15933 SOUTH ELK CREEK ROAD, PINE, CO 80470
Tobias is a Colorado Native with family roots tied to San Luis, CO (the oldest continuously occupied town in Colorado). Tobias brings, to the Ed Prather Real Estate Team, 18 years experience exclusively in the Debt Management Industry, which allows Tobias a competitive advantage in preparing his Clients.
720-435-0137
tobias@edprather.com 274 Union Boulevard Suite 450 Lakewood, CO, 80228
Tobias thrives on getting his Clients the properties they desire and with his unflappable character, astounding leadership, and refined negotiating skills gets the job done. Tobias also prides himself in obtaining top dollar for his Client’s properties. Tobias builds and maintains strong relationships with his Clients that will last a lifetime. Tobias and his family are huge Colorado sports fans, especially the Denver Broncos. They enjoy exploring Colorado and spending time with extended family and friends.
Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
15933 S ELK CREEK RD PINE CO 80470
71-224-01-079
JEFFERSON COUNTY CO
OwnerInformation
OwnerName: JONES SHARON ANN / SENA DALE
Vesting:
MailAddress: 15933 S ELK CREEK RD PINE CO 80470
OwnerStatus: OwnerOccupied
LocationInformation
SECTION 22 TOWNSHIP 07 RANGE 71 QTR SE SUBDIVISIONCD 699400
SUBDIVISIONNAME SPHINX LODGE LOT 0039 SIZE: 4966 TRACT 00A VALUE: .114
LegalDesc:
SECTION 22 TOWNSHIP 07 RANGE 71 QTR SE SUBDIVISIONCD 699400
SUBDIVISIONNAME SPHINX LODGE LOT 0040 SIZE: 4530 VALUE: .104
County: JEFFERSON
Census/Block: 012058 / 3010
Tsp-Rng-Sec: T07S-R71W-S22
Lot/Block: Lot: 39, 40 Block:
HousingTract: SPHINX LODGE
LastMarketSale
AltParcel# 300506082
SchoolDistrict:
Municipality:
Parcel#: 71-224-01-079
Date: / Lender:
SalePrice:Loan:
Document#:Document#:
DocType:LoanType:
$Sqft: $ LoanTerm: PriorSaleInformation
Date: / Lender: Price:Loan: Document#:Document#: DocType:LoanType:
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
15933 S ELK CREEK RD PINE CO 80470
71-224-01-079
JEFFERSON COUNTY CO
PropertyCharacteristics
GrossArea: 680
LivingArea: 680
AboveGrade: 680
Bedrooms: 1
Bath(F/H): 1/
Fireplace:
GarageArea:InteriorWall
RoofShape:PorchType:
Foundation:PatioType: DECK
RoofMaterial:AirCond:
YearBuilt: 1950 CoolingType:Equipment:
ParkingType: Garage
PropertyInformation
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
15933 S ELK CREEK RD PINE CO 80470
71-224-01-079
JEFFERSON COUNTY CO
ElementarySchools
Elk Creek Elementary School303-982-2900
13304 South U S Highway 285 PINE CO 80470
AreaDesc:
Grades: PK to 05 Distance: 4.71 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
West Jefferson Elementary School303-982-2975
26501 Barkley Road CONIFER CO 80433
AreaDesc:
Grades: PK to 05 Distance: 7.99 Miles
CharterSchool: N
MiddleSchools
MagnetSchool: N
TitleOne: NO
West Jefferson Middle School303-982-3056
9449 South Barnes Street CONIFER CO 80433
AreaDesc:
Grades: 06 to 08 Distance: 8.40 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Fitzsimmons Middle School303-838-7666
57093 Us Highway 285 BAILEY CO 80421
Grades: 06 to 08
CharterSchool: N
HighSchools
MagnetSchool: N
AreaDesc:
Distance: 11.56 Miles
TitleOne: NO
Conifer Senior High School303-982-5255
10441 County Highway 73 CONIFER CO 80433
AreaDesc:
Grades: 09 to 12 Distance: 7.17 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Platte Canyon High School303-838-7666
57243 Us Highway 285 BAILEY CO 80421
AreaDesc:
Grades: 09 to 12 Distance: 12.42 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: NO
Yourassignedschoolshouldbethefirstschoolineachcategory,butitisrecommendedyoucheckwiththedistrictorschool. Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
What strategies have been put in place to address root causes?
of data literacy
Where is the school focusing its attention?
Time to implement internalization practices Strengthen our culture of data literacy List continues. Click below to view more. Belonging matters in regards to student achievement Monitor and strengthen the instructional core Expand a culture of safety & belonging
Decreasing the percentage of students scoring a SRD or READ plans
Ensuring evidenced-based practices are used in literacy
Ensuring evidenced-based practices are used in mathematics
List continues. Click below to view more.
