Winter Seasonal Newsletter 2026

A Word From Our Directors

Market Update

We have capped off another exceptionally busy Autumn quarter with plenty happening across the Bendigo property market, within our business and throughout our office. It has certainly been a season of growth, momentum and exciting developments

The Bendigo market continues to perform strongly, with healthy levels of buyer activity across a range of property types Buyer advocates remain active, owner occupiers continue to make consistent enquiries and rental demand remains exceptionally strong While we have noticed a slight softening in investor enquiry following recent discussions surrounding capital gains tax and negative gearing, this appears to be more of a reaction to the announcements rather than any fundamental market shift.

Overall, properties continue to lease quickly and sales activity remains positive, with strong levels of interest being generated across many campaigns Encouragingly, this trend has continued throughout the past fortnight, providing confidence as we move further into the year

Exciting Changes Ahead

As our business continues to evolve, we are preparing to introduce several exciting updates to the PH Property brand in the coming weeks.

These changes include a subtle refresh of our logo, updates to our styling guide and a modernised look across our sale and lease signage While the changes are not dramatic, they represent the next step in the ongoing evolution of our brand and reflect the direction we are taking as a business

We are also looking ahead to a major milestone in October as PH Property celebrates its 20th anniversary Reaching two decades in business is a significant achievement and provides an opportunity to reflect on how far we have come.

From the early days of John, Jess and myself operating from Mitchell Street, PH Property has grown into a highly structured and respected business comprising nineteen dedicated team members working across residential sales, property management, commercial real estate, marketing and administration We are incredibly proud of the journey and excited about what lies ahead.

Welcoming New Team Members

Growth within our business has continued this quarter and we have been delighted to welcome three new team members to the PH Property family

Lucy Trewick has joined our reception team, bringing enthusiasm, energy and a willingness to learn Having come directly from Year 12 into the real estate industry, Lucy has embraced the role and is already becoming a valued member of our team.

We have also welcomed back Naomi Ridsdale, a familiar face to many of our clients After spending time with her new baby boy, Naomi has returned to the business and is assisting Darren and Josie We are thrilled to have her back on board

Joining our sales team is Steph Wilson, who has commenced as a Sales Associate Steph is working closely alongside myself and Tim as she develops her skills and knowledge of the industry, with the goal of progressing into a sales role in the future.

Farewell and Good Luck

Alongside welcoming new team members, we have also said goodbye to two valued members of the PH Property team this quarter

Madi Lawrence has relocated back to her hometown and we wish her every success in this exciting new chapter.

We also farewelled Molly Pontell, who has chosen to remain at home with her young family following maternity leave

We thank Molly for her contribution to the business and wish her and her family all the very best for the future

Supporting Our Community

Community involvement continues to be a core part of who we are as a business, and this quarter has been no exception

Preparations are already underway for Bendigo's Biggest Ever Blokes Lunch, with this year's event shaping up to be bigger and better than ever. It is a fantastic initiative that brings our community together while supporting an incredibly important cause

We were also proud supporters of Share The Dignity, with our team and clients contributing a generous number of donations to assist those in need

In addition, PH Property recently supported the Mother's Day Classic, which raises vital funds for breast and ovarian cancer research Six members of our team, along with several partners, participated in the walk and run event. It was a wonderful morning that highlighted the strength of our local community and the importance of supporting meaningful causes

Most importantly, the move positions us well for future growth while creating an outstanding workplace for our team and an even better experience for our clients

Looking Ahead

As we move into the second half of 2026, there is certainly plenty to look forward to

With a strong market, exciting brand developments, our 20th anniversary celebrations on the horizon and a move into our new office just around the corner, PH Property is entering a very exciting chapter

We would like to thank our clients, landlords, renters, buyers, sellers and community partners for their continued support Your trust allows us to continue doing what we love, and we look forward to sharing the next stage of our journey with you

One of the most exciting developments for PH Property this year is the upcoming move into our brand new Rohs Road office.

After months of planning and preparation, the fit out is now well underway and the finished result is beginning to take shape We expect to move into the new premises within the next five weeks and the excitement among the team continues to build

The new office has been designed with the future in mind It will provide significantly more space for our growing team, improved facilities, ten designated car parks and a modern working environment that reflects the professional service we strive to deliver every day

Sales Market Update

Our sales team has continued to deliver strong results throughout the autumn season, achieving 35 unconditional sales with a combined value exceeding $24 million Properties sold in an average of just 36 days, reflecting continued buyer confidence and healthy levels of market activity across Bendigo and surrounding areas.

Buyer enquiry has remained consistent, particularly from owner occupiers and buyers looking to upgrade, while well presented and correctly priced homes continue to attract strong interest Although market conditions have become slightly more balanced in recent months, quality properties are still generating solid competition and achieving excellent outcomes With an average sale price of $690,783, we continue to see confidence across a broad range of price points as we head into the second half of the year.

