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Marsh Pupils Absence Insurance - Who are we

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PupilNotice–PupilsAbsence Insurance

Whoareweandwhyweneedyourinformation

WeareacompanycalledMarshLtd.Weworkwithyourparents/guardiansandyourschooltoput insuranceinplaceforyourbenefit.Thisinsuranceisdesignedtoprovideassistanceifyouareoffschool duetoanaccidentorillness.Inordertodothis,wewilluseinformationaboutyousuchasyourname anddateofbirth.Sometimeswewilluseinformationwhichis“sensitive”.Forexample,ifyouhavean accidentatschool,wewillneedinformationabsence.Wecallthistypeofsensitiveinformation“special categoriesofpersonaldata”.Wewilluseyourinformationtodealwithclaimsand/orcomplaintsandto helpuscheckthataclaimisvalid.

Whenwemakedecisionsabouthowyourinformationisused,weareadatacontroller.Wewillonlyuse yourinformationwhenweareallowedto.Thismightbebecausewehavealegalobligation,wehavea businessneed,weneedtoprovideourinsuranceservicesorbecauseofalegalclaim.

Sometimeswemayneedtorelyon“consent”(youroryourparents’/guardians’agreement)touseyour information.Whereweneedthisagreementtouseyourinformation,wewillmakeitclearandthe consentcanbegivenbyyourparents/guardiansoryou,ifyouareover13.Ifyouprovideconsentand laterchangeyourmind,youcantellusatanytimebyemailingusat:termly.schemes@marsh.com.If youdochangeyourmind,itmaymeanthatwe(andinsurers)areunabletohelpyouwithanyquestions youhaveabouttheinsuranceandanyclaim,oritmayendtheinsurance.Ifyoudochangeyourmind, wewillexplainwhatthismeanstoyouatthetime.

Theinformationwecollect

Thecategoriesofyourinformationthatwemayuseinclude:

•Name,dateofbirth,andcontactdetails.

•Informationabouttheschoolyouattend.

Specialcategoriesofpersonaldata:

•Healthinformationincludingdetailsofanyinjuryormedicalcondition.

Thereasonswhyweuseyourinformation

Purposeof Processing Typeof Information Collected

Insuranceclaims

Managing insurance claims

•Name

•Dateofbirth

•Yourschool

•Special categoriesof personaldata

OurLegalGroundsforprocessing yourinformation

Whowemayshare yourinformationwith

Defendingor makinglegal claims

•Name

•Dateofbirth

•Yourschool

•Special categoriesof personaldata

Throughouttheinsurancelifecycle

Complyingwith ourlegalor regulatory obligations

•Name

•Dateofbirth

•Yourschool

•Special categoriesof personaldata

•LegitimateinterestsofMarsh(to helpyou/yourparentsmakean insuranceclaim)

Forusing“specialcategories”of yourinformation(e.g.detailsofany injuriesyousufferorhealth information):

•Substantialpublicinterest (Insurancepurposes)

•LegitimateinterestsofMarsh(to helpyou/yourparentsmakean insuranceclaim)

Forusing“specialcategories”of yourinformation(e.g.detailsofany injuriesyousufferorhealth information):

•Todefendormakelegalclaims

•LegitimateinterestsofMarsh(to helpensurewecomplywithlaws andregulations)

Forusing“specialcategories”of yourinformation(e.g.detailsofany injuriesyousufferorhealth information):

•Todefendormakelegalclaims

•Insurers

•Claimshandlers

•Lawyers

•Lossadjusters

•Thirdparties involvedinhandling theclaim,suchas doctors

•Yourschool

•Insurers

•Claimshandlers

•Lawyers

•Lossadjusters

•Experts

•Thirdparties involvedinhandling theclaim,suchas doctors

•Insuranceandother regulators

•LawEnforcement Authorities

•Insurers

•Auditors

Purposeof Processing Typeof Information Collected

Schemeadministration

Handling enquiriesand complaints

•Name •Dateofbirth

•Yourschool

•Special categoriesof personaldata

OurLegalGroundsforprocessing yourinformation

Whowemayshare yourinformationwith

•LegitimateinterestsofMarsh(to helpyou/yourparentsresolvean enquiryorcomplaintrelatingtoa claimundertheinsurance)

Forusing“specialcategories”of yourinformation(e.g.detailsofany injuriesorhealthinformationrelevant toyourinsuranceclaim):

•Substantialpublicinterest (Insurancepurposes)

Sharingyourinformation

•Insurers

•Yourschool

Weobtainyourinformationfromdifferentsourcesincludingfromyourparentsorguardiansandyour school.Wewillshareyourinformationwiththirdpartieswhenweneedto.Forexample,wemightshare yourinformationwiththeinsurancecompany,adoctor,andourserviceproviders.

