SCAN HERE 2 . M a p s
1 . P r o p e r t y D e t a i l s
3 . L o c a l S c h o o l s
4 . C o m m u n i t y
6 . T i t l e & E s c r o w
5 . U t i l i t i e s & R e s o u r c e s
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
1455VINECLIFFHTS COLORADOSPRINGS,CO80921
OWNER NAME: KazemiFamilyTrust
VESTING: JointTenants
MAILING ADDRESS: 1455VineCliffHtColoradoSpringsCO80921
OWNER STATUS: Owneroccupied
COUNTY: ElPaso
CENSUS / BLOCK: 007206/2001
TSP - RNG - SEC: 12S-66W-08 LOT / BLOCK: 13/
HOUSING TRACT: FlyingHorse01West
ALT PARCEL #:
SCHOOL DISTRICT: Academy
MUNICIPALITY: ColoradoSprings PARCEL #: 6208407045
DATE: 08/01/2025
DATE: 08/01/2025 SALE PRICE: $3,900,000 SALE PRICE: $3,900,000
DOCUMENT #: 65241
DOCUMENT #: 65241 DOC TYPE: WarrantyDeed DOC TYPE: WarrantyDeed SQUARE FOOT $: $837.45 LENDER: LENDER: UNITEDWHOLESALE MORTGAGELLC LOAN: $3,120,000 LOAN: $3,120,000 LOAN TYPE: LOAN TYPE: NewConventional LOAN TERM: 360M
GROSS AREA: 4,657
LIVING AREA: ABOVE GRADE:
BEDROOMS: 7
BATHROOMS: 7
FIREPLACE: 1
YEAR BUILT: 2019
PARKING TYPE: Attached
UNITS:
BASEMENT: 3,031
GARAGE AREA: 2,028
ROOF SHAPE: Gable
FOUNDATION: Frame
ROOF MATERIAL: CompositionShingle
CONSTRUCTIONS: Frame HEAT TYPE: Forcedairunit
COOLING TYPE:
EXTERIOR WALL: Stucco
ROOMS: 13
QUALITY:
INTERIOR WALL:
PORCH TYPE:
PATIO TYPE: AIR COND: Y
FIXTURES:
FLOOR: EQUIPMENT:
STORIES: 1
POOL:
CONDITION: Average
LAND USE: SINGLEFAMILYRESIDENTIAL
ZONING: PlannedDevelopmentZoneD
COUNTY USE: SINGLEFAMILYRESIDENTIAL LOT ACRES: 1.18 STATE USE: LOT SQ FT: 51,401 LEN / WID:
ASSD YEAR: 2024
ASSD VALUE: $139,690
TAXABLE VAL:
TAX YEAR: 2023
LAND VALUE: $351,050
MKT VALUE: $1,981,404
TAX AREA: JGM
IMP VALUE: $1,630,354
EXEMPTIONS:
PROPERTY TAX: $18,022.13
IMPROVED %: 82 DISTRICT:
DEMOGRAPHICS ASSESSORMAP STREET AERIALMAP CI TY Y B OUNDARY Y MAP P SCHOOLS ELEMENTARYSCHOOLS NAME: TheDaVinciAcademySchool
ADDRESS: 1335BridleOakLane
CHARTER SCHOOL: No
MAGNET SCHOOL: Yes
CITY, STATE, ZIP: ColoradoSprings,CO80921 AREA DESCRIPTION: 11-City:Large
PHONE: (719)234-5400 DISTANCE: 0.36mile(s)
GRADES: Prekindergarten-5thGrade TITLE ONE: 2-No
NAME: DiscoveryCanyonCampusElementary School CHARTER SCHOOL: No
ADDRESS: 1810NorthGateBlvd MAGNET SCHOOL: No
CITY, STATE, ZIP: ColoradoSprings,CO80921 AREA DESCRIPTION: 11-City:Large
PHONE: (719)234-3810 DISTANCE: 0.95mile(s)
GRADES: Prekindergarten-5thGrade TITLE ONE: 2-No
MIDDLESCHOOLS NAME: TheClassicalAcademyMiddleSchool
ADDRESS: 975StoutRoad
CHARTER SCHOOL: Yes
MAGNET SCHOOL: No
CITY, STATE, ZIP: ColoradoSprings,CO80921 AREA DESCRIPTION: 11-City:Large
PHONE: (719)484-0091 DISTANCE: 0.87mile(s)
GRADES: 7thGrade-8thGrade
ONE: 2-No
NAME: DiscoveryCanyonCampusMiddleSchool CHARTER SCHOOL: No
ADDRESS: 1810NorthGateBlvd
MAGNET SCHOOL: No
CITY, STATE, ZIP: ColoradoSprings,CO80921 AREA DESCRIPTION: 11-City:Large
PHONE: (719)234-1810
GRADES: 6thGrade-8thGrade
HIGHSCHOOLS 0.95mile(s)
ONE: 2-No
NAME: TheClassicalAcademyHighSchool CHARTER SCHOOL: Yes
ADDRESS: 975StoutRoad
MAGNET SCHOOL: No
CITY, STATE, ZIP: ColoradoSprings,CO80921 AREA DESCRIPTION: 11-City:Large
PHONE: (719)484-0091 DISTANCE: 0.87mile(s)
GRADES: 9thGrade-12thGrade
ONE: 2-No
NAME: DiscoveryCanyonCampusHighSchool CHARTER SCHOOL: No
ADDRESS: 1810NorthgateBoulevard
MAGNET SCHOOL: No
CITY, STATE, ZIP: ColoradoSprings,CO80921 AREA DESCRIPTION: 11-City:Large
PHONE: (719)234-1800 DISTANCE: 0.95mile(s)
GRADES: 9thGrade-12thGrade
ONE: 2-No
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Postsecondary& WorkforceReadiness: Meets
Achievement: Meets
Growth: Meets
Exceeds Expectations Meets Expectations
Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
SupportingtheWholeStudent ImplementationofProfLearningComm (PLC)andMulti-TieredSystemofSupports
UtilizeStudentData
Whatdoesthisratingmeanandhowdoesit comparetootherdistricts?
2023-24UnifiedImprovementPlan RootCauses
Whatissuesunderliethese challenges?
GuaranteedandViableCurriculum BehaviorSupport Accountability
Listcontinues.Clickbelowtoviewmore.
