Issuu

www.flooringamerica-designcenter.com 3026 5th Avenue South Fort Dodge • 515-576-4176

Proudly Serving Our Community Since 1973!

WWW.MESSENGERNEWS.NET • FREE • JANUARY 2026 Rachael Cook NMLS# 1507003

3031 5th Ave. S. • Fort Dodge • 573-5150 • www.fsbwc.com

Start the New Year in your new home find your dream home

Let our design experts help you customize any room with our incredible cabinetry, countertops, and flooring and tile. If you can dream it, we can do it!

A Fresh Start With A Fresh Space! REAL ESTATE BUYERS’ GUIDE essenger THE

THE FUTURE OF

FLOOR SHOPPING IS HERE

FURNITURE THAT LASTS • SERVICE YOU CAN COUNT ON

Serving Iowa Since 1953

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FORT DODGE • 515-576-7241 www.mikosandmatt.com HOURS: MON. 9AM-7PM • TUES-THURS. 9AM-6PM FRI. 9AM-5:30PM • SATURDAY 9AM-5PM SUNDAY NOON-5PM

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COME IN and see us for all of JIM’S 3557 5th Ave S. Fort Dodge your KITCHEN and BATH CABINET 515-955-2207 • jimscarpetonefortdodge.com needs, custom fit to your lifestyle and budget. Photos for illustrative purposes only. ©2017 Carpet One Floor & Home. All Rights Reserved

July 1 - December 31, 2025 “Where You Can Afford The Best”

524 Central Ave. Fort Dodge 515-955-2330

Monday 8:30 am - 7 pm • Tue-Fri 8:30 am - 5:30 pm • Saturday 9:00 am - 1:00 pm

*See sales associate for rebate form with complete details. Only valid at participating KitchenAid brand retailers. Rebate in the form of a prepaid card. Additional terms and conditions apply. ®/™ © 2025 KitchenAid. All rights reserved. Printed in the U.S.A. 250413KM.

McElroy 3012 200th St • Duncombe Concrete 515-571-7982 Bill McElroy, Owner • Guaranteed Quality Workmanship • Licensed & Fully Insured Professional • Commercial, Residential & Industrial • Excavation & Grading • Decorative Concrete • Slab Patios • Concrete Paving

McElroy Concrete FOR VOTING FOR US

Best Bank Best Loan Service

Patty Larson

Julie Roethler Best Teller

NMLS# 1929144

Winner For Best Loan Ofﬁcer

130 North 29th Street, Fort Dodge

515-955-2265 availa.bank

Thank You

Titus is in his 50th Year of Selling and Installing More Efficient Fireplace Inserts & Vent-Free Gas Logs. If you have a fireplace that burns wood, you know that it loses all of its heat up the chimney. Rick Titus has a wood burning insert that will burn with the efficiency of a wood stove and fit inside your fireplace so it keeps your fireplace look, heating up to 1,000-2,000 sq. ft. The insert could heat up to 2,000 sq. ft. and burn a third of the wood! If you have a gas log in your fireplace it also sends all of its heat up the chimney. Rick has Vent-Free gas logs that can burn as efficiently as a gas cookstove and burn with the damper closed, thus keeping all the heat in the house, heating up to 1,000 sq. ft. of your home So no matter what kind of fireplace you may have, Rick has an efficient solution for it. Call Rick or email him at yahtitus@gmail. com or go to his website below. Rick even has new fireplaces and wood stoves that can heat your home even during a power outage.

Call Rick at 515-532-3881 or 515-293-2455 or visit www.fireplacesatthecountrystore.com

Thank You FOR VOTING FOR US

Best Bank Best Loan Service

Julie Roethler Best Teller

Patty Larson

NMLS# 1929144

Winner For Best Loan Ofﬁcer

130 North 29th Street, Fort Dodge

McElroy Concrete 515-955-2265

200th St • Duncombe McElroy 3012 515-571-7982 Concrete Bill McElroy, Owner • Guaranteed Quality Workmanship • Licensed & Fully Insured Professional • Commercial, Residential & Industrial • Excavation & Grading • Decorative Concrete • Slab Patios • Concrete Paving

Call Rick at 515-532-3881 or 515-293-2455 or visit www.fireplacesatthecountrystore.com

availa.bank

WWW.MESSENGERNEWS.NET • FREE • JANUARY 2026

www.flooringamerica-designcenter.com Proudly Serving Our Community Since 1973!

3026 5th Avenue South Fort Dodge • 515-576-4176

Rachael Cook NMLS# 1507003

3031 5th Ave. S. • Fort Dodge • 573-5150 • www.fsbwc.com

Start the New Year in your new home find your dream home

Let our design experts help you customize any room with our incredible cabinetry, countertops, and flooring and tile. If you can dream it, we can do it!

A Fresh Start With A Fresh Space! REAL ESTATE BUYERS’ GUIDE essenger THE

THE FUTURE OF

FLOOR SHOPPING IS HERE

FURNITURE THAT LASTS • SERVICE YOU CAN COUNT ON

Serving Iowa Since 1953

Let your Hometown Experts at Carpet One help you choose the right floor for you.

