Issuu

N OV E M B E R 2 02 1

Beautiful Santa Rosa Valley LI F E + C U LTU R E G IVI N G T HAN KS SE AS O N F O O D + B E V E R AG E M AL I B U C OAS T VI N T N ERS F I N A N C E + LE G A L S E RV I C E S FI NAN CIAL FO RECAS T HOME + DESIGN AL D I K H O M E

Ventura

Mesa

Westlake Village

Carpinteria

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Personal & Business Banking

Business & Residential Lending

Digital Banking

805.479.7653

rosemaryallison@aol.com callrosemary.com CalRE #00545184 Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

Spectacular 5 bedroom, 4 bath home in Mission Oaks

5103 Corte Vistora | 5 beds | 4 baths | Camarillo | $1,195,000 | 5103CorteVistora.com Stunning Mission Oaks home in the heart of Camarillo. Welcome to Corte Vistora, a captivating, move-in ready VIEW home boasting of over 3,000’ with 5 spacious bedrooms PLUS MOVIE ROOM/DEN/BONUS ROOM with fireplace and built-in cabinetry. There are 4 FULL bathrooms, downstairs office or 5th bedroom. The first floor features volume ceilings, a formal living room, formal dining room, downstairs bedroom, full bathroom, and kitchen open to family room with fireplace, gleaming wood flooring and custom shutters. The large open chef’s kitchen includes granite counters, a large center island, stainless steel appliances, breakfast bar and breakfast room. Upstairs there are 3 large secondary bedrooms plus the grand owner’s bedroom complete with a gorgeous views and a luxurious bath in the master suite has spa-like amenities from tumbled stone accents, huge hand tiled shower, and stand-alone soaking tub. Community features include community parks and playgrounds walking distance from the community. This home also comes equipped with huge pie shaped rear yard that provides privacy, custom outdoor lighting, outdoor BBQ with fridge, hot tub perfectly placed for sunset views and lush landscaping. For the car enthusiast there is a 3 car garage complete with cabinets and workbench. This remarkable home at the end of a cul-de-sac will not last. Close to award winning schools.

805.479.7653 | rosemaryallison@aol.com | www.callrosemary.com | CalRE #00545184

The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

What Do Rosemary’s Clients Say?

“

“There is NO ONE like Rosemary!”

NO ONE knows real estate marketing like Rosemary... NO ONE sells like Rosemary... NO ONE advertises like Rosemary... NO ONE is connected to buyers and sellers like Rosemary! I’ve found it’s no secret that an essential quality of any successful business lies within its ability to not only forge new relationships, but to maintain and grow them as well, Rosemary has done that throughout her career. Rosemary Allison is the reminder that relationships matter, community service matters, her financial support of our neighborhood schools matter and being an advocate for her clients and their homes matters. There is NO OTHER REALTOR that you should call to represent you in selling your home. I could go on and on but I think you get the picture... Once we listed our home with Rosemary, she not only found our buyer within 2 weeks from her steller advertising, but her connections provided our buyer the lender who could help her purchase our home in less than 30 days. Rosemary Allison, we cannot “thank you and your team” enough for your professionalism in not only finding the right buyer but seeing each and every detail through to the end. Your work ethic and tenacity to get the job done was incredible. My family and I are forever indebted to you for seeing this through.

“

Rosemary Allison is truly The Queen of Real Estate. — Ken Gill, homeseller 11450 Highridge Court

“

Why settle for less than the “Best” to sell your home? call / text Rosemary today! 805.479.7653 | www.callrosemary.com

With over $100,000,000 in sales in the last 12 months, call on Rosemary to use her proven expertise to help you get the highest sales price.

Ultimate in indoor & outdoor relaxed living

805.479.7653 | rosemaryallison@aol.com | www.callrosemary.com | CalRE #00545184

Panoramic Santa Rosa Valley Estate

Richly woven into the history of the Santa Rosa Valley, this iconic home represents the best of Southern California living. Located at the base of Wildwood Park Open Space it provides privacy yet easy access to the park’s equestrian and hiking trails. Explore a stunning array of indoor plants at this estate from native flowering vines and cacti through to succulents, each plant from the extensive gardens will continue to make an impression time and time again. The large family orchard and extensively landscaped grounds provides the ultimate in indoor/outdoor relaxed living. Every room in this open beamed, Spanish tiled, 5 bedroom/4.5 baths, home offers panoramic mountain or pastoral views. Beautifully remodeled kitchen. Master bedroom on ground floor has newly remodeled master bath. There are 3 bedrooms including master downstairs and a full guest suite upstairs with bath. The enticing logia and attached office/recreational building with its full bath, wine cellar and kitchen facilities open into a private courtyard with a classic heated splash pool/fountain. Whether your ideal home is a family oriented, multi-dimensional, estate or a private retreat, this lovely home will surpass all of your expectations. Offered at $2,450,000

805.479.7653 | rosemaryallison@aol.com | www.callrosemary.com | CalRE #00545184

LIFESTYLE LETTER

NOVEMBER 2021 PUBLISHERS

Ben Malkin | Ben.Malkin@lifestylepubs.com Robin Chesler | Robin.Chesler@lifestylepubs.com

Harvesting Joy IT’S NOVEMBER—HARVEST TIME, AND A SEASON TO ENJOY THE FRUITS OF THE SEEDS WE’VE PLANTED AND NURTURED THROUGHOUT THE YEAR. It’s also the month of Thanksgiving, making it the perfect time to reflect on the many things

EDITOR

Tracy Marcynzsyn | Tracy.Marcynzsyn@lifestylepubs.com AD DESIGNER

Evan Deuvall L AYO UT DESIGNER

Jayme Emery

for which we are thankful.

CONTRIBUTING WRITERS

I’m sure most people can agree that these past couple years have been especially

Sue Baldani, Alicia Doyle, Tracy Marcynzsyn, Brianna Oard, Kim Pagano

tumultuous, with the fast-paced changes and uncertain times we’ve collectively experienced during this pandemic challenging each one of us in different but significant

CONTRIBUTING PHOTOGRAPHERS

ways to endure and overcome. While it hasn’t been easy, difficult times like these make

Kimme Black, Judi Bumstead, Alicia Doyle, Adam Kent, Lena Lanum, Ben Malkin

it even more important to find the silver lining presented by every hurdle we face. Appreciating every moment and finding the joy in the present is an art well worth practicing, and I am extremely grateful for the opportunity to share about the fabulous people who make our communities better, happier places to live and work. From the numerous nonprofits and inspiring small business owners who offer valuable goods and services with passion and pride, to community pillars like top-selling realtor Rosemary Allison taking the time to share information about her unique hometown, this area offers so much to be thankful for—including our steadfast publishers, who are dedicated to providing a voice for the local businesses and charities that make our community so wonderful. In this issue alone, we celebrate the unique and idyllic Santa Rosa Valley, where wide-open spaces, enchanting trails and lush greenery are just a few reasons this tight-knit community

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore

loves to live there. We also pay tribute to our region’s agricultural legacy, highlighting local

ART DIRECTOR Sara Minor

wineries—NABU Wines, Cielo Farms, Rosenthal and Al Lago Wines—as well as SEEAG’s

OPERATIONS DIRECTOR Janeane Thompson

Farm Day, where over 5,000 people participated by visiting area farms!

AD MANAGER Chad Jensen

Locals also showed up to support Casa Pacifica at its annual Yummie Chef competition,

REGIONAL SALES DIRECTOR Eric Williams

where favorite chefs created mouthwatering culinary masterpieces to raise funds for the

WEB APPLICATIONS Michael O’Connell

nonprofit’s mission to help children and families. Full of thanks for our region’s farmers and chefs, we also tip our hats to Warehouse Discount Center for helping to make holiday cooking easier with their top five choices for the best kitchen appliances and accessories. An extra special thanks goes to Aldik Home for getting us excited about the holidays with a glimpse of its impressive showroom brimming with beautiful decorations that

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add to the magic of the season. Wrapping up the year with financial finesse is the ultimate gift, and this issue includes expert advice for making the most of the money you’ve spent all year diligently earning. Here’s to taking time this month to count our many blessings. May we find strength in unity as we support one another in creating a community that we can all be thankful for. Happy Thanksgiving!

