PRESORTED STANDARD U.S. POSTAGE PAID LOS ANGELES, CA PERMIT NO. 896
P.O. Box 10188 Van Nuys, CA 91410-0188 RETURN SERVICE REQUESTED
WINTER 2023
GO AHEAD, START PLANNING
RESOLVE TO MAKE BIG IDEAS HAPPEN!
Turn dreams into realities with a low-interest home equity loan or line of credit: consolidate debt, remodel your home, or fund an education. Interest rates as low as 5.75% APR.1
Visit lapfcu.org/home-equity-offer or scan the QR code to learn more.
(877) 695-2732 • lapfcu.org
1122-32
APR = Annual Percentage Rate. 5.75% fixed APR is based on a loan term of up to 84 months. Minimum loan amount $25,000. Maximum loan-to-value is 80% for owner occupied properties, and 70% for non-owner occupied properties. Maximum term on owner occupied properties is 20 years, and 15 years on non-owner occupied properties. Loans available on 1-4 family dwellings. Property hazard insurance is required. Home Equity Loans are available for properties located in California, Arizona, Colorado, Idaho, Montana, Nevada, Oregon, and Utah. 7-year rate term payment example (effective date December 27, 2022): $35,000 loan with 5.75% fixed APR for 84 months would cost $14.49 per $1,000 borrowed. All loans are subject to credit approval and applicable LAPFCU policies. All advertised rates and terms are subject to change without notice. Your actual payment may vary. Restrictions apply, ask for complete details.
1
24/7 BANKING AT YOUR FINGERTIPS The LAPFCU app is like having a branch in your pocket! Right from your smartphone, you can securely view account balances and statements, pay bills, transfer funds, accept loan pre-approval offers, apply for a loan, deposit checks, and so much more. If you need in-person services, you can also use the app to locate the nearest CO-OP ATM or Shared Branch nationwide. Download the LAPFCU app today and log in using your PATROL Online Banking credentials. Not set up on PATROL? Visit lapfcu.org, click LOGIN, and select Enroll. For assistance, call (877) 695-2732.
(877) 695-2732 • lapfcu.org
2 Insurance services provided by Bichlmeier Insurance Services, Inc., California license #OB26427. Insurance products offered are not sold or guaranteed by LAPFCU. They are not deposits, are not federally insured, are not protected by the NCUA and may be subject to risk. Any insurance required as a condition of an extension of credit by LAPFCU need not be purchased from the Credit Union and may be purchased from an agent or an insurance company of the member’s choice. Business conducted with Bichlmeier Insurance Services, Inc. is separate and distinct from any business conducted with LAPFCU. 2Restrictions apply, ask for complete details.
For more than 20 years, LAPCUSO Insurance Services2 has helped thousands of LAPFCU members navigate insurance options for auto, home, life, business, and more. LAPCUSO will save you time by doing all the legwork for you. They’ll take the time to understand and Have you recently moved, added a new member to the family, or bought a new car? Many changes can happen within a year. Whether you experienced changes in environment, situations, or needs, the beginning of the year is an ideal time to review your insurance coverage with a professional. You could be overpaying or even paying for coverage you don’t need. An expert eye will help you sort out the fine print and give you peace of mind.
(818) 373-8384 CUSO@BISINS.COM LAPCUSO INSURANCE SPECIALIST
MARIA ASCENCIO
For a free, no-obligation review, call our in-house insurance specialist today! Make sure to ask about exclusive LAPFCU member discounts.2 evaluate your needs and provide a custom plan that clearly explains your best options from the most reputable insurers.
ANNUAL INSURANCE CHECK UP WITH A TRUSTED EXPERT