Issuu

APRIL 2020

LifestylePubs.com/Chattanooga

Eco Edition

2601 Broad Street, Chattanooga, TN 423.266.0077 | www.ClassicCabinetry.us

Walk-in care, right now. When youâ€™re not sure if it is a cold, a virus, or an infection, CHI Memorial Convenient Care is here. When you need affordable quick care CHI Memorial Convenient Care is here. If you or a family member are experiencing: an allergic reaction, mild fever, broken bone, or any other minor symptoms, CHI Memorial Convenient Care is an alternative to an emergency room. Our advanced practice clinicians have the highest quality healthcare training and translate that into the best care available. No appointment necessary. CHI Memorial Convenient Care conveniently charges a primary care copay. This is a less expensive alternative to emergency rooms or most urgent care centers. Chattanooga | 1949 Gunbarrel Rd. | Ste. 200, Bldg. 1 | Chattanooga, TN 37421 | P (423) 498-5980 Cleveland | 645 Paul Huff Parkway NW | Suite 105 | Cleveland, TN 37312 | P (423) 790-7750 LaFayette | 615 East Villanow Stree | LaFayette, GA 30728 | P (706) 638-1606 Signal Mountain | 1238 Taft Hwy. | Suite 170 | Signal Mountain, TN 37377 | P (423) 886-2004 To learn more visit CHIMemorialConvenientCare.org.

CHIMemorialConvenientCare.org | Follow us on Twitter@CHI_Memorial Follow us on Facebook@CHIMemorial | Watch us on YouTube/MemorialChattanooga

LIFESTYLE LETTER

APRIL 2020 PUBLISHER

Lisa Hatch | lisa.hatch@lifestylepubs.com EDITORIAL COORDINATOR

Madison Frazier | madison.frazier@lifestylepubs.com

Singing in Chattanooga DO YOU SMELL IT, CHATTANOOGA? It’s the fresh, spring scent after a cleansing

AD DESIGNER

Evan Deuvall LAYOUT DESIGNER

Jayme Emery

rain. Ah, April. What a wonderful month to reconnect with the Earth and spend some time outside. If you ever needed an excuse to buy yourself a new raincoat and matching boots, you have one now. Go out and explore—maybe get some new Instagram shots a la Singing in the Rain? While you’re out, take a moment to appreciate the gifts our planet gives us each day. How can you show your thanks? Maybe you join a neighborhood cleanup or check out some new, sustainable brands popping up in our local boutiques. This April issue is filled with community stories and ideas to get you in the Earth Day spirit. We can’t wait to see how you decide to celebrate. Be sure to share your photos with us!

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore

Thank you for all you do to keep Chattanooga clean and healthy. We wouldn’t be this

ART DIRECTOR Sara Minor

wonderful city without each and every one of you doing your part. Happy Earth Day!

OPERATIONS DIRECTOR Janeane Thompson AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams WEB APPLICATIONS Michael O’Connell

Lisa Hatch, Publisher

514 W 26TH ST., KANSAS CITY, MO

LifestylePubs.com/Chattanooga

Proverbs 3:5-6 Chattanooga Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Chattanooga areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors.

Chattanooga Lifestyle | April 2020

Information in Chattanooga Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

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301 West 25th Street Chat tanooga, TN

INSIDE THE ISSUE APRIL 2020

FEATURES 18 Reduce, Reuse, Recycle! Bees on a Bicycle Creates Items with People and Planet in Mind

20 Shell-ebrating Turtles! Tennessee Aquarium’s “Year of the Turtle” Focus in 2020

24 Chattanooga Red Wolves Year-Round Destination for Soccer

24 28

28 North Shore Financial Strategies Flying Solo - Financial Strategies for Living the Single Life

DEPARTMENTS 4

Lifestyle Letter

Good Times

10 DIY 14

Travel Destination

Trend Setter

24 Locally Owned 28 Financial Buzz 32 Lifestyle Calendar 34 Culinary Creations

CLOSETS · PANTRIES · HOME OFFICES · LAUNDRY ROOMS · GARAGES · WALL BEDS

Simplifying Life – Organizing One Room at a Time Since 1998 VISIT OUR SHOWROOM: 1901 BROAD STREET, MONDAY-FRIDAY 10-5 423.517.7190 | CHATTANOOGACLOSET.COM

GOOD TIMES

54th Annual 2020 Tri-State Home Show The Tri-State Home Show took place February 28-March 1 at the Chattanooga Convention Center brought to you by the Home Builders Association of Greater Chattanooga and EPB Fiber Optics. A portion of each ticket purchase went to support our local American Red Cross and Habitat for Humanity.

