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Paperjam EXPAT GUIDE 2026-2027

Page 1


THE ABC'S

SETTLING IN

DAILY LIFE

EDUCATION & FAMILY

WORK & FINANCE

LEISURE TIME

guide

Met at Nexus Luxembourg 2026,

Head of Corporate & Regulatory Affairs for Western Europe at British American Tobacco (BAT), shares his vision of the group›s transformation and the role that innovation and harm reduction policies can play in reducing smoking rates.

Juan Jose Marco Jurado,

A strategic transition is underway

Alternative smokeless products like vaping and nicotine pouches are a gateway out of smoking, says British American Tobacco’s Juan Jose Marco Jurado, who describes the company’s transformation towards non-combustible products. But for the Head of Corporate & Regulatory Affairs for Western Europe, support from governments and proportional regulation are also needed.

Romain Gamba, Photographe
Sponsored content by British American Tobacco
“ When you go for extreme regulations, you get extreme consequences.”

Juan Jose Marco Jurado, Head of Corporate & Regulatory Affairs at BAT Western Europe, has been at the company for over 20 years, making him a well-placed observer of the transformation shaping the industry. “We are embarked upon a transition to bring people to reduced risk products,” he says. “But we cannot do it alone. We need the support of governments and society to transition people out of cigarettes.”

“Smokeless products,” he argues, “are a way out of cigarettes. They are not a gateway into smoking.” BAT’s offer has historically been centred on combustible, or classic, cigarettes, but has now pivoted towards non-combustible alternatives that fall into three categories: vaping products; heated products; and modern oral products like nicotine pouches. The company aims to have at least 50% of its revenue come from alternative products by 2035.

“We are very clear that cigarettes pose health risks for consumers,” Marco continues. “And we want to share with society that we have alternatives for those people who want to switch but are unable to do so. We see that the most effective way to move away from smoking is by having smokeless alternatives.»

Extreme regulations, extreme consequences

31 %

Thirty-one percent of Luxembourg’s population are daily or occasional smokers. That represents approximately 177,000 people aged 16 and over.

(Source: Ilres)

The European Commission has the goal of creating a “Tobacco-Free Generation” by 2040, where less than 5% of the population uses tobacco. But for Marco, “traditional” measures like high taxes and marketing bans mean that Europe will not reach this goal until 2100. “It will take them another 60 years if they continue at this rate--and so something needs to change,” he says. “Supporting smokeless alternative products can help.”

“When you go for extreme regulations, you get extreme consequences,” says Marco, who sees two major issues. The first, he argues, is that extreme regulations create illicit trade in cigarettes and nicotine products. “Luxembourg, for example, recently banned the sale of nicotine pouches with more than 0.048 mg of nicotine per pouch--which is basically zero nicotine. They’re applying a food level to nicotine pouches, when in reality nicotine pouches are not food products because you don’t ingest them.”

Moreover, he continues, illicit trade increases the chance that products end up in the hands of minors. “Criminal organisations, of course, don’t check the IDs of buyers,” says Marco. “ The policies of irresponsible governments are actually creating a black market that sells to underage customers.”

The Dutch research and advisory firm Bureau Beke in April issued a report that found that 87% of people in the Netherlands who vape use vapes that are illegal or have been purchased illegally. For BAT’s Head of Corporate & Regulatory Affairs for Western Europe, this situation has arisen because the Dutch government has banned certain types of vaping products, like flavoured vapes--and is an example of how extreme regulation does not lead to a decline in smoking, but rather forces people to look to other channels to get what they want.

Examples from the UK and Nordic countries

Instead, Marco suggests taking a look at the approaches employed by countries like the United Kingdom, Sweden, and Norway.

In the UK, for instance, the National Health Service has stated that vaping is an effective tool for quitting smoking. According to the UK’s Office for

Comparison of cigarette pack price and smoking rate

Sources: UK: 10,6% adult smokers (2024, ONS); Average price £16,60 per pack (2025, ONS). Luxembourg: 31% tobacco usuers (2025); Average price €6.25 per pack. (2025, Douanes & Accises luxembourgeoises) Sweden: 5.4% daily smokers (2024, public health agency); Average price €7.41 per pack. (2025, Finansdepartementet)

National Statistics, 10.6% of adults were current smokers in 2024, a slight decrease compared to the 11.1% observed in 2023 and part of a longterm downward trend. Indeed, the statistics office states that 20.2% of the population were smokers in 2011.

Sweden, too, has seen a downward trend in the proportion of people who smoke tobacco. That figure stood at 5.4% in 2024 (down from 16.5% in 2004), according to the Public Health Agency of Sweden. The agency also found that the percentage of the population who uses snus (a oral tobacco product only authorised for sale in Sweden amongst EU countries), nicotine pouches, and e-cigarettes has increased in recent years.

The Norwegian statistics institute Statistisk sentralbyrå reported that 7% of the population were daily smokers in 2025, whilst 16% were daily users of snus. The percentage of the population who were daily smokers in 2011 stood at 17%; whilst the

percentage of the population who were daily snus users was 8%. Luxembourg, Marco points out, has a higher smoking prevalence. A survey run by Ilres in 2025 found that 16% of the population are daily smokers and 15% of occasional smokers--a total of 31%. Eleven percent of residents use electronic cigarettes and 3% use nicotine sachets. Referring to these data points, BAT’s Marco argues that “ those countries that endorse alternative smokeless products hit good numbers in terms of reducing smoking incidence. Those countries that do not are making little progress today.”

Data versus ideology

The coming years will be critical, Marco concludes, because of the adoption of the Tobacco Products Directive and the Tobacco Excise Directive. For the company’s Western Europe Head of Corporate & Regulatory Affairs, the approaches taken by these countries

Sweden: A Public Health Success

5.4 %

Smoking rate

Lower tobacco-related mortality vs EU average 39.6 %

Lower cancer incidence vs EU average 41 %

15 % 5.4 %

Smoking rate decline 2008–2024

are split between ones based on ideology and ones based on data, and recommends regulating products like in Sweden, Norway, or the UK.

“Make sure they pay taxes. Make sure you sell only through licensed outlets. Create licensing systems to sell products. Adopt strict measures to prevent underage access. Introduce penalties and fines for those who sell to underage or commercialise illegally. Create the right nicotine ceilings. Once you regulate,” he argues, “you’ll see progress. But do not impose bans.”

WELCOME to Luxembourg

People often arrive in Luxembourg for a contract. For two years. Three years. “Just to see.” Then, gradually, what was meant to be temporary starts to become something more permanent. An address is found, a child starts school, routines take shape and languages begin to mix. Luxembourg has a particular talent: it presents itself as a stopover and often ends up becoming a chapter of one’s life.

This is the experience this Expat Guide is designed for. First published under the Delano brand and now part of the Paperjam family, this is its 13th edition. It is not written for one single type of expatriate, but for all those discovering the country, settling in, working here, looking for a home, a school, a doctor, a network--and sometimes even a place of their own.

Being an expat in Luxembourg is not only about understanding administrative procedures or finding the right addresses. It is about learning to navigate a dense, multilingual and international country, where almost one resident in two is foreign and where the economy relies heavily on talent from abroad.

This guide is therefore intended to be useful. Practical. Accessible. It covers housing, mobility, healthcare, insurance, daily life, local culture and the unwritten rules that no one really explains when you first arrive. It does not claim to replace experience, but it may help avoid a few wrong turns.

Because behind the image of a stable, safe and prosperous country, one question remains: how can Luxembourg continue to attract people if it does not get better at retaining them? A recent Liser study found that 30% of new foreign workers leave the country after one year, and 50% after five years. More worryingly, housing has become one of the main reasons people choose to move on.

Luxembourg knows how to attract people. That is one of its strengths. But tomorrow, its challenge may lie elsewhere: making people want to stay. Turning a professional opportunity into a life project, a temporary address into a home, and newcomers into people who truly feel they belong.

Welcome to Luxembourg. And perhaps, for longer than you expected.

Hugo Hirsch, Editor-in-chief Paperjam Extra

N°270

The ABCs

012 #01 8 key moments that shaped Luxembourg

013 #02 Notable personnalities

014 #03 Luxembourg at a glance

015 #04 Key figures on Luxembourg

016 #05 The city district by district

018 #06 Who's who in the Grand Ducal family?

Settling in

020 #07 Pick the right bank

021 #08 Registering with your commune

021 #09 Emergency numbers

022 #10 MyGuichet.lu your digital hub

022 #11 How to set up Luxtrust

024 #12 Find your home sweet home

026 #13 Housing: A glance at the market

027 #14 Furnish on a budget

028 #15 Which buying option is right f

030 Politradar Housing: Building more & regulating better

036 #16 Mobile matter

038 #17 Covered from day one

040 #18 Mak

040 #19 Licence check

040 #20 On the r

042 #21 Do y

042 #22 Wher

044 #23 Meet the Ambassador

Daily life

048 #24 Need a pharmac

048 #25 Seeking medical car

049 #26 Landing in: Your health insurance profile

050 #27 Your recycling guide

052 #28

053 #29

053 #30 3 apps that make getting around easier

054 #31 Curing homesickness one pantry at a time

056 #32 Eat clean, shop local

056 #33 Sunday survival

058 #34 Dining out, at home

058 #35 Beyond the supermarket

060 #36 Welcoming a rescue

060 #37 Retail therapy for pets

060 #38 Out and about with your dog

061 #39 Before you say “I do”

Education & family

062 #40 10 International Schools

063 #41 How the school system works

063 #42 Where to get textbooks

#43 The best platforms for academic support

#44 After-school programs

#45 Plan your degree

#46 School and public holidays

#47 Financial aid for children

#48 Expecting a baby

#49 Enrolling your child in a nursery

#50 Need a babysitter?

#51 Top parks and playgrounds

#52 Roller coasters worth the drive

Work & finance

#53 Inside the job market

#54 Are you leaving money on the table?

#55 How to land a job with the Luxembourg state

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084

#56 Resources and strategies for finding a job

085 #57 Networking like a pro

085 #58 Make yourself employable

086 #59 Before you file your taxes

088 #60 How to read your payslip

089 #61 Your salary isn't the whole story

090 #62 What to know about special leave

091 #63 Starting a business

091 #64 Keep learning

092 #65 Understanding your pension

Leisure time

094 #66 The grand duchy's gems: 10 must-see spots!

096 #67 Exploring Luxembourg's heritage through its iconic museums

098 #68 Prost! Discover Luxembourg’s beers

100 #69 Made in Lëtzbuerg

102 #70 Outdoor dining spots

102 #71 5 iconic Luxembourg bars

103 #72 Best vegetarian restaurants

103 #73 Top coffee spots

104 #74 The stars of Luxembourg Gastronomy

106 #75 Get Luxembourg in your feed

107 #76 The best thrift spots

108 #77 Where to unwind

110 #78 Lights, camera, Action

118 #87 Schueberfouer History, rides, and insider tips for the best experience!

119 #88 The most magical Christmas markets in the greater region

120 #89 Easy day trips from Luxembourg

Integration

122 #90 From resident to citizen

123 #91 What I wish I'd known

124 #92 Anuja Lipsa & Ben Kim: Why Luxembourg won us over

128 #93 Looking to connect?

128 #94 The unspoken rules

130 #95 Essential Luxembourgish: Key Words and Phrases

130 #96 Where to learn languages?

132 #97 Luxembourg's political system

134 #98 Not to be missed traditions

136 #99 Anne’s Kitchen Gromperekichelcher Luxembourg’s favourite street food

137 #100 Taste the Classics

Flashback

Inside the Club

110 #79 The best libraries and cozy spots

112 #80 Headliners & must-see shows

112 #81 Where culture takes the stage...

114 #82 Find your sport

115 #83 3 sports events not to miss

116 #84 The sports trends everyone is talking about

116 #85 Luxembourg's fitness club

116 #86 5 must-do hikes in Luxembourg

8 KEY MOMENTS THAT

THE ABCs shaped Luxembourg

From the Bock to Schengen and the throne, eight dates trace Luxembourg’s rise as a small state with a major European role.

Count Siegfried acquired the Bock promontory from the Abbey of Saint-Maximin in Trier. The site was known as Lucilinburhuc, widely considered to be the origin of the name Luxembourg. It marks the historical birth of Luxembourg, in heritage and identity terms.

963

Grand Duke Henri abdicated and his son, Hereditary Grand Duke Guillaume, took the oath as the new Grand Duke on 3 October. A major moment in Luxembourg’s history, and a day of celebration across the country.

Luxembourg was elected for the first time as a non-permanent member of the United Nations Security Council, for the 2013-2014 mandate. A defining moment for the country’s diplomacy.

The Grand Duchy changed sovereign. Grand Duke Jean abdicated in favour of his son Henri, who became Grand Duke of Luxembourg and reigned until 2025.

Luxembourg

The Congress of Vienna created the Grand Duchy of Luxembourg and placed it in personal union with the King of the Netherlands. Luxembourg became a distinct state, while sharing the same sovereign as the Netherlands.

1815

The Treaty of London settled the conflict stemming from the Belgian Revolution by dividing Luxembourg in two: the Grand Duchy of Luxembourg and Belgian Luxembourg, now a province of Belgium.

1839 1985

The Schengen Agreement was signed, named after the Luxembourg village at the meeting point of three borders where the agreement was concluded. It became a symbol of the abolition of border controls and marked the beginning of free movement for people.

1951

Luxembourg took part in the creation of the European Coal and Steel Community, or ECSC, before signing the Treaty of Rome in 1957, which established the European Economic Community. A small country, but a major player in Europe.

Grand Duke Guillaume

He is Luxembourg’s head of state. Aged 44, he acceded to the throne on 3 October 2025, following the abdication of his father, Grand Duke Henri.

Luc Frieden

Luxembourg’s Prime Minister and head of government. He is a member of the CSV and has also worked in the private sector, notably in banking.

Lydie Polfer is one of Luxembourg’s best-known political figures. She has served twice as Burgomaster of Luxembourg City, first from 1982 to 1999 and again since 2013.

Vicky Krieps

One of the few Luxembourgish actresses to have achieved major international recognition. She won the European Film Award for Best Actress in 2022.

KEY FIGURES on Luxembourg

Small on the map, dense in reality. In just 2,586 km², Luxembourg brings together a highly international population, a crossborder labour market, three neighbours, three administrative languages and a surprisingly large share of forests. A compact country, yes -- but one with a lot packed into it.

Foreign residents by continent

Among foreign residents, the vast majority come from Europe, followed by Asia, Africa and the Americas.

Belgium

2,586 km²

That is the surface area of Luxembourg. Small? Yes. But within its 2,586 km², you could fit Singapore, Bahrain, Malta, Andorra, Liechtenstein, San Marino, Monaco and the Vatican — all at once.

690,959 inhabitants

Europe (266,74)

Africa (20,912)

Americas (9,838)

Asia (24,01)

Australia and Oceania (273) and Other / stateless (277)

As of 1 January 2026, Luxembourg had 690,959 residents. Of these, 53.4% were Luxembourg nationals and 46.6% were foreign nationals, representing around 180 different nationalities. Differdange

100

municipalities

Luxembourg is divided into 100 municipalities. The most populous is the capital, Luxembourg City (137,678 residents), followed by Esch-surAlzette (38,358). The least populated municipality is Saeul(1,081), in the west of the country.

France

Sanem
Dudelange
Kayl
Clervaux Troisvierges
Wiltz
Ettel
Esch-sur-Alzette
Oesling
Gutland
Kneiff

560m

That is the height of the Kneiff, Luxembourg’s highest point, located in the municipality of Troisvierges, in the north of the country.

1,800 km

Around 1,800 kilometres of rivers and streams crisscross Luxembourg, including the Sûre, Moselle, Alzette and Our.

Luxembourg

35%

Forests cover 92,150 hectares of the Grand Duchy -- around 35% of Luxembourg’s territory.

3 administrative languages

Luxembourg has three administrative languages: Luxembourgish, French and German. Luxembourgish is the national language, while French, German and Luxembourgish are used by the administration. French remains the main language of legislation.

3 borders

Luxembourg shares borders with three countries: Belgium, Germany and France. Its longest border is with Belgium, stretching over 148 km.

Germany

12 cantons

The country is divided into 12 cantons: Capellen, Clervaux, Diekirch, Echternach, Esch-sur-Alzette, Grevenmacher, Luxembourg, Mersch, Redange-sur-Attert, Remich, Vianden and Wiltz. Wiltz is the largest canton, while Vianden is the smallest.

5 tourist regions

Luxembourg has five tourist regions: Éislek, also known as the Luxembourg Ardennes; Mullerthal, or Luxembourg’s Little Switzerland; the Moselle; Guttland; and Minett, the Land of the Red Rocks.

Remich
Luxembourg city
Echternach
Diekirch bruck
Vianden
Grevenmacher

THE CITY district by district

Each Luxembourg City neighbourhood has its own rhythm, history and personality. From residential areas to business districts, this guide offers a first glimpse of the city’s many faces. Some neighbourhoods have a Luxembourgish name too, a reminder that every place often comes with more than one layer of identity.

Luxembourg’s sleek business district, Kirchberg mixes EU institutions, finance, bold architecture, Mudam, the Philharmonie and big-city energy. 2 Hamm

Kirchberg (Kierchbierg)

Quiet and village-like, Hamm hides a strategic past, old mills, forest walks and industrial traces -- a small neighbourhood with unexpected depth.

Lively, mixed and proudly local, Bonnevoie blends railway history, Rotondes culture, parks, small shops and one of the city’s most diverse everyday vibes. 4

Bonnevoie (Bouneweg)

Beggen

Once a modest village, Beggen grew with Luxembourg’s industrial boom. Today, it offers a local, residential feel, with shops, green pockets and hidden charm. 1

Gasperich (Gaasperech)

From rural roots to the Cloche d’Or skyline, Gasperich mixes bold new architecture, major shopping, green spaces and the city’s largest park.

Cessange (Zéisseng)

Peaceful and green, Cessange feels almost village-like, with leafy walks, open spaces, striking church windows and the Boy Konen Bike Park.

Merl (Märel)

Calm yet central, Merl combines leafy parks, family-friendly spaces and a strong cultural scene, from the Conservatoire to the National Theatre

Belair

Leafy and sought-after, Belair grew from meadows into one of Luxembourg City’s most elegant residential areas, with calm streets and discreet history.

Rollingergrund (Rollengergonn)

Once a green valley of gardeners, washerwomen and artisans, Rollingergrund keeps a heritage feel, crowned by Septfontaines Castle and ceramic history.

Limpertsberg (Lampertsbierg)

Elegant and lively, Limpertsberg blends grand avenues, rose-growing heritage, schools, theatres, cafés and the Schueberfouer spirit near the city centre.

WHO’S WHO

in the Grand Ducal family?

He is the head of State, but not the head of government. Around the Grand Duke, the Grand Ducal Family gives a face to Luxembourg’s monar-

chy and embodies the continuity.

Luxembourg is a constitutional monarchy, but also -and above all -- a parliamentary democracy. In practical terms, the head of state is Grand Duke Guillaume, who ascended to the throne on 3 October 2025 following the abdication of his father, Grand Duke Henri. The title is passed down hereditarily.

In reality, the Grand Duke does not govern on a day-to-day basis. He represents the State, embodies the continuity of the institutions, signs laws and formally appoints the government. But political power lies with the government, led by the Prime Minister, and with the Chamber of Deputies, elected by citizens. Luxembourg therefore operates according to a parliamentary logic: major policy directions are decided by elected representatives and the executive, not by the sovereign.

Luxembourg’s specificity lies in this carefully codified balance between monarchical tradition and modern democratic functioning. The Grand Duke is highly present symbolically -- during official ceremonies, state visits, the National Day or moments of transition -- but his role is framed by the Constitution. He is the institutional face of the country, not its political leader.

Luxembourg has a sovereign, a Grand Ducal Palace and a reigning family, but public life is played out mainly in Parliament, within the government, in the municipalities and through a political system based on compromise. A monarchy, yes. But the Luxembourg version: discreet, institutional and highly pragmatic.

The son of Grand Duke Jean, Grand Duke Henri was born in 1955. He reigned from 2000 to 2025.

Duke  Guillaume

Born in 1981, he was appointed Lieutenant-Representative of his father in 2024, before succeeding him on 3 October 2025.

Grand Duchess   Stéphanie  She was born in 1984 and grew up in Belgium and married Guillaume in 2012. She is honorary president of the Board of Directors of the Mudam Foundation.

Prince Charles

Born on 10 May 2020, Prince Charles is the Hereditary Grand Duke and first in the line of succession to the throne.

Prince François

Born on 27 March 2023, Prince François is second in the line of succession to the throne.

Gd Duchess Maria Teresa Born in 1956 in Cuba, she met Henri while studying. She has founded Stand Speak Rise Up! in 2019.

Prince  Félix

Born in 1984, he is married to Princess Claire, with whom he has three children.

Louis

He was born in 1986. He has two sons and he’s committed to the fields of children’s education and sport.

Princess  Alexandra

She was born in 1991. Since 2023, she has been married to Mr Nicolas Bagory and have two children.

Prince  Sebastien

The youngest child in the family, Prince Sébastien was born in 1992. A marketing graduate, he has worked in the solar energy sector and commanded a platoon of the Irish Guards in the British Army.

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SETTLING IN

PICK THE RIGHT bank

Opening a bank account is one of the first milestones of settling in.
Here’s what to know before choosing your bank.

Opening a bank account is one of the first practical steps after arriving in Luxembourg. While there is no legal obligation to hold a local bank account, having one will make everyday life significantly easier. Although employers can, in principle, pay salaries into any bank account within the European Union, a local IBAN often simplifies interactions with employers, landlords, public administrations and service providers.

A Luxembourg account allows you to receive your salary, pay your rent or mortgage, set up direct debits for utilities and telecommunications, receive reimbursements or social benefits, and manage your daily expenses more smoothly.

To open an account, banks will generally ask for a valid passport or identity card, proof of address, your employment contract or an employer’s certificate and, where applicable, a residence permit. Depending on your situation, you may also be asked to provide tax information or documents confirming

the origin of your funds. These checks are part of the strict anti-money laundering rules that apply to all financial institutions.

The right bank depends on your needs. Retail banks remain the preferred choice for most residents, offering current accounts, payment cards, savings products, loans and comprehensive digital banking services, often with multilingual support. International banking groups may be particularly attractive if you have financial interests in several countries, thanks to their cross-border services. Private banks, meanwhile, focus on wealth management and investment advice for highnet-worth clients.

Alongside traditional banks, digital banks and neobanks have become increasingly popular. Rather than replacing a conventional bank altogether, they are often used as a complementary solution, offering low-cost international payments, intuitive mobile apps and everyday spending tools.

Before you decide

Before opening an account, take the time to compare more than just monthly fees. Consider the overall banking experience and the services that matter most for your situation. Compare account fees and banking packages; Test the mobile app and online banking features; Check the availability of English-speaking or multilingual advisers; Consider branch locations if you value face-to-face support; Review savings, mortgage and lending options.

Good to know

The cheapest bank is not always the best choice. For many newcomers, responsive customer support, international services and a smooth onboarding process will often prove more valuable than saving a few euros in account fees.

REGISTERING WITH your commune

Registering with your local commune is one of the first administrative steps after moving to Luxembourg. From residence registration to local services and official certificates, your commune will be a key point of contact throughout your stay.

In Luxembourg City, registration takes place at the Bierger-Center on Place Guillaume II (Tel: +352 4796-2200). Once registered, you may be eligible for a resident card offering discounted access to municipal facilities and services. Many communes also provide online appointments, extended opening hours or digital services through MyGuichet.lu. Check with your local commune for the procedures that apply to your place of residence.

Moving to Luxembourg starts with one essential administrative step: registering with your local commune. This declaration of arrival is required for anyone taking up residence in the country and is often necessary before completing other procedures, such as opening certain accounts, enrolling children in school or applying for a parking permit.

EU citizens must register with their commune within eight days of arrival.

For non-EU nationals, the process generally begins before moving to Luxembourg. In most cases, a temporary residence authorisation issued by the Immigration Directorate of the Ministry of Home Affairs must

be obtained before entering the country. After arrival, esidents must declare their arrival with their commune and complete any additional procedures required to obtain their residence permit.

To complete the registration process, make sure to prepare: A valid identity document; A visa or residence permit, where applicable; Proof of address; An employment contract or proof of resources, if applicable; Documents relating to your family situation (marriage certificate, children's birth certificates, etc.).

