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Portland Area Snapshot for Residential Closings

Page 1

MARKET SNAPSHOT

Portland-Vancouver-Hillsboro, OR-WA CBSA January 2021 YOY Change

MARKET OVERVIEW New Home Sales

L12M New Home Sales

Sales Rate

L12M Sales Rate

554 31.0%

6,559 36.3%

2.3

1.7

Residential closing volume in the Portland area has registered strong year-over-year gains in recent months despite stagnation in the job market. Home prices are also trending upward driven by low mortgage rates pent-up-demand and historically low levels of residential supply. However builders are actively trying to meet the demand with new large communities in Beaverton Tigard Hillsboro and Newberg. One of the largest new home communities being built locally is Beaverton's South Cooper Mountain neighborhood were new townhomes and single-family detached houses are going vertical at a growing clip.

Strengths - Beginning in 2022 Proper Portland plans to facilitate the development of 4 million square feet of new construction on the Broadway Corridor in Northwest Portland. It would include a mix of affordable and market-rate housing as well as retail and office space. Weaknesses - The regional inventory of homes for sale has fallen to paltry levels. The housing shortage largely stems from homeowners unwilling to sell during the pandemic a lack of residential lots and September wildfires that destroyed thousands of Oregon dwellings.

NEW HOME PENDING SALES INDEX

VALUATION PATTERNS

YOY Change

MOM Change

Median Price

Valuation

60.1%

-2.7%

$464,857 6.8%

9.8% Income Supported Price

F

F

23

21

20

19

20

17

20

15

20

13

20

11

20

09

20

20

07

05

20

20

03 20

01

$525,000 $450,000 $375,000 $300,000 $225,000 $150,000

20

100 75 50 25 0 -25

No v. 2 Ja 018 n. 2 M 019 ar .2 M 019 ay 2 Ju 019 ly 2 Se 019 p. 2 No 019 v. 2 Ja 019 n. 2 M 020 ar .2 M 020 ay 2 Ju 020 ly 2 Se 020 p. 2 No 020 v. 20 20

YOY % Change

Home Price

SUPPLY SNAPSHOT Vacant Developed Lots

6,583 ↓

VDL Months of Supply

13.5 ↓

Active Projects

222 ↓

Housing Inventory

2,984 ↑

Quick Move-Ins Per Project

0.4 ↓

10 Year Inventory Average

2,083

-

1


Portland-Vancouver-Hillsboro, OR-WA CBSA, Jan. 12, 2021

YOY Change

SUPPLY Last 12 Months Starts

Last 12 Months Sales

Last 12 Months Closings

5,864 2.7%

6,559 36.3%

5,863 5.7%

STARTS VS. CLOSINGS

NEW HOME SALES Starts

Closings

v. 2

Q3 20

Q1

No

20

20

20

Q3

Q1

20

19

Q3

20

19

Q1

18 20

18

Q3

20

17

Q1

20

20

17

Q3

Q1

16 20

Q3

16 20

15 20

0 Ja 18 n. 20 M 19 ar .2 0 M 19 ay 20 Ju 19 ly 20 Se 19 p. 20 No 19 v. 20 Ja 19 n. 2 M 020 ar .2 0 M 20 ay 20 Ju 20 ly 20 Se 20 p. 20 No 20 v. 20 20

900 800 700 600 500 400 300

7,150 6,600 6,050 5,500 4,950 4,400

HOUSING INVENTORY Under Construction

Finished Vacant

Models

3,750 3,000 2,250 1,500

Q3 20

Q2

20

20

Q1

20

20

Q4

20

19

Q3

20

19

Q2

20

19

Q1

20

19

Q4

20

18

Q3

20

20

18

Q2 18

Q1

20

20

18

Q4

20

17

Q3

20

17

Q2 17

Q1

20

17

Q4

20

16

Q3

20

20

16

Q2

20

16

Q1

20

16

Q4 15

20

20

15

Q3

750

MEDIAN CLOSING PRICE New

Existing

$463,873 -4.4%

2021 Forecast

$434,000 14.2%

$422,370 0.6%

0 02

Se p

.2

20 20 ly

Ju

20 ay M

M

ar .2

02

20

0

20

Ja

n.

