Issuu

Vol 01-16 January 2016

President’s Letter Page 1

Monthly Newsletter for KREIA Members

To All Fellow KREIA Members:

Online Mentor Program Page 4

What an AWESOME meeting/party we had in December with the magician, the entertainment and the prize drawings. I hope this shows our guests and our membership that we are all about Frank Miller giving back to our members. This party was to enjoy and give back and to sit back and take a day off for once from real estate and have some fun! What about that magician? Man, he was awesome, and he entertained the crowd all throughout the night.

Welcome, New Members! Page 4

For everyone who missed the holiday party, man you missed a great time.

Member Spotlight Page 6

January 28th is our next meeting, and it will get you started on the right track for the new year! Our topic will be called “Hit The Ground Running,” and we will have a ton of new information to present to you along with the right direction into real estate for 2016! Make sure everyone attends this, as I know if you are in real estate or thinking of getting into the business, this will be a great way to start off your New Year’s Resolution, and to start earning more income and becoming closer to financial freedom within real estate!

MAIN MEETING: Hit the Ground Running Page 3 L.O.T.S. Program Page 4

Government Affairs Update Page 10 And the Ed Melton Award Winner Is… Page 11 Section 8 Guide Part 2: Contacts and Inspections Page 12 Remember Everything With Evernote Page 14

If there are any concerns or suggestions with KREIA in general, please do not hesitate to contact me at News@kreia.com. So we look forward to seeing everyone join us! Sincerely Your President, Frank Miller

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other professional pro advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Your KREIA Leaders

President Frank Miller

Vice President Eric George

Secretary Treasurer Treasurer Elect Davie Coffey Mike Grinnan CPA Wally Kallbreir

Board of Directors

Mike Butler

Tamara West

George Foree

Marcus Anderson

Rue

Jamie

Erik

Fred Helm

Stephanie Gomez

McFarland Greenwell Hitzelberger

Dan Jones

Fred Butler

Melvin Weathers

KREIA Newsletter is published monthly and serves both as a newsletter and a reminder notice of your upcoming monthly meeting. KREIA is a members-only association focused on education, networking and resources for today’s investor and to educate real estate investors from the basics to the complex. We are an excellent choice for all levels of investors. Whether you are just starting out in real estate investing, or are working on your hundredth deal, KREIA can help you learn more, earn more, and have more fun doing it. To Subscribe to the KREIA Newsletter is simple and easy. Go to KREIA.com and join the Kentuckiana Real Estate Investors Association. Group Discounts are available. To Advertise in the KREIA Newsletter To Advertise on KREIA.com To Sponsor A Monthly Meeting To Sponsor A LOTS Program Please contact News@KREIA.com

KREIA Sponsorships Half Page Business Membership Ad + Table + Pre-Meeting Speaker Only $499

Business Card Membership: Ad Only $199

Event Sponsor: Meeting, LOTS, Parliamentarian Hank Schildknecht

Past President Dennis Erhard

Your KREIA leaders are involved and chair several committees to make KREIA happen every month for you and your fellow KREIA Members. Get involved with KREIA. You can help with the monthly meetings, L.O.T.S. Program, this newsletter, Saturday Workshops, Government Affairs, Social, Annual Picnic, Marketing, the new KREIA website and more PLUS You Get EXTRA KREIA Points for everything you do! Get phone and emails of all KREIA members with the new KREIA Online Member Directory.

Saturday Seminars, and more! -----------------------------------------------------

Place Your Ad Now at KREIA.com --------------------------------------------”KREIA Advertising is by far, hands down, the absolute best advertising dollar ever spent for Borders & Borders!”