EMERGENCY NUMBERS

Whether you need urgent medical assistance, police intervention or emotional support, these are the numbers every resident should keep handy.

Emergency services

Medical emergencies, ambulance and fire brigade. Available 24/7 throughout Luxembourg and across the European Union.

Police

For emergencies requiring immediate police assistance.

+352 45 45 45

SOS Détresse

Confidential and anonymous psychological support service. Available daily from 11am to 11pm, and until 3am on Fridays and Saturdays.

MYGUICHET.LU your digital hub

MyGuichet.lu is Luxembourg's secure e-government platform. Here's everything you need to know to make the most of the country's one-stop digital gateway for public services.

2

What can you do?

1

Create your account

To create your personal account, you must be at least 16 and have a Luxembourg national identification number, plus a LuxTrust account or electronic ID (eID). Then visit MyGuichet.lu, click "Register" or "Log in", and authenticate via the State's secure eAccess portal.

10

3

MyGuichet.lu lets you complete administrative procedures online, such as applying for benefits or certificates. You can upload supporting documents, sign forms electronically with LuxTrust, and receive and store official documents in one secure account.

Use the mobile app

The MyGuichet.lu mobile app makes administrative tasks even easier. Access your documents on the go, receive notifications and quickly upload supporting documents by scanning them with your smartphone. Settling in

11

HOW TO SET UP LUXTRUST

REQUESTING YOUR CERTIFICATE

To get started, apply for a LuxTrust account through your Luxembourg bank or directly via the LuxTrust website. After your identity has been verified, you’ll receive your User ID and activation code through separate secure channels.

ACTIVATION: STEP BY STEP

Next, download the LuxTrust Mobile app from the App Store or Google Play. On your computer, open the LuxTrust activation page, enter your User ID and activation code, then scan the QR code displayed on the screen using the app. Finally, create a four-digit PIN or enable Face ID or fingerprint authentication. Once activated, LuxTrust becomes your secure digital identity, allowing you to log in to MyGuichet.lu, access online banking, sign official documents electronically and use a wide range of public and private online services.

FIND YOURhome sweet home

Finding a home in Luxembourg is often a newcomer’s first reality check. Before signing, three reflexes matter: read the market, secure a soft landing and look beyond the capital.

UNDERSTANDING the market

Why does it matter?

How should you approach it?

Housing is often the first real shock of moving to Luxembourg. Properties can go quickly, rents vary significantly from one municipality to another, and the real budget often goes beyond the advertised rent. Before falling for a nice living room, it is worth understanding the terrain: prices, neighbourhoods, service charges, guarantees and the level of competition.

SECURING your arrival

When moving to a new country, the first home does not necessarily have to be the long-term one. Signing a long lease too quickly, without knowing the neighbourhoods or commute times, can lock newcomers into the wrong decision. The aim is to find a reliable landing point without rushing.

12

What should you watch out for?

Property platforms are best used as market barometers rather than simple listing sites. By comparing rents by neighbourhood, floor areas, charges and availability, newcomers can quickly understand what their budget actually allows. The Housing Observatory also publishes useful data on advertised rents.

Furnished accommodation, flatshares, serviced residences or coliving can work as an arrival buffer. These options are sometimes more expensive per square metre, but they offer flexibility for the first few weeks or months. At the same time, it is worth preparing a complete application before viewings: ID, employment contract, proof of income, payslips if available and an employer’s certificate.

BROADENING the search

Focusing only on Luxembourg City can quickly limit the options. The country operates around a highly concentrated but very mobile labour market, with many employees living outside the capital, and even across the borders. The right home is not always the most central one, but the one that balances budget, commute and quality of life.

Look at nearby municipalities, towns in the south, places well connected by train, tram or major roads, and sometimes the wider Greater Region. Employers, colleagues, expat groups, alumni networks and word of mouth can also open up less visible leads than conventional listings. In Luxembourg, networks remain a very practical accelerator.

Do not look only at the advertised rent. Service charges, insurance, rental deposit, possible agency fees, parking and transport can all change the real cost of a home. A promising listing can become far less attractive once daily life is factored in.

Read the lease carefully before signing. Rent, service charges, contract duration, termination conditions, the inventory, move-in condition report, rental deposit and agency fees should all be clear. Since the reform of residential leases, the rental deposit is capped at

Do not replace an unaffordable rent with an unmanageable commute. A cheaper home that is poorly connected can become expensive in terms of fatigue, time and organisation. The real calculation should include rent, charges, commute time, remote-working options, transport, parking and everyday rhythm.

Discover Esch-sur-Alzette, the capital of the south

From steelmaking to knowledge hub

Over the past decades, Esch-sur-Alzette has grown beyond its industrial roots to become a thriving centre for culture and innovation. Developed on the site of a former steelworks, Esch/Belval has become one of Luxembourg’s most ambitious urban regeneration projects. Today, it is home to the University of Luxembourg, the Rockhal, research centres, businesses and start-ups, where contemporary architecture meets the iconic preserved blast furnaces.

A

city driven by culture

Alongside its economic and academic development, Esch has established itself as a major cultural destination. Institutions such as Konschthal, the Kulturfabrik, the Escher Theater and the National Museum of Resistance

Located in Luxembourg’s Minett region, Esch-sur-Alzette, commonly known as Esch, is a dynamic destination where industrial heritage meets culture, nature and innovation.

As Luxembourg’s second-largest city, it offers year-round events and unique experiences for every visitor.

and Human Rights contribute to the city’s rich and diverse cultural offering.

A

vibrant historic heart

Home to Luxembourg’s longest pedestrian street, Rue de l’Alzette, the city centre combines shopping, gastronomy and architectural heritage. Throughout the year, events such as the Carnival Parade, Esch Beach, the Francofolies, the LOA Festival and the traditional Christmas market attract visitors from across the region.

Nature at your doorstep

Located in the heart of Luxembourg’s Red Rocks region, Esch is the ideal base for exploring nature and the great outdoors. Just minutes from the city centre, Gaalgebierg Park offers a peaceful retreat with its free animal park and the unique

Escher Bamhaiser treehouses. The city also provides direct access to the Minett UNESCO Biosphere, with a wide network of hiking, trail running and cycling routes, including the iconic Vëlodukt, Europe’s longest cycling bridge. For an even easier way to explore, electric mountain bikes are available through the local rental service.

Experience Esch

Whether you’re visiting for a day or planning a longer stay, Esch invites you to experience the city at your own pace. Enjoy a year-round calendar of local events and discover a destination that continues to evolve while remaining true to its identity. A vibrant place to visit, study, work and invest.

Belval’s iconic blast furnaces stand as a lasting symbol of Esch’s steelmaking history.

Settling in

HOUSING: A GLANCE AT the market

From city apartments to countryside homes, explore Luxembourg's property prices and discover where your budget can take you.

Luxembourg's property market is one of the most expensive in Europe, but prices vary widely depending on the location. While Luxembourg City remains the country's costliest market, many neighbouring municipalities offer more affordable options with easy access to the capital. Further north, buyers can often find larger homes for the same budget. Beyond the purchase price, remember to factor in additional costs such as registration fees, notary fees and condominium charges when planning your budget.

Period: January 1 – December 31, 2025

Average sale price of existing apartments (based on notarial deeds)

Insufficient number of sales

Below €6,000/m²

€6,000 – €6,999/m²

€7,000 – €7,999/m²

€8,000 – €8,999/m²

€9,000 – €9,999/m²

€10,000/m² or more

€7,773/m²: national average

Wincrange

Troisvierges

Clervaux

Parc Hosingen

Winseler

Lac de la Haute-Sûre

Boulaide

Rambrouch

Wiltz

Goesdorf

Bourscheid

Esch-sur-Sûre

Wahl

Préizerdaul

Redange

Ell

Strassen

Schifflange

Beckerich

Habscht

Steinfort

Käerjeng

Pétange

Differdange

Esch-sur-Alzette

Rumelange

Weiswampach

Averange rents for flats

Vianden

Diekirch

Bettendorf Erpeldange-sur-Sûre

Ettelbruck

Schieren

Bissen

Mersch

Lintgen

Vallée de l’Ernz

Larochette

Helperknapp

Kehlen

Kopstal

Lorentzweiler

Steinsel Walferdange

Mamer

Bertrange

Luxembourg City

Dippach

Junglinster

Niederanven

Schuttrange

Contern

Hesperange Leudelange Reckangesur-Mess

Weilerla-Tour Roeser

Dalheim

Sanem Mondercange

Bettembourg Frisange

Kayl

Dudelange

Beaufort Berdorf

Colmar-Berg

Echternach

Rosport-Mompach

Mertert

Grevenmacher

Wormeldange Sandweiler

Remich Stadtbredimus Waldbredimus

Mondorf-les-Bains

Schengen

13

SALE PRICE PER M² OF APARTMENTS

DWELLING SIZE

HOUSE SALE PRICES BY DISTANCE

Furnish on a budget

Rob Vintage, Luxembourg

Looking for timeless pieces? Rob Vintage specialises in carefully selected second-hand designer furniture and home décor, offering sustainable, high-quality furnishings with unique character.

Möbel Roller, Strassen

A popular choice for budget-conscious shoppers, Möbel Roller offers affordable furniture, home accessories and everyday essentials. Ideal for furnishing a new home without overspending.

Okkasiounsbuttik, Differdange

This social and eco-friendly secondhand store offers quality pre-owned furniture at affordable prices. Students and eligible low-income shoppers can also benefit from additional discounts.

Stock2, Bertrange

Stock2 offers a carefully curated selection of second-hand furniture and home décor, making it easy to furnish your home without overspending. It’s an ideal place to discover one-of-akind pieces while embracing a more sustainable way of shopping.

Nei Aarbecht, Lorentzweiler

This socially focused shop helps people in social distress reintegrate into the workforce. The store offers a variety of second-hand items.

Ikea, Arlon (Belgium)

Just a short drive from Luxembourg, Ikea Arlon is a favourite among expats for its wide range of affordable furniture and home accessories. A one-stop shop for furnishing an entire home on a budget.

WHICH BUYING OPTION is right for you?

Every buying option comes with its own opportunities and hidden costs. Learn how to make the smartest choice for your future.

Buying an existing property

For many buyers, an existing property remains the simplest and quickest route to homeownership. Unlike an off-plan purchase, you know exactly what you are buying: you can visit the property several times, assess its condition and move in shortly after the sale is completed.

Buying a new-build property

New-build homes appeal to buyers looking for comfort, energy efficiency and predictable running costs. Built to the latest standards, they offer excellent insulation, modern heating systems and high Energy Performance Certificates, helping reduce both energy bills and maintenance costs.

15

The trade-off is that older properties often require renovation. Roof insulation, heating systems or electrical installations may need upgrading, particularly to improve energy efficiency and comply with modern standards. Buyers should therefore look beyond the purchase price and carefully budget for renovation work, ongoing maintenance and future upgrades before making an offer.

This has become increasingly important in Luxembourg, where household electricity prices rose by 31.7% and gas prices by 21.7% between the second half of 2024 and the second half of 2025, according to Eurostat. The main drawback is price, as new-build properties generally cost more per square metre than comparable existing homes.

Buying off-plan (VEFA)

Buying off-plan -- known in Luxembourg as VEFA -- means purchasing a property before construction has been completed. Rather than paying the full purchase price upfront, buyers make staged payments as construction progresses, allowing them to spread the financial commitment over time while locking in the purchase price agreed at the time of signing.

Another advantage is the opportunity to personalise certain aspects of the property. Depending on the stage of construction and the developer, buyers may be able to choose flooring, kitchen finishes, bathrooms or other interior fittings, creating a home that better suits their preferences before moving in.

The main disadvantage is uncertainty. Construction may take many months, and delays can postpone the handover date. Buyers should therefore ensure they have sufficient financial flexibility to absorb potential delays, particularly if they need temporary accommodation before the property is completed

Settle in good company with Félix Giorgetti

Looking for your perfect home?

1. A century of expertise

Behind our G in a diamond-shaped logo is more than a name – it’s a story. Since the late 19th century, when the Giorgetti family left Italy to build their future in Luxembourg, we’ve been building yours. Four generations later, Félix Giorgetti remains a major construction and real estate company, family-run, independent, and proud of it. We don’t just develop projects: we build them from the ground up.

2. Building Legacy

Buying a home is one of the most significant decisions of your life — so it deserves a partner who will still be there in ten, twenty, thirty years. At Félix Giorgetti, we design homes

OMEGA.V, one of our latest turnkey developments, is located in the vibrant neighbourhood of Gasperich.

made to last and to be passed on. Living spaces crafted in harmony with their surroundings, where your comfort and well-being are the foundation.

3. End-to-end support

Our teams work hand in hand to give you seamless, transparent support at every stage: technical plans, material selection in our showrooms, feasibility checks, quote validation, site visits. And our commitment doesn’t stop at the handover of the keys — our after-sales team stays by your side throughout the lifetime of your property.

4. Move in, stress-free

Our ready-to-move-in properties let you settle in immediately — with zero

Whether you’ve just landed in Luxembourg or put down roots here long ago, Félix Giorgetti has you covered. Here are five reasons why. Félix

hassle. Thoughtfully finished by our interior designers using premium materials, these apartments are fully functional from day one, with fully equipped kitchens and fitted bathrooms ready and waiting.

5. Your future starts here

Residential construction is in our DNA. From Limpertsberg and Belair to Kirchberg, Gasperich, Wickrange, Mersch, Steinfort, and Bascharage — explore our current projects and write the next chapter of your story.

HOUSING: Building more & PolitRadar

The government’s new bet

While the government’s ambition to build faster and higher has yet to translate into concrete results on the ground -- at least judging by the number of building permits issued in 2025 -- it is now working on two fronts to deliver significantly more affordable housing and ease pressure on the rental market: giving municipalities greater resources and mapping rents.

regulating better

1

Is the private sector reaching its limits? Could municipalities hold the key?

2

Statistical tool or regulatory instrument: could a rent register be introduced before the end of the parliamentary term?

1Is

the

private sector reaching its limits? Could municipalities hold the key?

The return of the public sector: how the State and municipalities are taking back control of the housing market

This “return” is taking shape through several reforms. The first concerns Article 29bis of the Housing Pact 2.0, which entered into force on 1 January 2026. It simplifies and harmonises the rules for reserving affordable housing in PAP “new neighbourhood” development plans, with reservation rates ranging from 15% to 30%, depending on the size of the project.

The aim is to mechanically increase the stock of affordable housing with each new urban development by providing greater support to developers. According to the government, the reform could generate several thousand additional homes in the years ahead.

Beyond these quotas, the new rules also ease certain urban planning constraints. Affordable housing will no longer be subject to the same density limits as those set out in the PAGs, and municipalities will be able to derogate more easily from parking requirements. In addition, landowners who transfer land for affordable housing will benefit from an “automatic” 10% increase in building potential.

At the same time, the government wants to adapt the Housing Pact 2.0 in order to strengthen municipalities’ capacity for action. Housing Minister Claude Meisch intends to simplify the existing system, which municipalities often consider too complex. Administrative categories would be removed, and

municipalities would be given greater freedom in how they use the financial aid they receive.

New financial allocations would also be introduced to reward the creation of affordable housing, the development of priority housing zones and the mobilisation of vacant plots. The State plans to devote around €560m to this between 2027 and 2036.

Rather than resorting to sanctions, the government favours a system of financial incentives designed to encourage municipalities to become central players in housing production. Bill 8589, tabled on 24 July 2025, is awaiting the opinion of the Council of State.

Taken together, these two reforms appear to foreshadow a new model, in which housing policy would move from supporting the market towards larger-scale public housing production.

6,000

This is the lower end of the estimated stock of affordable rental housing in Luxembourg, with the upper end standing at around 8,000 units.

Trend in building permits by type of

Source: Statec

Statistical tool or regulatory instrument: could a rent register be introduced before the end of the parliamentary term?

The

rent register is still awaited

Mapping means representing space in order to better understand it, navigate it and make decisions. That is precisely the purpose of the rent register that Claude Meisch hopes to introduce before the end of the parliamentary term. The problem is that this register is associated with genuine rent regulation, a subject that gives rise to controversy, reluctance and delays. To date, no bill has been adopted by the Government Council.

In the meantime, the Housing Observatory has published the results of two surveys labelled as a “rent register”, conducted by Liser. The first aims to measure the rents actually paid during ongoing leases; the second paints a portrait of the typical landlord.

What can be learned from them? First, that the rental market is marked by a phenomenon of temporal stratification. In other words,

long-standing tenants are shielded from the current pressure on the market. In practice, a tenant who moved in before 2010 pays an average of €14.01 per square metre, while a lease signed in 2024 or 2025 reaches €24.44 per square metre, an increase of 75%.

And this could worsen.

Researchers have identified a “spectacular” gap between existing contracts and prices advertised by estate agencies. At national level, the gap stands at 84%. The average rent under an ongoing lease is €21.59 per square metre, while the average advertised rent reaches €39.66 per square metre.

As for the profile of the typical landlord, the survey shows that he is male -- 60.7%, compared with 50.4% of the total population --, over 55 years old -- 64.1%, compared with only 27.3% of the overall population

Distribution of monthly rents for apartments and houses

--, of Luxembourg nationality -82.1%, whereas Luxembourgers account for 52.8% of the total population -- and firmly rooted in the country: 97.6% live in Luxembourg and 63.4% have at least one parent born in the country.

In terms of motivation, rental activity appears above all to be a long-term wealth-building strategy. 72% of respondents say that rental income accounts for less than a quarter of their total gross income. The main reasons given for owning a rental property are, in order, long-term investment for retirement, the desire to leave an inheritance to their children and the prospect of regular rental income.

Less than €1,000

Between €1,000 & less than €1,250 Between €1,250 & less than €1,500

Between €1,500 & less than €1,750

Between €1,750 & less than € 2,000 €

Between €2,000 & less than €2,250 €

Between €2,250 & less than €2,500 €

€2,500 and more

21,59

This is the average rent per square metre observed in Luxembourg, a figure that varies significantly depending on the size, location and age of the property.

Settling in

Key figures

€125.3M

MOBILE MATTERS Stay connected

New country, new number? Post, Tango and Orange all offer plans under €35, with 5G, free eSIM, roaming and home internet bundles. The right choice depends on your data needs habits and appetite for bundles.

PLANS UNDER €35

Four mobile plans at €35 or less: POP Mobile XS, S, M and L. SIM-only, without a phone.

Three mobile plans under €35: GO)) Mobile S, M and L.

In 2025, total investment by operators in fixed and mobile network infrastructure reached €125.3 million, down 10% year on year.

13.1GB

On average, a user consumes 13.1GB of mobile data per month.

+11.4%

Total mobile internet traffic increased by 11.4% year on year.

78.7%

Share of the population with access to 5G download speeds above 1Gbps.

Three mobile plans under €35: Access+, 100% Win and Boom.

ESIM Available free of charge. Available free of charge. Available free of charge.

DATA

ROAMING / INTERNATIONAL

From 3GB to 60GB, depending on the plan.

Calls and SMS in Luxembourg and the EU included, except for the XS plan, which is limited to 200 units.

From 6GB to 30GB, depending on the plan.

Calls and SMS in Europe included, up to 3,000 units.

From 3GB to 100GB, depending on the plan.

From 300 minutes/SMS with the Access+ plan to unlimited calls and SMS with the Boom plan, in Luxembourg, Europe and the US.

Internet + mobile offers from €53.98 to €79.98 per month.

Source: Based on prices as of 22 June, excluding promotional offers.

Settling in

COVERED from day one

In Luxembourg, some types of insurance are compulsory, while others are strongly recommended. An overview of the basics to know.

When it comes to insurance, the first rule is simple: distinguish between what is legally required, what is expected in practice, and what could save you from a painful bill. In the local landscape, two names carry particular weight: Lalux, founded in 1920 under the name La Luxembourgeoise, and Foyer, created in 1922. Two Luxembourg-born pillars in a country where insurance is also part of the national story.

Housing: not always compulsory, rarely avoidable

Home insurance is not legally imposed on all tenants. In practice, however, it is very often required in rental contracts. The mistakes to avoid: “undervaluing your belongings, overlooking policy exclusions, focusing only on price, failing to compare offers”…, Foyer warns on its website.

Car insurance: no debate here

“Impossible to avoid: civil liability is the basis of any car insurance policy. Compulsory in Luxembourg, it protects third parties against bodily injury and material damage you may cause. This includes pedestrians, passengers or drivers of other vehicles, as well as their property -- vehicles, street

on its website. The Luxembourg insurer also advises drivers not to forget bodily injury cover: we often think about the vehicle, but what about the driver? It also recommends taking unexpected events into account, from fire, theft and broken glass to natural forces or damage to the vehicle itself.

Health: the useful top-up

The CNS generally reimburses 88% of consultations and outpatient hospital treatments for adults, and 100% for under-18s. Supplementary health insurance can therefore be useful to reduce out-of-pocket expenses, particularly for dental care, optical care, hospitalisation or certain additional costs.

Good to know

Some insurance premiums and contributions may be tax-deductible, within the limits set by law.

18 MAKE YOUR CAR feel at home

Moving to Luxembourg with your car? Here are the key deadlines, procedures, exceptions and costs to keep in mind before getting your vehicle on the road.

19

The procedure depends on the country that issued your licence and must be completed with the SNCA.

EU/EEA licences: Exchanging your licence is optional. However, registering it free of charge is recommended, as it simplifies procedures in case of loss or theft. A voluntary exchange for a Luxembourg licence costs €30.

1 Deadline

Anyone settling permanently in Luxembourg must register their vehicle within six months of registering their residence with their local municipality and obtain a registration certificate from the Société Nationale de Circulation Automobile (SNCA).

2

Registration process

To do so, motorists must complete several administrative steps in a specific order: apply for a registration number (if required), take out third-party liability insurance, pay the registration tax, clear the vehicle through customs and book an appointment with the SNCA.

3

Special cases

Foreign students pursuing their studies in Luxembourg are not required to register their vehicle locally. The same applies to company cars provided by an employer based in another European Economic Area country, provided the vehicle is validly registered in the employer’s country and used by the employee, manager or director in the course of their duties.

4 Cost

In addition to the purchase price of the vehicle and insurance costs, motorists should budget for VAT on new vehicles or vehicles imported from outside the EU, a €50 registration tax, licence plates and, where applicable, technical inspection fees. Additional charges apply for personalised number plates (€200, or €24 for a transfer).

Non-EU/EEA licences: Exchanging your licence is mandatory within one year of registering your residence in Luxembourg. The application can only be submitted after 185 days (six months) of residence. After the one-year deadline, you may be required to pass both the theory and practical driving tests.

Not licence yet?

You’ll need to enrol in an approved driving school and complete both the theoretical and practical training required for a Category B licence. If you pass on your first attempt, the total cost is typically around €1,300, including registration fees, lessons and administrative charges.

ON THE ROAD

Core regulations such as seatbelt use and prohibitions against driving under the influence of alcohol or drugs are broadly aligned with EU standards. However, some local rules may come as a surprise: drivers are not required to signal when entering a roundabout, only when exiting, and the zipper merge system (where vehicles alternate when a lane ends) is mandatory.

Insurance in Luxembourg: what expats need to know

Have you just arrived in Luxembourg? A hearty welcome! Discover how LALUX Assurances helps to make your transition and settling in smoother with tailored insurance solutions to protect your daily life and your family.

Starting a new life in a new country is an exciting chapter—but to truly enjoy it with peace of mind, it’s important to understand the local insurance system and choose a partner you can trust. That’s where LALUX Assurances comes in—with personalised support and solutions designed for every lifestyle.

In Luxembourg, only third-party auto liability insurance is legally required. However, life can throw unexpected challenges your way— water damage at home, a bike accident in town, or a fendr-bender on the road... To help protect you and your loved ones, LALUX offers a full range of insurance options, including:

– easyPROTECT Home, which protects your home and belongings from unexpected events

– Family liability insurance, which covers damage you or your family members may cause to someone else

– easyPROTECT Auto, to cover your vehicle against common risks such as fire, material damage, theft, etc…

One of LALUX’s greatest strengths is its close and personal customer service. Here, your agent is much more than just a salesperson. They are your trusted advisor—there to guide you through the process, answer your questions, and most importantly, support you when you

need it most. Especially in the event of a claim, they’ll be by your side every step of the way.

At first glance, insurance premiums may seem higher than in your home country. But there’s good reason: deductibles are rather rare, claims are better compensated, and reimbursements are handled quickly and efficiently.

