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Ray's Retire Right Report - Nov 2025

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Ray's Retire Right Report Retire Right — Retire Smart! Raymond T. Martin, Retirement Coach and Medicare Planning

November 2025 Happy Thanksgiving! Thank you for being my valued customer. I know you have choices and I’m glad you chose me to take care of your needs.

November is "Banana Pudding Lovers Month" November 23rd – 29th is "Better Conversation Week" And November 24th is "Celebrate Your Unique Talent Day"

Preposterous Politics Some British have a sense of humor about elections. Several fringe political parties exist which propose ridiculous platforms. There has been the Count Bin-face Party and a Psychedelic Movement Party. A popular alternative party was the Monster Raving Loony Party (MRLP) which runs the most candidates. Its platform in one election was to tow Britain 500 miles into the Mediterranean Sea to improve the country’s climate. Other years they have proposed: setting accountants in concrete to use them has traffic barriers; putting all joggers on a giant treadmill to generate electricity; and requiring dogs to eat phosphorescent food so pedestrians could more easily avoid stepping in their droppings. MRLP candidates have won local elections and the party has even gotten laws passed (by poking fun at real injustices) but unfortunately, major political clout has eluded them.

In Japan, what automobile accessory is known as a bakkumira? (See the Answer Area.)

Open Enrollment for 2026 As you may know, the Medicare Annual Enrollment Period or more commonly known as “Open Enrollment” is in full swing and runs October 15th – December 7th. During this time, our Medicare clients can review and adjust certain plans for 2026: Part D If you are needing to review your stand-alone Part D Prescription Drug Plan, please visit our Part D Resource Page here to learn about the changes and options to review your plan for 2026: aep.martinmedicare.com Medicare Advantage (Part C) If are enrolled into or interested in joining a Medicare Advantage (Part C) plan, please schedule a time to chat with our office. We do need to cross reference your doctors, prescriptions and any other needs before we help you make a selection. Medicare Supplement/Medi-Gap (Plan F, G, N, etc.) Medicare Supplement clients that reside in CA, OR, ID, IL and NV it’s best to review your policy near your birthday when we have a guarantee to move you plans with no medical underwriting, no pre-existing conditions. When your birthday is coming up, please reach out to the office. For more information, visit us at www.MartinMedicare.com or call 800.464.4941

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