PerformanceChallenges
Whereisthedistrictfocusingits attention?
2024PerformanceFrameworkResults
Whatistheperformance framework? OfficialPerformanceRating Howareperformanceframeworkratingsdetermined?
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
Achievement: Exceeds
Growth: Meets
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2023-24UnifiedImprovementPlan RootCauses
Whatissuesunderliethese challenges?
Aneedtoincreasespeciallydesigned instructioninMathandELA.
Aneedtoincreasestaffcollaboration throughaPLCmodel.
Lackofaguaranteedandviablecurriculum forstudentswithdisabilities.
Listcontinues.Clickbelowtoviewmore.
PerformanceChallenges
Whereistheschoolfocusingits attention?
MathAchievementforStudentswith Disabilities ELAachievementforstudentswith disabilities. AcademicGrowthfor1stgradestudentsas identifiedbyAcadience.
ClickHeretoViewFullPeformanceFrameworkReport
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Achievement: Exceeds
Growth: Meets
Exceeds Expectations Meets Expectations
Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2024-25UnifiedImprovementPlan RootCauses
Whatissuesunderliethese challenges?
MasterSchedule/StaffingChallenges IntentionalInterventions Differentiation
PerformanceChallenges
Whereistheschoolfocusingits attention?
6th-8thgradeELAAchievementforStudents withIEPs
6th-8thGradeMathAchievementfor StudentswithIEPs
Whatistheperformance framework?
2024PerformanceFrameworkResults Principal: Dr.MarkWahlstrom
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whatstrategieshavebeenputin placetoaddressrootcauses?
Listcontinues.Clickbelowtoviewmore. General&SpecialEducationTeacherswill ImplementCo-TeachinginMath&ELA BuildingaCultureofInstructional FeedbackandBestInstructionalPractices AnswerQuestions1,2,3and4ofa ProfessionalLearningCommunity
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2023-24UnifiedImprovementPlan Whatissuesunderliethese challenges?
Whereistheschoolfocusingits attention?
LackofinstructionalfeedbackaroundMath andEBRWinstructioninallclasses. LackofaGuaranteed&ViableCurriculum, FormativeAssessments,&Intervention
LimitedSystemicAcademicInterventions
CI TY Y OF F C OLORAD O SPRING S 478,961$45,0813449.88%50.12%
POPULATION
Colorado Springs is the second-most populous city and the most extensive city in the state of Colorado, and the 39th-most-populous city in the United States. It is the principal city of the Colorado Springs metropolitan area and the second-most prominent city of the Front Range Urban Corridor. It is located in east-central Colorado on Fountain Creek, 70 miles south of Denver.
SCHOOL DISTRICTS SCH
Colorado Springs Academy Falcon Widefield Fountain-Fort Carson Harrison Cheynne
HOUSING
65.20% of homes owner occupied
34.80% of homes rented
AGE DEMOGRAPHIC
26.5% under age 18
10.3% between ages 18 to 24
32.8% between ages 25 to 44
20.8% between ages 45 to 64
9.6% above age 65
CITY QUICK FACTS
2nd largest city in Colorado
195 square miles
POPULATION DENSITY
1,942.9 inhabitants per sq. mile
148,690 housing units at an average density of 1,989.4 per sq. mile
HISTORY
The Ute, Arapaho and Cheyenne peoples were the first recorded inhabiting the area which would become Colorado Springs. Part of the territory included in the United States’ 1803 Louisiana Purchase, the current city area was designated part of the 1854 Kansas Territory. In 1859, after the first local settlement was established, it became part of the Jefferson Territory on October 24 and of El Paso County on November 28.
EL L PASO O C OUNTY Y BASE E MAP P LOCAL BUSINESSES LOCAL BUSINESSES LOCAL BUSINESSES LOCAL BUSINESSES LOCAL BUSINESSES LOCAL BUSINESSES LOCAL BUSINESSES PeakMed Direct Primary Care 13271 Bass Pro Dr STE 140, Colorado Springs, CO 80921, USA (719) 394-8664
UCHealth Primary CareInterquest 1370 Interquest Pkwy Suite 210, Colorado Springs, CO 80921, USA (719) 364-1650 1.08
The Little Clinic 1070 W, Baptist Rd, Colorado Springs, CO 80921, USA (719) 487-6050 2.26
Centura Health Urgent Care Tri-Lakes 17230 Jackson Creek Pkwy #120, Monument, CO 80132, USA
Northgate Animal Hospital 12225 Voyager Pkwy, Colorado Springs, CO 80921, USA (719) 481-3080
Timberview Animal Hospital 11550 Ridgeline Dr Suite 110, Colorado Springs, CO 80921, USA (719) 362-8880
Sploot Veterinary CareInterquest 1286 Interquest Pkwy #160, Colorado Springs, CO 80921, USA (719)
United States Air Force Academy Veterinary Services 9037 Husted Rd, Air Force Academy, CO 80840, USA (719) 333-4055 1.36
Burn Boot Camp 13375 Voyager Pkwy Suite 130, Colorado Springs, CO 80921, USA (719) 888-2901 0.62
The Little Gym Colorado Springs 9625 Prominent Point, Colorado Springs, CO 80924, USA (719)
Briargate YMCA 4025 Family Pl, Colorado Springs, CO 80920, USA (719) 282-9622 2.82
Starting Strength Colorado Springs 7587 N Academy Blvd #110, Colorado Springs, CO 80920, USA (719) 888-3532 3.27 miles
LOCAL BUSINESSES LOCAL BUSINESSES LOCAL BUSINESSES Goat Patch Brewing Company - Northgate
Overdrive Sports Bar
The Brass Tap
uva wine bar
12245 Voyager Pkwy Suite 100, Colorado Springs, CO 80921, USA
196 Spectrum Lp, Colorado Springs, CO 80921, USA (719) 473-8930
13271 Bass Pro Dr Ste 110, Colorado Springs, CO 80921, USA (719) 487-8076
1268 Interquest Pkwy #160, Colorado Springs, CO 80921, USA (719) 598-1990
and Tea Zone
Loyal Coffee
Toastique - Colorado Springs Ridgeline
12225 Voyager Pkwy # 3, Colorado Springs, CO 80921, USA (719) 488-8893
11550 Ridgeline Dr #102, Colorado Springs, CO 80921, USA (719) 235-5080