When it comes to health, although Luxembourg’s healthcare system is excellent, some services (such as dental, optical, or first-class hospital stays) are not always fully reimbursed by the national health fund. To bridge those gaps, DKV Luxembourg by LALUX offers comprehensive supplementary health insurance—tailored to your needs and those of your family.

Choosing LALUX means choosing peace of mind, trusted guidance, and over 100 years of experience. And as an expat, you can benefit from a special offer: free Home Assistance for one year and a 10% discount on your first annual premium.

Do you need help getting started? Contact us—we’ll connect you with a local agent who speaks your language and understands your needs.

Welcome to Luxembourg—start your new adventure with total confidence thanks to LALUX Assurances!

Settling in

DO YOU REALLY need a car?

Owning a car in Luxembourg isn't always the only option. Before buying one, explore the alternatives that can save you money while still giving you the flexibility to drive whenever you need.

Do you really need a car? Not necessarily. If you live in Luxembourg City or another well-connected urban area, it is entirely possible to live comfortably without owning a car. While a private vehicle remains useful in rural areas or for frequent cross-border travel, many newcomers quickly discover that owning a car is not always the most economical option. Beyond the purchase price, motorists must budget for insurance, fuel, maintenance, servicing, tyres and unexpected repairs. For occasional journeys, Flex is Luxembourg's leading car-sharing service. Since January 2026, it has also taken over the former Carloh network in Luxembourg City, creating a single nationwide system with more than 110 stations. Booking is simple: reserve a vehicle via the Flex app, unlock it with your smartphone, drive for as long as you need, then return it to the same station under the "A-to-A" model. Pricing combines an hourly rate with a distance

charge, while fuel or charging, insurance, maintenance and roadside assistance are all included. The Basic subscription has no monthly fee, with city cars available from €2.95 per hour plus €0.50 per kilometre.

For longer journeys, holidays or business trips, traditional rental companies such as Sixt, Hertz and Europcar operate throughout the country. For shorter trips, you can also rely on taxis or ride-hailing apps such as Uber and Bolt, although fares can add up quickly. App-based services such as Uber and Bolt offer a convenient alternative, allowing users to book and pay for rides directly from their smartphone. Combining these options with Luxembourg's free public transport and car-sharing services can often prove more flexible and significantly cheaper than owning a car.

WHERE TO CHARGE YOUR EV

Luxembourg’s nationwide Chargy network includes more than 760 public charging points, including ultra-fast SuperChargy stations. Apps such as Chargemap and the official Chargy map make it easy to locate charging stations and check real-time availability. Charging is usually accessed with a Chargy/mKaart card, although many newer stations also accept bank card payments. If you have private parking, installing a home charger is often the most convenient and cost-effective option, with government grants of up to €1,200 available.

Settling in

MEET THE

Ambassadors

There are 23 resident embassies in Luxembourg. Contact details, ambassadors and dates of appointment--here's the essential information if you wish to get in touch with them.

AUSTRIA

Dr Karin Proidl

In post since: March 2024

Address: 3 Rue des Bains, L-1212 Luxembourg

Phone: +352 47 11 88

Email: luxemburg-ob@bmeia.gv.at

23

BELGIUM

In post since: August 2024

Address: 4 Rue des Girondins, L-1626 Luxembourg

Phone: +352 44 27 46 1

Email: luxembourg@diplobel.fed.be

CAPE VERDE

Monteiro

In post since: October 2022

Address: 25B Boulevard Royal, L-2449 Luxembourg

Phone: +352 26 48 09 48

Email: sandra.monteiro@mnec.gov.cv

CHINA

In post since: September 2022

Address: 2 Rue van der Meulen, L-2152 Luxembourg

Phone: +352 43 69 91+352 43 69 91

Email: chinaemb.lu@outlook.com

CZECHIA

In post since: February 2025

Address: 2 Rond-point Robert Schuman, L-2525 Luxembourg

Phone: +352 26 47 78 11

Email: luxembourg@embassy.mzv.cz

FRANCE

Christophe Bouchard

In post since: September 2025

Address: 8B Boulevard Joseph II, L-1840 Luxembourg

Phone: +352 45 72 71

Email: cad.luxembourg-amba@diplomatie. gouv.fr

GERMANY

Dr Heike Peitsch

In post since: June 2023 (until July 2026)

Address: 20-22 Avenue Emile Reuter, L-2420 Luxembourg

Phone: +352 45 34 45 1

Email: info@luxe.diplo.de

GREECE

Christina Alexopoulou

In post since: January 2025

Address: 27 Rue Marie-Adélaïde, L-2128 Luxembourg

Phone: +352 44 51 93

Email: gremb.lux@mfa.gr

IRELAND

Jean McDonald

In post since: September 2023

Address: 28 Route d’Arlon, L-1140 Luxembourg

Phone: +352 45 06 10

Email: luxembourg@dfa.ie

ITALY

Carmine Robustelli

In post since: July 2024

Address: 5-7 Rue Marie-Adélaïde, L-2128 Luxembourg

Phone: +352 44 36 44 1

Email: ambasciata.lussemburgo@esteri.it

JAPAN

Nomura Mamoru

In post since: December 2025

Address: 62 Avenue de la Faïencerie, L-1510 Luxembourg

Phone: +352 46 41 51 1

Email: embjapan@lx.mofa.go.jp

NETHERLANDS

Carin Lobbezoo

In post since: September 2024

Address: 6 Rue Sainte-Zithe, L-2763 Luxembourg

Phone: +352 22 75 70

Email: lux@minbuza.nl

POLAND

Rafał Hykawy

In post since: January 2025 (acting chargé d’affaires)

Address: 24 Rue Guillaume Schneider, L-2522 Luxembourg

Phone: +352 26 00 32

Email: luksemburg.amb.sekretariat@msz. gov.pl

PORTUGAL

Mário Pedro de Sousa

Cameira Abreu de Almeida

In post since: January 2023

Address: 282 Route de Longwy, L-1940 Luxembourg

Phone: +352 46 61 90

Email: luxemburgo@mne.pt

ROMANIA

Alexandrina-Livia Rusu

In post since: September 2021

Address: 2 Rue de Pulvermühl, L-2356 Luxembourg

Phone: +352 45 51 59

Email: luxemburg@mae.ro

RUSSIA

Dmitry Lobanov

In post since: January 2021

Address: 116 Rue Cyprien Merjai, L-2145 Luxembourg

Phone: +352 42 23 33

Email: ambruslu@pt.lu

RWANDA

Aurore Mimosa

Munyangaju

In post since: March 2025

Address: 32 Avenue Guillaume, L-1650 Luxembourg

Phone: +352 27 44 47 20

Email: ambaluxembourg@minaffet.gov.rw

SOUTH KOREA

Chun Young-Hee

In post since: September 2024 (until May 2026)

Address: 5 rue Pierre d’Aspelt, L-1142 Luxembourg

Phone: +352 26 99 70 12

Email: luxemb@mofa.go.kr

SPAIN

María Nieves Blanco Díaz

In post since: September 2025

Address: 4 Boulevard Emmanuel Servais, L-2535 Luxembourg

Phone: +352 46 02 55

Email: emb.luxemburgo@maec.es

SWITZERLAND

Benno Laggner

In post since: January 2025

Address: 25A Boulevard Royal, L-2449 Luxembourg

Phone: +352 22 74 74 1

Email: luxembourg@eda.admin.ch

TURKEY

Faruk Kaymakcı

In post since: January 2026

Address: 49 Rue Siggy vu Lëtzebuerg, L-1933 Luxembourg

Phone: +352 44 32 81

Email: ambassade.luxembourg@mfa.gov.tr

UNITED KINGDOM

Joanne Olivier

In post since: April 2025

Address: 5 Boulevard Joseph II, L-1840 Luxembourg

Phone: +352 22 98 64

Email: enquirieslux@fco.gov.uk

UNITED STATES

Stacey Feinberg

In post since: November 2025

Address: 22 Boulevard Emmanuel Servais, L-2535 Luxembourg

Phone: +352 46 01 23 00

Email: luxembourgpublicaffairs@state.gov

Pourquoi choisir quand tout est inclus ?

Un seul package : OPERA PLUS. *

Vos cartes, vos avantages, votre conseiller dédié, pas de frais de tenue de compte.

NEED

A PHARMACY?

Pharmacies provide medication, healthcare advice and treatment for minor health concerns. An on-call system ensures access to medication at night, on Sundays and on public holidays. Some medication costs may be reimbursed by the CNS and, in certain cases, by supplementary health insurance.

ON-CALL PHARMACY FEES

Night service

€6.87 (7pm–10pm)

€15.11 (10pm–8am)

SUNDAYS AND PUBLIC HOLIDAYS

€6.87 (8am–7pm)

€15.11 (10pm–8am)

Find your nearest on-call pharmacy:

SEEKING medical care

From routine doctor’s appointments to emergency treatment, Luxembourg offers a wide range of medical services. Knowing where to go can save time and avoid unnecessary stress.

For most non-urgent health concerns, the first point of contact is usually a general practitioner (GP). Patients are free to choose their doctor and can also consult specialists directly. Appointments can be booked by phone or via platforms such as Doctena.

When practices are closed, patients can visit one of Luxembourg’s three maisons médicales (out-of-hours medical centres) in Luxembourg City, Belval and Ettelbruck. They ope rate on evenings, weekends and public holidays without appoint ment. Children can be seen at the Maison médicale pédiatrique at the CHL KannerKlinik.

Luxembourg’s main hospital groups are the CHL and Hôpi taux Robert Schuman (HRS) in the centre, CHEM in the south and CHdN in the north. The country also hosts specialised centres for cardiology, oncology, psychiatry and rehabilitation.

LANDING IN: Your health insurance profile

The Luxembourg healthcare system provides universal coverage through the National Health Fund (Caisse nationale de santé--CNS). The affiliation process varies depending on your employment and family status. Find your scenario below to navigate the administration.

THE EMPLOYEE

How do I register? Registration is automatic. Your employer must submit a declaration of employment to the Joint Social Security Centre (Centre commun de la sécurité sociale--CCSS) within eight days of your start date.

What are my coverage rights? You receive full personal rights to health and maternity benefits.

The expat step: Once processed, your personal social security card containing your unique 13-digit identification number will be delivered directly to your home address.

THE INDEPENDENT OR ENTREPRENEUR

How do I register? Registration is self-driven. You are personally responsible for declaring your new business or freelance status to the CCSS using a formal entry declaration (déclaration d’entrée).

What are my coverage rights? You receive identical medical coverage to a salaried employee.

The expat step: Your initial social security contribution rates will be calculated based on your estimated business revenue. You must pay the monthly bills sent by the CCSS to keep your insurance active.

THE NON-WORKING MARRIED SPOUSE OR PACS PARTNER

How do I register? Registration is done via co-insurance (coassurance). This link is not automatic. The working partner must actively submit an application directly to the CNS, accompanied by a marriage certificate.

What are my coverage rights? Coverage is free. The nonworking partner receives a personal card linked directly to the primary insured person’s account.

The expat step: If you are arriving from another EU country, you must provide a certificate from your previous health fund proving you are no longer covered in your home nation.

CHILDREN AND DEPENDANTS

How do I register? If your child is born in Luxembourg, co-insurance is usually automatic. For families moving from abroad, you simply apply via the CNS contact form and attach the child’s birth certificate and a household composition certificate.

What are their coverage rights? Co-insurance is 100% free. Your children are fully covered under your primary account without adding a single cent to your monthly social security costs.

THE EMERGENCY SAFETY NET

If you fall through the administrative cracks, do not qualify for co-insurance and lack the personal means to afford voluntary premiums, do not panic. Contact the social office (office social) of your local municipality immediately. They provide structured paths to ensure no resident is left without vital medical coverage.

YOUR RECYCLING guide

From blue recycling bags to commune-specific collection calendars, Luxembourg’s waste sorting system has its own rules. Fortunately, once you know the basics, recycling becomes straightforward.

Paper and cardboard Newspapers, magazines, paper packaging and flattened cardboard boxes should be placed in the blue bin. Daily life

Residual waste

Non-recyclable household waste should be disposed of in the residual waste bin. This includes tissues, dirty paper towels and non-recyclable plastics.

Good to know

- Packaging does not need to be cleaned before sorting

- Black plastic does not go in blue recycling bags

Glass Glass bottles and jars belong in the green container. Caps, lids and corks should be removed beforehand.

RECYCLING CENTRES

Electrical appliances, batteries, chemicals, paint, furniture and bulky items cannot be disposed of in household bins and must be taken to a recycling centre. Luxembourg has dozens of recycling centres across the country. There are 37 recycling centers across the country.

- Glass should be disposedof without lids or caps

- Collection schedules depend on your commune

Organic waste

Food scraps, fruit and vegetable peelings, coffee grounds and garden waste go into the brown organic bin, where available.

Recyclable packaging

Plastic bottles and packaging, yoghurt pots, cans, aluminium containers and beverage cartons are collected in the blue recycling bags.

COLLECTION SCHEDULES

Waste collection schedules vary depending on the commune and type of waste. Household waste is generally collected weekly, while recyclable packaging, paper, glass and organic waste are often collected less frequently.

Collection calendars are available through local communes and online. Residents should check them carefully, as waste left out on the wrong day or sorted incorrectly may not be collected.

Mobile collections are carried out 4 times a year in each municipality – either with the mobile Service-Center on central locations or as a door-to-door collection. Our collection vehicle stops right outside your door and you can hand over your problematic products directly to us.

You can find the collection dates on our website. Many municipalities also provide a calendar with all collection dates and information for your area.

MOVING AROUND with ease and for free

Luxembourg’s public transport network includes trams, buses and trains connecting the capital with the rest of the country. Since 2020, all second-class public transport has been free nationwide.

Luxembourg’s public transport network includes trams, buses and trains connecting the capital with the rest of the country. Since 2020, all secondclass public transport has been free nationwide.

The tram line links Luxembourg Airport to the Stade de Luxembourg, passing through Kirchberg, Hamilius, the central station, Bonnevoie and Cloche d’Or. During the day, trams run every few minutes and operate daily from early morning until shortly after midnight. Buses within Luxembourg City are operated by the AVL network, while regional routes across the country are mainly covered by RGTR and TICE in the south.

For longer journeys, the CFL rail network connects Luxembourg City to major towns and neighbouring countries. The country’s main railway hub is the Luxembourg City station: from the capital, you can catch a train north to Troisvierges, west to Rodange or Kleinbettingen, south to Esch or Dudelange, or east to Wasserbillig. You can also take trains to the neighbouring countries as well (check the CFL site for deals and combo offers).

To plan routes, check live schedules or view delays, residents typically use the Mobilitéit app or website.

TRAM MAP

Luxexpo

Luxexpo, Kirchberg business district

Nationalbibliothéik

National Library of Luxembourg

Rout Bréck – Pafendal Funicular, CFL station

Theater

Grand Théâtre, Limpertsberg

Stäreplaz / Étoile

Major bus interchange

Station Hamilius City centre, shopping district

Gare Centrale

Coque

National sports centre

Faïencerie

Limpertsberg residential district

Place de Metz

Place de Paris

Luxembourg Central

Lycée Vauban

Alphonse Weicker

Kirchberg offices and residential area, shopping centre

Universitéit

University facilities and research centres

Europaparlement

Philharmonie – Mudam Museum, European institutions

Gare district, restaurants and hotels

Leschte Steiwer / Dernier Sol Bonnevoie

French school, Cloche d’Or Scillas

Waassertuerm

Stadion

Stade de Luxembourg, P+R

Cloche d’Or

shopping and offices

Lycée Bouneweg Bonnevoie neighbourhood

Howald Gare

Train station, P+R, business district

Good to know

Public transport is free. In trains, it is free in second class The tram connects the airport directly to the city centre Night buses operate on Fridays and Saturdays Bikes and pets are allowed. Real-time schedules are available on Mobilitéit.lu

Findel – Luxembourg Airport
Héienhaff P+R Airport Park & Ride

29 LEAVE THE CAR behind

Luxembourg offers a wide range of city car parks and Park + Ride (P+R) facilities. All P+R sites below are open 24/7. Here are some options to help you get around.

P+R PARKING

Bouillon

2,442 spaces

32 parking spaces for electric cars

63 Rue de Bouillon, L-1248 Luxembourg (Hollerich)

Belval-Université

1,611 spaces

54 Chargy charging points

226 Route de Belval, L-4024 Belval

Rodange

1,553 spaces

44 parking spaces for electric cars

11 Route de Luxembourg, L-4833 Rodange (Pétange)

Lux Sud A / Howald 831 spaces

1 Rue In Bouler, L-1350 Howald

Héienhaff (Airport) 481 spaces

Senningerberg, Niederanven

Good to know

Free P+R parking is intended for commuters. To benefit from it: Register your vehicle in the P+R CFL app. Enable location services on your phone. Continue your journey by train, tram, bus or active mobility.

Free parking is activated automatically once you travel more than 1.5km from the P+R.

CITY PARKING

Stade de Luxembourg

1,824 spaces

Direct tram access

Rates: Free for the first 24 hours. From the 25th hour: €10 per additional day.

420 Route d'Esch, L-1470 Luxembourg (Gasperich)

Luxexpo

1,400 spaces

Direct tram access

Rates: €1/hour (first 2 hours), then €2/hour (7am-9pm). €0.50/hour (9pm-7am).

10 Circuit de la Foire Internationale, L-1347 Luxembourg (Kirchberg)

Fort Neipperg

470 spaces

Rates: The first 2 hours are free from Sunday to Friday. On Saturdays, the first 4 hours are free. Standard parking rates apply thereafter.

43 Rue du Fort Neipperg, L-2230 Luxembourg (Gare)

If you do not travel more than 1.5km from the P+R, or if location services are disabled and the app cannot validate your journey, the standard parking tariff applies.

The P+R system uses your smartphone’s location only to verify your journey and validate your free parking.

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3 APPS THAT MAKE GETTING AROUND EASIER

EMobilitéit

The official Luxembourg mobility app, with real-time journey planning, traffic information, delays and timetables.

Available on iOS, Android and mobiliteit.lu

Cityapp

The Ville de Luxembourg app, offering real-time bus schedules, parking availability, roadworks, events and municipal services.

Available in three languages on iOS and Android

CFL P+R

The official app for Park + Ride users, with real-time parking availability, automatic access and information on free parking conditions.

Available on iOS and Android

Daily life

CURING HOMESICKNESSone pantry at a

Luxembourg’s multicultural makeup means you are never far from an authentic global pantry. Recreate the comforting flavors of home or discover something new with these international markets.

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Primavera (Portugal)

This legendary Gasperich hypermarket is an institution for the Lusophone community, stocking over 5,000 imports. Head here for premium salt-cod (bacalhau), traditional chouriço, vinho verde, and freshly baked pastéis de nata.

12 Rue Christophe Plantin, Gasperich

2

S.K Cash & Carry (India/Africa/Asia)

3

Home From Home (UK )

An absolute sanctuary for British and Commonwealth expats in Strassen. The shelves are packed with tea-time biscuits, seasonal mince pies, crumpets, and Tayto crisps. It even features an on-site tea room for classic breakfasts.

148 Rte d’Arlon, Strassen

A sprawling multi-ethnic hub near the Gare. While it features a massive array of South Asian spices and rice, it stands out as a vital source for hard-to-find African ingredients, fresh tropical vegetables like okra, and plantain staples.

38 Rue Sainte-Zithe, gare

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Asia Market (East Asia)

A beloved, long-running cornerstone of the Gare district’s food scene. Packing an incredible variety into an intimate space, it is the neighborhood’s ultimate spot for fresh pak choi, silken tofu, frozen gyoza, and a massive wall of noodles.

5 Rue du Fort Elisabeth, gare

Au Gourmet Grec (Greece)

This cozy Bonnevoie boutique curates premium Greek specialties. It is the neighborhood’s premier stop for liquid-gold extra virgin olive oils, regional rare cheeses, estate-bottled wines, and traditional spirits like Ouzo.

Mi Tierra (Latin America)

Tucked inside the city center’s Galerie Beaumont, Mi Tierra is the central hub for Latin American cravings. It features everything from Peruvian Inca Kola and Mexican salsas to an impressive wall of 11 distinct varieties of dried chilies.

Galerie Beaumont in Luxembourg City (Entrances at 56 Grand Rue and 13 Rue Beaumont)

87 Rue de Bonnevoie, Bonnevoie 6 7 10 8 5

Scanshop (Scandinavia)

Luxembourg’s premier Nordic outpost gathers comfort foods from across Denmark, Sweden, Norway, Finland, and Iceland. Essential pick-ups include authentic pickled herring, crispbreads, smoked salmon, and salty licorice.

615 Rue de Neudorf, Neudorf-Weimershof

Épicerie Dracula (Romania)

Bringing the culinary heritage of Romania right to the Gare district, this boutique focuses on pure regional authenticity. Stop by for traditional charcuterie, regional cheeses, and robust Romanian wines not found in standard supermarkets.

20 Rue de Bonnevoie, gare

Bontà Italiana

Located just north of the capital, this boutique is a dedicated temple to artisanal Italian gastronomy. It is well worth the short trip for exceptionally fresh handmade pastas, elite cured meats, regional cheeses, and fine wines.

30 Rte de Luxembourg, Lorentzweiler

Tandoori Market (India)

A vital lifeline in Beggen for the South Asian community. The neatly organized shelves carry everything from premium basmati rice and masalas to frozen curries, snacks, and a massive selection of vegetarian-friendly essentials.

219 Rue de Beggen, Beggen

EAT CLEAN, shop local

From zero-waste digital shops to communitysupported farms, these ten local spots make it easy to maintain an eco-conscious routine.

1

2

Les Paniers de Sandrine

A popular farm shop offering seasonal fruit and vegetables, as well as regional products such as cheese, honey and preserves.

266 Rue Principale, Munsbach

Eis Epicerie

This solidarity grocery store and café focuses on local, organic and fair-trade products while supporting social and community projects.

2 Rue du Knapp, Soleuvre

3

Onperfekt

An anti-food-waste initiative that gives a second life to surplus and imperfect produce through boxes and local collection points.

Nordstrooss Shopping Mile Marnach and box/subscription options

4 Kilogram.lu

An online zero-waste grocery platform where products are delivered in reusable glass jars that can be returned and refilled. Online e-shop with regional pick-up hubs.

5 Terra

Luxembourg’s first Community Supported Agriculture (CSA) project, offering subscription baskets filled with seasonal vegetables grown using agroecological methods. Eicherfeld, Muhlenbach

6

Naturata

One of Luxembourg’s best-known organic supermarket chains, offering fresh produce, bulk goods, organic meat and everyday groceries.

161 Rue de Rollingergrund, Luxembourg City

7

Ferme Kass-Haff

A biodynamic farm with its own shop selling organic vegetables, dairy products, eggs and other local specialities.

187 Rue de Luxembourg, Rollingen

8 Alavita

An organic grocery chain offering certified organic food, cosmetics and household products across several locations.

Bonnevoie, Limpertsberg, Junglinster, Mersch, and Bridel.

9 Co-labor

A social enterprise operating an organic farm cooperative. Their branch features a chemical-free produce market alongside a sustainable garden center that supports inclusive local employment.

10

1A Grevelsbarriere, Bertrange Naturalia

An organic supermarket chain offering groceries, vegan products, bulk foods and eco-friendly household goods. Some Luxembourg City locations are also open on Sunday mornings.

32 Rue Philippe II (Center) or 12-18 Rue Joseph Junck (Gare District)

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Eco-Shopping Tip

Look for the Produit du Terroir –Lëtzebuerger label, which highlights Luxembourg-origin agricultural products and local terroir. To discover independent farm stands across specific communes, explore the regional directory at sou-schmaacht-letzebuerg.lu.

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SUNDAY SURVIVAL

Most shops are open Monday to Saturday, with new legislation allowing retailers to open from 5am to 9pm on weekdays and from 5am to 7pm on Saturdays, Sundays and public holidays. Actual opening hours vary by retailer.

Outside regular shopping hours, many service stations remain open and stock basic groceries and household essentials.

Optimizing energy use: a strategic lever

Managing energy use is a necessity for businesses. Continuous crises are pushing companies to modernize their facilities to cut down on energy costs and consumption.

Businesses have understood that energy is a key element for staying competitive. Ten years ago, the enoprimes program was launched. It helps professionals achieve concrete results and save energy through optimization work. No less than 30,000 companies have benefited from it.

