Issuu

D E C E M B E R 2 02 0

The Holiday Issue

TR AV E L I N N AT T H E M IS SI O N S AN J UAN CAPIS T R AN O WELLNESS G I F T S FO R T H E M I N D AN D B O DY HOME + DESIGN O PEN H O USE: B E AR B R AN D G R AN D

ARCHITECTURAL MASTERPIECE

26391 CALLE ROBERTO | SAN JUAN CAPISTRANO | $3,795,000 This iconic San Juan Capistrano residence is a study in light and angles, exquisite detail and serene livability. Architecturally designed by Chris Abel from Laguna Beach. Designed from the ground up and completed in 2007. This single level 4,200 square foot home incorporates the signature attributes of Frank Lloyd Wright’s Prairie Style: lush light, spectacular leaded glass, high plank-and-beam ceilings, gorgeous woodwork and cohesive blending of indoor and outdoor spaces. Forever views of the San Juan Capistrano Mission to Saddleback Mountain.

MARIA ELENA BANKS

REALTOR®

949.248.9300 mariaelena@mebanks.com www.mariaelenabanks.com CalRE#00670773 Real estate agents affiliated with Coldwell Banker Realty are independent contractor sales associates, not employees. ©2020 Coldwell Banker Realty. All Rights Reserved. Coldwell Banker Realty fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Owned by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC. CalRE #00670773

LIFESTYLE LETTER

DECEMBER 2020 PUBLISHER

Michael Gerard | michael.gerard@lifestylepubs.com EDITORIAL COORDINATOR

Happy Holidays Laguna Niguel

Barbara Kimler STAFF PHOTOGRAPHER

Karen Reuter

CAN YOU BELIEVE IT'S DECEMBER ALREADY? 2020 has been a difficult year for

AD DESIGNER

all of us--and we're ready to turn the page! That said, we're happy the holiday season

Whitney Lockhart

is here and we can spend some quality time with family and loved ones. There’s a lot

L AYO UT DESIGNER

to do, and you want everything to be perfect so your family and friends know how loved they are. While cross country trips or international travel may still be a challenge, why not consider a "stay-cation" close to home. In this issue, we introduce you to the brand new, Inn at the Mission San Juan Capistrano Autograph Collection. If you have not yet seen this newly built, exquisite hotel, it is a spectacular addition to our local

Dani Moore CONTRIBUTING WRITERS

Mike Gerard, Barbara Kimler, Stephanie Callahan, Rischi Paul Sharma CONTRIBUTING PHOTOGRAPHERS

Karen Reuter

community and well worth the visit. Located right off the southbound freeway at the Ortega Highway exit, Inn at the Mission San Juan Capistrano balances centuries-old tradition with new moments of discovery. This month’s issue also includes a gift guide addressing some of the most popular resolutions for the New Year. Happy Holidays, Laguna Niguel. We can’t wait to see you next year!

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore ART DIRECTOR Sara Minor OPERATIONS DIRECTOR Janeane Thompson

Michael Gerard, Publisher

AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams WEB APPLICATIONS Michael O’Connell

514 W 26TH ST., KANSAS CITY, MO

ON THE COVER Inn at the Mission, Courtyard Entertainment

PHOTOGRAPHY BY INN AT THE MISSION SAN JUAN CAPISTRANO AUTOGRAPH COLLECTION 4

Laguna Niguel Lifestyle | December 2020

CityLifestyle.com/LagunaNiguel

Proverbs 3:5-6 Laguna Niguel Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Laguna Niguel areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Laguna Niguel Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

PATRICK GUYTON GALLERY 266 Forest Ave, Laguna Beach | 949.715.0365 | GuytonFineArt.com

INSIDE THE ISSUE DECEMBER 2020

FEATURES 12 Bear Brand Grand 11 Old Ranch Road is a Modernized Mansion in a Prime Setting

18 Exactly Like Nothing Else Inn at the Mission San Juan Capistrano: Where Every Journey Begins with a Story

26 Holiday Gifts for the Body and the Mind Great Gift Ideas to Show Support for New Years Resolutions

30 Operation Christmas Child at St. Anne School St. Anne Families Fill Over 500 Gift

18 30

Boxes for Children in Need Around the World

DEPARTMENTS 4

Lifestyle Letter

Good Times

Around Town

Open House

Travel Destination

26 Localâ€™s Choice 30 Giving Back 34 Financial Buzz

GOOD TIMES 1.

