Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
Superintendent: TomGregory
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Whatistheperformance framework?
ⓘ PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
Achievement: Meetsⓘ
Postsecondary& WorkforceReadiness: Meetsⓘ
Whatdoesthisratingmeanandhowdoesit comparetootherdistricts?
Growth: Meetsⓘ
DoesNotMeet Expectations Exceeds Expectations Meets Expectations Approaching Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whereisthedistrictfocusingits attention?
Whatissuesunderliethese challenges?
Whatstrategieshavebeenputin placetoaddressrootcauses?
SupportingtheWholeStudent ImplementationofProfLearningComm (PLC)andMulti-TieredSystemofSupports
Principal: SteveScott SchoolWebsite
Academy20(1040):DiscoveryCanyonCampusElementarySchool(1929) 1810NORTHGATEBLVDCOLORADOSPRINGS,CO80921
2023PerformanceFrameworkResults
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Whatistheperformance framework?
ⓘ PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
StudentswithDisabilities
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
Exceedsⓘ Growth: Meetsⓘ DoesNotMeet Expectations Exceeds Expectations Meets Expectations Approaching Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whereistheschoolfocusingits attention?
MathAchievementforStudentswith Disabilities ELAachievementforstudentswith disabilities. AcademicGrowthfor1stgradestudentsas identifiedbyAcadience.
Whatissuesunderliethese challenges?
WhatisUnified ImprovementPlanning?
Whatstrategieshavebeenputin placetoaddressrootcauses?
Lackofaguaranteedandviablecurriculum forstudentswithdisabilities. Aneedtoincreasestaffcollaboration throughaPLCmodel. Aneedtoincreasespeciallydesigned instructioninMathandELA. ProfessionalLearningCommunities MTSS InstructionalCoaches
Listcontinues.Clickbelowtoviewmore.
ClickHeretoViewFullPeformanceFrameworkReport ClickHeretoViewFullUnifiedImprovementPlan
Principal: MarioRomero SchoolWebsite
OfficialPerformanceRating
StudentswithDisabilities 2023PerformanceFrameworkResults
Whatistheperformance framework?
Howareperformanceframeworkratingsdetermined? ⓘ PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
Exceeds
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whereistheschoolfocusingits attention?
Whatissuesunderliethese challenges?
Whatstrategieshavebeenputin placetoaddressrootcauses?
Principal:
Dr.MarkWahlstrom SchoolWebsite
2023PerformanceFrameworkResults
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Whatistheperformance framework?
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
Achievement: Meetsⓘ
Postsecondary& WorkforceReadiness: Meetsⓘ
StudentswithDisabilities
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
Growth: Approachingⓘ
DoesNotMeet Expectations Exceeds Expectations Meets Expectations Approaching Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whereistheschoolfocusingits attention?
Whatissuesunderliethese challenges?
LackofaGuaranteed&ViableCurriculum, FormativeAssessments,&Intervention
LackofinstructionalfeedbackaroundMath andEBRWinstructioninallclasses.
LimitedSystemicAcademicInterventions
WhatisUnified ImprovementPlanning?
Whatstrategieshavebeenputin placetoaddressrootcauses?
Listcontinues.Clickbelowtoviewmore. General&SpecialEducationTeacherswill ImplementCo-TeachinginMath&ELA BuildingaCultureofInstructional FeedbackandBestInstructionalPractices AnswerQuestions1,2,3and4ofa ProfessionalLearningCommunity
478,961
2010 Census Data
$45,081
2000 Census Data
34.00
AGE
Census Data
Colorado Springs is the second-most populous city and the most extensive city in the state of Colorado, and the 39th-most-populous city in the United States. It is the principal city of the Colorado Springs metropolitan area and the second-most prominent city of the Front Range Urban Corridor. It is located in east-central Colorado on Fountain Creek, 70 miles south of Denver.