To make it accessible to as many businesses as possible, Enovos works with the energieagence, which provides operational support. Among the  27,000 applications supported,  1,900 concerned the businesses. The total amount of grants awarded to professionals has increased tenfold.

Optimizing energy use and strengthening competitiveness are major challenges for Luxembourgish businesses. In ten years, Enovos’ enoprimes have enabled them to make savings.

An advantageous solution

Companies in the tertiary/services sector or in industry wishing to benefit from enoprimes must opt for some construction work that delivers significant energy savings and improves efficiency: replacing insulation, heating systems, ventilation, air conditioning, and motors, among others. They benefit from a reduced investment and quickly recoup their costs. Specific incentives have been put in place: replacing fluorescent lamps with LED alternatives and providing monitoring kits. The “SME actions” initiative, which double the grant amount, have also been launched, where installing a heat pump qualifies for a fixed bonus of €7,500 per project.

An asset for the energy transition enoprimes also benefit the environment. The grants awarded have two objectives: reducing the cost of the construction work and energy consumption. Their amount depends on the energy savings achieved. The greater the savings, the higher the amount. Over ten years, more than 900 GWh have been generated.

Personalized support

The companies involved also benefited from 160 free visits. Continuous assistance tailored to each company’s reality.

10 years enoprimes

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DINING OUT, AT HOME

FAST DELIVERY, ZERO WASTE

Too tired to cook? Whether you are looking for a hot meal delivered to your doorstep or want to rescue local food surpluses at a steep discount, Luxembourg’s digital food scene has you covered.

FOOD DELIVERY APPS

Wolt & Uber Eats: Fast-delivery applications, offering smooth realtime tracking from a vast selection of mainstream burger, sushi, and comfort food spots.

Wedely: A locally focused platform that prioritizes independent, neighborhood restaurants across Luxembourg’s various communes. Takeaway.com: A reliable classic, best utilized for neighborhood pizzerias, local kebab houses, and traditional Asian takeaway favorites.

ANTI-WASTE INITIATIVES

LeftLovers: A homegrown platform created by local students to target food waste. They connect consumers with partner shops to purchase daily unsold food items. Users choose their preferred size tier (ranging from €5.99 to €15.99) to reserve an evening «surprise bag» guaranteed to contain items worth at least double the purchase price.

BEYOND THE supermarket

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While Luxembourg features excellent supermarket chains, discovering high-quality fresh produce and regional delicacies means exploring the Luxembourg’s iconic open-air markets.

The capital’s core markets

- Stater Maart (City Centre): Runs every Wednesday and Saturday from 7:30 to 14:00 at Place Guillaume II. It is the capital’s premier hub for seasonal produce, artisanal cheeses, fresh fish and flowers.

- Garer Maart (Gare District): Located at Place de Paris, this smaller market operates every Thursday from 7:30 to 14:00. It is ideal for professionals gathering local ingredients during lunch breaks.

- Glacismaart (Limpertsberg): The city’s largest market event, filling the Glacis car park from 10:00 to 17:00 on the third

Sunday of the month between March and November (except August). It hosts vendors selling everything from organic foods to textiles.

Markets outside the capital

- Esch-sur-Alzette Market: Held every Friday from 7:00 to 14:00 at Place de la résistance. It is the most popular fresh-food market hub in the southern Minett region.

- Diekirch Fresh Market: Takes place every Tuesday morning from 8:00 to 12:00 directly in the central pedestrian zone. It is a premier northern gathering point for regional farm produce.

Expat tip

Luxembourgers absolutely love a good market day. Because nearly every municipality has its own rhythm, always check your local commune’s official website. They regularly pub lish specific calendars for smaller neighborhood organic producers, seasonal street fairs and pop-up flower stalls right on your doorstep.

Daily life

Opening your heart to a rescue animal is an incredibly rewarding journey. If you are ready to give a furry friend a soft place to land, these local sanctuaries are filled with animals waiting for a second chance.

Déierenasyl Gasperich

Run by the Lëtzebuerger Déiereschutzliga, this dedicated central sanctuary focuses on rescue, healing, and rehoming. It is also highly popular for its public volunteer dog-walking slots. 6 Boulevard de Kockelscheuer, Luxembourg City

WELCOMING RETAIL THERAPY for pets a rescue

Whether you need food, accessories, grooming services, or treats, Luxembourg offers a range of specialist pet stores.

FRESSNAPF

One of the country’s largest pet retail chains, offering food, toys, bedding, and accessories.

Asile de Dudelange:

Tucked away in the quiet greenery of Parc Lé’h, this peaceful shelter provides vital medical care, comfort, and rehoming services exclusively for stray cats and dogs.

Parc Lé’h, Dudelange

COFFICOOK

A bakery specialising in natural dog treats and custom celebration cakes.

PAWS UP PET SHOP

A boutique pet store combining accessories, toys, and grooming services.

HAPPY PAWS

A specialist retailer focusing on nutrition, wellness products, and outdoor equipment.

BY PET STORE

A pet boutique and online shop offering accessories, food, and care products.

OUT AND ABOUT WITH YOUR DOG

Nature trails: Canines are warmly welcomed across beautiful hiking networks like Bambësch or Gaalgebierg, provided they stay securely on a lead to protect local wildlife. Always remember to carry waste bags with you!

Free public transport: Pets travel free on public transport. Large dogs must be leashed, while smaller animals should be transported in a suitable carrier.

Cafés and restaurants: Cafés and restaurants may welcome dogs, but access remains at the discretion of each establishment. A quick check with the staff before you sit down ensures you’ll both be welcomed with open arms, and paws.

BEFORE YOU SAY“I do”

Don’t expect to elope over a weekend-Luxembourg loves its admin. From fresh birth certificates to proof of your single status, you’ll need a couple of months to get everything in order.

Whether you are lovebirds, longtime cohabitees or just tired of introducing your partner as “this is my... uh, person,” Luxembourg offers two legal ways to seal the deal. Here is how they match up.

Civil marriage: The classic route Civil marriage is traditional and fully legally binding. That charming ceremony you might be envisioning? Lovely, but legally meaningless unless you complete the civil portion first. The mayor or an alderman must officially sign off on your union before any bells can ring.

The rules: Both partners must be at least 18 years old. At least one partner must legally reside in Luxembourg.

− The admin: Expect a two-to-threemonth paper chase. Birth certificates and proof of civil status are required. Once approved, the intention to marry is published for 10 days before the ceremony.

Pacs: The modern alternative. If you want legal security and tax benefits without the full matrimonial fanfare, a Pacs (pacte civil de solidarité) is your best bet. This civil partnership lets couples officially register their union without getting married.

enue: You can’t get married just anywhere. The civil ceremony takes place in the commune where at least one partner lives.

The perks: It grants substantial rights that closely resemble marriage-particularly regarding social security protection and significant joint tax relief--but it can be dissolved quickly by either partner if the relationship ends.

The shared address rule: Both partners must already be registered at the same address in Luxembourg. The process: It is relatively adminlight, but if you were born outside the country, you must request a specific «nil certificate» from the Civil Register (Répertoire Civil) to prove you aren’t bound to a partnership elsewhere. You’ll sign together before a registrar, entirely skipping the public notice boards. Luxembourg welcomes your commitment. Just remember to bring your documents (properly translated into French, German or English, with an apostille if from

EDUCATION & FAMILY

10 INTERNATIONAL Schools

Luxembourg offers several schooling options, For many families moving to the country, the right choice depends on the language of instruction, budget, location and long-term plans.

1

International School of Luxembourg (ISL)

Cost: €20,480-€24,226/year

Ages: 3-18

Main language: EN

36 Bd Pierre Dupong, L-1430 Hollerich

2 3

St George’s

International School

Cost: €14,750-€19,695/year

Ages: 3-18

Main language: EN 11 Rue des Peupliers, L-2328 Hamm

European School of Luxembourg I

Cost: Free for children of EU institution staff;

€4,300-€8,063/year for other pupils

Ages: 4-18

Main languages: EN/FR/DE + other EU language sections

23 Boulevard Konrad Adenauer, L-1115 Kirchberg

4

European School of Luxembourg II

Cost: Free for children of EU institution staff;

€4,300-€8,063/year for other pupils

Ages: 4-18

Main languages: EN/FR/DE + other EU language sections

6 Rue Gaston Thorn, L-8268 Mamer

Main language: FR 1-3 Rue Albert Einstein, L-1484 Gasperich 5

Ecole et Lycée Français

Vauban

Cost: €5,090-€5,794/year Ages: 3-18

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International School Michel Lucius (ISML)

Cost: Free Ages: 6-18

Main language: EN Primary: 1 Avenue Sax, L-2515 Limpertsberg; Secondary: 157 Avenue Pasteur, L-2311 Limpertsberg

École Internationale Differdange & Eschsur-Alzette (EIDE)

Cost: Free

Ages: 4-18

Main languages: EN/FR/DE

Main campuses:

3 and 6 Rue John Ernest Dolibois L-4573 Differdange; additional sites in Esch-surAlzette and Schifflange

Lënster Lycée

International School

Cost: Free Ages: 4-18

Main languages: EN/FR/DE

2 Rue Victor Ferrant, L-6122 Junglinster

Fieldgen

Cost: €360/year

Ages: 12-18

Main languages: FR/DE

21 Rue d’Anvers, L-1130 Belair

Waldorf School

Luxembourg

Cost: €5,000-€5,500/year

Ages: 3-18

Main languages: EN/FR/DE/ LB (vary by grade)

45 Rue de l’Avenir, L-1147 Limpertsberg

How the SCHOOL SYSTEM works

Luxembourg’s school system is deeply multilingual: children move between Luxembourgish, German and French, a key path for newcomers to understand early.

3

Public schooling is free from primary to secondary level. Since September 2022, access to public non-formal education facilities, such as afterschool care and maisons-relais, as well as canteen meals, has also been free for children in primary school.

1

Since the 2026/2027 school year, schooling in Luxembourg is compulsory until age 18, compared with age 16 previously. It is organised across primary and secondary education over a minimum of 12 years.

4

From around age 11, pupils move into one of two main tracks. Classical secondary education lasts seven years and is primarily designed for university preparation. General secondary education lasts six to eight years and includes academic, technical and vocational training pathways.

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Good to know

luxembourg is reforming primary-school literacy teaching. Under ALPHA – zesumme wuessen, parents will progressively choose between German and French pathways. The first choices are planned for 2026/2027, with pupils entering their selected track from 2027/2028, after pilot projects launched in 2022.

2

In the early years, Luxembourgish is the main language of communication, although some activities may be organised in French.

From cycles 2 to 4 (children aged 6 to 11), children traditionally learn to read and write in German, which then becomes the language of instruction for most subjects. In secondary education, French gradually becomes more prominent.

5

Luxembourg’s classrooms are among the most international in Europe. According to the ministry of education, 44.7% of primary-school pupils are foreign nationals, representing 139 nationalities, while foreign students account for 46% in general secondary education.

WHERE TO GET TEXTBOOKS

For many pupils in Luxembourg, one word returns each year: Schoulbicher--school books. Since 2018/2019, compulsory textbooks have been free for secondary and vocational students. Via myBooks.lu, pupils select their required books online and collect them from partner bookshops, including:

Ernster

Librairie des Lycées

Diderich (Esch-sur-Alzette)

Zimmer (Diekirch)

Some students receive their textbooks directly at school.

Samkats (Echternach) Christina’s Bicherbuttik (Wiltz) Um Fieldgen (Luxembourg City) Biba (Marnach)

Education & Family

THE BEST PLATFORMS for academic support

Arriving in a new school system can take time, especially in a multilingual country like Luxembourg. For children who need help catching up, preparing exams or gaining confidence in a particular subject, several local tutoring platforms offer one-to-one lessons at home or online.

Coursathome.lu

With 130 qualified teachers and more than 10 years of experience in Luxembourg, Cours at Home offers private lessons and homework support for primary and secondary pupils. Lessons can take place at home or online, and the platform highlights its own methodology and digital learning tools.

Reussitschool.lu

Réussit’School offers personalised tutoring, smallgroup courses and holiday revision programmes for pupils in the Luxembourgish, European, French, Belgian and international school systems. Support is tailored to each pupil’s level

and learning needs, with programmes available throughout the school year and during school holidays. Lessons can take place at its Limpertsberg centres, at home or online.

Abacus-nachhilfe.lu

Abacus offers one-to-one tutoring at home or online for common primary and secondary-school subjects, including mathematics, languages and sciences. Lessons are adapted to the pupil’s school system, timetable and learning style, with tailored support also available for pupils with learning difficulties, including ADHD, dyslexia and dyscalculia.

AFTER-SCHOOL PROGRAMS

Start local

Many communes and schools publish their own programmes at the beginning of the school year. These may include sports, music, creative workshops, theatre, dance, science activities or holiday camps. Places can be limited, and registration often opens early in the school year.

Sport and movement

For primary-school children, LASEP (Ligue des Associations Sportives de L'Enseignement Fondamental) offers athletic and multisport activities through local structures. In Luxembourg City, the Sports pour Tous programme (for ages 4 to 16, with exceptions for some classes) also offers youth classes, with activities such as

skateboarding, futsal, breakdance, volleyball, chess, archery and cycling. Youth classes are free, but registration is required.

School-based activities

Schools and parent associations often run extracurricular programmes on site. European School Luxembourg II, for example, lists activities including music lessons, dance, swimming, theatre and climbing. The Vauban High School also offers extracurricular activities and holiday clubs, with programmes changing according to the school calendar.

Bilingual IB Learning Beyond the Classroom

Where personalised learning meets global ambition, OTR International School’s boutique secondary programme offers a rare blend: Luxembourg’s only Full accredited IB Continuum Bilingual and a close-knit environment with real-world hands-on experience.

For fifteen years, OTR International School has developed an educational model for families seeking academic rigour within a personalised learning environment. With our recent Bilingual International Baccalaureate (IB) Primary Years Programme (PYP) certification, we continue to focus on expanding our secondary programmes with a bilingual lens and agile class size.

From the 2025–2026 academic year, OTR becomes the only school in the country to offer a fully bilingual IB Middle Years Programme (MYP) pathway. Students can pursue both English and French Language and Literature at a first-language level, while continuing to engage with academic subjects such as

Individuals & Societies in French. This immersive experience strengthens linguistic mastery and cultural understanding, while creating a seamless pathway towards the IB Bilingual Diploma and future global opportunities.

Equally distinctive is the school’s intentionally small size, allowing students to benefit from frequent educational outings, making learning more engaging and connected to the world beyond the classroom. This year, students attended STEM workshops at the university, focusing on Biology, Physics, and Mathematics. Working alongside university professors, they engaged in experiments and advanced problem-solving activities.

Our students also attended VIVA!, a theatre performance on memory, dictatorship, and social justice. A preparatory workshop helped them understand both the artistic approach and the historical context of the production.

At OTR, education is tailored to each student, bringing them beyond textbooks; guiding students along an IB Bilingual path to become thoughtful, internationally minded, engaged learners.

Photos include Luxembourg University STEM visits, G10 graduation, Viaden Castle trip, and VIVA! Workshop.

Education & Family

PLAN YOURdegree

From public university degrees to BTS and international programmes, Luxembourg offers several higher-education pathways for students and professionals.

Founded in 2003, the University of Luxembourg offers 24 bachelor's programmes, 51 master's programmes and doctoral studies across three faculties. Courses are taught in English, French and German depending on the programme. Many study paths include international mobility opportunities.

Campuses: Belval, Kirchberg (Weicker building), Limpertsberg

University of Luxembourg

FACULTY BACHELOR PROGRAMMES

LAW, ECONOMICS AND FINANCE

- Accounting and Audit

- Banking and Finance

- Law

- Economics

- Accounting and Taxation

- Architecture

- Computer Science

- Engineering

SCIENCE, TECHNOLOGY AND MEDICINE

HUMANITIES, EDUCATION AND SOCIAL SCIENCES

- Mathematics

- Physics

- Medicine

- Life Sciences

- Nursing

- Psychology

- European Cultures

- Social and Educational Sciences

- Economics and Finance

- Entrepreneurship and Innovation

- European Business Law

- European Law

- Wealth Management

- Artificial Intelligence

- Cybersecurity

- Data Science

- Information and Computer Sciences

- Medicine

- Molecular and Computational Biomedicine

- Border Studies

- European Contemporary History

- Geography and Spatial Planning

- Learning and Communication in Multilingual and Multicultural Contexts

- Psychology

- Secondary Education

BTS Programmes

KEY INFORMATION DETAILS

DURATION Usually 2 years

QUALIFICATION

FOCUS

Minimum 120 ECTS credits

Practical learning, internships and employability

FIELDS - Commerce - Health - Industry - Applied arts - Crafts - Services

ADMISSIONS Vary depending on programme

Luxembourg currently offers 36 BTS (Brevet de Technicien Supérieur) programmes. These professionally oriented higher-education courses are designed to meet the needs of the labour market.

More information

Locations: Luxembourg City, Ettelbruck, Diekirch, Differdange, Dudelange, Esch-sur-Alzette, Clervaux, Wiltz, Echternach

International & Private Options

Flexible formats available

Part-time programmes

Executive education

Professional certificates

International partnerships

Locations: Luxembourg City, Kirchberg, Belval, Differdange, Diekirch

More information: Visit each institution’s website for admissions, tuition fees and programme details.

INSTITUTIONFOCUS / PROGRAMMES

MCGILL UNIVERSITY LUXEMBOURG Part-time Master of Management in Finance

UNIVERSITY OF ST. GALLEN MBA in Finance (planned for 2027/2028)

LUXEMBOURG SCHOOL OF BUSINESS Business, finance and management

LUNEX UNIVERSITY Health, sport and management

EHTL (ÉCOLE D’HÔTELLERIE

ET DE TOURISME DU LUXEMBOURG)

DIGITAL LEARNING HUB LUXEMBOURG

ESSCA SCHOOL OF MANAGEMENT

Hospitality and tourism

Digital and tech-oriented training

Business and management

Education & Family

SCHOOL AND PUBLIC holidays

Before booking flights or planning long weekends, here are the main school breaks and official public holidays to keep in mind. Luxembourg’s school year begins on Tuesday, 15 September 2026 and ends on Thursday, 15 July 2027.

SCHOOL HOLIDAYS

SUMMER HOLIDAYS 2026 16 July – 14 September 2026

ALL SAINTS BREAK 31 October – 8 November 2026

CHRISTMAS HOLIDAYS 19 December 2026 –3 January 2027

CARNIVAL BREAK 6–14 February 2027

EASTER HOLIDAYS 27 March – 11 April 2027

PENTECOST BREAK 29 May – 6 June 2027

SUMMER HOLIDAYS 2027 16 July – 14 September 2027

Good to know

If a public holiday falls on a weekend, employees are entitled to a compensatory day off. This day must generally be taken within three months.

OFFICIAL PUBLIC HOLIDAYS

ASSUMPTION DAY Saturday, 15 August 2026

ALL SAINTS’ DAY Sunday, 1 November 2026

CHRISTMAS DAY Friday, 25 December 2026

ST STEPHEN’S DAY Saturday, 26 December 2026

NEW YEAR’S DAY Friday, 1 January 2027

EASTER MONDAY Monday, 29 March 2027

LABOUR DAY Saturday, 1 May 2027

ASCENSION DAY Thursday, 6 May 2027

EUROPE DAY Sunday, 9 May 2027

WHIT MONDAY Monday, 17 May 2027

NATIONAL DAY Wednesday, 23 June 2027

SECTOR-SPECIFIC PROVISIONS

Employees in Luxembourg are entitled to 11 statutory public holidays per year. Some collective agreements or company policies may grant additional days off. In the banking sector, for example, Good Friday (the Friday before Easter) and the afternoon of 24 December are treated as bank holidays under sector practice. The statutory minimum for paid annual leave is 26 working days per year, although more generous entitlements may apply under collective agreements, individual agreements or company policies.

Education & Family

FINANCIAL AID for children

Luxembourg offers several forms of financial support for families, depending on eligibility, including monthly allowances, back-to-school support, childcare subsidies, birth grants and higher-education aid.

Family allowance

Paid by the Caisse pour l’avenir des enfants (CAE), also known as the Zukunftskeess, family allowance is provided monthly from birth until age 18. It may continue until age 25 if the child remains in secondary or equivalent education.

Since 1 June 2026, the monthly amounts are:

- €315.04 for children aged 0 to 5 - €338.85 for children aged 6 to 11 - €374.48 from age 12 onwards

Eligible families also receive a backto-school allowance each August: - €115 for children aged 6 to 11 - €235 from age 12 onwards

Childcare support

Parents using approved childcare structures, such as crèches, maisons relais, mini-crèches or licensed parental assistants, may benefit from the chèque-service accueil (CSA) scheme. Under the CSA system, children aged one to four are entitled to up to 20 hours of free childcare per week during 46 weeks per year in approved

childcare facilities. Additional hours may be subsidised according to household income and family situation. State financial support is capped at €7 per hour for childcare facilities and €5.40 per hour for licensed parental assistants, with parents covering any remaining costs.

Birth allowance

The birth allowance (allocation de naissance) is paid in three instalments linked to medical examinations carried out before and after the birth. The total amount currently stands at €1,740.09 divided into three payments of €580.03 each.

Higher education aid

Students enrolled in recognised higher-education programmes may apply for Luxembourg’s state financial aid scheme (AideFi), provided they meet the residence or social-security affiliation conditions.

The aid package may include:

- Basic grant: €1,258 per semester, awarded to all eligible students

- Mobility grant: €1,566 per

semester for students studying outside their country of residence and paying accommodation costs

- Social grant: income-based support for students from lower-income households, worth up to €2,438 per semester. Eligibility and the exact amount depend on the household’s total annual taxable income, which must not exceed 4.5 times the gross minimum social wage for unskilled workers.

- Family grant: €301 per semester, when two or more children from the same household are enrolled in higher-education programmes.

Depending on their situation, students may combine several types of grants and a state-guaranteed student loan.

WHERE TO APPLY

Applications and supporting documents are generally submitted online via MyGuichet.lu. For eligibility rules, cross-border situations and updated amounts, check cae.public.lu and guichet.lu

EXPECTING

a baby

48

Preparing for a baby in a new country can feel overwhelming, especially when it comes to leave, childcare and administrative procedures. In Luxembourg, future parents benefit from several forms of support, from maternity and paternity leave to parental leave and childcare services. Because daycare places can be limited, many families begin organising paperwork and childcare well before the birth.

Two institutions are central to familyrelated benefits in Luxembourg: the National Health Fund (CNS), which handles maternity-related payments and medical certificates, and the Children’s Future Fund (CAE – Caisse pour l’avenir des enfants), which manages family benefits and parental leave allowances.

Maternity leave

In Luxembourg, maternity leave is available to pregnant employees, self-employed workers and apprentices who have been affiliated with Luxembourg social security for at least six months during the 12 months preceding the start of maternity leave.

Maternity leave begins eight weeks before the expected due date. A medical certificate indicating the expected delivery date must be sent to the CNS no later than the 12th week before the expected birth.

After the birth, postnatal maternity leave lasts 12 weeks and begins on the actual date of delivery. If the baby arrives earlier than expected, any unused prenatal days are transferred to the postnatal leave period.

During maternity leave, the employee receives a maternity allowance paid by the CNS rather than by the employer.

The allowance is based on the income subject to social-security contributions before the leave, up to a ceiling of five times the social minimum wage. After delivery, a copy of the newborn’s birth certificate must also be sent to the CNS.

Paternity leave

In Luxembourg, paternity leave lasts 10 days. Since 2023, these 10 days correspond to 80 divisible hours for an employee working 40 hours per week.

The leave may be taken all at once or split over the two months following the birth. In principle, the employer

must be informed at least two months before the planned leave dates.

If this notice period is not respected, the leave generally has to be taken immediately after the birth, unless another arrangement is agreed with the employer.

Parental leave

Once the child is born, both parents are entitled to parental leave. To qualify, parents must generally have been affiliated with Luxembourg social security for at least 12 continuous months, with interruptions not exceeding seven days. Employees must also work at least 10 hours per week and remain under contract for the full duration of leave.

The first parental leave must be taken immediately after maternity or adoption leave (or after the second postnatal period in the case of the other parent). If it is not taken at that time, the entitlement to this first parental leave is lost. The second parental leave may be taken at any point before the child’s sixth birthday, or before the twelfth birthday in the case of adoption.

Luxembourg offers several parental leave formulas depending on working hours and employer agreement.