3,822
2024 Estimated
$112,623
2024 Estimated
46.9
2024 Estimated
Pine, Colorado, is a scenic unincorporated community located in the foothills of the Rocky Mountains, approximately 25 miles southwest of the city of Denver. Situated in both Jefferson and Park counties, Pine offers residents a tranquil, rural setting with access to nearby natural attractions, such as the Pike National Forest, while still being within driving distance of the amenities and opportunities of the Denver metro area.
Jefferson County SD R-1
Platte Canyon SD 1
2024 Estimated
91.3% of Homes Owner Occupied
8.7% of Homes Rented
2024 Estimated
1,588 Housing Units
Density of 18.5 People Per Square Mile
Estimated Population Growth
2024– 2029 at 1.83%
2024 Estimated
15.5% under age 18
6.9% between ages 18 to 24
18.9% between ages 25 to 44
34.7% between ages 45 to 64
24.0% over age 65
Unincorporated Community Designated by Zip Code 80470
206.53 Square Miles
34.742 Total square miles
Town Sits at 6,738 Feet Elevation
Average High Temp 75°
Average Low Temp 12°
Pine, Colorado, was originally settled in the mid 1800s, during the early days of Colorado's gold rush. The area, named for the abundant ponderosa pines, grew as a mining and timber community, with the nearby South Platte River providing a crucial water source. Over time, as mining declined, Pine became more known for its farming and ranching, and today it is a peaceful rural community that retains much of its historic charm.
SafewayFood&Drug10853US-285303-838-98686.49Mi
Health Clubs and Spas
NameAddressTelephoneDistance
ArthurSports&Fitness12997SElkCreekRd303-838-78014.50Mi
FitnessCenteratPineJuncti16MountEvansBlvd303-838-38395.16Mi
AlltheRightMoves316MountEvansBlvd303-838-49325.43Mi
AspenAlpsHealthSpa&FitneSpringCreekTrail970-925-81146.41Mi
CurvesForWomen26697PleasantParkRd,#250303-816-08226.67Mi
Offices and Clinics of Dentists
NameAddressTelephoneDistance
CrowHillFamilyDentistry460CountyRoad43#3303-838-03117.64Mi
Bobak,VoytekDds460CountyRoad43303-988-08447.72Mi
Offices and Clinics of Medical Doctors
NameAddressTelephoneDistance
BrennanInternationalDefibriPOBox1492303-960-90603.82Mi
BighornVeterinaryService13545US-285303-838-87154.60Mi
CastroElisaDVM11873SpringsRd303-816-24895.31Mi
ConiferVeterinaryHospital10903US-285303-670-39596.44Mi
HermannJosephMd26659PleasantParkRd303-674-06056.56Mi
Pharmacies
NameAddressTelephoneDistance
EileenDianaWebsterSHwy285FrontageRd719-836-33664.55Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
15933 S ELK CREEK RD PINE CO 80470
71-224-01-079
JEFFERSON COUNTY CO
Pharmacies
NameAddressTelephoneDistance
ElkCreekFireProtectionDis11993BlackfootRd303-816-93855.19Mi
ConiferIntegrativeFamilyMe11873SPRINGSRD303-838-58805.34Mi
AspenCenterForMarriage&T11863SpringsRd#11b303-816-02945.36Mi
EaglesnestGroupCenter1149DickMountainDrive303-838-24686.50Mi
Places of Religion
NameAddressTelephoneDistance
StMary'sOfRockies224BuggyWhipRd303-838-23757.71Mi
AspenParkSdaChurch26015NoahAve303-838-53807.96Mi
ConiferCommunityChurchPOBox53N/A8.03Mi
StLaurence'sEpiscopalChurcPOBox361N/A8.03Mi
OurLadiesofthePinesChurc9444EagleCliffRdN/A8.70Mi
Retirement Communities NameAddressTelephoneDistance
MountainViewAlternativeCar67318USHighway285303-838-90075.62Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
Below is the website if you would like to change your address online or you can visit your local post o ce, they will provide you with the change of address packet.
https://moversguide.usps.com
Bene ts you will receive when you change your address online are:
♦ Exclusive mover savings coupons
♦ Safe and secure with identity veri cation by a simple $1.00 charge to your credit or debt card
♦ Email con rmation at the end of registration of your change of address
* Must have valid email address and credit card to register online.
Below is the website if you would like to change your address online or have any questions.
