Why use Mainstream Funding?
Spring is all about fresh starts and that includes your home financing. Whether you're buying, refinancing, or investing, our team helps you explore options that fit your goals with clarity and confidence Let’s plant the seeds for your next move
Mortgage Hack
Don’t overlook seller concessions this spring. Negotiating for the seller to cover part of your closing costs can reduce the cash you need at closing and help you keep more money in your pocket for moving or reserves. Keep in mind, limits may apply based on the loan program.
Mortgage Broker Lingo: Debt to Income (DTI)
DTI is the percentage of your gross monthly income that goes toward paying your monthly debts including your future mortgage payment
Lenders use DTI to measure your ability to manage monthly payments. A lower DTI can improve your chances of qualifying and may open the door to better loan options.
Example: If you earn $5,000/month and have $2,000 in monthly debt payments, your DTI is 40%
Publisher's notice:
Get Pre-Approved Before You Tour
In a busy spring market, being ready to go makes your offer stand out.
Act Fast When the Right One Blooms
The best homes don’t last long, be prepared to move quickly when it feels right.
Lean on Local Experts
Spring competition can be fierce, having the right guidance gives you an edge.
Refresh with Simple Touches
Light paint, fresh mulch and seasonal decor can instantly elevate your home
Highlight Outdoor Living Spaces
Clean up patios, decks, and yards, buyers picture themselves enjoying the warmer weather.
Use Spring Scents (Lightly)
Fresh, subtle scents like citrus or linen help create a clean, inviting feel.
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
Marty Hackford Kevin Petronio Timothy Collins
Jim Roberts Katie Medina Candy Juzysta
Jeffrey Jess Anthony Rijos
Derek Greiner Jason Jakubowski
Michael Kearns
CINCO DE MARKET VENDOR MARKET
ORCHARD PARK’S KENTUCKY DERBY BAR CRAWL
BUFFALO SABRES PLAYOFFS WATCH PARTY
Together Achieving More
Western New York Roberts Realty Advantage.
We Handle Your Real Estate, Appraisal and Auction Needs.
We handle both online and in person auctions throughout the Western New York Region
We have the technology and marketing footprint to showcase your property in it’s best light.
NEVER MISS AN AUCTION
Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.
FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.
Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.
WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.
SOUTH BUFFALO OFFICE
861 Abbott Road Buffalo, NY 14220
716-828-0005
DERBY OFFICE
6853 Erie Road Derby, NY 14047
716-947-5555
HAMBURG OFFICE
302 Buffalo Street Hamburg, NY 14075
716-646-6400
LANCASTER OFFICE
4721 Transit Road, Suite 18 Depew, NY 14043
716-668-2500
ORCHARD PARK OFFICE
4124 North Buffalo Street Orchard Park, NY 14127 716-662-0449
TONAWANDA OFFICE 2211 Sheridan Drive Tonawanda, NY 14223
716-875-2211
WEST SENECA OFFICE 960 Center Road West Seneca, NY 14224
716-891-1710
WILLIAMSVILLE OFFICE 5687 Main Street Williamsville, NY 14
716-559-9972
WARSAW OFFICE
4694 Broadway Road Depew, NY 14043
585-968-4450
LOCKPORT OFFICE 21 Main Street Lockport, New York 14094
716-727-5680
ELMWOOD OFFICE 1020 Elmwood Ave Ste 101 Buffalo, NY 14222
716-692-9464
Sleep in Heavenly Peace
Our Mission Sleep in Heavenly Peace is a volunteer-driven nonprofit that builds and delivers beds to children in need because no child should have to sleep on the floor. They provide fully furnished beds, including mattresses and bedding, to families who may not otherwise be able to afford them.
The Home Committee also spent numerous days handmaking blankets, helping ensure each child receives a bed that’s not only comfortable, but truly their own.