Colorado Springs
Academy
Falcon
Widefield
Harrison
Cheynne
Fountain-Fort Carson
2010 Census Data
65.20% of homes owner occupied
34.80% of homes rented
2000 Census Data
1,942.9 inhabitants per sq. mile
148,690 housing units at an average density of 1,989.4 per sq. mile
2010 Census Data
26.5% under age 18
10.3% between ages 18 to 24
32.8% between ages 25 to 44
20.8% between ages 45 to 64
9.6% above age 65
2nd largest city in Colorado
195 square miles
6,035 feet elevation
The Ute, Arapaho and Cheyenne peoples were the first recorded inhabiting the area which would become Colorado Springs. Part of the territory included in the United States' 1803 Louisiana Purchase, the current city area was designated part of the 1854 Kansas Territory. In 1859, after the first local settlement was established, it became part of the Jefferson Territory on October 24 and of El Paso County on November 28.
Emergency/Police/Medical/Fire 911
Poison Control (800) 222-1222 www.aapcc.org
United States Postal Service (800) 275-8777 www.usps.com
Xfinity (800) 266-2278 www.xfinity.com
Spectrum (844) 509-8921 www.spectrum.com
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
The Denver Post (303) 832-3232 www.denverpost.com
Regional Transportation District (RTD) (303) 299-6000 www.rtd-denver.com
Colorado Natural Gas (800) 720-8193 www.coloradonaturalgas.com
Xcel Energy (303) 615-5000 my.xcelenergy.com
CORE Electric (303) 688-3100 www.core.coop
Colorado Springs Water (719) 448-4800 www.csu.org
Colorado Springs Sewer (719) 448-4800 www.csu.org
Waste Management Garbage (800) 808-5901 www.wm.com
Waste Connections (303) 288-2100 www.wcdenver.com
Academy 20 School District (719) 234-1200 www.asd20.org
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.
https://moversguide.usps.com
Benefits you will receive when you change your address online are:
♦ Exclusive mover savings coupons
♦ Safe and secure with identity verification by a simple $1.00 charge to your credit or debt card
♦ Email confirmation at the end of registration of your change of address
* Must have valid email address and credit card to register online.
Below is the website if you would like to change your address online or have any questions.
Region 1 and Headquarters
Denver/Central Colorado 2829 W Howard Place Denver, CO 80204 (303) 759-2368
www.codot.gov
Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.
sos.state.co.us/voter/pages/pub/home.xhtml
County Elections Office Contacts
Adams County
4430 S Adams County Pkwy 1st Floor, Suite E3102 Brighton, CO 80601 (720) 523-6500
Arapahoe County 5334 S Prince St Littleton, CO 80120 (303) 795-4511
Boulder County 1750 33rd St, Suite 200 Boulder, CO 80301 (303) 413-7740
Broomfield County One DesCombes Dr Broomfield, CO 80020 (303) 438-6332
Denver County 200 W 14th Ave Denver, CO 80204 (720) 913-8683
Douglas County 125 Stephanie Place Castle Rock, CO 80109 (303) 660-7444
El Paso County 1675 W Garden of the Gods Rd Suite 2201 Colorado Springs, CO 80907 (719) 520-6202
Jefferson County 3500 Illinois Street, Suite 1100 Golden, CO 80401 (303) 271-8168
Electric
NW Natural Gas
Water District
Sewer District
Garbage Provider
Cable/Satellite
Fuel (Propane)
Phone Services
Internet
Banks and Credit Unions
Credit Card Companies (including department store credit cards)
Lenders
(Mortgage, Home Equity, Auto, Student Loans)
Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)
Retirement (Pension plans, 401K, Social Security, Veterans Affairs)
Investments (Investment Agencies and Brokers)
Online Bill Payer
Paypal
GOVERNMENT OFFICES
US Post Office
Department of Motor Vehicles
(Obtain your driver’s license and change vehicle registration)
IRS
Passport Office
Veteran Affairs
Unemployment Office
(If you are currently receiving unemployment benefits)
HEALTH
Physician
Pharmacies
SERVICE PROVIDERS
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian
Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs (AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine (USPS will only forward 2 months)
Movie Subscriptions
(Netflix, Blockbuster, etc)
Book or Music Clubs
OTHER
Friends and Family Employers
(typically notify the Human Resources Department)
Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved
Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing Material: Gather moving boxes and packing material for your move.
Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.
Start Packing: Begin packing all things destined for your new location.
Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.
Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.
Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.
Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.
Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.
Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.
Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.
Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.
Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.
Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..
Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.
Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.
Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.
Vacate Your Home: Make sure utilities are o ff , doors and windows are locked and notify your real estate agent you’ve vacated the property.
Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
AIRPORT
Denver International Airport (720) 730-4359 www.flydenver.com
AUTO & DRIVER REGISTRATION
Department of Transportation (303) 759-2368 www.codot.gov
BUS SERVICE
RTD (303) 299-6000 www.rtd-denver.com
Greyhound (800) 231-2222 www.greyhound.com
CABLE TV, INTERNET, PHONE & SATELLITE
Century Link (877) 803-8414 www.centurylink.com
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
Spectrum (844) 509-8921 www.spectrum.com
XFINITY (800) 934-6489 www.comcast.com
CITY CONTACT
Arvada - (720) 898-7000 www.arvadaco.gov
Aurora - (303) 739-7000 www.auroragov.org
Boulder - (303) 441-3388 www.bouldercolorado.gov
Brighton - (303) 665-2000 www.brightonco.gov
Broomfield - (303) 469-3301 www.broomfield.org
Castle Rock - (303) 660-1015 www.castlerock.org
Centennial - (303) 325-8000 www.centennialco.gov
Colorado Springs (719) 385-2489 www.coloradosprings.gov
Commerce City (303) 289-3600 www.c3gov.com
Denver - (720) 913-1311 www.denvergov.org
Englewood - (303) 762-2300 www.englewoodgov.org
Erie - (303) 926-2700 www.erieco.gov
Federal Heights (303) 428-3526 www.fedheights.org
Fountain - (719) 332-2000 www.fountaincolorado.org
Glendale - (303) 759-1513 www.glendale.co.us
Golden - (303) 384-8000 www.cityofgolden.net
Greenwood Village (303) 773-0252 www.greenwoodvillage.com
Highlands Ranch (303) 791-0430 www.highlandsranch.org
Lafayette - (303) 665-5588 www.cityoflafayette.com
Lakewood - (303) 987-7000 www.lakewood.org
Littleton - (303) 795-3700 www.littletongov.org
Lone Tree - (303) 708-1818 www.cityoflonetree.com
Longmont - (303) 776-6050 www.longmontcolorado.gov
Louisville - (303) 666-6565 www.louisvilleco.gov
Manitou Springs (719) 685-5481 www.manitouspringsco.gov
Northglenn - (303) 451-8326 www.northglenn.org
Parker - (303) 841-0353 www.parkeronline.org
Superior - (303) 499-3675 www.superiorcolorado.gov
Thornton - (303) 538-7575 www.cityofthornton.net
Westminter - (303) 658-2400 www.cityofwestminster.us
Wheat Ridge - (303) 234-5900 www.ci.wheatridge.co.us
Adams 4430 S Adams County Pkwy Brighton, CO 80601 (303) 659-2120
Arapahoe 5334 S Prince St Littleton, CO 80120 (303) 795-4400
Boulder County 1750 33rd St Boulder, CO 80301 (303) 413-7740
Broomfield County
One DesCombes Dr Broomfield, CO 80020 (303) 469-3301
Denver County
200 W 14th Ave Denver, CO 80204 (720) 913-1311
Douglas County
125 Stephanie Place Castle Rock, CO 80109 (303) 660-7400
El Paso County 1675 W Garden of the Gods Rd Colorado Springs, CO 80907 (719) 520-7276
Jefferson County
100 Jefferson County Pkwy Golden, CO 80419 (303) 271-6511