HERE’S TO FINANCIALLY INDEPENDENT WOMEN. MAY WE KNOW THEM. MAY WE BE THEM. MAY WE RAISE THEM.

345 Frazier Ave., Ste. 203 Chattanooga, TN 37405 * 423.648.2733 office * www.nsfinancialstrategies.com Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). NorthShore Financial Strategies is a separate entity from WFAFN. 8

Chattanooga Lifestyle | April 2020

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DIY

DIY GUIDE TO COMPOSTING ARTICLE CLARK HOLT AND MADISON FRAZIER PHOTOGRAPHY MADISON FRAZIER

Chattanooga Lifestyle | April 2020

COMPOSTING GUIDE FOR BEGINNERS

E N V I R O N M E N T A L S C I E N C E A S S I S TA N T, C L A R K H O L T, E X P L A I N S T H E B E A U T Y OF COMPOSTING.

1. 2.

Think about your space… An open space to create the perfect compost is preferred. You want moisture but not completely wet. It can be possible in an apartment or small home; one can simply find a stainless steel tin or compost bin. Be selective about what you put into it… You can choose to be conservative with your compost or even use meat. Be careful with limes, lemons, or anything too acidic. Items you may want to include in your compost are: potatoes, banana peels, apple peels, broccoli, squash, left overs, avocado shells, onion skin, coffee grounds. Tip: Go ahead and take your knife and chop into strips. It will decompose significantly faster.

3. 4. 5.

Balance… Make sure to balance your green (nitrogen) and brown (carbon). You want a ratio of either 2 to 1 or 3 to 1. Personally, I shoot for 3 to 1. I like more carbon, but it’s definitely personal preference because your compost may need more brown or more green. Tip: Your compost is your compost. It will act differently than someone else’s. Just pay attention to all the above factors. Compost with other people... You can do this with your community. If you want to start but do not have the time/space, or are simply just nervous about committing, find friends or neighbors with a compost bin . Contact them to see if they’ll take your scraps. This helps the process! Time… While you’re waiting, have fun with it and get dirty. During the time, explore and get to know your compost. It’s a beautiful process and you’ll find all kinds of different shapes and things running/rolling around.

COMPOST THINGS LIKE: CONTINUED >

April 2020 | Chattanooga Lifestyle

DI Y (CONTINUED)

Chattanooga Lifestyle | April 2020

Senior Kael Jackson navigates the terrain in competition as a standout member of this yearâ€™s rock climbing team.

Just keep

climbing .

As we celebrate 20 years as an Academy, we look back at the steady, unwavering climb that got us to where we are today. With the Lord as our guide, we will continue into the next 20 years. Will you join us for the climb?

SILVERDALE B A P T I S T

A C A D E M Y

www.silverdaleba.org

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F U R N I T U R E | S E AT I N G | L I G H T I N G | A R T | A C C E S S O R I E S

April 2020 | Chattanooga Lifestyle

TRAVEL DESTINATION

M a k i n g Yo u r Va c at i o n C o u n t

ARTICLE SUE G. COLLINS PHOTOGRAPHY A. MONCZAK AND PROVIDED

PLUFF MUD FROM THE MAY RIVER IS BLENDED AND APPLIED AFTER AN INVIGORATING FULL BODY EXFOLIATION, FOLLOWED BY A THERAPEUTIC SOAK IN OCEAN-INSPIRED, MINERAL-RICH BOTANICALS AT SPA MONTAGE IN PALMETTO BLUFF, SOUTH CAROLINA. Succumb to an “extreme spa,” alternating heat (eucalyptus-infused steam room, giant hot tub or sauna) with a quick cold-water plunge and then a required rest to round out your experience. Spa Montage is a 13,000 square foot comprehensive spa which will leave you a mere puddle of happiness. But, if you’re looking for a vacation that is more about the “big world” than just “your world”, check out Montage Palmetto Bluff.