11590 Ridgeline Dr Ste 100, Colorado Springs, CO 80921, USA (719) 900-1590
Coffee Roasters Inc 11641 Ridgeline Dr, Colorado Springs, CO 80921, USA (888) 673-4069
The Steakhouse at Flying Horse 1880 Weiskopf Point, Colorado Springs, CO 80921, USA (719) 487-2635 0.26 miles
The Parkway Tavern
Zapata Mexican Taco Shop
12225 Voyager Pkwy # 1, Colorado Springs, CO 80921, USA (719) 260-7601 0.32
12229 Voyager Pkwy Suite 140, Colorado Springs, CO 80921, USA
Red's Sunset Grill
7 Spectrum Lp STE 140, Colorado Springs, CO 80921, USA (719) 247-1040 0.50 miles
LOCAL BUSINESSES LOCAL BUSINESSES Briargate Pkwy Suite 627, Colorado Springs, CO 80920, USA
Struthers Road, Inside Suite 120, Colorado Springs, CO 80921, USA
Ranch Liquor 3582 Blue Horizon Vw Suite 124, Colorado Springs, CO 80924, USA
LOCAL BUSINESSES EarthWise Pet Supply & Grooming Colorado Springs 7 Spectrum Loop Suite 115, Colorado Springs, CO 80921, USA
Wag N' Wash Natural Pet Food & Grooming 1150 Baptist Rd, Colorado Springs, CO 80921, USA (719)
9690 Prominent Point, Colorado Springs, CO 80924, USA
Pet City Chapel Hills Mall, 1710 Briargate Blvd Ste 411, Colorado Springs, CO 80920, USA
Barn 13271 Bass Pro Dr Ste 150, Colorado Springs, CO 80921, USA
1645 Briargate Pkwy Suite 219, Colorado Springs, CO 80920, USA
Shoe Dept. Encore
Briargate Blvd #321, Colorado Springs, CO 80920, USA
The Promenade Shops At Briargate 1605-1925 Briargate Pkwy, Colorado Springs, CO 80920, USA (719)
LOCAL BUSINESSES COLORADO O SPRINGS S UTILITIES S Emergency
Police/Medical/Fire 911
Poison Control (800) 222-1222
www.aapcc.org
United States Postal Service (800) 275-8777
www.usps.com
Xfinity (800) 266-2278
www.xfinity.com
Spectrum (844) 509-8921 www.spectrum.com
Dish Network (800) 318-0572
www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
The Denver Post (303) 832-3232
www.denverpost.com
Mountain Metro Transit (719) 385-7433
www.coloradosprings.gov/ mountainmetro
Regional Transportation District (RTD) (303) 299-6000 www.rtd-denver.com
Colorado Natural Gas (800) 720-8193
www.coloradonaturalgas.com
Xcel Energy (303) 615-5000 my.xcelenergy.com
CORE Electric (303) 688-3100 www.core.coop
Colorado Springs Water (719) 448-4800 www csu.org
Colorado Springs Sewer (719) 448-4800 www.csu.org
Waste Management Garbage (303) 797-1600 www.wm.com
Academy School District 20 (719) 499-1611
www.asd20.org
CHANGEOFADDRESS CHANGE OF ADDRESS USPS Belowisthewebsiteifyouwouldliketochangeyouraddressonlineoryoucanvisityour localpostoffice,theywillprovideyouwiththechangeofaddresspacket. https://moversguide.usps.com
Benefitsyouwillreceivewhenyouchangeyouraddressonlineare: Exclusivemoversavingscoupons
Safeandsecurewithidentityverificationbyasimple$1.00chargetoyourcreditordebit card
Emailconfirmationattheendofregistrationofyourchangeofaddress
*Musthavevalidemailaddressandcreditcardtoregisteronline.
AUTOREGISTRATIONANDDRIVERLICENSING Belowisthewebsiteifyouwouldliketochangeyouraddressonlineorhaveanyquestions.
ColoradoDepartmentofTransportation
Region1andHeadquarters
Denver/CentralColorado 2829WHowardPlace Denver,CO80204 (303)759-2368
www.codot.gov
VOTERSREGISTRTION VOTERS REGISTRTION Belowisthewebsiteifyouwouldliketochangeyouraddressonlineoryoucanfillout thepaperworkprovidedandmailitbacktoyourCountyElectionsOfficelistedbelow.
sos.state.co.us/voter/pages/pub/home.xhtml
CountyElectionsOfficeContacts
AdamsCounty 4430SAdamsCountyPkwy 1stFloor,SuiteE3102 Brighton,CO80601 (720)523-6500
ArapahoeCounty 5334SPrinceSt Littleton,CO80120 (303)795-4511
BoulderCounty 175033rdSt,Suite200 Boulder,CO80301 (303)413-7740
BroomfieldCounty OneDesCombesDr Broomfield,CO80020 (303)438-6332
DenverCounty 200W14thAve Denver,CO80204 (720)913-8683
DouglasCounty 125StephaniePlace CastleRock,CO80109 (303)660-7444
ElPasoCounty 1675WGardenoftheGodsRdSuite 2201 ColoradoSprings,CO80907 (719)520-6202
JeffersonCounty 3500IllinoisStreet,Suite1100 Golden,CO80401 (303)271-8168
MOVINGCHECKLIST MOVING CHECKLIST UTILITIES
Electric
NWNaturalGas WaterDistrict
SewerDistrict
GarbageProvider
Cable/Satellite Fuel(Propane)
PhoneServices
Internet
FINANCIAL BanksandCreditUnions
CreditCardCompanies (includingdepartmentstorecreditcards)
Lenders
(Mortgage,HomeEquity,Auto,StudentLoans) InsuranceCompanies
(Health,Renters,Auto,Home,Medical,Dental,Disability,Life)
Retirement (Pensionplans,401K,SocialSecurity,VeteransAffairs)
Investments (InvestmentAgenciesandBrokers)
OnlineBillPayer Paypal
GOVERNMENT USPostOffice
DepartmentofMotorVehicles
(Obtainyourdriver’slicenseandchangevehicleregistration)
IRS PassportOffice
VeteranAffairs
UnemploymentOffice (Ifyouarecurrentlyreceivingunemploymentbenefits)
HEALTH Physician Pharmacies
SERVICEPROVIDER Childcare HousecleaningServices DeliveryServices LawnCareServices Veterinarian PoolService
MEMBERSHIPS HealthClubs
MembershipClubs (AAAorsimilar) CommunityGroups (PTA,NeighborhoodAssociations,CivicClubs) Children’sExtracurricular Activities (DanceClasses,MusicLesson,SportsClubs)
SUBSCRIPTIONS
Newspapers
Magazine (USPSwillonlyforward2months)
MovieSubscriptions
BookorMusicClubs
OTHER FriendsandFamily Employers (typicallynotifytheHRDepartment)
MOVINGCHECKLIST MOVING CHECKLIST ORE YOU MOVE 8WEEKBEFOREYOUMOVE
InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved
Sheets: Create an inventory sheet of all your s which need to be moved
Moving Options: You’ll need to decide if yours is a elf move or if you’ll be using a moving company
ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany.
RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible.Therecanbea largedifferencebetweenratesandserviceswithinmoving companies.
oving Quote: Solicit moving quotes from as many moving companies and movers as possible There can be a large difference between rates and services within moving companies
4 4 WEEK BEF ORE YOU MOVE 4WEEKBEFOREYOUMOVE
Start Packi location
ng: Begin packing all things destined for your new
StartPacking:Beginpackingallthingsdestinedforyournew location.
Obtain You
dentist an retaining a records or
ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords.Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging.Securityiscriticalofpersonal records.
r Medical Records: Contact your doctor, physician, d other medical specialists who may currently be ny of your family’s medical records Obtain these make plans for them to be delivered to your new medical facilities if changing Security is critical of personal records
Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items Have a yard sale or donate unnecessary items to charity
DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems.Haveayardsaleor donateunnecessaryitemstocharity.
PackingMaterial:Gathermovingboxesandpacking materialforyourmove.
Packing Material: Gather moving boxes and packing material for your move
Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy
ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy.
1 1 WEEK
BEFORE YOU MOVE 1WEEKBEFOREYOUMOVE YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions.
Change of Address: Change your address with the S, DMV, Financial Institutions, Utilities, Government es, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions
BankAccounts:Transferorclosebankaccountsifchanging banks.Makesuretohaveamoneyorderforpayingthe movingcompany.
Bank Accounts: Transfer or close bank accounts if changing banks Make sure to have a money order for paying the moving company
Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive
ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive.
CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc.)ofyourmove.
Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc ) of your move
Travel Items: Set aside all items you’ll need while traveling Make sure these are not packed on the moving truck
TravelItems:Setasideallitemsyou’llneedwhiletraveling. Makesurethesearenotpackedonthemovingtruck..
Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address
ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress.
NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer.Useupasmuchofyourperishable foodaspossible.
Note Food Inventory Levels: Check your cupboards, refrigerator and freezer Use up as much of your perishable food as possible
Small Engines: Service small engines for your move by extracting gas and oil from the machines This will reduce that chance to catch fire during your move
SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines.Thiswillreduce thatchancetocatchfireduringyourmove.
Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move
ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove.
Borrowed and Rented Items: Return items that you may have borrowed or rented Collect items borrowed to others
BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented.Collectitemsborrowedtoothers.
* MOVING D Plan Your the house
Someone
AY MOVINGDAY Itinerary: Make plans to spend the entire day at or at least until the movers are on their way will need to be around to make decisions Make plans for kids and pets to be at a sitters for the day
PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway. Someonewillneedtobearoundtomakedecisions.Make plansforkidsandpetstobeatasittersfortheday.
ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc.)toensureno itemsareleftornohomeissuesexist.
Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc ) to ensure no items are left or no home issues exist
DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move.
Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move
VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty.
Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property
QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?
Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
AIRPORT
Denver International Airport (720) 730-4359 www.flydenver.com
AUTO & DRIVER REGISTRATION
Department of Transportation (303) 759-2368 www codot gov
BUS SERVICE
RTD (303) 299-6000 www rtd-denver com
Greyhound (800) 231-2222 www greyhound com
CABLE TV & INTERNET
Century Link (877) 803-8414 www centurylink com
Dish Network (800) 318-0572 www dish com
DIRECT TV (800) 531-5000 www directtv com
Spectrum (844) 509-8921 www spectrum com
XFINITY (800) 934-6489 www.comcast.com
RESOURCE GUIDE CITY CONTACT
Arvada - (720) 898-7000 www arvadaco gov
Aurora - (303) 739-7000 www auroragov org
Boulder - (303) 441-3388 www.bouldercolorado.gov
Brighton - (303) 665-2000 www brightonco gov
Broomfield - (303) 469-3301 www broomfield org
Castle Rock - (303) 660-1015 www.castlerock.org
Centennial - (303) 325-8000 www centennialco gov
Colorado Springs (719) 385-2489 www coloradosprings gov
Commerce City (303) 289-3600 www c3gov com
Denver - (720) 913-1311 www denvergov org
CITY CONTACT
Greenwood Village (303) 773-0252
www.greenwoodvillage.com
Highlands Ranch (303) 791-0430
www highlandsranch org
Lafayette - (303) 665-5588 www cityoflafayette com