20

9 01

9 01

No v. 2

.2

20

19

Se p

Ju

ly

19

M

ay

20

01 ar .2

20

9

19 M

8

n. Ja

01

No v. 2

8 01 .2

18

Se p

20 ly

Ju

20 ay M

M

ar .2

01

18

8

18 20 n.

01

7 Ja

No v. 2

Se p

.2

01

7

$525,000 $490,000 $455,000 $420,000 $385,000 $350,000

2


Portland-Vancouver-Hillsboro, OR-WA CBSA, Jan. 12, 2021

YOY Change

ZILLOW LISTINGS

RESALE DAYS TO PENDING Months of Supply

7 days↑ 50 40 30 20

c. 2

Oc

t. 2

01

8

10

0 Fe 18 b. 20 Ap 19 r. 2 Ju 019 ne 2 Au 019 g. 20 Oc 19 t. 20 De 19 c. 20 Fe 19 b. 20 Ap 20 r. 2 Ju 020 ne 20 Au 20 g. 20 Oc 20 t. 20 20

24.0 21.0 18.0 15.0 12.0 9.0

Oc t. De 201 c. 8 Fe 201 b. 8 Ap 201 r 9 Ju . 20 ne 19 Au 201 g. 9 Oc 201 t 9 De . 201 c. 9 Fe 201 b. 9 Ap 202 r 0 Ju . 20 ne 20 Au 202 g. 0 Oc 202 t. 0 20 20

