JUNE 2020
CityLifestyle.com/Columbia
Columbia Stronger Together
Schedule your appointment with Dr. Kindred today at Appointments@KindredHairandSkin.com
In an effort to continue caring for all of our patients in these difficult times, we are offering online appointments. These can be easily assessed with your computer or mobile device from the comfort of your home, while practicing social distancing.
We are
“Strength does not come from physical capacity. It comes from an indomitable will.�
-Mahatma Ghandi-
Columbia Lifestyle | 410.441.3002 CityLifestyle.com/Columbia
LIFESTYLE LETTER
JUNE 2020 PUBLISHER
Anika Baty-Mills | anika.mills@lifestylepubs.com EDITORIAL COORDINATOR
Veronica Barnes | veronica.barnes@lifestylepubs.com
Finding Sanctuary and Gratefulness THERE ARE MANY MOMENTS IN OUR LIVES THAT WE OFTEN TAKE FOR
SALES MANAGER
Christopher Mills | Chris.mills@lifestylepubs.com AD DESIGNER
Evan Deuvall
GRANTED. Weddings come to mind as an example. Families gather to eat, drink and
LAYOUT DESIGNER
celebrate the joining of two families into one. Above is a picture of my father walking
Jayme Emery
me down the aisle at my wedding. A photo that will be in our wedding album forever. I had the opportunity to stand closer than six feet to him, arm in arm, without a second thought. My mother helped me put my dress on while making sure everything was in the right place. I recognize, now in quarantine, just how precious those moments truly are. Both of my parents fall into the age group that is being affected the most by this terrible disease. My dad would not be able to cook breakfast for his grandkids or show
CONTRIBUTING WRITERS
Anika Baty-Mills, Veronica Barnes, Gabrielle Lewis, Katrina Hall CONTRIBUTING PHOTOGRAPHERS
Edison Manalo, Howard County General Hospital, Facci Ristorante
his grandson a new exercise for track. Things are truly different and we are learning a new normal. Our cover photo is Howard County’s official flower Queen Anne’s Lace. The flower represents sanctuary and its seeds are so resilient that they can thrive in poor soil and in dry conditions. Queen Anne’s Lace represents our community. Though we are not living in an ideal time, we can still find sanctuary with one another, yes, even virtually. In this issue we will hear from our healthcare heroes on the front lines, and from our teachers learning new ways to reach their students and their families. We’ve got you
CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore
covered Columbia, and we are standing with you stronger and together. Happy Father’s
ART DIRECTOR Sara Minor
Day to all of the dads in our community; those helping at home or still leaving for work
OPERATIONS DIRECTOR Janeane Thompson
every day to take care of your families. We truly appreciate you!
AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams
Anika Baty-Mills, Publisher
WEB APPLICATIONS Michael O’Connell
ARIZONA | CALIFORNIA | COLORADO | CONNECTICUT | FLORIDA | GEORGIA IDAHO | ILLINOIS | KANSAS | MARYLAND | MASSACHUSETTS | MICHIGAN MINNESOTA | MISSOURI | MONTANA | NEVADA | NEW JERSEY | NEW YORK NORTH CAROLINA | OHIO | OKLAHOMA | OREGON | PENNSYLVANIA SOUTH CAROLINA | TENNESSEE | TEXAS | VIRGINIA | WASHINGTON
514 W 26TH ST., KANSAS CITY, MO
CityLifestyle.com/Columbia
Proverbs 3:5-6 Columbia Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Columbia areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors.
4
Columbia Lifestyle | June 2020
Information in Columbia Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.
European Linger ie / Comfor t Sleepwea r Sp or t s Br a s / Br id a l Trousse au Mat er n it y / Post Ma se ctomy to o!
We’re still here for you, here’s how... suring Need m ea can tape? We one! send you
Need a Bra Fitting? Call or email to
schedule a Facetime appointment with
ow n e r, M a r y Jo r d a n, between the hours of 1 1 a m - 5 p m M - F.
Need a New Bra?
G ive u s a c a l l! We c a n l o o k u p yo u r h i s t o r y or wish list, and send you pictures of new p r o d u c t! We’ve a l s o a d d e d a n o n l i n e s t o r e o n our website FREE shipping on ALL orders
bra-la-la.com
Use coup on co d e
receive $20 off purchases of $10 0 or m ore.
8 1 8 0 M a p l e L a w n B LV D , F u l t o n
301.776. 60 07
INSIDE THE ISSUE JUNE 2020
FEATURES 14 Perspective from the front lines Hear from doctors and nurses who are on the front lines in response to Covid-19
20 Managing Your Risk Financial Advisor David Johnson lays out best practices during a financial downturn
26 Resilience in the Midst of it All Gino Palma is no stranger to hard work and will continue to serve our community
30 14
30 Father’s Day Dinner A recipe that will make dad smile
20
26
DEPARTMENTS 4
Lifestyle Letter
8
Around Town
12
Open House
14
Inspired By
18
Giving Back
20 Financial Buzz 24 Back Stage 26 Local Limelight 30 Culinary Creations 34 Faith Reflections
Get yourself ready to financially RECOVER from the COVID-19 shutdown
Everyone faces challenges on their financial journey
but a crisis like a pandemic can add significant bumps in the road. At CCCSMD, we can help you navigate the struggles of meeting financial commitments, lead you through budgeting in a crisis, and layout a plan for financial recovery and success. We are a Columbia based HUD-approved, non-profit with over 50 years of experience helping members of our community reach their financial goals. Our Financial Advocates will work with you to develop tailored solutions so you and your family can thrive as our economy recovers.