Lakewood - (303) 987-7000 www.lakewood.org
Littleton - (303) 795-3700 www littletongov org
Lone Tree - (303) 708-1818 www cityoflonetree com
Longmont - (303) 776-6050 www.longmontcolorado.gov
Louisville - (303) 666-6565
www louisvilleco gov
Manitou Springs (719) 685-5481 www manitouspringsco gov
Northglenn - (303) 451-8326 www.northglenn.org
Englewood - (303) 762-2300 www englewoodgov org
Erie - (303) 926-2700 www.erieco.gov
Federal Heights (303) 428-3526 www fedheights org
Fountain - (719) 332-2000 www fountaincolorado org
Glendale - (303) 759-1513 www.glendale.co.us
Golden - (303) 384-8000 www cityofgolden net
Parker - (303) 841-0353 www parkeronline org
Superior - (303) 499-3675
www superiorcolorado gov
Thornton - (303) 538-7575
www cityofthornton net
Westminter - (303) 658-2400 www cityofwestminster us
Wheat Ridge - (303) 234-5900 www.ci.wheatridge.co.us
COUNTY CONTACTS Adams 4430 S Adams County Pkwy Brighton, CO 80601 (303) 659-2120
Arapahoe 5334 S Prince St Littleton, CO 80120 (303) 795-4400
Boulder County 1750 33rd St Boulder, CO 80301 (303) 413-7740
Broomfield County One DesCombes Dr Broomfield, CO 80020 (303) 469-3301
Denver County 200 W 14th Ave Denver, CO 80204 (720) 913-1311
Douglas County 125 Stephanie Place Castle Rock, CO 80109 (303) 660-7400
El Paso County 1675 W Garden of the Gods Rd Colorado Springs, CO 80907 (719) 520-7276
Jefferson County
100 Jefferson County Pkwy Golden, CO 80419 (303) 271-6511
ELECTRICITY CORE Electric (303) 688-3100 www core coop
Xcel Energy (303) 615-5000 my xcelenergy com
RESOURCE GUIDE MAJOR MEDICAL FACILITIES
AllHealth Network (303) 730-8858 www.allhealthnetwork.org
Anschutz (720) 848-0000 www uch edu
Avista (303) 673-1000 www avistahospital org
Boulder Community Hospital (303) 440-2273 www bch org
Castle Rock Adventist (720) 455-5000 www centura org
Centennial Medical Plaza (303) 699-3000 www auroramed com
Children’s Hospital Colorado (720) 777-1234 www.childrenscolorado.org
Craig Hospital (303) 789-8000 www childrenscolorado org
MAJOR MEDICAL FACILITIES
Medical Center of Aurora (303) 695-2600
www.auroramed.com
North Suburban Medical (303) 451-7800 www northsubruban com
Parker Adventist Hospital (303) 269-4000 www parkerhospital org
Platte Valley Medical (303) 498-1600 www pvmc org
Porter Adventist Hospital (303) 778-1955 www mylittletonhospital org
Presbyterian / St Luke’s (303) 839-6000 www pslmc com
Rocky Mountain Hospital (720) 754-1000 www.rockymountainhospitalforch ildren com
Rose Medical Center (303) 320-2121 www.rosemed.com
Denver Health (303) 436-6000 www denverhealth org
Good Samaritan (303) 689-4000 www sclhealth org
Kaiser Permanente (303) 338-3800 www kp org
Littleton Adventist Hospital (303) 730-8900 www.littleton-adventist-hospital
Lutheran Medical Center (303) 425-4500 www lutheranmedicalcenter org
Sky Ridge Medical Center (720) 225-1000 www skyridgemedcenter com
St Anthony Medical Center (720) 225-1000 www stanthonyhosp org
Swedish Medical Center (866) 779-3474 www swedishhospital com
UCHealth (720) 516-1000 www uchealth org
University of Colorado Hospital (303) 372-0000 www.uch.edu
RECREATION
Aquarium (303) 561-4450
RESOURCE GUIDE RECREATION Family Sports Center (303) 708-9500
www downtownaquariumdenver com
Black Canyon of Gunnison 9800 Hwy 347, Montrose www nps gov
Butterfly Pavilion (303) 469-5441 www.butterflies.org
Boondocks (720) 842-1100 www boondocks com/parker
Castle Rock Adventure Park (720) 733-9477 www castlerockziplinetours com
Cheyenne Mountain Zoo (719) 633-9925 www cmzoo org
Children's Museum Denver (303) 433-7444 www.mychildsmuseum.org
Colorado State Parks (303) 470-1144 www colorado gov/capitol
Coors Brewing Company (303) 277-2337 www coors com
Denver Botanic Gardens (720) 865-3500 www botanicgardens org
Denver Zoo (720) 337-1400 www denverzoo org
Dinosaur Ridge (303) 697-3466 www dinoridge org
Elitch Gardens Amusement Park (303) 595-4386 www elitchgardens com
www ssprd org
Four Mile Historic Park (303) 399-1859
www fourmilepark org
Garden of the Gods (719) 634-6666 www gardenofgods com
Great Sand Dunes National Park and Preserve 11999 State Hwy 150, Mosca www nps gov
Heritage Square (303) 727-8437
www heritagemusementpark com
Hudson Gardens (303) 797-8565 www.hudsongardens.org
Lakeside Amusement Park (303) 477-1621 www lakesideamusementpark com
Lollipop Park (303) 761-8700 www lollipoppark com
Mile High Flea Market (303) 289-4656 www.milehighfleamarket.com
National Center for Atmospheric Research (303) 497-1174 www ucar edu
Pikes Peak Cog Railway (719) 685-5401 www cograilway com
Pirates Cove Family Aquatic (303) 762-2683 www.piratescovecoloardo.com
RECREATION
Rocky Mountain National Park 1000 US Hwy 36, Estes Park www.nps.gov
Tiny Town (303) 697-6829 www tinytownrailroad com
Waterworld (303) 427-7873 www waterworldcolorado com
SHOPPING Arapahoe Marketplace 8505 E Arapahoe Rd Greenwood Village, CO
Arapahoe Crossings 6400-6700 S Park Rd Aurora, CO
Bowles Crossing 8055 W Bowles Ave Littleton, CO
Centennial Promenade 9555 E County Line Rd Centennial, CO
Chapel Hills Mall 1710 Briargate Blvd Colorado Springs, CO
Cherry Creek North 299 Milwaukee St Denver, CO
Cherry Creek 3000 E 1st Ave Denver, CO
Citadel Mall 750 Citadel Dr E Colorado Springs, CO
Colorado Mills 14520 W Colfax Ave Lakewood, CO
SHOPPING Denver Pavilions 16th Street Mall and Glenarm Pl Denver, CO
Downtown Boulder Pearl Street and Broadway Boulder, CO