Treat your new home to new furniture! Let us help you find the perfect pieces!

e Come check out th

LOCApLerts!

Flooring Ex

Custom showers in as little as

We invite you to come and experience the new way to shop for ﬂooring. Come and explore today!!! Introducing

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FORT DODGE • 515-576-7241 www.mikosandmatt.com HOURS: MON. 9AM-7PM • TUES-THURS. 9AM-6PM FRI. 9AM-5:30PM • SATURDAY 9AM-5PM SUNDAY NOON-5PM

Find us on

Craft your dream kitchen and unlock rebates up to

3000

On all KitchenAid® major appliances via a prepaid card by mail

from Carpet One, an effortless and empowering way to shop for ﬂoors from inspiration to installation.

July 1 - December 31, 2025 “Where You Can Afford The Best”

524 Central Ave. Fort Dodge 515-955-2330

Monday 8:30 am - 7 pm • Tue-Fri 8:30 am - 5:30 pm • Saturday 9:00 am - 1:00 pm

E H T N COVER O

509 3rd Ave • Fort Dodge Well-Maintained 3 Bedroom, 2 Bath Home This comfortable home has been cared for over the years, everything kept in good condition. It Offers three bedrooms and two full bathrooms, along with a new refrigerator, stove, and recently update hardwood flooring. The basement is fully finished and provides useful extra space for a family room, hobby area, or storage. Well-kept home that’s ready for its next owners to make their own.

1605 1st Ave. N. Suite 1 Fort Dodge, IA. 50501 515-574-4663

Ly Tran Cell: 515-302-4714 MLS# 26583 • Price $179,500

A publication of The Messenger. The publisher is not responsible or liable for misprints, misinformation, typographical errors herein contained.

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin or disability, or any intention to make any such preference limitation.” This magazine will not knowingly accept any advertising for real estate which is in violation of the law and our readers are hereby informed that all dwellings advertised are available on an equal opportunity basis.

Real Estate Buyers’ Guide • January 2026

Local

MORTGAGE EXPERTS Sarah Niemand sniemand@nw.bank

Dee Murman dmurman@nw.bank

NMLS#974223

NMLS#640562

Enjoy personal service, loan options designed around your needs, local lending decisions, and a trusted banking relationship for every stage of your life.

10 N 29 th St, Fort Dodge | 515.955.3331 www.NW.Bank NMLS#486668 | Equal Housing Lender | Member FDIC

REAL ESTATE BUYERS’ GUIDE

INDEX

Get pre-qualified. Apply online.

Green State Credit Union ........................... 17 Heartland Bank............................................. 23

Jim’s Carpet One ....................................Cover Kesterson Realty........................................ 8-11 Legacy Realty Group, LLC ................ 12 & 13 McElroy Concrete ..................................Cover

A-1 Moving.................................................... 23 Mediacom ..................................................... 24 Abstract Associates ................................Cover Mikos & Matt Fine Furniture...............Cover Availa Bank .............................................Cover Northwest Bank .............................................. 2 Crossroads Hotel & Event Center ............. 16 Omaha Steaks ............................................... 20 Coldwell Banker............................................. 5 Eastwood Realty ............................................. 7 First State Bank .......................................Cover

Regency Realtors .......................................... 14

RE/MAX of Fort Dodge ................................. 6 Riley Armstrong .......................................... 23 Security Savings Bank ............................... 23

Flooring America Design Center ........Cover Tjaden Electric ............................................. 15 Fort Dodge Fiber ............................................ 4 The Country Store ..................................Cover Fort Dodge Realty .......................................... 3 The Messenger.............................................. 19 Real Estate Buyers’ Guide • January 2026

1605 1st Ave. N., Suite 1 Fort Dodge, IA 515-574-4663

SPECIALIZING IN PROPERTY MANAGEMENT 1605 1st Ave. N., Suite 1 FORT DODGE, IA 515-573-4911 Office Hours: M-F 9-5 p.m. actionrealtyinc@yahoo.com Savannah Ruhnke Realtor Phone: 515-573-4911 Lori Essing Realtor Phone: 515-573-4911

David Essing

Broker-President, Licensed in Iowa

Cell: 515-570-4496

Ly Tran Jo Berkland Realtor Realtor Cell: 515-320-5162 Cell: 515-302-4714

509 3RD AVE FORT DODGE Well-Maintained 3 Bedroom, 2 Bath Home This comfortable home has been cared for over the years, everything kept in good condition. It offers three bedrooms and two full bathrooms, along with a new refrigerator, stove, and recently updated hardwood flooring. The basement is fully finished and provides useful extra space for a family room, hobby area, or storage. Well-kept home that’s ready for its next owners to make their own

FOR RENT 809 CENTRAL AVE

MLS# 26583 • $179,500

Large office space with 5 to 6 individual offices and a reception area. $1200.00 rent per month plus electric.