WHAT WE DO: Establish a Crisis Budget Discuss short-term housing concerns Explore long-term solutions for financial recovery Provide information about community resources and emergency assistance programs
Call (800) 642-2227 recovery today!
to talk with a Financial Advocate about crisis
“Changing the way people see the world�
Come SEE our new, state-of-the-art location 6325 Woodside Court, Suite 125, Columbia, MD 21046
For over 30 years, our compassionate experts have specialized in treating disorders of the retina, vitreous and related structures of the eye: Diabetic Retinopathy, Retinal Detachment, Macular Degeneration, Macular Holes &Uveitis. Our doctors are dedicated to providing individualized treatment & care for our patients. Call and schedule your retina evaluation today! 410-337-4500
Vinod Lakhanpal,M.D.,F.A.C.S.
Olga Shif,M.D.
www.nationalretina.com CityLifestyle.com/Columbia
7
AROUND TOWN
support local! You and your family make a house a home. REALTORS® put you in your home. We strive to provide our REALTOR® members with the knowledge and resources they need to better assist you.
FAIRWAY INDEPENDENT MORTGAGE Phone: 410.220.0205
www.myfairwaymd.com Get the right mortgage for you.
At Fairway
Independent Mortgage Corporation, they have a wide range of home financing products to ensure you get the best option for your situation. Mortgage Lender, David Koonce will personally guide you through the entire loan process to help you make informed decisions based on your needs. David has been living and working in Howard County since 2001. He is licensed to help clients in MD, DC, VA and PA, and loves working with residents of his local community.
Visit us online at www.hcar.org 8
Columbia Lifestyle | June 2020
Cottage or apartment? Independent living or assisted living? IT’S ALL HERE AT HEARTLANDS.
“WE’RE SO LUCKY MOM LIVES AT HEARTLANDS.” — Monica M.
COLUMBIA DENTAL EXCELLENCE Phone: 410.381.0505
www.columbiamddentistry.com Dr. Avi Mizrachi and the caring dental team are at Columbia Dental Excellence are dedicated to providing you with comprehensive dentistry in a comfortable, caring environment where they can accommodate all of your dental needs and desires. They are a family-oriented practice, and they enjoy caring for patients of all ages. Bring your whole family to their office for high-quality, gentle dental care! They offer a wide range of dental services for patients of all ages
Our monthly rentals, with no buy-in fee, make it easy to move to Heartlands Senior Living Village. Delight in our Five Star Dining, explore our 48 lush acres, and take comfort in knowing care is here when you need it. Your next adventure starts here.
and backgrounds. They are here to take care of your smile.
T R O P P SU OL C A L !
IN UPPORT LOCA S S L
PP
ORT
LOCAL B US
SUPPORT LOCA S LS ES
LOCAL BU S
SU
ORT
ES
P UP
Why wait to enjoy a life this great? Call us today to reserve a tour.
3004 North Ridge Road • Ellicott City, MD 21043 410-461-9494 • www.HeartlandsSeniorLivingVillage.com INDEPENDENT LIVING • ASSISTED LIVING RESPITE CARE • REHAB & PERSONAL FITNESS ©2019 Five Star Senior Living
Pet Friendly
CONTINUED >
CityLifestyle.com/Columbia
9
IN
AROUND TOWN
FUSION ACADEMY Phone: 410.988.3962
www.fusionacademy.com /columbia A fully engaged one to one classroom experience, Fusion Academy offers core classes and unique electives for their middle and high school students. All courses meet or exceed state standards, and are customized in their one to one classrooms for the strengths, interests, and learning style of every individual student. Their teacher-mentors
meet students
where they are and seek first to understand their unique strengths, interests, and learning style. Once trust is established, they are able to personalize course material and their teaching style so students truly master the subject matter at their own pace.
10
Columbia Lifestyle | June 2020
DNP HOME IMPROVEMENT Phone: 301.498.9072
www.howardcountyroofers.com DNP Home Improvement is a locally family-owned roofing company servicing Howard County, Maryland and the surrounding areas. With their 100% commitment to customer satisfaction, you’re certain to get what you want and need for your roof. Their contractors only rely on the best materials to achieve the best job possible. Their roofing team is chosen based on their skills and qualifications to ensure you receive the absolute best roofing services possible. Their residential and commercial roofing services were established more than 20 years ago. When you want someone with the experience to
Great News! We can now sell wine with a to-go order
Spend $80 or more on food - receive house wine for only $1
address your roofing needs, make sure you
House Wines: Chianti Cabernet, Merlot, Pinot Noir, Chardonnay, Pinot Grigio
turn to the reliable and efficient services of
Special Red Bottle of Wine for only $30
DNP Home Improvement.
5TERREROSSO
PP
ORT
LOCAL B US
SUPPORT LOCA L S ES
IN
Extended Carryout Hours
UPPORT LOCA S S L
US P P O R T LOCAL!
