Lyons, OR 97358
Property Information Report
400 HICKORY CT LYONS, OR 97358-2180
Ownership Information
Owner Name:
DUSTIN BELL
JULIE MORMAN
Transaction History
/ 11/10/2015
2015-20119 /
This information has been furnished, without charge, in conformance with the guidelines approved by the State of Oregon Insurance Commissioner. The Insurance division cautions intermediaries that this service is designed to benefit the ultimate insureds. Indiscriminate use only benefiting intermediaries will not be permitted. Said Services may be discontinued. No liability is assumed for any errors in this report.
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STATEMENT OF TAX ACCOUNT
Linn
Albany, Oregon 97321-8600
SubjectPropertyLocation
PropertyAddress 400HICKORYCT
City,State&Zip LYONS,OR97358-2180
County LINNCOUNTY
OrderID:R221760594
MailingAddress 400HICKORYCT,LYONS,OR97358-2180 ParcelNumber 09S02E18CC02300 Population
SubjectProperty
NearbyNeighbor#4
Address 9445THST,LYONS,OR97358
Owner FEDERALHOMELOANMORTGAGECORPORATION,;FREDDIEMAE,
8,276/19 Bedrooms 3 YearBuilt 1958
Bathrooms/Partial 1 GarageType/ParkingSpaces Garage Phones
NearbyNeighbor#5
Address 385GOLDENLEAFCT,LYONS,OR97358
Owner WILLIAMSFAMILYTRUST,;WILLIAMS,THOMASP
Bedrooms 3 YearBuilt
Bathrooms/Partial 2 GarageType/ParkingSpaces Garage Phones
NearbyNeighbor#6
Address 394HICKORYCT,LYONS,OR97358
Owner GROVER,JAMESD;GROVER,KIRA
Bedrooms 3 YearBuilt
Bathrooms/Partial
NearbyNeighbor#7 Address
NearbyNeighbor#8
Address
NearbyNeighbor#15
City,State&Zip LYONS,OR97358-2180
County LINNCOUNTY
OrderID:R221760596
SCHOOLDISTRICTS
About
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This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policyof title insurance is expresslymodified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policyof title insurance is expresslymodified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
STEPS IN A REAL ESTATE TRANSACTION
1
What is an Escrow?
THE LISTING AGREEMENT
The property owner (Seller) initiates a contract, or a listing agreement, with a licensed Real Estate Agent.
2
THE SALE
Property owner (Seller) enters into a purchase contract, typically referred to as an Earnest Money Agreement, with a Buyer.
3
ESCROW
As part of the purchase contract, Seller agrees to purchase a title insurance policy for the Buyer and both agree to close the transaction with a licensed escrow company. In Oregon, most title insurance companies also offer escrow services to facilitate a convenient “one-stop” approach to closing real estate transactions.
An escrow is a neutral third party depository for legal documents and funds necessary to complete a real estate transaction. The escrow agent will disburse funds and record documents for the proper recipients according to their written instructions.
What title insurance and escrow costs are incurred in a real estate sale?
The fee for escrow services is based on the sales price of the property. This fee is typically split equally between the Seller and Buyer. However, Buyers should check with their lenders if financing is involved because some federally insured lending programs do not allow borrowers to pay this fee. The Seller typically pays for a standard owner’s policy of title insurance which names the Buyer as the insured. Charges for this policy are based on the sales price of the property. The Buyer typically pays for a lender’s policy of title insurance and any required endorsements if s/he is obtaining a new loan to purchase the property. Charges for this policy are based on the loan amount.
What services does an escrow agent perform on behalf of the Seller and Buyer?
• Upon opening of escrow, escrow agent will order a preliminary title report, which will be sent to all interested parties involved in the transaction. The report will detail the current ownership, liens and encumbrances of the property.
• Closing statements will be prepared for each party, showing all credits and debits. The escrow agent will schedule appointments for all parties to sign their final necessary documents, including any funds needed to be deposited, to complete the transaction.
• Signed loan documents are returned to the Lender, for final review and funding approval.
• Recordable documents are released to the County Clerk’s office for recording.
• Once recorded, all funds are disbursed per written instructions.
• Final title policies are issued to the insured parties.
FROM PENDING TO SOLD
™
ESCROW FLOW CHART
Receive and review Earnest Money Agreement and Broker’s instructions.
Open escrow. Order title report.
Determine financing.
Information gathering from Buyer and Seller.
Receive title report. Send copies to all parties in the transaction.
Resolve any title issues. Order any payoff demands.
Review file. Are conditions satisfied? Contingencies removed?
Prepare closing statement, closing instructions and transfer deed
Obtain signatures on all escrow and loan documents. Collect any funds due from Buyer and/or Seller
Record applicable documents with the County Recorder's office.
Close file. Prepare final statements. Disburse funds.
Forward final documents to all interested parties - Buyer, Seller, Real Estate Agents, Lender, Broker, Attorney, etc.
NEW LOAN
Notify Escrow with name of new lender and loan officer.
Send title report to lender.
Notification of final loan approval. Are repairs complete?
Deliver Seller & Buyer Closing Disclosures. Buyers’ consummation 3-6 days.
Loan documents delivered to escrow.
Return loan documents for final approval to fund and record.
Order loan funds.