CORE Electric (303) 688-3100 www.core.coop
Xcel Energy (303) 615-5000 my.xcelenergy.com
AllHealth Network (303) 730-8858 www.allhealthnetwork.org
Anschutz (720) 848-0000 www.uch.edu
Avista (303) 673-1000 www.avistahospital.org
Boulder Community Hospital (303) 440-2273 www.bch.org
Castle Rock Adventist (720) 455-5000 www.centura.org
Centennial Medical Plaza (303) 699-3000 www.auroramed.com
Children’s Hospital Colorado (720) 777-1234 www.childrenscolorado.org
Craig Hospital (303) 789-8000 www.childrenscolorado.org
Denver Health (303) 436-6000 www.denverhealth.org
Good Samaritan (303) 689-4000 www.sclhealth.org
Kaiser Permanente (303) 338-3800 www.kp.org
Littleton Adventist Hospital (303) 730-8900 www.littleton-adventist-hospital
Lutheran Medical Center (303) 425-4500 www.lutheranmedicalcenter.org
Medical Center of Aurora (303) 695-2600 www.auroramed.com
North Suburban Medical (303) 451-7800 www.northsubruban.com
Parker Adventist Hospital (303) 269-4000 www.parkerhospital.org
Platte Valley Medical (303) 498-1600 www.pvmc.org
Porter Adventist Hospital (303) 778-1955 www.mylittletonhospital.org
Presbyterian / St Luke’s (303) 839-6000 www.pslmc.com
Rocky Mountain Hospital (720) 754-1000 www.rockymountainhospitalforchildren.com
Rose Medical Center (303) 320-2121 www.rosemed.com
Sky Ridge Medical Center (720) 225-1000 www.skyridgemedcenter.com
St. Anthony Medical Center (720) 225-1000 www.stanthonyhosp.org
Swedish Medical Center (866) 779-3474 www.swedishhospital.com
UCHealth (720) 516-1000 www.uchealth.org
University of Colorado Hospital (303) 372-0000 www.uch.edu
RECREATION
Aquarium (303) 561-4450 www.downtownaquariumdenver.com
Black Canyon of Gunnison 9800 Hwy 347, Montrose www.nps.gov
Butterfly Pavilion (303) 469-5441 www.butterflies.org
Boondocks (720) 842-1100 www.boondocks.com/parker
Castle Rock Adventure Park (720) 733-9477 www.castlerockziplinetours.com
Cheyenne Mountain Zoo (719) 633-9925 www.cmzoo.org
Children's Museum Denver (303) 433-7444 www.mychildsmuseum.org
Colorado State Parks (303) 470-1144 www.colorado.gov/capitol
Coors Brewing Company (303) 277-2337 www.coors.com
Denver Botanic Gardens (720) 865-3500 www.botanicgardens.org
Denver Zoo (720) 337-1400 www.denverzoo.org
Dinosaur Ridge (303) 697-3466 www.dinoridge.org
Elitch Gardens Amusement Park (303) 595-4386 www.elitchgardens.com
Family Sports Center (303) 708-9500 www.ssprd.org
Four Mile Historic Park (303) 399-1859 www.fourmilepark.org
Garden of the Gods (719) 634-6666 www.gardenofgods.com
Great Sand Dunes National Park and Preserve 11999 State Hwy 150, Mosca www.nps.gov
Heritage Square (303) 727-8437 www.heritagemusementpark.com
Hudson Gardens (303) 797-8565 www.hudsongardens.org
Lakeside Amusement Park (303) 477-1621 www.lakesideamusementpark.com
Lollipop Park (303) 761-8700 www.lollipoppark.com
Mile High Flea Market (303) 289-4656 www.milehighfleamarket.com
National Center for Atmospheric Research (303) 497-1174 www.ucar.edu
Pikes Peak Cog Railway (719) 685-5401 www.cograilway.com
Pirates Cove Family Aquatic (303) 762-2683 www.piratescovecoloardo.com
Rocky Mountain National Park 1000 US Hwy 36, Estes Park www.nps.gov
Tiny Town (303) 697-6829 www.tinytownrailroad.com
Waterworld (303) 427-7873 www.waterworldcolorado.com
Arapahoe Marketplace 8505 E Arapahoe Rd Greenwood Village, CO
Arapahoe Crossings 6400-6700 S Park Rd Aurora, CO
Bowles Crossing 8055 W Bowles Ave Littleton, CO
Centennial Promenade 9555 E County Line Rd Centennial, CO
Chapel Hills Mall 1710 Briargate Blvd Colorado Springs, CO
Cherry Creek North 299 Milwaukee St Denver, CO
