March 2026 ~ Jacksonville Real Producers

Preferred Partners

This section has been created to give you easier access when searching for a trusted real estate affiliate. Take a minute to familiarize yourself with the businesses sponsoring your magazine. These local businesses are proud to partner with you and make this magazine possible. Please support these businesses and thank them for supporting the REALTOR® community!

CONSTRUCTION

Victory Construction Services (904) 591-1631 victory-built.com

DIGITAL MARKETING

AD Marketing (904) 718-4439 admarkjax.com

FENCING

Southern Shores Fence & Rail

(352) 258-3446 southernshoresfenceandrail.com

GENERAL CONSTRUCTION

Cronos Construction (904) 329-6364 cronosconstruction.com

HANDYMAN SERVICES

Fix-it Flamingo (904) 474-1768 fixitflamingo.com

HOME BUILDER

Century Communities (904) 618-3220 centurycommunities.com

HOME IMPROVEMENT

Design Works 941-326-2725 www.floridadesignworks.com

HOME ORGANIZATION

Order and Co (904) 373-7926 orderandcompany.com

HOME PREPARATION

SERVICES

HOMEstretch - St. Augustine (952) 393-6392 www.home-stretch.com/ locations/fl/staugustine/

HOME WARRANTY

Fidelity National

Home Warranty

Trish Spivey (904) 716-0819 homewarranty.com

First American Home Warranty (800) 444-9030 go.fahw.com

Home Warranty of America (904) 994-6620 hwahomewarranty.com

INSPECTIONS

Home Team Inspections (904) 479-9393 hometeam.com/ north-jacksonville

LunsPro Inspections (904) 249-6523 LunsProFlorida.com

INSURANCE

Brightway Insurance ~ Ponte Vedra Beach (904) 280-4102 BrightwayPVB.com

Jeff Rupp, Goosehead Insurance (904) 870-7688 jefftheinsuranceguy.com

Kilpatrick Agency Inc: Goosehead Insurance (904) 420-7711 goosehead.com/agents/ carol-kilpatrick/

The Browning Agency (904) 613-5257 browningagency.com

We Insure- Ponte Vedra (904) 583-4338 weinsureflpontevedra.com

LANDSCAPING

Heavenly Green Lawn Care and Landscape (904) 426-5312

MEDIA PRODUCTIONS

Sta Rep Media

Khai Tran (904) 761-5848 starepmedia.com

MORTGAGE / LENDER

Atlantic Trust Mortgage (904) 338-9356 AtlanticTrustMortgage.com

Cross Country MortgageJohn Kersey Team (757) 618-7534 johnkerseyteam.com

DAM Good Mortgage Team by Edge Home Finance

Ali Schmitt 904-861-5571

Kim Beddard 904-238-1685

DAMGoodMortgageTeam.com

Future Home Loans 844-202-8124

Future.Loans

First Coast Mortgage (703) 627-1775 FirstCoastMortgageFunding.com

Movement Mortgage (404) 751-8463 tylertatum.com

Rate- Team Proffitt

Ryan Proffitt 904-760-5788 Rate.com

MOVING COMPANY

Ravan Moving (904) 814-6032

PAINTING Fresh Painting (347) 631-3840

PEST CONTROL SERVICES

Kingfish Pest Control (904) 595-5300 KingfishPest.com

PROPERTY MANAGEMENT/ HOME WATCH

Vicky’s Helping Hands (904) 502-9092 vickyshelpinghands.com

REAL ESTATE PHOTOGRAPHY

Lens 2 Listing (904) 761-4745 lens2listing.com

The Real Estateographers (904) 604-7587 therealestateographers.com

ROOFING

Patriot Roofing (904) 509-7732 patriotroofingservices.com

ROOFING & EXTERIORS

Mighty Dog RoofingJacksonville FLA (904) 867-7859 mightydogroofing.com

SPORTS TEAMS

Jacksonville Jaguars (904) 633-3348

Jaguars.com

TITLE COMPANY

Cherry Title LLC

Angelique “Chrissy” Kirsch (904) 300-3414 cherrytitle.us

Landmark Title (904) 367-2525 LandmarkTitle.com

Milestone Title Services (904) 716-7285 milestonetitlesvcs.com

Summit Title of North Florida

JC Palacios (904) 800-3704

Woods, Weidenmiller, Michetti & Rudnick, LLP

Josh Rudnick (239) 325-4070

WEALTH MANAGEMENT

Whitacre Wealth Management (410) 961-6548

WhitacreWealth Management.com

Meet The Team

WELCOME TO THE TOP!

BY KRISTIN LUNSFORD

March is one of my favorite months. It brings warmer weather, The Players in town, spring break, blooming flowers, and the release of our new Top 500 issue.

Congratulations if this is your first time receiving Jacksonville Real Producers. And if you’ve been with us from the beginning or have remained in the Top 500 Real Estate Agents in Northeast Florida for 2026, congratulations again. Your consistency, dedication, and commitment to your clients truly set you apart.

