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Maja's Forte: A Woman on a Winemaking Mission

WELLNESS J U M P FO R J OY WI T H PELVI C F LO O R P T LI F E + C U LTU R E SP O T L I G H T O N R AC H EL WI L H EL M AN D SM O K E SI G NAL M ED IA PR O D U C T I O NS FOOD + DRINK K EL LY SM I T H T RI M B L E ’ S VEG E TAB L E G ARD EN I N G WISD O M

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LIFESTYLE LETTER

MAY 2021 PUBLISHER

Marc Rochelson | marc.rochelson@lifestylepubs.com EDITORIAL COORDINATOR

Wonder Women of West Knoxville

Jennie Treadway-Miller | jennie.miller@lifestylepubs.com AD DESIGNER

Evan Deuvall

IT WAS A JOY TO PULL TOGETHER AN ISSUE FOR WOMEN, NOT THAT WE NEEDED

L AYO UT DESIGNER

AN EXCUSE TO! We loved spotlighting some amazing women in our community and

Jayme Emery

focusing on the impacts they’re making on our businesses, our health, and our lives. Our cover story features Maja Roy, who turned her passion for natural wine into an educational mission with Wine Forte. Her enthusiasm for organic and natural wines is contagious, so if you’ve ever considered making the switch to drinking

CONTRIBUTING WRITERS

Melissa Ballard, CFP®, Susan Boudreau, Jennifer R. Egelston, Esq., Paul James, and Jack Neely CONTRIBUTING PHOTOGRAPHERS

Pedro Mendoza, Heather Anne Thomas

consciously-made wines, this article is for you. We also spotlight Rachel Wilhelm of Smoke Signal Media Productions, whose knack for modern storytelling via social media has helped to create meaningful online space for local business owners - many of them women. She’s also a photographer, an equine healthcare specialist, a fox hunter, and overall adventurer. (Is there anything she can’t do?) In our Healthy Lifestyle section, we offer readers the kind of help they didn’t know was available - pelvic health physical therapy. Drs. Amanda Carden McKinley and Kayla Beets of East Tennessee Spine & Sport explain how incontinence after childbirth, among many other things, isn’t a condition you have to accept as the norm.

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore

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Smith Trimble about her book Vegetable Gardening Wisdom, and in Trendsetter, local

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makeup artist and stylist Susan Bourdeau shows us what’s new in local boutiques.

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We also bring you more Shoebox Collection photos from the Knoxville History Project,

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financial advice from PYA Waltman, and legal advice from TriAmicus. We love partnering with experts in our community. To the women doing the work of raising children, managing homes and businesses, remembering all the details everyone else forgets, and keeping entire worlds in forward motion

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- Cheers! Happy Mother’s Day. We hope you get the nap you want on Sunday, May 9. And yet, while May is traditionally characterized as a month for mothers, we know there are plenty of women in our community who aren’t mothers, either by choice or happenstance. We see you, ladies! We celebrate you and hope you find our May issue enjoyable.

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CityLifestyle.com/WestKnoxville ON THE COVER Maja Roy PHOTOGRAPHY BY HEATHER ANNE THOMAS 4

West Knoxville Lifestyle | May 2021

Proverbs 3:5-6 West Knoxville Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the West Knoxville area’s most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in West Knoxville Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

