Why use Mainstream Funding?
Winter markets can feel unpredictable, but Mainstream Funding acts as your guide. As a mortgage broker, we work with a broad network of lenders to help match borrowers with loan options that align with their goals, credit profile, and property type without relying on a one-sizefits-all approach.
Mortgage Hack
Getting pre-approved before house hunting is like shopping with a price tag already in hand less guessing, more confidence, and stronger offers
Mortgage Broker Lingo:
AUS (Automated Underwriting System) is the lender’s risk engine. It analyzes a borrower’s credit, income, assets, liabilities, property details, and loan structure to decide whether the loan fits agency guidelines. The two main systems:
DU (Desktop Underwriter) – Fannie Mae
LP (Loan Prospector) – Freddie Mac
Publisher's notice:
Work With Professionals You Trust
Guidance, negotiation skill, and market insight help you make smart moves, not emotional ones.
Define Your Must-Haves vs. Nice-toHaves
Granite countertops are great but location, layout, and structural condition matter more. Focus on what truly fits your lifestyle.
Know Your Budget Before You Browse
Get pre-approved and understand your numbers so you can shop confidently (and competitively).
Make Smart Updates
You don’t need a full renovation but fresh paint, updated lighting, and small repairs can significantly increase perceived value.
Create That “First Date” Impression
Curb appeal sets the tone. Fresh landscaping, a clean entryway, and a welcoming touch at the front door instantly warm buyers’ hearts before they even step inside.
Declutter the Love Story
Too many personal items can distract buyers from picturing their own future there. Clear spaces feel bigger, brighter, and easier to fall for.
JIM
FOUNDER/BROKER/OWNER metrorobertsrealty@gmail.com (716) 480-3049
(716) 844-8591
DONNA ROBERTS ADMINISTRATIVE ASSISTANT, LANCASTER lancaster@metroroberts.com (716) 668-2500
ryan@metroroberts.com (585) 755-2890
ERIKA FRENCH CORPORATE TRAINER erikafrench315@gmail.com (716) 870-6300 MARY KOSMIDER ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com
(716) 560-8758
Williamsville (716) 559-9972 Lockport (716) 727-5680 SAM SZAFRANSKI CONTENT SPECIALIST
sam@metroroberts.com
(716) 692-9464
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