Festival Shopping Center 8110 S University Blvd www festivalshoppingcenter com
FlatIron Crossing One W Flatiron Crossing Dr Broomfield, CO
Heritage Hills 9227 Lincoln Ave Lone Tree, CO
Larimer Square 1430 Larimer Denver, CO
Marketplace at Northglenn 104th Ave and I-25 Denver, CO
Marina Square 8101 E Belleview Ave Denver, CO
Oakbrook 311 E County Line Rd Littleton, CO
Outlets at Castle Rock 5050 Factory Shops Blvd Castle Rock, CO
Park Meadows 8401 Park Meadows Center Dr Lone Tree, CO
Shops at Highland Walk 4000 Red Cedar Dr Highlands Ranch, CO
Southlands E Smoky Hill Rd and E-470 Aurora, CO
RESOURCE GUIDE SHOPPING Shops at Highland Walk 4000 Red Cedar Dr Highlands Ranch, CO
Southwest Plaza 8501 W Bowles Ave Littleton, CO
The Streets at SouthGlenn 6991 S Vine St Centennial, CO
Town Center at Aurora 14200 E Alameda Ave Aurora, CO
Twenty Ninth Street
Arapahoe Ave and 28th St Boulder, CO
Willow Creek 8200 S Quebec St Centennial, CO
Village at the Peaks 1250 S Hover Rd Longmont, CO
TRANSFER STATIONS Colorado Springs Transfer Station wmsolutions.com 1965 Commercial Blvd Colorado Springs, CO 80906
South Metro Transfer Station wmsolutions.com 2400 West Union Avenue Englewood, CO 80110
D&R Transfer Station wmsolutions.com 6091 Brighton Blvd Commerce City, CO 80022
VOTER REGISTRATION Adams County 4430 S Adams County Pkwy 1st Floor, Suite E3102 Brighton, CO 80601 (720) 523-6500
Arapahoe County 5334 S Prince St Littleton, CO 80120 (303) 795-4511
Boulder County 1750 33rd St, Suite 200 Boulder, CO 80301 (303) 413-7740
Broomfield County One DesCombes Dr Broomfield, CO 80020 (303) 438-6332
Denver County 200 W 14th Ave Denver, CO 80204 (720) 913-8683
Douglas County 125 Stephanie Place Castle Rock, CO 80109 (303) 660-7444
El Paso County 1675 W Garden of the Gods Suite 2201 Colorado Springs, CO 80907 (719) 520-6202
Jefferson County 3500 Illinois Street, Suite 1100 Golden, CO 80401 (303) 271-8168
CYBERSECURITY CYBER SECURITY Becauseofyou…weobsessovercybersecurity!
Cyberfraudandemailhackingareontherise.Fraudstersmayaccessindividualemail accountsandmonitorthelifeofyourtransaction.Atthetimefundsareduetothe escrow,fraudstersintercepttheinformationforwiringfunds,andthefraudsterschange theinformationwithouttheknowledgeofthesenderorrecipient,resultinginthefunds beingsenttoanoutsideaccountandnevercreditedtotheintendedparty.
Toprotectandreduceyourrisk,WFGhasimplementedthefollowingproceduresfor outgoingandincomingwires:
OutgoingWirefromWFGtosellerorborrowerforproceeds Intheescrowpaperworkprovidedyouwillbeaskedtoprovidewritteninstructions onhowyouwantfundsdisbursedtoyouatthecloseofescrow.Ifyouchoosetohave thefundssentviawiretransfer,WFGwillcontactyoubyphonetoconfirmthewire informationprovided.
IncomingWiresfromthebuyerand/orlendertoWFGbankaccount ForfundsthataretobewiredtoWFGforyourtransaction,wewillsendspecificwire instructionstotheremittingpersonviaanencryptedemail.Werecommendyou reachouttoyourWFGcontacttoconfirmthewireinstructionspriortoremittance.
Welookforwardtoprocessingyourescrowtransactionforyou.Weknowthatthiscan beastressfultimeandweareheretoassistyouinanywaywecantomakethisagood experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
WIREFRAUD WIRE FRAUD Everyday,hackerstrytostealyourmoneybyemailingfakewireinstructions.Criminals willuseasimilaremailaddressandstealalogoandotherinfotomakeitlooklikethe emailcamefromyourrealestateagentortitlecompany.Youcanprotectyourselfand yourmoneybyfollowingthestepsbelow.
Don’tsendsensitivefinancialinformationviaemail Call,don’temail.Confirmyourwiringinstructionsbyphoneusingaknownnumber beforetransferringfunds WewillneveremailwiringinstructionstoyounorchangeWFGaccountinformation afterit’sbeenprovidedtoyoubyourstaff Keepyouremailaccountclean,removeanystalemessages.Hackerscanwatchyour businesspatternsandusethisinformationagainstyou Askyourbanktoconfirmthenameontheaccountbeforesendingawire. Callyourtitlecompanyorrealestateagentwithinfourtoeighthourstoconfirmthey havereceivedyourmoney.
Whyit'simportant OWNERS TITLE INSURANCE OWNERSTITLEINSURANCE Why it's important Financiallyspeaking,thedecisiontobuyahomeisoneofthebiggestdecisionsaperson willlikelyevermake.
Owner’stitleinsuranceinsuresthat,whenthepurchaseisclosed,thebuyeristheownerof andhasmarketabletitletotheproperty,hasaccesstothehome,andtherearenoliens, claims,orrestrictionsonthebuyer’sproperty,otherthanthemortgagethebuyeragreesto pay.
Ifthepreliminarytitlesearchuncoverspotentialproblems,abuyercanrequirethatthose problemsbesatisfactorilydealtwithbeforeclosingonthehome.
Inaddition,owner’stitleinsuranceprotectsbuyersagainstamyriadofrisksthatnoteven themostcarefultitlesearchcanuncover,includingthingssuchforgeddocuments, undisclosedormissingheirsofapreviousowner,fraud,willdisputes,andunrecorded claimsofmanytypes.
Withoutowner’stitleinsurance,thelegalcoststoresolvesuchtitleclaimscouldeasilybein thetensofthousandsofdollarsandwouldhavetobepaidoutofpocketbythebuyer-not tomentionthestressthatsuchsituationswouldcausetothebuyer.
Owner’stitleinsuranceisoneofthemostaffordableinsurancepoliciesapersoncanever buy.Unlikeotherformsofinsurance,thereisonlyaone-timefeeatclosingforthepolicy, whichfinanciallyprotectsthebuyer’sinvestmentforaslongasthebuyerorthebuyer’s heirsownthehome.
So,ifsomeonetellsthebuyerthatowner’stitleinsuranceis“optional”,thatcertainlydoes notmeanthatthebuyershouldnotgetit.Virtuallyeverylenderrequireslender’stitle insurance,butthatinsurancedoesnotprotectthebuyer.
