





![]()













Denise Lewis PRESIDENT
Brook-Owen Real Estate
41 E. Main Street Westminster, MD 21157
410.871.1110
denise@denisehasthekeys.com

Larry
Smith SECRETARY
Railey Realty
2 Vacation Way McHenry, MD
301.387.2000 lsmith@railey.com

Cheryl Abrams Davis IMMEDIATE FORMER PRESIDENT
RE/MAX United Real Estate
14340 Old Marlboro Pike
Upper Marlboro, MD 20772
301.702.4200
cherylabrams@remax.net

Melanie Gamble PRESIDENT-ELECT
212 Degrees Realty, LLC 9701 Apollo Dr., # 301 Upper Marlboro, MD
301.343.8538
melanie@melaniegamble.com

Chris Drewer TREASURER
EXP Realty, LLC
7939 Honeygo Blvd., Suite 108 Nottingham, MD 410.292.3218 ctdrewer@gmail.com

Chuck Kasky, RCE CHIEF EXECUTIVE OFFICER
Maryland REALTORS®
200 Harry S Truman Pkwy. Suite 200 Annapolis, MD 21401
800.638.6425
chuck.kasky@mdrealtor.org
Maryland REALTORS ®
200 Harry S Truman Parkway | Suite 200 Annapolis, MD 21401-7348
443.716.3500 | www.mdrealtor.org
Leadership Team
Denise Lewis | President
Melanie Gamble | President-Elect
Chris Drewer | Treasurer
Larry Smith | Secretary
Cheryl Abrams Davis | Immediate Former President
Chuck Kasky, RCE | Chief Executive Officer Editor
Daniel Patrell | dan.patrell@mdrealtor.org
Advisory Committee
Donald Frederick | Chair
Tresha Davis | Vice Chair
Advertising advertising@mdrealtor.org
Publication Design and Printing
Ironmark, 9040 Junction Dr, Annapolis Junction, MD 20701 888.775.3737 | ironmarkusa.com
The opinions expressed by nonstaff contributors may not reflect the official opinion of Maryland REALTORS® and/or policies derived from leadership and staff.
Maryland REALTORS® exists to support all segments of its membership and their specialties. Maryland REALTORS®, through collective efforts with local boards/associations and the National Association of REALTORS®:
■ Develops and delivers programs, services and related products that maintain and elevate the high standards of the real estate business and the professional conduct of its practitioners;
■ Assists members in ethically and professionally serving the public;
■ Promotes and preserves the right to own, transfer and use real property; and
■ Protects the right of members to conduct business within a framework of fair and reasonable laws and government regulations.
In principle and in practice, Maryland REALTORS® values and seeks diversity and inclusive participation within the field of real estate and recognizes each member as a unique individual.
We stand on the shoulders of those who came before us.
Where Maryland REALTORS® is today (and today, we are in a very good place) is the cumulative result of generations of leadership, volunteer service, professional staff, and members who dedicated themselves to strengthening this organization year after year. Every success we enjoy today was built upon the hard work, foresight, and commitment of those who believed in the mission of this association long before any of us held our current roles.
Today, Maryland REALTORS® is stronger, more united, and more focused than ever. We are united in protecting and advocating for the right to buy, sell, and transfer private property. We are strengthened by our commitment to fair housing and expanding affordable housing opportunities so more Marylanders can build generational wealth through homeownership. We continue to bolster our advocacy efforts by working constructively with elected officials and policymakers to protect private property rights and increase housing opportunities across our state.
We are also committed to advancing educational opportunities for our members, ensuring that REALTORS® remain informed about evolving laws, regulations, and opportunities, while helping them operate successfully and ethically within today’s legal framework. None of this happens overnight. Associations are not built in a single
year, a single presidency, or even a single generation. Leadership changes. A new president arrives every year. Association management evolves over time. But progress continues when each generation builds upon the foundation left by the last.
For nearly six decades, only three CEOs have guided Maryland REALTORS®: Edgar Hilley, who served from 1967 through 1993; Mary Antoun, from 1993 through 2015; and Chuck Kasky, who has served since 2015 and will retire at the end of June 2026.
Today, we say goodbye to Chuck with a bit of melancholy and a metric ton of gratitude.
Chuck’s impact on this association is impossible to overstate. He founded the legal department, creating a model for how association legal services can guide and support members in doing what is right and compliant with the law. He fostered a collaborative staff culture where departments work together instead of operating in silos. Under his leadership, the association paid off the mortgage on our headquarters building, successfully secured a major tenant for our original headquarters property, guided the membership through the COVID-19 pandemic, ensuring REALTORS® were recognized as essential workers, unlike many other states, and made sure we were able to adapt to the practice changes required by the NAR settlement.
Throughout his tenure, Chuck also led an advocacy team that worked
successfully with two very different state administrations.
And amidst this melancholy and gratitude, Chuck himself would probably remind us to focus on the future.
And so we will.
As we thank Chuck for his extraordinary service, we are equally excited to welcome our next CEO, Bo Patten. Bo comes to Maryland from Tennessee, where he served as a local association CEO after previously serving as Government Affairs Director for one of the nation’s largest local REALTOR® associations. He is actively involved with NAR and emerged as the clear choice following an exhaustive nationwide search.
Bo officially begins on July 1, and I hope you will join me in welcoming him to the Maryland REALTORS® family.
In this issue, as we celebrate our RPAC investors and honor many outstanding industry award winners, let us also celebrate Chuck Kasky’s remarkable contributions while enthusiastically welcoming Bo Patten, who will help build upon the success this association already enjoys. ■

Looking to share resources with your clients for June, Homeownership Month? We got you covered.
First (of course) is Maryland REALTORS®’ treasure trove of information that can be found at MarylandHomeownership.com. Buyers’ and sellers’ toolkits, checklists for inspections and home maintenance, a library of informative articles—this is the first stop for your clients.
What’s NEW on the site are the resources provided in Spanish! While the site is completely translatable into Spanish (on any page look for the Mexican flag, upper right corner), and buyers’ and sellers toolkits, fair housing brochures come in Spanish versions, we recently rolled out new Spanish videos. For Spanish-speaking clients, invite them to check out our animated Pathway to Homeownership, REALTOR® Compensation series, Superfund Disclosure, 11 Steps to Buying Your Home, and 11 Steps to Selling Your Home videos. We’ve added some new flyers, as well, including our home insurance flyer, homebuyer savings account flyer, and others.

Follow the QR code to access these new tools, for you and your clients.

The National Association of REALTORS® (NAR) Homeownership Month Digital Toolkit (scan QR code to access).
NAR supports the Housing Supply Accelerator Playbook, produced by the American Planning Association and the National League of Cities.

Scan the QR to check out this “Roadmap for Communities”.
Have you watched First Time Buyer, season 5, yet?


Follow the QR code to begin your TV binge.

BY DENISE LEWIS, 2026 PRESIDENT, MARYLAND REALTORS®
As President of Maryland REALTORS®, I am thrilled to share two incredible initiatives that have truly shaped my term and filled my heart with gratitude. Together, we are paving the way for a brighter future—cultivating young leaders in the real estate industry and empowering children in our communities through financial literacy. These efforts are a testament to the power of collaboration, vision, and the unwavering dedication of so many passionate individuals.
With the support of our association and the vision of Immediate Past President Cheryl Abrams Davis, we took a major step to champion the next generation by launching the Maryland REALTORS® Young Professionals Network (YPN) Advisory Group. Building on Cheryl’s foundational work, I made the NextGen Initiative a top priority. Our Presidential Advisory Group, led by Shandell Green, diligently researched industry shifts, technological advancements, and the evolving needs of REALTORS® across Maryland. Their findings made it clear: we needed to unify and empower young and new professionals—those who are vital to our continued growth and innovation.
The challenge was evident. The average REALTOR® is 52 years old, and many newly licensed and younger agents, especially those balancing dual careers, often felt disconnected from the resources available to them. While local YPNs existed, there was no cohesive statewide structure to amplify their voices and support their growth. To address this, we created the Maryland REALTORS® Statewide YPN, connecting local chapters, extending resources to underserved areas, and offering mentorship and leadership development for professionals under 45 and those new to the industry.
Our mission is simple yet powerful: engage, connect, and develop talent through equitable access to
leadership roles, professional growth, and collaboration. The launch will be celebrated with a First-Time Attendee Reception at the annual conference. Thanks to Cheryl’s vision, Shandell’s leadership, and the dedication of so many, Maryland REALTORS® is now poised to empower young professionals and set a new standard for industry leadership. It has been a great pleasure to witness the enthusiasm and innovation radiating from our next generation!
In addition to championing young real estate professionals, I am deeply passionate about financial literacy for our youth. Serving on the board and volunteering at the Boys & Girls Club of Carroll County has been a joy, and it is my dream that every Boys & Girls Club can offer quality financial literacy programs. This year, we partnered with First Financial Credit Union to launch their outstanding “Adulting 101” program—an engaging, hands-on simulation that immerses students in the realities of adult life.

