Issuu

SWLakeLifestyle.com

SEPTEMBER 2019

WHATâ€™S YOUR STYLE?

AUTOMATE YOUR HOME TODAY

FALL FASHION SNEAK PEEK

PERU A STYLISH DESTINATION

LIFESTYLE LETTER

SEPTEMBER 2019 PUBLISHER

Michael Beightol | michael.beightol@lifestylepubs.com MANAGING EDITOR

Stephen Neilson | stephen.neilson@lifestylepubs.com CONTRIBUTING WRITERS

Defining Style is a Personal Journey

Michael Beightol, Stephen Neilson, Erick Olech, Jill Rodriguez, Loren Reid Seaman, Sue Shimkus CONTRIBUTING PHOTOGRAPHERS

Dan Ablan, Michael Beightol, Stephen Neilson, Jill Rodriguez, Sue Shimkus

STYLE IS A BIG PART OF MY LIFE. It was an honor to be approached about being the Guest Publisher for the annual Style issue of SW Lake Lifestyle. I can honestly say in my work as an interior designer it’s a thrill every time I start a new project. The process of meeting new people, helping people define their personal style, and working to help clients better their lives is intriguing every time. Whether it’s continuing a style journey with an existing client or starting with somebody new, I understand the responsibility that has been bestowed upon me when helping a client define their style as seen in their home. Always my advice is to keep an open mind. Styles are fluid. Trends change. We change as people. Needs change. Families change. My profession is so much more than helping you find your style and designing spaces in your home. I genuinely want your design to make a difference in your life. We want you to be thrilled with your

CORPORATE TEAM

space and the process, have it bring you joy and see it last for years to come. It has

CHIEF EXECUTIVE OFFICER Steven Schowengerdt

been a privilege to know how style and good design have enriched my client’s lives.

CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore

Style takes many forms, some of which are reflected in this issue, including my

ART DIRECTOR Sara Minor

story titled “What’s Your Style?”. We hope you also find helpful, useful and informa-

OPERATIONS DIRECTOR Janeane Thompson

tive other stories in these pages: examining the stylish colors and vibrant culture of Peru; learning how automation brings stylish tech into homes; enjoying a peek inside a stately Long Grove home; and, since style is also wearable, a look at the fall fashions you’ll want as the seasons change.

EDITORIAL MANAGER Nicolette Martin AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams WEB APPLICATIONS Michael O’Connell

It’s been a privilege to help bring this issue to you.

Loren Reid Seaman LRS Interiors LRS@lrsinteriors.com

514 W 26TH ST., KANSAS CITY, MO Proverbs 3:5-6

ON THE COVER Dan Ablan photo; styling by LRS Interiors (Lake Zurich). 4

SW Lake Lifestyle | September 2019

SWLakeLifestyle.com

SW Lake Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the SW Lake areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in SW Lake Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

INSIDE THE ISSUE SEPTEMBER 2019

FEATURES 12 Whatâ€™s Your Style? Local Interior Designer Advises How to Embark on a Personal Style Journey

18 Fall Fashion Peek A Look at the Fall Fashions Everybody Will Want to Wear

22 How to Automate Your Home Home Automation is Easy to Achieve So Long as You Have the Right Partner

18 12

30 Vibrant Culture Makes Peru a Stylish Destination Mother & Daughter Share News of a Remarkable Trip Above the Clouds

DEPARTMENTS 4

Lifestyle Letter

Good Times

Around Town

22 Tech Savvy 26 Open House 30 Travel Destination 32 Lifestyle Calendar 34 Financial Buzz

YO U R I N T ER I O R D ESI G N CO N C I ERG E

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GOOD TIMES 1.

Celebrating Business, Events, Friends and SW Lake Award Winners We love celebrating good times across the area. Here’s a collection of photos from good folks we call friends and clients. Want to share your Good Times? Go to the Contact Us page at swlakelifestyle.com, submit high quality photos with a short description and give us your contact info in case we have a question or two.