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Reach out and tell them they are doing a great job! (It makes them do more for KREIA!) Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Hit the Ground Running January 28th Meeting – Real Estate Investing Boot Camp KREIA is going back to basics for 2016 — and going hyper-local. Brand new to investing? That’s great! Area investors will help you get off on the right foot. Seasoned pro? Enjoy a little tune-up. January 28th Main Meeting: Bring your notepad or laptop and take lots of notes, because we’re going over real estate investing fundamentals you must know. Here are the topics we’re covering on Thursday night’s meeting: • Goal-setting and staying committed • Types of business strategies for investing • Business entity structure • How to fund your deals • Marketing for deals • Analyzing deals • Writing offers and contracts The Saturday workshop on January 30 will follow up on these topics and dive into even greater detail. Next Month — Tax Updates for Investors: In the February 25th main meeting, CPA Mike Grinnan will be our featured presenter and will brief you on what you need to know before filing your taxes.

KREIA Mentor Workshops After many years in hiatus, and after many requests from our members, we are ready to launch our all-new workshops for 2016. At least six Saturday workshops are planned, and each workshop will last for four hours or more. January 30: Hit the Ground Running February 27: Entity Structure — legal and tax issues April 30: Rehabbing — best practices and pitfalls to avoid June 25: Rental Property Management July 30: Wholesaling & Marketing Essentials October 29: REO Foreclosures & Auctions 101 Your cost as a member to join this Saturday’s workshop is $99; $149 if you bring a guest. Non-members’ costs are $139 and $289. In the future you can save $10 off each workshop by paying at least a week ahead. Register at kreia.com. Special Bonus: Save $100 by paying for all six workshops up front.

January 28th Early Meeting: 5:30 – 6 p.m. Jenny Fields, an attorney with Border & Borders, covers new foreclosure auction rules. Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Welcome, New KREIA Members! Paul Palmer

David Williams

Joe Self

Cornelius Pumphrey

Brenda Self

Jim Benard

Margot Lipinski

William Pentorn

Ronnie Sanchez

Neil Leavitt

Les Flemons

Michael Mateja

Leigh Anne Jones

12 sessions Full Access for 90 Days! Member Discount SAVE $300

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

From: Gordon Brown Home of the Innocents To: Rue McFarland KREIA Rue, Alan Johnson’s father

Copyright MMXV Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Jason Hanson City You Grew Up In: Crestwood, Ky. College Attended: U of L Current or Previous Profession(s): Previous: Target-Executive Team Leader - Current: Manager-Freedom Property Group & Sr Loan Officer-Swan Financial Share More About You: I also love helping my clients and prospects. I am a firm believer that any business transaction can and should be a win-win scenario. KREIA Member since: 2011 Year You Began Investing: 2011 Referred By: Real Estate Coach/Mentor Why Did You Join KREIA? To learn and build a network of like minded collaborators. Why Are You a KREIA Member? To continuously learn and network with real estate investors. To build my real estate portfolio and business. Hobbies, Passions, and Fun: My family, helping other's, personal development, golf, traveling, real estate, and business/real estate education. What Do You Like About KREIA? It's members are outgoing, and extremely helpful to new members and guests. There are multiple opportunities to learn and network each month. Based On Your Experience, What Lessons Have You Learned in Your Real Estate Business? Clearly define your real estate strategy and be an expert in that segment. Your TOP 3 TIPS for Investors: 1-Education is the most valuable investment you can make in real estate. Believe in developing, growing, and commit to personal growth. The most experienced investors never stop learning. 2-Know your market/neighborhood(s) and have several exit strategies in all markets 3-Leverage systems and automation in everything you do. Your Real Estate Investing Preferences: Buy and hold rentals. # Properties/Units You Own: 6 Email: fpgfunding@gmail.com Cell Phone: (502) 648-6117 Your Company Name: Freedom Property Group ---------------------------------------------------------------------------------Visit KREIA.com to view More Member Spotlights Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

QUOTABLE QUOTE “The moment you accept responsibility for EVERYTHING in your life is the moment you can change ANYTHING in your life.” ― Hal Elrod, author of The Miracle Morning GARRY L. SETTLE REGIONAL VICE PRESIDENT

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Shaun Logsdon Auctioneer/Broker/Realtor “We can help you liquidate your real estate in a fair and lucrative manner.”

thelogsdongroup.com • (502) 657-9534 Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Government Affairs Update Greater Louisville Association of REALTORS December 11th, 2015 Louisville Metro Government