Tracy Marcynzsyn, Editor ON THE COVER Santa Rosa Valley, California

PHOTOGRAPHY BY LENA LANUM 8

Conejo Valley Lifestyle | November 2021

CityLifestyle.com/ConejoValley

Proverbs 3:5-6 Conejo Valley Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Conejo Valley areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Conejo Valley Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

INSIDE THE ISSUE NOVEMBER 2021

FEATURES 20 Land of Plenty Exploring the Wonders of Santa Rosa Valley

28 Fruit of the Vine Malibu AVA Wines Take Flight

36 Financial Finesse Wrap Up the Year With the Best Money Moves

46 28

46 Holiday Cheer Aldik Home Brightens Up the Season

DEPARTMENTS 8

Lifestyle Letter

Good Times

Around Town

28 Food & Wine 36 Financial Buzz 42 Culinary Creations 46 Local Limelight 56 Giving Back 60 Local’s Choice 66 Parting Thoughts

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GOOD TIMES

The Boys & Girls Clubs of Greater Conejo Valley Celebrates 20th Anniversary! BGCGCV honored Linda and David Catlin and their Cal Johnston Service Award Recipient, Jeff Johnston , at the event. Throughout the pandemic the Boys & Girls Club has provided invaluable support to children and their families. This was all made possible by the generosity of their many donors and the hard work of their staff and volunteers. PHOTOGRAPHY BEN MALKIN

Conejo Valley Lifestyle | November 2021

Comprehensive Fee-Only Financial Advisor Ted Fischer · CFP® · NAPFA Certified

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Customized Financial Planning

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There is a difference between “FEE-ONLY” and

Strategies is a NAPFA Certified Fee Only Advisor

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The National Association of Personal Financial Advisors

How can a Fee-based (AKA: Commission-based) advisor operate

(NAPFA) is the leading professional organization of fee-

as a true fiduciary when their clients are likely limited to an

only advisors that are Certified Financial Planners. NAPFA

investment menu that first-serves the advisor’s wallet or company,

is distinguished both by the competence of its advisors and

or both instead of the client?

their method of compensation. At FIS, we do not sell investments or insurance, nor do we earn At FIS, we do not accept any fees or compensation based on

commissions or kickbacks of any kind. Our incentive is transparent

product sales (commissions) or revenue sharing (kickbacks –

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money we make… the way it should be!

on an hourly basis, flat fee or on a percentage of investment assets under management.

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We are committed to providing our customers with the best financial solutions for their individual situation.

AROUND TOWN

"GIFTED: COLLECTING THE ART OF CALIFORNIA" The CMATO new exhibition, "GIFTED: Collecting the Art of California at Gardena High School, 1919-1956," is a stunning collection of paintings founded 100 years ago donated to Gardena High School by its graduat-

a meet-and-greet with the night’s star live auction features, Kisses and Bentley, two labradoodle puppies. ICFS.org

STEVEN SPIELBERG’S “BRIDGE OF SPIES”

ing senior classes with funds they raised themselves,

A film screening of the 2015 historical film

Celebrated by the late Huell Howser in an episode of

directed and co-produced by Steven Spielberg

his “Visiting” television series, and today lauded as one

takes place Nov. 4, from 5:30 to 8:40 p.m. at

of the nation’s greatest collections of early 20th century

the Ullman Conference Center at Cal Lutheran

California art, the exhibit is on view at the Oaks Mall

University. During the commentary with Francis

now through January 9, 2022! CMATO.org

Gary Powers Jr., author of Spy Pilot and movie con-

"THE NUTCRACKER" LIVE!

sultant, he will discuss misinformation in the movie, talk about being on set and working with the cast

Pacific Festival Ballet invites you to join them

and crew, as well as offer a behind-the-scenes look

this holiday season as they return to the Kavli stage

at what motivated Spielberg to make the film. Set

with “The Nutcracker!” This long-awaited return to

during the Cold War, the film tells the story of law-

the theatre will be celebrated by all and features

yer James B. Donovan (played by Tom Hanks), who

guest artists from New York City Ballet Tyler Peck

is entrusted with negotiating the release of Francis

and Gonzalo Garcia, plus a 100% chance of snow!

Gary Powers, a U.S. Air Force pilot whose U-2 spy

Be a part of this magical event, taking place Dec.

plane was shot down over the Soviet Union in 1960.

18, 19 and 20 at 2 and 7 p.m. Purchase tickets at the

Powers was sentenced to 10 years in prison, and

Bank of America Performing Arts Box Office or at

his only hope for release was through Donovan.

Ticketmaster.com.

HOPE & LIGHT EXCEEDS GOALS Interface Children & Family Services’ 8th Annual Hope & Light benefit gala exceeded the event’s

Admission is free, and registration is required: bit.ly/2V5iNR6. For more information, contact David Nelson at dnelson@CalLutheran.edu.

BAGS, BLING, & BUBBLY 2021

fundraising goal as philanthropic community mem-

Big Brothers Big Sisters of Ventura County

bers gathered at Sherwood Country Club to sup-

invites you to this annual event, featuring silent

port Interface’s mission of strengthening children,

and live auctions, tables full of sparkling jewelry,

families, individuals and communities through

coveted handbags and more on November 17 at

comprehensive social services. Andrew Firestone

Lake Sherwood Country Club, Your purchases

served as Master of Ceremonies for the lively event,

help to create brighter futures for Ventura County

which included a silent auction, tequila tasting

youth. BBSVC.org

hosted by Mijenta Tequila, Westlake High School 16

Music Department jazz combo performance, and

Conejo Valley Lifestyle | November 2021

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ARTICLE BRIANNA OARD & TRACY MARCYNZSYN

Discovering Santa Rosa Va l l e y : A H i d d e n G e m O f f e r i n g M a ny Tr e a s u r e s

Photo Credit: Al Lago Wines

“SLOW DOWN, CHILDREN, DOGS & HORSES AT PLAY” WELCOMES A SIGN ALONG SANTA ROSA ROAD AS PEOPLE ENTER THE SCENIC SANTA ROSA VALLEY. This reminder to take it slower reflects the relaxed mentality of the peaceful, verdant valley, a little piece of paradise—about 5 miles long (east to west) and 2 miles wide (north to south)—tucked into a rural, unincorporated area between the cities of Moorpark, Camarillo and Thousand Oaks. The area’s 3,000-some residents include celebrities, Olympic gold medalists, world boxing champions, and successful philanthropically minded people from all walks of life, who cherish their community for its rustic charm, majestic greenery, breathtaking scenery, open-field farming, large plots of land, hiking paths, beautiful houses and incredible neighbors, to name just a few of their reasons for calling it home. “You get the feel of living in the country, but you have proximity to all the resources that you ever need,” says SRV resident and CEO of St. John’s Camarillo 20

Conejo Valley Lifestyle | November 2021

Hospital, Darren Lee. Darren and his family moved to Santa Rosa Valley in 2015, drawn by the picturesque valley’s beauty, weather—“a little bit warmer than Camarillo, but a little cooler than Thousand Oaks”—and ideal location. Secluded, while still central to everywhere you want to go, Santa Rosa Valley allows Darren “to escape a little bit from the busy workday that you have and the congestion of the other areas,” improving his quality of life and wellbeing. Fellow SRV resident Joe Markiewicz, a Coldwell Banker Realty realtor, agrees that Santa Rosa Valley’s unique geography adds to the area’s appeal. “The close location of Santa Rosa Valley to the city and the value of its homes make it a hidden gem in Southern California,” says Joe, who grew up in the community. In addition to “beautiful views and great neighbors, I love the lot size of area homes and privacy. I think what you get for the money is amazing,” he notes. PRIME REAL ESTATE Santa Rosa Valley is known for its multimillion-dollar luxury properties Photo Credit: Lena Lanum

and spacious lots surrounded by nature and offering more privacy than

Blair Allen, Al Lago Wines

CONTINUED >

CityLifestyle.com/ConejoValley

DISCOVERING SANTA ROSA VALLEY (CONTINUED)

“The close location of S a n t a R o s a Va l l ey t o t h e c i t y a n d t h e va l u e o f i t s h o m e s m a ke it a hidden gem in Southern California.”

Photo Credit: Kimme Black

in most neighboring areas. Many residents have small farms or horse property. The area’s most knowledgeable real estate expert who has been the top-selling agent in Santa Rosa Valley since 1989, Rosemary Allison, the Coldwell Banker Global Luxury Estates Director in Santa Rosa Valley since 1988, thrives on sharing her love and knowledge of this unique locale with others. Rosemary is known for launching her exclusive listings to a global audience with discretion, taste and visionary marketing. “I love being able to help clients realize their dreams and doing the right thing for them,” says Rosemary. “I represent the finest homes that are offered in Santa Rosa Valley and am so grateful that I have been given the opportunity to make Photo Credit: Al Lago Wines Photo Credit: Lena Lanum

Photo Credit: Lena Lanum

Photo Credit: Kimme Black

Conejo Valley Lifestyle | November 2021

a difference in so many of the lives of the clients and friends who

history!” says Ruth, pointing to the local climate, beautiful trail sys-

have entrusted me to help them realize their dream of homeowner-

tem, rural setting and strong sense of community as some of the

ship—there’s nothing more rewarding than that,” she says, sharing

many benefits the area offers.

her fortune at finding her own cherished home in this very special enclave decades ago. Years ago, while assisting a client sell an Agoura Hills home to move to a new house in Santa Rosa Valley, Rosemary discovered her first home in Santa Rosa Valley that she purchased in the Bridlewood development. “I was looking at the brochure for the development and I thought

“I was stunned when I first came down what’s called the ‘Norwegian Grade’ and found this jewel of a climate,” remembers Ruth. “I was shocked and stunned to find an area with trails, wilderness, wild animals and wonderful people and homes.” Now retired and living in the Sierra Foothills of Northern California, Ruth and Ron fondly describe their former stomping grounds as having everything they could ever imagine.

it looked really good!” she recalls. “It was a new home development, and I signed up the next day and after camping out for 3 weeks was

HAPPY TRAILS

one of the very lucky ones to get one of the houses in the next phase

If she could teleport through space and time, Ruth says the one

of the development!” Moving to the area in 1987, Rosemary raised

destination she would choose to go is to the Santa Rosa Valley trails.

her three children in Santa Rosa Valley, where they attended the acclaimed Santa Rosa Technology Magnet School.

