Winter 2026 Newsletter
able. The payment rates are the same as they are for a regular gift annuity. This idea is so good, you can use it only once in a lifetime. Contact us to find If you are 70½ or older, you can use your IRA to out your rates, distribution limits, and benefits. have a meaningful impact with a qualified charitable distribution (QCD). You can distribute funds This article is for informational purposes only and is directly to the Jewish Federation, instead of taking not intended as tax advice. Be sure to consult your own normal distribution, and reduce your taxable intax advisor. come even if you do not itemize deductions.
Use Your IRA to SAVE TAXES
You can use the QCD up to an annual limit, which is $108,000 in 2025. If you are 73 years or older, the QCD can also count toward your required minimum distribution (RMD) for the year. If you like the idea of a QCD and are interested in the benefits of a charitable gift annuity (CGA), why not combine them? You can create a CGA with your IRA. Just like a QCD, the funds must come directly from your IRA administrator. You cannot make the distribution to yourself. You receive no income tax deduction on the QCD transferred to a CGA. There is a one-time maximum amount that can be used to create this special CGA. Each annuity payment will be tax-
Hesed Shel Emet Fund – Ensuring Dignified Jewish Burials for All The Lehigh Valley Jewish Foundation (LVJF) has established a dedicated fund within the community endowment, the Hesed Shel Emet Fund (“the Fund”), to provide dignified Jewish burials for individuals and families who cannot afford them. Rooted in the core Jewish value that every person deserves to be buried with dignity, the Fund ensures that financial hardship is never a barrier to
receiving appropriate end-of-life rituals according to our Jewish tradition. The Fund is managed by the Jewish Federation of the Lehigh Valley in partnership with the Lehigh Valley Clergy Group and Jewish Family Service. It was launched with initial support from previously consolidated funds created for this purpose, ensuring it continues to grow as one unified fund. The Fund is open for additional contributions to maintain sustainability and cover burial costs from investment income while preserving 1