Vision insurance
Focus on your eye health Taking good care of your vision can be simple and affordable. And it’s important — after all, you only have one pair of eyes. In fact, did you know healthy vision plays a big role in your overall health?
It’s a digital world. For most of us, a day doesn’t go by without using our eyes to read, scan or view a smart phone, tablet, laptop or computer screen. That can lead to eye strain and potential long-term vision problems. For this reason alone, vision care is more important than ever. And healthy vision is also an important component of your overall wellness. Regular eye exams can help uncover serious health conditions, like diabetes, hypertension, high cholesterol, cancer, thyroid disorders and more. That’s what vision insurance is all about, helping you take control of your eye health – and your overall health. Being covered by insurance makes it more likely you’ll make regular visits to your eye doctor and catch health issues early, when it matters most.
Let’s look at an example In her job, Alisa deals with customer accounts, and that means she views names and numbers on her computer screen — all day, every day. And like many of us, she keeps in touch with her friends via social media on her smartphone. It’s safe to say she relies on her eyes in all areas of her life. So since glaucoma and diabetes run in the family, Alisa can’t afford to let a year go by without a visit to the eye doctor. That’s why access to vision insurance through her employer is important to her.
Enroll in vision insurance and make the most of a benefit that can help you protect your eyes and your overall health.
Vision insurance
Set your sights on healthy eyes Vision coverage that gives you choice of provider options for exams and eyewear Everyone likes choices – especially when it comes to choosing your eye doctor and eyewear. Managed care vision insurance through Principal® and vision expert VSP® Vision Care puts you in the driver’s seat. Whether you’re looking to visit an eye doctor or want to enjoy the convenience of online shopping, we’ve got you covered. Through an established network of providers, you’ll get access to the highest level of care and low out-of-pocket costs.1
VSP Full-service locations with satisfaction guaranteed, offering a WellVision Exam® that can detect signs of eye and overall health conditions, such as diabetes. Plus, a wide selection of eyewear and 24hour access to emergency care.
• Early morning, evening and weekend appointments offered by 91% of providers • Special savings on preferred frame brands, contact lens services and sunglasses • Integrated medical management with VSP’s Eye Health Management Program® • Extra $20 to spend on featured frame brands, like bebe®, ck Calvin Klein®, Flexon®, Lacoste®, Nike®, Nine West® and more • 20% off any amount over the allowance for frames
Online shopping With Eyeconic®, you get the convenience of shopping online plus the personal touch from a VSP® network doctor. Visit eyeconic.com.
• Free shipping and returns
Retail chains 5,100+ retail parter chain locations, plus 3,400+ independent chain locations nationwide.
• Same benefits you’d receive if you visited a VSP doctor2
• Virtual try on tool • Free frame adjustment or contact lens consultation • All-inclusive pricing • Average savings of $220
• No required forms – you pay only copays, costs over coverage amounts and/or for non-covered options • Providers report Eye Health Management Program data to VSP • Retail partners include Walmart®, Sam’s Club®, Costco® Optical, Visionworks®, Wisconsin Vision, Heartland Vision, RxOptical®, Cohen’s Fashion Optical® and Pearle Vision.
Out-of-network Coverage includes a reimbursement schedule for any out-of-network provider.
• Visit VSP.com or call 800-877-7195 to submit claims.
How to access your vision benefits It’s as easy as 1-2-3 to look up your benefits, locate providers near you and use your benefits.
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Access your benefits • Visit VSP.com and click on “Create an account.” • Follow the online Member Registration form using your member ID found on your vision ID card.
Prefer to access your vision ID card on your mobile device? It’s simple.
Search for providers
1. Set up your username and password at principal.com.
• Visit VSP.com or principal.com/vsp. • Enter your ZIP code or address and click Search. 3
Use your benefits • Schedule your appointment with your provider of choice. • At your appointment, present your vision ID card and remind the provider to look up your benefits using the member ID on your card (not your Social Security number).
2. Download Principal® Mobile from the App Store® or Google Play™. 3. Log in to the app using your principal.com username and password.
Let’s connect Contact your employer or call the VSP member support line at 800-877-7195.
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ased on your coverage options and national averages for comprehensive eye exams and most commonly B purchased brands.
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Frame allowances can vary at participating retailers.
principal.com Managed care vision insurance is issued by Principal Life Insurance Company, 711 High Street, Des Moines, IA 50392, and is administered by VSP. VSP is not a member of the Principal Financial Group. This is an overview of the benefits vision insurance provides, but there are limitations and exclusions. For additional details, contact your employer. VSP and WellVision Exam are registered trademarks of Vision Service Plan. Flexon is a registered trademark of Marchon Eyewear, Inc. All other company names and brands are trademarks or registered trademarks of their respective owners. Principal, Principal and symbol design and Principal Financial Group are trademarks and service marks of Principal Financial Services, Inc., a member of the Principal Financial Group. GP61270-05 (Spanish SP1882-03) | [OR policy #GC 9000 (1013)] | 08/2019 | © 2019 Principal Financial Services, Inc.