“You walk those trails…the water gurgling, the oak trees…oh God! You and your horse just strolling along. And if you do meet some-

The TK-8 school combines a comprehensive technology-focused

body on the trail, they’re nice and they’re happy people. And you

curriculum with whole-child development, drawing students from

might see a coyote or a bobcat… And that is Santa Rosa Valley to

near and far due to its outstanding reputation. The school boasts

me,” says Ruth.

a STEM lab, technology center and middle school electives plus enrichment opportunities in dance, art, music and STEM. Family

The area’s numerous beautiful trails welcome outdoor enthusiasts of all ages to hike, bike or explore on horseback.

engagement and activities help create a unique and positive school

“We love the wide-open spaces and the rolling hills that take us

culture that includes a middle school sports program, an outdoor

to our hikes and walks around the area,” says SRV resident Paula

science camp, band, cross grade-level mentoring, student govern-

Cornell, founder of the nonprofit organization For the Troops.

ment and more. As a proud parent of successful alumni, Rosemary continues to support education and programs at SRTMS.

GIVING BACK

“I am still the largest contributor financially to Santa Rosa School,

Those taking the Shooting Star Trail will notice the cleared debris

as a private individual donating money every year for their pro-

and can take a rest seated on a brand-new bench, thanks to Eagle

grams,” says Rosemary, adding that she’s been called Santa Rosa

Scout Luke Purmer.

Valley Technology Magnet School’s “godmother” for the more than 30 years that she has provided financial support to the school.

“Our community is pretty rural; it’s pretty close, and I’ve gotten a bunch out of my community, especially the trails [for] hiking and

With deep connections and established roots in the area, Rosemary

jogging around. [So] I felt like I should give back to most of the hikers

aspires to help people achieve their real estate goals, whether find-

there…and just have a nice place to sit and overlook the valley. You

ing a home in Santa Rosa Valley or helping potential sellers stage

can actually see from Simi Valley all the way to the Channel Islands

their home to realize its highest potential. Connecting with clients

on a clear day,” says Luke, a lifelong resident of Santa Rosa Valley

and their families is the best part of her career, she says.

and a Boy Scout since age 12.

“It brings me great joy to say that I have represented many clients

Luke installed the bench for his Eagle Scout Service Project for

in buying their first homes after having represented their parents

Troop 787. The project requires Boy Scouts to demonstrate lead-

decades before when they purchased their family home. I measure

ership while conducting a project benefiting a religious institution,

my success one family at a time,” she adds.

school or community. In addition to earning merit badges and

Longtime Santa Rosa Valley resident Ruth Means recalls how a conversation with Rosemary many years ago convinced her

obtaining confirmation from a committee, this accomplishment enabled Luke to receive the rank of Eagle Scout.

and her husband, Ron, to move to the area, where they settled

The Thousand Oaks High School senior took initiative in leading

for the next 40 years. Prompted to contact the top realtor in town

this project, and he also credits community members with helping

after visiting a coworker’s SRV home, Ruth, who was a Westlake

this project become a reality, including Santa Rosa Valley Trails Inc.

Elementary School teacher at the time and had never been to

President and Founder Mark Burley, John Kross and Park Ranger

Santa Rosa Valley despite living nearby for more than 20 years,

Ryan Stead.

asked Rosemary about the quality of the local schools and what it was like living in Santa Rosa Valley.

“I probably learned the most [about] leadership and the importance of preparation...not micromanaging, making sure

During that call, “Rosemary convinced me that everything is great

everyone has defined tasks, communicating with everyone and

here, and I ended up moving [there]. Rosemary and I became [Girl

making sure everybody is happy and satisfied [so they can] stay

Scout] Brownie Leaders together 3 months later, and the rest is

motivated,” says Luke. CONTINUED >

CityLifestyle.com/ConejoValley

DISCOVERING SANTA ROSA VALLEY (CONTINUED) Luke hopes his Eagle Project will inspire others to explore Santa Rosa Valley’s beautiful hiking trails and encourage more trail work.

weaves this close-knit community together, setting an example for residents of all ages on how an individual can work to change the world for the better.”

SANTA ROSA VALLEY TRAILS INC. The Shooting Star Trail is one of two (along with the Lower Santa Rosa Trail) trails recently adopted through the Santa Rosa Valley Trails Inc. Adopt-A-Trail Program, aimed at expanding access for all users.

HEALTHY INVESTMENT Among the region’s numerous nonprofits are Ventura County Sheriffs Foundation and St. John’s Camarillo Hospital, founded in

The nonprofit, formed in 2004, exists to “plan, create, acquire and

1974 as St. John’s Pleasant Valley Hospital by a group of Camarillo

maintain multiuse nonmotorized trails for public use in the Santa

community leaders and physicians who believed the growing area

Rosa Valley and surrounding areas and to provide connections to

needed a nearby hospital. Besides providing acute-care services,

other trails or recreational facilities.”

the Camarillo hospital also houses a specialized respiratory care

Offering a “way for property owners to donate easements that will

unit, operates a hyperbaric medicine and wound care center, and

be maintained and insured by the charity in perpetuity,” says Mark,

offers comprehensive emergency care. In the past few years, SJHC

protects the area’s extensive network of trails that run through the

has boasted some new additions to its facilities.

Santa Rosa Valley and connect to Wildwood Park.

“[SJHC] just finished a couple years ago an $80 billion upgrade

“The purpose of creating Santa Rosa Valley Trails Inc. was to

where we got some new operating rooms, a catheterization lab,

create an entity which would be able to take easements on private

and 50 new patient rooms. And we also upgraded our emergency

land, maintain the trails, ensure the trails, so that all of the trail con-

rooms,” says Darren, who serves as CEO of SJHC and St. John’s

nections in Santa Rosa Valley would remain open,” Mark explains.

Regional Medical Center, its sister hospital in nearby Oxnard. Both

“What tends to happen when development goes on is that when a

hospitals are run by Dignity Health, the largest not-for-profit hospital

place gets developed, a lot of times, the trails that have been there

provider in the state of California that also functions as a not-for-

for decades or generations tend to get cut off. When that happens,

profit public-benefit corporation. As a “not-for-profit, mission-driven

that's really bad for the equestrian community because you can’t

community hospital,” its profits benefit the community.

ride your horse around the valley,” he notes.

“It’s not privately held. No one owns the company; there’s no stockholders or shareholders. We have a board. The revenue gets

COMMUNITY COMMITMENT

invested into the communities that we serve,” Darren explains.

Along with its mild climate, prime real estate and scenic trails,

SJHC plays an important role in the Santa Rosa Valley Community,

Santa Rosa Valley is home to a tight-knit active community of caring,

as it is the only geriatric-certified emergency room in the area and

friendly neighbors.

is located about 10 minutes away from most residents. Proximity to

“This is definitely a beautiful area, and people have the flexibility to

a nearby hospital with top-notch care is a “great thing to have,” says

have their animals, their horses and things, and a little more space,”

Darren, noting that the majority of the hospital’s volunteers are Santa

says Darren Lee. “But at the end of the day, as important as that

Rosa Valley residents, and their eagerness to serve the community

is, it’s my neighbors that really sets it apart—the neighbors that I

greatly enhances the care that patients receive.

have next door to me, the neighbors that I have in the neighborhood,

“I love that I have neighbors in the community that volunteer at the

the neighbors that are down the street in the next neighborhood.

hospital. I love to be able to provide great health care to my neigh-

Everyone in Santa Rosa Valley is very kind and generous, and they’re

bors. When I go to the hospital or someone in my family goes to the

just great people to have as neighbors,” he says, adding, “They care

hospital, that’s the hospital they go to,” says Darren.

about the community, they take care of it, and if they see something that needs to be addressed, people are comfortable speaking up and

SANTA ROSA VALLEY MUNICIPAL ADVISORY COUNCIL

willing to engage to fix it, whether it be an issue on the road, or if a

Community members also enjoy participating in civic duties

neighbor needs help with something. I always see neighbors helping

by serving on the Santa Rosa Valley Municipal Advisory Council,

each other with different things. I’ve been the beneficiary of lots of

a group of five elected council members who speak for area res-

help in my home. I just think those types of things are very valuable,”

idents when the group meets with the Board of Supervisors for

Darren emphasizes.