An easy six-hour drive from Chattanooga, Montage Palmetto Bluff continues to build stronger connections to the environment with research partnerships, an Audubon-certified golf course, and opportunities for guests to interact with all with all nature has to offer. Nestled in a lush, 20,000-acre coastal nature preserve between Hilton Head Island and Savannah, this stunning Lowcountry resort will haunt your thoughts for days after you leave the property. Although Palmetto Bluff is known for regular dolphin pod sightings, one dolphin in particular stands out among the rest – sporting a unique notching pattern on her dorsal fin and known for her playful behavior. Her name is Lucky. Through the relationship between the Conservancy and USC Beaufort, Montage Palmetto Bluff was able to “adopt” Lucky, thus becoming the symbol for the sustainability program. There, 32 miles of riverfront — featuring the May, Cooper and New Rivers — provides a safe haven for the Atlantic Bottlenose dolphin. Scientists hope to gain a better understanding of the behaviors and needs of the Atlantic Bottlenose dolphin that make their home in the vast tidal estuaries and rivers that make up the Lowcountry.

Chattanooga Lifestyle | April 2020

Regular guest lectures on the Dolphin Research Program are complimentary to resort guests (and the local community). The series is part of a robust schedule of 200+ educational programs and activities being offered through the Palmetto Bluff Conservancy each year. Paddle, bike, walk or horseback through the ecological diversity which thrives under the watchful eye of the Palmetto Bluff Conservancy, the caretakers of the ecological and environmental integrity of the honored land. Guests can join the Feederwatch citizen science project and monitor bird feeders, meet winged predators under the watchful eye of an instructor with Lowcountry Raptors, or explore the prehistory of coastal South Carolina with an archaeologist. Free classes, brown bag lunch workshops and guided nighttime hikes are listed in the extensive catalogue on the Montage website or the friendly concierges can help you make a plan for an engaging stay. But of all, the feather in the cap of the property’s conservation efforts is the May River Golf Course. Recognized as a Jack Nicklaus Signature Course, the 18-hole May River Golf Course is a Certified Audubon Cooperative Sanctuary, with a variety of conservation concepts used in the development and maintenance of the course. Club superintendent Chris Johnson and his crew of 35 check daily to identify irrigation needs and are diligent not to over-water which would cause unneeded run off or drainage issues on the precious land. Once the crew identifies exactly where on the 18-hole watering is needed, they can remotely trigger any of the approximately 2300 sprinkler or mister heads to take care of business.

CONTINUED >

April 2020 | Chattanooga Lifestyle

TRAVEL DESTINATION (CONTINUED)

Golf courses do not have the best reputation as environmental caregivers, but Jay Walea, director at the Conservancy gives May River an A+. “Chris has taken a holistic approach to golf course management and is doing it right, growing beautiful and healthy grass and being a good steward of the land. And the two don’t often go hand in hand.” All this care benefits golfers, too. “It’s a very special course,” says May River Golf Professional, Greg Wrobel. “It’s one of only eight Jack Nicklaus Signature Courses in the state and the views are spectacular, much the same now as 200 years ago.” He applauds his colleagues for their dedication to the course. “Novices will find it playable and fair where our members can play every day and find new nuances. You can look out across the marsh and see dolphins, boats cruising by, oysters being harvested and Bluffton across the river.” While golfers may never know about the chemistry behind the greens as they play the striking May River Golf Course, they will undoubtedly feel a natural pull. It’s a connection to the earth that everyone at Palmetto Bluff works so hard to preserve and present. Montage’s

team

remains

resource-efficient

and

eco-conscious through day-to-day operations – including water conservation through laundry practices and offering only paper straws and to-go boxes at all nine of the property’s dining outlets, in an effort to reduce plastic waste that makes its way back into our waters. Bookend your day with mimosas on the May River aboard the restored motor yacht Grace, and a nightcap craft cocktail around one of the resort’s many giant fire pits. Gorgeous entrees, soups and salads, low country staples along with fresh fish served inventively to feed both body and soul. The menu is veggie-centric and healthier. The peach and banana bread pudding with candied bacon and vanilla ice cream is not. MontageHotels.com/PalmettoBluff

Chattanooga Lifestyle | April 2020

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TREND SETTER

reduce, reuse, recycle! BEES ON A BICYCLE CREATES ITEMS WITH PEOPLE AND PLANET IN MIND

“REDUCE, REUSE, RECYCLE!” The importance of these words resonates in our daily lives. Each time we finish a soda or dispose of an empty plastic container that little voice in our head reminds us of them. Or maybe it’s when we see trash along the highway, clearly indicating that someone did not take this mantra to heart. But, there is more to these words than putting our newspaper or aluminum can into a recycling bin and Cath Shaw Truelove, founder of Bees on a Bicycle and author of a book by the same name, understands the importance of not only reducing, reusing, and recycling... but also in the practice of sustainability. Located

the

heart

downtown

Chattanooga, you’ll find this small but relaxing respite called Bees on a Bicycle. It’s no secret this hidden oasis is unique in many ways. But what makes it truly stand out is Truelove’s commitment to the “Three R’s of sustainability” (Reduce.Reuse.Recycle). Perhaps nowhere is it more evident than in the absence of plastic in her day-to-day operations.

