DECEMBER • 2023
UNWRAP BONU$ POINT$! Earn more rewards points on purchases this holiday season with your LAPFCU Platinum Visa® credit card. Holiday Bonus Points Schedule THROUGH 12/11
3 points for every $1 spent on department store purchases!
12/12 – 12/31
2 points for every $1 spent on everything!
GET STARTED NOW
PROTECT YOUR PRIVACY WITH GUARDIAN CHECKING Your privacy and financial well-being are crucial to us. That’s why our Guardian Checking account—designed for sworn and non-sworn law enforcement personnel—includes FREE online identity and privacy protection solutions SWORN: Continuously finds and removes your personal information from the Internet n NON-SWORN: Online fraud-prevention and ID-theft monitoring and restoration n No monthly fees and unlimited ATM fee rebates nationwide n
GET FREE PRIVACY PROTECTION NOW! HOLIDAY CLOSURES
BENEFIT REQUIREMENTS n
Must be sworn or non-sworn law enforcement personnel (active or retired)
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Maintain Guardian Checking Account
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$500 minimum monthly direct deposit or ACH credit
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Opt in to e-Statements and e-Disclosures
We will be open 8 a.m.-12 p.m. Friday, December 22, and closed Monday, December 25 for Christmas Day, and Monday, January 1 for New Year’s Day. ATMs, online and mobile banking available. 24/7 assistance at (877) 695-2732.
(877) 695-2732 • lapfcu.org
SPEND SMART Easily manage seasonal spending with the LAPFCU app.
THIS CARD GIVES BACK Get a low rate and perks year-round with Platinum Rewards Visa! n
0% APR for 6 months for new cardholders, followed by a variable rate as low as 13.65% to 17.90% APR, and no balance transfer fees!
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Rewards points with each purchase, redeemable for cash, travel, and more all year long.
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Premium benefits, including identity-theft monitoring/support, auto rental collision damage waiver, and travel/emergency assistance services and insurance.
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Securely view account activity and check balances
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Move money, pay bills, deposit checks, and more
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Send or receive money with
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Set account and transaction alerts
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Locate the nearest ATM or branch
BE SAFE n Use Card Controls to instantly
lock your LAPFCU credit/debit cards if they’re lost, stolen, or inactive. Plus, set transaction alerts for low balances and large withdrawals.
n Add your LAPFCU credit or debit card to your
mobile wallet and make it your default card for easier, more secure, and contactless payments.
n Monitor your transactions for unauthorized
activity.
n Visit our Security Center for more tips
Card management controls—Use the LAPFCU app to turn your card off/on, set alerts and spending limits and more, anytime, anywhere.
Don’t have our mobile app? Download it for free:
GET REWARDS & BENEFITS!
APPLY NOW
Need assistance? Call us at (877) 695-2732.
TAKE A MONTH OFF FROM LOAN PAYMENTS! If year-end expenses are taking a toll on you or you just want some extra breathing room in your budget, take advantage of our loan Skip-a-Pay program. n
LAPFCU APP >> MORE >> SKIP-A-PAY
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ONLINE BANKING >> SERVICES >> SKIP-A-PAY
Please note: If you want to skip a loan payment, and you currently have a scheduled automatic payment or ACH from another financial institution, you must call us at (877) 695-2732 to arrange your skipped payment. Otherwise, the loan payment will still be made.
(877) 695-2732 • lapfcu.org
FIND THE PERFECT VEHICLE! Need a new car, truck, or SUV? Save time and energy with LAPFCU’s free concierge auto-buying service. Just tell Autoland what you want and your price range, and they’ll find the car and bring it to you. No dealership stress or haggling. Selling a car? They can help with that too. Call Autoland: (800) 234-6999. Your personal Autoland consultant will: n
Help you select the right vehicle
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Give you a fair price
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Deliver your vehicle to you
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Take your trade-in
GET LOWER RATES Log in to our app to see if you’re pre-approved or apply now and instantly find out how much you can save. Plus, get a 0.50% APR* discount on an auto loan when you qualify for our Member BenefitsSM program.
GET STARTED
ANNUAL MEETING NOTICE We invite all members to attend our Annual Meeting on Wednesday, January 24, 2024, at 1:30 p.m. Please visit lapfcu.org for additional information and updates.
DON’T MISS OUT— HOLIDAY CASH PACKS! IN-BRANCH SALES START DECEMBER 4 Stop by an LAPFCU branch to purchase your holiday cash packs starting Monday, December 4, while supplies last. We’ll have a dedicated line for cash pack sales. These wildly popular checkbook-style packs of fresh, new $1, $2, and $5 bills are the perfect gift for everyone on your list. Remember, cash packs make great gifts for special occasions throughout the year, like graduations or birthdays.
FROM OUR MEMBERS
“As a young recruit, I wasn’t looking for much out of a Credit Union, but as the years went by, I experienced firsthand why LAPFCU is a great resource. When I was struggling to start my career, I got an officer new-hire loan to help make my life easier. Later, they helped me buy a house! It’s nice to know that someone is looking out for LEOs. This place is the best!” -Kris L. HAVE SOMETHING YOU WANT TO TELL US? EMAIL US AT MARKETING@LAPFCU.ORG. WE’D LOVE TO HEAR FROM YOU!
(877) 695-2732 • lapfcu.org 1023-036