Each March, we reset our distribution for the next 12 months and send this publication complimentary to the Top 500 agents in Northeast Florida based on the previous year’s production, ranked by total sales volume. If this magazine landed in your hands, take a moment to reflect on what that represents. You earned your place here.

In this business, it’s easy to stay in constant motion, moving from one listing to the next, one negotiation to the next, always focused on what’s ahead. But I hope that when this magazine arrives each month, it gives you a reason to pause. Celebrate your progress. Be inspired by the stories of those around you. And stay connected to the trusted partners who help support your business and this community.

Jacksonville Real Producers exists because of you. This platform was created to celebrate your achievements, share your stories, and foster meaningful relationships among the top agents in our market. It is truly an honor to serve this community.

I hope to see you at one of our upcoming events as we continue building relationships beyond the pages of this magazine.

Welcome to the Top 500.

SUMMIT TITLE OF NORTH FLORIDA

JC JCPalacios

BY JOSEPH COTTLE

Owning a title company was never part of some long-term strategy for JC Palacios. She didn’t grow up imagining a career in real estate, and she certainly didn’t picture herself running a fast-growing title firm in North Florida. But every step of her journey — from immigrating to the United States as a child, to working the flooring department at Home Depot, to becoming a trusted processor — shaped the work she does today and the responsibility she feels toward her community.

Summit Title of North Florida opened its doors just two years ago, and the company has already earned the confidence of agents across the region.

“We’re such a little baby company,” JC says, laughing at the idea that a new office could be handling 25 transactions this month.

“We don’t get fed by a brokerage. We’re individual. We get our business through hard work and history.”

Before launching Summit Title, JC spent more than 20 years in the industry, working her way up from receptionist to processor to closer and eventually business developer. “From the front desk, to processing, I can balance the CD, I can do the whole work,” she says. “I can sell this because I know how to do it.”

But technical experience isn’t the only differentiator for JC; it’s her heritage.

Summit Title is the first fully bilingual title company in North Florida, from receptionists to processors to closers.

“Eighty to ninety percent of my business is Spanish-speaking realtors and their Spanish-speaking clients,” JC explains. “When you call our office, there’s somebody speaking to you in Spanish. At the closing, I explain in detail all the

documents they’re signing so they know what they’re doing.”

Her ability to serve as a bridge in a complex transaction comes from lived experience. JC moved to the United States from Nicaragua when she was just four. She remembers the journey vividly—crossing the river, being separated from her father, even being detained before immigration officials allowed her, her mother and her siblings to continue into the country. “I can feel what these people are going through,” she says. “We lived in people’s living rooms. We had to hide when inspectors came. We’ve come a long way through God’s grace.”

Today, she uses her work not just to close transactions but to help families navigate

systems stacked against them, including families that are currently experiencing deportation. “I try my best to help them with power of attorneys, online signings, whatever they need,” she says. She believes homeownership shouldn’t feel out of reach simply because someone doesn’t speak English, and she’s committed to making sure her clients understand the process clearly and completely. “Buying a home is considered the American dream, but it’s not just for Americans. Everybody can get a piece of the pie.”

Her work is demanding, but responsibility keeps her moving. Summit Title now supports a team of eight, and every payroll reminds JC what’s at stake. “I need to feed eight mouths,” she says.

We don’t get fed by a brokerage. We’re individual. WE GET OUR BUSINESS THROUGH HARD WORK AND HISTORY.”

“If I don’t get these contracts in and closed, my team and their families do not get fed.” As a single mother supporting her youngest son and caring for her widowed mother all on her own, she knows firsthand what it means to hustle and provide.

Life outside the office may be full, but it isn’t separate. JC’s faith is central to everything she does, and one of her offices sits inside her church building. “God, family, and work—they all intertwine,” she says. She translates services into English, participates in multiple weekly gatherings, and still manages a growing title business. It’s a balance she embraces rather than apologizes for.

What draws her out of bed each morning is simple: people—buyers finally getting the keys to their first home, sellers turning a profit that moves their lives forward, and agents whose livelihoods depend on closings happening smoothly.

It’s the American dream, seen from every angle, and JC carries the weight of it with gratitude, purpose, and a work ethic forged from the very journey that brought her here.

BJBobbie Powell

Known by the hashtag #ThePrayingAgent, Bobbie BJ Powell has carved out a unique niche that merges her resounding faith and commitment to her deep roots in North Florida. Though she spent a brief chapter of her childhood in Oklahoma, Callahan is where she truly grew up, and where her life, career, and community ties ultimately came full circle.

At 23 years old, after having her first child, she enrolled in dental hygiene school and went on to spend the next 15 years working as a dental hygienist. It was steady, demanding work that

required precision, multitasking, and strong communication skills that would later become central to her success in real estate.

It wasn’t until she had a patient who spoke enthusiastically about their success in the industry that the seed was planted. Then her boss also shared how well his wife was doing in real estate.

“My dentist I worked for, his wife got into real estate, and I remember in the break room one day he was saying if someone just got into the Callahan market, they could do really well. I thought, I know

BY NICK INGRISANI

Estate

Callahan really well and grew up there… I could do well in Callahan.”