Ventura County.

Committed to the well-being of the community, many residents

Chaired by Rosemary Allison, the Council comprises four addi-

support nonprofit organizations and various causes. Realtor

tional members: Michael Adams, Mark Burley, Kevin Cannon (Vice

Rosemary Allison’s philanthropic endeavors—including raising

Chair) and Amy Elliott. Each member serves a four-year term, and

funds for the American Cancer Society, the YMCA and For the

the five Council seats are elected in a tiered fashion, with three seats

Troops, where she serves as a board member—led to her being

voted on one year, and the other two seats voted on two years later.

named the California Legislative Women's Caucus 2020 Women of

As the liaison between the residents and Ventura County officials,

the Year. The County of Ventura Board of Supervisors proclaimed

the Santa Rosa Valley Municipal Advisory Council serves an integral

in a Resolution to honor her that “Rosemary Allison is the yarn that

role in the community.

Conejo Valley Lifestyle | November 2021

Rosemary Allison with Claudia Bill de La Pena, Mayor of Thousand Oaks Photo Credit: Judi Bumstead

“We are there to advise the Board of Supervisors about what issues are important to the residents of Santa Rosa Valley,” explains Mark. GOOD FUN SRV locals enjoy frequently getting together to socialize and raise funds for a good cause, says Lori Donnelly, owner of Wolf Creek Wellness. “We have consistently been growing and loving it here,” says Lori, who along with her husband, Michael, has made the Valley home for 27 years. “We love feeling like we contribute within the equestrian community in the valley. Prior to COVID, we would have large Halloween parties or anniversary parties and invite the community to come. We have even hosted a comedy night where all proceeds went to Casa Pacifica.” The couple initially purchased a 1918 cottage off Duval Road in ’94 before purchasing the land that is currently Wolf Creek Valley Ranch. “It was all strawberry fields here when we purchased it in 2005, and we started converting it to a horse-boarding facility around 2008,” says Lori, who offers a wellness program to

Photo Credit: Kimme Black

Photo Credit: Kimme Black CONTINUED >

CityLifestyle.com/ConejoValley

DISCOVERING SANTA ROSA VALLEY (CONTINUED) promote well-being. “We offer Reiki, massage, Hypnotherapy, sound baths

Photo Credit: Lena Lanum

and other holistic types of healing. This, combined with the animals on the property, makes for a very serene and lovely healing atmosphere.” From 2011 to 2017, Kimme Black organized the No Place Like Hope Family Picnic and Hoedown to raise funds for horse rescue organizations while bringing the community together. As a little girl who loved Knott’s Berry Farm and its horses, Kimme says once she learned “how uncertain horses’ lives are,” she resolved to help them. “When the community comes together, it makes it stronger, it makes it safer and it brings comfort to each other,” says Kimme, noting that more than a fundraiser, the event aimed to “protect those that are helpless and innocent as we give to each other friendship and safety.” More than 2,000 people turned out in support of the enormously successful event, featuring Wyatt McCrae as the Master of Ceremonies, phenomenal performances, and local vendors of food and wares. Recalling fond memories of the events, Kimme is grateful for recently celebrating 15 years of living in this special community. “It’s natural, it’s beautiful, it’s not overdone, the people are lovely and my dream my whole life long was to have a horse. I got my own first horse at age 42,” she shares, adding, “my second dream come true was to have a piece of property to have my horses with me. I feel really lucky, and really blessed to have been able to achieve that enormous dream.” AL LAGO WINES Enjoying the fruits of the vine is another local pleasure, and Al Lago Wines tops the list of favorite wineries, as their grapes are grown right here in the Santa Rosa Valley vineyard. Founded in 2008 by Simone Lagomarsino and Blair Allan, who started out planting a small 300-vine vineyard on their property, Al Lago Wines has grown to almost 3,000 vines that produce a variety of grape varietals for their highly sought-after wines that showcase the terroir of the Santa Rosa Valley. Passionate about the pursuit of excellence in winemaking permeated by a philosophy to care for every detail, Blair and Simone insist on quality in every step of the process, including soil testing before planting. They were thrilled when the results of soil samples sent to a world-renowned lab in France forecasted success for their future winemaking, as the native soil of the Santa Rosa Valley showcased the limestone, clay and micronutrients of some of the best wine regions in the world, says Blair. Locals look forward to Santa Rosa Valley winetasting events being reinstated soon, and in the meantime, wine enthusiasts can taste Al Lago Wines’ Cabernet Sauvignon, Syrah, Sangiovese and other Italian varietals at their Paso Robles tasting room (480-B Marquita Avenue) by appointment and via AlLagoWines.com. With a limited production of less than 400 cases annually, Al Lago Wines is laser focused on quality from the vineyard to the wine glass, earning accolades from Wine Advocate, Vinous and Wine Enthusiast for their great-tasting wines. TIMELESS TREASURE Santa Rosa Valley residents cherish this very special place on Earth, where time seems a little slower, neighbors a little friendlier, and life is a lot more pleasant in this peaceful paradise they are happy to call home.

Conejo Valley Lifestyle | November 2021

Luke Purmer’s Eagle Scout Project, Troop 787

Photo Credit: Al Lago Wines

Luke Purmer’s Eagle Scout Project, Troop 787

CityLifestyle.com/ConejoValley

FOOD & WINE

Cielo Farms

P rem iu m Wi nes From the Ma l i bu C o a s t AVA

NABU Wines

Cielo Farms

Conejo Valley Lifestyle | November 2021

ARTICLE ALICIA DOYLE

Cielo Farms

WINE AFICIONADOS ARE INVITED TO ENJOY DELI-

planted their first grapes in 2001, with a focus on Syrah

CIOUS VARIETIES AT THREE LOCAL WINERIES

and Cabernet Sauvignon wines, their current assortment

THAT OFFER FLIGHTS, FOOD AND MORE. All three

includes more than a dozen different varietals.

wineries—NABU Wines, Cielo Farms and Rosenthal

At this private venue, where guests can also enjoy

Malibu Estate—specialize in premium wines that source

delicious wood-fired pizza, “you can’t enter without a

from the Malibu Coast AVA. The quality of their wines

reservation, and a gate guard checks to make sure of

and the welcoming ambiance and hospitality of their

that,” Hirsh says, adding that it’s “never overcrowded,”

tasting rooms is world class and on par or even better

and because The Barn is situated in the middle of the

than well-known wine regions in California.

vineyards elevated high in the mountains, “the setting provides spectacular views of the surrounding Santa

CIELO FARMS

Monica Mountains.”

Nestled 2,000 feet up in the Santa Monica Mountains,

Cielo Farms offers world-class wines, and Wine

Cielo Farms in Malibu is set on a Tuscan-inspired estate

Enthusiast magazine scores all of these estate wines in

where the tasting room, The Barn, is situated in the mid-

the 90s.

dle of rolling vineyards with spectacular views.

Featured wines include the 2014 Cielo Estate Cabernet

“It’s like being in Yellowstone right in our backyard—

Sauvignon Reserve with notes of cherry, spice and sage;

sunsets are stunning as The Barn points to the West,”

the 2015 Cielo Estate Malibu Rouge, which is a rich dark

says Richard Hirsh, who, along with his son, Robert,

burgundy color that is highly extracted; the 2019 8 Ball,

manages and operates Cielo Farms.

a full-bodied Malbec with aromas of vanilla, vetiver, can-

This endeavor dates back to 1999, when Richard and

died orange peel and dark chocolate; and the 2019 Black

his wife, Diana, officially broke ground on the property.

Widow, which is an inky, purple color, velvety and dark.

In partnership with his brother, Bill, the Hirsh family

“We have our own Appellation, Saddlerock-Malibu,

embarked on a decades-long journey to develop Cielo

you can see on any International Map like Bordeaux or

Farms. Their passion for entrepreneurship and dedica-

Napa,” Hirsh says, adding that Cielo Farms only sells

tion to the wine-making process has culminated in both

wines to wine club members, wedding parties and

the Woodstock and Estate Wine Collections. Having

guests that have reservations.