For someone working 40 hours per week, or self-employed full-time, options include:

- four or six months full-time leave,

- eight or 12 months part-time leave,

- four separate one-month blocks spread over20 months,

- or one day per week over 20 months. Part-time and split formulas generally require employer approval. During parental leave, parents receive an allowance paid by the CAE, based on previous income and working hours and subject to statutory minimum and maximum amounts.

ENROLLING YOUR CHILD IN A NURSERY

Finding childcare is often one of the first practical concerns for new parents in Luxembourg. The country has more than 890 education and childcare facilities and mini-crèches, as well as 350 parental assistants, providing places for more than 71,000 children aged 0 to 12, according to the ministry of education, as of 31 December 2024.

Depending on the provider, childcare may be offered in Luxembourgish, French, German, English and other languages. Prices vary widely between public and private providers and according to the services offered, while places can be difficult to secure, especially for babies and very young children. Many families therefore begin contacting nurseries during pregnancy. Parents should check whether the structure is recognised under the chèque-service accueil (CSA) scheme, which helps reduce childcare costs. Availability, opening hours, languages and admission rules vary by provider, so it is worth contacting several nurseries early and asking about waiting lists.

A childcare directory is available at:

NEED A BABYSITTER?

Need occasional childcare, evening help or a last-minute solution? Platforms such as yoopies. lu, babysitting.lu, petitweb.lu and yoojo.lu connect families with babysitters and childcare providers across Luxembourg.

For sick children, the Krank Kanner Doheem service can provide at-home care, with rates depending on household income.

Education & Family

TOP PARKS AND playgrounds

Whether you are looking for animals, wide lawns, skate ramps or a playground that feels like an adventure story, Luxembourg offers plenty of family-friendly escapes.

BUTTERFLY GARDEN

PÉTRUSSE VALLEY PARKS

Below the capital’s fortifications, this green valley combines walking paths, lawns and playgrounds with mini-golf, fitness areas and a 3,400m² skatepark.

PARC MERVEILLEUX

Nearly 200 animal species, rides, miniature trains and playgrounds make this Bettembourg classic one of Luxembourg’s favourite family days out, especially with younger children.

In Grevenmacher, this 600m² tropical greenhouse lets children discover exotic butterflies flying freely among tropical plants, turtles and chameleons.

MERL PARK

Close to the city centre, Merl Park is made for easy family afternoons, with a large playground, duck pond, shaded lawns and café terrace.

PARC PESCATORE

Between the city centre and Limpertsberg, this elegant park offers mature trees, flowerbeds and views over the Alzette valley, close to the Pfaffenthal Panoramic Elevator.

THE PIRATE SHIP

Beached in the municipal park, this 30-metrelong, 13-metre-high wooden ship gives young pirates decks, bridges and lookout points to conquer in the heart of the city.

ROLLER COASTERS WORTH THE DRIVE

Walygator, France

Located near Metz, around 55 kilometres from Luxembourg City, Walygator is one of the easiest amusement parks to reach from the grand duchy. The park combines family attractions with larger roller coasters and remains a classic option for spontaneous weekend outings.

Walibi, Belgium

A favourite among thrill-seekers, Walibi is home to Kondaa, currently the fastest roller coaster in the Benelux, reaching speeds of up to 113km/h. The park mixes high-adrenaline rides with family-friendly attractions and water rides.

Phantasialand, Germany

Located in Brühl near Cologne, Phantasialand is known as much for its immersive scenery as for its roller coasters. Attractions such as Taron, Fly and Black Mamba have made it one of Europe’s most highly rated theme parks.

Europa-Park, Germany

With more than 100 attractions spread across themed European districts, Europa-Park is the largest theme park in Europe. From major roller coasters such as Silver Star to hotels, shows and family rides, the park easily fills an entire weekend.

WORK & FINANCE

INSIDE THEjob market

What does Luxembourg’s job market look like today? This overview presents the key statistics, sectors and employment trends that define the country’s labourlandscape.

THE 20 SHORTAGE OCCUPATIONS IN 2026

The 20 shortage occupations fall into five sectors: financial and legal services, healthcare and social work, IT, construction/industry/maintenance, and research and development.

CONSTRUCTION, INDUSTRY AND MAINTENANCE

−Roofing installation and restoration

Industrial qualitymanagement and engineering

Industrial and operational equipment

installation and maintenance

FINANCIAL AND LEGAL SERVICES

Credit and banking risk analysis

Banking client management

−Financial markets front office

Industrial mechanical maintenance

Vehicle body repair

HEALTHCARE AND SOCIAL WORK

RESEARCH AND DEVELOPMENT

Industrial R&D studies, management and engineering

General nursing care

Social work

Hygiene and patient comfort care

Early childhood education

Socio-educational intervention

IT systems administration

Technical expertise and support in information systems

IT studies and software development

MOST ATTRACTIVE EMPLOYERS

Luxair, Auchan and the CFL topped Moovijob.com’s 2025 ranking of the companies most viewed by job seekers.

LARGEST EMPLOYERS

Which organisations employ the most people in Luxembourg? This ranking highlights the country’s largest employers, offering a snapshot of the companies and institutions that drive the labour market.

A SNAPSHOT OF LUXEMBOURG’S LABOUR MARKET

As of early 2026, Luxembourg’s labour market comprised nearly 494,000 employees, of whom 47% were cross-border workers, while only one in four employees held Luxembourgish nationality.

129,000 commuters from France

52,000 commuters from Belgium

51,000 commuters from Germany

For residents, the traditional employment model -- full-time work, a permanent contract, and standard daytime working hours -- now applies to only a minority of workers. Nearly two-thirds (66%) are engaged in at least one form of atypical work, characterised by non-standard schedules, part-time employment, or weekend work.

What if the real disruption were human?

Artificial intelligence is transforming the insurance industry through automation, decision support, and process optimization… But behind this technological revolution lies a deeper question: what will be the value of human capital in the workplace of the future?

Versatility as a competitive advantage

To adapt to a constantly changing environment, Baloise is embracing a more agile organizational structure. The “flying team” exemplifies this philosophy: employees who can move between different assignments, teams, or areas of expertise without being confined to a fixed role.

“In an environment where repetitive tasks are increasingly

automated, human value lies in the ability to cross boundaries between functions and develop a more holistic view of the insurance industry,” explains Laurence Fransen, CHRO & Head of Customer and Employee Experience.

Integration within the Helvetia Group also opens new opportunities for mobility. Exploring other markets, corporate cultures, or ways of working becomes a large-scale

From left to right: Pierre Ylieff, Elenore Bertoncini, Jonathan Kalfa, Laurence Fransen and Jean-Marie Kuborn.

opportunity for professional development. For employees, being part of a European group of 22,000 people represents much more than just an organizational structure: it is a true platform for learning and cross-border projects.

AI as a catalyst for human value

At Baloise, AI is viewed as a tool for freeing up time for teams. “The goal is certainly not to replace humans, but to give them back time, energy, and presence. AI takes on the cognitive load; humans refocus on what machines will never do: listening, reassuring, and making informed decisions,” explain Pierre Ylieff, Head of Architecture, Digital Transformation & Innovation and Jonathan Kalfa, Head of Innovation.

Behind this approach lies a strong conviction: training in AI is not enough. We must also develop what will remain deeply human, interpersonal intelligence, critical thinking, creativity, and empathy.

A culture of continuous learning

This vision is put into practice through several internal initiatives. The “Live my life” or “Shadow for a day” program, for example, allows employees—including those in management—to experience the day-today work of other teams in order to better understand their realities and break down silos. “The goal isn’t to train people for a new role, but to step outside the confines of one’s own expertise, to better understand others and what the customer experiences,” explains Elénore Bertoncini, Head of Comms, Marketing and Customer Experience.

This culture of learning is also fostered through development days open to all employees, featuring workshops on technical skills,

“ The goal is certainly not to replace humans, but to give them back time, energy, and presence. AI takes on the cognitive load; humans refocus on what machines will never do: listening, reassuring, and making informed decisions.”
Pierre Ylieff, Head of Architecture, Digital Transformation & Innovation

artificial intelligence, leadership, communication, and personal development. The idea is to encourage curiosity, knowledge sharing, and continuous learning, far beyond the traditional scope of training. The Baloise Academy also supports tied agents’ professional development. “Training our agents is not merely a regulatory requirement. It is an investment in the quality of our customer relationships and in their ability to handle increasingly complex situations”, emphasizes Jean-Marie Kuborn, Head of Client Reception & Direct Accounts and Training Officer.

In line with this approach, training is no longer limited to a catalog of modules. It has become an experience of continuous development.

Values that are lived out

At Baloise, the values of Drive, Closeness, and Trust aren’t just theoretical concepts. They are reflected in concrete initiatives: engagement surveys, regular Pulse Checks, and Insights training programs available to all employees to help them develop self-awareness and improve the quality of their relationships. This consistency fundamentally changes the logic of employer brand-

ing: the employer promise does not precede the employee experience, it stems from it.

Reinventing human capital

In an increasingly automated sector, an employee’s value is no longer measured solely by their technical expertise. It is measured by their ability to learn, collaborate, exercise judgment, and thrive in the face of uncertainty. The real disruption lies in companies’ ability to make sustainable investments in people capable of adapting to everything that technology has not yet anticipated.

Work & Finance

ARE YOU LEAVING MONEY on the table?

You negotiated. You accepted. But did you leave money on the table? Here are thirty roles, with their gross annual salary ranges, to help you find your place on the market.

ANNUAL GROSS SALARY IN K€

JOB TITLE

ACCOUNTANCY & FINANCE

CFO

Financial Analyst

Management Controller

Auditor (Int. & Ex)

Treasury Officer

General Ledger Accountant

BANKING & FIN. SERVICES

Fund Administration Officer

Aml / Kyc Officer

Compliance Officer

Risk Manager

TAX & LEGAL

Legal Officer / Jurist

Tax Advisor

Corporate Officer

TECHNOLOGY

Software Developer

Business Analyst

It Project Manager

Security Engineer

Chief Information Officer

HUMAN RESOURCES

HR Generalist

HR Manager

People & Culture Manager

SALES & MARKETING

Sales Engineer

Account Manager (It)

SUPPLY CHAIN & PROCUREMENT

Purchasing Director

Demand Planner

CONSTRUCTION

Construction Manager

Cost Estimation Engineer

INDUSTRY & ENGINEERING

Industrial Automation Eng

Maintenance Technician

PA & OFFICE SUPPORT

Exec. Assistant (Multilingual)

Since June 1, 2026, Luxembourg's minimum wage has been set at €2,771.33 gross per month for unskilled workers and €3,325.59 for skilled workers. The country also operates an automatic wage indexation system: whenever cumulative inflation reaches 2.5%, salaries and pensions are adjusted upwards to help preserve purchasing power.

Rappel ! Tenez votre dossier RCS et RBE à jour. Pour éviter des sanctions.

VOUS ÊTES RESPONSABLE D’UNE ENTREPRISE

OU D’UNE ASSOCIATION ?

Votre dossier RCS et RBE est-il à jour ?

Agissez avant l’application de sanctions administratives.

Toute entreprise ou association doit s’assurer que ses informations soient adéquates, exactes et actuelles.

Vérifiez dès maintenant la conformité de votre dossier RCS et RBE.

HOW TO LAND A JOB with the Luxembourg state

Competitive salaries, job security, structured career paths and growing opportunities for international talent make Luxembourg’s public sector an increasingly attractive employer. Here are five things to know before applying for a job with the state or a municipality.

1

A more open public sector

For the past two decades, Luxembourg’s public sector has also been open to candidates who do not hold Luxembourgish nationality. Today, foreign nationals account for approximately 9% of the country’s public workforce.

3

Four career categories

2

Why consider public service?

Working for the Luxembourg state offers job security, competitive salaries, attractive pension schemes and strong work-life balance. Employees also benefit from structured career progression, extensive training opportunities and flexible working arrangements, making the public sector an appealing employer in an increasingly competitive labour market.

Luxembourg’s public service offers career opportunities for candidates with a wide range of qualifications. Jobs are organized into four categories (A, B, C and D), each linked to specific educational requirements, salary scales and career paths. Category A covers graduate and management roles, while categories B, C and D include technical, administrative, operational and vocational professions.

Tips

Don’t overlook the municipal sector. Luxembourg’s 100 municipalities recruit regularly for administrative, technical and operational positions. Salaries and benefits are like those offered by the state, and opportunities are available for foreign candidates, particularly those with good spoken Luxembourgish skills.

4

The most international sectors

The presence of foreign employees varies significantly across public institutions. Research, higher education and healthcare are by far the most internationalised sectors largely because language requirements are more flexible. By contrast, sovereign functions remain largely closed to non-Luxembourgish nationals. The judiciary, the armed forces and the police are reserved for Luxembourg citizens.

5

How to apply

Interested candidates can apply through the government’s recruitment platform, GovJobs, which centralises vacancies across ministries and public administrations. Depending on the position, applicants may need to hold the nationality of an EU member state, demonstrate proficiency in Luxembourgish, French and German, and pass a competitive examination for civil servant roles.

RESOURCES AND STRATEGIES for finding a job

Looking for a job? These platforms, recruiters and events can help you access opportunities across Luxembourg.

1 Adem

Adem's JobBoard gives access to thousands of vacancies across all sectors, while the Work in Luxembourg portal helps international professionals explore relocation information and opportunities in shortage occupations. Adem also offers recruitment events, career guidance and practical support for jobseekers.

2

Job boards

Jobs.lu, Moovijob and All eyes on me are among Luxembourg's leading job platforms, with thousands of vacancies across sectors. LinkedIn is widely used by recruiters and employers, while Indeed Luxembourg helps broaden your search by gathering vacancies from multiple sources.

3

For finance expert

eFinancialCareers specialises in finance and financial services jobs, with vacancies in banking, investment funds, insurance and fintech. Alongside job listings, the platform offers career advice, market insights and interview tips tailored to finance professionals.

4 Technology specialists

ICTjob.lu focuses exclusively on IT and digital careers, offering job opportunities in software development, cybersecurity, cloud, data and infrastructure. It is a useful platform for both experienced professionals and newcomers looking to connect with employers actively recruiting in the technology sector.

5 Recruitment agencies

Many employers fill vacancies through recruitment agencies before advertising them publicly. Registering with firms such as Michael Page, Hays, Morgan Philips or Harry Hope can significantly increase your chances. Keep your CV up to date and stay in regular contact with recruiters.

MEET EMPLOYERS FACE TO FACE

Job fairs remain one of the fastest ways to build your network and discover opportunities in Luxembourg. Instead of submitting applications online, you can speak directly with recruiters, learn more about company culture and sometimes even secure an interview on the spot. The country's best-known events include Moovijob Day Luxembourg, one of the largest recruitment fairs, bringing together hundreds of employers from sectors such as finance, IT, industry, healthcare and retail. Prepare a concise introduction, bring several copies of your CV and connect with recruiters on LinkedIn after the event to maximise your chances.

NETWORKING

like a pro

Build your network, grow your opportunities. From business clubs to startup hubs, these five organisations offer some of Luxembourg’s best opportunities to meet decision-makers, entrepreneurs and industry leaders.

MAKE YOURSELF EMPLOYABLE

According to a study by the Luxembourg Institute of Socio-Economic Research (Liser), based on 75 million job advertisements across four European countries, artificial intelligence is changing the skills employers seek rather than reducing hiring opportunities.

1 Paperjam Business club

Luxembourg’s largest business network, the Paperjam Club brings together 1,800 member companies and 25,000 professionals. With over 160 events a year (from 10x6 conferences to CEO cocktails and executive dinners) it is a key gateway to the country’s decision-makers.

2

Luxembourg House of Financial Technology (Lhoft)

At the heart of Luxembourg’s fintech ecosystem, the Lhoft connects startups, financial institutions, investors and regulators. Supporting over 200 fintech firms and hosting dozens of events annually, it is a leading hub for innovation and networking in financial services.

3 Chamber of Commerce

Representing more than 100,000 businesses that generate 80% of Luxembourg’s GDP, the Chamber of Commerce is a cornerstone of the country’s business ecosystem. Through conferences, trade missions, workshops and B2B events, it connects entrepreneurs, SMEs, corporates and policymakers year-round.

4 House of Startup

Home to Luxembourg’s startup ecosystem, the House of Startups brings together entrepreneurs, investors and innovation experts. Through pitch competitions, workshops and networking events, it has become a key hub for founders looking to connect, raise funds and scale their ventures.

5 American Chamber of Commerce (Amcham)

One of Luxembourg’s most active international business networks, AMCHAM connects executives, entrepreneurs, HR, legal and tax professionals. Its programme of conferences, executive lunches and networking receptions provides direct access to the country’s international business community.

Demand is rising rapidly for skills related to AI, data and predictive analysis, particularly in sectors such as finance, ICT and business services. Yet companies are not only looking for technical experts. The study shows growing demand for professionals who can combine digital skills with judgement, problem-solving, decisionmaking and leadership.

For newcomers to Luxembourg, language skills, adaptability and the ability to work in multicultural environments remain strong advantages. The key takeaway? Employers increasingly value candidates who can learn, evolve and integrate new technologies into their daily work, regardless of their profession.

Tips

Tailor every application. Recruiters often spend less than a minute reviewing a CV. Adapt yours to each role by highlighting the skills, expe rience and keywords that appear in the job description. A tar geted CV is far more effective than a generic one.

Work & Finance

BEFORE YOU FILE your taxes

Exempt or not? Joint or individual? Taxed now or years later? Luxembourg's tax return hides more questions than it looks. Here's where to start.

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Unlike most of its neighbours, Luxembourg gives taxpayers until 31 December to file their annual income tax return. Generous as that deadline is, it is no excuse to put off gathering the necessary documents. In some cases, filing isn't even mandatory. Single residents employed by one employer who earn less than €100,000 in taxable income a year are generally exempt. Even so, filing voluntarily can pay off: deductions for insurance premiums, mortgage interest, pension savings plans and other eligible expenses can reduce the final tax bill. Step outside this relatively narrow framework, and filing usually becomes mandatory. The most common triggers are having more than one employer, receiving additional sources of income, or earning over €100,000 a year. For many expatriates, it is safest to assume a

return will be required. Married couples are generally taxed jointly under tax class 2, which makes filing a return almost unavoidable. Couples can opt for individual taxation instead, but this is usually a matter of personal financial organisation rather than a significant tax advantage. At the same time, deductible expenses tend to rise with household size -- all the more reason to keep supporting documents on hand throughout the year. For now, joint taxation under tax class 2 remains in place. The government, however, is preparing a major reform expected to take effect in 2028, which would gradually introduce a single tax class and a broader individualisation of income tax. Couples already married would benefit from a lengthy transitional period allowing them to keep the current regime.

Two areas deserve particular attention: rental income and capital gains from property sales. Unlike employment income, these are not generally subject to withholding tax, so the amount due is calculated retrospectively by the tax authorities -- sometimes resulting in substantial payments several years after the income was earned. Setting money aside in advance can spare taxpayers an unpleasant surprise.

Finally, don't overlook the tax assessment notice issued by the Luxembourg tax authorities. It is legally binding, and taxpayers have only three months to challenge it. Once that window closes, even an obvious mistake can be difficult to correct. When in doubt, seek professional advice. A small oversight can quickly turn into an expensive one.

Work & Finance

HOW TO READyour payslip

Your first payslip in Luxembourg can seem confusing, but it reveals much more than your monthly salary. Here's how to decode every line, understand the deductions and know exactly what ends up in your bank account.

In Luxembourg, employers are legally required to provide employees with a clear and complete payslip every month. It must detail the gross salary, social security contributions, the applicable tax class and the net amount paid. Salaries are usually paid on a fixed date -- often at the end of the month -- although your employment contract may state otherwise. Delayed or irregular payments may expose employers to legal sanctions. Employers must also ensure the confidentiality of payroll data, including in digital formats.

1

Social security number

Your 13-digit identification number, assigned by the National Insurance Centre (Centre commun de la sécurité sociale, or CCSS) after your employer’s first declaration, appears on your payslip. It begins with your date of birth and is used to identify you for healthcare, pensions and other social services.

2

Bank account number

Note: it’s recommended to keep your payslips for at least five years, as they may be needed for tax declarations, loan applications or employment verification.

This is the account your salary is paid into each month. It may be based in Luxembourg or another EU country, as long as it accepts Sepa transfers.

3

Indexation indicator

1 2

This reflects Luxembourg’s automatic salary indexation system. When the national consumer price index reaches a certain threshold, salaries are adjusted automatically. Alongside Belgium, Luxembourg is one of the few European countries with nationwide automatic wage indexation.

4

5

6

7

Monthly pay breakdown

Your base salary is calculated here-for example, 173 hours at a gross hourly rate of €X, amounting to €X. The “meal vouchers” (tickets repas) line shows the employee’s contribution towards lunch vouchers, which are deducted from the gross salary.

Gross salary

This is the total agreed salary before any deductions. It includes your base salary, any bonuses, overtime and benefits in kind. Social security contributions and income tax are calculated based on this amount.

Social security deductions

Your payslip lists several mandatory contributions:

- Health insurance (care coverage): 2.80%

- Health insurance (cash benefits): 0.25%

- Pension fund: 8,5%

- Long-term care insurance: 1.40%

These are deducted from your gross salary and help finance medical costs, sick pay, pensions and care for those with loss of autonomy.

Net salary

This is the amount actually paid into your bank account--your gross salary minus all deductions (social contributions and income tax). It’s what you take home each month.

YOUR SALARY ISN'T THE WHOLE STORY

Many employees in Luxembourg receive meal vouchers as an extra benefit from their employer. You receive one voucher for each day worked, averaging 18 vouchers per month, although some employers provide 20 to 22 vouchers depending on the month's working calendar. In 2026, a voucher can be worth up to €15, including an employer contribution of up to €12.20. Meal vouchers are loaded onto a prepaid card and accepted in restaurants, cafés, bakeries, supermarkets and some food delivery services. You may use up to five vouchers per day. They are reserved for food purchases only and cannot be exchanged for cash or used to buy alcohol or non-food items

Beyond meal vouchers, many employers offer additional perks such as a 13th-month salary, an annual performance bonus, a company car, supplementary pension contributions, private health insurance, flexible working hours, remote work, and training budgets. The exact package varies by employer, sector and position, so these benefits are often worth discussing during salary negotiations.

Work & Finance

WHAT TO KNOW ABOUT special leave

Whether you’re getting married, welcoming a child, moving home or dealing with a family bereavement, Luxembourg law grants employees special leave for a range of important life events. Here’s what you need to know about your entitlements and how they work.

Tips

Special leave follows specific rules. If the event occurs while you are on sick leave, you lose your entitlement to special leave. If it happens during annual leave, your holiday is interrupted and resumes afterwards. When the event falls on a Sunday, public holiday or compensatory day off, the leave is postponed to the next working day. For example, if you move on a Monday and Tuesday is a public holiday, your second day of special leave is carried over to Wednesday.

(Pacs)

Moving (leave granted once per three-year period of employment with the same employer)

Birth of a child (for the father or the person recognised as the 2nd parent – regardless of the number of children)

Adoption of a child under the age of 16 (unless the employee is entitled to adoption leave, which may be taken from the day on which the child actually starts living in the employee’s household or from the date on which the adoption takes effect)

Death of an employee’s or their spouse’s/partner’s first-degree relative (parents, parents-in-law, children, children-in-law)

Death of an employee’s or their spouse’s/partner’s second-degree relative (grandparents, grandchildren, brothers and sisters, brothers-in-law and sisters-in-law) 1 day

Urgent family reasons, such as illness or accident, which make the employee’s immediate presence indispensable (leave granted once per 12-month period of employment with the same employer) 1 day

Personal care or assistance provided for medical reasons to a family member or a person living in the same household as the employee (leave granted once per 12-month period of employment with the same employer)

STARTING a Business

Starting a business in Luxembourg? Here are the key steps to turn your idea into reality.

1 Build a solid business plan

A solid business plan will help guide your decisions and improve your chances of securing funding. The House of Entrepreneurship offers personalised support throughout the process, while organisations such as Luxinnovation, the Chamber of Skilled Trades and Crafts, the Chamber of Commerce, the Start-up Luxembourg platform and the House of Startups can provide tailored advice based on your project and sector of activity.

2 Secure financing

Assess your funding needs and explore the financing options that best suit your project, whether through bank loans, public support, investors or crowdfunding. If your business operates in a critical sector, any foreign investment must be declared to the Ministry of the Economy.

