BEWARE EMAIL SCAMS! 22
Vol LIX, No 1 | DEC 2024/JAN 2025
SAVE BIG WITH AFFINITY PARTNERS 16
WHAT MOTIVATES OUR STAFF? 12
mdrealtor.org | marylandhomeownership.com
Housing In the Balance ■
Interest Rates | page 6
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Institutional Investors | page 24
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Legislation for Landlords | page 27