Your talents go far beyond the work you do every day — and now’s your chance to use them to help shape the future of real estate in Maryland.
Maryland REALTORS® is looking for passionate, motivated members to serve on one of our 18 committees. Whether your strengths are in leadership, advocacy, communications, education, public policy, or strategic thinking, there’s a committee where your voice and expertise can make a real impact.
Serving on a committee isn’t just about giving back to your association — it’s an opportunity to grow professionally, expand your network, develop new skills, and connect with fellow REALTORS® who are shaping the industry across the state.

Ready to step up? Scan the QR code to explore committee opportunities and apply.
Applications are due July 1 — don’t miss your chance to get involved, make connections, and help lead Maryland REALTORS® forward.
Each student received a unique life scenario and made real-world decisions about housing, transportation, childcare, insurance, groceries, entertainment, and more. “What Are the Chances?” cards kept things interesting with unexpected challenges and opportunities— just like real life. Through this experience, our young participants learned the importance of budgeting, planning, and making informed choices. It was wonderful to see their excitement as they realized how these skills could shape their futures.
We also hosted a creative house decorating contest for younger students, providing templates, crayons, and seasonal themes to spark their imaginations. The winning designs will be showcased in a calendar sponsored by Maryland REALTORS®, creating keepsakes and gifts for families and celebrating the diversity of homes and lifestyles.
The financial wellness lessons gained during this event will have a lasting impact—helping our youth navigate their financial futures with confidence. Watching them take their first steps toward financial independence was a true highlight, and I am so grateful for the support and dedication of everyone who made this possible.
None of these achievements would have been possible without the volunteers, donors, partners, and participants who gave their time and energy. And, of course, none of this could happen without the efforts of the incomparable Maryland REALTORS®’ staff. My heart is full as I reflect on our collective commitment to empowering young people—through both industry leadership and financial education. Thank you for believing in our youth, investing in their success, and helping us build a brighter, more inclusive future for Maryland. Together, we make a lasting difference! ■

Denise Lewis Is Maryland REALTORS®’ 2026 President.
Maryland REALTORS® takes great pride in awarding industry honors to outstanding REALTORS®. Recognition is a positive reward for a job well done. It is vital that we honor those individuals who have given outstanding service to the real estate industry and the local boards/associations. The awards will be presented during the Annual Installation and Awards Gala later this year, in October.
THE MARYLAND REALTORS® GOOD NEIGHBOR AWARD: Honors individual REALTOR® members who give unselfishly of their time to assist the communities in which they live. Individuals can apply directly to Maryland REALTORS® and there is no limit to the number of entries submitted by local boards/associations or firms for this award. All nominees submitted to local boards/associations must be submitted to Maryland REALTORS®
DEADLINE: July 6, 2026
THE COMMUNITY ACTION AND REALTOR® EXCELLENCE (CARE) AWARD: This award is given to local board/associations recognizing achievements in community service and charitable actions. The award is designed to raise the profile of REALTORS® and the REALTOR® organization by focusing on boards or associations that have demonstrated an extraordinary record through direct local board/association community service involvement and to include endeavors by REALTOR® members who are part of a local group, team, office or individually. The Award will be divided between a large board/ association (1,001+ members) and a small board/association (1,000 and fewer members) beginning June 1, 2023 through July 1, 2024.
DEADLINE: July 6, 2026
AWARD: One ROTY application is required to be submitted by each local board/ association to be entered in the Maryland REALTORS® competition. The winner of the state award will travel to National Association of REALTORS® (NAR) Annual Convention for consideration in the national award. This award is submitted directly by your localboard/association for consideration.
DEADLINE: CONTACT YOUR LOCAL ASSOCIATION
This award is designed to recognize those who have made significant steps towards creating a more diverse and inclusive community through the implementation of initiatives and/or programs reflective of Maryland REALTORS®
DEADLINE: July 6, 2026
Other annual awards include the Lifetime Achievement Award, Omega Tau Rho Fraternity Award, President’s Award, Shining Star Award, and more. For a full list of all the awards given by the association or to download application form, please scan the QR code or call or call Maryland REALTORS® at 443.716.3500.
BY LISA MAY
The 2026 session of the Maryland General Assembly felt less like a straight track and more like a full-scale legislative roller coaster, complete with steep climbs, sudden drops, and a few unexpected turns that kept your Maryland REALTORS® Advocacy Team on the edge of their seats.
For REALTORS® and others in the housing industry, the ride was defined by early defensive battles, mid-session momentum on priority bills, and a frenetic final stretch where several promising measures stalled just short of the finish line.
Every roller coaster begins with that slow, clicking ascent— and this year, that climb was dominated by a looming threat: SB 267, the Building Affordably in My Back Yard Act, better known as “BAMBY.” Brought forward by the Maryland Association of Counties, it featured an appealing name—with deceptively harmful content.
Among the most troubling elements were a proposed 4% per transaction cap on REALTOR® commissions, a 30-day right of first refusal exclusively for owner-occupant purchasers, increases to impact fees and transfer and recordation taxes, and even new annual taxes targeting underdeveloped lands and investment properties. Taken together, these provisions represented an outsize threat to our housing market that would further constrain supply, increase costs, and limit flexibility for both buyers and sellers.
Your state and local associations mobilized before a single legislator arrived in Annapolis, making clear that while affordability is a shared goal, these measures would do exactly the opposite. The result? The Senate stripped all controversial provisions from the bill before advancing it. What remained of BAMBY then moved to the House, where it sat in committee without a vote and ultimately failed.
For REALTORS®, this outcome marked a significant victory over a powerful legislative nemesis—county governments—and prevented a cascade of unintended consequences for the market and Marylanders.
As the session progressed, the ride began to accelerate, delivering some meaningful wins for the real estate community.
One of the most notable successes was the unanimous passage of SB 691/HB 1029, to expand the expedited return of earnest money deposits to apply to all contract contingencies, not just a limited subset. It also clarifies the mediation process when disputes arise between buyers and sellers over deposit release. This creates a uniform process for deposit disposition, which will reduce buyer uncertainty and allow them to move on to the next transaction quickly and efficiently.
Another high point came with the unanimous passage of SB 814, addressing Homeowner Benefit Agreements (HBAs). These agreements had left nearly 1,000 Maryland homeowners entangled in long-term obligations that complicated refinancing or selling their homes. The new law provides clear legal pathways to challenge unlawful agreements, extending protections similar to those enacted in 2023. By invalidating agreements that can cloud title or raise seller costs, it helps ensure every Maryland homeowner is protected from predatory practices.
But no roller coaster is all highs. One of the most frustrating moments of the session came with the last-second defeat of HB 1132, regarding Condo and HOA resale fees and processes. This bill aimed to rein in excessive resale documentation fees and harmonize conflicting provisions between condominium and homeowners’ association statutes, which are issues frequently raised by REALTORS®.
Despite strong support and significant advocacy, the bill fell victim to the clock. It came tantalizingly close to passage but ran out of time in the final moments of the session. While the underlying issues remain unresolved and the defeat was particularly painful, the bill’s movement did mark progress and could serve as an important stepping stone to future legislative action.
Housing supply remained a central theme throughout the session, with several bills attempting to address Maryland’s ongoing shortage. Here, the roller coaster delivered a mix of forward momentum and frustrating detours.
The Housing Certainty Act (HB 548 / SB 325) emerged as a clear win. The law reduces regulatory risk for builders by ensuring that development projects are reviewed under the laws in place at the time of application and allowing development fees to be deferred until construction is complete. This predictability is critical for financing and project planning, and it should help accelerate housing production across the state.
Similarly, the Maryland Transit and Housing Affordability Act (HB 894 / SB 389), backed by the Moore Administration, tackled zoning and development challenges near transit hubs. By introducing more flexible parking requirements, encouraging mixed-use development, and empowering the Maryland Department of Transportation to take a leading role in developing government-owned land near transit, the law opens new opportunities for housing where they currently are constrained by lower density zoning and overbearing regulations. However, not all housing initiatives made it through the ride intact. The Bring Back Main Street Act (HB 1137), which initially aimed to promote residential development in commercial zones, was converted into a study. The Department of Housing and Community Development will now examine how other states approach “residential-in-commercial” zoning and report back by the end of 2026.
While studies can lay the groundwork for future policy, this outcome represents passivity, not progress. It is yet another moment where the legislature loses momentum on real housing reform just as it seems poised to surge ahead. Other proposals never even left the station. The Starter and Silver Homes Act (HB 239 / SB 36), designed to expand housing options for first-time buyers and seniors, did not receive a vote. Nor did HB 778, a REALTOR® bill which sought to expand middle housing options such as duplexes and triplexes.
These missed opportunities highlight the ongoing challenge of building consensus around zoning reform and housing diversity. Unfortunately, they also show that once again, Maryland would rather sit at the rear of the housing innovation train rather than in the front row.
Building on last year’s efforts to combat squatting— particularly the expedited unlawful detainer process established by 2025 SB 46—the 2026 session introduced new measures targeting fraud and related activity.
SB 82 makes residential lease forgery a felony offense. This sends a strong signal that fraudulent leasing practices will be treated with the seriousness they deserve, offering greater protection to property owners and legitimate tenants alike.
HB 130 creates a task force to study deed fraud, while HB 810 / SB 148 launches a blockchain pilot program to explore how emerging technology could improve the security and verification of property records. The study will evaluate blockchain’s potential role in resolving disputes and assisting law enforcement, with findings due by the end of the year.
These measures reflect a recognition that, as real estate transactions evolve, so too must the tools used to protect them. While some of these initiatives are exploratory, they represent important steps toward safeguarding property rights in a digital age.
As the session raced toward adjournment, REALTORS® found themselves once again in a battle to stop proposals that could have significantly disrupted the housing market.
Efforts to establish “good cause” requirements for nonrenewal of leases (HB 774) were contained, preserving rights for rental property owners and maintaining residential leases as contracts between two willing parties. A proposal to increase real estate transfer taxes (HB 1213) for both residential and commercial properties was also defeated.
Most notably, a statewide rent control bill (HB 1460) failed to advance. The proposal would have imposed caps tied to federal fair market rent calculations or prior sales prices. Drawing on experiences in Montgomery County and Takoma Park, REALTORS® and other housing advocates argued that such policies can bring new construction to a halt and exacerbate existing supply shortages.
As the roller coaster pulled back into the station, the 2026 session left real estate professionals with a mix of relief, progress, and unfinished business.
On the positive side, REALTORS® successfully blocked several high-impact threats early in the session, secured meaningful wins on transaction efficiency and consumer protection, and supported legislation aimed at increasing much needed housing supply.
At the same time, the session underscored how fragile progress can be. Well-supported measures like HB 1132 fell short due to timing, while broader housing reforms were diluted, delayed, or left unaddressed. The persistence of these challenges suggests that future sessions will continue to grapple with the same fundamental issues: affordability, supply, and the balance between regulation and market flexibility.
As attention turns to 2027, the tracks are already being laid for the next ride. The studies commissioned this year will inform future legislation. Unresolved issues like resale fees and zoning reform are likely to return. And a looming budget crisis may throw everything else off the tracks.
Oh, and did we mention every seat in the General Assembly will be on the ballot in November?
If 2026 proved anything, it is that in the world of advocacy, the ride never really ends—it just loops back around for another run. ■