INSIDE THE ISSUE MAY 2021

FEATURES 08 Maja’s Forte A Woman on a Winemaking Mission

18 Where There’s Smoke Rachel Wilhelm Fires Up A New Way of Storytelling

22 Jump for Joy Pelvic Floor PT Helps Women Get Back on Their Feet

08 26

26 Vegetable Gardening Wisdom A visit with Kelly Smith Trimble, a local editor, author, and gardener

DEPARTMENTS 4

Lifestyle Letter

Food & Wine

Times Past

Local Limelight

22 Healthy Lifestyle 26 Locals Only 30 Financial Buzz 32 Trend Setter 34 Legal Compass

FOOD & WINE

m a j a’s fo r t e

ARTICLE JENNIE TREADWAY-MILLER | PHOTOGRAPHY HEATHER ANNE THOMAS

M AJA’ S

West Knoxville Lifestyle | May 2021

A WOMAN ON A WINEMAKING MISSION

IF ONE HAD TO GUESS, BASED ON HER ENTHUSIASM AND KNOWLEDGE, IT WOULD BE A QUICK JUMP TO ASSUME THAT MAJA ROY GREW UP IN A WINEMAKER’S FAMILY. Surely her childhood was spent running carefree through her family’s vineyards while also learning about fermentation and bottling regulations. But, that would be an incorrect assumption

winemakers, and I started to taste their wines. It

because it was an entirely different journey that

was a different experience. It was out-of-body, like

brought Maja from a casual wine drinker to a

a calling. I needed to tell the world what this is. It

sommelier who’s deeply passionate about teach-

was important to me, for my career and my life.” Maja’s life was on a different trajectory. She

“For me, wine wasn’t a part of my upbringing.

was a geography major writing a thesis on off-

It happened because of my mom’s sickness. She

shore gas terminals, but she took a chance on

got cancer, and when she became super sick, we

her newfound passion and took that sharp turn in

- my sister, father, and me - started to look at how

another direction with confidence. Maja started

to provide the best, nutrient-rich food for her. We

researching organic winemakers in Slovenia, her

started to educate ourselves on what’s in our food,”

native country, and dove right into the nitty gritty

says Maja. “Through those farmers we met a lot of

of studying soil, vines, and the entire physical and intentional process behind conscience winemaking. She went on to earn certification through The Court of Master Sommeliers in Atlanta and started working with restaurants and winemakers across the US and Europe. Now her goal is to teach others what she’s learned, saying, “If people care about their bodies and want to eat healthy and make educated choices, it’s important to make choices on what they drink too.” Maja is careful with her language because the proper terms matter, and she’s quick to dispel the term “clean.” “It means nothing. Because we like to use those words now to sell things, we throw them around. Some people in the US took advantage of that, but ‘clean wine’ has no certification and is made in big amounts. Those wines are still full of chemicals,” she says. “My goal is to help people understand the difference between these things.”

FO RTE

ing others about organic and natural wines.

CONTINUED >

CityLifestyle.com/WestKnoxville

FOOD & WINE (CONTINUED)

West Knoxville Lifestyle | May 2021

ORGANIC WINE This is the starting point for learning about chemical and pesticide-free wines. To make an organic wine, makers don’t use any artificial chemicals or pesticides in the soil or in the fermentation process. All ingredients from planting and harvesting to production and bottling are certified organic. BIODYNAMIC WINE Centered around holistic farming, biodynamic winemaking means that nothing is brought to the farm and nothing is taken away from the farm. For example, all the fertilizers are from their cows’ manure. All the sprays are tinctures made from chamomile, oak bark, and other herbs grown on the same land. Waste is composted and used in the soil year after year. These farms are small, and with no machinery allowed, all the grapes are hand-harvested. The only sulfites present in the wine are the

Maya started her business, Wine Forte, to teach

natural byproducts of fermentation. The primary

others - from other casual wine drinkers at home

goal of biodynamic winemakers is not to cure

parties to restaurateurs and hoteliers - about

disease but rather prevent disease in the vine by

organic, biodynamic, and natural wines. When

boosting the plant’s immune system.

European travel reopens, she’ll resume taking groups overseas on culinary and wine retreats. In

NATURAL WINE

the meantime, she teaches interested parties over

In a complete “hands-off approach,” natural wine-

Zoom and organizes learning sessions for area

makers let grapes express themselves and only use

businesses in the hospitality industry. Maja also

natural yeast to aid in fermentation. There are also

recommends visiting local specialty wine shops,

no additives or preservatives, which means the end

such as Ashe’s, McScrooge’s, and Corks, to name a

product is a unique batch that won’t be replicated.

few, and asking for help.

