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Just like summer is the perfect season to explore your options, working with a mortgage broker gives you access to more choices. At Mainstream Funding, we work with multiple lending partners to help find financing solutions that fit your clients' needs Instead of being limited to one lender's programs, borrowers can benefit from a wider range of loan options and personalized guidance throughout the process.


Avoid opening new credit cards for vacation expenses if you're planning to buy a home soon. New credit inquiries and increased balances can impact your mortgage qualification. Enjoy the sunshine today while keeping your homeownership goals on track for tomorrow
Think of DTI like your beach cooler, there's only so much room inside. DTI measures how much of your monthly income is already committed to debt payments compared to your total income Lenders use this ratio when evaluating mortgage applications.













































































































































































Publisher's notice:
































CONTENT SPECIALIST
justin@metroroberts.com (716) 400-9991

SYDNEY DOANE CONTENT SPECIALIST Sydney@MetroRoberts.com 716-256-0396

ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com
Williamsville (716) 559-9972
(716) 727-5680
(716) 580-0293

MICHELLE GALLOWAY ADMINISTRATIVE ASSISTANT, HAMBURG/DERBY hamburg@metroroberts.com derby@metroroberts.com Hamburg (716) 646-6400 Derby (716) 947-5555
LINDSAY KASPRZAK ASSISTANT MANAGER (SOUTHTOWNS) lindsay@metroroberts.com (716) 602-3833

JEREMY WRIGHT





MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.













































Our agents are stepping away from their daily schedules to volunteer their time, energy, and effort where it matters most, helping nonprofit organizations, community initiatives, and local programs that strengthen neighborhoods across Western New York.

At Metro Roberts Realty, we believe real estate is more than transactions, it’s about people, connection, and building stronger communities together.














We Handle Your Real Estate, Appraisal and Auction Needs.

We handle both online and in person auctions throughout the Western New York Region
We have the technology and marketing footprint to showcase your property in it’s best light.
Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.


FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.
Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.
WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.


SOUTH BUFFALO OFFICE
861 Abbott Road Buffalo, NY 14220
716-828-0005
DERBY OFFICE
6853 Erie Road Derby, NY 14047
716-947-5555


HAMBURG OFFICE
302 Buffalo Street Hamburg, NY 14075
716-646-6400
LANCASTER OFFICE
4721 Transit Road, Suite 18 Depew, NY 14043
716-668-2500


ORCHARD PARK OFFICE
4124 North Buffalo Street Orchard Park, NY 14127 716-662-0449

TONAWANDA OFFICE 2211 Sheridan Drive Tonawanda, NY 14223
716-875-2211


WEST SENECA OFFICE 960 Center Road West Seneca, NY 14224
716-891-1710
WILLIAMSVILLE OFFICE 5687 Main Street Williamsville, NY 14
716-559-9972




WARSAW OFFICE
4694 Broadway Road Depew, NY 14043
585-968-4450
LOCKPORT OFFICE 21 Main Street Lockport, New York 14094
716-727-5680
ELMWOOD OFFICE 1020 Elmwood Ave Ste 101 Buffalo, NY 14222
716-692-9464














