Ray's Retire Right Report Retire Right — Retire Smart! Raymond T. Martin, Retirement Coach and Medicare Planning
May 2025 Happy Mother’s Day! May your celebration of the mothers in your life be joyous. I hope this issue makes you smile and think.
May is "National Hamburger Month" May 1st – 3rd is "Toad Suck Daze" And May 2nd is "World Naked Gardening Day"
Trash to Treasure In 1974, Stephen King was just 24 years old and earning $9,500 per year teaching high school English. He lived in a rented trailer with his wife and two kids. He was selling short stories to magazines on the side to make ends meet when he wrote a short story, Carrie. He based the lead character on two girls he knew in high school. He intended to sell the story to the men’s magazine, Cavalier, but didn’t like it so threw it away. His wife, Tabitha, found three crumpled sheets of paper when emptying the wastebaskets that night. Curious, she read it, liked it and insisted he expand it into a novel. The book was published by Doubleday and became a blockbuster hit. King said, “The book’s reception floored everyone, I think, except my wife.” The few pages King’s wife rescued from the trash launched a milliondollar career.
Who designed the original 1936 Volkswagen? (See the Answer Area.)
Dental and Vision and Hearing, Oh My! Original Medicare (Parts A and B) provides essential health coverage, however, does not include routine Dental, Vision, or Hearing (DVH) within its standard benefits. This means teeth cleanings, basic and major dental work, eye exams for glasses/ contacts, hearing aids, and related services are typically out-of-pocket expenses. However, there are a numbers of ways that Medicare recipients can bridge this gap. Some Medicare Supplement (Medigap) plans offer additional benefits that may include a benefit for dental, vision, or hearing coverage (usually at an extra cost), depending on the plan and carrier. Similarly, Medicare Advantage (Part C) plans often imbed these ancillary benefits as part of their comprehensive packages, with many plans covering routine dental cleanings, eye exams, glasses, and even hearing aids, though specifics and access to providers vary by plan. For our clients, reviewing your current plan is key to understanding your coverage. If dental, vision, or hearing care is a priority, there are a number of ways to include these coverages within your supplemental Medicare plans or to purchase stand-alone DVH plans. Don’t miss out on benefits that could enhance your quality of life! Want to explore your dental, vision & hearing options? Give us a call today at (800) 464-4941.
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