ARTICLE MADISON FRAZIER 18

Chattanooga Lifestyle | April 2020

REDUCE. What does Cath do differently to reduce the use of plastic? For one thing, she does not automatically place your purchase in a bag. Although bags for your items are available on request, she only uses bags made of paper. For another, Cath decided she would reduce the use of plastic by selling her plants in two different types of organic pots: Legacy pots and Grain Fiber pots. While Legacy pots are typically sturdy enough to be passed down for generations, Grain Fiber pots are made from waste products of plants and decompose in a few years thus reducing the impact on our landfills. REUSE. Needing to get rid of a few boxes around your home? Just drop them off at Bees on a Bicycle. Cath will use all boxes dropped off at the door for packaging. RECYCLE. Cath focuses her efforts on reducing and reusing so there are few items to be recycled or wasted. She realizes the need to recycle will never be completely eliminated, so if she can’t reduce or reuse, she recycles any way she can for the sake of our community. Cath’s mission is that no items are wasted; and anything that can’t be used in its current state be recycled in order to help insure sustainability. To Cath, the use of sustainability saves you money. Her favorite quote about saving money is, “It's not about how much money you have, it's what you don't spend”... and at Bees on a Bicycle you’re guaranteed to get your money’s worth. She focuses on the level of quality of the plant itself and the pot in which it comes. “Think of it as purchasing a good pair of shoes,” explains Cath. “If you want the shoes to last a long time, you spend more money and only have to buy one pair. If you buy a cheap pair, you end up buying multiples over the same period of time because they won’t last”. Cath handpicks each of the 1,000+ items in her inventory in order to offer products she believes the community will love. Check out Bees on a Bicycle at https://www. beesonabicycle.com/, or stop by 1909 Market Street and see for yourself how one of our local entrepreneurs is doing her part to keep Chattanooga not only beautiful, but environmentally friendly.

April 2020 | Chattanooga Lifestyle

ARTICLE MADISON FRAZIER

TENNESSEE AQUARIUM’S “YEAR OF THE TURTLE” FOCUS IN 2020

S H E L L- E B R AT I N G TURTLES! 20

Chattanooga Lifestyle | April 2020

IN FACT, IN CONJUNCTION WITH THE INTRODUCTION OF THIS EXHIBIT, THE TENNESSEE AQUARIUM IS DECLARING 2020, “THE YEAR OF THE TURTLE”!

WHAT IS IT THAT LURES VISITORS TO CHATTANOOGA?

(including 20 penguins), countless butterflies and so much more in

The majestic Hunter Museum of American Art? The splen-

a single venue. No wonder so many have made Chattanooga, and

dor of nature that surrounds the Scenic City and the many

our Aquarium, their travel destination.

outdoor activities it offers? Our family-friendly downtown

And if that wasn’t enough, this year the Chattanooga Aquarium

which boasts of the Creative Discovery Museum and IMAX

has introduced yet another special attraction to further enhance the

Theater? Or is it our famous Tennessee Aquarium?

already outstanding exhibits they maintain year-round.

Perhaps the Tennessee Aquarium is not your first

On March 13, 2020, the Aquarium unveiled a gallery named

thought when you hear the name Chattanooga (”Choo

“Turtles of the World”, featuring hundreds of our “armor-clad” friends

Choo” maybe), but it has certainly been very close to the

from across the world; species whose homes range from right

top of the list. Just ask the more than 20 million visitors who

here in the Southeastern United States to Southeast Asia. In fact,

have visited the Aquarium since its opening in 1992.

in conjunction with the introduction of this exhibit, the Tennessee

The two premier exhibits, the River Journey and the

Aquarium is declaring 2020, “The Year of the Turtle”!

