Why use Mainstream Funding?
Winter markets can feel unpredictable, but Mainstream Funding acts as your guide. As a mortgage broker, we work with a broad network of lenders to help match borrowers with loan options that align with their goals, credit profile, and property type without relying on a one-sizefits-all approach.
Mortgage Hack
Getting pre-approved before house hunting is like shopping with a price tag already in hand less guessing, more confidence, and stronger offers
Mortgage Broker Lingo:
AUS (Automated Underwriting System) is the lender’s risk engine. It analyzes a borrower’s credit, income, assets, liabilities, property details, and loan structure to decide whether the loan fits agency guidelines. The two main systems:
DU (Desktop Underwriter) – Fannie Mae
LP (Loan Prospector) – Freddie Mac
Publisher's notice:
Know What Feels Comfortable, Not What’s Approved
Just because you can spend it doesn’t mean you should. Choose a payment that lets you sleep well at night.
Ask A Lot Of Questions
There’s no such thing as a silly question in a major financial decision.
The more you know the less surprises there will be.
Declutter More Than You Think You Need To Buyers aren’t judging your lifestyle, they’re trying to picture theirs.
Highlight Upgrades Clearly New roof? Updated HVAC? Make sure buyers know.
Be Honest in Disclosures
Transparency prevents surprises that can derail a deal later. Look as the Whole Offer, Not Just the Price Closing Date, Contingencies, and Flexibility Can Be Just as Valuable as Price
JIM
FOUNDER/BROKER/OWNER metrorobertsrealty@gmail.com (716) 480-3049
(716) 844-8591
DONNA ROBERTS ADMINISTRATIVE ASSISTANT, LANCASTER lancaster@metroroberts.com (716) 668-2500
ryan@metroroberts.com (585) 755-2890
ERIKA FRENCH CORPORATE TRAINER erikafrench315@gmail.com (716) 870-6300 MARY KOSMIDER ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com
(716) 560-8758
Williamsville (716) 559-9972 Lockport (716) 727-5680 SAM SZAFRANSKI CONTENT SPECIALIST
sam@metroroberts.com
(716) 692-9464
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
