PRESORTED STANDARD U.S. POSTAGE PAID LOS ANGELES, CA PERMIT NO. 896
P.O. Box 10188 Van Nuys, CA 91410-0188 RETURN SERVICE REQUESTED
SPRING 2023 FROM OUR MEMBERS
GET $2001 AND SAVE!
I’ve been an LAPFCU member for more than 40 years. All of their employees are always polite and professional. They go out of their way to make you feel appreciated. It’s a pleasure to do business with the employees that work there. They go above and beyond to ensure that you have a positive experience.
WHEN YOU REFINANCE WITH LAPFCU Simplify your life! Lower your rates and payments, plus, consolidate and pay off debt sooner. Refinance a loan from another lender with us: n
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-Michael M.
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Vehicle loan (auto, motorcycle, RV/trailer, or boat/watercraft) Credit card debt Personal loan/line of credit
It’s a smart financial move to refinance high-interest balances into an LAPFCU loan. Check out our low rates! n n
Auto loan rates start at 4.49% fixed APR3 Personal loan rates start at 10.74% fixed APR4
Ask about our exclusive law enforcement debt protection.
(877) 695-2732 • lapfcu.org
0223-089
Log in to our app to see if you’re pre-approved or apply now at loans.lapfcu.org and instantly find out how much you can save on all your loans and credit cards!
*APY = Annual Percentage Yield. No minimum opening deposit or balance requirement for limited-time share certificate promotion. The Member Benefits rate bonus does not apply to the limited-time share certificate promotion. Early withdrawal penalties apply. At the end of the 10-month term, the balance in your limited-time share certificate will roll-over into a regular 12-month share certificate. All rates and terms are subject to change without notice. Ask for complete details.
PLUS, NO AUTO LOAN PAYMENTS FOR 90 DAYS!2
Los Angeles Police Federal Credit Union is a financial institution with over $1.3 billion in assets exclusively serving active and retired, sworn and civilian employees of Los Angeles, Orange, Riverside, San Bernardino and Ventura Counties Law Enforcement, their families and select police-related groups. 1
Scan the QR code to learn more. n Guaranteed returns n No minimum deposit n No monthly fees Federally insured n
Visit lapfcu.org/refinance-save or scan the QR code to learn more. 1 Offer valid through December 31, 2023. Existing LAPFCU loans do not qualify. Must refinance a personal loan, credit card debt, or vehicle loan (auto, motorcycle, boat and watercraft, motor home and travel trailer loans) from another lender that is at least $10,000. Credit card debt from another lender is eligible for a personal loan refinance. Offer applies to each eligible loan. The $200 will be credited to the primary applicant’s S1 Share Savings Account within 60 days after loan origination. Offer subject to change or cancellation at any time without notice. Other restrictions may apply. May not be combined with any other offers. Please ask for complete details. 2Only applies to auto loans. Number of total payments on your auto loan remains the same, and interest continues to accrue during deferred payment months. Deferring an auto loan payment may void your GAP insurance. Consult your insurer for details. 3APR = Annual Percentage Rate. Effective rate as of March 24, 2023.To qualify for 4.49% fixed APR for 60 months requires a FICO score of 760 or greater and member must qualify for Member Benefits. Actual APR offered may be higher depending upon applicant’s credit rating and other underwriting factors (Member must participate in automatic payment program and qualify for Member Benefits program at time of funding). Go to lapfcu. org/member-benefits/ for complete details. 60-month term payment example: A 5-year loan at 4.49% fixed APR with zero down payment will have 60 monthly payments of $18.64 per each $1,000 borrowed. All rates, terms, and promotional offers are subject to change without notice. Cannot be combined with any other offer. Restrictions may apply, ask for complete details. 4APR = Annual Percentage Rate. Effective rate as of March 24, 2023. Minimum loan amount of $10,000 and the maximum loan amount of $100,000. To qualify for 10.74% fixed APR for 60 months requires a FICO score of 760 or greater and member must qualify for Member Benefits. Actual APR offered may be higher depending upon applicant’s credit rating and other underwriting factors (Member must participate in automatic payment program and qualify for Member Benefits program at time of funding). Go to https://www.lapfcu.org/member-benefits/ for complete details. 60-month term payment example: A 5-year loan at 10.74% fixed APR will have 60 monthly payments of $21.61 per each $1,000 borrowed. All rates, terms, and promotional offers are subject to change without notice. Cannot be combined with any other offer. Restrictions may apply, ask for complete details.
Have something you want to tell us? Email us at marketing@lapfcu.org. We hope to hear from you soon!
(877) 695-2732 • lapfcu.org
Supercharge your savings or build an emergency fund with our high-yield share certificate!
EARN 5.05% APY FOR 10 MONTHS*
LIMITED-TIME OFFER!
Webinar times and dates subject to change or cancellation at any time.
To register, visit lapfcu.org/webinar or contact Melissa at (818) 779-3328 or mmiranda@lapfcu.org for assistance. This live webinar will help you navigate the homebuying process in today’s market, explore how you can afford a home right now, and make informed decisions. Whether you’re considering buying your first home, next home, retirement home, or investment property, one hour of education can help save you thousands of dollars and avoid painful mistakes.
SMARTER HOMEBUYING WEDNESDAY, APRIL 19 6:00-7:00 P.M. PDT1 FREE WEBINAR: