 0.18 Miles
Title One: SWP
South Park Elementary School719-549-7600
3100 Hollywood PUEBLO CO 81005
Area Desc:
Grades: PK to 05 Distance: 0.47 Miles
Charter School: N Magnet School: N
MiddleSchools
Title One: NO
Roncalli Stem Academy719-549-7450
4202 Highway 78 PUEBLO CO 81005
Grades: 06 to 08
Charter School: N
Magnet School: N
Area Desc:
Distance: 1.07 Miles
Title One: SWP
Pueblo Academy of Arts719-549-7430
29 Lehigh Avenue PUEBLO CO 81005
Area Desc:
Grades: 06 to 08 Distance: 1.44 Miles
Charter School: N
HighSchools
Magnet School: N
Title One: SWP
South High School719-549-7255
1801 Hollywood Drive PUEBLO CO 81005
Area Desc:
Grades: 09 to 12 Distance: 1.02 Miles
Charter School: N
Magnet School: N
Title One: NO
Central High School719-549-7300
216 East Orman Avenue PUEBLO CO 81004
Grades: 09 to 12
Charter School: N
Magnet School: N
Area Desc:
Distance: 2.66 Miles
Title One: NO
Your assigned school should be the first school in each category, but it is recommended you check with the district or school. The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2026 CDS Marketing, Inc.
Whatistheperformance framework?
2025PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Postsecondary& WorkforceReadiness: Approaching
Achievement: Approaching
Growth: Approaching
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Safe,Consistent,andProductiveLearning Environments AlignmentandimplementationofDistrict systemstosupportstudentachievement
Whatdoesthisratingmeanandhowdoesit comparetootherdistricts?
2025-26UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
DistrictPlantoReduceChronicAbsenteeism ActionableData
Listcontinues.ClickUIPURLtoviewmore. InstructionalPractices&Systems
PerformanceChallenges
Whereisthedistrictfocusingits attention?
StudentAchievementinELA&Math ChronicAbsenteeism
Whatistheperformance framework?
Achievement: Approaching
2025PerformanceFrameworkResults
Growth:
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2025-26UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
Inconsistentimplementationofwriting responseprocessesacrossgradelevels
Insufficientemphasisonrigorandcritical thinkinginreadingandwriting
Lackofcomprehensivedatadashoboardfor MTSSSystems
Listcontinues.ClickUIPURLtoviewmore.
PerformanceChallenges
Whereistheschoolfocusingits attention?
Listcontinues.ClickUIPURLtoview more. LeveragingPanoramaforMTSS Decision-Making IncreaseMathAchievement IncreaseELAAchievement ClickHeretoViewFullPeformanceFrameworkReport
Listcontinues.ClickUIPURLtoviewmore. ELAAchievement
MTSSSystems:Academics,Attendance,and Behavior MathAchievement
Whatistheperformance framework?
2025PerformanceFrameworkResults
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
StrengtheningInstructionalCoaching SystemsforMath CreateaSustainableandEffectiveMTSS System ApplyeffectiveELAInstructionalPractices
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2025-26UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
LackofClarityofStudentExpectationsand EffectiveInstructionalPractices InstructionalCoachingSystems InnefectiveInstructionalPractices
Listcontinues.ClickUIPURLtoviewmore.
ClickHeretoViewFullUnifiedImprovementPlan
PerformanceChallenges
Whereistheschoolfocusingits attention?
Increasestudentacademicgrowthand achievementinMathematics Increasestudentacademicgrowthand achievementinELA ChronicAbsenteeism
ClickHeretoViewFullPeformanceFrameworkReport
2025PerformanceFrameworkResults
Whatistheperformance framework? OfficialPerformanceRating
Principal: MichaelKovak
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
Howareperformanceframeworkratingsdetermined?
Postsecondary& WorkforceReadiness: Meets
Achievement: DoesNotMeet
Growth: Approaching
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2025-26UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
AttendanceandMTSSsupports
ObservationFeedbackCycle
Supportreadinginallcontentareas
PerformanceChallenges
Whereistheschoolfocusingits attention?
Inconsistentpracticeswithinternalizinglessonplans.
