Maximize Your Medicare Newsletter January 2, 2015
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UPCOMING APPEARANCES: January 9, 2015: Saginaw Rotary Club Sunrise, Davenport University, 5300 Bay Road, Saginaw MI 48604, 8AM January 9, 2015: Midland Trailside, Senior Services Main Bldg, 4700 Dublin Ave, Midland MI, 48642, 11:45AM
HAPPY NEW YEAR! Thank you for all of your support throughout 2014. In 2015, We’ll do our best to provide information about retirement planning. We’re biased, but the most important cornerstone, the one that affects the most, is Medicare.
General Enrollment Period Jan 1 - Mar 31 If you haven’t enrolled in Medicare, and are over 65, the time is NOW to enroll in Medicare. Let’s say you are not covered by a group plan, and your birthday is after September 30, 1949, then your Medicare Open Enrollment Period has expired. The General Enrollment Period for Medicare Part A and Part B runs from January 1 through February 14, 2015. You must contact the Social Security Administration or call Medicare directly in order to enroll in Medicare Part A and/or Medicare Part B. Note: this does not apply to Medicare Part D. If you have no prescription drug benefits, then you will need to wait until October 15, 2015, the beginning of the Annual Election Period. You may be subject to a Late Enrollment Penalty If you have not enrolled during your Medicare Open Enrollment Period, then you may be required to pay a Late Enrollment Penalty, which is 10% per 12-month period that passes, following the end
SEND JAE YOUR PERSONAL QUESTIONS and REQUESTS Jae [at] maximizeyourmedicare [dot]com or CLICK THE ICON FREE ANDROID APP: You enter Date of Birth, and check some boxes. Depending on your answer, out comes a checklist of issues to consider. A perfect place to start for those new to Medicare.