“Natural winemakers do not control a large

“We have beautiful places in Knoxville with peo-

amount of land. They don’t sell to grocery stores

ple who are knowledgeable about these wines, and

because they don’t have the supply,” says Maja.

they don’t have to be expensive,” she says. “You can

“They are so unique that once you drink the bottle,

find a nice bottle of wine for $15 to $20.

it’s gone forever.”

“The goal here is to help consumers drink

Simply switching from a commercial wine to an

consciously-made wines and encourage these

organic label means opting out of the artificial addi-

winemakers to keep making their products,” she

tives you don’t even know you’re consuming.

continues. “It’s not about feeling bad or guilty. We

“In the US alone, [commercial winemakers] can

don’t want to make people feel like they are doing

use 250 additives to wine without listing them on the

something wrong. We just want to show how this

bottle. We have no idea what we’re drinking,” says

can be done differently. It’s about people sitting

Maja. “We have some beautiful idea of drinking wine

down and taking time for food, friends, and family,

from grapes that have been stomped on in Europe,

and also caring about what’s in the bottle.”

but that’s not true. We’re drinking chemicals.”

Learn more at WineForte.com.

CityLifestyle.com/WestKnoxville

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TIMES PAST

SHOEBOX COLLECTIONS

THE KNOXVILLE HISTORY PROJECT CONTINUES ITS SERIES ON LITTLE-KNOWN PHOTOGRAPHS SUBMITTED BY LOCALS

THE FOLLOWING IMAGES WERE SHARED BY MEMBERS OF THE

If you have interesting old photographs of your own, from any era,

COMMUNITY WITH THE KNOXVILLE HISTORY PROJECT AS PART

we would love to hear from you and potentially include them here

OF AN ONGOING EFFORT TO EXPAND WHAT WE KNOW VISU-

in this series. Please contact Paul James at the Knoxville History

ALLY ABOUT THE HISTORY AND CULTURE OF THE CITY.

Project at (865) 337-7723 or Paul@KnoxHistoryProject.org. Learn more at KnoxvilleHistoryProject.org/Knoxville-Shoebox.

Woman's Building

West Knoxville Lifestyle | May 2021

SHOEBOX

ARTICLE JACK NEELY AND PAUL JAMES

WOMAN’S BUILDING

MYSSIE THOMPSON AND TONTO

The Woman’s Building stood on Main Street almost

Martha Thompson, known as “Myssie” was a remark-

directly opposite the Knox County Courthouse on

able woman from Anderson County who borrowed

Main Street. Built to be the Knoxville Pavilion at the

money during the Great Depression to build several

Tennessee Centennial Exposition in Nashville in 1897,

log cabins in the woods off Candora Road in South

it was acquired by women’s groups and moved almost

Knoxville. The enclave, later to be called Loghaven,

200 miles to downtown Knoxville, where it became a

was popular over the years with an eclectic mix of

de facto art gallery, musical auditorium, and lecture

journalists, architects, and doctors. Martha is seen

hall. From a distance the Woman’s Building looked

here with her dog, Tonto, around 1940. Loghaven

like a marble temple, but it was actually built of wood.

was purchased by the Aslan Foundation in recent

On Christmas night in 1906, it caught fire, perhaps as

years and has been converted into a 90-acre artist

the result of celebratory fireworks, and burned to the

residency. Shared by Richard C. Thompson.

ground. Shared by Cindy and Mark Proteau.

CONTINUED >

Myssie Thompson and Tonto CityLifestyle.com/WestKnoxville

TIMES PAST (CONTINUED)

Coca-Cola

COCA-COLA MURAL Coca-Cola had been available in Knoxville in the late 1800s but only as a fountain drink. That changed here locally when James Patrick Roddy, Sr. began bottling it by hand around 1904. By the 1930s, as seen here, images of attractive women were used to promote

COLLECTIONS

the now ubiquitous soft drink, as seen here on the corner of Clinch Avenue and Locust Street. The use

of this corner is very similar today – it is a modern parking garage. From the Post Sign Company Collection at KHP.