Ocean Journey, allow guests to view more than 12,000

While most of us are aware of the plight of the sea turtle, it is the

animals, fish, reptiles, amphibians, invertebrates, birds

desire of the Aquarium to heighten awareness of the dangers faced

CONTINUED >

April 2020 | Chattanooga Lifestyle

SHELL-EBRATING TURTLES! (CONTINUED)

THAT IS WHY “TURTLES OF THE WORLD” WILL ALSO INCLUDE A “NURSERY”, WHERE YOUNG TURTLES WILL BE NURTURED AND CARED FOR BY EXPERTS IN AN EFFORT TO ENSURE THAT THEY HAVE THE BEST CHANCE OF SURVIVAL. by many other members of the species. Each day, the population of

Along with the “Turtles of the World” gallery, the Tennessee

turtles is declining rapidly. That is why “Turtles of the World” will also

Aquarium IMAX 3D Theater will be bringing Turtle Odyssey 3D to

include a “nursery”, where young turtles will be nurtured and cared

the big-screen, featuring narration from conservation champion and

for by experts in an effort to ensure that they have the best chance of

Academy Award-winner Russell Crowe. This all new production

survival. And with their introduction into the existing turtle popula-

focuses on the journey of our beloved sea turtles as they survive mul-

tion, they will hopefully be able to begin to turn that downward spiral

tiple threats to their very existence. Watch the journey of one of Earth’s

into a gradual increase in their numbers.

most ancient and majestic creatures come alive in this 3D movie.

With each step into this new exhibit, the Tennessee Aquarium wants

Grab your friends and family and make sure to take in this turtle-y

to illustrate how vital they are to a healthy ecosystem and emphasize

awesome new exhibit. The exhibit is open now so come shell-abrate

that although they are protected from most predators by their shells,

“The Year of the Turtle” at the Tennessee Aquarium!

they are still very fragile. That is why they so desperately need the help of humans. To protect them from their most lethal threat – us.

Chattanooga Lifestyle | April 2020

https://www.tnaqua.org/yearoftheturtle/

THIS ALL NEW PRODUCTION FOCUSES ON THE JOURNEY OF OUR BELOVED SEA TURTLES AS THEY SURVIVE MULTIPLE THREATS TO THEIR VERY EXISTENCE.

GET YOUR HOME READY FOR

Spring!

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April 2020 | Chattanooga Lifestyle

LOCALLY OWNED

Chattanooga Red Wolves Opens Ye a r- R o u n d Destination for Soccer ARTICLE SUE RICE

Chattanooga Lifestyle | April 2020

WHETHER

soccer this spring with the opening of the

PROFESSIONAL SOCCER OR SIMPLY

YOU

ARE

FAN

Chattanooga Red Wolves Soccer Club

LOOKING FOR AN OPPORTUNITY TO

stadium.

EXPERIENCE A NEW SPORTS VENUE

for the Chattanooga Red Wolves Soccer

DESIGNED FOR FANS OF ALL AGES,

Club, is excited to be part of the growth of

YOU WILL WANT TO VISIT THE NEW

professional soccer in the United States

CHATTANOOGA RED WOLVES SOCCER

and believes Chattanooga can be a hub for

COMPLEX IN EAST RIDGE.

professional soccer and educating young

Mitch

Martino,

spokesperson

The Chattanooga Red Wolves Soccer

players for the future. Soccer is the fastest

Club, founded in 2018, is a professional soc-

growing sport in the US with new franchises

cer club based in Chattanooga, Tennessee.

opening across the country on a regular

The team is planning to open its 2020 home

basis. Young people across America are

season in their new state-of-the-art 5,500

especially interested in learning and playing

seat soccer-specific stadium on Saturday,

the sport thanks to its growing popularity

April 25th. *Please check website for

and being televised more often.

updates and additional information.

Martino says the new $150 million dollar

Sports enthusiasts in the Chattanooga

location, just off Interstate 75 in East Ridge,

area will usher in a new era of professional

will offer the community the complete soccer CONTINUED >

April 2020 | Chattanooga Lifestyle

LOCALLY OWNED (CONTINUED)

experience which is typically found only in major cities.

The Red Wolves Soccer Club is dedicated to creating a

The Red Wolves plan is to create an atmosphere for our

community of soccer lovers. The new stadium will not only

soccer community which offers access to local and interna-

be home to the Chattanooga Red Wolves, but it will also

tional professional soccer, while building an academy for our

be a gathering place for families and friends through the

youth, amateur and professional players. The stadium itself

shared love of the game. The new stadium will include a

will be a mixed-use development with retail, restaurants and

Fan Section that will be a standing supporter section resem-

hotels all planned in the future.

bling the European stadiums where fans can stand up and

Mitch gives many reasons why Chattanooga was

a cheer on their team. A separate family section is planned

selected. The stadium’s location is within five hours of 38

where kids will have an opportunity to kick around a soccer

million people and within two hours of many cities with soc-

ball and watch pro players in action. The Chattanooga Red

cer clubs and members of the USL League One, the third-

Wolves Club Suite will offer covered prime mid field seating

tier division of American soccer. The goal is to open a soccer

with enclosed Club Level amenities. There are also plans to

venue that will not only encourage tourism for professional

have Watch Parties for the club’s away games in the future.