3 Check if you need a business permit

Many commercial, craft and liberal professions require a business permit from the Ministry of the Economy. Verify the requirements before launching your activity.

4 Background check

Applicants for a business permit must demonstrate professional integrity. As part of the process, you may need to provide an extract from your criminal record, which can be requested free of charge online or in person.

5 Register as self-employed

If you are planning to work as a self-employed person, you must register with the Joint Social Security Centre as soon as you receive your business permit. This registration is essential to benefit from social security cover as a self-employed worker (health insurance, pension, etc.).

6 Register with the tax authorities

Register your business with the Luxembourg tax authorities to obtain a tax identification number. If your activity is subject to VAT, you must also apply for a VAT number. Small businesses may qualify for a VAT exemption under certain conditions.

7 Register your business

Your business must be registered with the Trade and Companies Register (Registre de commerce et des sociétés - RCS). Registration is mandatory, whether you operate as a natural person (sole proprietor) or as a legal person (company).

KEEP LEARNING

Whether you’re changing careers, developing new skills or launching a business, Luxembourg offers excellent lifelong learning opportunities. The Luxembourg Lifelong Learning Centre (LLLC) is one of the country’s leading training providers, offering hundreds of courses across a wide range of professional fields. The House of Training is recognised for its high-quality programmes developed with businesses to meet labour market needs. The House of Entrepreneurship combines expert guidance with practical workshops for current and future entrepreneurs. The University of Luxembourg offers continuing education and executive programmes taught by academic and industry experts. For digital skills, the Digital Learning Hub has become Luxembourg’s reference centre, providing hands-on training in coding, AI, cybersecurity, cloud computing and data.

Work & Finance

UNDERSTANDING your Pension

How does retirement work in Luxembourg?

Here's what every newcomer should know about pensions, eligibility and recent reforms.

Luxembourg operates a pay-as-yougo pension system based on intergenerational solidarity: today's workers finance today's retirees, with the expectation that future generations will do the same for them. Every employee is automatically affiliated with the social security system through the CCSS and contributes 8.5% of their gross salary to the National Pension Insurance Fund (CNAP). Employers and the state each match this contribution, bringing total pension financing to 25.5% of gross salary.

The standard retirement age is 65, provided you have contributed for at least 10 years. Depending on your insurance record, early retirement may be possible from the age of 57 or 60. Pension benefits are calculated according to your contribution history

CONDITIONS FOR GRANTING THE EARLY OLD-AGE PENSION

and earnings. Completing a full career of 40 years guarantees the minimum full pension, which has been set at €2,436.04 per month since 1 June 2026.

As life expectancy rises and the population ages, Luxembourg has started adapting its pension system to ensure its long-term sustainability. Under the 2026 pension reform, the conditions for early retirement at 60 became stricter from 1 July 2026. While 40 years of contributions previously qualified automatically, additional months of insurance are now gradually required depending on when those 40 years are completed, encouraging people to remain in employment for longer.

For this reason, many residents choose to build additional retirement savings alongside the state pension. Employers may offer an occupational pension scheme (the second pillar), which can be funded by both employer and employee contributions. Individuals can also take out a private pension plan (the third pillar) through a bank or insurance company. Since the 2026 reform, the annual tax deduction for private pension contributions has increased from €3,200 to €4,500 per person (€9,000 for jointly taxed couples), provided the contract is maintained for at least 10 years, making long-term retirement savings even more attractive.

LEISURE TIME

THE GRAND DUCHY’S GEMS 10 must-see

Small in size but rich in discoveries, Luxembourg blends history, nature and culture at every turn. Here are ten places that capture the essence of the country.

1

VIANDEN CASTLE

Vianden Castle, one of Luxembourg’s most iconic landmarks, dominates the Our Valley from its hilltop perch. Built between the 11th and 14th centuries, it served as the seat of the Counts of Vianden before falling into decline and being extensively restored in the 20th century.

CASEMATES

3

THE FAMILY OF MAN

Housed in Clervaux Castle, The Family of Man is the world-famous photography exhibition curated by Edward Steichen in 1955. Featuring more than 500 images from around the globe, it celebrates the shared experiences that connect humanity across cultures and generations.

Hidden beneath the city, the Bock and Pétrusse casemates form an extraordinary underground network stretching for kilometres. Originally designed for defence, these tunnels played a key role in Luxembourg’s military history and remain one of the capital’s most fascinating landmarks. 2

4

CHEMIN DE LA CORNICHE

Nicknamed “Europe’s most beautiful balcony”, the Chemin de la Corniche follows the historic ramparts overlooking the Alzette Valley. This scenic promenade offers sweeping views of Luxembourg’s UNESCO-listed old town, its fortified walls and picturesque lower quarters.

GEMS:spots!

MULLERTHAL TRAIL

Winding through eastern Luxembourg, the Mullerthal Trail showcases a landscape shaped by sandstone cliffs, narrow rock passages and dense woodlands. Spread across three well-marked loops, it offers hikers an immersive journey through some of the country’s most spectacular natural scenery.  5

BELVAL BLAST FURNACES

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GRUND

Nestled in the heart of Luxembourg City, the Grund charms visitors with its cobbled streets, historic houses and riverside setting. Home to the ancient Neumünster Abbey and surrounded by dramatic cliffs and fortifications, it offers one of the capital’s most picturesque walks. 7

Once the heart of Luxembourg’s steel industry, Belval has been transformed into a vibrant district where heritage meets innovation. Visitors can explore the restored blast furnaces, climb to panoramic viewpoints and discover how the country’s industrial past shaped its modern identity.

TRAIN 1900

Step aboard a beautifully preserved steam train and travel along the former mining railway linking Pétange and Fond-de-Gras. Running on a line originally opened in 1874 to transport iron ore, the Train 1900 offers a nostalgic journey through Luxembourg’s industrial heritage and the landscapes of the Minett region. 8

CITY CENTER

Stroll through Luxembourg City’s historic centre, where cobbled streets lead to landmarks such as the Grand Ducal Palace, charming squares and centuries of history. 9

REMICH & THE MOSELLE ROUTE

Stretching along Luxembourg’s southeastern border, the Moselle Route winds through vineyards, charming riverside villages and scenic landscapes. At its heart, Remich attracts visitors with its lively promenade, boat cruises and reputation as one of the country’s wine capitals.

Leisure time

EXPLORING LUXEMBOURG’Sthrough its iconic

Luxembourg’s museums go far beyond their collections, combining striking architecture, ambitious exhibitions and fresh perspectives on art, history and society.

CASINO LUXEMBOURG – FORUM D’ART CONTEMPORAIN

More laboratory than museum, Casino Luxembourg explores the latest developments in contemporary art through exhibitions, residencies and experimental projects. A place for reflection, dialogue and artistic discovery.

NATIONALMUSÉE UM FËSCHMAART

Located in Luxembourg City’s old town, the Nationalmusée um Fëschmaart explores the country’s history through archaeology, art and cultural heritage, from prehistoric artefacts to contemporary works.

MUDAM

Designed by renowned architect I. M. Pei, Mudam is as much a destination for its striking architecture as for its contemporary art collection. Set atop the former fortress walls, it has become one of Luxembourg’s cultural icons.

NATUR MUSÉE

Located in the picturesque Grund district, the Natur Musée explores the natural world through collections on geology, biodiversity and evolution, highlighting Luxembourg’s landscapes, wildlife and ecosystems.

HERITAGEiconic museums. museums 67

VILLA VAUBAN

Housed in a 19th-century villa surrounded by gardens, Villa Vauban showcases European paintings from the 17th to the 19th centuries, with a particular focus on Dutch Golden Age masters, French landscapes and Luxembourgish art.

MUSÉE DRÄI EECHELEN

Set within the restored Fort Thüngen, the Musée Dräi Eechelen retraces Luxembourg’s military and territorial history. Its exhibitions explore the fortress, national identity and the country’s strategic role in Europe.

EUROPEAN MUSEUM SCHENGEN

Located in the village where the Schengen Agreement was signed in 1985, the museum retraces the history of open borders in Europe. Through documents, multimedia displays and personal stories, it explores freedom of movement and European integration.

NATIONAL MUSEUM OF RESISTANCE AND HUMAN RIGHTS

Located in Esch-sur-Alzette, the museum examines the Nazi occupation, resistance movements and human rights through historical artefacts, testimonies, photographs and contemporary exhibitions.

KONSCHTHAL ESCH

A relative newcomer on Luxembourg’s art scene, Konschthal Esch has quickly established itself as a major contemporary art venue. Located in the country’s south, it combines ambitious exhibitions with a dynamic programme that attracts artists and audiences alike.

LËTZEBUERG CITY MUSEUM

Through immersive displays, historical objects and temporary exhibitions, the Lëtzebuerg City Museum traces the evolution of Luxembourg City, exploring its architecture, daily life and social history from past to present.

Leisure time

PROST! Discover Luxembourg’s beers

Beer has been brewed in Luxembourg for centuries, with records dating back to the Middle Ages. What began as a local craft gradually evolved into a thriving industry.

BREWING HERITAGE

Beer lovers can dive deeper into the country’s brewing heritage at two dedicated museums: the Musée d’Histoire de la Brasserie in Diekirch and the Musée National d’Art Brassicole in Wiltz, both celebrating centuries of local beermaking traditions.

SIZE MATTERS

Order a beer in Luxembourg and you’ll usually get a Mini (33cl), the local standard. Other traditional sizes include the Flûte (33cl), Klensch (50cl) and the iconic Humpen, a 50cl stoneware mug.

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LUXEMBOURG’S MAIN BREWERIES

While dozens of craft brewers now contribute to Luxembourg’s vibrant beer scene, a handful of historic breweries continue to dominate the market. Brasserie Nationale, producer of Bofferding and Battin, remains the country’s largest brewer. Other key players include Brasserie de Luxembourg (Diekirch and Mousel), the family-owned Brasserie Simon, Clausel Brewery in Clausen and Twisted Cat in Dudelange, one of the best-known names in the craft beer movement.

Conservation is a profession in its own right

Since 1982, the Fondation Hëllef r d’Natur, renowned public-interest organisation, which operates under the patronage of the Grand Duke, protects, restores and preserves more than 2,000 hectares of natural habitat in Luxembourg.

Acquire and restore: the two pillars of effective conservation

Land acquisition is a cornerstone of the Foundation’s strategy by rst identifying parcels of land with the greatest potential for conservation. Once land has been acquired, the Foundation carries out ecological restoration work tailored to each site. This may involve opening up habitats by managing shrubs, establishing or rehabilitating wetlands, and planting hedgerows and woodland areas with native species. Over the past 5 years alone, more than 100,000 trees have been planted to replace spruce stands.

This e ort is producing tangible results for biodiversity. Several iconic species, notably the beaver, black stork, wildcat, and eagle owl, have returned to areas managed by the Foundation.

Sustainable partnership

The Foundation also runs a range of projects. At the Kalborn Mill, a freshwater mussel breeding station, two critically endangered species are bred before being reintroduced to their natural habitat. In Schwebsange, an ecological plant cultivation centre propagates local ora, and its orchard nursery of over 12,000 fruit trees safeguards 400 traditional and native varieties. The Schlammwiss in Übersyren, the largest reedbed in the country, provides a haven for hundreds of thousands of migratory birds and welcomes 2,000 visitors each year.

To increase its impact, the Foundation actively seeks partnerships and sponsorships. It invites organisations to sponsor reserves, contribute to restoration projects and take part in team-building activities. Backed by the Ministry and European funding programmes, these commitments o er partners measurable visibility and a meaningful expression of their corporate social responsibility.

1. Kalborn Mill in the Our Valley
2. Water buffalo in the Syr Valley (Mensder Brill)

Leisure time

MADE IN Lëtzebuerg

Luxembourg cuisine is the real deal. Born from a peasant past, it’s honest, generous and unfussy -- dishes made to fuel a hard day’s work, now cherished as timeless classics.

BEIM ZEUTZIUS

An institution in the Cents neighbourhood, Beim Zeutzius has been keeping Luxembourgish culinary tradition alive for years. Come for the generously portioned cordon-bleu, stay for the Kniddelen and the Feierstengszalot.

71, rue de Trèves, Luxembourg (Cents)

Tel. +352 26 43 00 31

D’GËLLE KLACK

Right in the heart of the old town, D’Gëlle Klack (“the Golden Bell”) rings like a love letter to tradition. The decor is delightfully old-fashioned and the charming tableware is part of the whole experience. Order the Wäinzoossiss with mustard sauce (a true national classic) and don’t skip the vol-au-vent.

1, rue Sigefroi, Luxembourg (city centre)

Tel. +352 26 86 76 32

JUEGDSCHLASS

UM DIERFGEN

Its name means “little village” in Luxembourgish, and the spirit is just that -warm, unpretentious and somehow just like home. This is the place to bring friends visiting for the first time who want to know what local food is really about.

6, côte d’Eich, Luxembourg (city centre)

Tel. +352 22 61 41

Tucked away in the forest just outside the city, Juegdschlass has the feel of a hidden château. Highlights include the jambon, Fritten an Zalot and a very fine vol-au-vent.

400, rue des Sept Arpents, Luxembourg (Beggen)

Tel. +352 33 71 37

BRASSERIE DES NATIONS

On the corner of the chic rue Philippe II and rue Notre-Dame, the Brasserie des Nations has just changed hands. At lunch, civil servants, regulars and old friends converge over homemade dishes like stuffed cabbage, pickled red cabbage and a cordon-bleu.

42, rue Philippe II, Luxembourg (city centre)

Tel. +352 47 36 45

Leisure time

OUTDOOR dining spots

BISTRO DES CAPUCINS

Tucked away in the iconic Cour des Capucins, this trendy punk-inspired brasserie serves seasonal dishes, natural wines and a fresh take on classic French dining.

Passage Marc Olinger, Luxembourg (centre)

LA CRISTALLERIE

Perched above Place d’Armes, La Cristallerie’s rooftop terrace combines elegant dining, city-centre views and the refined cuisine of chef Milan Brée.

18, place d’Armes, Luxembourg (centre)

5 ICONIC Luxembourg Bars

1

Trianon

A fixture of Luxembourg’s social scene for decades, the Trianon blends old-world hotel charm with polished cocktails and refined bites inspired by Luxembourg and Asia.

29, boulevard Franklin Delano Roosevelt, Luxembourg (centre)

2

Vis-à-Vis

Part wine bar, part neighbourhood hangout, Vis-à-Vis attracts a loyal crowd with its relaxed atmosphere, carefully curated drinks and lively city-centre terrace.

2, rue Beaumont, Luxembourg (centre)

3 Interview

A favourite among journalists, artists and regulars, Interview remains one of the capital’s most authentic bars, where conversations flow as easily as the drinks.

21, rue Aldringen, Luxembourg (centre)

4

Café des Artistes

Nestled in the Grund, this long-standing institution draws a mixed crowd with its timeless charm, generous terrace and vibrant atmosphere from day to night.

22, montée du Grund, Luxembourg (centre)

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Restaurants

BRASSERIE MANSFELD

Nestled along the Alzette in Clausen, Brasserie Mansfeld offers a relaxed terrace, classic brasserie favourites and a warm, convivial atmosphere.

3, rue de la Tour Jacob, Luxembourg (Clausen)

5

Café des Tramways

A Limpertsberg landmark since 1928, Café des Tramways is a classic Luxembourg bistro where locals gather over drinks, simple dishes and familiar faces.

79, avenue Pasteur, Luxembourg (Limpertsberg)

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RAWDISH

From colourful bowls to coldpressed juices, Rawdish focuses on fresh, nutrient-rich food, proving that healthy eating can be both satisfying and stylish.

2a, place de Paris, Luxembourg (gare)

TOPcoffee spots

Over the past few years, specialty coffee has transformed Luxembourg’s café scene. Focused on traceability, lighter roasting and precise brewing, it puts the bean itself centre stage.

In Luxembourg City, Aupa, Florence, Vitalenta, Bloom, Curious Buds and Feierboun have become go-to addresses for specialty coffee, each with its own

NIRVANA CAFÉ

This cosy vegetarian café pairs homemade dishes with a laidback atmosphere, making it a favourite for relaxed lunches and coffee breaks in the city.

1, avenue de la Gare, Luxembourg (gare)

MESA VERDE

Led by the charismatic Lucien, the face of the restaurant for many regulars, Mesa Verde has championed vegetarian cuisine in Luxembourg for decades with creativity and conviction.

11, rue du St Esprit, Luxembourg (centre)

identity, from minimalist espresso bars to cosy cafés serving carefully sourced beans and homemade treats.

Beyond the capital, Jolt in Belval, Colette in Vianden and Hugo Brunch in Bridel are helping spread specialty coffee culture across the country, pairing quality brews with relaxed settings and strong food offerings.

Leisure time

THE STARS of Luxembourg Gastronomy

MA LANGUE SOURIT**

At his two-Michelin-starred restaurant, chef Cyril Molard reinterprets French gastronomy through a contemporary lens, with vegetables playing an increasingly central role in his cuisine.

1, route de Remich, Oetrange Contern

FIELDS BY RENÉ MATHIEU*

Chef René Mathieu has made Fields an international benchmark for vegetableled gastronomy, building entire menus around plants, wild herbs, fermentation and foraging.

6, rue de Trèves, Sandweiler

Other Michelin-starred restaurants include: Archibald De Prince, Apdikt, La Villa de Camille et Julien, Fani, Guillou Campagne, Mosconi and Ryôdô.

LOUIS LINSTER**

Formerly known as Léa Linster, the Michelin-starred restaurant now bears the name of chef Louis Linster, whose cuisine blends French gastronomy with Asian influences.

17, route de Luxembourg, Frisange

LE LYS*

Drawing on years spent in Asia, chef Kim de Dood combines French techniques with Asian influences, creating elegant dishes that earned Le Lys a Michelin star within its first year.

1, avenue Marie-Thérèse, Luxembourg (centre)

GRÜNEWALD CHEF’S TABLE*

At this intimate counter, chef Clovis Degrave offers a product-driven cuisine centred on luxury ingredients, technical mastery and the direct interaction between chef and guests.

2 Rue des Hauts-Fourneaux, 1719 Dommeldange

Leisure time

GET LUXEMBOURG in your feed

A curated selection of social media accounts to help expats navigate life in Luxembourg, from daily tips and culture to business, food and integration insights.

@notclaireinluxembourg

A witty take on life in Luxembourg. From work and housing to culture and daily quirks, the account captures what amuses -- and sometimes frustrates -- expats and internationals living here.

@visit_luxembourg

This is the official account of Luxembourg for Tourism. It features ideas for days out, practical information and photos that will make you see Luxembourg differently.

@christosfloros

A Luxembourgish architect, entrepreneur and politician of Greek origin, Christos Floros shares insights on Europe, democracy and integration. He is also the founder of Monnett, a European alternative to major social platforms.

@lesaventuresdumercredi

For those with children, this is an account not to miss: tested and told activity ideas to keep little ones busy. Useful, gentle and practical -- like a living address book.

@anneskitchen

One of Luxembourg’s must-follow food creators. Also a TV chef for RTL and cookbook author, she shares recipes while showcasing local produce and culinary heritage.

Antony Martini

Looking to understand who matters in Luxembourg? Antony Martini, Head of Education at the LHoFT, offers sharp insights into fintech, from talent and trends to data and rankings.

Mike McQuaide

An “enthusiastic expat” who arrived in 2013 and became a citizen in 2018. Now an author, he offers a personal, non-institutional take on integration --- a genuine cultural bridge.

@vianee.bastalingum

Expatriation, female empowerment, entrepreneurship… @vianee.bastalingum brings all of this together. On her account, the young woman from Mauritius shares her daily life, celebrates her successes and presents her projects.

THE BEST thrift spots

Looking for a unique piece, a designer find or a more mindful way to shop? Luxembourg’s growing second-hand scene offers plenty of ways to give pre-loved pieces a new story.

ICONISSIMA

Taking over from Royal Second Hand, Iconissima brings a fresh identity to the Boulevard Royal boutique. The store offers a curated selection of second-hand fashion, designer pieces and unique finds, with a focus on timeless style.

13 Boulevard Royal, Ville-Haute

LENA SECOND HAND SHOP

A well-known name among luxury lovers, Lena Second Hand Shop is the place to go for carefully selected designer finds, from handbags and shoes to watches, jewellery and elegant wardrobe staples.

17 Avenue de la Faïencerie, Limpertsberg

TROUVAILLES

As Luxembourg’s biggest second-hand shop, Trouvailles is a must for anyone who loves a good rummage. Its 300 m² space near the central station is filled with clothing, shoes and accessories for the whole family, from babies and children to women and men.

60 Rue du Fort Neipperg, Gare

More than just a shop, Lët’z Refashion is a circular-fashion hub in the city centre, bringing together second-hand clothes, upcycled creations, sustainable alternatives and textile-focused events.

8-10 Rue Genistre, Ville-Haute

FOMEAUX

For a contemporary take on vintage, Fomeaux brings streetwear, sportswear and statement pieces into the mix. With its sharper, urban feel, it is a good stop for archive jackets, retro jerseys and carefully selected labels.

18 Rue Philippe II, Ville-Haute

PARDONMYCLOSET

With its “sort, deposit, sell” concept, Pardonmycloset makes women’s second-hand fashion feel simple and contemporary, with clothing, shoes and accessories arriving regularly in store.

19 Avenue Monterey, Ville-Haute

VINTAGE MO(O)D

Run by the Luxembourg Red Cross, Vintage Mo(o)d combines second-hand shopping with a social mission, offering clothing, accessories and household items while supporting solidarity projects. Livange and Niederanven

STYLE NOTE

From winter coats to workwear, secondhand shops can help newcomers build a wardrobe for Luxembourg’s changing seasons, one unique find at a time.

Leisure time

WHERE to unwind?

Whether you are looking for a few hours of relaxation or a full wellness getaway, these spas rank among the region’s most popular destinations.

LES THERMES STRASSEN

Just minutes from Luxembourg City, Les Thermes is the go-to option for a quick wellness break. With pools, saunas and fitness facilities, it is ideal for unwinding without leaving town. Rue des Thermes, Strassen

CHÂTEAU D’URSPELT

Nestled in the Ardennes, Château d’Urspelt focuses on relaxation through Nuxe treatments, massages and a tranquil spa environment, making it a popular destination for wellness-focused getaways. Am Schlass, Urspelt Clerf

DOMAINE DE LA KLAUSS

Just across the French border, Domaine de la Klauss offers a luxurious wellness escape. Pair its elegant spa with a stay at the hotel and dinner at the Michelin-starred Le K for the ultimate cocooning weekend.

2 , impasse du Klaussberg, Montenach (France)

MONDORF DOMAINE THERMAL

A Luxembourg classic, Mondorf remains a favourite for its extensive sauna area, heated outdoor pool and spacious gardens. While weekends can be busy, the outdoor facilities are especially enjoyable in summer. Avenue des Bains, Mondorf-les-Bains

ANATURA

One of Luxembourg’s newest wellness destinations, Anatura combines contemporary design with Cinq Mondes treatments, offering a modern spa experience surrounded by nature.

32 Weilwerdangerstrooss, Wäiswampech

LIGHTS, CAMERA,Action

From Hollywood blockbusters to arthouse gems, Luxembourg’s cinemas and film events offer something for every kind of movie lover. Leisure time

THE BEST LIBRARIES AND COZY SPOTS

If dark cinemas aren’t your cup of tea and you’d rather spend your free time with a good book, Luxembourg has plenty to offer readers.

1

2

The blockbuster experience

Looking for the latest releases? Kinepolis Kirchberg and Belval remain the go-to destinations for major Hollywood productions, family films and premium screenings.

Where arthouse cinema thrives

For original-version films and auteur cinema, head to Utopia. Beyond the capital, Ciné Scala in Diekirch and Starlight in Dudelange offer carefully curated programmes and a more intimate viewing experience.

3

Rediscovering cinema classics

Currently undergoing renovation, the Cinémathèque continues its programme at the Capucins Theater. Expect cult films, retrospectives, themed cycles and rare screenings throughout the year.

4

Luxembourg’s premier film festival

Returning from 4 to 14 March 2027, LuxFilmFest brings together acclaimed directors, international premieres and passionate audiences for ten days dedicated to cinema.

5

Cinema beyond the screen From the City Open Air Cinema to LuxFilmLab workshops and events, Luxembourg also offers unique ways to experience film outside traditional theatres.