Laguna Niguel Community Rallies Behind “Trunk or Treat” Halloween Event Twenty Laguna Niguel Chamber-member businesses and non-profits united to create a special, and safe, Halloween for kids at a "Trunk or Treat" event in the YMCA parking lot. Each group parked their cars, and opened their trunks, while 20 families per hour went “trunk to trunk” to pick up treats. Giveaways included 16,000 pieces of candy, treats, and promotional items.

10.

11.

12.

Laguna Niguel Lifestyle | December 2020

OC FASHION WEEK® AWARDS presented by Mona Niko Gallery OC FASHION WEEK® held its first beauty, hair, make-up, and model awards at Mona Niko Gallery at the Shops at Mission Viejo. Mona Niko is an internationally-acclaimed, award-winning artist who has exhibited her work around the globe. monanikogallery.com

• The best places to eat & drink • Our latest features • Amazing art & photography • New travel destinations • Luxury real estate & design • Inspiration & positive vibes • Community Unity!

@LagunaNiguelLifestyle #LagunaNiguelStrong CityLifestyle.com/LagunaNiguel

AROUND TOWN

LOCAL ARTIST PAUL BOND DEBUTS AT THE RITZCARLTON, LAGUNA NIGUEL The Ritz-Carlton Laguna Niguel welcomes local award-winning artist Paul Bond to the oceanfront resort’s rotating art gallery space with the new exhibit, The Space Between Dreaming and Reality: The Magic Realism of Paul Bond. Now on display until early 2021, the exhibit features over 20 vibrant pieces, highlighting some of Bond’s best works emerging from the mysterious spaces between the worlds of our dreams and our daily reality. For more information, please visit PaulBondArt.com.

GORDON EANSOR GOLF TOURNAMENT RETURNS ON JANUARY 18TH The Gordo Golf Tournament takes place each January at the beautiful Mission Viejo Country Club. More than 100 golfers enjoy fun contests, a live auction, raffle, food and refreshments all day, and much more. The esteemed tournament benefits the National Multiple Sclerosis Society. 10

Laguna Niguel Lifestyle | December 2020

Participate in this tournament and support a world free of MS! For more

information,

contact

Greg

Eansor at geansor@gmail.com or call 213-550-7001

CROWN VALLEY COMMUNITY CENTER RIBBON-CUTTING On October 10, 2020, the City of Laguna Niguel hosted a ribbon-cutting for the brand-new Crown Valley Community Center. The event signified the completion of the Crown Valley Park Tier III Project. In addition to the ribbon-cutting, the program also included a formal flag raising and the dedication of a City time capsule to be opened in 50 years. The Laguna Niguel City Council and City staff are proud to provide Laguna Niguel residents with this amazing facility that will serve the community for generations to come! cityoflagunaniguel.org.

Would you like to get in touch with us? We would love to hear from you! Contact us at CityLifestyle.com/ LagunaNiguel using the Get In Touch link and let us know what you think. CityLifestyle.com/LagunaNiguel

OPEN HOUSE

Bear Br an d Gr an d 11 OLD RANCH ROAD IS A MODERNIZED MANSION IN AN ESTEEMED SETTING

ARTICLE MIKE GERARD

F E AT U R E S

Listing Agent: Lisa Cooper,

9,500-square-

Located in the secure,

Completely remod-

Smart Home tech-

Expansive outdoor

foot estate home

exclusive Bear Brand

eled and modern-

nology programable

oasis with entertain-

Berkshire Hathaway

with 6 bedrooms

Ranch community on

ized throughout

from anywhere in

ers’ backyard and 37

HomeServices California

and 6 baths on a

the border of Laguna

with state of the art

the world – with an

beautiful palm trees

Properties, 949.300.1236,

29,708 square-

Niguel and Dana Point

flooring, fixtures,

extensive camera and

adorning the property

LisaCooper.com

and appliances

security system.