Howwekeepyourinformationsafe

WekeepyourinformationsafebyusingdifferentsecuritymeasuresincludingspecialITprotection.Ifwe needtosendyourinformationoutsideoftheUK,wewillmakesureitissentsafely.Wewillonlykeep yourinformationforaslongasweneeditorforaslongaswearelegallyrequiredto.

Yourdataprotectionrights

Underdataprotectionlaws,youhavelegalrightsinrelationtoyourpersonalinformation(readbelowto learnmoreaboutyourdatarights).

Youhavetherightto:

•Askusforacopy/accesstoinformationaboutyouthatwehold,alongwithadditionaldetails abouthowweuseyourinformation.

•Haveyourpersonalinformationcorrectedifitisinaccurateorincomplete.

•Requestthedeletionorremovalofpersonalinformationincertaincircumstances(suchaswhere itisnolongernecessaryforustouseyourinformationfortheoriginalpurposeitwascollected).

•Restrictouruseofyourpersonalinformation(i.e.allowingitsstoragebutnofurtheruse).

•Insomecircumstances,askustotransferyourpersonalinformationthatyouhaveprovidedtous toathirdpartyofyourchoice.

•Objecttotheuseofyourpersonalinformation(incertaincircumstances)andanabsoluterightto objecttotheuseofyourpersonalinformationdirectmarketing(includingprofiling).

•Notbesubjecttodecisionsbasedpurelyonautomatedprocessingwhereitproducesalegalor similarlysignificanteffectonyou.

YoucanfindoutmoreaboutyourdataprotectionrightsattheInformationCommissioner’swebsite: https://ico.org.uk/for-the-public/orbygettingintouchwithusbyemailingprivacy@mmc.com.Ifyouare concernedaboutthewaywearecollectingorusingyourpersonalinformation,pleaseletusknowor, alternatively,youcancontacttheInformationCommissioner’sOfficeathttps://ico.org.uk/concerns/orby callingtheirhelplineon03031231113.

Withdrawalofconsentandtherighttolodgeacomplaint

Whereweareusingyourpersonalinformationwithyourconsent,youhavetherighttowithdrawthat consent.Ifyouchangeyourmind,oryouareunhappywithouruseofyourpersonalinformation,please letusknowbycontactingtermly.schemes@marsh.com.

Ifyouareunhappywiththewayweuseyourpersonalinformation,youcancontacttheInformation Commissioner’sOfficeathttps://ico.org.uk/concerns/orbycallingtheirhelplineon03031231113.

Howyoucanfindoutmore

Yourparentorguardianhasbeenprovidedwithmoredetailedinformationabouthowweuseyour personalinformation.Youcanalsoviewthisinformationherehttps://www.marsh.com/uk/privacynotice.html

Youcanaskusquestionsandexerciseyourrights(suchasaskingusforacopyofyourinformation)at anytimebycompletingtheformhere.Youwillneedtoprovideyouremailaddresswhenyoumakeyour requestviathisform.

Ifyouwouldprefertocontactusbypostorbyphone,pleasecontactourDataProtectionOfficeratthe followingaddress:

TheDataProtectionOfficerMarshLtdTowerPlaceLondonEC3R5BU,bycallinguson:0207357 1000;orbyemailingusat:privacy@mmc.com.

Lastupdated

Wemayneedtoupdatethisprivacynoticeeverysooften,sowerecommendthatyourevisitthis informationfromtimetotime.Thisversionwaslastupdatedon23January2025.

MarshLtdisauthorisedandregulatedbytheFinancialConductAuthorityforGeneralInsuranceDistributionandCreditBroking(FirmReferenceNo.307511). Copyright©2025MarshLtd.RegisteredinEnglandandWalesNumber:1507274,Registeredoffice:1TowerPlaceWest,TowerPlace,LondonEC3R5BU. Allrightsreserved.Copyright2023. AbusinessofMarshMcLennan

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