Cherry Creek 3000 E 1st Ave Denver, CO
Citadel Mall 750 Citadel Dr E Colorado Springs, CO
Colorado Mills 14520 W Colfax Ave Lakewood, CO
Denver Pavilions 16th Street Mall and Glenarm Pl Denver, CO
Downtown Boulder Pearl Street and Broadway Boulder, CO
Festival Shopping Center 8110 S University Blvd www.festivalshoppingcenter.com
FlatIron Crossing One W Flatiron Crossing Dr Broomfield, CO
Heritage Hills 9227 Lincoln Ave Lone Tree, CO
Larimer Square 1430 Larimer Denver, CO
Marketplace at Northglenn 104th Ave and I-25 Denver, CO
Marina Square
8101 E Belleview Ave Denver, CO
Oakbrook
311 E County Line Rd Littleton, CO
Outlets at Castle Rock
5050 Factory Shops Blvd Castle Rock, CO
Park Meadows
8401 Park Meadows Center Dr Lone Tree, CO
Shops at Highland Walk 4000 Red Cedar Dr Highlands Ranch, CO
Southlands E Smoky Hill Rd and E-470 Aurora, CO
Shops at Highland Walk 4000 Red Cedar Dr Highlands Ranch, CO
Southwest Plaza 8501 W Bowles Ave Littleton, CO
The Streets at SouthGlenn 6991 S Vine St Centennial, CO
Town Center at Aurora 14200 E Alameda Ave Aurora, CO
Twenty Ninth Street
Arapahoe Ave and 28th St Boulder, CO
Willow Creek 8200 S Quebec St Centennial, CO
Village at the Peaks 1250 S Hover Rd Longmont, CO
Colorado Springs Transfer Station wmsolutions.com 1965 Commercial Blvd Colorado Springs, CO 80906
South Metro Transfer Station wmsolutions.com 2400 West Union Avenue Englewood, CO 80110
D&R Transfer Station wmsolutions.com 6091 Brighton Blvd Commerce City, CO 80022
Adams County 4430 S Adams County Pkwy 1st Floor, Suite E3102
Brighton, CO 80601 (720) 523-6500
Arapahoe County 5334 S Prince St Littleton, CO 80120 (303) 795-4511
Boulder County 1750 33rd St, Suite 200 Boulder, CO 80301 (303) 413-7740
Broomfield County One DesCombes Dr Broomfield, CO 80020 (303) 438-6332
Denver County 200 W 14th Ave Denver, CO 80204 (720) 913-8683
Douglas County 125 Stephanie Place Castle Rock, CO 80109 (303) 660-7444
El Paso County 1675 W Garden of the Gods Suite 2201 Colorado Springs, CO 80907 (719) 520-6202
Jefferson County
3500 Illinois Street, Suite 1100 Golden, CO 80401 (303) 271-8168
Because of you… we obsess over cyber security!
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.
For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive financial information via email.
Call, don’t email. Confirm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our staff.
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to confirm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to confirm they have received your money.
This is for informational purposes only and should not be considered legal advice.
The purchase of a home is likely going to be one of the most expensive and important purchases you will ever make. You and your mortgage lender want to make sure the property is indeed yours and that no individual or government entity has any right, lien, claim, or encumbrance to your property.
The title insurance company’s function is to make sure your rights and interests to the property are clear, that transfer of title takes place efficiently, and correctly, and your interests as a homebuyer are protected. Title insurance companies provide services to buyers, sellers, real estate developers and builders, mortgage lenders, and others who have an interest in the real estate transfer. Title companies issue two types of policies - “Owners Policy” (which covers the homebuyer) and “Lenders Policy” (which covers the bank, savings and loan, or other lending institution over the life of a loan). Both are issued at the time of purchase for a one-time premium.