soccer audiences, but will also offer soccer training through

Mitch says the Chattanooga Red Wolves Club’s goal is

the Chattanooga Red Wolves Soccer Club Academy.

an amazing experience for soccer fans and families and

allow young soccer players to hone his or her skills while

to develop the players and fans for the future. For more

competing at the top level of play for each age group. The

information about tickets and game day events please visit

academy will offer training to youth ages nine and up.

www.chattanoogaredwolves-sc.com.

Coaches, and even parents, can take part as they watch the child’s enjoyment of the game grow.

to for the academy to grow, the stadium to be full, to create

The Red Wolves Academy is a youth program that will

Chattanooga Lifestyle | April 2020

THE NEW STADIUM WILL NOT ONLY BE HOME TO THE CHAT TANOOGA RED WOLVES, BUT IT WILL ALSO BE A GATHERING PLACE FOR FAMILIES AND FRIENDS THROUGH THE SHARED LOVE OF THE GAME.

April 2020 | Chattanooga Lifestyle

FINANCIAL BUZZ

f lying solofinancial strategies fo r l i v i n g t h e s i n g l e l i fe NORTH SHORE FINANCIAL STRATEGIES ARTICLE CRYSTAL LEIGH WALKER

FLYING SOLO- FINANCIAL STRATEGIES FOR LIVING THE SINGLE LIFE “ACCORDING TO A RECENT STUDY BY FIDELITY INVESTMENTS, 97% OF SINGLE WOMEN BELIEVE IT IS IMPORTANT TO BE ENGAGED IN MANAGING THEIR MONEY, BUT ONE-THIRD ARE CONCERNED ABOUT THEIR CURRENT FINANCES (FIDELITY INVESTMENTS, 2017*).” With this in mind, how can a single woman in 2020 que her financial acumen and prepare for her life ahead? Below are 4 key areas we believe every single woman may want to consider when planning her financial destiny:

1. EMERGENCY CASH RESERVES Let’s face it, just when we think we are on top of the world, something always comes up. Without having a financial safety net in place, often this something leads to credit card or other debt. Having emergency cash reserves should be at the top of the list for all single people. How do you know how much is enough for an emergency cash reserve? It is recommended that you should have enough in your emergency cash reserve to fund at least six months of your monthly expenses. These funds should be liquid and easily accessible. If you are shocked by the amount of money you need to fund your lifestyle for six months, you may need to take a closer look at your existing debt and expenses. Having these reserves in place can prevent you from accumulating more debt and help keep your finances afloat. Every individual’s situation is different, please consult with a Financial Advisor should you have questions.

Chattanooga Lifestyle | April 2020

2. INSURANCE

3. ESTATE PLANNING STRATEGIES

As a single woman, you are the sole bread win-

Even if you feel you don’t have an “estate” to

ner for… well, yourself! Therefore, having protec-

leave behind, if you work, have investments, or

tion in place to recover lost wages in the event of

even drive a car, you may want to create a plan

a short-term or long-term medical leave is a good

for your assets in the event of your passing. It is

thing to consider. Most corporate employers offer

recommended that you consult with an estate

some form of disability insurance, which may pro-

attorney for your specific needs.

tect up to 40% to 60% of your wages. Even with disability insurance, there still may be a deficit in your monthly budget, but if you start with step #1 EMERGENCY CASH RESERVES, then you are ahead of the game. If you are self-employed or work for a small company that does not offer disability insurance, consult with your financial advisor or insurance agent to see what options are available to you.

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April 2020 | Chattanooga Lifestyle