foot lot 12

Laguna Niguel Lifestyle | December 2020

11 OLD RANCH ROAD, $8,250,000 OUR FEATURED PROPERTY THIS MONTH IS A SPECTACULAR, ELEGANT, AND COMPLETELY MODERNIZED CUSTOM MANSION LOCATED AT 11 OLD RANCH ROAD IN BEAR BRAND RANCH, LAGUNA NIGUEL. The Bear Brand Ranch community, perched atop the border of Laguna Niguel and Dana Point, is among the most prestigious settings in South Orange County. With 24-hour, guard-gated security, this private neighborhood houses some of the areaâ€™s largest estate homes on expansive, over-sized lots.

CONTINUED >

CityLifestyle.com/LagunaNiguel

OPEN HOUSE (CONTINUED)

This majestic property, set on almost three-quarters of an acre,

From an energy standpoint, 11 Old Ranch Road is state of the

boasts over $1.3 million in upgrades. The estate has undergone a

art and includes five, brand-new, energy-efficient air-condition-

complete modernization. The ground floor has been re-engineered

ing units.

to create an enormous, contemporary open concept with all new

All-in-all, this is the ultimate live and work compound for the

marble and DuChateau wood flooring throughout. The gourmet

most discriminating and affluent homebuyer. The majestic home

kitchen, too, has been upgraded with new appliances and elec-

sits on one of only a few parcels in Bear Brand Ranch where the

tronics including four new Fisher/Paykel dishwashers, four ovens, a

front and back yards are equally expansive. The private, entertain-

Gaggenau stove with six burners, and two grills. All bedrooms are

ers’ back yard includes outdoor speakers and a massive mosa-

large; and all bathrooms are completely remodeled.

ic-tiled saltwater pool and jacuzzi—also temperature-controlled via

For technology buffs, this Smart Home is completely program-

Smart Home technology—along with a covered patio, automatic

mable via cell phone from anywhere in the world. All electronics are

shades, and brand-new outdoor bathroom and shower suite. With

remotely controllable including the extensive camera and security

37 beautiful palm trees adorning the estate, this property is a true

system, heating, air conditioning, and lighting.

oasis in paradise.

Laguna Niguel Lifestyle | December 2020

CityLifestyle.com/LagunaNiguel

Laguna Niguel Lifestyle | December 2020

Whether remodeling or building new, you can count on Skyline for creative architectural designs, unparalleled craftsmanship, and a passion for the details. On time and on budget, Skyline Kitchen & Bath sets a new standard in residential and commercial construction.