Region 1 and Headquarters
Denver/Central Colorado 2829 W Howard Place Denver, CO 80204 (303) 759-2368
www.codot.gov
Electric
NW Natural Gas
Water District
Sewer District
Garbage Provider
Cable/Satellite
Fuel (Propane)
Phone Services
Internet
Banks and Credit Unions
Credit Card Companies
(including department store credit cards)
Lenders
(Mortgage, Home Equity, Auto, Student Loans)
Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)
Retirement (Pension plans, 401K, Social Security, Veterans A airs)
Investments
(Investment Agencies and Brokers)
Online Bill Payer
Paypal
GOVERNMENT OFFICES
US Post O ce
Department of Motor Vehicles
(Obtain your driver’s license and change vehicle registration)
IRS
Passport O ce
Veteran A airs
Unemployment O ce
(If you are currently receiving unemployment bene ts)
HEALTH
Physician
Pharmacies
SERVICE PROVIDERS
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian
Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs (AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine (USPS will only forward 2 months)
Movie Subscriptions
(Net ix, Blockbuster, etc)
Book or Music Clubs
OTHER
Friends and Family Employers
(typically notify the Human Resources Department)
Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved
Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large di erence between rates and services within moving companies.
Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing Material: Gather moving boxes and packing material for your move.
Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.
Start Packing: Begin packing all things destined for your new location.
Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.
Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.
Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch re during your move.
Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.
Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.
Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government O ces, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.
Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.
Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.
Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.
Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..
Contact Utility Companies: Set utility turno date, seek refunds and deposits and notify them of your new address.
Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.
Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.
Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.
Vacate Your Home: Make sure utilities are o , doors and windows are locked and notify your real estate agent you’ve vacated the property.
Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
Adams 4430 S Adams County Pkwy Brighton, CO 80601 (303) 659-2120
Arapahoe 5334 S Prince St Littleton, CO 80120 (303) 795-4400
Boulder County 1750 33rd St Boulder, CO 80301 (303) 413-7740
Broom eld County One DesCombes Dr Broom eld, CO 80020 (303) 469-3301
Denver County
200 W 14th Ave Denver, CO 80204 (720) 913-1311
Douglas County 125 Stephanie Place Castle Rock, CO 80109 (303) 660-7400
El Paso County 1675 W Garden of the Gods Rd Colorado Springs, CO 80907 (719) 520-7276
Je erson County 100 Je erson County Pkwy Golden, CO 80419 (303) 271-6511
CORE Electric (303) 688-3100 www.core.coop
Xcel Energy (303) 615-5000 my.xcelenergy.com
AllHealth Network (303) 730-8858 www.allhealthnetwork.org
Anschutz (720) 848-0000 www.uch.edu
Avista (303) 673-1000 www.avistahospital.org
Boulder Community Hospital (303) 440-2273 www.bch.org
Castle Rock Adventist (720) 455-5000 www.centura.org
Centennial Medical Plaza (303) 699-3000 www.auroramed.com
Children’s Hospital Colorado (720) 777-1234 www.childrenscolorado.org
Craig Hospital (303) 789-8000 www.childrenscolorado.org
Denver Health (303) 436-6000 www.denverhealth.org
Good Samaritan (303) 689-4000 www.sclhealth.org
Kaiser Permanente (303) 338-3800 www.kp.org
Littleton Adventist Hospital (303) 730-8900 www.littleton-adventist-hospital
Lutheran Medical Center (303) 425-4500 www.lutheranmedicalcenter.org
Medical Center of Aurora (303) 695-2600 www.auroramed.com
North Suburban Medical (303) 451-7800 www.northsubruban.com
Parker Adventist Hospital (303) 269-4000 www.parkerhospital.org
Platte Valley Medical (303) 498-1600 www.pvmc.org
Porter Adventist Hospital (303) 778-1955 www.mylittletonhospital.org
Presbyterian / St Luke’s (303) 839-6000 www.pslmc.com
Rocky Mountain Hospital (720) 754-1000 www.rockymountainhospitalforchildren.com
Rose Medical Center (303) 320-2121 www.rosemed.com
Sky Ridge Medical Center (720) 225-1000 www.skyridgemedcenter.com
St. Anthony Medical Center (720) 225-1000 www.stanthonyhosp.org
Swedish Medical Center (866) 779-3474 www.swedishhospital.com
UCHealth (720) 516-1000 www.uchealth.org
University of Colorado Hospital (303) 372-0000 www.uch.edu
Aquarium (303) 561-4450 www.downtownaquariumdenver.com
Black Canyon of Gunnison 9800 Hwy 347, Montrose www.nps.gov
Butter y Pavilion (303) 469-5441 www.butter ies.org
Boondocks (720) 842-1100 www.boondocks.com/parker
Castle Rock Adventure Park (720) 733-9477 www.castlerockziplinetours.com
Cheyenne Mountain Zoo (719) 633-9925 www.cmzoo.org
Children's Museum Denver (303) 433-7444 www.mychildsmuseum.org
Colorado State Parks (303) 470-1144 www.colorado.gov/capitol
Coors Brewing Company (303) 277-2337 www.coors.com
Denver Botanic Gardens (720) 865-3500 www.botanicgardens.org
Denver Zoo (720) 337-1400 www.denverzoo.org
Dinosaur Ridge (303) 697-3466 www.dinoridge.org