Limited menu with family style dinner deals available.
SU
UP
T LOCAL BU S POR
ES
S
PLUS Choose a bottle of wine from our exclusive Awarded Wine List and receive 35% off!
12:30pm to 8pm
12:30pm to 10pm
Sunday to Thursday
Friday to Saturday
Visit Us Online or Call to Place a Carryout Order! (301) 604-5555
Laurel: 7530 Montpelier Rd, Laurel, MD 20723
faccirestaurant.com Ellicott City: 11095 Resort Road, Ellicott City, MD 21041
CityLifestyle.com/Columbia
11
IN
OPEN HOUSE
ARTICLE CONSUMER CREDIT COUNSELING SERVICES
Weathering The Financial Storm CONSUMER CREDIT COUNSELING OF MARYLAND AND DELAWARE HELP US CONSIDER WHAT TO DO NOW 12
Columbia Lifestyle | June 2020
WHEN FACING A FINANCIAL CRISIS, HAVING A HANDLE ON YOUR CASH FLOW IS KEY TO YOUR FINANCIAL SURVIVAL AND FOR REBUILDING IN THE FUTURE. Budgeting in a crisis requires knowing your priorities and limiting expenses. The most important costs to take care of are housing, groceries and debt. HOUSING The first line item in your budget should be housing. Regardless of what is happening in the world around you, ensure you have a roof over head. If you are unable to make your housing payment during the COVID-19 pandemic, the Coronavirus Aid, Relief, and Economic Security Act, includes foreclosure moratorium and forbearance for mortgages as well as eviction protection for renters. To learn about these protections, contact your mortgage or rental company. When this crisis is over, get current on your mortgage or rental payments to avoid fees or negative impacts on your credit score. If you are renting and want to purchase a home after the crisis, consider attending a homeownership course. Make sure the course is taught by a HUD approved housing counseling agency to help identify necessary budget changes getting you ready for the next steps. GROCERIES During a crisis, it is important to be frugal with groceries. For the largest savings, stick to the store brands, limit meat purchases, and stick to essentials. If you cannot afford groceries, seek out local food banks and community organizations that are providing free groceries during this pandemic. DEBT To give your budget breathing room, do not pay more than the minimum payments. If you are struggling to make payments after taking care of your housing and groceries, contact your creditors to learn about forbearance and temporary relief programs. Limit everything else on your budget to the greatest extent possible. Identifying expenses to reduce will help you feel in control during unsteady times. For help getting through a crisis, seek guidance from a not-for-profit credit counseling service who can help you manage your budget and navigate the relief options for your financial obligations. Visit www.cccsmd.org for more information.
CityLifestyle.com/Columbia
13
INSPIRED BY ARTICLE GABRIELLE LEWIS | PHOTOGRAPHY HOWARD COUNTY GENERAL HOSPITAL
PERSPECTIVE FROM THE FRONT LINES FROM OUR FIRST RESPONDERS TO COMMUNITY ACTIVIST, WE GET TO HEAR FROM THOSE ON THE FRONT LINES SERVING OUR COMMUNITY
I NEVER KNEW IT WOULD BE LIKE THIS. A recurring sentiment is shared throughout the United States as millions of lives have changed over the course of the last eight weeks. After the proliferation of COVID-19 (commonly referred to as Coronavirus) cases skyrocketed in March, the necessity of social-distancing and quarantining individuals has fundamentally shifted the way in which
howard county general hospital the nation is operating. Now more than ever before industries across the county have been impacted. Over the past two months, medical professionals have come together to protect and serve the community, advocating for tools and resources necessary to give their patients the best care during this unprecedented event. The tireless work of the medical staff during this time cannot be overstated--coming at a great personal cost to themselves and their loved ones; risking their own health daily. At Howard County General Hospital, a member of John Hopkins Medicine located in Columbia Maryland, medical professionals have been balancing the near impossible task of caring for incoming patients while protecting their own mental and physical health. With treating nearly 200,000 patients annually even before the spread of the virus, containment and treatment have become daunting tasks. Dr. Nia Jewell Leak, is one of the many doctors on the front lines at Howard County General Hospital. Dr. Leak is board certified in obstetrics and gynecology and has been involved in the healthcare industry for over twenty years. She and her colleagues are 14
Columbia Lifestyle | June 2020
SERVING THE COMMUNITY SINCE 1973
continuing to help parents welcome new babies into
“Please remember to also check on your friends and
this world during the COVID-19 pandemic. Winner of the
neighbors, even if you can’t physically interact with them.
Armstrong Award for Excellence in Quality and Safety in
Send a message, or call them. You never know how much
2019, Dr. Leak and her staff have committed to keeping the
a warm message can mean. The more that we do as a
hospital running as smoothly as possible during this crisis.
community to think and behave safely towards our more
Dr. Leak and her staff have committed to keeping the hos-
vulnerable populations, the easier it will be to keep the
pital running as smoothly as possible during this crisis. “I
numbers as low as possible,” shares Dr. Leak. “We have
have my husband, three kids, and elderly parents at home,”
to work together to find solutions to the problems arising,
Dr. Leaks shared. “Every day, there is a joy that I feel when
and not just act out alone.”