31671 S. Coast Highway, Laguna Beach | Next to Coyote Grill | 949.499.5052 skylinekitchenbath.com

TRAVEL DESTINATION

ARTICLE BARBARA KIMLER

exactly l i ke nothing else

INN AT THE MISSION SAN JUAN CAPISTRANO, AUTOGRAPH COLLECTION: WHERE EVERY JOURNEY BEGINS WITH A STORY

Laguna Niguel Lifestyle | December 2020

NN AT THE MISSION SAN JUAN CAPISTRANO IS

ONE

MARRIOTT’S

198

AUTOGRAPH

COLLECTION HOTELS WHICH ARE INDEPENDENT,

ONE-OF-A-KIND EXPERIENCES OF VISION, DESIGN, AND CRAFT. Proudly embracing San Juan Capistrano history, Inn at the Mission offers 125 hacienda-inspired style guest rooms and luxury suites, a variety of dining experiences, and an outdoor patio overlooking the ruins of the Great Stone Church at Mission San Juan Capistrano. Designed by Kay Lang + Associates, the 4.3-acre property emulates old Spain with three distinct types of architecture Adobe, Monterey, and Spanish Revival. Upon entering the hotel lobby, guests are greeted by iconic Cliff Swallows, thick corbel ceiling beams, and glass bells that represent a modern interpretation of the Mission’s bells. Its historic and modern twists of artwork throughout the property create a balance between old and new with a sense of romance and Spanish legacy. Located in the heart of historic downtown San Juan Capistrano, just steps away from historic Mission San Juan Capistrano, Inn at The Mission features a beautiful outdoor resort-style pool and spa, master-planned indoor and outdoor event space with an Olive Grove, and multiple dining options with scenic outdoor seating. Anticipated to open in early 2021, the Spa at the Mission will offer space for guests to relax and unwind in its various gardens or soothing wall of chiming bells for meditation. Rejuvenating body treatments will utilize natural oils infused with on-site herbs such as lemon and basil and olive oil-based body scrub. The private club-like men’s and women’s lounges provide a complete spa experience with individual or couple’s massage, Ayurvedic treatments, body scrubs and wrap, facials, foot bath, manicures/pedicures, Paraffin hand treatments, fitness classes, steam room, and its own spa restaurant. The property is an ideal wedding and meeting venue with generous indoor and outdoor event space and a sunny patio deck overlooking the ruins of the Great Stone Church. “There’s truly something magical about our hotel and this scenic and historic location that intimately connects guests to the history and culture of San Juan Capistrano,” said general manager Pam Ryan. Ryan also explained that safety comes first, “As part of Marriott International’s family of brands, the hotel is committed to making the amenities and services at our property available to guests while complying with local regulations, including guidance on reducing capacity in public spaces and reinforcing social distancing.” Visit innatthemissionsjc.com for more information. CONTINUED >

CityLifestyle.com/LagunaNiguel

TRAVEL DESTINATION (CONTINUED)

LEGACY OF YSIDORA At the end of the grand hotel lobby, guests will discover Ysidora’s Bar - a welcoming space of upscale elegance. The bar’s wood-carved design hearkens to the past with copper paneling and comfortable highbacked leather bar stools. Adjacent to the bar is the main living room of Ysidora Restaurant and Lounge with a Spanish inspired fireplace and original art depicting its orange groves. Additional landscapes of the local area frame the walls while French windows and doors allow guests indoor/outdoor dining options. Ysidora was inspired by the legacy of Ysidora Pico de Forster, dueña of Mission San Juan Capistrano from 1844 to 1864, and known throughout the region for her unwavering generosity to travelers who needed respite and nourishment for their continued journeys. Ysidora Pico de Forster’s spirit extends ‘hacienda hospitality’ with delicious fare influenced by the very dishes she delighted in serving others. Its authentic Spanish menu includes tapas, wood-fired grilled meats, seafood, and seasonal paella. Executive Chef Aaron Obregon carefully crafted the culinary program driven by locally sourced ingredients to create a modern twist on classic Spanish favorites. The cuisine models the Mediterranean climate of Southern California mirroring that of Spain, making the translation of locally sourced produce, meats, and seafood ideal. An extensive wine list emphasizes Spanish

hacienda hospitality

and exceptional local offerings while Ysidora’s cocktail

list

Spanish

features

vermouths,

farmer’s market sangria, handcrafted

cocktails

with ingredients such as local honey and freshly pressed juices along with a selection of Spain’s king of cocktails - the gin tonic. For a casual breakfast or lunch experience, the El Café Real coffee house features communal tables with La Colombe craft coffee, grab and go market style goods, and freshly baked pastries. Other specialties include Spanish pintxo and gazpacho, free-flowing cava, and locally-made gelato. Both Ysidora Restaurant and Lounge and El Café Real offer expansive open-air outdoor seating to enjoy meals, drinks, and good company among citrus trees, the Olive Grove, and verdant foliage surrounding the hotel. 20