Start with the National Library of Luxembourg (BnL) in Kirchberg. Home to more than a million documents, it offers comfortable reading areas, study spaces and extensive digital resources. Prefer something more central?

The Lëtzebuerg City Bibliothèque provides a calm and welcoming setting just steps from the city’s busiest streets. The University of Luxembourg’s Learning Centre in Belval is another favourite, combining an impressive academic collection with striking architecture and generous study spaces.

For those who enjoy browsing bookshelves as much as reading them, Luxembourg is home to several excellent bookstores. Ernster remains a national institution, while Alinéa has built a loyal following by combining a carefully curated selection of books with the atmosphere of a neighbourhood café. Throughout the year, libraries and bookstores also host talks, readings and literary events that keep the local book scene vibrant.

CULTURAL EXPLORATIONS

Leisure time

HEADLINERS & must-see shows

From global pop stars to acclaimed jazz musicians and major stage productions, the coming season promises plenty of unforgettable nights out.

WHERE CULTURE

JULY 26

14.07 Open-air show KATY PERRY Luxexpo Open-Air

17.07 Open-air show PAUL KALKBRENNER Luxexpo Open-Air

SEPTEMBER 26

01.09 Concert LORDE Rockhal

13.09 Concert THE PUSSYCAT DOLLS Rockhal

From intimate club gigs to arena-sized concerts, Luxembourg’s venues welcome an impressive mix of international stars, orchestras and emerging talent throughout the year.

Philharmonie Luxembourg With a programme ranging from classical music and jazz to movie concerts and contemporary works, the Philharmonie is one of Europe's leading concert halls.

Grand Théâtre Home to major international productions, the Grand Théâtre presents a rich programme of opera, dance and theatre from some of Europe’s leading companies.

OCTOBER 26

26

Rockhal

Luxembourg’s largest concert venue welcomes global stars and major tours, attracting music fans with a line-up spanning rock, pop, hip-hop and beyond.

Den Atelier

Beloved for its intimate atmosphere, den Atelier brings audiences closer to artists, hosting acclaimed international acts in a legendary industrial setting.

Casino 2000

Located in Mondorf-les-Bains, Casino 2000 combines entertainment and live music, regularly welcoming well-known artists from across Europe.

Kulturfabrik

Set in a former slaughterhouse, Kulturfabrik is a cultural institution known for its eclectic programme of concerts, alternative music and creative events.

Leisure time

FIND

your sport

Looking to compete, stay fit or meet new people? From football and tennis to golf, swimming and athletics, Luxembourg is home to a wide range of sports clubs for every level. Here are some of the country’s main club and associations.

FOOTBALL

−FC Differdange 03

−F91 Dudelange

−Racing FC Union Luxembourg

−UNA Strassen

−Swift Hesperange

−Progrès Niederkorn

−Jeunesse Esch

−Union Titus Pétange

−US Mondorf-les-Bains

−FC Wiltz 71

Luxembourg Football Federation (+352) 48 66 65-1

FLF@football.lu

148, rue de Limpach, Mondercange

WALKING

−Yuppi Walk

−Amis de la Marche Capellen

−Perpedes Bartreng

−Muselfrënn Oberdonven

Luxembourg Popular Walking Federation (+352) 691 302 687

flmp@pt.lu

124, rue Clairefontaine, Diekirch

CYCLING

−UC Dippach

étange

−CCI Differdange

Luxembourg Cycling Federation (+352) 29 23 17

info@fscl.lu

3, route d’Arlon, Strassen

TENNIS

−TC Arquebusiers

−TC Bonnevoie

−TC Howald

−TC Bertrange

−TC Dudelange

−TC Gasperich

−TC Esch

−TC Grevenmacher

−Tennis Spora

−TC Schifflange

Luxembourg Tennis Federation

(+352) 57 44 70-1

secretariat@flt.lu

3, route d’Arlon, Strassen

SPORTING FIREARMS SHOOTING

−Club de Tir Bergerkranz

−Société de Tir aux Armes Sportives de Hesperange

−Sport-Schéiss-Club Kayl

−Archers du Nord

−Société de Tir Sport-Schéiss-Club

Peterburger

Luxembourg Federation for Sporting Firearms Shooting (+352) 40 62 62 fitas@fitas.lu

3, route d’Arlon, Strassen

SWIMMING

−Luxembourg Sharks Swimming Club

−Barracuda Esch Natation

−Cercle de Natation Dudelange

−Cercle de Natation Diekirch

−Swimming Luxembourg

−Le Dauphin Ettelbruck

Luxembourg Swimming and Lifesaving Federation (+352) 43 50 89

flns@flns.lu

3, route d’Arlon, Strassen

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ATHLETICS

−CSL Luxembourg

TABLE TENNIS

−DT Dudelange

DT Ettelbruck

DT Strassen

−DT Schifflange

−DT Union Luxembourg

DT Mamer

−DT Mondorf

Luxembourg Table Tennis Federation (+352) 48 37 83

fltt@pt.lu

3, route d’Arlon, Strassen

VOLLEYBALL

VC Strassen

−Volley Bartreng

VC Lorentzweiler

−VC Fentange

CHEV Diekirch

Luxembourg Volleyball Federation (+352) 48 41 86

info@flvb.lu

3, route d’Arlon, Strassen

GOLF

−Golf de Lux

−Golf-Club Grand-Ducal

−Golf de Cler

Luxembourg Golf Federation (+352) 26 78 23 83

hello@golf.lu

Domaine Belenhaff, Junglinster

−CA Dudelange

CA Belvaux

CA Grevenmacher

Celtic Diekirch

Luxembourg Athletics Federation (+352) 480 670 fla@fla.lu

3, route d’Arlon, Strassen

BASKETBALL

Amicale Steinsel

−T71 Dudelange

Bask

Etzella Ettelbruck

−Spar

−Résidence Walferdange

Arantia Lar

Mambra Mamer

Luxembourg Basketball Federation (+352) 48 18 76 flbb@flbb.lu

3 SPORTS EVENTS NOT TO MISS

Škoda Tour de Luxembourg 16-20.09.26

3, route d’Arlon, Strassen

GYMNASTICS

Luxembourg’s premier cycling event celebrates its rich sporting heritage with five days of racing across the country. Part of the UCI ProSeries calendar, the Škoda Tour attracts international teams and some of the sport’s biggest names.

Luxembourg Ladies Tennis Masters 13-18.10.26

Held at the Coque in Luxembourg City, the Luxembourg Ladies Tennis Masters brings former champions and fan favourites back to the court for a weekend of exhibition matches.

ING Night Marathon 8.05.27

voie

Gym Mamer

Espérance Esch/Alzette dange (rhythmic gymnastics)

TV 1889 Esch/Alzette

thletico Steinfort

Luxembourg Gymnastics Federation (FLGym) (+352) 48 59 99

secretariat@flgym.lu

3, route d’Arlon, Strassen

More than just a race, the ING Night Marathon is one of Luxembourg’s most iconic annual events. Each spring, thousands of runners from around the world take to the streets of the capital, cheered on by live bands, DJs and enthusiastic crowds.

Leisure time

THE SPORTS TRENDS everyone is talking about

From social running crews and padel courts to Hyrox competitions and reformer Pilates studios, Luxembourg’s fitness scene is evolving fast, blending sport, wellness and community.

1

Hyrox

Combining running with strength and endurance challenges, Hyrox has quickly built a dedicated following in Luxembourg. Gyms such as CrossFit Rising Waves in Hamm and CrossFit Seven Castles in Mersch now offer specialised training sessions.

3

Reformer pilates

Popular among professionals seeking a low-impact yet highly effective workout, reformer pilates focuses on strength, flexibility and posture. Studios such as Rise Barre + Pilates and XX Pilates have helped drive the discipline’s growing popularity among Luxembourg’s community.

2

Running crews

More than just a workout, running crews have become one of Luxembourg’s biggest social phenomena. Communities such as GDH3, FatBetty. Run and Pace Pals Run Club bring together runners of all levels for weekly sessions that combine exercise, socialising and a strong sense of community.

85

LUXEMBOURG’S FITNESS CLUBS

Whether you are looking for an affordable membership or a premium training experience, Luxembourg offers a wide range of fitness options. International chains such as Basic-Fit and JIMS provide accessible facilities across the country, while CK Fitness Centre combines gym equipment with group classes and wellness services. For a more specialised experience, clubs such as Factory 4 Fitness in Gasperich and Elysium Gym focus on functional training, personal coaching and high-end fitness facilities.

5 MUST-DO HIKES IN LUXEMBOURG.

Escapardenne Éislek Trail

This 106km route crosses the Ardennes, passing forests, villages and heritage sites. Certified as a Leading Quality Trail.

Mullerthal Trail

Covering 112km, Luxembourg’s most famous trail winds through forests and striking rock formations in the region known as “Little Switzerland”.

National Hiking Trail: Valley of the Seven Castles

This 37km trail follows the Eisch Valley from Mersch to Koerich, linking a series of castles and historic landmarks.

Minett Trail

Stretching 90km across southern Luxembourg, the trail explores the country’s former mining region and industrial heritage.

Moselle 3 Trail

This 33km crossborder route follows the Moselle Valley through vineyards, riverside landscapes and historic sites.

87 SCHUEBERFOUER

History, rides, and insider tips for the best experience!

Every summer, the Glacis turns into the beating heart of Luxembourg’s social life. With its mix of thrill rides, traditional food stalls and festive atmosphere, the Schueberfouer remains one of the country’s most beloved annual events.

From medieval market to modern fair

Founded in 1340 by John the Blind, Count of Luxembourg, the Schueberfouer began as an annual market outside the city walls. Over the centuries, it grew into one of Europe's oldest and most beloved funfairs, marking the end of summer for generations of Luxembourgers.

Fouer or Schubi?

Locals usually call it simply the Fouer, short for Schueberfouer. Among expats and younger residents, however, Schubi has become a popular nickname. Whatever the name, everyone eventually ends up in the same place: enjoying rides, food and late-summer evenings on the Glacis.

How to do it like a local

For many Luxembourgers, the Fouer is all about food, drinks and catching up with friends. Beers, Gromperekichelcher and Kniddelen are staples, while restaurants such as Am Stall, Stübli and Kugener remain popular meeting spots. The rides, meanwhile, are mostly for families.

Plan your visit

The Schueberfouer is open daily from 14:00 to 01:00, with extended opening hours on weekends. Look out for the fair's discount days. A Family Day, usually held on Wednesday, offers reduced prices on rides, while the final day of the Schueberfouer features half-price rides across the entire fairground. For schedules, event highlights and practical information, visit the City of Luxembourg’s official website: vdl.lu.

THE MOST MAGICAL CHRISTMAS MARKETS IN THE GREATER REGION

From Luxembourg City to Strasbourg and Colmar, these Christmas markets bring festive lights, local delicacies and seasonal traditions within easy reach of the Grand Duchy.

Tips

Public transport is the easiest way to reach the fair, but drivers can use Parking Luxembourg Stade, located opposite the former Josy Barthel Stadium. Shuttle buses operate throughout the event. The closing fireworks are another highlight not to be missed.

Luxembourg City Winterlights transforms the capital with markets, illuminations and festive events spread across several squares. The perfect place to experience Christmas without leaving the city.

Strasbourg

Known as the “Capital of Christmas”, Strasbourg hosts one of Europe’s most famous Christmas markets, with hundreds of chalets and spectacular festive decorations.

Trier

Set against a backdrop of Roman monuments and medieval architecture, Trier’s Christmas market is among the most charming and authentic in the region.

Colmar

With its colourful half-timbered houses and picturesque canals, Colmar offers one of the most photogenic Christmas experiences in Europe.

Metz

One of France’s largest Christmas markets, Metz combines festive chalets, illuminations and seasonal entertainment across the city centre.

Leisure time

EASY DAY TRIPS from Luxembourg

Looking for a change of scenery?

From historic capitals to charming riverside cities, several exciting destinations can be reached from Luxembourg in just a few hours.

1

BRUSSELS

< 3 hr. by car / 3.5 hr. by train

Belgium’s capital combines grand architecture, world-class museums and a thriving food scene. From the GrandPlace to waffles and chocolate, there is plenty to discover.

PARIS

4 hr. by car / 2.5 hr. by train

Whether it’s your first visit or your fiftieth, Paris never disappoints. Iconic landmarks, renowned museums and lively neighbourhoods ensure there is always something new to explore. 2

3

METZ

50 min. by car / 1 hr. by train

Just across the border, Metz combines elegant architecture, green spaces and a rich cultural offering. Highlights include Saint-Étienne Cathedral and the striking Centre Pompidou-Metz.

Luxembourg

SAARBRÜCKEN

4

STRASBOURG

2.5 hr. by car / 3 hr. by train

Home to European institutions, Strasbourg charms visitors with its half-timbered houses, canals and vibrant atmosphere. The picturesque Petite France district is a must-see.

5

COLOGNE

< 3 hr. by car / 4 hr. by train

Dominated by its iconic cathedral, Cologne blends history, culture and a lively urban atmosphere. Museums, riverside walks and a vibrant food and nightlife scene make it one of Germany’s most rewarding city breaks.

6

SAARBRÜCKEN

75 min. by car / 2 hr. by train

The capital of Saarland offers a relaxed mix of baroque architecture, cultural venues and leafy parks. Its compact city centre is ideal for a leisurely day of exploring.

7

TRIER

45 min. by car / 50 min. by train

Germany’s oldest city is packed with Roman landmarks, including the Porta Nigra and the Imperial Baths. Its historic centre makes for an easy and fascinating day trip.

BRUSSELS
METZ

INTEGRATION

FROM RESIDENT to citizen

If you have made Luxembourg your long-term home, you may be eligible to apply for citizenship. Here are the main requirements and steps involved in the naturalisation process.

Luxembourg allows dual nationality, meaning many applicants can become Luxembourgish without giving up their original citizenship. However, rules differ by country, so check whether your home country also permits dual citizenship before applying. 4 3 5 1 2

COMPLETE THE CIVICS REQUIREMENT

You must attend the Vivre ensemble au Grand-Duché de Luxembourg course or pass the related test, covering Luxembourg’s history, institutions, rights and civic duties.

MEET THE RESIDENCY CONDITIONS

You must have lived legally in Luxembourg for at least five years, with the final year uninterrupted. Certain periods spent abroad or under specific residence statuses may affect your eligibility.

PROVIDE A CLEAN CRIMINAL RECORD

You will need recent criminalrecord extracts from Luxembourg and, where relevant, from other countries where you have lived. Serious offences may affect your application.

Good to know

PASS THE LUXEMBOURGISH LANGUAGE TEST

Applicants must pass the Sproochentest, which assesses spoken Luxembourgish. The required level is A2 for speaking and B1 for listening.

SUBMIT YOUR APPLICATION

Once the conditions are met, submit your file to your commune’s civil registrar, along with the required documents and certificates. If successful, you become a Luxembourg citizen and can apply for a passport.

KEY BENEFITS OF LUXEMBOURG CITIZENSHIP

Luxembourg citizenship offers more than just a passport. It grants full political rights in Luxembourg, including the right to vote in national elections, as well as the freedom to live, work and study anywhere in the European Union. A Luxembourg passport is also among the world’s strongest, offering visa-free or visa-on-arrival access to more than 190 destinations.

WHAT I WISH I’d known

A move to Luxembourg comes with practical questions, paperwork and plenty of planning. But some lessons only come once you are already here. Three expats share the surprises, challenges and small pieces of advice they wish had reached them earlier.

“What I wish I’d known before moving to Luxembourg is that experience abroad doesn’t make every relocation easier,” says Dana Domnisor. “Each move is different.”

One of the biggest surprises for Dana was how much easier it became to connect with people once she started looking beyond the practical side of the move. In Luxembourg, the international environment can help newcomers find their place faster than expected. “I wish I had understood earlier how important it is to find your people,” says Dana. “Not just colleagues, but people who share your interests.”

She has also changed her mind about Luxembourg’s size. “At the beginning, I didn’t really appreciate the village

atmosphere,” she says. “But now I kind of love it. It’s quiet.”

More lively than expected

“Everyone told me Luxembourg would be quiet,” says Rayan Mezouar. “I was expecting something sleepy. In reality, I found the opposite.” Arriving as a young professional, Rayan quickly discovered an active social scene, with events and plenty of opportunities to meet people. “The social side surprised me the most,” says Rayan. “There is always something happening if you look for it.”

The real challenge turned out to be housing. Finding an apartment took longer than expected, requiring several temporary moves before securing a permanent place. “My advice is to start looking early

and react quickly,” he says. “Good listings disappear fast.”

For Svetlana Grishankova, the surprises were often found in the details of daily life. “On my first Sunday morning, I wasn't expecting church bells at seven o'clock,” she laughs.

She discovered Luxembourg’s multilingual reality too. “You think that if you know one official language, you’re fine,” says Svetlana. Her advice is to invest in languages “as soon as possible--all of them, as much as you can”.

At the same time, she found Luxembourg welcoming, with plenty of social clubs and activities. “Hobbies are a good channel for integration,” says Svetlana. “Look for clubs and activities early--for yourself, and for your children too.”

Dana Domnisor
Rayan Mezouar
Svetlana Grishankova

92 WHY LUXEMBOURG won us over

One came for cancer research, the other for AI. Anuja Lipsa and Ben Kim explain how Luxembourg exceeded their expectations and what still surprises them today.

Could you introduce yourselves and tell us how your journeys brought you to Luxembourg?

Ben: I’m originally from South Korea and I’m Head of Business Development at Data Design Engineering, an AI company that recently moved its global headquarters to Luxembourg. We first came to Europe through a space project with a Swiss partner, where we met Claude Maack, CEO of Gradel. He convinced us that Luxembourg was the right place to develop tailor-made AI solutions.

Anuja: I’m from India, and my background is in cancer research. After completing my PhD, I was looking for international experience, so I applied for positions across Europe without a specific destination in mind. Luxembourg turned out to be a happy coincidence. I found a role that suited my profile and moved here with my husband.

Today, I work on brain cancer research at the Luxembourg Institute of Health. It’s also a deeply personal mission: I’m a cancer survivor, and that experience inspired me to dedicate my career to this field.

What was your biggest surprise when you first arrived?

Anuja: How international it is for such a small country. You hear several languages and meet people from all over the world every day. As an expat, I also found it very easy to integrate. From day one, I never felt like an outsider. People were welcoming and genuinely willing to help, which makes a huge difference when you’re settling into a new country.

I was also struck by how responsive the authorities can be. I once wrote to suggest a bus stop closer to my home because the nearest ones were too far away. My husband laughed and said nothing would happen.

Two months later, the stop had been built exactly where I’d suggested.

Ben: The diversity. It’s almost harder to meet a Luxembourger than an expat! I was also struck by how considerate people are. In Asia, driving is often much more hectic, whereas here drivers stop for pedestrians and patiently follow the rules. It took some getting used to, but I’ve come to really appreciate it.

Was it difficult to settle into life here?

Ben: Like any international move, there was an adjustment period. Luxembourg is much calmer than the large Asian cities I was used to, but my biggest culture shock was surprisingly simple. I arrived on a Saturday evening and, the next day, went out to buy a bottle of water. I quickly realised that, on a Sunday, my only option was a petrol station. That was quite an introduction to life in Luxembourg.

Anuja: For me, it was the little everyday things. In India, almost anything can be delivered late at night, whereas here everything closes much earlier. Then come the usual expat challenges -- finding housing, dealing with administration and building a social circle from scratch. It takes time, but once you find your footing, it’s a wonderful place to live.

One thing you love about Luxembourg, and one you like a little less?

Anuja: The international environment, without a doubt. My colleagues introduce me to dishes I’d never heard of, and I get to share mine in return. I also love Luxembourg’s location in the heart of Europe, which makes travelling easy. If I had to mention one downside, it would be the limited opportunities in scientific research. Compared with larger countries, there are fewer institutions, which can make it more challenging to build a long-term career.

Ben: What I value most is the quality of life. Everything feels calmer, people seem happier, and even small things -- like saying hello in the street or chatting in the lift -- create a real sense of community.

On the downside, things can move more slowly. In a fast-moving industry like AI, waiting two weeks for an email reply can feel like an eternity. The same goes for everyday services. I remember buying a washing machine shortly after arriving and being told delivery

“Luxembourg is the Singapore of Europe: international and easy to settle into.”

would take a month, even though I lived just around the corner. In the end, I loaded the 70-kilogram machine into my car and took it home myself.

Luxembourg has a reputation for being quiet. How do you build a social life here?

Anuja: It really depends on your stage of life. Coming from busy Indian cities, my husband and I were happy to slow down. And I don’t think Luxembourg is boring at all. In summer especially, there are open-air cinemas, concerts, festivals and plenty of cultural events. Most weekends, though, we’re just as happy taking a walk in nature. Sometimes, that’s all you need.

Ben: For me, it happens through networking. Luxembourg is small enough that you quickly start seeing the same people at different events, which makes building relationships much easier. After a while, you’re no longer introducing yourself or your company, and you can get straight into meaningful conversations and potential collaborations. In a bigger country, that rarely happens.

Do you have a favourite spot in Luxembourg?

Anuja: Without hesitation: the forests.

Whenever I want to clear my mind or disconnect from work, that’s where I go. Bambësch is one of my favourite places because it’s close to both my home and my workplace. I also love walking along the Alzette and the streams that run through the city.

Ben: Surprisingly the National Library, even though I’m not much of a reader. We deployed one of our AI robots there and spent weeks fine-tuning it, which gave me the chance to experience the building in a completely different way. It’s an incredibly calm place, and the architecture, natural light and atmosphere make it genuinely inspiring.

Finally, how would you describe Luxembourg to someone who’s never heard of it?

Anuja: Give it time, it doesn’t reveal itself straight away. It’s a country of contrasts: some see it as quiet, while others discover a vibrant international community.

Ben: I usually describe it as the «Singapore of Europe.» It may seem intimidating at first because of its many languages and cultures, but it’s such an international country that you’ll quickly meet people who’ve been through the same experience. That makes settling in much easier than most expect.

COME TO

LONG JOURNEY OR SPONTANEOUS GETAWAY?

Wherever your travels take you, medical emergencies can happen in an instant and every minute counts. With a Luxembourg Air Rescue membership, you’re never alone. No matter where you are in the world, our highly trained teams coordinate your medical repatriation quickly, professionally, and 24/7, at no additional cost to members. Protect yourself while supporting an organisation that saves lives every single day.

LOOKING to connect?

From welcome initiatives and expat networks to sports clubs, language exchanges and cultural events, Luxembourg offers many opportunities to connect with others and settle into local life.

THE UNSPOKEN RULES

Punctuality

Being on time is seen as a sign of respect, whether at work, appointments or social plans.

Privacy

Personal topics such as income, religion or politics are best avoided with new acquaintances.

1

Expat Welcome Days

Many communes organise welcome receptions for new residents, offering practical information and an opportunity to meet neighbours, local officials and community groups.

2

Luxembourg Accueil

Founded in 1977, Luxembourg Accueil helps newcomers settle into the country through social events, cultural visits, language activities and practical support.

3

InterNations Luxembourg

An international community that brings together expats through regular events, social activities and interest groups, helping newcomers build connections and settle into life in Luxembourg.

4

Language Exchanges

Conversation evenings and language cafés allow residents to practise Luxembourgish, French, German or English while meeting people from different backgrounds.

5

TEDxLuxembourg

From innovation and sustainability to leadership and culture, this event attracts internationally minded residents looking to exchange ideas, build connections and expand their professional network.

6

After-Work Events

After-work events are popular in Luxembourg’s business districts, from Kirchberg to Cloche d’Or, offering an easy way to meet professionals in a more relaxed setting.

7 Festivals and Cultural Events

From the Luxembourg City Film Festival and concerts at Rotondes to National Day and the Schueberfouer, major events bring residents together and offer easy ways to meet people while discovering local culture.

8 Sports Clubs

Whether you're into football, tennis, padel, cycling, climbing or running, Luxembourg's many clubs and fitness communities offer a natural way to stay active while meeting people.

Tips

Noise

Keep noise levels down in public transport, shared spaces and residential areas.

Modesty

Confidence is appreciated, but self-promotion rarely lands well.

Rules

Procedures, recycling, parking and appointments are generally taken seriously.

Local words

A simple Moien, Merci or Äddi in Luxembourgish goes a long way.

A lesser-known side of life in Luxembourg is the role local associations play in building social ties. Commune events, clubs and volunteering can be key hubs for integration and friendships beyond the expat bubble, even if they may seem difficult to access at first.