I see my family, but there is also a semblance of guilt when
Labor and Delivery Nurse Manager Nickie Matters has
you’re aware of just how easily anyone can contract the
been an employee of Howard County General Hospital
virus. It’s hard to be able to separate the concern you have
for the past six years, and a Labor and Delivery nurse for
for your patients with that of your family. Everyone is a
15 years. Although she is no stranger to addressing the
potential patient.” In order to mitigate the spread of the
various needs of patients, she notes that the emotional
virus, Dr. Leak urges individuals to think about their family
responsibility for healthcare workers has shifted dramat-
when they venture from the house and remember to wear
ically. “Mutual trust, compassion, listening, and being
masks when entering into public spaces.
heard are important attributes in healthcare that improves
ASSISTANT PROFESSIOR OF GYNECOLOGY AND OBSTETRICS
d r. n i a j e w e l l l e a k “Please remember to also check on your friends and neighbors, even if you c a n ’ t p hy s i c a l l y interact wi th them. “
CONTINUED >
CityLifestyle.com/Columbia
15
INSPIRED BY (CONTINUED)
nickie matters NURSE MANAGER
health outcomes,” she said. “Parents and families who are preparing to welcome home a baby right now are feeling scared and having emotional support, the ability to have their questions answered, and trust in the team who is caring for them helps.” “Typical” days at the hospital have long since passed, every day bringing a new challenge. Through her work and nonstop research on the status of the virus, Matters highlights the necessity of trust, not only between patients and healthcare, but between staff members as well. Communication is paramount, as is the constant information on the progression of the virus that has to be disseminated as rapidly as possible. Flexibility is key--in such an abnormal environment, healthcare workers must adapt to the rapidly changing best practices in certain parts of the country, while still providing emotional and physical support to patients and staff alike. Matters likens the containment of the virus to a marathon as opposed to a sprint. Noting that the virus is placing a spotlight on how the staff needs to take precautions to protect themselves from infection, despite an unyielding responsibility to their patients. People can become overwhelmed with the inundation of statistics and images of COVID19, Howard County staff implores individuals to focus on what they can control in their own lives and to not despair. Maintaining and supporting mental health is paramount, and it is suggested to find healthy ways in which stress can be released including indulging in respite spaces in the hospital, family time, and exercise. Matters is grateful for the support for our community during this time, and it is that gratitude that helps maintain her resilience. She suggests that this is a time for the country to re-evaluate how we treat each other and our planet.
16
Columbia Lifestyle | June 2020
Members of the medical staff are looking forward to the possibility of events in the summer if conditions allow for
“I am looking for ward to the oppor tunit y for our world to change
public interaction again. An avid athlete, Nurse Matters aspires to participate in the IRONMAN Maryland competition, a triathlon that fosters an environment of support and success for all. Dr. Leak is looking forward to enjoying food trucks and various Baltimore music and arts festivals, as well as the Columbia Fourth of July Fireworks Event.
how our societ y is run and how we treat our p e o p l e a n d p l a n e t .”
thank you CityLifestyle.com/Columbia
17
GIVING BACK
COLUMBIA COMMUNITY CARES
LOCAL TEACHER RALLIES FELLOW COLUMBIA RESIDENTS TO LEND A HELPING HAND
ERIKA STRAUSS-CHAVARRIA IS A SPANISH TEACHER AT WILDE LAKE HIGH SCHOOL. Born in Albuquerque, New Mexico, she moved to Columbia during her formative years. In addition to her teaching career, Chavarria has a background in social justice. Her experience has increased her awareness in reference to the shortages of resources for the community. In the face of this pandemic, her skills helped her to begin a group called Columbia Community Care. ”I posted on Facebook asking if any of my fellow friends/colleagues would be willing to deliver groceries to families of our students. I woke up the next day and on a whim, decided to create a Facebook group with the folks who had responded. Before I knew it, we (had) over 2000 members in the group, dozens of volunteers, and hundreds of donations flowing in.” This is how Columbia Community Care started. They provide different services at five different schools in the county: Swansfield Elementary School, Wilde Lake Middle School, Oakland Mills Middle School, Lake Elkhorn Middle School, and Howard High School. Donations and distribution are provided throughout the week. Chavarria states that, “Safety is our top priority and we are doing our best to abide by all state and county guidelines and restrictions.” To volunteer or to find dates and times for donations and distributions, you can find Columbia Community Care on Facebook. Another example of how people in the Columbia community are going above and beyond to help.
ARTICLE KATRINA HALL 18
Columbia Lifestyle | June 2020
Poemtography
P
PHOTOS PAINTED LIKE POETRY C A B R E R A -
F A M I L Y
M A N A L O
A N D
L L C
RE A
AD
C
Y
F
O K R $ A G SP 2 RI E 5 N S 0 S G / PH S T E S A R OT S O IO T S N AT ?
L I F E S T Y L E
P H O T O G R A P H Y
@EDISONMANALOPOEMTOGRAPHY EDISONMANALOPOEMTOGRAPHY@GMAIL.COM
Personalized
Homework and Tutoring Support
Healthy Happy Hours Starting this Summer!
save the date!
Looking for extra support for your student? Fusion Academy offers a personalized educational experience designed to deliver academic success for your child. Sign up for tutoring sessions, homework support, or a class for credit to help boost your student’s success. Visit Our Campus Schedule a visit to our campus and discover what’s possible for your child’s success at Fusion Columbia.