Lisa May is the Director of Advocacy and Public Policy for Maryland REALTORS®.
Thank you to our 2025 RPAC Investors. Your support of RPAC demonstrates your commitment to strengthening private property rights, home ownership opportunities, and the real estate industry. Your generosity sends a clear message to our elected officials that REALTORS will support candidates who understand our industry and our profession.
Those REALTORS who are major investors AND pledge $2,000 in direct-candidate contributions:
■ Bill Armstrong
■ Russell Brazil
■ Seth Dailey
■ Chris Drewer
■ Bernie Flax
■ Mary Groven
■ Robert Johnston
■ Janice Kirkner
■ Jenn Klarmann
■ Denise Lewis
■ Carole Maclure
■ Grace Masten
■ Daniel McGhee
■ Dee Dee Miller
■ JoAnne Poole
■ Erica Solomon
■ Joe Wilson
Special thanks to the generous support of RPAC Platinum R, Golden R and Crystal R investors for their extraordinary leadership and dedication.
■ Greater Baltimore Board of REALTORS
■ Carole Maclure ***
■ Anne Arundel County Association of REALTORS
■ Maryland REALTORS
■ Bill Armstrong **
■ Russell Brazil
■ Seth Dailey *
■ Mary Groven
■ Robert Johnston *
■ Janice Kirkner **
■ Jenn Klarman
■ Patricia Long *
■ Grace Masten
■ Dee Dee Miller *
■ John Geha
■ Lauren Bunting
■ Patricia Kallmyer *
■ Brad Cox
■ Bernie Flax
■ Darron Whitehead
■ JoAnne Poole **
■ Heather Smith
■ Erica Solomon *
■ Jay Webster *
■ Pamela Price
Thank you to the following members for their generous contributions of $1,000 to RPAC in 2025.
■ Carroll County REALTORS
■ Frederick County Association of REALTORS
■ Million Dollar Association of Baltimore
■ Mid-Shore Board of REALTORS
■ Cheryl Abrams Davis *
■ Avi Adler
■ Kris A Alcorn
■ Jennifer L Anderson
■ Jean R. Andrews
■ Timothy Arnett
■ Stealey J. Ashley
■ Linda Austin
■ Jack G Bannister *
■ Cheryl A Bare
■ Pam Batstone
■ Kristi Bick
■ Veronica L Bishop
■ Mike Booz
■ Lisa Bosse
■ Carlton J Boujai *
■ Boyd Campbell *
■ Austin Carroll
■ Charnise Carter
■ Jennifer Christine Cernik
■ Mike Cerrito
■ Michele Cordle
■ Randy Cottrell
■ Christopher David
■ Anita Davis
■ Katherine Deckenback
■ Kay Deitz
■ Brandi Dillon
■ Lauren DiMartino
■ Kimberly Dixson
■ Pat Dowtin
■ Tom Drechsler
■ Chris Drewer
■ Nora Drury
■ Sherietta T Dunton
■ Cory Flere
■ Greg Ford
■ Donny Frederick
■ Ben Frederick
■ Melanie Gamble
■ Ed Garono
■ Jacki Lynn Gee-Ferko
■ Kris Ghimire
■ Hugh Gordon
■ Mike Graziano
■ Josh Greene
■ Jennifer Grove
■ Tracy Grubb
■ Kelly Hacke
■ Tiffany Harris
■ Jan Hayden *
■ Sharon Hiner
■ Sandra Hopkins
■ Timothy Hopkins
■ Jennifer Hoyt
■ Tina Hyatt
■ Joanie Hynes
■ Al Ingraham ***
■ Hunter Isaac
■ Amy Jahnigen
■ Franklin Jamison
■ Betty Jans
■ Rachel Jefferies
■ Pamela Jenkins
■ Sandra Jenkins-Blackburn
■ Jimmie Jennings
■ Cheryl Jersey-Lecourt
■ Chris Jett
■ Marla Johnson
■ Brandon Johnson
■ Laura-Lee Jones
■ Nilou Jones
■ Chuck Kasky *
■ Julie King-Schulz
■ Ed Krauze *
■ Carlos Lancaster
■ Timothy Langhauser
■ Michele Langhauser
■ Jenifer League
■ John Lesniewski *
■ Denise Lewis *
■ Stephanie Libby
■ Amy Linton
■ Linda Lizzio
■ Naptina Marshall
■ Joni Martin Williamson
■ Peter Maser
■ Shirley Matlock *
■ Dale Mattison
■ Mia McCarthy
■ Stephen McClung
■ Christa McGee
■ Brian McGeehan
■ Daniel McGhee
■ Terrence McGowan
■ Mac McGraw
■ Christine McNelis
■ Steve Miller
■ Yolanda Muckle
■ Maureen Nichols
■ Ron Nocera
■ Ryan O’Hara
■ Steve Parsons
■ Robert Payne
■ Veera Phillips
■ Stephen Pipich
■ Shameeka Price
■ Susan Pruden *
■ Benjamin Raffel
■ Tanya Redding
■ Willie Rhone
■ Ashley Richardson *
■ Veronica Rolocut
■ Susan Rosko-Thomas
■ Bradley Rothstein
■ Rob Rothstein
■ Joan Ryder *
■ Don Samson
■ Justin Sapp, Sr.
■ Heather Schafer Adkins
■ Hristina Schlaggar
■ Timothy Schlauch
■ Louise Schultz
■ Alex Tower Sears
■ Gene Sementilli
■ Bob Simon
■ Robert J Smith
■ Douglas Smith
■ Larry Smith
■ Marty Stanton
■ James Stephens
■ Frances Sterling
■ Kevin Stodd
Thank you to the following members who contributed between $200 - $999.
■ Lakeside Title Company
■ Nick Adhikari
■ Cindy Ariosa
■ Kathleen Beadell
■ Andy Beaven
■ Deborah Benkert
■ M Jacqueline Bennett
■ Anisha Berkley
■ Christine Bishop
■ Hal Blatt
■ Christopher Blizzard
■ Chelsea Botley
■ Terry Brennan
■ Natalya Brusilovsky
■ Matthew Colimore
■ Robert Commodari
■ Samantha Damato
■ Christopher Darby
■ Joanne Darling
■ Claudette Davis
■ Alonna Davis
■ Angela Dean
■ DeniseDiana
■ Melissa Divers-Reed
■ Karen Donaldson
■ Deborah Dwyer
■ Charles Eddington
■ Gregory Flynn
■ John Forsyth
■ Nick Fratz-Orr
■ Dawn Friend
■ Michelle Fullmer
■ Dicky Gaines
■ Helen Ghimire
■ Shawn Goldfaden
■ Christine Hardsock
■ Linda Harned
■ Donte Harris
■ Brianna Heiderman
■ Britton Henderson
■ Nancy Hubble
■ Marcus Jaffe
■ Robert Jenets
■ John Kantorski
■ Brenda Kasuva
■ Colleen Kelly
■ Justin Kennedy
■ Bob Kimball
■ Brian Kocur
■ Shannon Kocur
■ Kimberly Lally
■ Martha Lessner
■ Lisa Madairy
■ Brajesh Maharjan
■ Robert Marsh
■ Patricia Martin
■ Ann McClure
■ Chandra Metz
■ Susan Myszkowski
■ Thomas Nalls
■ Sudarshan Paudel
■ Courtney Pleiss
■ Rachel Rabinowitz
■ Yvette Rippeon
■ Bonnie Roberts-Burke
■ DeAnne Sutton
■ Kimberly Taylor
■ Brigit Taylor
■ Lee Tessier *
■ Dianna Von Briesen
■ Carole Warren
■ Sheila Washburn
■ Deanna Wasmer
■ Kevin Waterman
■ Carole Webb
■ Helen Mattingly Wernecke
■ Brent Whalen
■ Austin Whitehead
■ Shelia Williams
■ Isabelle Williams-Brown
■ Joe Wilson
■ Alison Wisnom
■ Craig Wolf
■ John Young
■ Tony Zowd
■ Chad Robertson
■ ShelbyRoney
■ Rick Saylor
■ Genie Schwind
■ David Sherbow
■ Chad Shrodes
■ Elizabeth Spiker Holcomb
■ Annemarie Stephens
■ F. Aidan Surlis
■ Robb Taylor
■ Stacie Teal-Locust
■ Tunisha (TC) Temple
■ Karen Thompson
■ Daniel Toth
■ Lorraine Treger
■ Monica Truesdale
■ Scott Van Stone
■ Kim Wallace
■ Michael Weisner
■ Jane Williams
Thank you to those members who contributed $99-$199.
■ Abeer Abou Elmakarem
■ Michelle Abplanalp
■ Delia Abrams
■ Phyllis Adam
■ Gregg Adams
■ Suren Adams
■ Franklin Agboola
■ Akinbode Akinola
■ William Alvey
■ Michael Amanfu
■ Semere Ambaye
■ Jeffrey Annis
■ Kimberly Anselmo
■ Biana Arentz
■ Nicole Artis
■ Rajender Auluck
■ Karen Authement
■ Sammy Barbieri
■ Kelley Barnes
■ Kimberly Barton
■ Young-Ae Bauer
■ Susan Beall
■ Nina Beitzel
■ Michael Benmira Villacres
■ Dana Bergman
■ Alexander Berman
■ Ramesh Bhatta
■ Mumtaz Bhatti
■ James Billingslea
■ Sean Bittinger
■ Deidre Blackmore
■ Tim Blanchfield
■ Jim Blaney
■ Christopher Boris
■ Kevin Brady
■ Sean Brink
■ Timothy Brinkman
■ George Brookhart
■ Valerie Brown
■ Kenneth Brown
■ Rachel Bruch
■ William Buck Jr
■ Elizabeth Buffington
■ Lauren Bumstead
■ Cam Bunting
■ Brianna Buppert
■ Jennifer Burch
■ Yolanda Burgess
■ Kelley Burley
■ Chip Burnett
■ William Burris
■ Mark Butterfield
■ Tina Cadden Jenkins
■ Georgette Calomeris
■ Lisa Cameron
■ Patrick Campbell
■ Leslie Carter
■ Kathleen Cassidy
■ James Castle
■ Bryant Centofanti
■ Sheila Chambers
■ Susan Chang
■ Herbert Chisholm
■ Jae Cho
■ Nicholas Cintron
■ Thomas Clagett
■ Lee Clagett
■ Kathleen Clark
■ Bernadette Cole
■ Raymond Contee
■ Kadjologo Coulibaly
■ Dan Cumberland
■ David Cummings
■ Richard Curtis
■ Lindsay Curtis
■ Eva Daniels
■ Patricia DeArcangelis
■ Jen Denney
■ Emily Denny
■ Gloria Dever
■ Tracy Diamond
■ Breese Dickinson
■ Stanley Dill
■ Terez Dorsey
■ Pamela Dotson
■ Richmond Downey
■ Maureen Earp Wood
■ Christina Eastwood
■ Karen Elliott
■ Mary Ann Elliott
■ Duane Emmet
■ Katerina Erhard
■ Matias Escobar
■ Laurence Eul
■ Gary Evans
■ Shelley Eyler
■ Joseph Fagiolo
■ Yu Fan
■ Gloria Farrar
■ Kevin Fay
■ Timothy Feaga
■ Sandra Fehl
■ Jerome Feldman
■ Paul Fenton
■ Michelle Fields-Hall
■ Greg Fisk
■ William Fitzgerald
■ James Flynn
■ John Ford
■ Gregory Ford
■ Richard Foster
■ Sara Frank
■ Candice Friday
■ Julie Fuller
■ Marcy Gaines
■ Andrew Gallagher
■ Edward Galloway
■ Susan Garczynski
■ Bhavani Ghanta
■ Kathy Gibson
■ Suzanne Glocker
■ Scott Goldberg
■ David Goldberg
■ Sophia Goodridge-Howard
■ Robin Gould-Smith
■ Thomas Gravely
■ Nolen Graves
■ Melanie Graw
■ Diana Gray
■ Victoria Gray
■ Shandell Green
■ Arnita Greene
■ Barb Gregory
■ William Griffin
■ Connie Gunn
■ Neng-hua Guo
■ Chris Haddaway
■ Garry Haines
■ Bonnie Haley
■ Jason Hall
■ Lisa Harbour
■ Charles Hartman
■ Robert Healy
■ Melissa Held Marsden
■ Wendy Herndon Hess
■ Chris Highland
■ Debora Hileman
■ Christopher Hill
■ Paul Hillstrom
■ Suzanne Hitt
■ Phillip Hobby
■ George Hockaday-Bey
■ Shari Hodges
■ Daniel Hoff
■ Mary Hoffman
■ John Holt
■ JC Hooker
■ George Hooley
■ Clarence Horst
■ Donnie Horton
■ Susan Houck
■ Bruce Howe
■ Alice Hoxie
■ Beth Hoyt
■ James Hyatt
■ Preston Innerst
■ Christy Issler
■ Christian Jackson
■ Theresa Jackson
■ Catrina Jackson
■ Cindy Jacobs
■ Mary Jameson
■ Ananda Jayakody
■ Yves Jean Baptiste
■ Robert Johnston
■ Joan Jones
■ Wyevetra Jordan
■ Christine Joyce
■ Myung Kang
■ Chanoch Kanovsky
■ Ellen Katz
■ Kathleen Keller
■ Sue Kelley
■ Stacy Kendall
■ Michael Kennedy
■ Gina Kenny
■ Anita Kestel
■ Chang Kim
■ George King
■ Robin Klahre
■ Lauren Kline
■ Jay Ko
■ Paul Koch
■ Olufolajimi Kolawole
■ Charles Koontz
■ Terry La Scola
■ Marie Lagos
■ Andrew Lapkoff
■ Amy Larrauri
■ Julie Larson
■ Joseph Laumann
■ John Lavery
■ Leigh Lawson
■ Deborah Leber
■ Thornette Lee
■ Diane Lee
■ Connie LePrevost
■ Lawrence Lessin
■ Rebecca Lewis
■ Herbert Lisjak
■ Arnold Litman
■ Sandra Lofgren-Sargent
■ Theresa Looney
■ Cynthia Loverde
■ Arian Lucas
■ Mary Luddy-Barton
■ Mary Lynch
■ Mary Mabry
■ Stephen MacGray
■ Paul MacKenzie
■ Rocky Mackintosh
■ John Macy
■ Michael Maher
■ Barbara Maloney
■ Sreedhar Maram
■ Robyn Marbray
■ Aaron Marsh
■ Richard May
■ Kathleen May
■ Rene May
■ Michael Maykrantz
■ Kevin McAfee
■ Jenny McAtee
■ Nikita McDaniel
■ George McDowell
■ Kimberly McGuigan
■ Patricia McHugh
■ Christopher McMahon
■ David McPherson
■ Karen McTavish
■ Clifford Meredith
■ Gary Michael
■ Jerome Milko
■ Erin Miller
■ Damon Moats
■ Hilda Molina
■ Eldad Moraru
■ Marie Morfaw
■ Dennis Murphy
■ Nathan Murray
■ Terri Murray
■ Kerry Muse
■ Rehan Mustafa
■ Carlton Nabb
■ Patricia Nassief
■ Hedy Nelson
■ Patricia Neukum
■ Lourquiza Nichols
■ Kara Norcutt
■ David Norkus
■ Paul Nwachukwu
■ Emmanuel Obiajulu
■ Gerard Occhiuzzo
■ John Michael O’Connell
■ Gerly Oden
■ Tawakalitu Olanrewaju
■ Jessica Olevsky
■ Sandra Olson
■ Richard Orr
■ Martin O’Toole
■ Deborah Palsha
■ David Pard
■ Peter Parente
■ James Parks
■ Donna Paton
■ Lindsay Patten
■ William Peach
■ Fanita Pegues
■ Queen Peterson
■ Lovelle Pierre
■ George Pierson
■ Leslie Pladna
■ Claudia Pleasants
■ Tom Poss
■ Jeffrey Powell
■ Craig Preece
■ Mary Pryszmont
■ Pauline Quartey
■ Lee Radcliffe
■ Beverly Rasmussen
■ Andrew Reamer
■ Samir Redwan
■ Ulysses Reed
■ Crystal Rhoad
■ Sushama Richey
■ Kay Riddle
■ Larry Riggs
■ William Rinnier
■ Valerie Rivers
■ Gayle Roberts
■ Kenneth Roderick
■ Ana Ron
■ Noni Rondeau
■ Kevin Rorie
■ Christopher Rosendale III
■ Dale Ross
■ Jill Rudiger
■ Mary Betsie Russell
■ Alexander Ruygrok
■ Sarah Santa Ana
■ Angel Saules
■ Denise Sawyer
■ Michael Schiff
■ Gary Schlectic
■ James Schneider
■ Khylah Settle
■ Charles Seymour
■ Tracy Shand
■ Robert Shannahan
■ Monica Shano
■ Robert Sheets
■ Daniel Sheppard
■ Jason Sherman
■ Kelli Shockey
■ Andrew Silverberg
■ George Simmons
■ Litra Simms
■ Linda Simpson
■ Hugh Smith
■ Sandra Smith
■ Patricia Smith
■ Andrea Smith
■ Virginia Smith
■ Paula Smith
■ Teresa Smith
■ Georgette Sobel
■ Daniel Spahr
■ RoseAnn Spalt
■ Brendan Spear
■ Charlene Spence
■ Donnell Spivey
■ Michael Stanford
■ Sheila Stedman
■ Greg Steen
■ Joseph Stephens
■ Cynthia Stevens
■ Julie Stevenson
■ Sue Steward
■ Valarie Stiegler
■ David Stromberg
■ Frederick Styles
■ Carol Sutfin
■ Tosin Taiwo
■ Karen Tamalavicz
■ Xin Tao
■ Walter Taraila
■ John Tauber
■ Leisel Taylor
■ Lavon Thaxton
■ Edward Thomas
■ Nate Titman
■ Justin Tungol
■ John Valente
■ Suzanne Valentin
■ Donovan Vasquez-Ramirez
■ Eric Verdi
■ Revee Walters
■ Barry Waterman
■ Bryan Waters
■ Charlotte Waters
■ Stephen Watson
■ Steven Weiler
■ Libby Weisner
■ Jeremey Weiss
■ Jay Weitzel
■ Barbara Whaley
■ Gina White
■ Thomas Whiteman
■ Farone Williams
■ Patricia Williams
■ Jennifer Williams
■ Shontel Wilmer
■ Leonard Wilson
■ Evelyn Wilson
■ Sandra Wing
■ Kenneth Wormald
■ John Wuestman
■ Jacqueline Yates
■ Henry Yawson
■ Victor Young
■ Jay Yu
■ Jumei Zhang
■ Anthony Ziolkowski Jr
■ Mabel Zuleta
BY CHRISTIANNA MCCAUSLAND
One of our favorite times of the year is when Maryland REALTORS® celebrates its award winners for their outstanding achievements ... for a given year, for a specific initiative, and on occasion for a lifetime of accomplishments and trailblazing.
Help us to celebrate the following individuals who were recognized at our 2025 Industry Awards ceremony in Ocean City. And...do you know of someone you want to nominate for our 2026 awards? Turn to page 20 and follow the QR code to access all award nomination forms.
Given her diverse background, it is perhaps unsurprising that Mecca Lewis-Shakur should receive the 2025 DEI Leadership Award. As a student she studied art, interior design, and languages. She taught overseas and worked in television and film production. “I feel like every job that I’ve had has prepared me in some weird way for what I’m doing in real estate,” she says. “I also have a really deep love for helping people, so real estate is the synthesis of everything that I’ve done up until now, and it really is something that I absolutely adore and feel is a calling.”
Currently a REALTOR® with Weichert, Realtors-Diana Realty in Harford County, Lewis-Shakur frequently works with veterans and active-duty military, a group of homeowners whose needs she understands as a member of a military family herself. But she casts a wide net and works with a diversity of clients, many of whom may be purchasing a home for the first time—and who now have the opportunity to build generational wealth that may not have been possible in the past.
Understanding the different histories and paths individuals bring to the real estate transaction is a motivating force for Lewis-Shakur, who explains that it is all too
easy to work in a homogenous group and not reach out to different communities. And yet, she states, “We serve the public, and we can’t just serve one portion of the public. The better educated that we are about cultural differences and historic bias, the more we can work to make sure that everyone has a level playing field.”
Lewis-Shakur was able to bring her educational aspirations to fruition when she brought the experiential learning game FACTUALITY and its founder, Natalie Gillard, to the Harford County Association of REALTORS® (HarCAR). Gillard has presented her experiential game to corporations and institutions all over the world and landing FACTUALITY was the result of several years of work on HarCAR’s Inclusion, Diversity, Equity, Awareness committee (IDEA). Through the game, REALTORS® are able to explore concepts such as redlining and white flight—the ramifications of which still ripple through real estate today—in a safe and fun way. Lewis-Shakur said she saw many agents have that magical “aha!” moment while playing.
“Many of us work in Baltimore. We work in Harford County. These were some of the first areas to demonstrate redlining,” says Lewis-Shakur. “For us to have a better understanding of it as agents and how fair