401 S 15TH STREET, FORT DODGE

809 CENTRAL SUITE 320

Nice income property fully rented.

3 offices plus a Waiting area. $475 plus electric

MLS# 26533 • $59,000

1406 1ST AVE NORTH FORT DODGE

D L SO

Income Property well maintained income property. Fully rented. Good cash flow.

MLS# 26532 • $139,000 Real Estate Buyers’ Guide • January 2026

809 CENTRAL AVE STE 315

Office space with 3 individual offices and a reception area $375.00 Plus electric 3

GET THE BEST INTERNET CONNECTION FOR YOUR HOME OR OFFICE • NO CONTRACTS • UNLIMITED DATA • INSTALLATION FEE WAIVED • LOCAL CUSTOMER SERVICE • SYMMETRICAL SPEEDS • NO MODEM RENTAL FEE

Real Estate Buyers’ Guide • January 2026

ASSOCIATED REALTORS®

Call One Of Our Agents Today!

Troy D. Anderson

Keenan Schuur

515-570-2488

515-571-4468

Broker/Owner

Jason Fitzgerald 515-570-5346

Johniece Gully

618-540-2428

Kati Lemberg

515-571-3530

Cyndee Carlson 515-269-3130

Jared Feddersen 515-571-4970

Holli Campbell

515-302-1279

Tami Anderson 515-571-2665

Jason Swedlund 515-574-9702

Kayli Stumpf

515-210-3431

Jackson Hinds 515-570-5979

John Hanson

515-570-9635

Linda Springer

515-302-1316

www.coldwellbankerfortdodge.com

1728 Central Ave. #1 • Fort Dodge, IA 50501 • Office: 515-955-7000 Real Estate Buyers’ Guide • January 2026

Real Estate Buyers’ Guide • January 2026

1029 N. 24th St. Fort Dodge MLS# 26540 Price $160,000

922 S. 26th St. Fort Dodge MLS# 26572 Price $124,900

2252 3rd Ave N. Fort Dodge MLS# 26576 Price $129,000

438 10th Ave N. Fort Dodge MLS# 26577 Price $169,000

415 Park Lane, Barnum MLS# 265582 Price $175,000

2003 3rd Ave N. Fort Dodge MLS# 26543 Price $65,000

1115/22 1st Ave. N/N 12th St. Fort Dodge MLS# 24884 Price $295,000

729 12th Ave N. Fort Dodge MLS# 23350 Price $134,900

614 S 15th St. Fort Dodge MLS# 26414 Price $62,000

E IC ED PR UC D RE

LE G SA DIN N PE

2717 15th Ave N. Fort Dodge MLS# 26488 Price $169,000

1522 3rd Ave S Fort Dodge MLS# 26415 Price $61,000

66 4th St NE. Badger MLS# 22613 Price $52,000

Steve Eastwood

Laura M. Eastwood

Keaton Eastwood

Madie Eastwood

Realtor

515-570-6901

515-571-2751

515-571-8595

515-571-8998

1526 3rd Ave N Fort Dodge MLS# 26418 Price $51,600

Brandon Lee

515-571-8398 Realtor

Brandon Ure

515-351-9461 Realtor

2100 1st Avenue North • Fort Dodge, IA 50501 www.eastwoodrealtyfd.com Real Estate Buyers’ Guide • January 2026

esterson

Stephanie Bishop 227-8627

JAMES P. KESTERSON

Realty, Inc.