InconsistentRTI/MTSSprocessesatthehighschoollevel
Needofdistrictassessmentsystemtosupporttier2instruction& targetedPD
COMMUNITY
CITY OF PUEBLO
111,876
POPULATION
Census Data
$35,620
MEDIAN INCOME Census Data
36.00
Pueblo is situated at the confluence of the Arkansas River and Fountain Creek, 112 miles south of the Colorado State Capitol in Denver. The area is considered semi-arid desert land, with approximately 12 inches (304.80 mm) of precipitation annually. With its location in the "Banana Belt", Pueblo tends to get less snow than the other major cities in Colorado.
SCHOOL DISTRICTS
Pueblo School District 60
Pueblo County School District 70
HOUSING
2010 Census Data
64.79% of homes owner occupied
35.21% of homes rented
POPULATION DENSITY
2000 Census Data
1,942.9 inhabitants per sq. mile
148,690 housing units at an average density of 1,989.4 per sq. mile
AGE DEMOGRAPHIC
2010 Census Data
25.1% under age 18
10.3% between ages 18 to 24
26.6% between ages 25 to 44
21.4% between ages 45 to 64
16.6% above age 65
CITY QUICK FACTS
9th most populous city in Colorado
Referred to as the “Steel City”
56.083 square miles
4,692 feet elevation
By the early 1870s the city was being hailed as a beacon of development, with newspapers like the Chicago Tribune boasting of how the region's lawless reputation was giving way to orderly agriculture with triumphalist rhetoric. Pueblo's development stretched beyond agriculture. Steel emerged as a key industry very early, and in 1909 the city was considered the only steel town west of the Mississippi River.
PUEBLO COUNTY BASE MAP
3405 BROOKFIELD LN PUEBLO CO 81005 1515403019
PUEBLO COUNTY CO
- Services
Goode, Richard L DVM - Goode1287 S Pueblo Blvd719-924-89691.67
Ottersberg, Martin E DVM - Ve651 S Pueblo Blvd719-564-03302.41
Barker, Joseph B DVM - Mesa V1124 20th Ln719-542-60754.94
Seal, Rod DVM - Veterinary Ho715 N La Crosse Ave719-545-79364.97
Mc Carthy, Jenna DVM - Pet's3625 Baltimore Ave719-542-20226.13
Pueblo & Northern-1875 S Pueblo Blvd719-564-50641.08
4th and Abriendo1500 W 4th St719-544-36243.36
3405 BROOKFIELD LN PUEBLO CO 81005 1515403019
PUEBLO COUNTY CO
Coffee Shops NameAddressTelephoneDistance
The Carriage House at Rosemou406 W 15th St719-543-41924.63 Mi
Starbucks: Hwy 50 & Outlook1565 W Us-50719-296-03006.21 Mi
Starbucks: Hwy 50 & Outlook1565 W Us-50, #B-2719-296-03006.21 Mi
Eating and Drinking Places NameAddressTelephoneDistance
Meoqui Mexican Restaurant2126 S Prairie Ave719-566-12040.88 Mi
Santinas Restaurant & Lounge3915 Ivywood Ln719-566-96480.90 Mi Sonic Drive Inn - Southside L2008 S Pueblo Blvd719-561-98590.93 Mi Mcdonald's Restaurants1921 S Pueblo Blvd719-564-04701.05 Mi East West Grill1873 S Pueblo Blvd719-566-88981.08 Mi
Golf Courses NameAddressTelephoneDistance Regulation Course at Elmwood3900 Thatcher Ave719-561-49462.58
Pueblo Country Club3200 8th Ave719-542-29415.93 Mi Walking Stick Golf Course4301 Walking Stick Blvd719-584-34007.52 Mi Desert Hawk Golf Course251 S Mcculloch Blvd719-547-22808.93 Mi
Grocers and Supermarkets
Sam's Club2123 Hollywood Dr719-584-31460.41 Mi
7-Eleven Stores - No 131112727 S Prairie Ave719-564-04470.44 Mi
Loaf'n Jug - No 373980 Ivywood Ln719-561-92220.95 Mi
Safeway Food & Drug - Pueblo1853 S Pueblo Blvd719-561-16721.10 Mi
Village2515 Pitman Pl719-564-05501.39
Heights1610 Scranton Ave719-564-05501.42
3405 BROOKFIELD LN PUEBLO CO 81005 1515403019
PUEBLO COUNTY CO
Offices and Clinics of Chiropractors NameAddressTelephoneDistance
Welch, Tano E DC - A & A Chir635 W Corona Ave, #103719-543-34333.39 Mi
Offices and Clinics of Dentists NameAddressTelephoneDistance
Michael James Purcell2603 Vinewood Ln719-543-71230.46 Mi
Neubaum, Edward Dds2023 Vinewood Ln719-564-04360.76 Mi
Oral & Maxillofacial Surgery3902 Sandalwood Ln719-561-24400.81 Mi
