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Why use Mainstream Funding?

Winter markets can feel unpredictable, but Mainstream Funding acts as your guide. As a mortgage broker, we work with a broad network of lenders to help match borrowers with loan options that align with their goals, credit profile, and property type without relying on a one-sizefits-all approach.

Mortgage Hack

Getting pre-approved before house hunting is like shopping with a price tag already in hand less guessing, more confidence, and stronger offers

Mortgage Broker Lingo:

AUS (Automated Underwriting System) is the lender’s risk engine. It analyzes a borrower’s credit, income, assets, liabilities, property details, and loan structure to decide whether the loan fits agency guidelines. The two main systems:

DU (Desktop Underwriter) – Fannie Mae

LP (Loan Prospector) – Freddie Mac

Publisher's notice: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise "any

The Metro Minute

See How the Home Handles the Coldest Month

February is often the harshest test of the year. Touring now shows how well the home performs when heating systems are working hardest.

Listen to the Home in the Quiet Season

February tends to be calm and quiet.

Buyers get a clear sense of neighborhood noise and privacy.

Tour Homes Without Spring Market Pressure

February buyers avoid bidding wars and seasonal hype. Decisions are based on value, not urgency.

Highlight Energy Efficiency When It Matters Most

February buyers pay close attention to heating and insulation. Efficiency is tangible right now.

Position the Home as Move-In Ready Now

A warm, functional home reduces he sitation. Buyers can pictur e settling in immediately.

Create a Cozy Escape From the Cold February show relief from win builds emotion

JIM

FOUNDER/BROKER/OWNER metrorobertsrealty@gmail.com (716) 480-3049

(716) 844-8591

DONNA ROBERTS ADMINISTRATIVE ASSISTANT, LANCASTER lancaster@metroroberts.com (716) 668-2500

ryan@metroroberts.com (585) 755-2890

ERIKA FRENCH CORPORATE TRAINER erikafrench315@gmail.com (716) 870-6300 MARY KOSMIDER ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com

(716) 560-8758

Williamsville (716) 559-9972 Lockport (716) 727-5680 SAM SZAFRANSKI CONTENT SPECIALIST

sam@metroroberts.com

(716) 692-9464

MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.

FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.

Marty Hackford Kevin Petronio Timothy Collins

Jim Roberts Katie Medina Candy Juzysta

Jeffrey Jess Anthony Rijos

Derek Greiner

Michael Kearns

Best Brokerage

Together Achieving More

Western New York Roberts Realty Advantage.

We Handle Your Real Estate, Appraisal and Auction Needs.

We handle both online and in person auctions throughout the Western New York Region

We have the technology and marketing footprint to showcase your property in it’s best light.

NEVER MISS AN AUCTION

Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.

FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.

Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.

WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.