THE BOTTOM The Bottom

The Bottom, a neighborhood just east of what we

know as the Old City, experienced floods more than

once a year when First Creek would swell its banks with seasonal rains. During these challenging weather events, some residents used small boats to navigate

the area. For mothers already living below the poverty line, like this woman seen here during the 1930s, these adverse conditions were especially challenging. The

Bottom, like other areas on the east side of downtown, was mostly demolished during Urban Renewal, which

changed the nature of this and a few other parts of Knoxville from the 1950s to the 1970s. Shared by Cindy and Mark Proteau.

KNOXVILLE LIVES STORY COLLECTIONS Each year, KHP researches and produces a new story collection about Knoxvillians of the past. These people often have little in common except that they interacted with this city at pivotal times. The first two volumes, Knoxville Lives I and II, include biographical narratives on Isaac Gammon, one of the first elected Black city councilmen in the United States; Jim Thompson, a commercial photographer who helped create a new national park in the Smokies; a journeyman fiddler, Newman Wise, whose treasure trove of forgotten recordings highlights Knoxville’s influential musicians; and a look at local lives during the roaring Twenties here in Knoxville. The Knoxville History Project is a local educational nonprofit with a mission to research, preserve and promote the history and culture of Knoxville. KHP gives talks, presentations, writes books, and engages the public online through stories, oral history conversations, driving tours and much more. Learn more at KnoxvilleHistoryProject.org.

West Knoxville Lifestyle | May 2021

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LOCAL LIMELIGHT

West Knoxville Lifestyle | May 2021

S M O K E

WHEN SHE GRADUATED FROM HIGH SCHOOL, NATIVE OHIOAN RACHEL WILHELM KNEW SHE WANTED TO WORK IN MARKETING. Something artsy, something musical. Something that combined marketing

“Then I met a couple who had a farm down the road from

and arts perhaps. This was back in the mid-2000s when the

Blackberry and they asked me to take photos of their horses.

internet was still in its infancy and Instagram wasn’t a thing.

Their daughter was going away to college, and she always

She also had a passion for horses, and after her first year

managed their social media. So, they asked me to help them

of college, Rachel tabled the marketing idea and changed

out and I was willing to try. Within the first year, we really

schools, enrolling in an equestrian college three hours from

grew their social media presence. This connected all of that

home. Her parents were left scratching their heads, but -

marketing experience from the degree I never finished.”

spoiler warning - it all worked out.

It was the very definition of full circle, and for Rachel,

“I fell in love with the [equine] industry,” says Rachel. “I

her interests and talents continued to intersect. After some

specialized in healthcare and traditional Chinese medicine

master classes and online courses, she landed a job at a

for horses. I still do that in Tennessee as a side business. I

marketing firm while still keeping a foot on the equine team

really have five jobs.”

at Blackberry Farm. Rachel quickly caught up with what

She isn’t kidding. After graduation, Rachel worked

marketing looks like today, but she also quickly learned how

on a ranch near Asheville but moved on when the ranch

dry and uninteresting some of that work could be. When

changed ownership. On her way back home to Ohio in 2011,

the idea for her own firm started to take shape, she and her

she passed through Knoxville and decided to stick around

friend, Tracey Riggs, started Smoke Signal Media Production

for a while, crashing on a friend’s couch and working for

in 2019 and agreed to give the business a solid year of hard

a mobile vet unit, a job that helped her get a good view of

work. By the end of the summer last year, Tracey chose to

the surrounding area. One day, the vet unit went to visit a

return to teaching, so she signed everything over to Rachel,

customer towards Millers Cove. They took a wrong turn and

who became the sole proprietor of Smoke Signal MP in 2020.

wound up at Blackberry Farm.