1. Stephen Neilson, Editor of SW Lake Lifestyle, (middle) with Tom Winkler of Winkler Law at a recent multi-chamber event. (Photobomb courtesy Glenn Starkey.) | 2. Tim Seifert, owner of Timothy Grant Jewelers in Lake Zurich and Schaumburg, is a 3x winner of a Best of SW Lake Award. | 3. Michael Beightol, publisher of SW Lake Lifestyle, at a Windy City Bulls event where he learned that the 2020 NBA All-Star Game will be in Chicago. | 4. Maria Weisbruch, Executive Director of Wauconda Chamber, congratulates Sideout’s Jerry DeLaurentis. | 5. Trudee Manning, Galleria Innerpressions, celebrates the opening of her apparel and accessories shop in Lake Zurich. | 6. Ginny Opsahl, Lake Zurich Chamber President (left) and Claire Slattery, Chamber Executive Director.

SW Lake Lifestyle | September 2019

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a group gathered in the Long Grove home

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of Angie Underwood to plan the next year of

call 847.475.4442.

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ARTICLE LOREN REID SEAMAN | PHOTOGRAPHY DAN ABLAN

WHAT’S YOUR STYLE? MASTERING THE ART AND CRAFT OF CREATING HOME INTERIORS

REFER TO A DICTIONARY FOR A DEFINI-

label yourself as contemporary, traditional,

TION OF STYLE AND YOU’LL LIKELY FIND

transitional or minimalist, but I ask you to dive

SOMETHING LIKE THIS: “A DISTINCTIVE

deeper. Go past these labels. Through some

APPEARANCE, TYPICALLY DETERMINED

self-discovery and our expertise my clients

BY THE PRINCIPLES ACCORDING TO

are often surprised that their style isn’t what

WHICH SOMETHING IS DESIGNED.”

they thought it was. We have many ways to

When it comes to style, do you know how to define yours? Most people struggle with this.

help you to zero in on the exact style that fits with you as in individual, as a couple or

One of the most common questions I

as a family. We encourage you to explore on

am asked is “Loren, what’s your style?” I’ve

Houzz, pin to a vision board on Pinterest, clip

realized people often ask me that question

from magazines or go through a look book

because they are not clear of their own style.

and let us see firsthand how you define your

They also may have preconceived notions

style, putting all labels aside.

that designers will impose a certain style or

We will also partner with you for a very

look to their home. It’s understandable that

thorough walk-through of your home so you

people have concerns about the end result

can show us what you currently like, what’s

which is why having an interior designer will

working or not, and what pieces are import-

help define your personal style.

ant to you; all the while, taking a mental

So, the question really becomes, “Will you help me find my style by using your design

inventory of your lighting, space configuration, accessories and organizational needs.

experience, resources and talent so I know

We compile all that we’ve learned about

you’re the right interior designer for me?”

you and your style, and then the fun begins!

The answer is “Yes, absolutely!” Here’s how

We bring you color palettes, product sam-

clients and I make that happen.

ples, paint colors, furniture choices and

Finding your style is a journey. We ask YOU to discover YOUR own style. You may 12

SW Lake Lifestyle | September 2019

accessory ideas all based on YOUR style, lifestyle, wants and desires.

CONTINUED >

Artwork centers the pallet on this fireplace along with rich wall color.

September 2019 | SW Lake Lifestyle

WHAT’S YOUR STYLE?

(CON TI N U ED)

The goal of every project we undertake is to create a design that enhances the client’s lifestyle, their personality and the beauty of their home. We do this through thoughtful interior design, but it is so much more than just design. We get to know our clients like friends or family. We listen carefully. We work with the concerns they have about their current home. We respect what they value and what pieces may have emotional meaning to them. We mesh ideas from different family members. We make the process work in a way that releases concerns about the end result and any fears about the process. Understanding your style will benefit you over time in so many ways. When we know your core style, we are more likely to make smart choices that will last. The colors, chosen accessories and style of furniture can be refreshed or re-purposed without a large investment. When at the beginning of the process you choose quality anchor pieces that reflect your style, these items can carry you through when it comes time to freshen up the space, resulting in a savings of time and money. Our goal for your project is to not only give you the space you’ve always wanted, but also to let your unique style show through. Imagine falling in love with your home all over again. We want you to enjoy the quality of life you deserve. We want your home to bring you joy. We know we’ve done our job when you come home from work, happy to be in a home you love. About the author: Loren Reid Seaman is the owner of LRS Interiors with a 3,500 square foot showroom in Lake Zurich. By mentioning that you learned about Loren in SW Lake Lifestyle, readers are eligible for a 1-Hour complimentary consultation. Learn more at LRSinteriors.com or call 847.550.6363.