BROKER/OWNER

515-570-0672

JJeremiah Condon 571-8326

Todd McCubbin 571-2110

Tom Condon 351-1694

301 1st Ave., Fort Dodge $1,695,000

Jim Kesterson • 515-570-0672

MLS# 25971

$4,500,000

Stephanie Bishop • 515-227-8627 | Jim Kesterson • 515-570-0672

1040 Forest Ave., Fort Dodge

$775,000

Todd McCubbin • 515-571-2110

$1,200,000

Jeremiah Condon • 515-571-8326

MLS# 23336

Kathy Jondle 351-8490

Steve Hoshaw 712-887-0007

16100 Hwy 86 • Spirit Lake MLS# 26160

1368 170th – Clare

MLS# 26386

Mary Ann Flores 570-9522

$265,000

836 Gilmore Ave, Callender Steve Hoshaw • 712-887-0007

MLS# 26088

$549,900

MLS# 26129

$475,000

MLS# 26617

$359,900

833 Northwood Ave, Fort Dodge Jim Kesterson • 515-570-0672 | Tom Condon • 515-351-1694

MLS# 26476

Sandy Jones 515-238-5755

Macy Benton 515-571-3482

$329,900

1132 Summit Ave., Fort Dodge Jeremiah Condon • 515-571-8326

1806 Main St, Gowrie Jeremiah Condon • 515-571-8326

MLS# 26052

Desmond McCubbin 515-571-3711

$195,000

Alfonso Galvan Hernandez 515-571-9549

819 3rd Ave S • Fort Dodge Stephanie Bishop • 515-227-8627

114 6th Street SE, Badger Todd McCubbin • 515-571-2110

MLS# 23394

Residential & Commercial • Appraisal • Consulting • Rentals

www.kestersonrealtyfortdodge.com

Real Estate Buyers’ Guide • January 2026

PE OF ND FER IN G

RE PR DU IC CE E D

1122 Cooper Drive, Fort Dodge $156,900 MLS# 26530 Steve Hoshaw • 712-887-0007

617 S. 19th Street, Fort Dodge $85,400 MLS# 26556 Todd McCubbin • 515-571-2110

913 Sunrise Drive, Fort Dodge $244,900 MLS# 26048 Todd McCubbin • 515-571-2110

337 Robinson Dr., Fort Dodge $120,000 MLS# 25933 Jeremiah Condon • 515-571-8326

3267 Oak Ave, Dayton $499,995 MLS #26595 Stephanie Bishop • 515-227-8627

313 Woodmar Heights, Fort Dodge $214,900 MLS# 23409 Jim Kesterson • 515-570-0672

1717 2nd Ave S, Fort Dodge $114,900 MLS# 26310 Mary Ann Flores • 515-570-9522

131 Central Ave, Fort Dodge $349,500 MLS #26605 Stephanie Bishop • 515-227-8627

RE PR DU IC CE E D

512 Ave F, Fort Dodge $149,900 MLS# 26551 Todd McCubbin • 515-571-2110

1026 S. 26th Street, Fort Dodge $195,000 MLS# 26559 Jim Kesterson • 515-570-0672

1660 13th Ave N, Fort Dodge $119,900 MLS# 26548 Stephanie Bishop • 515-227-8627

PE OF ND FER IN G

SOLD

515 Dean Street, Thor $235,000 MLS# 26559 Kathy Jondle • 515-351-8490

RE PR DU IC CE E D

PE O F ND FER IN G 1600 Colonial Dr • Manson $324,900 MLS# 26550 Jeremiah Condon • 515-571-8326

PE OF ND FER IN G

909 Sunrise Dr., Gowrie $264,900 MLS# 26051 Todd McCubbin • 515-571-2110

2915 20th Ave N. • Fort Dodge $205,000 MLS# 26246 Alfonso Galvan Hernandez • 515-571-9549