Halloween Howl | Saturday, Oct. 31 2nd Annual Sobar Soiree | New Year’s Eve Sobar is a 501(c)(3) organization on a mission to encourage choice in how we celebrate!
www.drinksobar.org
Fusion Columbia FusionColumbia.com 410.988.3962
RAISING THE “BAR” FOR NON-ALCOHOLIC BEVERAGES
Full-time Academy | Classes for Credit | Tutoring CityLifestyle.com/Columbia
19
FINANCIAL BUZZ
MANAGING YOUR RISK MANAGING DIRECTOR OF EXG NEXUS DAVID JOHNSON GIVES SIX CONCEPTS TO CONSIDER BEFORE AND AFTER AN ECONOMIC DOWNTURN
TODAY, WE ARE LIVING AND WORKING THROUGH A 100YEAR EVENT THAT CAN EASILY HAPPEN MUCH MORE FREQUENTLY BECAUSE OF OUR GLOBAL CONNECTIONS. How we prepare our personal finances will dictate how successful we are able to navigate through any type of turbulent storm that comes our way. Our personal finances are a major component of our well-being. Therefore, here are six proactive things we can do to give us peace of mind. 1. TRIM DOWN EXPENSES – Go through your monthly expenses and identify expenses that are a necessity – non discretionary and separate them from those that we can live without – discretionary (e.g. subscription services). 2. PAY DOWN DEBT – It’s crucial to pay down outstanding debt, more specifically high cost debt such as high-interest credit cards to create breathing room. Move from credit cards to other types of loans like auto and mortgage. Remember student loans offer more flexibility with forbearance options. 3. INCREASE EMERGENCY SAVINGS – Good rule of thumb - 3 – 6 months of monthly expenses. First build up the first month’s savings, then trim down at 30% of debt and go back to complete the 3-6-month objective. Feel good about your progress. 4. LIVE WITHIN YOUR MEANS – It’s always good to create a monthly spending plan to keep us from overspending. The objective should be not to spend more than 30% of our net ARTICLE DAVID JOHNSON 20
Columbia Lifestyle | June 2020
Get the RIGHT
income (take home income) on discretionary
MORTGAGE for you!
expenses. Focus on the MUG – Mortgage/ Rent, Utilities, & Groceries.
At Fairway Independent Mortgage Corporation, we have a wide range of home
5. UNDERSTAND YOUR RISK – This
financing products to ensure you get the best option for your situation.
would be a good time to look for financial
David will personally guide you through the entire loan process to help you make informed decisions based on your needs.
guidance from a professional. A financial advisor can provide us with a questionnaire to help discover our risk tolerance. Investing for the long haul can seem scary. It’s crucial to understand what type of rollercoaster we are willing to ride on especially if retirement is happening sooner rather than later.
D5)AY Get the RIGHT Ca(4ll10-2T20O -020 MORTGAGE or for Pre-Approval for you! Mortgage Review
6. CREATE A BETTER YOU – A good way to stay ahead is to be ahead of the curve. Look to sharpen our skills to ensure we are relevant. Look to add more “tools to our toolbox”. Work to understand if our skillsets align with our career and the business com-
At Fairway Independent Mortgage Corporation, we have a wide range of We keep the process as simple as possible home finaby: ncing products to • Providing application options — in person, overethe our nsuphone, re yosecurely u get tonline he beorstthrough option fomobile r youapp r • Offering loan products that meet your financial needs situand atiogoals n. Plus, we'll personally guide • Helping you make informed decisions by educating youyou thrabout oughyour theloan enoptions tire loan process to • Guiding you through the entire loan process from the application to closing and beyond help you make informed decisions • Approving loans quickly through our in-house underwriting and funding departments based on your needs.
munity. Think about certifications or education reimbursements our organizations provide to their teams. Relevancy offers options and longevity. Obsolescence isn’t a proactive strategy.
Our way is the FAIR WAY
SERVICE. Speed. Satisfaction.
ao wide options, including: Our Fairway home finoffers ancing ptionrange s incluofdefinancing : •
• Fixed- and adjustable-rate mortgages (ARMs) • FHA, VA* and Conventional loans • Jumbo mortgages • Zero down payment options with Rural Housing Program (USDA)** (A R s) • Zerfor o dfirst-time own paymhomebuyers ent options** •M Jumbo financing • Refinancing options • Loans
Fixed- and adjustable-rate mortgages
•
FHA, VA,* Conventional and USDA loans
•
Down payment assistance (DPA)** grants
•
First-time homebuyer financing
•
Refinancing
Contact me today!
David Koonce
David Koonce
Sr. Mortgage Consultant, NMLS# 480428
Sr. Mortgage Consultant, NMLS# 480428
Direct: (410) 220-0205 Fax: 815-301-3355 dkoonce@fairwaymc.com www.myfairwaymd.com
Direct: (410) 220-0205 Fax: 815-301-3355 : 3013323234 dkoonce@fairwaymc.com www.myfairwaymd.com 7001 Heritage Village Plaza, Suite 250 & 255 & 260 Gainesvillle, VA 20155
Download the FairwayNOW app! https://mtgpro.co/7j5uj
BD
7001 Heritage Village Plaza, Suite 250 & 255 & 260 Gainesvillle, VA 20155 *VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. **Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Copyright © 2019 Fairway Independent Mortgage Corporation. NMLS\#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. Equal Housing Lender. Fairway Independent Mortgage Corporation NMLS Entity ID #2289 (www.nmlsconsumeraccess.org).
