Clark-Pleasant Community School Corporation Flexible Spending Account WHAT IS A FLEXIBLE SPENDING ACCOUNT? A Flexible Spending Account (FSA) allows you to set aside a portion of your pay pretax to use for medical, dental, vision, and child care/elder care expenses that are not covered by insurance, or only partially covered. Because it is deducted from your pay before taxes, you can save up to 30% on your dollar (depending on your tax bracket). You need to estimate how much you usually spend for these types of expenses in a year and set aside that dollar amount into your chosen account(s). Please note: you do not need to be enrolled in Baltimore City Public School’s health insurance plan in order to participate in the Flexible Spending Account.
Flexible Spending Accounts are designed to cut inevitable costs while increasing your take-home pay. Maximize every dollar by taking advantage of this benefit choice! FLEXIBLE SPENDING ACCOUNTS AVAILABLE Health Care FSA
Dependent Day Care FSA
Covers the cost of medical, dental, and vision expenses incurred by you and or your eligible dependent(s). Eligible expenses include deductibles, co-pays, prescriptions, eyeglasses, dental work and over-the-counter medications.
This account does NOT reimburse medical expenses for your dependent(s). It is for qualified day care/ elder care expenses only.
Minimum Annual Election Amount: $300
Minimum Annual Election Amount: $300
Maximum Annual Election Amount: $2,850
Maximum Annual Election Amount: $5,000
Covers the amount you pay to daycare centers, baby sitters, after school programs, day camp programs (as long as the child is under age 13) and eldercare facilities.
FSA RULES TO REMEMBER Year: January 1, 2023 - December 31, 2023 • Plan • Run-Out Period: March 31, 2024. You have until this date to submit for expenses incurred during the plan year. • U se or Lose Rule: Unused money left over in your account at the end of the plan year does not roll over! Remember, only contribute money you are confident you will use to pay for qualified expenses during the plan year.
Clark-Pleasant Community School Corporation Flexible Spending Account
CLAIM SUBMISSION OPTIONS
P&A BENEFITS CARD Clark-Pleasant Community School Corp offers a Benefits MasterCard for employees who participate in the plan. New P&A Benefits Cards will be mailed to participants who enroll in the 2023 plan. The card will arrive in a plain white envelope, so keep an eye out for it in the mail. Cards are good for approximately three years. You will receive a new card in the mail prior to your card’s expiration date. The Benefits MasterCard works like a debit card. When you incur an eligible expense present your Benefits Card to the provider of the goods or services you are purchasing. Swipe your card at the point-of-service and the expense will automatically be deducted from your account balance. If you are unable to use your Benefits Card you can still be reimbursed for all eligible expenses. Make sure to save a copy of your receipt to submit when you file a claim. This card cannot be used at an ATM machine to withdraw cash.
MOBILE CLAIMS- QUIKCLAIM! Instantly submit claims and receipts directly from your smartphone. 1. Capture a picture of your receipt or other supporting documentation of your eligible expense. 2. Log into your P&A Account at www.padmin.com from your mobile device by selecting Account Login and follow the prompts on your screen.
P&A CUSTOMER SERVICE Contact a customer representative via phone or use our live online chat feature! HOURS: Monday - Friday 8:30 a.m. - 10:00 p.m. ET. PHONE: (716) 852-2611 or (800) 688-2611 WEB: www.padmin.com Balance alerts are available by updating your online P&A profile with your mobile number. Text BAL to 70626 to receive your account balance via text message anytime, anywhere.
ELECTRONIC CLAIM UPLOAD Submit claims online at P&A’s website www.padmin.com by logging into your P&A account. Select Upload Claim/Documentation under the Member Tools tab. FAX OR MAIL A CLAIM Claim forms are available online at www.padmin.com. FAX: (877) 855-7105 MAIL: P&A Group 17 Court St. Ste 500 Buffalo, NY 14202 When submitting a claim make sure to include proof of service/ documentation (itemized receipt, etc).
Buffalo | Los Angeles | New York City | Raleigh (716) 852-2611 or (800) 688-2611 | www.padmin.com