CONTINUED >

CityLifestyle.com/ConejoValley

FOOD & WINE (CONTINUED)

Like many venues that were forced to close during

fruit to make these amazing blends because there’s

the pandemic, “We had a terrible 2020,” Hirsh recalls.

not enough to produce just one cabernet and just one

Today, “We follow all the CDC guidelines to ensure

syrah,” Barnett continues. “Our blends like Backbone,

the health and wellbeing of our staff and guests,”

27, Solstice and Elevations are pretty popular.”

he says, adding that all staff members wear face

Since opening its doors in 2016, NABU has been

coverings, and hand-sanitizing stations are offered

voted Best Wine Tasting for three years in a row by

throughout the property. Additionally, “even though

the Los Angeles Daily News Readers Choice Awards

we are an entirely outdoor venue, we closely moni-

in 2018, 2019 and 2020, and was just voted Best in

tor our capacity to ensure that all guests are spaced

The Southland 2021 for Wine and Spirits by the Los

more than 6 feet apart.”

Angeles Times.

Above all, the ultimate goal is to offer an unforget-

Guests can enjoy wines from Malibu, including

table experience in a beautiful setting with “views

chardonnay, cabernet sauvignon, syrah, pinot noir

that you will never see anywhere. We provide our

and blends. Napa Valley wines on the menu include

guests with an exceptional experience that they can’t

pinot gris, chardonnay, chenin blanc, sauvignon

find anywhere else.”

blanc, merlot, cabernet sauvignon and blends.

Cielo Farms is located at 31424 Mulholland Highway

Additionally, “We are known for our live music,”

in Malibu. For more information, visit CieloFarms.

says Barnett, whose winery has hosted numerous

com or WoodstockMalibu.com, call 424.234.7242 or

cover and tribute bands, including Petty or Not, a

visit @MalibuBarn or @CieloFarms on Instagram

tribute band to Tom Petty & The Heartbreakers;

and Facebook.

and Twisted Gypsy, which features the music of Fleetwood Mac.

NABU WINES

daytime on the weekends,” Barnett says. As far as

the Malibu Coast, NABU Wines & Tasting Room

food is concerned, “We do food trucks on Friday

located in Westlake Village is the only winery to pro-

nights, and we also allow people to bring outside

duce wines from within the Santa Monica Mountain

food on the weekend.”

vineyards to oceanside vineyards from Zuma to Topanga Canyon. Crafted from amazing fruit, NABU Wines are sustainably grown to produce both single varietal and

The atmosphere at NABU is very appealing. It is a fun place to hang out on weekends, and a “go-to” destination for folks who love great wine and topnotch popular music.

special blend wines from Napa Valley and the Malibu

“We have a traditional tasting room indoors—it’s

Coast appellations. When you visit the winery, you

very unique and all custom-designed that my part-

can select wines grown from all over the Malibu

ner, Jeff, and I built from scratch,” Barnett says. “We

Coast American Viticulture Area and really experi-

also have an outdoor patio where you can enjoy wine,

ence the rocky red volcanic terroir from the hillsides

food and music on weekends, and we’ve created this

and oceanside vineyards in Malibu, which gives it the

really cool back lounge with a second bar, which is

characteristics of smoke with red wines and beautiful

nice because it’s more of a lounge setting where

mineral edges on the white wines.

people can kick back and talk and enjoy the wines.

“One thing we specialize in is red blends within the AVA, because a lot of the vineyards are tiny,” explains Greg Barnett, founder of NABU, along with his wife, Janet, and business partner, Jeff Bailey.

“We have music on Friday nights, and during the

Producing wines since 2012 from Napa Valley to

There are also three screens on the wall for people to watch the bands.” Barnett added that NABU—a functioning winery where they make wine on-site—is located on the

“We might get 600 pounds of one and 800 pounds

Ventura County side of Westlake Village, “because

of another varietal and end up having small lots of

in 2014 you could not make wine in Los Angeles

Conejo Valley Lifestyle | November 2021

Greg Barnett, NABU Wines Photo Credit: Ryan Cannan

Rosenthal Malibu Estate

NABU Wines CONTINUED >

CityLifestyle.com/ConejoValley

FOOD & WINE (CONTINUED)

County, but you could in Ventura County—that’s why

estate, located within 4 miles of the ocean at 1,450 feet

we are right across the border.”

above sea level, is considered a perfect microclimate

“I always tell everybody to enjoy a wine flight and stay for a glass and listen to the music,” he further emphasizes. “That’s what we’re really all about.” Visit NABU Wines & Tasting Room, located at 2649

for growing high-quality grapes. “No other wines in the world include grapes grown within the mini-microclimates of Malibu-Newton Canyon,” Cavanagh says.

Townsgate Road in Westlake Village Monday through

For a bottle of wine to be called Rosenthal,

Thursday from 12 to 6 p.m., Friday from 12 to 11 p.m.,

“100% of the grapes used must be sourced from

and Saturday & Sunday from 12 to 6 p.m. For more

our Malibu estate,” Cavanagh emphasizes. “Our ‘G’

information, call 805.778.1100, or visit NabuWines.com.

collection wines blend a combination of Rosenthal Estate-grown grapes with other grape varietals from

ROSENTHAL MALIBU ESTATE Located across from the beach, the Rosenthal

you unique blends.”

Estate Tasting Room offers an exquisite garden patio

Varietals grown on the estate include Cabernet

with an ocean view to discover and enjoy a full selec-

Sauvignon, Cabernet Franc, Merlot, Petit Verdot,

tion of Rosenthal and Surfrider wines.

Viognier and Chardonnay. At harvest they are picked

“We’re right on the edge of Pacific Palisades, but

by hand, then aged in the finest French Oak barrels.

it feels like you’re out of the city—like a daytrip away

Additionally, “We have created the Surfrider

from the hustle and bustle,” says Phil Cavanagh,

label, which allows us the freedom to bring the

manager of Rosenthal Malibu Estate.

best grapes from around California under one

The tasting room is open seven days a week, with

roof,” says Cavanagh, adding that every varietal

live music performed on Fridays, Saturdays and

or blend that goes into a Surfrider bottle is hand-

Sundays. Food trucks serve cuisine on the weekends,

selected, just like the Rosenthal wines. “A portion

and on the weekdays, guests can order food from

of the proceeds from each bottle of Surfrider sold

Cholada Thai Beach Cuisine next door.

goes to support organizations that help preserve

“Our tasting room on Pacific Coast Highway is our main focus—we’re located near Topanga State

the beauty of our oceans and waterways and the safety of its wildlife.”

Beach at the southern end of Malibu and have a large

Like many establishments that were forced to close

outdoor patio on nearly 20,000 square feet of space

during the pandemic, “We were closed for 9 months,”

outside,” explains Cavanagh. “We’re overlooking the

Cavanagh recalls. In terms of re-opening, “we were

Topanga Stream and the ocean, and we can see

always outside, so for us the change was relatively

Catalina on a clear day.”

small. We’ve closed the inside area, so at this point

The pristine outdoor atmosphere certainly com-

I would expect that we will reopen in November or

pliments the award-winning wines folks can enjoy,

December, because we’ll need somewhere a little

including Rosenthal Estate’s cabernet “which we’re

warmer than it is outside.”

most known for,” says Cavanagh, adding that the

The Rosenthal Wine Bar & Patio, open seven days a

Estate Meritage and Estate Cab Franc are also popu-

week, is located at 18741 Pacific Coast Highway in Malibu.

lar. Additionally, “We always have Rosé and Savignon

Reservations are highly recommended on Saturdays

Blancs, and often times, sparkling Rosés we well.”

and Sundays. For more information, call 310.456.1392,

The vines at Malibu Estate were first planted in 1987, making it the first vineyard in Malibu. This 28-acre

California that are not grown on our estate to bring

Conejo Valley Lifestyle | November 2021

email tastingroom@rosenthalestatewines.com or visit RosenthalEstateWines.com.

Rosenthal Malibu Estate

CityLifestyle.com/ConejoValley

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FINANCIAL BUZZ

TA X S T R AT E G I E S : E X P E R T A DV I C E F O R Y E A R - E N D FINANCIAL PL ANNING

THE END OF THE YEAR APPROACHES, MANY

So, we asked a few financial experts to weigh in on how to lessen

PEOPLE ARE THINKING ABOUT THEIR FINANCES. It’s impera-

tax liability and make the most of assets. Their advice may inspire you

tive that certain steps be taken by December 31 in order to avoid

to contact a financial planner to evaluate (or start!) your own portfolio.

huge tax liabilities come April 15. Financial strategies and tax planning can vary greatly for each individual, and these intricacies and

PUT MONEY INTO A RETIREMENT PLAN

complicated tax codes can make planning on our own very difficult.

“For younger people, I would advise doing a Roth IRA, which doesn’t

This is why it’s so important to take the time to get advice from the

save you on taxes now, but it will save you on taxes later,” says Laura

right people. Whether that’s a CPA, a financial planner or other finan-

Raulinaitis, a certified financial planner who, along with her husband

cial expert, devising a sound financial plan is key. And the younger

Darius Raulinaitis, CFA, founded The Lake Avenue Group at Morgan

you start, the better.