David has been living and working in Howard County since 2001. Although he is licensed to help clients in MD, DC, VA and PA, David loves working with the residents of his local community in Howard County the most.
*VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. **Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Copyright © 2019 Fairway Independent Mortgage Corporation. NMLS\#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. Equal Housing Lender. Fairway Independent Mortgage Corporation NMLS Entity ID #2289 (www.nmlsconsumeraccess.org).
3292144
3292144
CityLifestyle.com/Columbia
21
distance learning t a ke a w a y s
+ set up a space
TIPS FROM THE KITCHEN TABLE
+ creat e a schedule
Have a consistent place and time to work.
Create a schedule and stick to it. On Saturday
Set up a space in your home where you will
or Sunday, take out your calendar(whether it
engage in your distance learning. Ensure
be on your phone or on paper) and syllabi
that all of your needed materials are on
and insert all of your scheduled classes,
hand. List all of your passwords, class codes,
due dates, and study times for the week.
etc. on one sheet of paper and post them
Consider colors for the different assign-
on your bulletin board, wall, refrigerator or
ments. For example, green for assignments
another surface near or at your workspace.
that are due, blue for classes, red for quizzes or exams. Be creative.
22
Columbia Lifestyle | June 2020
IT’S JUNE AND STUDENTS AND TEACHERS ALIKE HAVE SUDDENLY BEEN JETTISONED INTO THE 21ST CENTURY CLASSROOM. Forced to adapt to a new model of learning, we took to our home offices, our kitchen tables, and yes, even our beds. New challenges have caused a rethinking of curriculum and a shift in pedagogy. Students were tasked with keeping themselves organized and completing tasks without the teacher’s watchful eye upon them. While many lessons were learned during this time, this writer offers four simple nuggets gleaned from the struggle and success of the last
ARTICLE VERONICA BARNES
four months and may be relevant as we move into our new normal.
+ study online tutorials
+ know when to “turn it off ”
Study online tutorials of Zoom, Google Meets,
Know when to “turn it off”. It is very difficult when
or whatever apps you will be required to use.
you work (or learn) from home to know when to get
There is nothing more frustrating than fumbling
up from the computer and just STOP. Consider that
around with the software during the class and
this time has been granted to you for more than
not being able to access the needed pages.
one purpose. Take time for self-reflection, prayer
Practice navigating around the pages and but-
and meditation, and quality time with family mem-
tons before hand.
bers. Disconnect.
CityLifestyle.com/Columbia
23
BACK STAGE
Pas s i o n at e A b o u t Community
ARTICLE ANIKA BATY-MILLS
TEACHERS HAVE BEEN THE BACKBONE OF OUR COMMU-
parents have lost their jobs. I constantly ask myself how I can best
NITIES AND OFTEN GO ABOVE AND BEYOND THE CALL OF
serve who is showing up, and help those who could not.”
DUTY TO ENSURE THE DEVELOPMENT AND CARE OF OUR
Passionate about exposing students to our community heroes,
YOUTH. Amy Brooks is no exception. Brooks, a Towson University
Brooks, along with Jessica Mahajan, created OM Online, a commu-
alumna, is a Pennsylvania native who originally had no interest in liv-
nity for anyone in the County who is looking for connection. The site
ing in Columbia. “I was a city girl”, she says chuckling. However, after
provides live interactive workshops, games, crafts, exercise, you name
marrying a Columbia native, she gave in and hasn’t looked back.
it! “It’s been wonderful to connect the students with their community.”
A teacher at Oakland Mills High School, Brooks is passionate about,
Not immune to challenges, Brooks and her husband Brian help
not only learning but bringing education into the 21st century. She
their 5th, 8th and 10th graders acclimate to distance learning. Brian
shares that passion with her students and her community. “Our dis-
Brooks is among the thousands who have lost their jobs during this
trict has conducted the most supportive and thoughtful roll out,” she
time. However, the opportunity to support his family in a different
says in reference to the resources provided to students. “Maybe this
way has been a blessing. “None of this works without my husband.
moment in time will force us to jump fully into innovative practices.”
He is the backbone of our family and takes wonderful care of us,”
Pleasantly surprised by the number of students who made it to
says Brooks. She advises parents, “Give yourself a lot of grace and
class and their positive energy, Brooks expressed sensitivity for
be patient. There are teachable moments for you and your child. Take
those whose families have been severely affected by the economic
a moment to show your child how to navigate, and learn yourself.”
downturn. “Some students have had to find work because their Check out OM onlinee for https://oaklandmillsonline.weebly.com/
LOCAL TEACHER TALKS ABOUT THE TRANSITION TO DISTANCE LEARNING FOR HER STUDENTS AND HER FAMILY
24
Columbia Lifestyle | June 2020
You only live once. That’s worth protecting. James E Clark, Agent 9520 Berger Road Columbia, MD 21046 Bus: 410-381-7386 james@jamesclarkcares.com Monday-Thursday: 9am - 6pm Friday: 9am - 5pm Saturday: 9am - 12pm
1708142
A conversation about life insurance now can make a big impact on your family (and even your retirement) later. LET’S TALK TODAY.