764 9th Ave N, Fort Dodge $119,900 MLS #26298 Jeremiah Condon • 515-571-8326

1969 Quartz Manson $299,900 MLS #240325 Jeremiah Condon • 515-571-8326

1407 Robbins Street, Sac City $435,000 MLS #26513 Steve Hoshaw • 712-987-0007

76 6th St. SE, Badger $359,900 MLS #23393 Todd McCubbin • 515-571-2110

2572 22nd Ave N, Fort Dodge $182,500 MLS #26578 Steve Hoshaw • 712-887-0007

207 6th Ave N, Fort Dodge $165,000 MLS #26598 Todd McCubbin • 515-571-2110

244 Avenue O W, Fort Dodge $149,900 MLS #26587 Jeremiah Condon • 515-571-8326

614 NE 1st St, Eagle Grove $119,900 MLS #26608 Jeremiah Condon • 515-571-8326

PE OF ND FER IN G

304 2nd St., New Fort Dodge $169,900 MLS #26102 Jeremiah Condon • 515-571-8326

1161 25th Ave N – Fort Dodge $236,000 MLS# 26360 Todd McCubbin • 515-571-2110

1268 N 7th St, Fort Dodge $244,900 MLS #26593 Jeremiah Condon • 515-571-8326

Residential & Commercial • Appraisal • Consulting • Rentals

www.kestersonrealtyfortdodge.com

Real Estate Buyers’ Guide • January 2026

SOLD

129 East 2nd St, Webster City $379,000 MLS#: 25945 Jim Kesterson • 515-970-0672

SOLD

1013 N 24th Place, Fort Dodge $249,900 MLS# 26486 Jeremiah Condon • 515-571-8326

415 Wagner St., Duncombe $179,900 MLS# 26029 Jeremiah Condon • 515-571-8326

R OFFEING D PEN

E IC ED PR DUC RE

1420 N 24th St – Fort Dodge $119,900 MLS# 26407 Jeremiah Condon • 515-571-8326

1053 N 24th St., Fort Dodge $229,900 MLS# 26511 Jeremiah Condon • 515-571-8326

2227 Lakewood Trail, Fort Dodge $209,900 MLS# 26483 Todd McCubbin • 515-571-2110

624 3rd Ave N, Fort Dodge $65,000 MLS #26610 Stephanie Bishop • 515-227-8627

1008 Forest Ave., Fort Dodge $99,900 MLS# 24862

1527 28th Ave., Fort Dodge $190,000 MLS# 26130

605 S. 22nd St. Suite A, Fort Dodge $4,000 per month MLS# 26311

1310 S 22nd St, Fort Dodge $48,750 MLS #26611 Stephanie Bishop • 515-227-8627

Todd McCubbin • 515-571-2110

Jim Kesterson • 515-570-0672

R OFFEING D PEN

624 3rd Ave N., Fort Dodge $65,000 MLS# 26610 Stephanie Bishop • 515-227-8627

1617 N 25th St., Fort Dodge $149,900 MLS# 26516 Jeremiah Condon • 515-571-8326

420 E Front Street, Clare $175,000 MLS# 26336 Jeremiah Condon • 515-571-8326

R FE ING OF ND E P

E IC ED PR DUC RE

403 7th St. Bode $17,600 MLS# 26560

416 Richard St • Palmer $100,000 MLS#: 26280 Todd McCubbin 515-571-2110

Todd McCubbin 515-571-2110

Todd McCubbin • 515-571-2110

8 S. 18th St, Fort Dodge $99,900 MLS# 26151 Jeremiah Condon 515-571-8326

521 S. 12th St, Fort Dodge $97,500 MLS# 26612 Stephanie Bishop 515-227-8627

SOLD

806-808 1st Avenue South, Fort Dodge $379,000 MLS# 23635 Jim Kesterson • 515-570-0672

1426 Central Avenue, Fort Dodge $699,000 MLS# 21568 Jim Kesterson • 515-570-0672

E IC ED PR DUC E R

205 S 8th St., Fort Dodge $100,000 MLS# 23608 Jim Kesterson 515-570-0672

908 Sunrise Drive, Gowrie $17,900 MLS# 23232 Todd McCubbin 515-571-2110

E IC ED PR DUC E R

23901 235th Ave., Fort Dodge $119,500 MLS# 26169 Steve Hoshaw 712-887-0067

1604 N 27th St., Fort Dodge $178,400 MLS# 25991 Stephanie Bishop 515-227-8627

902 S 17th St., Fort Dodge $137,900 MLS# 26340 Stephanie Bishop 515-227-8627

3 N 17th St, Fort Dodge $1,300/mo MLS #26419 Todd McCubbin 515-571-2110

Residential & Commercial • Appraisal • Consulting • Rentals

www.kestersonrealtyfortdodge.com

Real Estate Buyers’ Guide • January 2026

RE PR DU IC CE E D

R OFFEING D PEN

1828 1st Ave., South, Fort Dodge $1,050,000 MLS# 23288 Jim Kesterson 515-570-0672

908 1st Ave SW., Dayton $479,000 MLS# 26456 Stephanie Bishop 515-227-8627

Land For Sale

625 L Street, Fort Dodge $499,000 MLS# 21599 Jim Kesterson 515-570-0672

1st Ave S, Fort Dodge $2,002,950

1st Ave S, Fort Dodge $650,600

1st Ave S, Fort Dodge $615,000

MLS# 23059 Jim Kesterson 515-570-0672

MLS# 23057 Jim Kesterson 515-570-0672

MLS# 23058 Jim Kesterson 515-570-0672

Fort Dodge, Webster 11 acres located west of the Gator Center. $165,000

MLS# 19449 Jim Kesterson 570-0672

2187 160th Fort Dodge $59,900 MLS# 26352 Todd McCubbin 515-571-2110

$308,000

MLS# 23657 Sandra Jones 515-238-5755

1527 28th Ave • Fort Dodge $190,000 MLS# 26130 Jim Kesterson 515-570-0672

Lot 2 $1,124,500

2419 2nd Avenue North, Fort Dodge $949,500 MLS# 21567 Jim Kesterson 515-570-0672

2650 200th St., Fort Dodge $165,000 MLS# 18449 Jim Kesterson 515-570-0672

MLS# 23364 Todd McCubbin 515-571-2110

Lot 129 E 2nd St, Webster City $79,900 MLS# 26474

1407 8th Ave S., Fort Dodge $54,900 MLS# 26445 Stephanie Bishop 515-227-8627

Jim Kesterson 515-570-0472

1st Ave S, Fort Dodge $250,000 MLS# 23055 Jim Kesterson 515-570-0672

Decker Development Industrial Park LAND Apx Acreage 12.33 Fort Dodge, Webster

20 South 4th St. Fort Dodge $129,000

LAND Apx Acreage 3.7 Fort Dodge, Webster

Lot 3 Triton Pl, Leah Ln, Fort Dodge

$250,000 MLS# 23054 Jim Kesterson 515-570-0672

Lot 1 Triton Pl, Leah Lane Fort Dodge $845,000 MLS# 21595 Jim Kesterson 515-570-0672

$760,000 MLS# 23056 Jim Kesterson 515-570-0672

MLS# 26429 Jim Kesterson 515-570-0672

LAND Apx Acreage 8.32 Fort Dodge, Webster $439,000 MLS# 21961 Jim Kesterson 515-570-0672

LAND Apx Acreage 1.78 Fort Dodge, Webster $178,000 MLS# 21957 Jim Kesterson 515-570-0672

