More homes are for sale, but not at prices buyers can afford
National Association of Realtors News release
WASHINGTON, D.C.
— Households today can access about one-quarter fewer homes than they could in a balanced market, according to a new joint report from the National Association of Realtors and Realtor. com.
The report introduces the Listing-Income Alignment Score, a new metric that measures how well the distribution of home listings in a given market match the income distribution of local households. A score of 100% means listings are distributed relatively proportionally across all income levels. A lower score indicates that homes are skewed toward higher price points, often leaving fewer options for entry-level and middleincome buyers.
In March 2026, the Listing-Income Alignment Score reached 74.9% nationally, up from 66.7% a year earlier. However, both figures remain below the prepandemic baseline of 84.4%.
“Housing supply is growing and affordability is improving. However, the U.S. housing market continues to face a structural mismatch
between the homes available for sale and what buyers can afford,” said NAR Principal Economist and Director of Real Estate Research
more listings priced under $261,000 — the ceiling of listing prices accessible to middleincome households.
“The improvement in our Listing-Income Alignment Score over the past year is encouraging, but the data makes clear that more inventory alone won’t be enough to unlock the housing market,” said Danielle Hale, chief economist at Realtor.com. “A true recovery requires homes at the right price points. Until the supply of entry-level and middlemarket homes grows to meet demand, many buyers will continue to find the market out of reach despite headline improvements in affordability and inventory.”
but can’t in their chosen community because affordable options aren’t available. n See AFFORDABILITY, page 4
Nadia Evangelou. “Too much of the inventory available today remains concentrated at higher price points, leaving a shortage of options for entry-level and middleincome buyers. This is preventing home sales from reaching prepandemic levels.”
The mismatch is most pronounced among middle-income households who can only access about 23% of
listings nationwide. In a balanced market, middleincome households — who earn approximately $75,000 per year — can access 44% of listings. To achieve a balanced market, the country needs roughly 311,000
Among the 100 largest metro areas, the most aligned markets are concentrated in the Midwest, where home
EQUAL OPPORTUNITY LAW
All real estate advertising in this newspaper is subject to the federal Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, physical handicap, familial status or national origin, or an intention to make any such preferences, limitation or discrimination.” California also extends protection based on age and marital status. The Mountain Democrat makes every effort to comply with these federal and state regulations. We ask your assistance in maintaining an acceptable standard of advertising. While they may seem inconvenient at times, these laws are written to protect you, our readers and advertisers, as well as ourselves. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this paper are available on an equal opportunity basis. For further information, you can call the Dept. of Fair Employment & Housing at (916) 445-9918 or the State Dept. of Consumer Affairs at (800) 344-9940.Note: Rental ads that contain the phrase “Single Occupancy” refer only to the physical characteristics of the dwelling and are not intended to state a preference of either marital or familial status.
Many people are ready to buy a home
or with regard to the tion contained in
and are held harmless and does not accept responsibility for any
or injury resulting from the use of materials contained
All rights reserved. No part of Home Source published work may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise,
prices remain more closely tied to local incomes. The five most aligned markets include:
• Toledo, Ohio (107.4%)
• St. Louis, Mo. (106.0%)
• Akron, Ohio (105.0%)
• Pittsburgh, Pa. (102.6%)
• Detroit, Mich. (102.4%)
The five metros with the most constrained markets include:
• Los Angeles (39.4%)
• San Diego (45.0%)
• Oxnard, Calif. (46.8%)
• Providence, R.I. (50.5%)
• Boise City, Idaho (53.2%)
• Nearly all major markets showed improvement over the past year, with 99 of the 100 largest metros recording gains or
remaining flat. Madison, Wis., was the only major metro to see alignment decline over the past year, falling almost eight percentage points to 63%. The largest gains came from markets that experienced the fastest price appreciation during the pandemic housing boom, including:
• Lakeland, Fla. (+18.3 percentage points)
• McAllen, Texas (+14.7 percentage points)
• Las Vegas, Nev. (+14.0 percentage points)
• New Orleans, La. (+13.2 percentage points)
Cape Coral-Fort Myers, Fla. (+13.0 percentage points)
The full report is available at nar.realtor/ research-and-statistics/ research-reports/housingmismatch-report.