Inordertosafeguardthebuyer’sinvestmentintheproperty,whichispossiblythemost importantinvestmentthebuyerwillevermake,owner’stitleinsuranceisabsolutelycritical.
WHATISESCROW? WHAT IS ESCROW? UnderstandingtheEscrowProcess Anescrowisanarrangementinwhichaneutralthirdparty(theescrowagent)assembles andprocessesmanyofthecomponentsofarealestatetransaction,recordsthetransaction, andultimately,disbursesanddistributesfundsaccordingtothebuyers’,sellers’and lenders’instructions.YourtransactionistypicallyclosedbyanEscrowOfficer.People buyingandsellingrealestateusuallyopenanescrowfortheirprotectionandconvenience. Boththebuyerandsellerrelyontheescrowagenttocarryouttheirwritteninstructions relatingtothetransactionandtoadvisethemifanyoftheirinstructionsarenotmutually consistentorcannotbecarriedout.Iftheinstructionsfromallpartiestoanescroware clearlydrafted,theescrowofficercanproceedonbehalfofthebuyerandsellerwithout furtherconsultation.Thissavesmuchtimeandfacilitatestheclosingofthetransaction.
TYPICALROLESINTHECLOSINGPROCESS TheSeller/Agent DeliversPurchaseSaleAgreementtothe escrowagent.
Preparesthepaperworknecessarytoclosethe transaction.
TheBuyer/Agent Depositsfundsrequiredtoclosewiththe escrowagent. Approvesthecommitmentfortitleinsurance,or otheritemsascalledforbythePurchaseSale Agreement.
Executesthepaperworkandloandocuments necessarytoclosethetransaction.
TheLender Depositsloandocumentstobeexecutedbythe buyer Depositstheloanproceeds. Directstheescrowagentoftheconditions underwhichtheloanfundsmaybeused
TheEscrowAgent ClearsTitle
Obtainstitleinsurance Obtainspayoffsandreleasedocumentsfor underlyingloansontheproperty Receivesfundsfromthebuyerand/orlender. Preparesvestingdocumentaffidavitonseller’s behalf.
Proratesinsurance,taxes,rents,etc. Preparesafinalstatement(oftenreferredtoas the“HUDStatement”or”SettlementStatement”) foreachparty,indicatingamountspaidin conjunctionwiththeclosingofyourtransaction. Forwardsdeedtothecountyforrecording. Oncetheproperdocumentshavebeen recorded,theescrowagentwilldistributefunds totheproperparties.
InSummary
Escrowistheprocessthatassemblesandprocesses manyofthecomponentsofarealestatetransaction. Thesaleisofficiallyclosedwhenthenewdeedis recordedandfundsareavailabletotheseller,thus transferringownershipfromthesellertothebuyer. Theescrowagentisaneutralthirdpartyactingon behalfofthebuyerandseller.
AboutTitleInsurance
WHATISTITLE? WHAT IS TITLE? Titleisabundleofrightsinrealproperty. Protectingpurchasersandlendersagainstloss isaccomplishedbytheissuanceofatitle insurancepolicy.Usually,duringapurchase transaction,thelenderrequestsapolicy (commonlyreferredtoastheLender’sPolicy) whilethebuyersreceivetheirownpolicy (commonlyreferredtoasanOwner'sPolicy).
Inshort,thepolicystatesthatifthestatusof thetitletoaparcelofrealpropertyisother thanasrepresented,andiftheinsured(either theownerorlender)suffersalossasaresultof atitledefect,theinsurerwillreimbursethe insuredforthatlossandanyrelatedlegal expenses,uptothefaceamountofthepolicy, subjecttoexceptionsandexclusionscontained inthepolicy.
Typicallytherearetwopoliciesissued.The Mortgagee’sPolicyinsuresthelenderfor theamountoftheloan.TheOwner’sPolicy insuresthepurchaserofthepurchaseprice.
Howistitleinsurancedifferentfromothertypes ofinsurance?
Whilethefunctionofmostotherformsof insuranceisriskassumptionthroughthe poolingofrisksforlossesarisingoutof unforeseenfutureevents(suchassicknessor accidents),theprimarypurposeoftitle insuranceistoeliminaterisksandprevent lossescausedbydefectsintitlearisingoutof eventsthathavehappenedinthepast.To achievethisgoal,titleinsurersperforman extensivesearchandexaminationofthepublic recordstodeterminewhetherthereareany adverseclaims(titledefects)attachedtothe subjectproperty.Saiddefects/claimsareeither eliminatedpriortotheissuanceofatitlepolicy
ortheirexistenceisexceptedfromcoverage. Yourpolicyisissuedaftertheclosingofyour newhome,foraone-timenominalfee,andis goodforaslongasyouowntheproperty.
What’sinvolvedinatitlesearch?Atitlesearchis actuallymadeupofthreeseparatesearches: ChainofTitle–Historyoftheownershipofthe subjectproperty
TaxSearch–Thetaxsearchrevealsthestatusof thetaxesandassessments
JudgmentandNameSearch–Searchesfor judgmentandliensagainsttheowners’and purchasers’names
Oncethethreesearcheshavebeencompleted,the fileisreviewedbyanexaminerwhodetermines: WhetherornottheChainofTitleshowsthatthe partysellingthepropertyhastherighttodoso. Thestatusoftaxesforthesubjectproperty.The TaxSearchwillalsoindicatetheexistenceofany specialassessmentsagainstthelandand whetherornottheseassessmentsarecurrentor pastdue.
Whetherthereareanyunsatisfiedjudgmentson theJudgmentandNameSearchagainstthe previousowners,sellers,orandpurchasers.
Rightsestablishedbyjudgmentdecrees, unpaidfederalincometaxesandmechanicliensall maybepriorclaimsontheproperty,aheadofthe buyer’sorlender’srights.Thetitlesearchwillonly uncoverdefectsintitlethatareofpublicrecord,thus allowingthetitlecompanytoworkwiththesellerto clearuptheseissuesandprovidethenewbuyer withtitleinsurance.
InSummary Afterthesearcheshavebeenexamined, thetitlecompanywillissueacommitment, statingtheconditionsunderwhichitwillinsure title.Thebuyer,sellerandthemortgagelender willproceedwiththeclosingofthetransaction afterclearingupanydefectsinthetitlethat havebeenuncoveredbythesearchand examination.