Photos from the Christmas party

Short Term Rentals: In the fall many Council members started receiving complaints from their constituents regarding short-term rentals of residential property using hosting platforms like Airbnb and VRBO. In response to this issue, several Council members have placed forward two versions of a proposed ordinance to deal with these properties. One would require the property owner to register and have fire and health department inspections similar to what a bed and breakfast would have to go through to operate. The second proposed ordinance sponsored by Julie Denton would allow people to rent out their home on a short-term basis for up to 180 days a year and require that host to pay the transient room tax that is already required under the law. One issue that was brought up by GLAR members was that the definition of a transient user under this ordinance included month-tomonth rentals. GLAR wanted that definition to not include month-to-month rentals and many Council members agreed with that amendment. The ordinance was up for a vote in front of the Public Safety Committee on Wednesday, December 9th. There were minor changes made to the ordinance during this committee meeting. The biggest change is that a short-term rental host has to register with the LM Revenue Commission. This ordinance also does not require any inspections by health, fire, or other public safety agencies in the home being used as a short-term rental. The revised ordinance was up for a full MC vote on December 17 at 6 p.m. at City Hall, and it passed.

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Dan Jones is the 2015 Ed Melton Award recipient By Henry Schildknecht Congratulations to Dan Jones, the 2015 recipient of the Ed Melton Award, the recognition given annually at our December meeting to a club member who has contributed to the growth and success of the Kentuckiana Real Estate Investors Association. Dan was the 18th person to have received this prestigious honor. Each November the prior recipients gather for our annual dinner meeting. At that time we discuss those KREIA members who have given so much of their time and energy to our organization and decided whom should be honored for their service with this year’s award. The previous recipients of the award looked on as Dan was honored at the December meeting. Dan Jones was found to be well-deserving of the award for many reasons. Dan has been a long-standing and dedicated member of KREIA. His membership goes back over 20 years, and he personally knew and worked with Ed Melton. It was noted that he has hosted more LOTS programs than anyone in KREIA. He makes Learn on the Site an actual educational experience, exactly what the board anticipated when the program was created over twenty years ago. When one arrives at a Dan Jones’ Lots program, you just know that by the time that you leave, you will know everything that Dan did to rehab the house and turn it around. Dan also enjoys passing on his experience to new investors and has been extremely instrumental in the implementation of KREIA’s mentor programs. He was one of the ten mentors when the program was held on Thursday afternoons at Mastersons prior to the dinner meeting. He also appears as an instructor on the mentor program currently offered. He loves to talk with fellow investors about landlording, financing and rehabbing. All of his presentations are very detailed and thorough. His talks are very enlightening, interwoven with a dry sense of humor to capture and keep your

attention so that you will not miss anything. His selection fulfilled all of the attributes of a recipient of the Ed Melton Award: a long-standing KREIA member, an active real estate investor, an advocate of fellowship among our members and an educator for all those who hear his presentations. So we all thank Dan Jones for all of his years of service to KREIA, and congratulate him for receiving the 2015 Ed Melton Award. Henry Schildknecht (502) 893-4494 phone (502) 893-4495 fax hankatty@gmail.com

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Section 8 Inspection Basics and Contacts A KREIA resource for Louisville landlords By Mark Roseberry In the November issue of the KREIA newsletter, KREIA board member Dan Jones wrote up an informational guide for best practices in dealing with Section 8 tenants and Louisville’s Metro Housing Authority. This month, he’s invited Mark Roseberry, Section 8’s Customer Service Ombudsman, to offer some follow-up information on inspections and personnel.