Though much has changed in the field since 2007, Rachel

“I saw the horses there, so when I got home I looked them

discovered that she has a knack for going beyond the algo-

up and they’d just posted for a job on the equine team. I

rithms to humanize the story and create meaningful space

got the job and started at Blackberry in 2012,” she says.

online for clients - most of whom happen to be women.

RACHEL WILHELM FIRES UP A NEW WAY OF STORYTELLING ARTICLE JENNIE TREADWAY-MILLER | PHOTOGRAPHY PEDRO MENDOZA CONTINUED >

CityLifestyle.com/WestKnoxville

LOCAL LIMELIGHT (CONTINUED)

S M O K E

S I G N A L M E D I A

P R O D U C T I O N S SmokeSignalMP.com Instagram @SmokeSignalMedia Facebook @SmokeSignalMP Email: hello@smokesignalmp.com

West Knoxville Lifestyle | May 2021

“The funny thing is that I haven’t had

what’s missing and discerns what’s misun-

to find any of my clients. They’ve all come

derstood. It’s not about selling something

to me by word of mouth. I do this work so

but rather about humanizing the brand.

they have more time to focus on the things

You have to make it personal, she says.

more important to their business,” she

“Algorithms change all the time, but

says. “Most of my clients are women, and

humanizing a brand speaks out against the

while I wasn’t going for that, I think women

algorithm,” says Rachel. “You’ll get more

have found me because of the relation-

organic impressions with personal stories.”

ships I have in Knoxville. It’s not as crazy

On top of her work at Smoke Signal

competitive as I thought it would be. It’s

and Blackberry Farm, Rachel is active

really unique, and it may not be something

with the Tennessee Fox Hunting Club, a

you see everywhere, but the community

photographer and writer, and someone

here is so closely knit.”

who’s quick to throw up a hammock

When Rachel accepts a new client,

at Mead’s Quarry to catch up on work.

she starts by looking at how the business

Though 18-year-old Rachel might not

person already projects herself on social

have pieced together this specific life

media. She breaks down the photography,

for herself, 32-year-old Rachel is loving

the message, the image. She looks for

every aspect of it. Full circle indeed.

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HEALTHY LIFESTYLE

jump for joy

ARTICLE AND PHOTOGRAPHY BY JENNIE TREADWAY-MILLER

PELVIC FLOOR PT HELPS WOMEN GET BACK ON THEIR FEET

SO OFTEN, WE RESIGN OURSELVES TO A PHYSICAL

“I remember seeing my mom cross her legs to sneeze

CONDITION BECAUSE WE THINK IT COMES WITH

and laughing about how she peed herself. Same with my

THE TERRITORY OF BEING PREGNANT, GIVING

grandmother,” says Dr. Beets. “Flash forward to being an

BIRTH, OR GETTING OLDER. Back pain, incontinence,

athlete and having a lot of good friends who were preg-

pelvic pain, bowel problems. It’s just how it is.

nant who had issues returning to sport. I knew I wanted

But Drs. Amanda Carden McKinley and Kayla Beets

to work in the health field but specifically with this issue. I

at East Tennessee Spine & Sport say no, it may be com-

thought, there has to be someone out there who can train

mon, but you don’t have to live like that.

the postpartum body and get it back to sport.”

Drs. Amanda Carden McKinley and Kayla Beets

West Knoxville Lifestyle | May 2021

Both physical therapists specialize in pelvic health, and they are dedicated to helping women - and men - overcome the daily discomforts that become barriers to living an active, satisfying life. “We are orthopedic therapists, first and foremost. We assess the

The private rooms are available for both assessment and physical

whole body first. We look at your hips and spine, the strength in your

therapy, so if a patient decides to go through with the program, she

hips, your core strength,” says Dr. McKinley. “To look at your pelvic floor,

isn’t required to do the exercises in front of other patients. Additionally,

we can do that in a couple of ways. Pelvic Health PTs have extra training

potential patients are welcome to start with a phone call consultation

to do intra-vaginal assessments, so that’s what the private rooms are

prior to visiting one of the three locations - West Knoxville, Fountain

for. The important thing to know here is that we’re only going to do what

City, and Oak Ridge - that offers pelvic floor physical therapy.