SW Lake Lifestyle | September 2019

Floor to ceiling, along with varying heights, add interest when accessorizing.

Left: Grass cloth, large-scaled artwork and a stylish writing desk give new purpose to a room.

Below: Drapery continued past a bay window onto the wall expands the feel of a room.

Above: Placing furniture on an angle creates new views and flow to a room.

Left: In this trio two accessories are a set with a third added for texture and interest.

September 2019 | SW Lake Lifestyle

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SW Lake Lifestyle | September 2019

FIND THE FINEST IN STYLISH THREADS FOR YOUR AUTUMN ADVENTURES

ARTICLE AND PHOTOGRAPHY STEPHEN NEILSON

[ fall fashion trends ]

EARRINGS Crystal earrings | La Vie Parisienne

STRETCHING SUMMER INTO FALL IS AN ART WELL PRACTICED BY THE WARMTH-LOVING FAITHFUL IN BEAUTIFUL SW LAKE COUNTY, WHO ARE ALWAYS LOOKING FOR THE BEST LEADS ON TRANSITIONING INTO AUTUMN IN STYLE. “We just went to Stylemax (women’s show) and The Chicago Collective (men’s show) at the Merchandise Mart, and found some new brands we’re adding for both women and men, for both fall and for the holidays,” says Linda Starkey, owner of Threads Boutique, a previous “Best of SW Lake” winner for both men’s and women’s attire. Threads offers a wide variety of casual comfort and upscale brands, with a special niche for locally branded duds touting local allegiances, the lake life and celebrating all this good weather while we still have it. “We’re also excited to be expanding our shoe and boot selections.” Frequent Threads shoppers stretch their fashion dollar by using the Fivestars app, a rewards program Threads uses to extend special sales and offers to their repeat customers. Threads often partners with other local businesses and events to bring their fashions further forward; for example, they’re holding sidewalk sales each Thursday afternoon from 4 to 7 p.m. through October 3 in support of the weekly Wauconda Farmers Market. Brands modeled in the accompanying photo shoot include Tempo, Very Volatile, La Vie Parisienne, Aratta, MRena, Papillon, Elan, Mizumi, Adorro, Meghan Browne, Blu Heaven, Flag & Anthem, and U.E.S. Threads Boutique is located in the newly renovated Main St. Center at 118 S. Main Street, Wauconda. For more information search @ShopThreadsWauconda on Facebook, visit ThreadsForAll.com online, or call 847.457.4394.

BETH TOP Dark grey open weave sweater | Papillon BOTTOM White Capri jeans | Elan

CONTINUED >

EARRINGS Crystal earrings | La Vie Parisienne September 2019 | SW Lake Lifestyle

FALL FASHION TRENDS

(CON TI N U ED)

BRIAN S TOP Blue patterned shirt | Mizumi SUNGLASSES Sunglasses | Adorro

LAURA TOP Flowered top | Aratta BOTTOM Navy skirt | Blu Heaven SHOES Red shoes | Very Volatile

SUE TOP Blue & green floral blouse | Tempo DRESS Taupe body hugging dress | MRena EARRINGS Earrings | Meghan Browne

BRIAN D TOP Polka dot shirt | Flag & Anthem SUNGLASSES Sunglasses | U.E.S.