FINANCIAL BUZZ (CONTINUED) 4. RETIREMENT SAVINGS Flying solo has its pros and cons. At the end of the day, you make all the decisions, but you also pay all of the bills. How much is enough for retirement? Once you retire, you may only have your Social Security and your retirement savings as sources for income. It is solely up to you to fund your future. This may be a daunting task that may require you to work closely with a financial advisor to determine what you need to be stashing away every month. Unsure of where to begin? Seek professional advice from a professional in the financial services field. Find someone you trust. This person will be an accountability individual, a financial coach, and an advocate for your best interest. About the author: Crystal Leigh Walker, CFPÂŽ, CRPCâ„˘ is a Wealth Management Advisor with Northshore Financial Strategies, Chattanooga, TN. With combined 38 years experience in the financial services industry, Crystal Leigh Walker and Carrie M. Turcotte, Wealth Management Advisor, believe in providing a holistic approach to wealth management and are passionate about serving women in the community. To learn more about Crystal, Carrie and their team, please visit www.nsfinancialstrategies.com. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. The opinions expressed here reflect the judgment of the author as of the date of the report and are subject to change without notice. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. NorthShore Financial Strategies is a separate entity from WFAFN. * Fidelity Investments. (2017, November 21). Single Women on the Rise, but Too Often Missing Key Opportunities to Safeguard their Futures . Retrieved from www.fidelity.com: https://www.fidelity.com/about-fidelity/individual-investing/ single-women-on-the-rise

Chattanooga Lifestyle | April 2020

Meet your future with confidence. Celebrating 125 Years Cody is celebrating 25 Years with Ameriprise and a new location at Brabson Place!

Cody Sims, CRPC™, AAMS ™, AWMA™ Financial Advisor | Franchise Owner O: 423.648.2900 E: james.e.sims@ampf.com ameripriseadvisors.com/james.e.sims

An Ameriprise Platinum Financial Services® Practice An Ameriprise Financial Franchise

When you put clients first, they return the favor.

Inspired by Community

It’s time to think

locally

ADVERTISE WITH US

to deliver your message to the most affluent families in our community.

lifestylepubs.com/chattanooga April 2020 | Chattanooga Lifestyle

APRIL

LIFESTYLE CALENDAR

17-19

25-26

OPENING DAY CHATTANOOGA LOOKOUTS

4 BRIDGES ARTS FESTIVAL

AT&T Field

4 Bridges Arts Festival cultivates and

CHATTANOOGA MARKET OPENING WEEKEND

On Thursday, April 9, the Lookouts

inspires an appreciation for the visual

The largest producer-only public mar-

will make their season debut when

arts by creating opportunities for

ket in the region. Fresh locally-grown

the 2019 Southern League Champion

exchange between working artists

produce, breads, arts and more!

Jackson Generals come to town for

and the public. This is a juried art

Opening Day at AT&T Field! Opening

show that receives applications from

Day will be the team's first Thirsty

visual artists from across the country.

Thursday of the season and will be

This event is from 10:00 AM - 6:00

capped off with the first post game

PM, Friday - Sunday.

fireworks show of the year!

Tickets: $5, Children 12 and under

First Tennessee Pavillion

are free.

11 HIKE BIKE BREW: LULA LAKE BEER FESTIVAL Lula Land Lake Trust,

Postponed to September 3-5.

First Horizon Pavillion

25 MARCH OF DIMES MARCH FOR BABIES Tennessee River Park

Join thousands of people across the country for March for Babies

18-19

helping to raise critical funds to

GARDEN EXPO

and babies. At March for Babies

support research, advocacy and programs for the health of all moms

Camp Jordan Arena, East Ridge

we come together to advocate for,

For the 5th year, Hike Bike Brew

The Master Gardeners of Hamilton

empower and honor moms, families

takes you on an adventure as you

County, in association with the

and babies everywhere. Thank you

hike or bike to beer stations along

University of Tennessee Extension,

for joining our community— we can’t

our scenic trails where you'll see the

sponsor our 8th annual “Master Your

do it without you!

famous Lula Lake and Lula Falls. For

Garden” Garden Expo on Saturday,

the first time, you can camp too!

April 18th, 2020 from 10am to 6pm,

Ages 21+. Valid ID required. This

and Sunday, April 19th, 2020 from

event is dog-friendly just as long

10am to 5pm, at Camp Jordan Arena in

you keep your dog leashed. Please

East Ridge, a suburb of Chattanooga.

Lookout Mountain

check Facebook for updates.

16 BRETT YOUNG IN CHATTANOOGA

25 WATER LANTERN FESTIVAL Chester Frost Park

Soldiers and Sailors

Water Lantern Festival is filled with

Memorial Auditorium

fun, happiness, hope, and great

US 101 presents Brett Young: The

memories that you'll cherish for

Chapters Tour. Brett Young is a

a lifetime. This is a family friendly

We are always accepting submissions

country-pop singer and songwriter.

event that can be shared by every-

for events you'd like to see included

His self-titled debut EP, produced by

one. Friends, families, neighbors can

in our Calendar section. Submissions

Dann Huff, was released by Republic

come together to create a peaceful,

are accepted via the Contact Us tab at

Nashville in, 2016, and he had major

memorable experience.