Laguna Niguel Lifestyle | December 2020

olive grove and olive oil HISTORY-INSPIRED OLIVE GROVE AND OLIVE OIL Nestled among four acres of lush landscaping and scenic walking paths, Inn at The Mission San Juan Capistrano is home to seventy-two Mission olive trees which inspired its signature olive oil. The Mission olive was an important fruit for the Spanish missionaries that founded Mission San Juan Capistrano. The presence of the grove is felt throughout the property with olive oil tastings, an olive oil-based body scrub at the spa, or the grove itself where the trees are adorned with twinkling lanterns among ample seating and fire pits. With its beautiful water feature, the Olive Grove can accommodate up to 200 guests - an ideal location for outdoor events. In partnership with California-grown Nuvo Oil, Inn at The Mission San Juan Capistrano proudly produced its own olive oil “Reverence,” a private label EVOO crafted by a special blend of olives - Mission and Arbequina. The delicate extra virgin olive oil is buttery and fruity with subtle floral flavors and a flourish of herbaceous/ olive notes. Very light in pepper and almost imperceptible bitterness on the finish, the Mission olive is perfect for dressings or marinades which require a pronounced yet light touch. Reverence is used in preparing many of Ysidora’s Spanish influenced menu items and crafted drinks. It is available in the hotel gift shop along with Nuvo’s balsamic vinegar, fresh olives, and assorted jams and jellies. CONTINUED >

CityLifestyle.com/LagunaNiguel

TRAVEL DESTINATION (CONTINUED)

mission san juan capistrano MISSION SAN JUAN CAPISTRANO OPEN FOR THE HOLIDAYS

Celebrate this season with handmade nativities from around the

The birthplace of Orange County and the seventh of 21 California

world, an assortment of collectible ornaments, and other holiday items.

missions established by Saint Serra on November 1, 1776, Mission

Shoppers will find gifts for children and educational resources for

San Juan Capistrano is a California landmark and home to the indigenous Acjachemen people and the iconic Cliff Swallows that make their annual return. Following 90 days of closure (the first time in 100 years), Mission San Juan Capistrano reopened transforming its online education and in-person visitor opportunities. For the first time, guests can book private tour experiences for small groups of up to eight. Guests will tour the wine vat, the private sacristy in the Ruins of The Great Stone Church, and get an up-close look at the historic Mission bells. Led by an experienced tour guide with a special transmitter to ensure safe touring, VIP guests will each receive a special gift package. Mission San Juan Capistrano has taken all necessary safety pre-

parents, teachers, and students. A special devotional room offers inspired religious items including Bibles, devotional items to St. Peregrine, unique and artisan rosaries, and a selection of prayer cards. For the home, there is swallow-themed tableware, handcrafted pottery (staff favorite is Gorky Gonzales holiday ceramic pottery) religious statues, hand-carved crosses, and one-of-a-kind wall-hanging mosaics. Other gift items include traditional and contemporary religious and swallow-themed handmade jewelry from local and international artisans, Mission branded items and specialty food products. Shop in-store or online at missionsjc.com/store-tickets. Mission members receive a 10% discount and free gift wrap.

cautions following sanitation procedures directed by the CDC, state,

Net proceeds from purchases protect the religious and historic

and local governments. Private tours are available by reservation

significance of Mission San Juan Capistrano and further educational

only and on days the Mission is closed to general admission.

programs, exhibits, and preservation efforts, while hand-crafted

And no trip to Mission San Juan Capistrano is complete without

artisan gifts from around the world support disadvantaged commu-

a visit to the Mission Store open on Tuesdays & Wednesdays from

nities. Owned by the Diocese of Orange, Mission San Juan receives

10:00 a.m. – 4:00 p.m. and Thursdays through Sundays from 10:00

no church or state funding.