OPEN HOUSE DIRECTORY
SATURDAY, JUNE 6, 2026
1:30-3:30 5571
SIERRA SPRINGS, POLLOCK PINES
$350,000
Beautiful one story 3 bedroom 2 bath home on a useable .43 of an acre. Kitchen has plenty of cabinet space along with a pantry closet. Built in microwave and range/oven replaced within the last 3 years. The dishwasher is newer. Dining area and livingroom offers an open floor plan. Woodstove added for warmth and a cozy atmosphere. Master suite with walk-in closet. Opposite end are two bedrooms for added privacy. Attached oversized 2 car garage. Nice size outbuilding offers an extra area for storage/ hobby/projects. Comcast available. Located in the the Sierra Springs community with access to amenties- Two pools, tennis Court, Club house and recreation center. Approx 4 to 5 miles from Jenkinson Lake & Sly Park Recreation area. Enjoy fishing, kayaking, boating, trails at Jenkinson Lake.
CENTURY 21 SELECT • VICKI EMERY (530) 409-3707
SATURDAY, JUNE 6 & SUNDAY, JUNE 7, 2026
3635 GOLD CREEK, SACRAMENTO
$299,000
Beautifully updated townhouse in the desirable Rosemont area. Finished loft above the living area. Laminate flooring throughout and a light, bright kitchen with a built-in microwave, dishwasher, electric oven, and cooktop. A formal dining area and convenient dining bar overlook the spacious family room, complete with a cozy wood-burning fireplace. Updated bathroom, generously sized bedroom includes a large closet, and updated lighting can be found throughout the home. Step outside to your private courtyard with newly installed sod perfect for entertaining, relaxing, or gardening. Corner unit offers plenty of privacy.
CALI HOMES • CALLIE MIRSKY (916) 813-8583
3287 KNOLLRIDGE DRIVE, EL DORADO HILLS $1,299,000
Beautifully updated custom-built home offering sweeping panoramic views of the Sacramento Valley & Folsom Lake. Owned solar system. Top-rated school district, with no HOA or MelloRoos fees. Expansive great room featuring a gas fireplace with stone hearth. This versatile layout adapts to your lifestyle with ease. Kitchen with granite countertops, tile backsplash, ss appliances, & a convenient dumbwaiter. An island with sink and an additional office or flex space. Spacious primary suite offers private outdoor access & stunning views. The ensuite bathroom includes dual sinks, a soaking tub, separate shower, and a walk-in closet with built-in organizers. Secondary bedrooms are generously sized, with a shared bathroom featuring dual sinks. A well-equipped laundry room is located on the main level and includes a refrigerator, cabinetry, and sink.
CALI HOMES • CALLIE MIRSKY (916) 813-8583
EXQUISITELY UPDATED CAMERON PARK
Set across from the treelined greenbelt in the desirable Eastwood Park Subdivision, this home modern sophistication with the warmth of California living. With nearly 2,700 ±sf the curb just the beginning of this delightful, elegantly updated home. Taking center stage, the re-designed updated kitchen features Thermador & Bosch appliances, sleek solid surface quartzite countertops, spacious cabinetry, updated electrical & plumbing and more! The primary bedroom features geous spa inspired ensuite bathroom, located on the entry level with exterior covered deck the party ready back yard. The renovated outdoor haven includes new concrete patio, resurfaced and a new built-in spa. Upstairs are two spacious bedrooms, a full bath and a bonus room be a home office, music studio, game room or 4th bedroom. 3-car tandem garage allows drive access to the back, perfect for car enthusiasts or hobbyists. At Eastwood Park you’ll be living neighborhood in Cameron Park. This home is the definition of Move In Ready!