State Farm Life Insurance Company (Not licensed in MA, NY or WI) State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL
CityLifestyle.com/Columbia
25
LOCAL LIMELIGHT ARTICLE GABRIELLE LEWIS | PHOTOGRAPHY EDISON MANALO POEMTOGRAPHY, FACCI RISTORANTE
26
RESILIENCE IN THE MIDST OF IT ALL
Columbia Lifestyle | June 2020
GINO PALMA IS NO STRANGER TO CARVING A CAREER THROUGH HARD WORK. Hailing from Naples, Italy, Palma immigrated to the United States in 1996 with no family, no money, and no knowledge of the language. Earning a position at the restaurant of a family friend from his original hometown, Palma began his career as a dishwasher and busboy. Working sixteen-hour days, six days a week, Palma constantly learned new skills and recipes. His flexibility in the back of house operations catapulted him to higher positions in the restaurant, eventually leading to Palma fulfilling management roles in various establishments in the Northeast. After moving to Maryland in 2005 and starting a family, Palma observed a lack of fresh, authentic Italian food in his community and was inspired to bring Neapolitan cuisine to his new home. In 2010, Palma became the proud owner of the Italian restaurant Facci Ristorante, a wine bar and pizzeria whose mission is to “transport your taste buds back to the streets of old Napoli.” Utilizing special preparation techniques for pasta, cocktails, and especially pizza, Facci’s has a variety of menu items. Facci’s use of the freshest ingredients and imported wood-burning oven honors the original method of baking Neapolitan pizza in temperatures 1,000 degrees and higher, developed as early as 1889. Expanding to Ellicott City and Laurel, Facci's has distinguished itself as a community favorite over the last decade. The restaurant has been named
LOCAL RESTAURATEUR GINO PALMA CANNOT WAIT TO GET TO THE OTHER SIDE AND CELEBRATE LIFE
one of Maryland’s Best 50 Restaurants by the Baltimore Sun, boasting a chic yet accessible atmosphere that invites patrons of all ages to partake in delicious Naples cuisine. Despite the popularity of the establishment previously causing long lines to wind out of the front doors every weekend, recently Facci’s has been forced to close its doors to the public. Due to the spread of COVID-19 infecting thousands of people throughout the country, the food and beverage industry has taken a significant hit. With the restaurant’s business model shifting to only allowing carry-out, curbside pick-up, or delivery for dining options, the staff CONTINUED >
CityLifestyle.com/Columbia
27
LOCAL LIMELIGHT (CONTINUED) at Facci’s have been drastically impacted, many being laid off or given greatly reduced working hours. Palma himself has had to manage the restaurant with a skeleton crew, oftentimes fulfilling various roles himself throughout the day. “If someone had told me three years ago what would be happening today, I would’ve never believed them.” Palma shared. “It feels like a movie, something surreal that was just made up and thrown on everyone. Even when this is all over, everything in the industry will have changed. The whole business will shift. It’s hard to look that far in the future.” In spite of this daunting time, Palma is still hopeful for the eventual return to business once the quarantine orders have been lifted. Apart from fully opening his dining room to customers again, Palma is most excited to enjoy the presence of his loved ones again. Palma advises anyone struggling with the quarantine to release the semblance of control and acknowledge that life is unpredictable. In the face of an uncertain future, one thing remains certain: Palma will continue serving delicious food to the community for as long as he can. “When this is all over, I can’t wait to throw a huge party. I want to invite everyone in the community so we can celebrate life. Celebrate the time we have together, the ability to touch and be around each other -- and not take it for granted ever again,” Palma says.
28
Columbia Lifestyle | June 2020
CityLifestyle.com/Columbia
29
CULINARY CREATIONS
father’s day dinner A DINNER THE WHOLE FAMILY CAN MAKE WITH DAD
ARTICLE ANIKA BATY MILLS
30
Columbia Lifestyle | June 2020
THIS FATHERS’ DAY, BRING DAD INTO THE KITCHEN AND CREATE HIS DREAM SANDWICH. The guys from the website, How to Feed a Loon, have an awesome recipe that will be fun for the whole family to take part in. CONTINUED >
CityLifestyle.com/Columbia
31
CULINARY CREATIONS (CONTINUED)
meatballs + 1 1/2 lb ground sirloin + ½ lb ground veal + ½ lb ground pork + 2 large eggs, lightly beaten + ¼ cup fresh Italian bread crumbs (recipe below) + 3 tbsp fresh parsley, chopped + 2 tbsp fresh basil, chopped + 1 tbsp Kosher salt + 2 cloves garlic, minced + 1 tbsp freshly ground black pepper + 4 slices firm Italian bread crusts removed (let them sit out for about an hour to firm up) + 1 cup whole milk + 1 cup freshly grated Parmesan cheese + 10 cups fresh marinara sauce + 6 - 10 medium homemade Italian meatballs (link to recipe below) + 1 cup fresh marinara sauce (link to recipe below) + 2 loaves Italian bread ends cut off, opened up + 8 slices fresh mozzarella + fresh Parmesan grated + 2 tbsp fresh herbs, chopped, i.e., basil, oregano, parsley
seasoned breadcrumbs + 3 slices white Italian bread torn into large pieces + ¼ cup freshly grated Romano cheese + 1 tbsp garlic, minced + 1 tbsp fresh parsley, chopped + 1 tsp dried oregano + Salt and pepper to taste DIRECTIONS + Heat the meatballs in the marinara. Simmer for about 15 minutes. + Place the opened loaves of bread on a baking sheet and cover both sides of the bread with the sliced cheese. + Place the bread with cheese under the broiler for about 2 minutes or until cheese is melted and started to brown on the edges (watch closely, don’t let burn!) + Remove from broiler. Add 1/4 to 1/2 cup of marinara on the bottom layer of each loaf of bread. Layer meatballs on top of the marina. + Spoon a little more marinara over the meatballs. + Top with shaved, or grated, fresh Parmesan and herbs. Serve at once. https://howtofeedaloon.com/ 32
Columbia Lifestyle | June 2020
A Good Plan Is the Making of Tomorrow
A Solid Partner Helps Too!