LAND Apx Acreage 2.01 Fort Dodge, Webster $172,000 MLS# 21960 Jim Kesterson 515-570-0672

LAND Apx Acreage 1.7 Fort Dodge, Webster $170,000 MLS# 21958 Jim Kesterson 515-570-0672

LAND Apx Acreage 1.67 Fort Dodge, Webster $167,000 MLS# 21959 Jim Kesterson 515-570-0672

$1,076,000 MLS# 21596 Jim Kesterson 515-570-0672

Commercial/ Industrial Park Jim Kesterson 515-570-0672

LAND Apx Acreage 4.94 Fort Dodge, Webster $494,000 MLS# 21956 Jim Kesterson 515-570-0672

Residential & Commercial • Appraisal • Consulting • Rentals

www.kestersonrealtyfortdodge.com

Real Estate Buyers’ Guide • January 2026

1100 1st Ave N. Fort Dodge 515-302-8633 R FE G OF NDIN PE

Jamie Lara 408-2265

Heather Vandi 571-8212

Craig Patterson 570-0804

Sadie Andersen 408-1824

Nick Taylor 570-1350

Jim Schwan 570-8608

Erin Bintz

Barbara Benton 570-4425

2453 Elm Dr. • Fort Dodge • $699,900

4 + OOM R ED

1751 Jonathan Dr • Fort Dodge • $589,900

Exceptionally Spacious and Updated Three bedroom plus ranch home with 3 1/2 baths. All you need to do is turn the key. Everything is done! New flooring, trim, doors (outside and inside), countertops, bathrooms, newer windows, I could go on! Heated 3 stall garage, huge deck, and stamped concrete patio for outside entertaining. Beautifully landscaped!!! If your looking for a heated shop... look No further... this is a shop that beats all, have a man cave or be a mechanic.

Modern Elegance greets you in this 4 Bedroom 3.5 Bath Brick home in the desirable Orchard Glen area. Nestled on a comer lot with a private wooded backyard. Great Room with fireplace, Quarter sawn oak kitchen cabinets with quartz countertops, Hardwood Floors, Formal Dining, Main Floor Master Suite, Main Floor laundry, custom trim...and so much more.

MLS#26172 • Jim Schwan 515-570-8608

MLS#26423 • Jim Schwan 515-570-8608

E IC ED PR UC D RE

2731 N 13th PL • Fort Dodge $229,500

1410 Locust St • Webster City $199,900

E IC ED PR UC D RE

2110 + 2120 4th Ave S • Fort Dodge • $289,900

Welcome home to this 4-bedroom, 2-bath split foyer located in the charming Kennedy Brown neighborhood. This well-maintained home features updated flooring and major appliances throughout, blending modern style with the comfort of home. Enjoy the spacious backyard.

This charming 3-bedroom, 2-bath condo offers comfortable living in a quiet, landscaped neighborhood. Features include an open living/dining area, modern kitchen, spacious bedrooms, and a private primary suite. Enjoy a lovely patio surrounded by mature trees and manicured grounds. Conveniently located near parks, schools, and local amenities with an attached garage and low-maintenance living.

Commercial Property in a PRIME LOCATION in the middle of Fort Dodge! Situated on over 1.2 acres across 3 lots, this versatile property offers endless possibilities for your business or investment vision. The site features ample parking and is fully secured with a 6-foot-high perimeter fence and vehicle gate.

MLS#26387 • Sadie Andersen 515-408-1824

MLS#R26244A • Sadie Andersen 515-408-1824

MLS#26554 • Barb Benton at 515-570-4425

2014 8th Ave N FD • Fort Dodge • $182,500

1853 8th Avenue North • Fort Dodge • $147,400

Charming and Spacious 2 story home near Dodger Stadium. 3 generously sizes bedrooms. Updated kitchen with oak cabinets. Roomy main floor family room with sliding door to the huge back yard and patio. This home is a must see.

Step into this warm and inviting 3 bedroom 2 bath home... Character with hardwood floors, a spacious dining room perfect for entertaining, and a cozy 4 seasons room to enjoy year-round. The finished basement offers extra living space or room to work or play. Outside, you’ll love the large, fully fenced backyard, ideal for pets, play or gatherings. A home just waiting for your personal touch.

MLS#26571 • Craig Patterson 515-570-0804

MLS#R26277A • Jamie Lara 515-408-2265

2244 141st Street • Fort Dodge • $242,000 Peaceful 4-Bedroom, 3-Bath Home North of Town! Tucked away on a quiet, private street just past the Lakewood addition, this property offers the perfect blend of country feel and convenient access to town. With 4 bedrooms, 3 baths, and a spacious 2-car garage, there’s plenty of room for everyone. Inside, you’ll love the warm and inviting living area featuring a wood-burning fireplace, perfect for cozy nights at home. The home also includes a primary suite with private bath. Surrounded by mature trees and peaceful scenery, this property delivers the privacy and relaxed lifestyle of rural living-all just minutes from town conveniences.