Housing Choice Voucher Inspection Basics 1. Each unit on the Housing Choice Voucher program is required to pass an initial inspection prior to being accepted for new tenancy on the program. Then it must pass an annual inspection conducted each year the unit remains under contract. Additionally, complaint inspections and or quality control (QC) inspections may be scheduled as needed. 2. All inspections referenced are required to meet housing quality standards (HQS) as defined locally in the City Property Maintenance code Chapter 156. 3. Initial Inspection. Each unit submitted is inspected prior to new tenancy. The RTA (Request for Tenancy Approval) submitted with lease papers is used to identify the unit, owner, address, utilities, and the number of bedrooms. These papers are not to be submitted until the unit is ready for inspection. The initial inspection (like other inspections) determines if the unit meets housing quality standards. Inspectors are looking at all areas of the unit, including the number of qualifying bedrooms, the appliances, the utilities, and ensuring the unit is clean and ready for a new tenant. Along with the physical inspection the unit is rentcomped as part of the initial process. In the event the unit passes, the owner and tenant will receive a pass letter a few days after the inspection. This letter allows the tenant to move into the unit. The letter details the process for the first month's tenant payment if there is one and states that final numbers will follow in a couple of weeks. In the event the unit fails or that no one meets the inspector to allow access, the process stops and the tenant is given an opportunity to seek new lease papers or to request another inspection of the unit. If the tenant desires another inspection, he or she must wait until all

Louisville Metro Housing Authority Housing Choice Voucher program (MHA HCV): • http://www.lmha1.org/section_8/ Louisville Metro Codes and Regulations: • http://louisvilleky.gov/city-services/propertymaintenance-code-enforcement • http://louisvilleky.gov/government/codesregulations/check-it-out-property-maintenance Louisville Metro Property Maintenance Code: • http://bit.ly/propmaintenance violations are corrected. Then the tenant must call (502) 569-6468 to request re-inspection. 4. Annual/Complaint or QC inspections. Every unit will be re-inspected annually to ensure the unit is being maintained to the HQS. It is the responsibility of the owner/manager to maintain the HQS during the period of time unit is under contract. Inspections are intended to be a confirmation of the unit condition. Complaint inspections, as the name implies, occur when a problem is reported about the unit. QC inspections are done randomly to ensure our inspection process is working properly. In the event an Annual/Complaint or QC inspection passes, the owner and tenant will be sent a pass letter stating the unit meets the HQS. In the event an Annual/Complaint or QC inspection fails, the inspector will allow a reasonable time for correction (typically 30 days) as noted on the inspection fail report. Shorter times are required for emergency items. The inspector will return and check to see the violations are all corrected. In the event corrections are not made and the unit fails a second inspection, the Housing Assistance Payments (HAP) will be abated until repairs are completed and the unit passes HQS inspection. Appropriate letters will direct you how to proceed and to notify Mark Roseberry in writing of completion and to request re-inspection via mail, fax or email. Failing to make corrections of all violations once a unit is in abatement may result in cancellation of the contract, loss of HAP and the relocation of the tenant. Continued with contact info on Page 15

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Evernote: Side Storage for Your Brain By Lauren Willoughby There are so many things to remember in life: project notes, business associates’ contact information, property addresses, birthdays of family and friends.... And there are so many ways to use technology to help keep track of what needs remembering. One of the best ways to hang on to the information you need is by signing up for an Evernote account at evernote.com, then installing the app on all your brain annexes — whether Mac, PC, tablet or phone. Enter a piece of information one time, on one device, and you’ll be able to call it up later on any other device where you’ve installed Evernote and signed in. Say you’re sitting at your office computer, typing up a scope of work in Evernote for your latest rehab. Later, while you’re kicking back in the den, you make some changes to the SOW on your iPad. And maybe the next day, while you’re roaming the aisles of Home Depot for fun, you spot the faucet of your dreams — so you call up the SOW on your Android phone and modify it with the new SKU. Evernote works in the cloud to sync your data among all your devices, so an edit made on one platform is reflected everywhere.

How you organize your information is up to you. You can create a separate notebook for each area of your life, or you can lump everything into one notebook. You can create individual notes for each discrete piece of information, or you can pile everything into just a few notes. A note can hold typed information, clips from Web pages, images and even other files — such as PDFs and Word and Excel documents. Evernote’s search function is awesome: It’s like Googling for informational needles in your own personal data haystack. And you can assign custom tags to notes, which helps you group and locate related information. Do you have a set of bread-and-butter documents you need to have on hand? Forms, leases, contracts and the like? Bring their PDF or DOC files into Evernote — as attachments — and you’ll always have them at your fingertips. Evernote Basic is free. Plus ($25/year) adds a few more features and storage, and Premium ($50/year) lets you search inside attached documents.