the patient is comfortable with. We always get consent, and patients

Treatment looks different for each patient depending on her

can have a chaperone if they prefer. We can do the internal assessment

specific circumstances. While pelvic floor problems are most

where we can press on the muscles and see how they move, but if a

commonly attributed to pregnancy and childbirth, it’s certainly

patient is uncomfortable with that, we can do some external assess-

not limited to that demographic. In fact, the age range of their

ment techniques where we can feel over the skin and clothing.”

current patients runs the gamut.

Dr. Beets models one method taught to moms to ensure proper support when picking up a baby.

CONTINUED >

CityLifestyle.com/WestKnoxville

HEALTHY LIFESTYLE (CONTINUED)

The pelvic floor muscles function as a sling from front to back.

“We’re gonna do everything to make sure patients are comfortable and that it’s a good experience for them.” “It can start in middle school with track runners, cheerleaders,

dysfunctions,” says Dr. McKinley. “We find out what your goals are,

and gymnasts,” says Dr. Beets. “We see the whole spectrum of the

personalize your treatment, and tailor it to what you’re trying to get

lifespan, from 85-year-old women to high school girls.”

back to. If your goal is to jump on the trampoline again, we won’t

Pelvic health physical therapy is anything entailing that set of

keep you on the table doing exercises. We’ll get you doing jump-

muscles that runs like a sling from the front to the back of the pelvis.

ing-type exercises. If you want to get back to running, we may start

So while postpartum women make up the bulk of their patient base,

with exercises on the mat, but we’ll get you on your feet so you’re

they see plenty of women who’ve never had children but have pain

able to tolerate those kinds of forces and those kinds of loads.”

with intercourse or daily activities, urinary or bowel problems, or

“We take these symptoms seriously,” says Dr. Beets. “We’re gonna

pelvic organ prolapse. And since Tennessee is a direct access state,

do everything to make sure patients are comfortable and that it’s a

patients do not need a doctor’s referral to see a physical therapist.

good experience for them.”

“Lots of women come in with referrals from their Ob/Gyn, but you can come in without it. Men have pelvic floors as well and can have

West Knoxville Lifestyle | May 2021

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LOCALS ONLY ARTICLE AMY CAMPBELL-ROCHELSON PHOTOGRAPHY STOREY PUBLISHING

Vegetable Gardening Wisdom A VISIT WITH KELLY SMITH TRIMBLE, A LOCAL EDITOR, AUTHOR, AND GARDENER

TELL US ABOUT YOURSELF KELLY. I grew up in Athens and went to college in Sewanee. After graduating college in 2000, I moved to Birmingham to work in magazine publishing, and I spent more than a decade there working as an editor and writer, including for Southern Living and later for Bonnie Plants. At Bonnie, I got a crash course in vegetable gardening and was able to get my master gardener certification through Alabama Extension. My husband, Derek, and I married in 2012 and moved back to Tennessee, to Knoxville, later the same year. Since then, I’ve worked as an editor for HGTV.com at Scripps Networks, now Discovery Inc. I love growing food, cooking from the garden, and sharing the harvest with friends. WHAT IS THE CONCEPT BEHIND YOUR BOOK? The book Vegetable Gardening Wisdom started with the idea that gardening is a practice you learn through experience in bits and pieces. It can be fun to gather those little learnings over time, but a lot of new gardeners try to amass all the knowledge at once, which can be overwhelming. I wanted to create something that helped people learn about growing vegetables in a way that felt light, enjoyable, and inspirational. So the book includes “bites” of knowledge about different plants along with inspiring quotes from some of my favorite gardening and food writers like Barbara Kingsolver, Michael Pollan, and Wendell Berry. WHAT ARE A COUPLE OF THE EDIBLES YOU FEATURE IN YOUR BOOK? I tried to include a little information about a range of popular vegetables and culinary herbs, including tomatoes, peppers, basil, potatoes, cucumbers, broccoli, squash, cabbage, thyme, asparagus, and so much more! The information is arranged by seasons — Late Winter, Spring, Summer, and Fall — but not attached to certain calendar dates since “spring” 26