Stanley in Westlake Village. “A Roth conversion is where you convert a

“I read that the average family spends more time planning their annual summer vacation than they do on their financial plan over

traditional IRA into a Roth, which you pay taxes on now, but Roths are tax-free forever, so there is no required distribution.”

their lifetime,” says Ted Fischer, a Certified Financial Planner® and

Also, if you can afford to do so, she recommends maxing out your

founder of Fischer Investment Strategies in Westlake Village. “One

retirement contributions every year. If you can’t, make sure you’re

little mistake in planning can cost people so much money—more

putting in at least what your company matches. A match is 100%

than the amount of savings they generate by not having a certified

return on your money. If your company does not offer a retirement

financial planner.”

plan, set up one in which to contribute.

ARTICLE SUE BALDANI 36

Conejo Valley Lifestyle | November 2021

DONATE TO CHARITIES AND GIFT MONEY TO OTHERS

“I’m sure you are hearing about the tax reform proposals on

“One of the most overlooked opportunities to save on taxes is by

the horizon, but it’s a little too early to say what will be enacted,”

making charitable contributions with your required minimum distri-

says Michele Shipp, senior trust officer with Montecito Bank &

bution (RMD),” says Raulinaitis. “A lot of people also do their gifting

Trust in Montecito. “But the general concept is if you bundle

at the end of the year to charities because they are looking for write-

charitable deductions in a year where your income tax liability is

offs and also hopefully because they’re good natured. If you donate

higher, there’s a greater benefit of that charitable deduction in

directly from your RMD to the charity, you don’t have to pay tax on

that one year as opposed to taking it over multiple years.”

that money.”

“Montecito Bank & Trust’s Central Coast branches have given

Or, if you have highly appreciated securities, she explains, you can

away a million dollars a year for the last 17 years to local nonprof-

give those to a charity and neither you nor the charity will have to

its in Santa Barbara and Ventura counties,” says Suzi Schomer,

pay taxes on that money. For example, if you bought a stock that was

senior vice president and wealth strategist also with Montecito

worth $1,000 and is now worth $10,000, you can give those gains to

Bank & Trust in Montecito.

the charity.

“That’s a source of great pride for Montecito Bank & Trust and it inspires other donors,” she adds. “When they see the list of organizations to which we annually give, sometimes that creates an interest in those organizations which we’ve already vetted. As we emerge from the coronavirus, there’s a wonderful spirit of giving that hopefully clients are feeling drawn to, not only for tax planning but for community giving.” In order to have a tax deduction, you want to make sure the charity is an eligible organization which is usually under the tax code 501c3. Gifting to family is another way to lessen tax liability. “The maximum amount allowed is $15,000 per person per year, so a husband and wife can gift up to $30,000, but it’s unlimited when paid directly to educational and medical providers,” says Schomer. “That can be for things like eyeglasses, braces, private school tuition, or a qualified camp, so there are lots of ways you can exceed that amount per year. It also includes insurance premiums.” Also, she explains, if you have a young family member who is an employee and he or she is earning earned income that could be taxable income, it’s possible to gift to this person the amount of their earned income that could go into a qualified IRA or Roth IRA. “That’s a good way to provide the liquidity needed to get started on something that they hadn’t started earlier in the year. They can take the cash and use that to fund these plans.” In addition to relatives, cash can be given to others as well. “You can give up to $15,000 per year (in 2021) to as many people as you like,” says Managing Director Stephen Meli, CRPC®, MBA, at Westlake Private Wealth Management in Westlake Village*. “These gifts can be made to anyone, not just family members. Cash gifts are a simple way to gift and the most common.” Generally, he explains, taxpayers must itemize their deductions in order to benefit from this cash contribution. “However, a special rule applies for 2020 and 2021 that allows taxpayers to claim $300 (increased to $600 for joint filers in 2021) in addition

Ted Fischer, Certified Financial Planner® and founder of Fischer Investment Strategies

to their standard deduction for cash gifts to qualifying charities. “Also, for 2020 and 2021 only, charitable contributions of cash given directly to a qualified charity have the potential CONTINUED >

CityLifestyle.com/ConejoValley

FINANCIAL BUZZ (CONTINUED) to offset up to 100% of your adjusted gross income (AGI) (60% of AGI for cash gifts to a donor-advised fund, 30% for cash gifts

Suzi Schomer, Senior Vice President and Wealth Strategist, Montecito Bank & Trust

to a private foundation). Other donations can include gifts of appreciated securities held longer than a year, qualified charitable distributions, charitable bequests at death and ‘bunching’ of charitable contributions via a Donor Advised Fund (DAF), which have different AGI limits and rules.” REVIEW YOUR FINANCIAL PLANS, FINANCIAL GOALS AND BUDGET “What that means is you’re looking at where your accounts are, where your assets and liabilities are, and having a good snapshot of your net worth,” says Fischer. “Am I under water or above water? Did I make any improvements from the year before or am I going downhill? What’s working and what’s not working? “What everybody wants to do is improve their net worth, have lots of assets and very little risk, and reduce debt, so that when you get older you have the ability to make choices whether to retire or not retire.” When to take social security is also a very important decision, and one you should make with an expert. “I do a review using a Social Security calculator in my financial planning software,” he says. “We go through 600 different variables that provide us the most optimal strategy.” Another critical thing for people to do is review their monthly and annual budgets. “I made it easy for my clients by creating an easyto-read budget worksheet,” says Fischer. “People don’t like talking Michele Shipp, Senior Trust Officer, Montecito Bank & Trust

about the ‘B’ word because many are in total denial about how much money they’re spending. But at the end of the day, I never had anyone ever tell me it was a waste of time. They usually thank me.” Employees, he adds, should look at their annual company benefits every year to see what might be new and what they may be able to take advantage of like HSAs, FLEX plans, Disability or Term Life insurance. Group benefits generally have a lower cost than individual benefits. Review your estate plan as well, he advises. “Along the way, there might have been a death, a birth or a divorce, so it’s important to review and update your beneficiaries on these accounts.” OFFSET REQUIRED MINIMUM DISTRIBUTIONS (RMD) Each year, people over age 70.5 (or 72, depending on their birthdate and maybe the year they retire) have to take RMDs from their retirement plans. “They then have to decide if there’s a way to either take an RMD or do a special kind of distribution from an IRA, called a ‘qualified charitable distribution,’ which has some very significant impacts both in terms of taxable income and the Part B and Part D surcharges for Medicare,” says Schomer. “This taxation issue has many more implications on a monthly basis for all of the next year in terms of surcharges on Medicare payments. That’s something that is little understood and it’s not always on top of people’s minds. “Year-end tax planning regarding IRAs is a really fantastic opportunity for both charitable contributions and also to reduce the balance that would be on the account at the end of December, which

Conejo Valley Lifestyle | November 2021

generates next year’s required minimum distribution. So this is really a key component for people for whom it applies.” TAKE ADVANTAGE OF TAX-LOSS HARVESTING “Coming off 2019 and 2020 with nearly all indices positive, there

Laura Raulinaitis, Certified Financial Planner, The Lake Avenue Group at Morgan Stanley

might be a great deal of unrealized gains,” says Meli. “Couple that with the first half of this year with the S&P 500 up over 15%, and there could be even more unrealized gains. If a client’s portfolio has been rebalanced this year, inevitably there should be realized gains, and probably more than what they’ve experienced over the last few years. “‘Tax-loss harvesting’ is a process that we employ yearly, which means we sell any investments with an unrealized loss and replace that investment with a similar asset. Unfortunately, some years it’s more difficult to realize losses than others, and I’m afraid 2021 is going to be that year as there aren’t many investments that haven’t gone up over the last few years.” WORK WITH AN EXPERT TO DESIGN AND OPTIMIZE A FINANCIAL PLAN As you can clearly see, there are many ways to manage your money and other assets, and these are but a few. The real key is having a financial expert carefully review your unique needs and goals. “Whether you’re married and have a family, or are an individual, it’s so important to work with a professional to help put together a strategy specific for you and your family,” says Meli. “Not only with regard to your investment portfolio, but a cash-flow analysis for your retirement, a plan to send your children to college, a health care directive, insurance and long-term care needs analysis and an estate plan.” “The purpose of a financial advisor is to help you have a financial

Stephen Meli, Managing Director,, CRPC®, MBA, Westlake Private Wealth Management

plan, and your financial plan will include the things discussed in this article,” says Raulinaitis. Adds Shipp, “We take a team approach to providing investment advice and administration for wealth management accounts. Our portfolio manager would be on that team and be the expert who would provide investment advice using a variety of factors and it would really be customized for that particular customer’s needs. Hopefully, the information given here will be a call to action for people to reach out to their advisors, CPAs, attorneys and/or investment advisors.” Of course, we can only include so many financial tips in one article. There are many other ways to save money, invest wisely and plan for the future. Contacting one of the professionals above or finding your own highly experienced and educated financial expert is the first and most important step for smart financial planning. With the end of the year fast approaching, don’t wait too long to get in touch. It might just be the best investment you’ll ever make. *Wells Fargo Advisors Financial Network is not a legal or tax advisor. Be sure to consult your own tax advisor and investment professional before taking any action that may involve tax consequences. Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Westlake Private Wealth Management is a separate entity from WFAFN. CityLifestyle.com/ConejoValley

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Authentic Mexican Menu Amores Tequila Bar & Grill proudly presents a variety of delicious dishes from all over Mexico. Over 27 years of experience working together to bring you the most delicious dishes you will ever taste. Mexican cooking is more than indigenous dishes, journeying untouched through the centuries, it is the grafting of the fruits and vegetables, meats, fish, grains and spices of the world onto the root stock of the native foods.

