24 HOME IMPROVEMENT
Your
JUNE 2026
dream home
,
made
affordable!
Home Equity Line of Credit
Closing Costs Waived**
Time to invest in your home by upgrading—kitchen/bath, solar, pool, shop or patio. Offer valid on Primary Residence and Second Homes.
Home Loans & Refinances
$1500 Closing Cost Credit*
Credit applied at closing when you finance your home loan with Sierra Central! Whether you’re purchasing a new home or refinancing, this limited time offer helps you save right from the start. Promotion valid through 8/31/26.
If you’re looking for a home loan lender who takes the time to understand your financial situation and personal goals, let Sierra Central help you with your home loan process. We offer competitive rates on a variety of options from a Home Equity Line of Credit to an Adjustable Rate Mortgage program and VA Loans. Whether you’re looking to purchase your very first house, feel it’s time to upgrade to a new home, or looking to refinance your existing home loan, we can help.
Drop by our Placerville location or one of our 18 branches throughout Northern California. 800-222-7228 SierraCentral.com
First Mortgage Refinance Home Equity Line of Credit
2026
HOME Improveme Improvement
❂ Accessorize Your home should match your personality.
❂ Safety first
Improvements can make all the difference.
Down Payment Assistance First—Time Home Buyer Program VA Loans Lot Loans
225 Placerville Dr., Placerville *$1500 Closing Cost Credit offer valid for funded purchase and refinance first-lien mortgage loans only. HELOCs and Second Mortgages are not eligible. Offer applies to Primary Residences, Second Homes, and Investment Properties. Credit will be applied as a lender credit on the Closing Disclosure at funding, and cannot exceed borrower-paid closing costs. Offer valid now through August 31, 2026. **Promotional offer valid on Primary Residence and Second Homes. Max line amount $250,000 for Primary Residence and Second Homes. Minimum initial advance at funding $60,000. SFR, 1-4 Units eligible. Investment Properties, Manufactured Homes, and Condominiums not eligible.
Membership eligibility and account opening with Sierra Central Credit Union are required. All loans are subject to credit approval, acceptable collateral, and underwriting guidelines. Rates, terms, and conditions are subject to change at any time without notice. Additional restrictions and state-specific limitations may apply. This is not a commitment to lend. Offer may be modified or withdrawn at any time. Membership open to all that live or work in any branch location county. Membership and/or participation fees may apply. Sierra Central is an Equal Opportunity Lender and Federally Insured by the NCUA. NMLS #786202.
Mountain Democrat
VILLAGE CAMERON PARK
life
™