Autumn Sales Stats

35 unconditional sales

$24,177,388 total property value

$690,783 average sale price

36 days average time on market

Property Management Update

Our rental team has embraced our new restructure and has been humming over the past three months with some really great growth We have again been working on our structure and giving our wonderful property management team plenty of things to do.

Rental enquiry has been really strong, we feel it is starting to correct with a little less enquiry and a strong base of available properties as we head into winter This is largely due to the significant number of investment properties which are continuing to be purchased in Bendigo and surrounds

Inspection numbers have been slightly lower this last month again due to a slight over-supply of rental properties and this wetter weather we have had. Our numbers are as follows:

Autumn Rental Stats

43 properties leased

18 new managements

$550 average weekly rent

1869 enquiries received

174 inspections conducted

582 potential tenants registered

427 applications processed

86 rent increases completed

80 lease renewals finalised

253 routine inspections conducted

Brad Hinton Director

Stability, Opportunity & Continued Demand

Seasonal Trends and Buyer Activity

As we move into winter, the Bendigo property market is showing many of the characteristics that have made it one of regional Victoria's strongest performers in recent years While Australia's broader housing market is experiencing a period of moderation due to higher interest rates and affordability pressures, Bendigo continues to benefit from strong local fundamentals

Traditionally, winter sees a seasonal slowdown in buyer activity Fewer properties come to market, open-for-inspections are less crowded, and many sellers choose to wait until spring. However, lower stock levels can often create increased competition for quality homes, particularly in sought-after family and lifestyle locations

Current Market Performance

Current data suggests Bendigo remains in a healthy position The median house price sits around $610,000, while unit values have experienced particularly strong growth over the past 12 months. House prices increased by 5.2% during 2025, while units recorded growth of 8 0%, highlighting ongoing demand across multiple market segments

Housing Supply Remains Tight

One of the key factors supporting the market is a continued shortage of available housing Despite significant development activity planned across the region during 2026, the number of new dwellings expected to be delivered remains below the level required to satisfy current demand This supply imbalance is likely to continue supporting property values throughout winter and beyond

Strong Rental Market Conditions

The rental market also remains exceptionally tight Bendigo's vacancy rate is sitting at approximately 1 8%, well below the 3% benchmark generally considered a balanced market Rental prices have continued to rise, creating favourable conditions for investors and reinforcing demand for investment-grade properties

Outlook for Winter 2026

Looking ahead, our expectation for winter 2026 is a market that remains resilient rather than explosive Buyer confidence may be tempered by broader economic conditions, but Bendigo's affordability compared with metropolitan markets, population growth, employment opportunities and infrastructure investment should continue to underpin demand.

For sellers, well-presented homes in desirable locations are likely to attract strong interest despite the seasonal slowdown For buyers, winter may provide an opportunity to negotiate more effectively before competition intensifies in spring Investors, meanwhile, will continue to be attracted by solid rental yields and low vacancy rates

A Market Positioned for Stability

While no market is immune to national and international influences, Bendigo enters winter 2026 from a position of strength The combination of limited housing supply, strong rental demand and ongoing population growth suggests the local market is well placed to remain stable throughout the season, with modest price growth expected over the remainder of the year

A Positive Outlook After the Budget

Housing affordability continues to dominate discussion across Australia, particularly for first home buyers trying to enter an increasingly competitive market Rising property values, population growth and limited housing supply have all contributed to ongoing pressure across many parts of the country However, despite these challenges, there are still many positive signs emerging for the property market moving forward

Strong migration levels, continued demand for lifestyle-focused living and renewed government focus on housing supply are helping maintain confidence across both metropolitan and regional markets In particular, the recent 2026 Federal Budget announcements have reinforced housing as a major national priority, with billions allocated toward new infrastructure, housing developments and buyer support initiatives

A Stronger Focus on Housing Supply

One of the major themes from the Federal Budget is the Government’s commitment to increasing housing supply nationwide A shortage of available homes has been one of the key drivers behind affordability concerns, making additional housing construction critical to long-term market stability

The Budget includes funding toward faster planning approvals, infrastructure investment and support for new residential developments designed to increase the number of homes being built across Australia

While these initiatives may take time to fully flow through into the market,

they provide confidence that housing supply challenges are being actively addressed

Increased construction activity is also expected to support local economies and create employment opportunities, particularly throughout growing regional centres

Continued Support for First Home Buyers

First home buyers remain a major focus within the current property conversation Saving for a deposit while managing rising living costs can be difficult, particularly for younger Australians looking to enter the market for the first time

The Federal Government has continued to expand support programs aimed at helping more Australians purchase property sooner. Low-deposit schemes, grants and shared equity initiatives are expected to improve accessibility and provide additional confidence for buyers entering the market

Government modelling suggests these measures could assist around 75,000 additional buyers into home ownership over the next decade

For many buyers, regional markets may continue to present some of the strongest opportunities, offering greater affordability, lifestyle appeal and long-term value compared to many metropolitan locations

Why Regional Markets Continue to Perform

Regional Australia has experienced significant growth in recent years as buyers reassess lifestyle priorities and seek larger homes, more space and stronger community connections

Cities such as Bendigo continue attracting attention due to their balance of affordability, accessibility and lifestyle appeal Improved transport links, expanding employment opportunities and continued population growth are helping support ongoing demand throughout many regional centres.