15,000 13,500 12,000 10,500 9,000 7,500

Months Of Supply

9.2↓

8,605 -24.8% Listings

Days To Pending

De

Listings

JOBS VS. UNEMPLOYEMENT Annual Job Growth

-83,500↓

1,142,700 -6.8%

6.3%↑

F 23 20

F 20

21

19 20

17 20

15 20

20

20

20

20

20

20

20

13

4.0

11

8.0

-55,000

09

12.0

0

07

16.0

55,000

05

20.0

110,000

03

165,000

01

New Jobs

Unemployment Rate

Unemployment Rate

Total Jobs

HOUSEHOLD GROWTH 2026 Forecast

13,945 1.4%

1,089,738 1.7% % Growth

21 20

18 20

16 20

20

20

20

20

20

20

14

1.0

12

2.0

770,000

10

3.0

840,000

08

910,000

06

4.0

04

5.0

980,000

02

1,050,000

20

Households

Households

% Growth

2021 Household Growth

3


MARKET HEALTH

Portland-Vancouver-Hillsboro, OR-WA CBSA, Jan. 12, 2021

YOY Change

MARKET HEALTH FORECAST CURRENT

2021F

1,142,700 / -6.8%

-/-

1,275,500 / 1.9%

1,297,992 / 1.8%

Households

977,775 / 0.3%

-/-

1,045,381 / 1.6%

1,063,760 / 1.8%

Median Household Income

$78,988 / 5.4%

-/-

$80,831 / 0.3%

$84,144 / 4.1%

-/-

-/-

56,262 / -623.9%

59,257 / 5.3%

930 / 35.4%

-/-

16,402 / 17.0%

18,564 / 13.2%

$434,000 / 14.2%

-/-

$422,370 / 0.6%

$435,434 / 3.1%

Over/Under Valued

-/-

-/-

9.8% Undervalued

4.0% Undervalued

Over/Under Built

-/-

-/-

5.4% Underbuilt

5.6% Underbuilt

Total Jobs

Housing Demand/Supply Total Permits Median Existing Price

MARKET HEALTH

2022F

2023F

10-YEAR HISTORY 2020

CURRENT

AVG

MIN

MAX

3.3% / -15.4%

6.3% / 90.9%

6.0%

3.2%

14.6%

Deliveries

-/-

3,994 / -42.3%

3,712

674

8,087

VDL

-/-

6,583 / -22.1%

7,320

5,174

11,057

VDL Months of Supply

-/-

13.5 / -30.0%

21.8

11.3

57.3

Building Permits

-/-

14,020 / -16.6%

12,678

5,213

16,815

Starts

-/-

1,765 / 9.8%

4,361

1,765

5,864

Housing Inventory

-/-

2,984 / 0.1

2,083

1,060

3,057

Resale Months Of Supply

-/-

10.3 / -25.4%

12.5

10.3

14.4

New Home Sales

-/-

5,940 / 22.3%

4,223

3,245

5,940

Closings - New

-/-

432 / -15.3%

4,023

432

5,475

Median New Price

-/-

$463,873 / -0.9%

$380,201

$260,099

$463,873

Affordability Ratio - New

-/-

-/-

39.9%

0.0%

56.0%

Foreclosures

-/-

19 / 26.7%

2,787

19

7,379

Unemployment

4


Portland-Vancouver-Hillsboro, OR-WA CBSA, Jan. 12, 2021

DEFINITIONS AND METHODOLOGY

ABOUT US

All information presented involved the assembly of data sources that we consider to be reliable, including the Bureau of Labor Statistics, CoreLogic, Moody’s Analytics, Neustar, Public Record Data, U.S. Bureau of the Census, Zillow, various regional Multiple Listing Service providers and Zonda. We do not guarantee any data accuracy as all information is subject to human errors, omissions, and/or changes. Forecasts and projections within this report are based on data available at the time the forecast was made and are subject to change given uctuating market conditions. Abbreviations AVG - Average CBSA - Core Based Statistical Area F - Forcast L12M - Last 12 Months VDL - Vacant Developed Lots YOY - Year Over Year

We’re Zonda. We create data-driven solutions for the homebuilding & multifamily industries focused on providing data intelligence, insights, and engagement. We o er personalized, comprehensive, and intelligent solutions through the most advanced national homebuilding database to help builders, mortgage clients, managers, and developers stay informed, work smarter, and get ahead.

Affordability Ratio - e percentage of households in the CBSA that earn at or above the qualifying income. e qualifying income is based on an estimated monthly payment that assumes the current median detached new home price, 20% down payment, property taxes, and current 30-year xed mortgage. is calculation assumes that 30% of the buyer’s household income is used toward housing.

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Finished Vacant Inventory - A home that is completely constructed and ready for move-in without signs of occupancy.

Understand segmentation needs of your market.

Housing Inventory - Housing units that have begun or completed construction but are not occupied by a buyer. is includes Models, Finished Vacant, and Under Construction units. Housing Supply (Over/Underbuilt) e ratio between the total measure of nonfarm jobs and the total measure of housing of all types in a given region for a given month, as it compares to Zonda’s measure of long-term equilibrium.

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Contact Us www.zondahome.com hello@zondahome.com (858) 381-4390

Housing Valuation Patterns - Over/undervaluation is based on the value of housing (inclusive of mortgage rates) relative to the long-term relationship between housing value & household incomes or income supported home price. Lot Deliveries quarter.

e number of new, active lots added to the market in a given

New Home Sales - Zonda conducts a monthly survey of actively selling new home projects by production homebuilders. is survey of monthly contract sales provides a leading indicator of housing activity.

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Portland-Vancouver-Hillsboro, OR-WA CBSA, Jan. 12, 2021

New Home Pending Sales Index (PSI) - e New Home PSI blends the cumulative sales of actively and recently sold out projects with the average sales rate per community, which adjusts for uctuations in supply. e Index is adjusted based on each markets’ speci c seasonality, removes outliers, and uses June 2016 as the base month. Quick Move-Ins - Standing inventory or quick delivery homes. e report represents the average number of quick move-in homes per project. Data is based on the available inventory at the end of each month as captured from builders advertising through NewHomeSource.com. Starts Lot.

e point at which a foundation or slab is poured on a Vacant Developed

Total Housing Demand - Proprietary estimate based on current jobs and other factors relative to the long-term jobs-to-housing relationship. Total Housing Supply - Proprietary estimate based on US Census estimates of housing inventory and permits. Vacant Developed Lots - Represents the lots on a recorded plat with streets and utilities in place, ready for a home to be built.

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Portland Area Snapshot for Residential Closings by Lawyers Title Oregon - Issuu