a.m. – 5:30 p.m. 22

Laguna Niguel Lifestyle | December 2020

For more information, call (949) 234-1300 or visit missionsjc.com

CAPISTRANO LIGHTS AT HISTORIC MISSION SAN JUAN CAPISTRANO Mission San Juan Capistrano proudly presents its popular Capistrano Lights tradition this holiday season from December 3 - January 3, 2021. While scaled back to adhere to safe distancing practices, visitors can enjoy the nightly 30-foot tree lighting and nativity scene (circa 1806) in the Ruins of The Great Stone Church. Capistrano Lights features the historic Mission in lights, uplifting holiday music, and an opportunity to light a candle with a prayer or wish for goodwill and peace. This year, to promote the entire community as part of Capistrano Lights nightly tree lighting, ten community Christmas trees are sponsored by key charitable organizations that serve San Juan Capistrano and the surrounding area. Each organization’s tree will be decorated in a way to promote their community service and to share a sense of good will to visitors from around the world. The Front Courtyard will feature a 10-foot wreath (perfect for photo opportunities) and guests can view a variety of festive community Christmas trees as they stroll through the scenic Mission grounds. Capistrano Lights is available to a limited number of attendees on select days in December and January 1-3, 2021. Visit capistranolights.com for details. During Capistrano Lights, Mission grounds will close at 3:30 p.m. for general admission and will reopen at 4:00 p.m. for Capistrano Lights ticket holders. Guests must be onsite by 5:00 p.m. and the grounds close at 6:00 p.m. The

capistrano lights

Mission Store will remain open until 7:00 p.m. Tickets are $3 for Mission members and $5 for the general public and must be purchased in advance at capistranolights.com. Medical or cloth face masks are required and social distancing will be enforced. After visiting Capistrano Lights, enjoy one of San Juan’s many restaurants and shops! CityLifestyle.com/LagunaNiguel

STAY STRONG LAGUNA NIGUEL! We will fight this together! We're OPEN! Get Fit in 30 Minutes. No Class Time.

30100 Town Center Dr Suite S | Laguna Niguel (next to Ballpark Pizza) | 949-297-6911 | 9Round.com

Laguna Niguel Lifestyle | December 2020

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LOCALâ€™S CHOICE

Y HOLIDAYS PP HA P

GREAT GIFT IDEAS TO SHOW SUPPORT FOR NEW YEARS RESOLUTIONS

YS HAPPY H DA OL LI I 26

LIDAYS HAP HO PY

Y DA

APPY HOLI DA S H YS

holiday gifts fo r t h e BODY AND THE MIND

Laguna Niguel Lifestyle | December 2020

ARTICLE MIKE GERARD

g i f t s fo r

RESOLUTION: E XERCISE

01 HYDROFLASK TUMBLER When it comes to health, hydration is key, 16 oz, $28, hydroflask.com | 02 WHATAFIT RESISTANCE BANDS 11-piece set, $66, whatafit.net | 03 BALA BANGLES Use as wrist or ankle weights with adjustable closure, $50, dickssportinggoods.com | 04 NOBULL KNIT RUNNERS Light and responsive, these shoes are ultra-comfortable and made with breathable, stretch knit material, $160, nobullproject.com | 05 FLUIDSTANCE BALANCE BOARD For standing desks. Your natural micro-movements on this board will strengthen and stabilize your body, soothe stiff joints, burn calories, and keep you awake and alert, $250, fluidstance.com | 06 BALANCEFROM KETTLEBELL SET Fitness Weight Set, Includes 5 lbs, 10 lbs, 15 lbs, $64, amazon.com | 07 ACTIVE ARMBAND FOR IPHONE The Incase Active Armband makes for a great training partner, $20, incase.com | 08 HYDROW ROWING MACHINE A completely re-engineered rowing machine, each stroke feels like you’re out on the water, $2245, hydrow.com | 09 APPLE AIRPODS WITH CHARGING CASE The new AirPods deliver the wireless headphone experience, reimagined, $160, apple.com

CONTINUED >

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LOCAL’S CHOICE (CONTINUED)

g i f t s fo r

RESOLUTION: READ MORE

01 PERSONAL EMBOSSER with Stand, “The Library of” Books Image, $40, williams-sonoma.com | 02 EMBER TEMPERATURE CONTROL SMART MUG Maintain your perfect drinking temperature for 1.5 hours, $100, bestbuy.com | 03 AMAZON KINDLE PAPERWHITE Now Waterproof with 2x the Storage, $130, amazon.com | 04 GARDNER BAMBOO BATH CADDY BY REBRILLIANT Relax and read in the tub, $70, wayfair.com | 05 PILLOW PAD MULTI-ANGLE LAP DESK Lets you prop and rotate all your tablet or printed materials, $20, bedbathandbeyond.com | 06 BROOKLINEN SUPER-PLUSH ROBE Extra thick. Made of combed, long-staple Turkish cotton, $98, brooklinen.com | 07 PADDYWAX LIBRARY CANDLES This candle collection pays homage to the literary greats, $26, paddywax.com | 08 LITERARY MUGS Curl up with a warm mug of quotations from classic authors, $16, uncommongoods.com | 08 DIY BOOK BINDING KIT Learn a basic Japanese bookbinding technique, $34, etsy.com 28