The increased focus on new housing construction announced within the Federal Budget is also likely to further support regional growth Demand for vacant land, house-and-land packages and newly built homes may continue strengthening as buyers search for affordable alternatives outside major capital cities

Although market conditions may continue to shift throughout the year, quality homes are still attracting strong buyer interest in many areas

Today’s buyers are increasingly selective, often prioritising homes that are well-presented, low-maintenance and move-in ready Properties offering updated interiors, functional layouts and appealing outdoor spaces continue performing well, particularly among family buyers and downsizers.

Properties with subdivision or future development potential may also attract heightened attention as housing supply remains a key national focus

For sellers, strong presentation and effective marketing remain extremely important in achieving positive sale outcomes

Josie Caruso Sales Agent

89 Short Street Bendigo

Setting the Bar for Inner City Living

This double-award winning (HIA and MBA) home exemplifies inner-city living. Custom-built by Jason Wescott, the design takes into consideration every detail; from each window’s outlook, northern orientation and beautiful decor which seamlessly flows through the home. It is easy care, offers plenty of sensible living space and vehicle storage

The kerb appeal is simply stunning with a clever mix of recycled brick, Lysaght Dominion cladding and render a beautiful backdrop to the established elm trees that align the streetscape

On entry you are greeted with a beautiful modern staircase and a hint of Spotted Gum as a feature divider and staircase The main living hub is spacious offering plenty of versatile living and the aesthetics of a built-in gas log fireplace

There are lovely windows looking towards the quiet streetscape The kitchen is beautiful and boasts a three metre island bench, quality stone benchtops and 20mm stone splashbacks, a 900mm oven and induction cooking, dishwasher, pot drawers, overheads, range and a handy walk-inpantry. The meals space flows seamlessly between the kitchen and living offering plenty of space to entertain the largest of groups

The laundry is cleverly located just off the kitchen area, with plenty of storage and a benchtop with additional cabinetry and a separate entrance outside There’s a third toilet/powder room adjacent

The brand-new kitchen, bathroom, ensuite and laundry are all showpieces of style and practicality The kitchen features extensive stone benchtops, Fisher & Paykel appliances (oven, hotplates, microwave, rangehood and dishwasher), plenty of storage and accessibility to the meals and second living space

The adjacent meals boasts custom banquette seating in the dining area, a beautiful spot to gather with family or friends.

There are two living spaces The first being a spacious, stunning lounge room with period features including polished floorboards, an open fireplace with mantel and sash window. The second is flanking the kitchen bench at the rear of the home, it is a cosy nook with room for a large living suite and there’s access to the rear yard

The beautiful corner window in the master suite captures your eye with its leafy green views of the tree-lined street; other features include plush carpet and high ceilings; a superb ensuite boasting a feature corner window and floor to ceiling tiling, separate bath, frameless shower and vanity basin with storage Bedrooms two and three have builtin-robes and ceiling fans and are both spacious. The family bathroom sits between these bedrooms and is similarly immaculate like the ensuite, with a frameless shower and vanity, separate toilet and powder room

The property comes with a 7-star energy rating, a 6kw solar system and FTTP 500/50 broadband connection It boasts double glazed windows throughout, plenty of insulation, zoned refrigerative heating and cooling, high ceilings, square-set cornice, and a water tank. Most of all, it just oozes style and simplicity – and don’t forget the location! You are in the heart of Bendigo’s CBD, close to Lake Weeroona, walking tracks and Bendigo Health Best of all is the peace and quiet, as you are away from main roads with an outlook of mostly trees You would never know you’re right in town!

Josie Caruso Listing Agent

941

Landmark Lifestyle Opportunity Changes Hands Sold for $2,500,000

Set against a breathtaking backdrop of rolling countryside, this extraordinary 20-acre (approx ) estate has now been successfully sold, marking a fantastic result for both vendor and purchaser

Showcasing architectural excellence, refined rural living and sweeping views across an undulating landscape, the property captured strong buyer interest from the moment it entered the market. Under offer within just two weeks of launch and recently becoming unconditional, the sale reflects the property's unique appeal and the strength of demand for premium lifestyle holdings in the region.

