Ray's Retire Right Report Retire Right — Retire Smart! Raymond T. Martin, Retirement Coach and Medicare Planning
March 2026 Happy March! Don’t forget to move your clocks forward on March 8th . March 20th marks Spring equinox (equal daylight and night hours.)
March is "Sing with Your Child Month" March 6th – 12th is "Read an E-Book Week" And March 27th is "National Puppy Day"
Rescued from the Trash In the late 1960s, an unknown singer was urged by David Crosby, of Crosby, Stills and Nash, to send a demo tape to manager David Geffen. He did but as so often happens with unsolicited submissions, the manager threw it in the trash without listening. That would have been the end of the story. But Geffen’s secretary noticed an 8x10 photo that the singer had also sent: she thought he was cute. She wondered how he sounded so fished the demo tape from the trash can. She liked what she heard and brought the tape to her boss. Geffen agreed and thus was launched Jackson Browne’s reign as a rock and roll legend. Geffen went on to start a new record label, Asylum, with Browne as his first star. Jackson Browne has sold over 30 million albums in the U.S. Quite the lucky trash find!
In America the Easter Bunny delivers Easter eggs. Who delivers them in Switzerland? (See the Answer Area.)
Even though Open Enrollment has fully ended, it’s important to know that it’s not too late to improve your coverage—especially when it comes to dental, vision, and hearing benefits. Many Medicare beneficiaries assume that once Open Enrollment passes, they’re stuck until next year. But the good news is that most standalone dental, vision, and hearing plans are available year-round. That means you can still take action now to help protect yourself from some of the most common (and expensive) out-of-pocket healthcare costs. Routine dental cleanings, fillings, crowns, dentures, eye exams, glasses, contacts, hearing tests, and hearing aids can add up quickly—and Original Medicare generally does not cover these services. Even if you have a Medicare Supplement plan or a Medicare Advantage plan, your coverage for these benefits may be limited or not included at all. Adding a dental, vision, and hearing plan can be a simple way to strengthen your overall healthcare strategy and reduce surprise expenses. It can also give you peace of mind knowing you’re covered for everyday needs that often get overlooked until there’s a problem. If you missed Medicare Open Enrollment, don’t worry—you still have options. A quick review of your current coverage may reveal gaps that can be filled right away. Your health doesn’t run on a calendar, and neither should your planning. Now is a great time to explore your dental, vision, and hearing choices. To get help shopping email us at Service@WeRetireSmart.com.
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