MLS#26555 • Jamie Lara 515-408-2265

Real Estate Buyers’ Guide • January 2026

1100 1st Ave N. Fort Dodge 515-302-8633

Jamie Lara 408-2265

Heather Vandi 571-8212

Craig Patterson 570-0804

Sadie Andersen 408-1824

Nick Taylor 570-1350

Jim Schwan 570-8608

Erin Bintz

Barbara Benton 570-4425

2414 Poplar Avenue • Duncombe • $459,900

2526 Hickory Circle • Fort Dodge • $419,900

Nestled on 6 serene acres, this beautifully renovated farmhouse seamlessly blends charm with modern convenience.6 bedrooms with 4 bathrooms, this home offers ample space for family living or hosting guests. This renovated farmhouse has been placed on a new poured walk-out basement, leading to a large stamped concrete patio. Step inside to find a spacious light filled rooms that showcase stunning views of the surrounding countryside. The fully updated kitchen features quartz counters, new cabinetry, appliances and walk-in pantry. Lower level includes wet bar, family room, 2 bedrooms & a full bath. Outdoors, enjoy plenty of room for gardens or recreational activities.

Welcome to this awesome 3-bedroom 2-bath home nestled in a quiet cul-de-sac in the woodlands. Sitting on a spacious .62 acre lot, this home offers open-concept living with a large living room perfect for entertaining or relaxing. The oversized master suite features a walk in shower, stand alone tub, and a walk in closet. With an attached 2-car garage.

MLS#25999 • Jamie Lara 515-408-2265

MLS#26357 • Nicholas Taylor 515-570-1350

E IC ED 1327 North 19th St • Fort Dodge • $195,500 PR UC D E R Don’t miss

this charming 3-bedroom, 2.5bath home located in the desirable Dodger Stadium area! This inviting property features a screened-in porch, perfect for relaxing evenings, and a large fenced-in backyard — ideal for entertaining, pets, or play.

MLS#26466 • Jim Schwan 515-570-8608 R FE G OF NDIN PE

3461 10th Ave N • Fort Dodge • $169,900

1234 6th Ave S • Fort Dodge • $150,000 Welcome Home to this beautiful 2 story home, filled with charm and just looking for your special touch! Plenty of space for the family to spread out over the holidays and just as much to enjoy outside with the newly poured concrete patio and the spacious 3 car garage featuring an upper space for storage or a work room.

MLS#26568 • Sadie Andersen 515-408-1824

1408 Union St• Gowrie • $149,900

2102 2nd Ave N • Fort Dodge • $99,900 Excellent opportunity to own a well-located triplex just steps from local schools, shopping, and other amenities. Each unit is separately metered, making utility management simple. One unit is currently rented to a reliable tenant, providing immediate income. The middle unit requires only minor work before it’s rentready, offering quick potential to increase cash flow.

MLS#26431 • Nicholas Taylor 515-570-1350

30813 Paragon Ave • Burnside • $92,000

1801 S 17th St • Fort Dodge • $35,000 Fantastic 1.90 Acres in the Coleman District – Your Dream Property Awaits! Looking for the perfect spot to build your ideal home, shop, or unique living space? There are 2 parcels that combine to almost 2 acres in the Coleman District.

MLS#26477 • Barb Benton 515-570-4425

249 7th Ave N • Fort Dodge • $89,900 Round Prairie 2 Bedroom 1.5 Bath home with a fenced in yard, with a updated kitchen and bathrooms. $89,900.

Right on the edge of town, this charming 3-bedroom, 1-bath home is move-in ready! Enjoy low-maintenance vinyl siding, replacement windows, updated flooring, and a spacious yard-perfectly situated across the street from the Aquatic Center. Priced at $169, 900. For a showing, contact Jim Schwan at 515-570-8608

Discover timeless style and modern comfort in this well-maintained mid-century modern home tucked away in a quiet small town. This spacious home features 3 bedrooms, 2 baths, and a finished walk-out basement providing versatile living space. With two full kitchens-one on the main level and one on the lower level-this home is ideal for multi-generational living, entertaining, or creating a separate rental suite. . Call Erin Bintz at (515)302-1307 for a showing!

Affordable 3-Bedroom Ranch with Great Potential - $92, 000 Opportunity awaits in this spacious 3-bedroom ranch, featuring generously sized rooms, a convenient master half bath, and a layout perfect for comfortable living. Enjoy beautiful sunset views from the large lot, offering plenty of space to relax or entertain. While this home does need some TLC-including cosmetic updates and attention to a basement wall crack-it offers strong value with recent updates already in place, including a newer furnace, central air, and roof. With a little vision and effort, this home can shine again! Priced to sell at $92, 000-don’t miss your chance to invest in potential and make it your own. Contact Heather Vandi @ 515-571-8212 today to schedule your showing!