Elitch Gardens Amusement Park (303) 595-4386 www.elitchgardens.com
Family Sports Center (303) 708-9500 www.ssprd.org
Four Mile Historic Park (303) 399-1859 www.fourmilepark.org
Garden of the Gods (719) 634-6666 www.gardenofgods.com
Great Sand Dunes National Park and Preserve 11999 State Hwy 150, Mosca www.nps.gov
Heritage Square (303) 727-8437 www.heritagemusementpark.com
Hudson Gardens (303) 797-8565 www.hudsongardens.org
Lakeside Amusement Park (303) 477-1621 www.lakesideamusementpark.com
Lollipop Park (303) 761-8700 www.lollipoppark.com
Mile High Flea Market (303) 289-4656 www.milehigh eamarket.com
National Center for Atmospheric Research (303) 497-1174 www.ucar.edu
Pikes Peak Cog Railway (719) 685-5401 www.cograilway.com
Pirates Cove Family Aquatic (303) 762-2683 www.piratescovecoloardo.com
Rocky Mountain National Park 1000 US Hwy 36, Estes Park www.nps.gov
Tiny Town (303) 697-6829 www.tinytownrailroad.com
Waterworld (303) 427-7873 www.waterworldcolorado.com
Arapahoe Marketplace 8505 E Arapahoe Rd Greenwood Village, CO
Arapahoe Crossings 6400-6700 S Park Rd Aurora, CO
Bowles Crossing 8055 W Bowles Ave Littleton, CO
Centennial Promenade 9555 E County Line Rd Centennial, CO
Chapel Hills Mall 1710 Briargate Blvd Colorado Springs, CO
Cherry Creek North 299 Milwaukee St Denver, CO
Cherry Creek 3000 E 1st Ave Denver, CO
Citadel Mall 750 Citadel Dr E Colorado Springs, CO
Colorado Mills 14520 W Colfax Ave Lakewood, CO
Because of you… we obsess over
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to con rm the wire information provided.
For funds that are to be wired to WFG for your transaction, we will send speci c wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to con rm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive nancial information via email.
Call, don’t email. Con rm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our sta .
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to con rm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to con rm they have received your money.
This is for informational purposes only and should not be considered legal advice.
When your o er has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow o cer can proceed on behalf of the buyer and seller without further consultation.
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
• Clears Title
• Obtains title insurance
• Obtains payo s and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document a davit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a nal statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
Title insurance insures against nancial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) su ers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the le is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatis ed judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
• Real Estate Commission
• Document preparation fee for Deed
• Payo of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid o
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payo Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to rst payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Bene ciary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roo ng, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for rst year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of di culties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light xtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
Ownership of property vested in one person rather than held jointly with another.
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Bene ciary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
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REPORT FOR 4/8/2025
Single-Family Homes
This week the median list price for Pine, CO 80470 is $1,050,000 with the market action index hovering around 33. This is an increase over last month's market action index of 31. Inventory has increased to 21.
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Median List Price$1,050,000
Price of New Listings $977,500 Per Square Foot$360
Slight Seller's Advantage
The market has not shown strong directional trends in terms of supply and demand. However, inventory is sufficiently low to keep us in the Seller’s Market zone and prices have been moving upward as evidence.
Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price.
The market for this zip code continues its bounce again this week. We're a long way from the market's high point so watch the Market Action Index to predict how long this trend will last.
In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 2 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels.
The market appears to be placing an increasing premium on homes. When list prices and price per square foot consistently increase in tandem, as they're doing now, you can often find short-term investment opportunities. Watch the Market Action Index for persistent changes as a leading indicator for these trends to flatten or drop.
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
The market has not shown strong directional trends in terms of supply and demand. However, inventory is sufficiently low to keep us in the Seller’s Market zone and prices have been moving upward as evidence.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
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Our search found no CC&R’s of record for this property. However, no examination of title has been made and WFG National Title assumes no liability.