The title company conducts an extensive search of public records to determine if anyone other than you has an interest in the property before issuing a policy. The search may be performed by title company personnel using either public records, or more likely, information gathered, reorganized, and indexed in the company’s title “plant”. With such a thorough examination of records, title problems can usually be found and cleared up prior to purchase of the property. Once a title policy is issued, if for some reason any claim, which is covered under your title policy, is ever filed against your property, the title company will pay the legal fees involved in defense of your rights as well as any covered loss arising from a valid claim. That protection, which is in effect as long as you or your heirs own the property, is yours for a one-time premium paid at the time of purchase.
The title company works to eliminate risks before they develop. This makes title insurance different from other types of insurance. Most forms of insurance assume risks by providing financial protection through a pooling of risks or losses arising from unforeseen events, like fire, theft, or accident. The purpose of title insurance, on the other hand, is to eliminate risks and prevent losses caused by defects in title that happened in the past. Risks are examined and mitigated before property changes hands. Eliminating risk has benefits to both of you, the home buyer, as well as the title company. It reduces the chance adverse claims might be raised, and by doing so reduces the number of claims that have to be defended or satisfied. This keeps costs down for the title company and your title premiums low. With title insurance you are assured that any valid claim against your property will be taken on by the title company, and that the odds of a claim being filed is slim.
When your offer has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow officer can proceed on behalf of the buyer and seller without further consultation.
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
• Clears Title
• Obtains title insurance
• Obtains payoffs and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document affidavit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a final statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
Title insurance insures against financial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the file is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
• Real Estate Commission
• Document preparation fee for Deed
• Payoff of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid off
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payoff Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to first payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Beneficiary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roofing, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for first year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of difficulties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light fixtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
Ownership of property vested in one person rather than held jointly with another.
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Beneficiary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
55 Madison Street, Suite 690
Denver, CO 80206 (720) 475-8325
NORTH
12050 N Pescos Street, Suite 110 Westminster, CO 80234 (720) 475-8350
8610 Explorer Drive, Suite 105
Colorado Springs, CO 80920 (719) 598-5355
7800 E Union Avenue, Suite 310 Denver, CO 80237 (720) 475-8300
WFG’s My Home
CC&R’s (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
This week the median list price for Colorado Springs, CO 80921 is $847,200 with the market action index hovering around 41. This is less than last month's market action index of 42 Inventory has increased to 70.
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Median List Price $847,200 Median Price of New Listings $975,000 Per Square Foot $251
Days on Market 79
The market has been cooling off a bit in recent weeks, as more homes are available and demand is less. We’ll be looking for a persistent downward trend. If we see a persistent trend, especially if the MAI falls from the Seller’s Market zone to the Buyer’s Market zone, expect downward pressure on prices. There is already some evidence prices moving lower.
Each segment below represents approximately 25% of the market ordered by price.
Again this week we see a downward notch for prices in this zip code. Pricing has been weak recently and versus their absolute-high level. At this point, we will be looking for a persistent upward shift in the Market Action Index as a leading indicator for a trough in prices.
In the quartile market segments, we see the upper end of the market in this zip code showing weakness. While there is enough demand in the low end (Quartiles 3 and 4) to keep prices flat, unless there is a persistent up-shift in the Market Action Index, the entire market may resume a down trend soon.
Despite recently falling prices, the price per square foot has stayed reasonably flat. This implies that there’s a portion of the market being priced at a premium. You can investigate this condition in the quartile details.
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
The market has been cooling off a bit in recent weeks, as more homes are available and demand is less. We’ll be looking for a persistent downward trend. If we see a persistent trend, especially if the MAI falls from the Seller’s Market zone to the Buyer’s Market zone, expect downward pressure on prices. There is already some evidence prices moving lower.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.
The properties have been on the market for an average of 95 days. Half of the listings have come newly on the market in the past 41 or so days. Watch the 90-day DOM trend for signals of a changing market.
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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TRANSACTION CLOSED
GATHER UP
SIGNING SCHEDULED
CLOSE TO SIGNING
TITLE CLEARED
UPDATER INVITATION
TITLE REPORT DELIVERED
TRANSACTION STARTED
MIDPOINT FEEDBACK
EARNEST MONEY
We believe these are the correct conditions and restrictions.
However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.