housing works to counteract this, helps us to be better agents and better people, because we’re well informed.”
Lewis-Shakur is deeply proud of the work she’s been able to do through HarCar and within her own real estate business. Yet she concedes that DEI has become a hot-button phrase for many. Instead, she thinks of this work as community engagement, which is foundational to the work of a realtor. “We all need to do the work to be educated and to understand our communities better,” she states. “I find that when we understand people, it’s a lot harder to discriminate against them. We’re also much more alike in our wants for ourselves and for our families and our communities than I think some people give us credit for.”
Keisha McClain grew up in Baltimore City and says it is not always the easiest place to live. She also knows first-hand the importance of mentorship and providing youth with opportunities to grow. Now an agent with Hubble Bisbee Christie’s International Real Estate (and the owner of several small businesses), McClain and her husband Jameel oversee the 53 Families Foundation. For the last 16 years the foundation (named for her husband’s jersey number when he was on the Baltimore Ravens’ Super Bowl team) has actively engaged with city youth through football clinics, coat drives, a Thanksgiving dinner that serves thousands each year, and more. She also co-chairs the annual gala at Port Discovery Children’s Museum and supports programs that make museum entry accessible for all families.
“I had a lot of the challenges that a lot of these kids have,” she says. “I like to think that I came out on the right side of it, but I have a lot of peers who didn’t. I think you can really affect youth, because I remember meeting people and knowing I wanted to be better. I think that if we show kids at that early age what the options are, or that they’re cared about, it changes the whole trajectory of their lives.”
One of her favorite memories is of the pivot the foundation made during COVID-19 when they could not host the Thanksgiving event. Instead, they worked with their partner, The Salvation Army, to pack food boxes that