Laguna Niguel Lifestyle | December 2020

SERVICES WE OFFER: Cryotherapy

IV Drip Therapy

PBM "Red Light" Therapy

IM Shots

Infrared Sauna

Hydrafacial/CryoSkin Services

Compression Therapy

Micronutrient Testing

Hyperbaric Oxygen Therapy

NAD+ Therapy

32411 Golden Lantern, Ste A-B | Laguna Niguel, CA 92677 (949) 312-2626 | www.restore.com CityLifestyle.com/LagunaNiguel

GIVING BACK

O P E R AT I O N C H R I ST M A S C H I L D AT S T. A N N E S C H O O L

Sixth graders, Michael Geffre and Eve Manasseh

ST. ANNE FAMILIES FILL OVER 500 GIFT BOXES FOR DISTRIBUTION TO CHILDREN IN NEED AROUND THE WORLD

Laguna Niguel Lifestyle | December 2020

FOR OVER 15 YEARS, EACH HOLIDAY SEASON, ST. ANNE SCHOOL HAS WORKED IN PARTNERSHIP WITH SAMARITAN’S PURSE

COLLECT

SHOEBOXES

FOR

ARTICLE STEPHANIE CALLAHAN

OPERATION

CHRISTMAS CHILD. The boxes are distributed to St. Anne families who fill them with toys, school supplies, and hygiene items to be sent to children in need around the world. Many times, it is the first gift the child has ever received. St. Anne families on average fill and distribute over 500 boxes each year. For the Church family, it has been a family affair for the last nine years. They usually fill and donate 20 boxes each year and everyone in the family of six gets involved; from shopping for items to writing a prayer to put in each box, it’s “all hands on deck” in the Church household. Mrs. Church describes it as, “a tradition we look forward to each year and consider it an honor to participate in with St Anne School.” Two St. Anne sixth-grade students, Michael Geffre and Eve Manasseh, used tickets that they earned in class by answering questions correctly, looking up Bible verses, etc. to “purchase” items such as stuffed animals, Bibles, religious bracelets, crafts, toiletries, and school supplies from the classroom store to add to their OCC boxes. The caring, kindness, and compassion that these students displayed is a great model of the Christ-centered students at St. Anne School. Peggy Pattison has been working with St. Anne School and Operation Christmas Child since 2014. Over the last six years, she and her husband Bob, have worked with the school to collect and distribute the boxes. According to Peggy, “It has been an honor to be able to assist the students and parents at St. Anne School to know the joy that comes with providing hope for these young children around the world who have so little. It’s not just a shoebox full of toys; it’s an opportunity to share the Gospel with these beautiful children and their families, and we feel blessed to be a part of it.” Last year, St. Anne School collected over 500 filled boxes to be sent to children worldwide. Their collection added to Operation Christmas

The Church family packing boxes for children in need.

Child’s total collection of 10.5 million boxes in 2019. A former box recipient from Panama, Luis, visited the school and spoke to St. Anne Middle School students last year about the impact that receiving his box as a child had on him. He expressed how much he appreciated all the school supplies and other items in the box, but that it was the letter from the student that meant the most to him. He also shared the experiences he is now having as a representative of OCC distributing boxes himself to children in need, explaining to students how something as simple as a flashlight can make such a difference to a child who just wants to study at night without disturbing others. St. Anne School instills in its students the importance of living a Christ-centered life, fostering personal and spiritual growth through prayer, worship, and service. Involving students in programs like Operation Christmas Child allows students to gain awareness and empathy for those in need while giving them the opportunity to give back to the local and global community. To learn more about Operation Christmas Child visit www.operationchristmaschild.com CityLifestyle.com/LagunaNiguel