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Brock Halstead 502-386-4908

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Brock Halstead 502.354.7414 Carrie Halstead 502.354.7444 bluefishpropertiesinc.com

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

Louisville Metro Housing Authority Contacts (Continued from Page 12)

Housing Choice Voucher Customer Service and Landlord Relations Team Contact

Phone

Area

Mark Roseberry

roseberry@lmha1.org

(502) 569-4180

Inspections/Abatements/fraud

Rebekah Aman-James

ajames@lmha1.org

(502) 569-6948

Program, Payments

Janell Coghill

coghill@lmha1.org

(502) 569-6493

W9, Direct Deposit, owner change

Terri Thornton

thornton@lmha1.org

(502) 569-6942

Participant terminations

Nickeisha Malone

nmalone@lmha1.org

(502) 569-6468

Initial Re-inspections (client calls)

Housing Choice Voucher Leadership Team Lisa Osanka

osanka@lmha1.org

(502) 569-3434

Director of Leased Housing

Jeff Ralph

ralph@lmha1.org

(502) 569-3456

Leased Housing Finance

Deborah Gilbert

gilbert@lmha1.org

(502) 569-6955

Assistant Director

Lynn McCallie

mccallie@lmha1.org

(502) 569-6662

Support Staff Supervisor

Tracy Holmes-Bell

hbell@lmha1.org

(502) 569-4901

Housing Specialist Supervisor

Inspections Permits and Licensing Team for Housing Choice Voucher Louisville Metro Housing Authority’s inspections are done by the Louisville-Jefferson County Metro Department of Codes and Regulations. While most Section 8 questions should be answered by LMHA staff, the following Inspection team members at IPL can help with specific questions pertaining to the time of an inspection or details of a specific violation. Dennis Martin Sylvia Tolbert Sandy Billingslea David Scott Tom Donahue James Givens Chris Losch Terry Rothman Mike Tucker Jessica Turner Larry Votaw

DennisMartin@louisvilleky.gov Sylvia.Tolbert@louisvilleky.gov Sandra.Billingslea@louisvilleky.gov David.Scott@louisvilleky.gov Tom.Donahue@louisvilleky.gov James.Givens@louisvilleky.gov Chris.Losch@louisvilleky.gov Terry.Rothman@louisvilleky.gov Mike.Tucker@louisvilleky.gov Jessica.Turner@louisvilleky.gov Larry.Votaw@louisvilleky.gov

(502) 574-3619 (502) 574-3619 (502) 574-3619 (502) 645-0485 (502) 773-8039 (502) 773-8033 (502) 817-6690 (502) 773-2077 (502) 773-2093 (502) 773-8034 (502) 773-8036

Supervisor Scheduling Scheduling Inspector Inspector Inspector Inspector Inspector Inspector Inspector Inspector

2 New inspectors in training to be announced later.

Copyright MMXVI Kentuckiana Real Estate Investors Association • P.O. Box 91225 • Louisville, KY• 40291 (502) 509-2216 509 www.KREIA.com DISCLAIMER: KREIA does NOT pre-qualify, qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person. perso The Kentuckiana Real Estate Investors Association recommends you perform your own due diligence & seek appropriate legal, accounting, or other othe professional advice before making any investment. KREIA is a Member of National Real Estate Investors Association.

PO Box 91225 Louisville, KY 40291 Return Service Requested

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KREIAâ€™s Monthly Meeting! Thursday, January 28, 2016 5:30 p.m. Early Meeting: New foreclosure auction rules with local attorney

7 p.m. Main Meeting: Hit the Ground Running Kick off the New Year with a boot camp on real estate investing

PRE-Pay Now at KREIA.com to Qualify for a Big Door Prize Drawing!