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Chef Abdu Romero's winning pan-seared scallop with celeriac, finger lime, tobiko caviar and shrimp chicharrón. Photo Credit: Slate Bistro & Craft Bar

SEPTEMBER AT CALIFORNIA STATE UNIVERSITY CHANNEL ISLANDS. “It’s all about cooking—it’s not about competition—I just

ARTICLE AND PHOTOGRAPHY ALICIA DOYLE

do it for the love of food,” said Abdu Romero, a chef at Slate

Chef Abdu Romero and Agustín Charco Diego, a sushi chef at Slate Bistro & Craft Bar

Bistro & Craft Bar in Camarillo, whose winning dish in the savory category was a pan-seared scallop with celeriac, finger lime, tobiko caviar and shrimp chicharrón. “This was an incredible dish,” said actor Oded Fehr, of Ojai, who emceed the culinary competition on September 26 at CSU Channel Islands. “The presentation was incredible; the taste of the scallop was incredible—it was absolutely phenomenal!”

Conejo Valley Lifestyle | November 2021

Chef Montoya's first place Jasmine Plum Rum Ice Cream Pop with a white chocolate hard shell and pop rocks. Photo Credit: Adam Kent

Romero’s love of food has contributed to his unique signature style of international flavors. Because he has traveled to more than 18 different countries, he has acquired culinary experiences from numerous regional chefs and has worked in some of the finest kitchens in Ventura County, including The Tower Club, Bistro 13 and Spanish Hills Country Club. For Romero, of Oxnard, his winning dish “was something I created specifically for this event.” “When you create a dish, you focus on your actual ingredient—the scallop—then you think far beyond,” he told the audience after his win. “If you’re going to eat something, you want everything from it, so that’s how you create things. It’s like a romance.” The winner of the sweet category was Chef Alex Montoya, who made a Jasmine Plum Rum Ice Cream Pop with a white chocolate hard shell and pop rocks. “What I like to do is turn a cocktail into a dessert, so I turned a jasmine plum mojito into a dessert,” said Montoya of Water’s Edge in Ventura, Waterside Restaurant and Wine Bar in Oxnard, and Honey Cup Coffeehouse & Creamery, which has locations in Newbury Park and Oxnard. The Oxnard resident started his culinary path at Spencer Makenzie’s and Zoey’s Café back when he was 17 years old as a prep/dishwasher and sometimes cook. He later took a position at The Cave with the opportunity of working up the ladder. And before he knew it, he was given the opportunity to become executive chef. Montoya, who has participated in Casa Pacifica’s culinary competition in the past, said, “I’ve won second place pretty consistently,” so winning first place was “solidifying,” and “it was nice to take first place for the first time.” The culinary competition was part of Casa Pacifica’s annual Angels Wine, Food & Brew Festival, which has been voted the “Best Charity Event” and “Best Food & Drink Festival.” All proceeds from the festival benefit Casa Pacifica’s vital programs and services for foster children and at-risk youth and their families. Casa Pacifica’s mission is “to restore hope, enhance resiliency, and strengthen community connections for children, young adults, and families at the most challenging times of their lives,” said Carrie Hughes, Casa Pacifica’s Chief Development Officer. Casa Pacifica’s annual Angels Wine, Food & Brew Festival “is the most important thing that we do in the community every year to raise money for the kids that we serve,” added Shawna Morris, Casa Pacifica’s Chief Executive Officer. “The only reason we do this is because of the kids.”

Chef Abdu Romero of Slate Bistro & Craft Bar in Camarillo, and actor Oded Fehr, of Ojai, who emceed the culinary competition.

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LOCAL LIMELIGHT

The Best Christ mas Display in t he Count r y: Needed Now More Than Ever MORE THAN EVER BEFORE, THE MAGIC OF CHRISTMAS IS A WELCOME RELIEF. If you didn’t already know that there is a full-blown winter wonderland right here in Los Angeles, then you have certainly been missing out. For 70 years, Aldik Home has been putting together jaw-dropping displays of the most beautiful Christmas décor found anywhere in the world. Each year is a completely new design, and you’ll just have to trust us when we say this one is the best yet! There are thousands of unique ornaments, twinkling lights, spools of luxurious ribbon, and so much more around every corner. There are Santas, angels, glittery stems and even an overhead light display! People often describe Aldik Home like a Disneyland for Christmas, but without that admission fee and the throngs of people. It’s impossible not to be in awe as you stroll through this enchanted forest 46

Conejo Valley Lifestyle | November 2021

of delightful décor, but truly, the most breathtaking aspect of this entire display are the trees themselves. Every size of every style of artificial Christmas tree—more than 60 in total—can be found in Aldik Home’s expansive indoor Tree Lot. Aldik Home’s tree lot features every size of every style of artificial Christmas tree that they sell. The crown jewel of the Tree Lot is Aldik Home’s collection of Neuman Trees, which are quite simply the best artificial Christmas trees in the world. Exponentially better than any Christmas tree you’ll find, Neuman Trees represent the gold-standard. With better lights, more realistic styles and a commitment to excellence that is unsurpassed, there are no better artificial Christmas trees than Neuman Trees. Don’t order something online that you’ll regret, when you CONTINUED >

CityLifestyle.com/ConejoValley

LOCAL LIMELIGHT (CONTINUED)

can experience the biggest selection of the best Christmas trees in the world in person. Be sure to check out the brandnew line of Brilliant LED Christmas trees: state of the art and designed for professionals. Falling in love with the Christmas tree of your dreams is easier than ever at Aldik Home’s Tree Lot. It’s never been more important to experience the magic of Christmas at the most incredible Christmas display in the country. When it comes to Christmas decor, Christmas lights and especially Christmas trees, there’s no place like Aldik Home! Aldik Home 7651 Sepulveda Boulevard Van Nuys, CA 91405 AldikHome.com 818.988.5970

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GIVING BACK

9 t h A n n u a l Ve n t u r a C o u n t y Farm Day Celebrates the Hands That Feed Us

AGRICULTURE IS THE LARGEST INDUSTRY IN VENTURA COUNTY

whose mission it is to help children understand the farm origins of

BUT MOST OF US KNOW LITTLE ABOUT HOW THE FOOD WE EAT

their food through classroom agricultural and nutrition education

IS GROWN. Now you can find out at the 9th Annual Ventura County

and free farm field trips.

Farm Day taking place Saturday, November 6 from 10 a.m. to 3 p.m. at

"SEEAG has always been very kid-focused," says Mary Maranville,

farms throughout the county. Each fall, Ventura County farms, ranches,

SEEAG's founder and CEO. "We soon realized that parents who attended

nurseries and other agricultural operations open their doors to the public,

our farm field trips had just as many questions about farms and farming

enabling visitors to learn about the food-growing process.

as their children. That's why Farm Day was created. It gives everyone the

This year's theme is "Meet the Hands That Feed You." Visitors

opportunity to understand how our food is grown, how it gets from farms

can use an online Farm Day Trail Map to build a custom itinerary to

to grocery stores and to appreciate all those who plant, grow, harvest and

navigate between growers throughout the day. Expect to visit about

distribute the foods we eat. It's eye-opening. The strawberries we buy at

three farms (more if you're adventurous).

the store, for example, takes hundreds of workers to produce."

The public will experience a day of agricultural activities, farm tours, tastings and fruit and produce giveaways, plus hear from local farmers.

Top crops in Ventura County are strawberries, lemons, nursery stock, avocados, raspberries and celery.