Partner With Us Today
It’s Handled. Financial Planning Debt Management Retirement Planning
Unintimidated HR.
www.exgnexus.com 301-503-9709
WELCOME THEM BACK WITH PEACE OF MIND
HR & Management Audits
Employee Relations
An indepth and intensely objective look at your HR policies, practices, procedures, and strategies is where it all begins.
An indepth and intensely objective look at your HR policies, practices, procedures, and strategies is where it all begins.
CALL TODAY HR Compliance
Custom HR + Consulting
An indepth and intensely objective look at your HR policies, practices, procedures, and strategies is where it all begins.
An indepth and intensely objective look at your HR policies, practices, procedures, and strategies is where it all begins.
Policy/Handbook Development
DISINFECTANT CLEANING DEEP CLEANING SERVICES CUSTODIAL SOLUTIONS ELECTROSTATIC CLEANING
443- 203-2338
An indepth and intensely objective look at your HR policies, practices, procedures, and strategies is where it all begins.
Get Started An indepth and intensely objective look at your HR policies, practices, procedures, and strategies is where it all begins.
5305 Village Center Drive, Ste. 284, Columbia (443) 351.8818 | prescotthr.com
WWW.HOMELANDCUSTODIALSERVICESINC.COM
CityLifestyle.com/Columbia
33
FAITH REFLECTIONS
ARTICLE PASTOR DAN S. BATY | PHOTOGRAPHY VALLEY BROOK COMMUNITY CHURCH
Dan S. Baty is the Senior Pastor of Valley Brook Community Church located in the Owen Brown Community of Columbia. Pastor Dan Baty can be contacted at Pastor@valleybrook.church
A Moment to Consider PASTOR DAN BATY GIVES PERSPECTIVE ON HOW WE CAN BRING MORE TO A RELATIONSHIP THAN JUST OUR PROBLEMS THERE IS A PROBLEM WITH PRAYER AS WE COMMONLY
It’s not that problem-focused prayer is wrong. On the
UNDERSTAND IT, AND IN CHALLENGING TIMES SUCH AS
contrary, prayer is the perfect strategy for processing the
THESE, THE PROBLEM CAN BECOME MORE ACUTE.
difficulties and uncertainty this present national crisis is
I used my marriage to frame the problem for my wife. I said,
creating. It's just that an invigorating relationship with God,
"Honey, if all you and I ever did was come together to talk about
like any other relationship, requires a healthy blend of com-
problems, we wouldn't want to talk to each other very much."
munication. In addition to praying about our concerns, it is
Think about it. We might even begin to associate our part-
good to pray about our joys, our discoveries, our aspirations
ner with the problem, and it could become a disincentive for
and our thankfulness. It is also spiritually uplifting to focus
conversation. We’d want a break before hopping back on the
our prayers on God’s marvelous personal attributes. This
problem-solving assembly line.
variety in our focus, helps us make Him more inclusive in
In the same way, only focusing on problems when we pray can become a disincentive to prayer. 34
Columbia Lifestyle | June 2020
our lives overall and not just as Someone to whom we go to discuss our problems.
S E R VI N G TH E HOWARD CO UNTY CO MMUNITY
ONE ROOF AT A TIME . SINCE 1996
SAVE $1000 on Any New
Asphalt Composite Shingle Roof Must be a minimum of 35 square or more. Mention the Columbia Lifestyle Ad for savings.
ROOF I N G S I DI NG G UT T ER S REPAI R
• Family Owned & Operated
• Fully Insured & Licensed - MHIC 27100
• In Business 23 Years
• Free Estimates
301.498 .9072 www.h owa rdcou ntyroofers .com
We build High Performance
WEBSITES
Let TM Marketing Group take your online presence to the next level!
TM Marketing Group is Columbia's premier digital marketing company. No matter the size of your business, we are a great fit. We bring the mentality of a startup and the growth hacking strategy of an enterprise. We mean business for your business – and we deliver only best-in-class techniques in search, paid, and social, combining creativity and technology for top-to-bottom campaign optimization.
Promotion
Get in touch: 443-266-5170 www.tmmarketinginc.com
Performance Marketing
Development