HEATHER TOP Blue/grey velvet jacket and cotton floral blouse | Aratta BOTTOM Black leggings | MRena SHOES Black lace boots | Bed Stu

SW Lake Lifestyle | September 2019

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TECH SAVVY

Home Automation:

Easier Than You’d Think, Better Than You’d Imagine A HOME’S STYLE NOW INCLUDES HOME AUTOMATION

ARTICLE ERICK OLECH & MICHAEL BEIGHTOL PHOTOGRAPHY STEPHEN NEILSON

SWL: WHY DOES SOMEBODY DECIDE THAT HOME AUTOMATION IS FOR THEM? EO: There are three main disciplines—Security, Entertainment and Comfort. Security is self-evident by integrating security systems, as well as devices like video doorbells, automatic garage openers and cameras. Entertainment not only includes TV and home theaters, but also a wide variety of audio systems, wired and wireless. Comfort includes HVAC, as well as smart lighting, automated window treatSW LAKE: WHAT’S YOUR EXPERIENCE

ments, irrigation systems, and more. Having all this integrated into

IN HOME AUTOMATION?

a single home automation platform provides the end user a very

Erick Olech: ECO Automated Designs was founded in 2015 to serve

simple-to-use experience.

the home technology needs of Chicagoland families. We are a full-service company offering design, product sales, installation and system

SWL: SO LET’S SAY A FAMILY DECIDES TO WORK WITH YOU.

maintenance. We are a Control4 premier dealer, and never sub-con-

HOW DOES THAT LOOK?

tract work to other vendors. I got my start in 2003 at Tweeter Home

EO: It can start with a free in-home consultation; call it a fact-finding

Entertainment. I learned a lot until they went out-of-business in 2008.

mission. We’ll survey the home and discuss with the client their needs

Then I worked for other local integrators before starting ECO.

so we can provide the best option to suit their lifestyle. It can also start with a visit to our showroom where you can experience firsthand what

SWL: WHAT’S THE TYPICAL STARTING POINT FOR A

home automation can do. Either in your home or at the showroom, we

RELATIONSHIP BETWEEN YOU AND A HOMEOWNER?

have a general topology we review to design the proper system. We

EO: Sometimes we get a call from someone who’s tried a DIY

start with the home’s wiring, then move on to a wired and wireless

approach using Alexa, a Nest thermostat or some smart lights. In

home network, which by far is the most critical part of the project.

those cases, the customer has interest but needs to make all the

Then we discuss core products, such as audiovisual, security, surveil-

devices “talk” to one another. Other customers call when remodeling

lance and control. Lastly, we wrap things up by reviewing the bells-

or building a new home. For those, we get involved to give them

and-whistles that add a “wow factor” to a home.

something they might never thought was possible. Frequently, we

After we complete the consultation, we generate a preliminary

get calls from homeowners with a system that’s under-utilized or

assessment for their requests and provide a general scope-of-work

needs updating. We’ll “take over” those systems to deliver the full

and often a budgetary number. This will prompt a showroom visit or

value of home automation.

a review of what we have proposed. We then produce a set of line

SW Lake Lifestyle | September 2019

drawings, itemized pricing and a very detailed scope of work. Once

Learn more about ECO Automated Designs at

we’re all on the same page we schedule the installation, which may

ECOAutomatedDesigns.com. To schedule a

take a few hours or several days based on the project size.

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Once installed, we fully educate customers on their automated

consult call 847.475.4442.

home. We teach them how the system works and help them with customizations and programming. After a few weeks we do a follow-up visit to see how things are running. We also offer a maintenance program that provides proactive monitoring, remote service and system updates to ensure their home automation experience is the best one possible. September 2019 | SW Lake Lifestyle

SMARTER LIVING FOR THE ENTIRE HOME

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Stately Home Defines Style in Long Grove

ARTICLE MICHAEL BEIGHTOL | PHOTOGRAPHY STEPHEN NEILSON

SW Lake Lifestyle | September 2019

TUCKED AWAY ON A PRIVATE TWO-ACRE LOT AT THE END

“We built this house 20 years ago,” says Susan. “Back then with

OF A CUL-DE-SAC, MARKED BY STATELY BRICK PILLARS,

three young sons we were drawn to Long Grove for the schools,

IS A LOVELY BRICK GEORGIAN HOME THAT IS SYNONY-

open space and that this lot gave us lots of space to add a pool

MOUS WITH STYLE IN THE VILLAGE OF LONG GROVE.

for the summer and an ice rink in winter. We always wanted our

The grounds, carefully nurtured by homeowners Susan and

home to be the local hangout for our sons and their friends.”