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TYPICALCOSTS WHOPAYSWHATINCOLORADO WHO PAYS WHAT IN COLORADO SELLERPAYS BUYERPAYS RealEstateCommission
DocumentpreparationfeeforDeed Payoffofallloansintheseller’sname(or existingloanbalanceifbeingassumedby Buyer)
Interestaccruedtolenderbeingpaidoff StatementFees,ReconveyanceFees,andany prepaymentpenaltiestoPayoffLender HomeWarranty(accordingtocontract)
Anyjudgments,taxliens,etc.againsttheseller Taxproration(foranytaxesunpaidattimeof transferoftitle)
AnyunpaidHomeowners’Associationdues
Recordingchargestocleardocumentsof recordagainstseller
Anybondsorassessments(accordingto contract)
Anyandalldelinquenttaxes
NotaryFees
EscrowFee(onehalf)
PersonalPropertyvs.RealProperty
TYPICALCOSTS TitleInsurancePremiumforLender’sPolicy EscrowFee(onehalf)
RealEstateCommission
Documentpreparation(ifapplicable)
Notaryfees
RecordingchargesforalldocumentsinBuyer’s name
Taxproration(fromdateofacquisition)
Homeowners’Associationtransferfee
HOAproration(fromdateofacquisition)
Allnewloancharges(exceptthoserequiredby lenderforsellertopay)
Interestonnewloanfromdateoffundingto30 dayspriortofirstpaymentdate
Assumption/ChangeofRecordfeesfortakeoverof existingloan(ifapplicable)
BeneficiaryStatementFeeforassumptionof existingloan(ifapplicable)
InspectionFees(roofing,propertyinspection, geological)
HomeWarranty(accordingtocontract)
FireInsurancePremiumforfirstyear
Anybondsorassessments(accordingtocontract)
Thedistinctionbetweenpersonalpropertyandrealpropertycanbethesourceofdifficultiesinarealestatetransaction. Apurchasecontractisnormallywrittentoincludeallrealproperty;thatis,allaspectsofthepropertythatarefastened downorwhichareanintegralpartofthestructure.Forexample,thiswouldincludelightfixtures,draperyrods, attachedmirrors,andtreesandshrubsintheground.Itwouldnotincludepottedplants,free-standingrefrigerators, washer/dryer,microwave,bookcases,lamps,etc.Ifthereisanyuncertaintywhetheranitemisincludedinthesaleor not,itisbesttobesurethattheparticularitemismentionedinthepurchaseagreementasbeingincludedorexcluded.
DISCLAIMER:Thisflyerisnotintendedtobeanall-inclusivelistoffeesandchargesoneverytransaction,butratheraguidetothemajorcostsofbuyingorselling realproperty.WFGwouldbehappytoreviewandexplainyourclosingcostpriortofinalizingthetransactions.
TITLEVESTING TITLE VESTING Commonwaystoholdtitletorealproperty
Ownershipofpropertyvested inonepersonratherthanheld jointlywithanother.
Partiesneednotbemarried; maybemorethantwo persons.
Common ways to hold title to real property
Alsocalledsoletenancy.
Thesoleownermayuse, encumber,rent,sell,and conveyattheirdiscretion.
Theownermaytransferthe propertyviaaWill,Trust,ora BeneficiaryDeedupontheir death.
Upondeath,theestateofthe decedentmustbe“cleared” throughprobateor adjudication.
Eachjointtenantholdsan equalandundividedinterest intheestate,unityofinterest.
Onejointtenantcanpartition thepropertybysellinghisor herjointinterest.
Requiressignaturesofalljoint tenantstoconveyor encumberthewhole.
Partiesneednotbemarried; maybemorethantwo persons.
Eachjointtenantholdsan undividedfractionalinterest intheestate.Maybeunequal intereste.g.20%and80%;40%and 60%;etc.
Eachtenant’ssharecanbe conveyed,mortgaged,or devisedtoathirdparty.
Requiressignaturesofallto conveyorencumberthe whole.
Estatepassestosurvivingjoint tenantsoutsideofprobate.
Nocourtactionrequiredto “clear”titleuponthedeathof jointtenant(s).
Upondeath,thetenant’s proportionatesharepasses tohisorherheirsbywillor intestacy.
Upondeath,theestateofthe decedentmustbe“cleared” throughprobate oradjudication.
1
CHERRYCREEKOFFICE/ COMMERCIAL 55MadisonStreet,Suite690 Denver,CO80206 (720)475-8325
NORTHMETROOFFICE 12050NPescosStreet,Suite110 Westminster,CO80234 (720)475-8350
COLORADOSPRINGSOFFICE 8610ExplorerDrive,Suite105 ColoradoSprings,CO80920 (719)598-5355 2
7800EUnionAvenue,Suite410 Denver,CO80237 (720)475-8300 3
W F G ' s M y H o m e
A l t o s M a r k e t R e p o r t
T a l k i n g H o u s e T e n t C a r d s
C C & R ' s ( i f a p p l i c a b l e )
N o t e s
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
This week the median list price for Colorado Springs, CO 80921 is $845,000 with the market action index hovering around 34. This is less than last month's market action index of 36. Inventory has decreased to 103.
Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.
Colorado Real-Time Market Profile Median List Price$845,000 Median Price of New Listings $652,000 Per Square Foot$226
Days on Market 112
Slight Seller's Advantage
Market Narrative The market has started cooling and prices have been flat for several weeks. Since we’re in the Seller’s zone, watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Market Segments Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price.
Colorado Springs, CO 80921 MedianListPrice Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels. 7-Day Median
Segments In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.
Colorado Springs, CO 80921 PricePerSquareFoot The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.
Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.
Colorado Springs, CO 80921 The market has started cooling and prices have been flat for several weeks. Since we’re in the Seller’s zone, watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
Colorado Springs, CO 80921 MedianDaysonMarket(DOM) The properties have been on the market for an average of 102 days. Half of the listings have come newly on the market in the past 88 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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CONSUMER EXPERIENCE TIMELINE TRANSACTION CLOSED
GATHER UP
SIGNING SCHEDULED
CLOSE TO SIGNING
TITLE CLEARED
UPDATER INVITATION
TITLE REPORT DELIVERED
TRANSACTION STARTED
MIDPOINT FEEDBACK
EARNEST MONEY
THINGS TO REMEMBER 