Integration

ESSENTIAL LUXEMBOURGISH: Key Words and Phrases

If you’re new to the region, Luxembourgish may be unfamiliar at first. This Germanic language, shaped by French influence, is full of words worth knowing.

Luxembourg has three official languages: Luxembourgish, French and German. While Luxembourgish is the national language and widely spoken in everyday life, French is often used in shops, restaurants and administrative procedures, while German is common in the media and education system.

The good news? You don't need to master all three to get by. English is widely spoken in many workplaces, and even a few Luxembourgish words can go a long way. Whether you're greeting a neighbour, ordering a coffee or chatting with colleagues, these expressions are a useful place to start.

USEFUL WORDS

Moien — hello / good morning

Äddi — bye 96

Good to know

Many communes organise language courses for residents. Luxembourg City, for example, offers Luxembourgish language and culture classes designed specifically for newcomers.

Merci — thank you

Wann ech gelift — please

Jo — yes

Nee — no

Ech — I

Du — you

Haus — house

Schoul — school

Gemeng — commune

Kaffi — coffee

Béier — beer

Iessen — food / to eat

Lëtzebuerg — Luxembourg

USEFUL PHRASES

Gudde Moien — good morning

Gudden Owend — good evening

Wéi geet et? — How are you?

Ech verstinn net — I don't understand

Kann ech mat der Kaart bezuelen?

— Can I pay by card?

WHERE TO LEARN LANGUAGES ?

Luxembourg offers language courses for all levels and objectives. The National Institute of Languages (INLL) is the country's largest public provider, offering courses in Luxembourgish, French, German, English and many other languages. Prolingua specialises in adult and corporate training, while Inlingua and Berlitz are known for their flexible schedules and businessfocused programmes. Cap Langues provides language training for both private individuals and professionals, with courses tailored to different needs and levels.

HOLIDAYS ARE FOR RELAXING, NOT TAXING

ENERGY PRICES DOWN.

MINIMUM WAGE UP.

LOWER TAXES NOW. Our policy for a better living. For the many, not the few.

LUXEMBOURG’S political system

The Grand Duchy is a parliamentary democracy and constitutional monarchy. Its institutions are built around four main pillars: the Grand Duke, the Chamber of Deputies, the government and the Council of State.

THE GOVERNMENT

THE GRAND DUKE

As head of state, Grand Duke Guillaume plays a largely symbolic and representative role. He ensures the continuity of the state, promulgates laws, accredits ambassadors and appoints the prime minister.

Led by the prime minister, the government is responsible for implementing public policy. It is formed by the majority coalition.

POSITION

/ MINISTRY

Prime Minister

Deputy Prime Minister / Minister of Foreign and European Affairs, Foreign Trade, Development Cooperation and Humanitarian Affairs

Minister of Labour

Minister of Agriculture, Food and Viticulture / Minister for Consumer Protection / Minister of Sport

Minister of Education, Children and Youth / Minister of Housing and Spatial Planning

Minister of the Economy, SMEs, Energy and Tourism

Minister of Defence / Minister for Mobility and Public Works / Minister of Gender Equality and Diversity

Minister of Family Affairs, Solidarity, Living Together and Reception of Refugees

Minister of Finance

Minister of Health and Social Security

Minister of Home Affairs

HOLDER PARTY

Luc Frieden

Xavier Bettel

Marc Spautz

Martine Hansen

Claude Meisch

Lex Delles

Yuriko Backes

Max Hahn

Gilles Roth

Martine Deprez

Léon Gloden

Minister for Digitalisation / Minister for Research and Higher Education Stéphanie Obertin

Minister of the Environment, Climate and Biodiversity / Minister for the Civil Service Serge Wilmes

Minister of Justice / Minister Delegate for Media, Connectivity and Relations with Parliament

Minister of Culture / Minister Delegate for Tourism

Elisabeth Margue

Eric Thill

THE COUNCIL OF STATE

This institution provides opinions on draft laws and other matters submitted by the government or the Grand Duke. The Council of State is an independent advisory body. Composed of 21 members, it examines all draft legislation before parliamentary votes, helping ensure legal consistency and constitutional compliance.

THE CHAMBER OF DEPUTIES

Luxembourg’s parliament is composed of 60 deputies elected for a five-year term by proportional representation. The country is divided into four electoral constituencies: the South elects 23 deputies, the Centre 21, the North nine and the East seven. The Chamber of Deputies exercises legislative power, scrutinises government action and debates national policy. Its proportional electoral system encourages coalition governments and a culture of political compromise.

SOUTH CONSTITUENCY (23 MPs)

NAME PARTY / GROUPROLE

Nancy ArendtCSVMember

Félix EischenCSVMember

Françoise KempCSVMember

Nathalie MorgenthalerCSVMember

Michel WolterCSVMember

Laurent ZeimetCSVMember

Georges MischoCSVMember

Barbara AgostinoDPMember

Luc EmeringDPMember

Gusty GraasDPMember

Mandy MinellaDPMember

Taina Bofferding LSAPPresident, South

Dan BiancalanaLSAPMember

Liz Braz LSAPMember

Yves CruchtenLSAPMember

Mars Di BartolomeoLSAPMember

Georges EngelLSAPMember

Fred Keup ADRPresident, South

Dan Hardy ADRMember

Meris Šehović déi GréngMember

Joëlle Welfringdéi GréngMember

Marc GoergenPirateMember

Marc Baum déi LénkPresident, South TYPE

NATIONAL (LEGISLATIVE)

Luxembourgish citizens

MUNICIPAL

Luxembourgish citizens and foreign residents (EU or non-EU)

— Aged 18 or over

CENTRAL CONSTITUENCY (21 MPs)

NAME PARTY / GROUPROLE

Diane AdehmCSVMember

Maurice BauerCSVMember

Alex DonnersbachCSVMember

Paul Galles CSVMember

Marc Lies CSVMember

Laurent MosarCSVMember

Claude WiselerCSVMember

Guy Arendt DPMember

Simone BeisselDPMember

Corinne CahenDPMember

Patrick GoldschmidtDPMember

Lydie PolferDPMember

Gérard SchockmelDPMember

Francine ClosenerLSAPMember

Claire DelcourtLSAPMember

Franz Fayot LSAPMember

Tom WeidigADRMember

Sam Tansondéi GréngPresident, Centre

Djuna Bernarddéi GréngMember

Sven ClementPiratePresident, Centre

David Wagnerdéi LénkMember

NORTHERN CONSTITUENCY (9 MPs)

NAME PARTY / GROUPROLE

Jeff Boonen CSVMember

Emile EicherCSVMember

Jean-Paul SchaafCSVMember

Charles WeilerCSVMember

André BaulerDPMember

Marc HansenDPMember

Claude HaagenLSAPMember

Ben PolidoriLSAPMember

Michel LemaireADRMember

EASTERN CONSTITUENCY (7 MPs)

NAME PARTY / GROUPROLE

Ricardo MarquesCSVMember

Octavie ModertCSVMember

Stéphanie WeydertCSVMember

Gilles BaumDPPresident, East

Carole HartmannDPMember

Ben Streff LSAPMember

EUROPEAN

Luxembourgish citizens and EU citizens residing in Luxembourg

— Resident in Luxembourg

— Registered on the electoral roll yes

— Aged 18 or over

— Resident in luxembourg

— Registered on the electoral roll (at least 55 days before the election)

— Resident in luxembourg for at least three years (continuous or not)

— Aged 18 or over

— Resident in luxembourg

— Registered on the electoral roll

Luxembourgish citizens: yes

Foreign residents: no

Luxembourgish citizens: yes EU citizens: no

Alexandra SchoosADRMember

IMPORTANT NOTES

Foreign nationals must register on the electoral roll to vote in municipal elections, either via MyGuichet.lu or through their local commune. Since 2023, no minimum residency period applies; EU and non-EU residents aged 18 or over may register.

G ood to know

Luxembourg uses a single-round voting system, with elections held on Sundays. Voting is compulsory for registered voters under 75, including foreign residents registered for municipal elections; unjustified absence may result in a fine.

NOT TO BE MISSEDtraditions

Besides the Schueberfouer and National Day celebrations, Luxembourg has a rich calendar of customs and festivals. Here are some traditions worth experiencing throughout the year.

A ROYAL START

January

On Dräikinneksdag, 6 January, families share a galette des rois to crown the day’s king or queen. On Liichtmëssdag, 2 February, children go from house to house with lanterns, singing traditional songs in exchange for sweets or coins.

SWEET SUMMER RITUALS

In Grevenmacher, the Wäimäert wine market announces the new vintage on the Friday after Easter. A few weeks later, the Unesco-listed Sprangpressessioun sees pilgrims hopping through Echternach on Whit Tuesday.

May

CELEBRATE SPRING

Do not miss the Buergbrennen, held on the first Sunday of Lent after Carnival. Across the country, communities light large bonfires to symbolically chase away winter and welcome spring.

February

April

EASTER CUSTOMS

On Bretzelsonndeg, the fourth Sunday of Lent, pretzels are offered as a token of affection. Easter Monday brings the Emaischen markets in Luxembourg City and Nospelt, famous for Péckvillercher, the small clay bird whistles.

WRAPPING UP THE YEAR

October

Autumn brings the Moselle grape and wine festival, Mantelsonndeg, the traditional Sunday shopping event before All Saints' Day, and the Trauliicht custom of carved lanterns. In December, Kleeschen rewards well-behaved children, while the Houseker visits the naughtier ones.

Integration

99

ANNE’S KITCHEN GROMPEREKICHELCHER Luxembourg’s favourite street food

Crispy on the outside, soft on the inside, gromperekichelcher are one of Luxembourg’s most beloved specialties. Found at the Schueberfouer, Christmas markets and village fairs, these potato fritters are a true taste of local tradition. Anne Faber of Anne’s Kitchen shares her classic recipe.

MAIN RECIPE

Ingredients

300 g potatoes

100 g onion

1 egg

−2 tbsp flour

−1 tbsp chopped parsley

−½ tsp salt

−Sunflower oil

Method

−Grate the potatoes and onion.

−Mix with the egg, flour, parsley and salt.

−Let the mixture rest for 30 minutes.

−Fry spoonfuls in hot sunflower oil for 2–3 minutes on each side until golden.

−Drain on kitchen paper and season with a little salt.

APPLE COMPOTE

Ingredients

2 apples

1 tbsp sugar

Splash of water

Cinnamon (optional)

Method

Cook until soft, then mash lightly. Serve warm or cold alongside the potato cakes.

To serve

Pair with apple compote, Luxembourg mustard or even apple chutney for a modern twist. They also make a perfect side for grilled sausages.

TASTE the Classics

RIESLING PÂTÉ

Traditionally attributed to Kaempff-Kohler, this pork pâté baked in pastry and flavoured with Riesling remains a Luxembourg favourite. Many locals also swear by the version from Pain de Mary.

KACHKÉIS

100

This creamy melted cheese spread divides the country into two camps: Luxlait or Ekabe. Served warm on bread with mustard and pickles, it is a true Luxembourg institution.

GROMPEREKICHELCHER

Tips

Waxy potatoes hold together better. Don’t squeeze out too much moisture: it helps bind the mixture. Fry in a generous layer of hot oil for maximum crispiness. Serve immediately while still piping hot.

Anne Faber, founder of Anne’s Kitchen, has spent more than a decade promoting Luxembourg’s culinary heritage through recipes, cookbooks and television.

These crispy fried potato cakes are a staple of fairs, festivals and Christmas markets. Traditionally served with apple sauce, they are Luxembourg’s favourite street food and a must-try local speciality.

BOUNESCHLUPP

A thick green bean soup prepared with potatoes, bacon, onions and savoury herbs. Traditionally served as a starter, it remains a classic of Luxembourg home cooking.

QUETSCHENTAART

Made with seasonal damsons harvested in late summer, Quetschentaart is a beloved Luxembourg classic. Sweet, slightly tart and best enjoyed fresh, it marks the arrival of autumn.

KNIDDELEN MAT GRÉIWEN

Soft flour dumplings served with browned butter, crispy bacon and apple sauce. Simple, hearty and comforting, this traditional dish remains a staple of Luxembourg family cooking.

JUDD MAT GAARDEBOUNEN

Smoked pork collar served with broad beans, potatoes and a rich sauce. One of Luxembourg’s best-known national dishes, it reflects the country’s rural heritage.

Cybersecurity & Sovereignty

Our experts explore the challenges of cybersecurity and digital sovereignty. In response to an evolving cyber threat landscape, emerging regulatory frameworks, and the growing need to retain control over data, businesses and public sector organisations are enhancing their cyber resilience and strengthening their digital sovereignty.

“ Fraud is no longer an isolated phenomenon; it is becoming a systemic risk, at the crossroads of cyber and business. “

Franck Bedell, Baloise Assurances Luxembourg

“ Cybersecurity is no longer limited to IT protection: it has become a matter of business continuity. “

“ Continuing vocational training plays a vital role, enabling this transition. “

House of Training

“ Our aim is to promote the full range of skills we have developed over time in order to meet our clients’ needs. “

Mohamed Ourdane et Sébastien Girard, POST Luxembourg

“ Cybersecurity must form the foundation of trust, business continuity and performance for organisations. “

NXT

“ The more data is collected, processed and cross-referenced between different network nodes, the wider the attack surface grows. Privacy by design is therefore not merely a compliance principle –  it is a cybersecurity lever. “

Sébastien Faye, LIST

LuxTrust: Digital Sovereignty as a Strategic Imperative

Against a backdrop of increasingly sophisticated cyber threats and Europe’s growing reliance on digital technologies, LuxTrust has made the strategic decision to develop its own technologies rather than depend on third-party solutions. Pierre Grasset, Chief Commercial Officer (CCO), explains the rationale behind this approach and the tangible value it delivers to organisations.

What does digital sovereignty mean in practical terms for LuxTrust?

For us, digital sovereignty is fundamentally about technological independence. It means avoiding reliance on a single vendor for mission-critical technologies. Over the past several years, we have invested in developing our own core technologies-including our proprietary electronic signature server-to retain full control over our technology stack and value chain.

Which European regulatory developments support this approach?

The forthcoming European Digital Identity (EUDI) Wallet, introduced under the revised eIDAS Regulation, marks a significant milestone. This free mobile digital identity wallet will enable every European citizen to securely prove their identity online, strengthening trust in digital interactions while significantly reducing the risks of fraud and identity theft.

How does LuxTrust help its customers strengthen their digital sovereignty?

LuxTrust secures every stage of the digital trust journey-from strong authentication and qualified electronic signatures to secure long-term archiving. Organisations can also deploy our solutions within their own environments, enabling them to retain full control over sensitive data. Combined with end-to-end encryption, this deployment model ensures the highest standards of security, compliance and data sovereignty.

“ For us, sovereignty means independence and control over our value chain. “

Pierre Grasset, LuxTrust

Paperjam

10x6 – Solopreneurs

The ten faces of local entrepreneurship

Celebrating Luxembourg’s independent entrepreneurs, solopreneurs and micro-businesses. A Paperjam 10x6 spotlight on the skilled professionals, retailers and service providers driving the local economy every day. Register right now!

Flashback

22/05/26

Paperjam Together – The SME Gathering: Carole Bentz – A New Generation of Entrepreneurs Bridging Heritage and Innovation

Every month, Paperjam Together brings together entrepreneurs and SME leaders for practical, inspiring conversations. This edition welcomed Carole Bentz, who leads a historic family-owned wine estate, to share her perspective on business succession, female leadership, sustainability, and innovation in a rapidly evolving industry.

Relive the event through 56 photos.

Claude Faber, Business Mentoring
Hélène Turquey, Actualis
1.Mike Koedinger (Paperjam), Carole Bentz (Domaine Claude Bentz)
2.Paul Rigaux (Luxembourg AI Factory)
3.Nasséra Aïci (Crescera Solutions), Olga Frolova (Légère Hotel Luxembourg)

Paperjam Tasting: Rosé Soirée - Shades of Summer

At a warm and welcoming evening at Bar 18, members enjoyed a curated rosé wine tasting designed to capture the spirit of summer. Combining discovery, conversation and networking, the event offered a refreshing preview of the season while creating meaningful connections in a relaxed and elegant setting.

Relive the event in 48 photos

1.Tom Schumacher (Dekima), Anna Lisa Michetti (CDS Building - Concept), Petra Steinmetz (Lux Real Estate International), Paulo Machadoz (Dekima),
2. Arthur Grisel (Domaine Vin Moselle)
3.Jean-Christophe Buscal (Elisabeth)
Becka Galliver, DE-eere & Co
El Mostafa Raouf, Quintet Private Bank

Coming up Inside the Club

How CFOs Are Steering Growth and Transformation in an Uncertain World

Dans un environnement marqué par les tensions géopolitiques, les évolutions réglementaires et les ruptures technologiques, les CFO jouent un rôle stratégique majeur. Cette rencontre réunit des directeurs financiers de différents secteurs pour échanger sur la gestion de la performance, des risques et de la croissance durable, ainsi que sur l’impact de l’IA et de l’innovation sur la fonction finance.

In a world shaped by geopolitical tensions, regulatory change and technological disruption, CFOs have become key drivers of transformation. This panel brings together finance leaders from diverse sectors to discuss how they balance performance, risk management and long-term strategy while leveraging innovation and AI to build resilient, future-ready organisations.

22.09 Tuesday 18:30 EY

Photo : Patricia Pitsch

Wuelfillen op Mooss fabros.lu

ENDING ON A HIGH NOTE

Upcoming Events Paperjam TOP 100 Honouring two decades of leadership and influence

Paperjam Autumn Cocktail

An exclusive cocktail by invitation only, the Paperjam Autumn Cocktail brings together CEOs, founders and institutional leaders for an evening of high-level networking and inspiring conversations. A unique opportunity to connect, exchange ideas and help shape tomorrow’s business landscape.

15.09 Tuesday - 18:30 - Grand Théâtre

Paperjam Together - Le rendez-vous des PMEs : Entre passion et ambition : Alexandra Kahn, l’art de réinventer l’excellence chocolatée

À la tête de Genaveh depuis 2017, Alexandra Kahn mélange passion, exigence et vision entrepreneuriale. Elle partagera son expérience de dirigeante, sa démarche en faveur d’ingrédients locaux et responsables, ainsi que les clés pour faire évoluer une maison emblématique sans renoncer à son identité.

25.09 Friday - 8:30 - Spuerkeess

Paperjam Padel Club

Le Paperjam Padel Club revient pour une soirée mêlant sport et networking. Dans une ambiance conviviale, dirigeants, entrepreneurs et professionnels se retrouvent autour de matchs en double accessibles à tous, suivis d’un moment d’échange informel. Une façon originale de développer son réseau tout en restant actif!

17.09 Thursday - 18:30 - Sport4Lux

On 15 December 2026, from 17:00 at the Rockhal, the Paperjam Club will host the 11th edition of the Paperjam Top 100, one of its most prestigious and anticipated events. This flagship ranking event celebrates Luxembourg’s most influential economic decisionmakers and the individuals shaping the country’s business landscape.

This special edition will also mark a unique milestone, offering a retrospective of two decades of influence through the stories and achievements of past laureates, from Romain Bausch and Michel Wurth to Julie Becker and Carole Muller.

Bringing together leading figures from the business, institutional and political worlds, the evening will feature the official unveiling of the 2026 ranking, followed by a gala dinner and networking reception. A unique opportunity to celebrate leadership, vision and impact while connecting with the people driving Luxembourg’s economic future.

Photos : Paperjam S.A., Kianpour & Partners, Julian Pierrot /Paperjam

Since 2000

Editorial Director Mike Koedinger

Editors in Chief Maëlle Hamma, Hugo Hirsch

Art Director Cassandre Bourtembourg

Designer Juliette Noblot

Based on Paperjam’s visual identity developed by Reza Kianpour (Kianpour & Partners).

Editors in Chief

Paperjam Magazine

Maëlle Hamma

Paperjam.lu Thierry Labro Paperjam Extra Hugo Hirsch

Journalists

Sylvain Barrette

Alix Bellac

Camille Bourgeois

Louise Braibant

Marc Fassone

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Mike Gordon

Maëlle Hamma

Hugo Hirsch

Souada Kermani

Thierry Labro

Sarah Lambolez

Anissa Maamri

Manon Méral

Ioanna Schimizzi

Claire Schlinger

Rebeca Suay

Desk Editor

Cédric Haumont

Photographers

Julian Pierrot

Patricia Pitsch

Jan Hanrion

Cover

Julian Pierrot

All rights reserved. Any reproduction or translation, in whole or in part, is strictly prohibited without prior written permission from the publisher.

(c) Paperjam S.A. ISSN 2354-4619.

In accordance with the law of 8 February 2004 on freedom of expression in the media, the following statement is mandatory “once a year, in the first issue distributed.” We have chosen to publish it every month. The publishing company is 100% directly owned by Mike Koedinger, publisher, residing in Luxembourg. He is also responsible for the general management and day-to-day operations.

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Publisher

PAPERJAM S.A.

Board of Directors

Hugues Delcourt (chairperson), Pascale Kauffman, Mike Koedinger, Daniel Schneider

Founder, CEO and Paperjam News Director

Mike Koedinger

Chief Operations Officer

Etienne Velasti

HR Director

Nathalie Bourdeau

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Photo credits

Romain Gamba, Nader Ghavami, Shutterstock, Monarchie.lu, LCTO, Matic Zorman, photography raoul somers s.àr.l., D’gelle Klack, Um Dierfgen, Sebastian Madlener, Guy Wolff, PANCAKE! Photographie, Anatura, Château d’Urspelt, Jérôme Mondiere, Les Thermes, den Atelier, Rockhal, Emmanuel Claude/Focalize, Skoda Tour Luxembourg, Anne Faber, MinDigital, The Inspirer, U.S. Mission Luxembourg, Esch administrateur, gov.pl, X, Delphi Economic Forum, MA, Embassy of the Russian Federation in Luxembourg, Maison du Grand Duc

Crosswords

Horizontal

1. The ability to move around easily, particularly for work, transport or settling in a new country. 2. A historic district of Luxembourg City, located in the Alzette valley. 3. An appealing option in response to high housing costs, provided you do not mind sharing. 4. The fact of living in a country other than one’s country of origin, often for work or study. Like you?

5. Three letters used to refer to the train.

6. Truly from here. 7. A period or process of getting used to something new.

8. The moment when one arrives in a country, a city or a new place of residence.

9. Where one lives, or the status that allows a person to live legally in a country.

10. A language widely used in Luxembourg, particularly in international circles.

11. Services linked to accounts, payments, loans and savings, as well as a sector with significant weight in the economy.

12. You will have to find yours when you arrive. 13. Forms, documents, registrations and authorisations. In short, universal joy. 14. Employment or professional activity. 15. Doctors, hospitals and insurance can help preserve it. 16. A sector that represents 30% of Luxembourg’s GDP.

17. A major advantage of Luxembourg, which has three official languages.

18. A continent and an economic union.

19. Professional or personal contacts that are useful for moving forward.

20. A central place where activities are concentrated, and a point of connection.

21. A young, innovative company.

22. The preferred option when buying a home is out of reach. 23. It is vast, and sometimes it feels as if it is not turning quite right. 24. The place where one lives, but also a feeling of belonging. 25. The way a person is received when arriving in a country. 26. A major concert hall located in Kirchberg.

Vertical

27. The name of the airport. 28. Rules relating to taxes. 29. Official bodies, administrations, public or European authorities. 30. Support for, or the process of, moving to a new country to live or work there. 31. Moments when one gets to know other people. 32. The moment when one leaves a place, a country or a situation.

33. Related to human relationships, life in society or activities involving other people. 34. An official language that is very widely used in Luxembourg. 35. A financial term, or the main city of a country. 36. Boundaries between countries; Luxembourg has three. 37. A small country with big ambitions. 38. The process through which a person

An official authorisation allowing a person to enter or stay in a country. 42. It connects the stadium and the airport, and has grown over the years. 43. The act of exploring, understanding and getting to know a new country, city, culture, places or habits. 44. All matters relating to accommodation,

the property market, rents and rentals. 45. A professional path. 46. A contract that provides protection. 47. An official language; learning Luxembourgish is easier when you already have a command of it. 48. A person originally from a place, or a language learned from early childhood. 49. A means of getting from one place to another. 50. A group of people sharing a place, origin, interests or common experience. 51. The Luxembourg airline. 52. The district of the European institutions.

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