UNDERSTANDING HEALTH INSURANCE:
A BEGINNER’S GUIDE
TYPES OF HEALTH INSURANCE: Health Maintenance Organizations (HMOs) Preferred Provider Organizations (PPOs) Point of Service (POS) Plans High Deductible Health Plans (HDHPs) Catastrophic Health Insurance
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What is Health Insurance? Health insurance covers the cost of medical expenses, including doctor visits, hospitalizations, and prescription drugs. The policies vary widely in terms of coverage, price, and benefits and are typically purchased through an employer or the healthcare marketplace.
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