Maximize Your Medicare Newsletter January 23, 2015 Pre-Medicare Spouse or Family? www.jaesinsurance.com has important rules of thumb for those that are not eligible for Medicare. February 14th is an Important Date It is now the Medicare Advantage Disenrollment Period. It ends on February 14th. Remember that if you have purchased a Medicare Advantage plan privately (not a group-provided plan, which has unrestricted rights to change), then you can return to original Medicare. “Original Medicare” means that you are returning to Medicare Part A and Part B, and you have the right to purchase a standalone prescription plan (Medicare Part D). If you want to also elect a Medigap policy, that is possible, but it is very important to note that you may subject to medical underwriting. That is why it is important to act sooner rather than later, because you will want to make certain that you have coverage in case you require medical services or are hospitalized. There are exceptions. If it is the first time that you have elected a Medicare Advantage plan, and within the first 12 months of
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From a client: Dear Mr. Jae Oh, My husband and I are so thankful for your help. We were in need of a special insurance program and could not figure out how to meet the government’s December 7 deadline without finding ourselves locked into the same program we had last year. You phoned after I had searched the Internet for an answer, heard my distress, and created a course of action to solve our concern. This was amazing since you know you would not receive any financial reward for this kindness. We are grateful to you. Thank You! Sincerely, Robert and Phyllis Nulty Northville, MI
FREE ANDROID APP: You enter Date of Birth, and check some boxes. Depending on your answer, out comes a checklist of issues to consider. A perfect place to start for those new to Medicare.