Experts' Addenda.
One reason that people do not trust financial anything is that they fundamentally do not understand that value of insurance is like an option from financial markets.
There isn't guess work, there is probability, and the idea that if there are a wider range of outcomes (both good and bad), then the value of insurance increases. This Experts' Addenda gives a framework, a way to think about how insurance actually works. The fact is that the even if the jargon changes, the way of thinking about insurance and other financial contracts does not.