MLS#26609 • Jim Schwan 515-570-8608

MLS#26584 • Erin Bintz 515-302-1307

MLS#26371 • Heather Vandi 515-571-8212

MLS#26444 • Jim Schwan 515-570-8608

South 32nd St. • Fort Dodge • $134,300

Prime Lot • Fort Dodge • $81,000

Prime lot sitting on 1.16 acres that is zoned light Industrial. This lot is Lot 2 of 3 or middle lot.

Prime lot sitting on 1.16 acres that is zoned light Industrial. This lot is Lot 3 of 3 or south lot.

Prime lot sitting on approx. 1.29 acres that is zone light Industrial. Could be used for commercial or industrial.

MLS#18575 Jim Schwan 515-570-8608

MLS#18576 Jim Schwan 515-570-8608

MLS#18574 Jim Schwan 515-570-8608

Prime lot sitting on approx. 2.14 acres that is zone light Industrial. Could be used for commercial or industrial.

MLS#25953 Jim Schwan 515-570-8608

Real Estate Buyers’ Guide • January 2026

Priced

Did You Know? Light-emitting diode bulbs (LEDs) are energy-efficient and durable options. LEDs convert electricity into light instead of heat, and increasingly are used in a wide range of products, including lighting fixtures. According to Energy Star®, LEDs produce light up to 90 percent more efficiently than incandescent light bulbs. LEDs also do not typically “burn out” or fail, like other types of bulbs. Because of their performance benefits, homeowners may be interested in switching over to LED bulbs to power their existing lighting fixtures. Generally speaking, LED bulbs can work in most non-LED fixtures, provided the base type matches the socket. The LED bulb also should be rated for the same line voltage for the fixture. Also, the fixture should not be enclosed, such as glass-encased ceiling lights or certain outdoor fixtures. The lack of ventilation can cause heat buildup, leading to damage or failure. In such instances, one should purchase LEDs specifically rated for enclosed fixtures

Real Estate Buyers’ Guide • January 2026

How much home can I afford? · The 28/36 rule: Part of the DTI equation may include the 28/36 rule utilized by many mortgage lenders. This is a standard guideline that can help one see if it’s possible to afford a home loan. The 28 percent is allotted housing costs. The monthly housing expenses (principal, interest, taxes, homeowners insurance, private mortgage insurance, and homeowners association fees) should be no more than 28 percent of one’s gross monthly income. One’s total monthly debt payments, including housing, car, loans, student loans, and credit cards, should be no more than 36 percent of the gross monthly income. So if a prospective home buyer earns $10,000 per month, or $120,000 per year, the housing costs should not exceed $2,800. Total debt payments, including housing, should not exceed $3,600 per month.

By the third quarter of 2025, the tide seemingly began to turn in regard to a housing market that had been marked by limited inventory since the onset of the COVID-19 pandemic in 2020. According to market indicators from Redfin, the National Association of REALTORS® and Homes for Heroes, by the summer of 2025 things began to shift in regard to inventory (9.4 percent increase year-over-year). Prices also began to level off, as the median existing home price in the United States was $435,300 in June 2025, which marked a 2 percent increase from the previous year. Price reductions also became more common compared to 2024, signalling a cooldown in some segments. Although affordability concerns still persist, many people may finally be ready to enter the home-buying arena. When doing so, it’s essential prospective home buyers recognize how much they can comfortably spend on a home. Most experts suggest buyers combine lender affordability guidelines with an assessment of one’s personal budget. These factors can help individuals determine a reliable budget when shopping for homes. · Debt-to-income ratio: Lenders use various parameters to identify a borrower’s creditworthiness. That includes figuring out a person’s debt-to-income ratio (DTI). Wells Fargo says DTI can be calculated by adding up all of a person’s monthly debt payments and dividing them by gross monthly income. That number is multiplied by 100 to get a percentage. The lower the DTI, the less risky one is to lenders.

Real Estate Buyers’ Guide • January 2026

· Personal budget considerations: Lenders may allow borrowers to borrow a certain amount of money, and buyers then go out and spend that much on a home. But to avoid living paycheck to paycheck and having all of one’s money go toward a home, it is best to account for personal spending habits and savings goals. It’s important to have an emergency funds account to pay for unexpected things like home repairs, or to account for instances when income may decline. Ongoing costs to manage the home also merit consideration, as do utilities and future renovations. · Income-to-home price ratio: Some people abide by another general guideline to shop for a home that costs no more than three to five times their annual household income. That means with an annual income of $100,000, one should aim for a home priced between $300,000 and $500,000. The specific range will also depend on a person’s existing debt. · Interest rates and other factors: The interest rate on home mortgages as well as down payment also must be considered. Resources like Bankrate and Zillow provide home affordability calculators that will factor in interest rates, terms of a loan, down payment, and property taxes. Buying a home when interest rates are high means spending more over the life of the loan. Also, how much one puts toward a down payment has a big impact. Aiming for 20 percent means avoiding paying for private mortgage insurance (PMI). There is no fail-safe way to determine how much home you can afford. Many factors are in play and are exclusive to buyers in the market for a new home.

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