Nick Fasano, are stunning. Rose bushes grace the front and

The formal spaces are spectacular in this home, boasting an

perennial gardens are located all around the property with

elegant two-story foyer with travertine floors, plus detailed mold-

a nature path and woodland area tucked into the woods. A

ings in the spacious living and dining rooms. A grand staircase

gorgeous deck and adjoining screened porch overlook the

has dual access from the foyer or kitchen. The home offers an

back yard, with a full sized, heated in-ground pool. Over the

easy entertaining flow with the large eat-in kitchen and a two-

years, the Fasanos regularly poured a full-sized hockey rink in

level pantry, high-end appliances, cherry cabinets, and is com-

the back yard for the entertainment of family and friends. The

pletely open to the family room where the floor-to-ceiling river

entrance to a finished walk-out basement overlooks a level

rock fireplace is the main focus. Walls of windows overlook deck

yard backing to 25+ acres of conservancy, maximizing outdoor

and yard. A screened porch, wet bar area, craft room and office

living and boasting premium views. There’s a full bath, pool

complete the first floor.

changing room, bedroom, fireplace and home theater, and, of course, a room dedicated to hockey.

The master suite is spacious and romantic featuring a tray ceiling, gas fireplace, wonderful spa bath, exercise or CONTINUED >

6231 Pine Tree Court, Long Grove September 2019 | SW Lake Lifestyle

OPEN HOUSE

(CON TI N U ED)

Spacious, romantic master suite.

Comfortable home theater.

Striking stone fireplace.

sitting room, plus tons of closet space. Four additional bedrooms are located on this level, each one directly connected to a full bath. There are so many amenities in this home—the gleaming hardwood floors, fresh neutral paint colors, stylish light fixtures, and an oversized, heated four-car garage, to name a few. Students in this neighborhood attend Country Meadows elementary and Woodlawn Middle schools, located less than a mile from the home. High schoolers attend renowned Adlai Stevenson, one of the best in the nation. “We really hope another young family comes in after us,” says Susan. “It’s in a beautiful neighborhood with a backyard L-R: Owners/sellers Susan & Nick Fasano, with Realtors Sheryl Graff & Renee Clark.

that provides a wonderful natural retreat. “Leaving this home is bittersweet. In some ways we don’t want to go, but it’s time for us to downsize and move on to another chapter in our lives.” This home is now available for $1.1 million at 6231 Pine Tree Court in sought-after Highland Pines of Long Grove. Schedule a showing with @Properties brokers Renee Clark or Sheryl Graff by calling 847.612.0027 or email renee@reneeclarkhomes.com.

SW Lake Lifestyle | September 2019

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September 2019 | SW Lake Lifestyle

TRAVEL DESTINATION

Vibrant Culture Makes Peru a Stylish Destination FINDING MAGIC ON A MOTHER-DAUGHTER JOURNEY

WHEN INVITED ON AN EDUCATIONAL JOURNEY TO

meats, vegetables and other farm-fresh dishes while

PERU, MY MOTHER AND I WEREN’T SURE WHAT TO

soaking in the magnificent scenery. The adjacent town

EXPECT. What we learned caused me to absolutely fall in

of Aguas Calientes is a sort of gateway to Peru’s most

love with the country. From the vibrant culture and deli-

famous site, Machu Picchu; it’s the last stop with plenty

cious cuisine, to the country’s magnificent landscape and

of accommodations (from luxury properties to hostels)

friendly people, Peru is a magical place.

before entering the ancient ruins.

Our journey was hosted by Limatours, a Peruvian com-

Our journey up to Machu Picchu itself was story-

pany which includes a local host. While I often travel on my

book-perfect. On a cold, rainy morning, we watched the

own, I can’t imagine going to Peru without a local guide.

clouds rolling in while riding a train to the park entrance.