West Knoxville Lifestyle | May 2021

in terms of garden timing is much later for Minnesota gardeners, for example, than it is for us here in east Tennessee. The tips and quotes cover everything from starting seeds to planting, pest control to preserving. I also included several very simple recipes for

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things like pesto and refrigerator pickles. CAN YOU ADDRESS REQUESTS THAT YOU RECEIVE FOR INDISPUTABLE GARDENING ADVICE? Sure! When I worked at Bonnie Plants, I spent a lot of time answering questions that came through a service on our website, and now at HGTV, I answer questions that come from our audience on Instagram and Facebook. Through those experiences, I’ve noticed that people want really definitive advice about their plants — “Do this” or “Don’t do that” kind of advice. But that’s not really how I approach gardening and not how I think it works, for the most part. Usually, the answer depends on a lot of factors, such as where you live, what your soil is like, how much sunlight your garden gets, etc. I usually follow up a question with my own set of questions to get more information about a situation. Gardening is about nuance, and it’s also about experimenting to see what works and what doesn’t. FOR A MOTHER’S DAY GIFT, IS YOUR BOOK AVAILABLE FROM LOCAL KNOXVILLE BOOKSELLERS? It is! I’ve been delighted at seeing my book carried by local stores in town. And the book makes a perfect gift. I know it’s currently available at Rala in the Old City, Three Rivers Market on Central in Old North Knox, Union Avenue Books off Market Square, and Barnes & Noble in Suburban Plaza near Trader Joe’s. Join Amy Campbell-Rochelson weekly at “The Tennessee Farm Table Podcast & Broadcast” for stories of Food, Farming, and Folklore. Listen on your schedule by podcast at TennesseeFarmTable.com or by radio Saturdays from 9:00-9:30, 89.9. WDVX, Knoxville, and 2:00-2:30 WUTC, Chattanooga.

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FINANCIAL BUZZ

ICL

E ME LIS S

AN AUDIT YOU’LL ACTUALLY ENJOY LA

R D, C F P ®

West Knoxville Lifestyle | May 2021

Maybe you note that on your daily drive you felt productive because you listened to a podcast. But you were frustrated on Tuesday evening because you worked on the obligatory laundry pile or some other chore. Next time, could you listen to a podcast while you complete the chore? Perhaps you serve on a committee that met virtually in 2020 but has started meeting in-person again and the commute has made it more difficult to fit in your exercise routine, affecting your mood. Could you IN THE NERDY FINANCIAL WORLD, AN “AUDIT” IS AN EXAM-

request to attend every other meeting remotely to allow some balance?

INATION OF SOMEONE’S ACCOUNTS OR HOW THEY SPEND

Or maybe you noticed your mood was great on Saturday after-

THEIR MONEY. Such an exercise can prove helpful if you are near-

noon when you took a walk with your kids in the sunshine. Perhaps

ing retirement and are not sure how much you spend from month-

one or two days a week, you could spend 15 minutes of your lunch

to-month to live comfortably. Or it can be helpful if, like many people,

break walking around the block and watch a few videos of your kids

you have collected accounts from various employers or life insurance

before getting back to work.

policies and are not sure what you (or your spouse) have and if you still need it. While these types of exercises can help course-correct your financial ship, that type of audit is not what I’m proposing today. Rather, I’m suggesting a time audit. Given the drastic changes to our routines in the last year, it

Lastly, I’m sure we could all benefit from reflecting on our time spent on social media. Whether a “time” or a “financial” audit, reflection is a worthwhile exercise that we should prioritize. Even one small course-correction can improve happiness and satisfaction, so why not seek it out?