A truly iconic residence offering timeless design, absolute privacy and undeniable presence, this was a rare opportunity that resonated with buyers seeking something exceptional Congratulations to our delighted vendors and excited new owners as they begin their next chapter

What the Federal Budget Means for Bendigo Investors

Budget Changes Spark Industry Discussion

The recent Federal Budget has generated significant discussion across Australia's property sector, particularly around proposed changes to negative gearing and capital gains tax concessions. While the long-term impact of these policies remains uncertain, one thing is clear: investors are paying closer attention to the market than they have in some time

Bendigo's Fundamentals Remain Strong

For many property owners, the headlines can create uncertainty However, when we look at Bendigo's local market, the underlying fundamentals remain largely unchanged

Bendigo continues to experience strong rental demand, low vacancy rates and ongoing population growth These factors have supported both rental returns and property values over an extended period and continue to provide confidence for long-term investors

What Could This Mean for Rental Supply?

One of the potential outcomes being discussed nationally is a reduction in the number of new investors entering the market If this occurs, it could place further pressure on rental supply at a time when available rental housing is already limited For existing investors, this may create continued demand for quality rental properties and support future rental growth

It's also important to remember that successful property investment has always been about more than tax policy alone Location, tenant demand, employment opportunities, infrastructure investment and long-term population growth remain some of the key drivers of performance

Bendigo continues to benefit from all of these factors As one of regional Victoria's largest centres, the city offers a diverse economy, strong healthcare and education sectors, ongoing infrastructure investment and a lifestyle that continues to attract both residents and businesses.

Taking a Long-Term View

While policy discussions will undoubtedly continue throughout 2026, many experienced investors are taking a measured approach Rather than reacting to headlines, they are focusing on the long-term fundamentals that have historically driven strong investment outcomes.

Staying Informed

At PH Property, we encourage investors to stay informed while keeping a long-term perspective. Every investment portfolio is different, and understanding how market conditions apply to your individual circumstances is more important than ever

If you would like to discuss your investment property, rental performance or future opportunities within the Bendigo market, our team is always available to help

Catherine Beecroft Director & Rental Team Manager

Marketing Matters More Than Ever

The Bendigo property market remains in a strong position, but buyer behaviour has shifted Discussions around negative gearing, capital gains tax and broader economic conditions have made buyers more considered They're researching more thoroughly, comparing options and taking longer to make decisions In this environment, how a property is marketed has become more important than ever.

More Than Just Advertising

Location, price and presentation continue to be key drivers of buyer interest However, two similar properties in the same area can achieve very different results depending on how they are taken to market Effective marketing isn't simply about advertising a property It's about creating competition, reaching the right audience and generating genuine buyer engagement

Standing Out Online

For most properties, online portals such as realestate com au remain the primary source of enquiry But simply being listed is no longer enough. Premium placement, well-managed campaigns and high-quality content can significantly increase visibility and attract more qualified buyers

The Power of Visual Content

Professional photography has long been an essential part of property marketing Increasingly, video is becoming the difference between a good campaign and a great one While photography showcases a home's features, video helps buyers connect with the lifestyle on offer Whether it's a family entertaining area, a peaceful rural outlook or convenient access to local amenities, video helps bring the property to life

Extending Your Reach

Social media advertising on Facebook and Instagram allows properties to be seen by people who may not be actively searching but could be interested in the right opportunity Combined with a strong local database, these targeted campaigns can significantly expand a property's reach beyond traditional channels

Why It Matters

At PH Property, marketing is a core part of our sales strategy rather than an afterthought Photography, videography, social media, copywriting and campaign management are all handled in-house, ensuring consistency, quality and the ability to respond quickly when opportunities arise Supported by a wellestablished buyer database and a commitment to doing things properly, our focus is always on achieving the best possible outcome

In today's market, the difference between a good result and an exceptional one often comes down to exposure The more of the right buyers who see a property, and the stronger the reason they have to act, the greater the opportunity to maximise the final result.

Jackson Evans Marketing & Media Manager

30 Boldiston Court Huntly

$530 Per Week

New Family Sized Living

Be the first to enjoy this brand new four-bedroom, two-bathroom home in the popular Huntly area Designed with modern convenience in mind, the home features a spacious open-plan kitchen, living and dining area, complete with stainless steel appliances and a dishwasher

Comfort is assured year-round with ducted heating throughout and a split-system air conditioner servicing the main living area The master bedroom includes an ensuite, while the remaining bedrooms are well-sized and serviced by a central family bathroom

Outside, you’ll find an easy-maintenance backyard, perfect for those seeking a low-maintenance lifestyle. Conveniently located close to bike paths, childcare facilities and local parklands, this property offers modern living in a family-friendly location