Their knowledge and love for the country provided an

After disembarking we trekked a trail before finally seeing

authentic and deeper understanding of the culture.

our first view of this masterpiece of architecture. As the

We started in Lima, the country’s capital—a vibrant

clouds magically cleared our mouths dropped in awe. We

oceanside city on a narrow coastal strip of land. There’s

spent the next two hours with our guide, amazed by the

fabulous shopping, colonial architecture and museums full

“Old Mountain,” an UNESCO World Heritage site and one

of Incan history and artifacts. Lima also is a culinary capital

of the Seven Wonders of the World.

of South America with a vibrant and creative gastronomic

The next stop was the ancient Incan capital of Cusco,

scene featuring traditional Peruvian dishes and decadent

a mixture of pre-Columbian ruins and Spanish colonial

street food, including ceviche, superb seafood dishes and

architecture. As a Spain travel specialist, I found the his-

a Peruvian delicacy called Cuy (guinea pig).

tory intriguing while appreciating the Spanish influence

Next we flew to Cusco, a city 12,000 feet above sea

in the Catholic cathedrals. We also enjoyed a visit to

level. I recommend traveling right from Cusco to the beau-

Sacsayhuaman, a citadel on the northern outskirts of

tiful Sacred Valley to better acclimate to the high altitude.

another UNESCO World Cultural Heritage site. Cusco

You can see Incan ruins along the way to Pisac, a rustic

also features a Bohemian quarter filled with lots of

Andean village at the foot of an original Inca settlement,

sights and stylish cafes.

which boasts a plaza filled with local artisans selling

I’ve traveled quite a bit and no place has touched me

alpaca textiles, musical instruments, carvings, necklaces

as deeply as Peru. I fell in love with the history, culture,

and replicas of ancient Incan pieces.

food and people.

Along the Urubamba River was our next stop, Ollantaytambo, amid snow-capped mountains. Here

About the Author: Travel Advisor Jill Rodriguez and her

we experienced a fabulous Pachamanca farm lunch at

mother, Sue Shimkus of Lake Zurich Travel, journeyed to

El Albergue with fresh ingredients cooked in a tradi-

Peru earlier this year to create lasting memories. To learn

tional “earth oven.” We dined al fresco, enjoying cooked

more be sure to visit LZTravel.com or call 847.438.5551.

ARTICLE JILL RODRIGUEZ PHOTOGRAPHY JILL RODRIGUEZ AND SUE SHIMKUS

SW Lake Lifestyle | September 2019

Ancient fireplace.

Machu Picchu in the clouds.

Historic architecture.

Jill and new friends.

Women weaving.

Vibrant colors abound.

Jill Ro Como se, "llama"?

ez .

drigu

Striking mountainside. September 2019 | SW Lake Lifestyle

SEPTEMBER

LIFESTYLE CALENDAR

to 10 p.m. Features include: Craft

FOGLIA GAMES

THE LINCOLN TRIO

Contest, Stein

Barrington's White House

Hammerschlagen, Horseshoes, Axe

September 12-14. All proceeds go

It's opening night for the White

Throwing, Raffle, and other Family

towards the Foglia YMCA Financial

House 2019-2020 Cultural season

Fun. More information at RCLG.org.

Assistance Program, which provides

with the Grammy-nominated Lincoln

financial support to children and fam-

Trio

ilies in our community who otherwise

Marta Aznavoorian on piano, Desiree

could not afford to access the YMCA

Ruhstrat on violin and David Cunliffe

or participate in our early learning,

on cello, beginning at 6:00 p.m. Learn

sports, fitness, camps, educational

more about this black tie event at

enrichment and aquatics programs.

BarringtonsWhiteHouse.com/events.

Foglia YMCA

Beer, Brats, Potato Salad, Strudel,

featuring

Barrington

Hayrides, Cookie and Pie Baking

native

and sponsorship opportunities, visit FogliaYMCA.org/fogliagames.