they hand delivered. “At that time, it was just such a disconnect for people and the community, so to bring that to their door and say, ‘We still love you. We’re still here’ was a big thing.”
Many of those individuals went on to become volunteers themselves. “They remembered that we showed up at their door and made them feel good, and then they wanted to do that for someone else. That whole experience hit me to the core.”
McClain has been licensed for nearly two decades. She says the practice of real estate appeals to her inherent sense of entrepreneurship as well as her love of design aesthetics. And now she also has a four-year-old son to whom she can teach her values, including being of service. It’s something she says anyone can do. “If you don’t know where to start, you can use your real estate (expertise) to touch people by doing a homebuying seminar for people who don’t normally get that knowledge. Get an intern or reach out to a young person. Just try to help, even if it’s just one person.”
Kevin Waterman never intended to go into real estate. But when he graduated in 2009 into the challenging job market that followed the Great Recession, he opted to get licensed. His father was a broker at the time as his grandfather had been before him. What began as an interim solution has become a remarkable career.
“Real estate leaves you a lot of flexibility,” says Waterman, now a REALTOR® with Coldwell Banker
Waterman Realty on Maryland’s Eastern Shore. “The downside is the unpredictable hours and demands outside of normal work times, but if there’s something important to you, you can build your schedule around it, and you don’t have set hours.”
When Waterman embraced real estate, he immediately became involved with REALTOR® associations at the local, state, and national level, serving as president of the Bay Area Association of REALTORS® on two separate occasions, as past chair for the Maryland REALTORS®’ Legislative committee, and currently as chair of the state association’s Public Policy committee. He’s also served on two national committees, including the Land Use, Property Rights & Environment Committee.
He explains that even before being licensed, he’s always had a strong interest in public policy and the political process, “But in my opinion, as a REALTOR®, I think it should be viewed as essential to have concern for and to put effort in on issues of public policy so far as they intersect with concerns of property rights, housing supply, and other such things,” he says. “If you look at the Code of Ethics, the very first thing in the preamble notes that REALTORS® have a built-in commitment to principled property rights, the highest and best use of land, the widest distribution of land ownership, creation of adequate housing—all these things are a core part of what distinguishes a REALTOR® from just someone who has a real estate license.”
Waterman states that having his father as a valued resource has been a great gift to his career. Family plays an important role in his life in and out of work; he is a father to four children in the blended family he shares with his wife, and dog-father to three basset hounds.