LifestylePubs.com/Chattanooga.

success with his following single, In

Gates open for this event at 4:30

Please check all event websites

Case You Didn't Know. Doors open at

PM and ends at 9PM. Please check

for updated information regarding

7 PM, show starts at 8 PM.

website for updated information.

times and dates.

Chattanooga Lifestyle | April 2020

Dealing with lifeâ€™s challenges in a way that restores hope for the future.

How can you be supportive of those around you? People struggling with the effects of a stroke, depression, anxiety, aphasia, compulsive behaviors or any of lifeâ€™s challenges can feel alone and isolated, especially if experiencing memory or language difficulties. Being given consistent support and understanding is important for recovery. Everyone struggles with pain and challenges and some issues are more destructive than others. We are all in need of love and understanding.

The Level 10 Hope Exchange coming soon. Content brought to you by Woople | Gulfport, FL

CULINARY CREATIONS

ARTICLE JENN SEBESTYEN

meatless mondays

CREAMY LEMON PASTA – A delicious pasta dish with a garlicky lemon dairy free white bean sauce served alongside roasted asparagus. It comes together easily – perfect for a weeknight dinner. HEALTHY ASPARAGUS –Asparagus is incredibly high in Vitamin K and folate. It also boasts B vitamins, vitamin C, vitamin E, vitamin A, potassium, zinc, iron, protein, and calcium. This Lemon Pasta with Asparagus is one healthy dish! Course: Entree, Pasta Cuisine: dairy free, egg free, gluten free, nut free, soy free, vegan.

lemon pasta with asparagus

INGREDIENTS

For the Asparagus: + 1 bunch fresh asparagus + 1 tsp olive oil + salt/pepper (to taste) For the Pasta: + 1 lb ziti (or pasta of choice) (use gluten free noodles if desired) + 2 tsp olive oil (or 1 tbsp vegetable broth) + 1/4 of a white onion (diced) + 3 garlic cloves (minced) + 15 oz canned cannellini beans (rinsed and drained) (or 1 1/5 cups cooked dry beans) + 1/2 cup low-sodium vegetable broth (plus extra to thin, if needed) + juice of 1/2 lemon + 1/2 tsp salt + fresh parsley (to garnish) + zest of 1 lemon (to garnish) DIRECTIONS 1. Preheat oven to 425 degrees. 2. Trim asparagus. Toss with oil, salt and pepper. 3. Roast for 10-12 minutes until tender and starting to brown. 4. Cook the ziti according to directions 5. While the ziti is cooking, make the sauce.

CREAMY LEMON ZITI WITH ROASTED ASPARAGUS

6. In a small skillet, sauté diced onion and minced garlic in 2 tsp of olive oil until softened. 7. Combine beans, onion/garlic mixture, vegetable broth, lemon juice, and salt in a blender and purée until smooth. 8. To serve, combine ziti and sauce and serve the asparagus on the side. 9. Garnish with extra lemon zest and parsley. https://www.veggieinspired.com/creamy-lemon-ziti-with-roasted-asparagus/

Chattanooga Lifestyle | April 2020

A place to raise your family. A place to host your friends. A place to rest and relax. A place that will inspire. No matter what you're looking for, the design team at McCoy Homes can help you put it in your new, custom home. LIVABLE LUXURY

A no-stress design-build firm, we'll take care of all the details so you can get back to doing whatever it is that you do. Billy McCoy President + CEO For information on available properties, please call the McCoy Homes showroom.

www.McCoyHomes.com 423.668.0007 112 Jordan Drive, Chattanooga, Tennessee

OAKHAVEN 2019

BRIC

BUILDING RECOGNITION I N C H AT TA N O O G A

McCoy Homes is the proud recipient of both the Judge’s Choice and the People’s Choice Awards for Excellence in Building at the 2019 BRIC Awards.

EXPERTS IN HEALING

FOCUSED

ON YOU.

Cardiology is just one of our many services where you can rely on a team dedicated to personalizing your care. Across all of our six area locations, we understand the importance of listening and collaborating to improve your experience and recovery. For over 45 years we’ve taken pride in serving the Chattanooga community, and most importantly – You.

PA R K R I D G E M ED I C A L • PA R K R I D G E E A S T • PA R K R I D G E W E S T PA R K R I D G E VA L L E Y CH I L D & A D O L E S CEN T • PA R K R I D G E VA L L E Y A D U LT & SEN I O R