FALL BARRINGTON WINE WALK

NeoTeca, 130 S Hough St, Barrington

Advance

tickets

$25 online

at Neoteca and enjoy a “Sipping

ROTARY OKTOBERFEST 2019

great wine. From 2—6 p.m. Includes:

Saturday" visiting many unique stores in downtown Barrington and enjoying

Buffalo Creek Brewing, 360 Historical

a 1-oz. pour at each merchant loca-

Lane, Long Grove

tion, souvenir wine glass, map of

The Rotary Club of Long Grove, Kildeer

wine-tasting locations; trolley avail-

and Hawthorn Woods, with Buffalo

able to transport attendees between

Creek Brewing present Oktoberfest

stops. For details call (847) 381-2525

2019 on Saturday, October 5th, Noon

or visit BarringtonChamber.com.

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117 North Avenue

Barrington, Illinois (847) 387-3408 | farmhouseonnorth.com SW Lake Lifestyle | September 2019

OCT 12

OCT 5

FARMHOUSE ON NORTH

Contest,

BarringtonChamber.com. Check in

To learn about Foglia Games’ exciting challenge events, registration

Holding

MAN AT HIS BEST STARTS HERE. VOTED BEST BARBERSHOP 2017, 2018 AND 2019 BY READERS OF SW LAKE LIFESTYLE MAGAZINE

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September 2019 | SW Lake Lifestyle

FINANCIAL BUZZ

BE ALERT FOR OPPORTUNITIES WHEN PREPARING FOR COLLEGE COSTS

Education evaluate a student’s financial need

rk Ma

or no

ARTICLE PROVIDED BY MARK HORNOK

IT’S NEVER TOO EARLY TO PLAN

COMMUNITY COLLEGES

and determine how much financial support a

Not every bachelor’s degree needs to begin

child requires. And since much financial aid

and end at an expensive four-year college or

is awarded on a first-come, first-served basis,

university. Many students now fulfill some

it’s a good idea to submit the forms as soon as

of their “general” education requirements

possible once the application period opens.

at affordable community colleges before transferring to a four-year school—often sav-

SCHOLARSHIPS

ing thousands of dollars in the process.

SUMMER IS WINDING DOWN, AND THE

Colleges and universities offer their own

Paying for college is challenging. After all,

KIDS ARE BACK-TO-SCHOOL. When

scholarships, but you’re not limited to them.

for the 2018-19 academic year, the average

children are young, logistics for the new

In fact, you might be surprised at the number

annual cost (tuition, fees, and room and

academic year may involve little more than a

and variety of college scholarships available

board) was $21,370 for in-state students at

trip to buy school supplies. But to send kids

for a child or grandchild—but to find them,

public four-year colleges or universities; for

(or grandkids) to college someday, be pre-

you may need to do some digging. Find out

four-year private schools, the correspond-

pared to plan far ahead to meet the financial

what’s offered from foundations, religious,

ing expense was $48,510, according to the

demands. And, as part of that planning, be

ethnic or community organizations, local

College Board. And college costs will likely

on the lookout for all opportunities to help

businesses and civic groups. Also, ask the

continue to rise over the next several years.

pay those sizable college bills.

high school guidance office for information.

But by being proactive and having a plan in

Your own employer might even offer small

place, you can go a long way toward coping

scholarships. You can find more information

with these expenses and helping a loved

on scholarships on the U.S. Department of

one enjoy the benefits of higher education.

Specifically, be ready to take action in these areas: FINANCIAL AID

Education’s website.

Start thinking about financial aid at least a year

This article was written by Edward Jones for use

before a child heads off to college. For exam-

COLLEGE-SPECIFIC INVESTMENTS

by Mark Hornok, an Edward Jones Financial

ple, begin submitting the Free Application for

Consider an investment designed to help you

Advisor in Barrington. Call 847.382.3476 or visit

Federal Student Aid (FAFSA) on Oct. 1, 2019,

save for college. You have several options

EdwardJones.com.

for the 2020-21 academic year. And if the

available, each with different contribution limits,

past is any guide, always remember that Oct.

rules and tax treatments, so you’ll want to con-

1 date for the next school year. The FAFSA

sult with a financial professional to choose an

helps colleges and the U.S. Department of

investment that’s appropriate for your situation.

SW Lake Lifestyle | September 2019

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