When he reflects on what makes a good REALTOR® great, he pauses before reflecting that it is “the willingness to step up, to go beyond doing the bare minimum of what you have to do and, especially when there’s a call and people are needed, to answer that.” He says that for some, that may mean joining a committee or stepping into association leadership, but that it is something every REALTOR® can do in their business just by taking those extra steps to look out for the best interests of their clients.
When Carole Maclure began in real estate in 1980, she had two young children. After she and her husband bought their first home in the same neighborhood on Maryland’s border with Washington, D.C., where Maclure grew up, their REALTORS® suggested that being licensed might afford Maclure the opportunity to work in the community while still raising her children.
She describes herself as a curious person who appreciates education, so she placed herself under solid brokers and REALTOR® from whom she could learn. It was those mentors and educators who encouraged her into management at the local level in 1987 and at the local, state and national level of association leadership. Today, she’s vice president and branch manager of RE/ MAX Advantage Realty in Columbia and Ellicott City and has spent her career working tirelessly for agents and the real estate industry.
“My ‘clients’ are my agents in my industry relationships, and I believe for everything that you get, you have to give equal to or greater back to those who’ve given you so much,” says Maclure. “I’ve been very fortunate in this business, and it’s kept me engaged and productive, and that’s only by the support of the people that I have around me at the different levels of the associations.”
During her tenure, Maclure has been a part of many important committees and activities. At the national level, she chaired the RPAC Trustees Federal Disbursement committee, the Risk Management and License Law forum, and the Education committee. She has served as Maryland’s State Allocated Director on NAR’s board of directors since 2013 and as president
and treasurer of Maryland REALTORS®, from whom she received the Lifetime Achievement Award.
“I served for 20 years on different committees, but it all connects to my passion. And my passion is having a voice that is consistent, productive, and balanced to move forward the REALTOR® agenda into the marketplace and into our communities,” she explains.
Maclure is particularly proud of her participation in the merger of the Montgomery County Association of Realtors (MARCAR) with the Washington, D.C.based association to create the Greater Capital Area Association of REALTORS® in the late ’90s. At the time, she was president of MARCAR, and the cross-state local association merger was NAR’s first.
Much has changed since Maclure became a REALTOR® who had intended to work part-time while raising a family. The small, family-owned companies she knew starting out, for example, have assimilated into a handful of large brokerages. What has not changed is the need for education and the importance of working with association partners to find timely solutions to industry issues. She explains that association work is vital because REALTORS® must support the institutions that enable their livelihoods. And she values the relationships she’s forged and how the work enables her to keep learning.
“There are people that will always say, ‘but you’ve been doing it so long, why don’t you just step away from it? Go do something you enjoy,” she says. “To me, the joy is being engaged.”
Ever wonder what culinary arts and real estate have in common? Ask Greg Fisk, regional manager, director of business development, and associate broker at Douglas Realty. After a career start as a chef for Marriott, Fisk was looking for something that would give him more control over his time so he could be with family. The reality, of course, is that real estate is as ‘all-in’ as a professional kitchen, but he says his second act has been “wildly rewarding.”
“When I was a chef and running restaurants, you had to multi-task and, especially starting out in real estate, you have to wear a lot of hats, so multi-tasking and

those multiple hats are similarities,” he explains. “And the good thing about coming from the food service business is it’s very relationship-based, so the lessons learned in the hospitality industry carry over well into real estate.”
While he could have had a quiet career, Fisk explains that his personal philosophy is to leave whatever space he’s involved in a little bit better than when he found it. He’s been able to put that mission-driven purpose to good use through association work, serving as president of the Anne Arundel County Association of REALTORS® (AACAR) and chair of its local legislative committee. At the state level, he’s been Vice Chair of Maryland REALTORS®’ Public Policy committee and has served on the boards at both the state and local association. Most recently, he served at the national level as the director of NAR’s Federal Political Coordinator for Maryland’s 3rd Congressional District.
“My mission within real estate is to teach agents to learn, earn, and give back within the communities where they live, work, and serve, and to support and incubate entrepreneurs within the real estate space,” Fisk explains. “[The associations] have been a great place for me to do that, and it’s been very fulfilling to be in alignment with my personal purpose.”
He adds that he cares deeply about developing people, strengthening the profession, and helping create pathways for others to succeed. “Whether through advocacy, association leadership, mentoring, brokerage development, or education, I’ve tried to be someone who builds, connects, and moves the industry forward in a meaningful way.”
His passion now is helping young people into homebuying, something made difficult by the current affordability crisis. Without support, he’s concerned an entire generation may be in danger of missing out on the opportunity of homeownership and the ability to build wealth through real estate.
Despite the challenges, he says he’s excited about where real estate is headed. “I believe the future of our industry belongs to leaders who can combine high ethics, strong advocacy, entrepreneurial thinking, and innovation,” he says. And he will continue to be a frontline advocate as agents navigate change, embrace better systems and technology, and continue elevating the consumer experience— all while remaining rooted in service. ■
A special thank you goes out to our Immediate Past President, Cheryl Abrams Davis, included in these pictures, for celebrating our award winners.
BY GREG FISK, REGIONAL MANAGER — DOUGLAS REALTY
Few things say Maryland like fresh rockfish, lump crab, Old Bay, and a meal that brings people together ... just like the homes we help our clients find. Before stepping into leadership in real estate, I worked as a chef, and I still believe the best recipes (and the best real estate experiences) have the same foundation: quality ingredients, local flavor, and care in every step.
This dish celebrates the Chesapeake Bay and reminds us that Maryland real estate, much like its cuisine, is built on heritage, craftsmanship, and a deep connection to our communities.
Do you know someone who deserves to be nominated for one of Maryland REALTORS®’ prestigious awards? Follow the QR code below to begin the process.