seems a perfect time to reflect on how we spend our time and the associated feelings that come with those activities. Such an

The opinions expressed are those of PYAW’s Investment Team. The opin-

exercise could help us course-correct to better align our time to

ions referenced are as of the date of publication and are subject to change

our values, in much the same way that a financial audit can help us

due to changes in the market or economic conditions and may not nec-

adjust how much we need to save, etc. Research has shown that

essarily come to pass. Forward looking statements cannot be guaranteed.

those who value time and leisure over work and money are happier. This supports one of our firm’s guiding principles—money is the

PYA Waltman Capital, LLC (“PYAW”) is an investment adviser regis-

fuel, not the destination. But in our busy day-to-day routines, much

tered with the U.S. Securities and Exchange Commission. Registration

time can pass without us reflecting on whether our time, energy

does not imply a certain level of skill or training. More information

and money are focused on the right things.

about PYAW’s investment advisory services can be found in its Form

Author, professor and happiness researcher, Ashley Whillans,

ADV Part 2, which is available upon request. PYA-21-15

suggests tracking what you do on a mundane day—like a Tuesday. (I propose doing the same on the weekend as well.) She then suggests evaluating what you are doing and how do you feel in the early morning, mid-morning, early afternoon, late evening, etc. Be honest with yourself if there are activities that are pleasant or unpleasant and consider why they are one or the other. Here are a few questions to help: 1. When you feel happiest, what are you doing? Can you add a “happy” activity to something more mundane to increase your joy? 2. When you feel most frustrated, what are you doing? Can it be cut from your routine or an adjustment made? 3. Where do you see trends with your mood and what changes can you make?

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LEGAL COMPASS ARTICLE JENNIFER R. EGELSTON, ESQ.

F I NA NC I A L F R E E D OM A F T E R D I VO R C E “AN OUNCE OF PREVENTION IS WORTH A POUND OF CURE”, OR, IN THE CASE OF DIVORCE, POSSIBLY hundreds of thousands of dollars and a great deal of your time. I often tell my distraught divorce clients: “Divorce is like cutting onions—everyone is going to cry.” The divorce process is expensive with legal fees, court costs, and maintenance expenses. This is especially true for clients who were the stay-athome parent managing the household and raising the children. Now they must find a job and a source of income. Financial independence after divorce can seem daunting but there are several steps a divorcing parent can do to reach financial freedom: STEP 1: HIRE AN ATTORNEY + Hiring an attorney is essential in assuring your interests are protected and your needs are advocated. + Your attorney serves to guide you through the legal process of divorce and having that mindset at the beginning of retaining an attorney is a step ahead.

STEP 4: DO NOT NEGLECT SPOUSE’S ASSETS + Vehicles, bank accounts, real estate, and retirement accounts – all of these assets must be included in the evaluation of the

STEP 2: TAKE CARE OF YOU + Divorce is an emotional process. Seek the

+ Tennessee is an equitable distribution state; therefore, the

advice of a licensed therapist to work through the

court will determine marital status of these assets especially if

emotional aspects of your divorce.

they were purchased, earned, or gained value during the marriage.

STEP 3: ANTICIPATE CHANGES FOR

STEP 5: PAY ATTENTION TO THE DETAILS

YOUR CHILDREN + Be sure that your parenting plan accounts for future changes regarding your children.

+ Attention to the details in a divorce helps you get much needed funds as soon as possible. + For example, if you are awarded a portion of your spouse’s

+ If you know your children will need modifi-

retirement plan, be sure that your lawyer drafts a Qualified

cations to the parenting plan because they will

Domestic Relations Order (QDRO) prior to signing the final order

start school, start driving, or attend summer camp,

just in case more information is needed from your spouse.

make sure language anticipating these changes is in your plan!

property during your divorce.

West Knoxville Lifestyle | May 2021

Remember: Financial freedom after divorce is possible through effective steps taken during the divorce!

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