Family Dentistry3926 Sandalwood Ln719-561-93600.83 Mi
Howard Graham Stringert3955 Sandalwood Ln719-564-33330.89 Mi
Offices and Clinics of Medical Doctors
Kahl, Jeffrey A DDS - Young a2603 Vinewood Ln719-564-64640.44 Mi
Belaire Animal Hospital2650 S Prairie Ave719-561-20000.44 Mi
Day, Gregory N DDS - Oral & M3902 Sandalwood Ln #110719-561-24400.81 Mi
Chautard House2109 Chautard Dr719-564-81101.00 Mi
Sajbel James T Pharmacist1728 S Prairie Ave719-564-02201.17 Mi Pharmacies NameAddressTelephoneDistance
Cover Family Dental2020 S PUEBLO BLVD719-566-02060.85 Mi
Anthony Knowlton Dds3939 Sandalwood Ln719-564-58330.88 Mi
Kmart Corp3900 W Northern Ave719-564-43321.03 Mi
Wal-mart Stores Inc4080 W Northern Ave719-561-09511.03 Mi
Caring Hearts126 Starlite Dr303-807-35101.04 Mi
UTILITIES & RESOURCES
PUEBLO COUNTY UTILITIES
Emergency/Police/Medical/Fire 911
Poison Control (800)222-1222 www.aapcc.org
United States Postal Service (800)275-8777 www.usps.com
Xfinity (800)266-2278 www.xfinity.com
Dish Network (800)318-0572 www.dish.com
DIRECT TV (800)531-5000 www.directtv.com
Century Link (866)963-6665 www.centurylink.com/internet
The Pueblo Cheiftain (719)404-2701 www.chieftain.com
Pueblo City Transit (719)553-2722
www.pueblo.us/1759/Pueblo-Transitand-Transportation-Maps
Xcel Energy (800)895-4999 co.my.xcelenergy.com
San Isabel Electric (800)279-7432 www.siea.com
City of Pueblo Water (719) 584-0250 pueblowater.org
City of Pueblo Sewer (719) 553-2898 pueblowater.org
Waste Connections (719) 591-5000 wasteconnections.com/colorado-springs
Pueblo C School District # 0 ( )
CHANGE OF ADDRESS
USPS
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.
https://moversguide.usps.com
Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $1.00 charge to your credit or debt card
Email confirmation at the end of registration of your change of address
* Must have valid email address and credit card to register online.
Colorado Department of Transportation
Below is the website if you would like to change your address online or have any questions.
Region 1 and Headquarters
Denver/Central Colorado 2829 W Howard Place Denver, CO 80204 (303) 759-2368
www.codot.gov
VOTER REGISTRATION
Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.
sos.state.co.us/voter/pages/pub/home.xhtml
County Elections Office Contacts
Pueblo County
201 W 8th St, 7th Floor Pueblo, CO 81011 (719) 583-6620
MOVING CHECKLIST
UTILITIES
Electric
NW Natural Gas
Water District
Sewer District
Garbage Provider
Cable/Satellite
Fuel (Propane)
Phone Services
Internet
FINANCIAL INSTITUTIONS
Banks and Credit Unions
Credit Card Companies (including department store credit cards)
Lenders
(Mortgage, Home Equity, Auto, Student Loans)
Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)
Retirement (Pension plans, 401K, Social Security, Veterans Affairs)
Investments (Investment Agencies and Brokers)
Online Bill Payer
Paypal
GOVERNMENT OFFICES
US Post Office
Department of Motor Vehicles
(Obtain your driver’s license and change vehicle registration)
IRS
Passport Office
Veteran Affairs
Unemployment Office
(If you are currently receiving unemployment benefits)
HEALTH
Physician
Pharmacies
SERVICE PROVIDERS
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian
Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs (AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine (USPS will only forward 2 months)
Movie Subscriptions
(Netflix, Blockbuster, etc)
Book or Music Clubs
OTHER
Friends and Family Employers
(typically notify the Human Resources Department)
MOVING CHECKLIST
8 WEEKS BEFORE YOUR MOVE
Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved
Research Moving Options: You ’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing Material: Gather moving boxes and packing material for your move.