The deadline for most award applications is July 6.
Don’t wait too long, or the deadline might pass you by!

■ 4 fresh rockfish fillets (6–8 oz each), skin removed
■ 2 tbsp melted butter
■ 1 tsp Old Bay seasoning
■ Salt & pepper to taste
■ Lemon wedges
For the Crab Imperial topping:
■ 1 lb jumbo lump Maryland crabmeat (pick through for shells)
■ 1 cup mayonnaise (Hellmann’s)
■ 1 egg, lightly beaten
■ 1 tbsp Dijon mustard
■ 1 tbsp fresh lemon juice
■ 1 tbsp Worcestershire sauce
■ 1 tsp Old Bay seasoning
■ 2 tsp local honey
■ 2 tbsp finely chopped parsley
■ Optional: a few dashes of hot sauce
■ Crushed saltine crackers or breadcrumbs (for light texture, optional)
1. Preheat the Oven Set to 375°F.
Just like prepping a home for the market — you need the right environment before the magic happens.
2. Season the Rockfish
Brush fillets lightly with melted butter. Season with Old Bay, salt, and pepper.
Arrange on a lightly oiled baking dish.
3. Make the Crab Imperial
In a bowl, combine mayo, egg, Dijon, lemon juice, Worcestershire, Old Bay, honey, and parsley.
Gently fold in crabmeat — don’t break up the lumps. (Think of this like respecting the charm and original character of a home!)
4. Top and Bake

Spoon a generous mound of Crab Imperial on each rockfish fillet.
Bake 18–22 minutes, or until the Crab Imperial is golden and the fish flakes easily.
5. Finish Like a Pro Squeeze fresh lemon over the top.
Serve with:
■ Roasted asparagus
■ Creamy mashed potatoes
■ A crisp Maryland white wine or local brew

■ Local is always better. Whether choosing crabmeat or choosing a REALTOR®, Maryland talent matters.
■ Don’t overcrowd the pan. Just like a home search — give everything space to breathe, and it’ll turn out right.
■ Presentation matters.
Same as staging: a small finish like lemon and parsley elevates everything.
BY SUSAN YASHINKSKIE

Leadership Academy Applications are open!
Ready to step up as a leader?
The Leadership Academy is here to boost your skills, build your network, and help you shine in Maryland’s real estate community. With training in leadership, communication, and strategic planning, you’ll be set for success. Only 20 spots are available; apply before June 30, 2026!

Join us on June 4th for The Big IDEA!
Let’s celebrate Inclusion, Diversity, Equity, and Accessibility (IDEA)! June 4th is packed with inspiring speakers, lively panel discussions, and a hands-on roundtable where your voice matters. Come to learn, connect, and be part of the conversation— plus, it’s FREE! Follow QR code.

Summer is here—cue the sunshine, ballgames, and that catchy tune: “Summertime is finally here, that old ballpark, man, is back in gear…” But while the season turns up the fun, our education department keeps rolling all year round! With a full lineup of summer classes, we’re ready to help you meet all your professional needs.
Is summer school anyone’s favorite? Let’s be honest—not really. But paying fines to MREC for missing your required classes? That’s definitely worse!
Stay ahead—keep an eye on our email updates or check out our Education Calendar to sign up for classes before they fill up. ■

Core Classes. No Excuses!
Brush up on the essentials! Maryland REALTORS® offers expert-led core classes eight times a year, and July is packed with opportunities from your local boards and associations. Check out what’s coming up on our Education Calendar (follow the QR code)
Legal and Legislative Update
Fair Housing
Ethics
Brokerage Relationships and Disclosure
Broker Supervision
Contracts
Susan Yashinskie is the Director of Professional Development and Member Engagement for Maryland REALTORS®.

Newly Licensed CE Renewal Courses
Fresh on the scene? Our CE renewal classes for newly licensed agents are offered virtually— and they’re free for Maryland REALTORS® members!
If you got your license after October 1, 2023, these courses are a must for your first renewal. Licensed before September 30, 2023? You can take them for elective credits. Find out more by following the QR code above.
Contracts for Newly Licensed
Financing for Newly Licensed
Professionalism for Newly Licensed
Property Management for Newly Licensed Agents
Brokerage Relationships and Disclosures
Principles of Real Estate for Newly Licensed Agents
BY GREGORY HARE

June is National Homeownership Month, a time to highlight the real impact homeownership can have on Maryland families and communities.
For Jennifer Montgomery and her son Nick, homeownership meant finding the right place for Nick to grow, gain independence, and stay connected to his community.
Through the Maryland Mortgage Program, Jennifer was able to purchase a condo that met their needs. With down payment assistance and low interest financing through HomeAbility, a special loan program that helps homebuyers with disabilities, she secured a home that allows Nick to build life skills, contribute financially, and maintain access to the programs and activities he enjoys nearby.
This Homeownership Month, we’re proud to support families at every stage of their journey. Together, we’re creating opportunities, building independence, and strengthening communities across the state. ■
1st Time Advantage 5% DPA Loan:
This product comes with down payment and closing cost assistance equal to 5% of the first mortgage while still maintaining a competitive interest rate on the first mortgage.owers must be first-time homebuyers.
FHA 203K Limited Loan:
Allows for additional financing for repair/ modernization as part of the home purchase.
Flex 3% DPA Loan:
This product comes with a loan equal to 3% of the first mortgage. Can be a repeat or first-time homebuyer.

Gregory Hare is the Assistant Secretary, Maryland Department of Housing and Community Development. mmp.maryland.gov, singlefamilyhousing.dhcd@maryland.gov, 1-800-756-0119
BY SCOTT LEDERER
As Executive Director of the Maryland Real Estate Commission, I have the privilege of working alongside an exceptional team of professionals who support the thousands of real estate licensees serving communities across our state. Our work is carried out through three core departments: Complaints, Education, and Licensing. Each plays a critical role in maintaining the strength and integrity of Maryland’s Real Estate Commission. In this issue, I’d like to focus on the Licensing Department—the team many of you interact with regularly, and one that plays a vital role in your ability to do business.
For most Maryland real estate licensees, your relationship with the Commission begins—and continues—through the Licensing Department. Whether you are applying for your first license, renewing your credentials, transferring brokerages, or updating your status, this team is your primary point of contact. They are responsible for ensuring that every license issued and maintained meets the statutory requirements designed to protect consumers and uphold the professionalism of our industry.
What may not always be visible is the sheer volume and pace of the work handled by this small but highly effective team. Each

week, the Licensing Department responds to more than 600 emails and manages over 250 voicemails from licensees, applicants, and brokers. Many of these inquiries come from professionals like you— often with time-sensitive questions that directly impact your ability to move forward with a licensing issue, a career change, or a renewal deadline.
At any given time, the department manages approximately 46,000 active licenses across Maryland. This includes salespersons, associate brokers, brokers, and firms operating in a wide range of markets and specialties. In addition, the team facilitates more than 125 license renewals every day,
helping to ensure that you and your colleagues remain in compliance with continuing education and other licensing requirements. These numbers reflect more than just workload—they represent the trust placed in the Commission to support a dynamic and fast-moving profession. Real estate is an industry where timing matters, and the Licensing Department understands that delays or uncertainty can have real consequences. Their work requires a careful balance between efficiency and accuracy, ensuring that applications are processed promptly while maintaining the standards that protect both licensees and consumers.
Leading this effort is Licensing Supervisor Amore Umayahta, whose leadership helps keep the department running smoothly amid constant activity. Amore brings a deep understanding of licensing regulations along with a practical, solutions-focused approach. She works closely with her team to ensure that processes are clear, consistent, and responsive to the needs of the real estate community.
Supporting this work are Licensing Specialists Tia Wright and Melissa Price, with whom many of you may have already interacted. Tia and Melissa are often the first point of contact when questions arise, and they play an essential role in helping licensees navigate what can sometimes feel like complex or technical requirements. Whether clarifying documentation, explaining next steps, or assisting with unique situations, they approach each interaction with professionalism, patience, and a commitment to service.
One of the most important aspects of their work is translating regulatory requirements into practical guidance. For new licensees entering the profession, the process can feel overwhelming. For experienced professionals, changes in regulations or procedures can raise new questions. Tia and Melissa help bridge that gap, ensuring that you have the information you need to stay compliant and keep your business moving forward.
Also supporting the Licensing Department is my Administrative Assistant, Tenensia Matthews, who previously worked within the department. Tenensia’s experience
in licensing adds valuable depth to our operations, allowing her to provide additional support when needed and helping to ensure continuity across our processes. Her familiarity with the day-to-day realities of licensing work enhances our ability to respond effectively to the needs of the industry.
Together, this team manages a demanding workload while adapting to ongoing changes in technology, regulation, and industry expectations. As many of you have experienced, the real estate profession continues to evolve, and the systems that support it must evolve as well. The Licensing Department plays a key role in that process, helping to implement updates and improvements while maintaining consistency and reliability.
It is also worth noting the human side of this work. Behind every email or voicemail is a real estate licensee trying to meet a deadline, finalize a transaction, or take the next step in their career.
The Licensing team understands this and approaches each interaction with a sense of urgency and respect. Their ability to manage high volumes while still providing thoughtful, individualized assistance is one of their greatest strengths.
While much of their work happens behind the scenes, its impact is felt throughout Maryland’s real estate community every day. The Licensing Department helps ensure that you can operate with confidence, knowing that your credentials are accurate, up to date, and in compliance with state requirements. In many ways, they
help provide a foundation that allows you to focus on serving your clients and growing your business.
As Executive Director, I am proud of the work this team does and the professionalism they bring to their roles. Amore, Tia, Melissa, and Tenensia are dedicated public servants who understand the importance of supporting Maryland’s real estate professionals while upholding the standards that protect the public.
In future issues, I look forward to highlighting the work of our Complaints and Education Departments, which also play essential roles in our regulatory framework. For now, I encourage you to join me in recognizing the Licensing Department for their hard work and continued commitment to serving you and the broader real estate community. ■