Participating agricultural-related venues include Reiter Affiliated

Jeff Maulhardt, manager of the Oxnard Historic Farm Park, always

Companies in Oxnard, one of the largest berry producers in the coun-

looks forward to Farm Day. "Many people don't realize how import-

try; Alpacas At Windy Hills in Somis with its more than 200 alpacas

ant agriculture is to Ventura County," says Maulhardt. "It's a good

producing fleece to create yarn products’ Blue Ridge Honey in Ventura,

indicator of the health of our local economy and the health of the

a small family owned apiary providing hive-to-table raw honey; Good

nation's food supply. The Farm Park's role for the day is to connect

Farms in Oxnard where visitors will learn the art of growing strawber-

the past farming practices with the present and to give the public an

ries and Oxnard Historic Farm Park featuring antique tractors, vegeta-

opportunity to see how deep the county's agricultural roots are. We'll

ble crops and where visitors will hear about the agricultural heritage of

also be offering a BBQ meal and music.

the Oxnard plains. Over 20 farm venues will participate. Ventura County Farm Day is free and for the entire family. It is organized by the nonprofit Students for Eco-Education and Agriculture, 56

Conejo Valley Lifestyle | November 2021

For more information about Ventura County Farm Day and a list of participating farms, visit VenturaCountyFarmDay.com or call 805.901.0213.

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H WDC’S TOP 5 CHOICES LOCAL’S CHOICE

TO MAKE YOUR HOLIDAYS EASIER! WHERE DID 2021 GO? We blinked, and it’s October, which means the holidays are upon us. And with that said,

comes

holiday

responsibilities,

time

stress,

commitments

and possibly visits from family. Not to mention…holiday get-togethers, plus special dinners and meals for family and friends. Though this might all sound wonderful, unfortunately, it can also be very demanding and taxing on you. That’s why WDC has chosen the top five appliances to make your holidays easier. Yes, we’ve picked out five very versatile, and in some cases technologically advanced products that just might make the holidays easier and more peaceful. Okay, we can’t promise more peaceful, but a bit easier, yes! So here we go…these fantastic appliances and accessories are in no particular order (we’re not playing favorites here, that’s

LG ThinQ App

because we love them all!). 1. LG THINQ APP The LG ThinQ is so sophisticated, yet

From the app you can find out how much longer the turkey needs in the

so easy to use, while making your life

oven, or you can start making craft ice in your freezer for a party while

easier, and that really can help during

you’re out running errands. You can even place all of your appliances on

the holidays. The LG ThinQ is an app

vacation mode to save energy, if you plan on being out of town during

on your phone that ties all of your LG

the holidays. All of this can also be hooked up to Alexa, so you can find

appliances into one portal, allowing you

all of this information out and more, just by asking. To put it mildly, the

control, access and vital information

LG ThinQ is a modern marvel for any household, any day of the year, but

about your LG household products.

especially during the holidays.

Conejo Valley Lifestyle | November 2021

HOLIDAY 2. JENNAIR’S STEAM & CONVECTION WALL OVEN

A split personality sounds a bit scary, but when it comes to cook-

ing, it’s mighty handy. That’s where Jennair’s Euro-Style Steam & Convection Oven comes into play. This beautifully designed wall oven allows you to use both steam (keeping food moist and delicious), and the genius of convection cooking, surrounding food with hot air for perfect heating, and the ability to crisp and

Jennair’s Steam & Convection Wall Oven

brown while keeping food moist. You can use steam plus convection baking together or separately. You’re in control of how you cook your favorite foods with 9 different cooking modes which enable you to steam, (perfect for veggies or fish) bake, steam plus convection, or prepare your meals any way you want to. The Jennair Steam & Convection Wall Oven doesn’t just do double duty, it does noncuple (yes, it’s a word, meaning nine times, for the 9 modes). This versatile wall oven is absolutely perfect for any special occasion when you want to cook a turkey or anything else you have up your sleeve for the holidays.

Big Green Egg Kamado Grill

3. BIG GREEN EGG KAMADO GRILL Yup, we went out on a limb and included an outdoor grill (we’re getting away with this because all of our showrooms are located in Southern California!). This grill isn’t just any grill, it’s the fabulous Big Green Egg, and it’s the ultimate cooking experience. It’s the best Kamado ceramic grill and smoker around. It’s ideal for the inventive renegade cook in your family who wants to outdo the neighbors this holiday season. The Big Green Egg doesn’t just grill, but it can prepare all your holiday favorites—Smoked Turkey, Roasts or Prime Rib. Not only can it cook traditional holiday entrees, it can tackle luscious desserts like Bourbon Apple Pie and Molten Chocolate Lava Cake. You can also prepare all of your side dishes on the Big Green Egg too, such as Wild Rice Turkey Stuffed Pumpkin or Smoked Turkey and Cheddar Mac & Cheese. Yes, please! Visit https://biggreenegg. com/recipes to find these holiday recipes, along with many other delicious ideas on how the Big Green Egg can elevate your holiday feast. CONTINUED >

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PRODUCTS LOCAL’S CHOICE (CONTINUED)

4. MONOGRAM’S SMART FLUSH HEARTH OVEN

This might be a bit unconventional, but it’s not just an indoor

pizza oven, it’s a hearth oven capable of doing so much more, we think it should make the list. Monogram’s hearth oven brings the classic wood fire experience into your very own kitchen, which sort of sounds like a Hallmark holiday movie waiting to happen. This hearth oven is truly unique because it’s the only electric indoor hearth oven that requires no external ventilation (one less thing to think about when installing). Each oven is handmade to order and incorporates a real pizza stone controlled by an LCD touchscreen, which is programmable, but also comes with easy preset settings. There is nothing you can’t cook in this hearth oven, from freshly baked breads and holiday pies, to smoked, barbecued or slow-cooked meats, roasted veggies, baked potatoes and casseroles. But if you want to stick to pizza, I’m sure your holiday guests wouldn’t mind that either. The choice is up to you with the Monogram Smart Flush Hearth

Monogram Hearth Oven

Oven, allowing for a ton of culinary creativity. 5. FISHER & PAYKEL’S WINE REFRIGERATION We’ve come to the adult portion of our article (well sort of, but not really). We can’t forget the very important role that wine, spirits and drinks play in a holiday meal. At WDC we offer Fisher & Paykel’s outstanding wine refrigeration, columns and cabinetry. They have partnered with master sommeliers (fancy name for wine steward) and prestigious wine makers to manufacture wine cooling and storage systems that are an investment in your wine collection. With their deep understanding of what makes the perfect conditions for your wine, they have developed a state-of-the-art system that is completely customizable. The wine solutions include UV protection, limiting excessive light that can harm the bouquet and flavors, Dual Zones, independent areas for flexible temperature settings, along with low vibration, eliminating movement that can actually ruin the wine. Having perfectly chilled bottles at your fingertips for the holiday sounds like a dream come true, and it is super simple with Fisher & Paykel’s wine refrigeration that will turn your kitchen into pure luxury.

Visit any of the WDC showrooms throughout Southern California to learn more about our top picks to make Fisher & Paykel’s Wine Refrigeration

the holidays easier. In the Conejo Valley, visit the Moorpark Showroom at 14349 White Sage Road or the flagship store in Agoura Hills at 30621 Canwood Street. Happy Holidays from WDC!

Conejo Valley Lifestyle | November 2021

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PARTING THOUGHTS

THANKSGIVING SEASON IS A PERFECT TIME

Giving Thanks

TO LOOK AROUND AND THINK OF ALL THAT WE ARE THANKFUL FOR. Many of us do this as a tradition, and some of us have made our own traditions, for example, we used to ask our kids at our family dinners and gatherings what they were thankful for during their day. However, is being thankful the same as being grateful? And does “thankful” mean the same as being grateful? Contrary to what many may think, there is a difference between being thankful and grateful. “Thankful,” such as saying “thank you” when someone does something nice or helpful, is an expression of appreciation for something that another person has done for you. Many have learned to be polite, with society and many a child’s upbringing conditioning people to express thanks for a kind act, either with words, a gift or even cards. Being grateful is having a sense of thankfulness

ARTICLE KIM PAGANO

that comes from a feeling within rather than a kind gesture. Being grateful or having gratitude can be directed at not only people you appreciate but things that you feel have made your life easier or more rewarding. You can be grateful for your parents that have supported you as you worked your way through

college and achieved your degree. And you can be grateful for people like your mother, who gave you guidance and good advice over the years—both are worthy of gratitude! Gratitude is often much more memorable than thankfulness. It can last a long time. For many who focus on gratitude regularly, it is a way of life—an attitude of gratitude. We hear of random acts of kindness or paying it forward, and it’s important to express our thanks for people who go out of their way to do these nice gestures. It is a proven fact that when you do this, both parties are rewarded. So yes, there is a difference between being thankful and grateful… By striving to make gratitude a discipline, many things such as time spent with loved ones, takes on a new depth of meaning. Try making gratitude something you focus on and practice in a deliberate way…whether it is expressed outwardly or felt inwardly, it will change you and the relationships in your life for the better! Having both thankfulness and being grateful in your life are truly life-changing!! Happy Thanksgiving everyone! Tune in to the Kim Pagano Radio Show, “The Brighter Side of Life,” Saturdays from 7 to 8 a.m., stream it at KVTA.com or download Kim’s podcast and take her with you to brighten up your day!!

Conejo Valley Lifestyle | November 2021

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