Contact Insurance Companies : You ’ll need to contact your insurance agent to cancel/transfer your insurance policy.
4 WEEKS BEFORE YOUR MOVE
Start Packing: Begin packing all things destined for your new location.
Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family ’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.
Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.
Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.
Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.
Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.
1 WEEK BEFORE YOUR MOVE
Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.
Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.
Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.
Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.
Travel Items: Set aside all items you ’ll need while traveling. Make sure these are not packed on the moving truck..
Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.
MOVING DAY
Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.
Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.
Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.
Vacate Your Home: Make sure utilities are off , doors and windows are locked and notify your real estate agent you ’ve vacated the property.
Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
RESOURCE GUIDE
AIRPORT
Denver International Airport (720) 730-4359
www.flydenver.com
Pueblo Memorial Airport (719)553-2760
www.flypueblo.com
AUTO & DRIVER REGISTRATION
Department of Transportation (303) 759-2368
www.codot.gov
BUS SERVICE
Department of Transportation (719) 553-2722 www.pueblo.us/460/ Transportation
Greyhound (800) 231-2222 www.greyhound.com
CABLE TV, INTERNET, PHONE & SATELLITE
Century Link (866) 963-6665 www.centurylink.com
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
XFINITY (800) 266-2278 www.xfinity.com
CITY CONTACT
Pueblo (719) 553-2359
Rye (719) 489-2011
Colorado City (719) 676-3396
Boone (719) 947-3311
COUNTY CONTACTS
Pueblo County (719)-583-6240 www.pueblo.us
EDUCATION
Pueblo City School District 60 (719) 549-7103 www.pueblod60.org
Pueblo City School District 70 (719) 542-0220 www.district70.org
ELECTRICITY
Black Hills Energy (888) 890-5554 www.blackhillsengergy.com
GARBAGE
Waste Management Garbage (719)679-6964 www.wm.com
Waste Connections (719) 591-5000 wasteconnections.com/ colorado-springs
Rocky Mountain Recycling (720) 541-9156 www.rmrscrap.com
WATER
City of Pueblo Water (719) 584-0250 pueblowater.org
HOSPITALS
Parkview Medical Center (719) 584-4000 www.parkviewmc.com
CommonSpirit St. MaryCorwin Hospital (800) 228-4039 www.mountain.commonspirit. org
NATURAL GAS
Xcel Energy (800) 895-4999 co.my.xcelenergy.com
NEWSPAPERS
The Pueblo Cheiftain (719) 404-2701 www.chieftain.com
RECREATION
Whitewater Park
George R. Williams Historic Carousel
Historic Mineral Palace Park and Rose Gardens
SEWER
City of Pueblo Sewer (719) 553-2898 pueblowater.org
TITLE & ESCROW
CYBER SECURITY
Because of you… we obsess over cyber security!
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to con rm the wire information provided.
Incoming Wires from buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send speci c wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to con rm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
WIRE FRAUD
PROTECT YOUR MONEY WHEN BUYING A HOME: YOUR WIRE FRAUD CHECKLIST
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive nancial information via email.
Call, don’t email. Con rm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our sta .
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to con rm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to con rm they have received your money.
This is for informational purposes only and should not be considered legal advice.
WHY IS OWNER’S TITLE INSURANCE IMPORTANT?
The purchase of a home is likely going to be one of the most expensive and important purchases you will ever make. You and your mortgage lender want to make sure the property is indeed yours and that no individual or government entity has any right, lien, claim, or encumbrance to your property.
The title insurance company’s function is to make sure your rights and interests to the property are clear, that transfer of title takes place e ciently, and correctly, and your interests as a homebuyer are protected. Title insurance companies provide services to buyers, sellers, real estate developers and builders, mortgage lenders, and others who have an interest in the real estate transfer. Title companies issue two types of policies - “Owners Policy” (which covers the homebuyer) and “Lenders Policy” (which covers the bank, savings and loan, or other lending institution over the life of a loan). Both are issued at the time of purchase for a one-time premium.