LAGUNA NIGUEL

Laguna Niguel Lifestyle | December 2020

PACIFIC GALLERY Laguna Beach An Eclectic Collection

FROM

JEN BRENNAN

Live Edge Lazy Susan, 21" diameter

OVER DIFFERENT Artists

Sculptures Paintings Jewelry Blown Glass Fused Glass Mixed Media

Recycled Art Pottery/Ceramics Wood Metal Small Gifts & more!

PACIFICGALLERYLB.COM BLAKE BAILEY

Punk Rock, 14"x7"x18"

V @PacificGalleryLB 949.494.8732

228 Forest Avenue Laguna Beach

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FINANCIAL BUZZ

ARTICLE RISCHI PAUL SHARMA CFP®, CRPS®

E l i m i n at e Yo u r D e b t

ul S

h ar m a

with minimum payment schedules. The resultant irritation of prolonged payoff periods compounded alongside the loss of treating oneself at will height-

USE THIS PRACTICAL APPROACH AND EXPEDITE YOUR PAYDOWN

ens the probability of long-term failure. Counterintuitively, I might propose a “pay-downthe-lowest-balance-card-first” approach.

This,

regardless of comparative interest rates. If, for example, we were able to reduce all of our other debts to minimum payment schedules and focus all of our excess reserves on the lowest balance, it

5 points:

is possible that, within a short time, we might have WHEN PRESENTED WITH MULTIPLE DEBTS

traversed several debt hurdles. First debt is done.

WITH

AND

Next, compound the payments from debt #1 to debt

VARYING

INTEREST

RATES

AMOUNTS, “ANALYSIS PARALYSIS” HAS A

#2, while continuing to pay the minimum monthly

TENDENCY TO TAKE HOLD. Leaving the debtor

amounts on our remaining debts. Followed by debt

Prepare your budget:

feeling helpless and possibly even depressed.

#2 payments toward debt #3. Rinse, wash, repeat.

income/expenses

Often, the unfortunate result is our reluctant pushing

This rolling approach accomplishes two things:

off of the conversation to another less convenient

First, rather than being distracted by several debts

day/week/month. All the while distracting ourselves

simultaneously, it allows us to set our sights on a

with more of the same spending behaviors.

singular obtainable target. Second, it puts in our

#2 Know the details of your debts.

Along our path, the alluring appeal of “balance transfers” and “no interest charges until 20XX”

immediate near term several possible accomplishments and resultant rewards.

reels us in, providing, in the short term, a false

Keep in mind that every situation is different.

Use multiple strategies

sense of security. While these certainly can be part

Where possible, combining multiple approaches

including focusing on

of a solution, until we have identified and learned to

yields optimal results. Take action, closely monitor

low-balances first.

manage our habits, we are bound to repeat them.

your progress, and establish “reasonable” achieve-

On many occasions, I have heard that the best

ment rewards for yourself. Beyond the optimism

way to pay down multiple debts is to “start-with-the-

you will feel from your progressive success, taking a

Focus and compound

highest-interest-rate-debt first.” Sounds good!?!

breather and treating yourself with a small reward at

payments into payoff goals.

The inherent problem with this catch-all approach

different intervals will further foster positive momen-

is that it completely omits behavioral psychology

tum, which begets more active engagement.

and fails to address our own inherent weaknesses.

Believing in the possibility that your debts can be

At each expected payoff

In other words, this approach simply suggests “pay

paid off in a reasonable timeframe, may also encour-

date, in advance, create a rea-

down the highest interest rate debt first, without

age us to seek out additional financial resources

sonable reward for yourself.

regard to the amount of debt, even if it takes you five

through additional cost-cutting. Again, helping us

years.” Meanwhile, our other debts sit either idly or

to expedite our paydown timeframes.

Laguna Niguel Lifestyle | December 2020

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