226037881
$445,000 3040 Granada Ct #16 2 2 (2 0) 1342 0.06 226063254
$489,950 2573 Chesapeake Bay Cir 3 3 (2 1) 1358 0.06 226057008
$494,000 3210
Dr #H 3 3 (2 1) 1536 0.04 226063263 $499,997
Ln
3 (2 1) 1542 0.08 226002508 $499,999 2541 Knollwood Dr 3 2 (2 0) 1492 0.74 226050478
$549,000 4749 Thoreau Dr 3 2 (2 0) 1400 0.21 226045564
$574,000 201 Lago Drive #B5 3 3 (2 1) 1458 0.04 226060144 $575,000 3889
(2 0) 1500 0.32 226057215 $575,000 3174 Royal Dr 2 3 (2 1) 1289 0.25 226045560
$575,000 2435 Sandpiper Way 4 3 (2 1) 2096 0.25 225149100
$585,000 208 Lago Drive #A3 3 3 (2 1) 1469 0.04 226060141
$599,995 2530 Sandpiper Way
$610,000
Rustic
12602 Residential Homes el dorado hillS
3 (2 1) 2096 0.23 226039386
2 (2 0) 1644 0.37 225105626 $615,000
Lago Drive #C10 3 3 (2 1) 1558 0.04 226060145
$620,000 3611 Cambridge Rd 3 2 (2 0) 1792 0.41 226045247
$635,000 200 Lago Drive #A1 3 3 (3 0) 1792 0.04 226060110
$639,000 2572 Sterling Dr 3 2 (2 0) 2414 0.33 226054239
$639,000 2842 Cornada Ct 4 2 (2 0) 2074 0.3 226052239
$639,900 3234 Cambridge Rd 4 3 (3 0) 2140 0.3 226040826
$639,990 3283 Cambridge Rd 4 3 (2 1) 2259 0.29 226043099
$649,000 3767 Fairway Dr 4 3 (2 1) 2400 0.37 226063462
$650,000 2801 Osborne Rd 4 3 (2 1) 1695 0.37 226057580
$669,000 3068 Twin Oaks Rd 3 3 (2 1) 2404 0.37 226048320
$675,000 3817 Los Santos Dr 4 3 (3 0) 2208 0.28 226064565
$675,000 2971 Windsor Ct 3 2 (2 0) 1943 0.35 226030914
$685,500 2527 Rosales St 5 3 (3 0) 2504 0.25 226036257
$690,000 3248 Sudbury Rd 5 4 (4 0) 3228 0.63 226063085
$699,900 3040 Braemer Dr 4 2 (2 0) 2131 0.23 226068392
$699,950 2837 Maryetta Ct 3 3 (2 1) 2264 0.63 226039559
$716,000 2805 Aquamarine Cir
$599,000 7714 Briarberry Way
$600,000 3025 Richardson Cir
$600,000 235 Caprice Ct
$605,000 2010 Ranch Bluff Way
$636,000 601 Evans Ct
$640,000 1663 Hedland Pl
$640,000 2004 Begonia Ln
$640,000 6611 Samba Way
$649,000 3376 Alyssum Cir
$649,900 8193 Ryland Dr
2064
1594 0.34 226066787
1703 0.17 226017866
226067844
226055720
0.16 226053817
226058917
Constructed in 2021 by one of the area’s nest builders. Single level with lots of light shining through. Upgraded nishes with all the frills. High speed Cal Net Internet. Large open kitchen opens to the dining and family area. Six burner gas range, granite slab and luxury plank vinyl oors. Solid stained interior doors with exposed knots. Huge master suite with a bay window, walk-in closet and custom built-in organizers. The guest bath features a six foot, extra deep soaking tub. The garage is a dream, oversized, fully nished and a bank of custom cabinets. The outside is landscaped with natural beauty and ease of maintenance. It features stamped and stained concrete and a wide, private asphalt driveway. The 50 year hip roof has high end extra thick shingles.