The title company conducts an extensive search of public records to determine if anyone other than you has an interest in the property before issuing a policy. The search may be performed by title company personnel using either public records, or more likely, information gathered, reorganized, and indexed in the company’s title “plant”. With such a thorough examination of records, title problems can usually be found and cleared up prior to purchase of the property. Once a title policy is issued, if for some reason any claim, which is covered under your title policy, is ever led against your property, the title company will pay the legal fees involved in defense of your rights as well as any covered loss arising from a valid claim. That protection, which is in e ect as long as you or your heirs own the property, is yours for a one-time premium paid at the time of purchase.
The title company works to eliminate risks before they develop. This makes title insurance di erent from other types of insurance. Most forms of insurance assume risks by providing nancial protection through a pooling of risks or losses arising from unforeseen events, like re, theft, or accident. The purpose of title insurance, on the other hand, is to eliminate risks and prevent losses caused by defects in title that happened in the past. Risks are examined and mitigated before property changes hands. Eliminating risk has bene ts to both of you, the home buyer, as well as the title company. It reduces the chance adverse claims might be raised, and by doing so reduces the number of claims that have to be defended or satis ed. This keeps costs down for the title company and your title premiums low. With title insurance you are assured that any valid claim against your property will be taken on by the title company, and that the odds of a claim being led is slim.
WHAT IS ESCROW
When your o er has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow o cer can proceed on behalf of the buyer and seller without further consultation.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
• Clears Title
• Obtains title insurance
• Obtains payo s and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document a davit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a nal statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE
Title insurance insures against nancial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) su ers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
How is title insurance di erent than other types of insurance?
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
What’s involved in a title search?
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the le is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatis ed judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
WHO PAYS FOR WHAT IN COLORADO
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
The Seller
• Real Estate Commission
• Document preparation fee for Deed
• Payo of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid o
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payo Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
Personal Property vs. Real Property
The Buyer
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to rst payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Bene ciary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roo ng, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for rst year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of di culties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light xtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
TITLE VESTING
TENANCY IN SEVERALTY
Ownership of property vested in one person rather than held jointly with another.
JOINT TENANCY WITH RIGHT OF SURVIVORSHIP TENANCY IN COMMON
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Bene ciary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
55 Madison Street, Suite 690
Denver, CO 80206 (720) 475-8325
NORTH
12050 N Pescos Street, Suite 110 Westminster, CO 80234 (720) 475-8350
8610 Explorer Drive, Suite 105
Colorado Springs, CO 80920 (719) 598-5355
7800 E Union Avenue, Suite 310 Denver, CO 80237 (720) 475-8300
3. DENVER TECH CENTER / COMMERCIAL
4.
METRO OFFICE
2. COLORADO SPRINGS OFFICE
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TABLE OF CONTENTS
Altos Market Report
WFG’s My Home
Talking House Tent Cards
CC&R’s (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
REPORTFOR1/21/2026
Single-FamilyHomes
This week the median list price for Pueblo, CO 81005 is $335,000 with the market action index hovering around 33. This is about the same as last month's market action index of 33. Inventory has decreased to 115.
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Real-Time Market Profile
Median List Price$335,000 Median Price of New Listings $249,900 Per Square Foot$159
Days on Market 140
Slight Seller's Advantage
Market Narrative
In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb.
Market Segments
Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price.
MedianListPrice
Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels.
Segments
In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.
PricePerSquareFoot
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. 7-Day Median
Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.
MarketActionIndex
In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb.
MarketActionSegments
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
MedianDaysonMarket(DOM)
The properties have been on the market for an average of 126 days. Half of the listings have come newly on the market in the past 89 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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CONSUMER EXPERIENCE TIMELINE
TRANSACTION CLOSED
GATHER UP
SIGNING SCHEDULED
CLOSE TO SIGNING
TITLE CLEARED
UPDATER INVITATION
TITLE REPORT DELIVERED
TRANSACTION STARTED
MIDPOINT FEEDBACK
EARNEST MONEY
THINGS TO REMEMBER
Covenants, Conditions & Restrictions
Our search found no CC&R’s of record for this property. However, no examination of title has been made and WFG National Title assumes no liability.