BY CHUCK KASKY
Dear Friends, colleagues, and members I may never have met:
I write this about 9 weeks from retirement, but you may read it after I’m gone. As my parting date of July 1st fast approaches, I am taking stock of where the past 21 years have gone and how quickly it went. Sometimes, things happen in unforeseen ways, and my path with Maryland REALTORS(R) was a perfect example of “right place, right time.” I just left my job with Howard County and was working for a law firm during the 2005 General Assembly Session, during which I celebrated my 50th birthday. I perceived I didn’t have a long-term future there but continued through the spring. Meanwhile, Maryland REALTORS(R)’ Legal Hotline was staffed by the late, great Al Monshower and his law firm partners. According to Al, his partner got so frustrated with a caller that he tore the phone out of its outlet, tossed it down the hall past Al’s office, and announced that he wasn’t doing that anymore.
Al called then-CEO Mary Antoun and told her she needed to bring the Hotline in-house.
At the time, there were no attorneys available within the association, so Mary had to look for someone to build a new Legal Department. Fortuitously, she called Joel Rozner with the firm I was working for, whom I’ve known for decades, and asked him if he knew anyone. Fortunately, he did – me. Within a couple of weeks, I’d met Mary Antoun and was hired pretty quickly. Just like that, Maryland Realtors REALTORS(R) had a Legal Department. Within another few months, we were answering the Legal Hotline, providing compliance support to RPAC, staffing the Statewide Forms
Committee, and providing internal support to the other departments. Within 2 years, we had 3 attorneys, one administrative assistant, and a Professional Standards Administrator. I started teaching and making office visits, and soon we were offering lots of support and value to our members. It was a very rewarding 10 years.
Then Mary told me she was retiring and asked if I would be interested in the CEO job. Of course I was. Mary gave me the precious gift of bringing me in and showing me the kinds of work she did and the many decisions the CEO makes daily. Ultimately, I competed for the job against several well-qualified people and was honored to be offered the role.
I know it’s cliché, but I blinked and here we are 11 years later. I’m proud of what we’ve accomplished, the team we built, and the work that your state association does every day to make sure our members have the tools and information they need to succeed in this tough industry. Our advocacy successes are second to none, our events and programs are highly relevant and well-attended. Most importantly, we work together, not in silos. No one ever says, “That’s not my job.” We say, “How can I help.” Some other accomplishments include rebranding, and lots of internal enhancements like a complete Operations Manual, an Employee Handbook, and professionalizing our Human Resources operations. We paid off the mortgage on the headquarters building. One of things I’m most proud of is how we navigated the COVID-19 shutdown. Our ability to adapt and adopt new technologies has had a lasting impact on our operations. Our successful lobbying efforts in getting the Governor to designate residential real estate as an
I’m proud of what we’ve accomplished, the team we built, and the work that your state association does every day to make sure our members have the tools and information they need to succeed in this tough industry.
essential business paved the way for our members to continue working through the pandemic. Not many other states can say that.
As an adjunct to those efforts, we hit on a formula that will serve the association for years to come. We committed ourselves to being the best and most accurate source of information and guidance for our members. That means we might not be the first out of the gate, but what we learned is that often the initial information is wrong, and that early prognosticators are too often reckless and emphasize speed over accuracy. We will never do that.
There is more to the story, but suffice it to say, as we travel around the country, time after time we find that Maryland is a leader in vision innovation. We take for granted many things that other states are just discovering. This is a testament to the leadership of Maryland REALTORS(R) for the past 30+ years.
I’m forever grateful for this opportunity and to have inherited from Mary Antoun an organization whose culture of teamwork and commitment to the mission is paramount. I strived to preserve that culture and continue moving forward in an ever-changing environment. I will say to my successor what Mary said to me: “I’m leaving this place in great shape. Don’t mess it up.” ■

Chuck Kasky is CEOof Maryland REALTORS®.
This column marks Chuck’s last as CEO as he will be retiring to spend time with his family. The staff and leadership are profoundly grateful for his years of service, guidance, mentorship, and leadership.

Must the deferred water and sewer disclosure be provided using the Maryland REALTORS® Notice of Disclosure of Deferred Water and Sewer Charges form, or is listing the fees on the ALTA Settlement Statement sufficient?
Maryland REALTORS®’ Notice of Disclosure of Deferred Water and Sewer Charges form is designed to satisfy the statutory notice requirement for disclosure of deferred water and sewer charges. While REALTORS® may use this form, Maryland law does not require the use of this specific form. However, the disclosure must contain specific statutorily prescribed language. If this form is not used, simply listing deferred water and sewer fees on the ALTA Settlement Statement does not satisfy this requirement. REALTORS® should ensure that the disclosure provided complies with statutory requirements and that the buyer is clearly informed about such charges.
What are the potential consequences for the listing agent and broker if the required notice was not provided, and the transaction closed?
If the required notice was not properly provided, both the listing agent and broker may face ethical and legal consequences.
Although the seller is responsible for providing the notice, the listing agent plays an important role in facilitating the seller’s compliance. As the seller’s fiduciary, the listing agent should assist the seller in understanding and meeting applicable disclosure obligations.
Additionally, licensees have an independent duty to disclose material facts that may influence a buyer’s decision. The existence and amount of deferred water and sewer charges constitute a material fact. Accordingly, listing agents should verify with the seller whether such fees exist and disclose that information to the buyer.
Article 1 of the NAR Code of Ethics requires REALTORS® to protect and promote their clients’ interests while treating all parties honestly. It also requires the exercise of reasonable care and diligence. The Maryland Code of Ethics under COMAR imposes similar obligations. The failure to inform the seller of the notice requirement or to include the notice in the transaction documents is not in the client’s best interest and may reflect a lack of reasonable care and diligence. Likewise, not verifying whether such fees exist may indicate a failure to exercise reasonable care or due diligence.
A failure by the listing agent to meet these obligations also exposes the broker to liability. Because the Exclusive Right to Sell Residential Brokerage Agreement is between the broker and the seller, an agent’s misconduct or negligence may be imputed to the broker. As a result, the listing broker may be held responsible for the actions of the listing agent when those actions occur within the scope of real estate practice. If complications arise from the failure to provide the required notice, the listing agent and broker may both be exposed to civil liability.
All REALTORS® have an ethical responsibility to protect and promote the interests of their clients by being informed of applicable disclosure laws. Both the listing agent and the broker should be aware of the requirements for deferred water and sewer notice disclosure in residential resale transactions. If you have been contacted by an attorney or served with legal documents, you should immediately contact your broker and consider consulting legal counsel. ■
This column provided by the Maryland REALTORS® Department of Legal Affairs.




Every member of Maryland REALTORS® plays a role in the larger picture of real estate in this state. Join us September 29 - October 1 and be part of the Maryland Mosaic!
Save $100 by registering before the Early Bird offer expires! The first 100 registrants will receive an autographed copy of The Business Scaling Blueprint, courtesy of our keynote speaker, Tony DiSilvestro.*