Toward the end of 2019, BJ decided to act. While continuing to work full-time as a hygienist, she enrolled in real estate classes at night, dedicating roughly two hours a day in November and December to her studies. She passed her exam and earned her license before the end of the year. At the time, walking away from a six-figure career wasn’t something she was prepared to do, so she balanced both roles into 2020.

When COVID hit, BJ found herself, like many others, searching for ways to support her community during a time of uncertainty. She created a local community page called Callahan Community Cares that began as a way to help neighbors through small acts

of care, including delivering baskets to people in need. What started as a simple effort grew into something larger, expanding beyond the pandemic to include outreach to nurses, fire stations, and others serving on the front lines. The initiative helped BJ build deeper relationships across Callahan and surrounding areas, laying a foundation of trust long before her real estate business fully took off.

“People needed help, and it was a great way for me to get out into the community.”

By 2021, BJ knew that if real estate was going to work, she needed to commit fully. In June of that year, she stepped away from dental hygiene and went all-in. That first year, she closed seven transactions. What followed

was a steady and remarkable rise: $15 million in volume in 2022, $16 million in 2023, $17 million in 2024, and more than $20 million in 2025. Much of that business has remained centered in Callahan and Hilliard, along with Nassau County more broadly. Along the way, BJ consistently earned recognition as Amelia Island’s Best Realtor, even without selling homes directly in that market—an outcome driven largely by reputation and referrals.

“It’s all been by the grace of God.”

One aspect of real estate that captivated BJ is the plethora of challenges she has to face. Every transaction brings obstacles, and she finds deep satisfaction in solving problems and guiding clients to the closing table. Communication, she

believes, is one of the most critical traits for success—and one that consistently sets her apart.

“I’m Johnny on the spot with communication. If you text me, I’m immediately texting you back, and if I don’t know the answer, I’ll find it out for you really quickly. I feel accomplished when I’m able to find a solution and overcome a problem that gets us to the closing table.”

At the core of BJ’s business is her faith. She openly incorporates prayer into her work, whether during listing appointments, throughout transactions, or in everyday interactions within the community. Real estate, for her, became the platform she didn’t have in her previous career, allowing her to openly share her faith while caring for people in deeply personal moments of transition.

“I really take pride in praying for people during their listing appointments and if they need prayers during the transactions. But also going out in the community and offering prayer, in coffee shops, etc. When I go to a listing appointment, I tell myself that I may leave here and not get the listing, but if I pray for them, it’s a success. My business is built on community and sharing the love of Jesus with other people.”

MADISON PARTRIDGE

ROOTED IN PURPOSE

BY JOSEPH COTTLE

Madison Partridge didn’t grow up with the kind of stability she now helps other people find. “I think the one thing that’s very important to me and a huge why behind why I do what I do is because I didn’t have this growing up,” Madison says. “We never really owned a home. We rented from place to place. I always used to get jealous of kids that had homes.” That memory has shaped nearly everything about her career.

That early experience pushed her toward her biggest motivation today: education. Madison knows firsthand how many people believe homeownership is out of reach simply because no one ever told them otherwise. “There’s potential out there with the right source of education,” she says. “I just don’t think we are educating enough people to let them know—you could be in a home.”

Before stepping into the industry, Madison worked full-time in a dermatology clinic while trying to get into physician assistant school. Working in healthcare during the height of COVID also took a toll. She spent her days battling complicated insurance systems and watching patients get denied medications that could have changed their lives.

“I learned I disliked the healthcare system,” Madison says. “I wanted to build a business where I could say yes or no and help people the way I wanted to.”

Real estate, something she had once viewed as a side interest, suddenly felt like a lifeline. She earned her

license and slowly worked her way into the career over two years.

“Honestly, I did not believe in myself the first year,” she admits. “I’m really bad at taking risks. I think it’s because I’m the oldest daughter of five kids, and I’m the mother hen. But my support system had been pushing me to go fulltime for a long time, and I couldn’t have taken the leap without my husband, Ryan, my mentor, Jade, and many more friends and family members being my cheerleaders on the sidelines.

“This last year was my first year full-time in real estate, and it really clicked for me that I could do it.”

Once she committed, everything changed fast. Madison closed two transactions in her first partial year and 16 the year after that as part of a team. This year, her first full year on her own, she closed 34.

“It’s been crazy,” she says.

“I don’t even think I’ve processed it.”

What gets her up every morning isn’t the numbers.

“At first, it was the potential to grow wealth for my family,” she says. “But now it’s more about how many people I can help in a day, how many people I can help learn about the process so they don’t shy away because they think they need hundreds of thousands of dollars.”

The wife and sister of veterans, her favorite clients right now are VA buyers in particular, as well as first-time homebuyers. “We also recently purchased our first home, so I know the stress and anxieties that come with it. I try to make it as easy-going as possible for all of my firsttime homebuyers with our white-glove service model.”

Beyond the closing table, Madison is usually with her family—her husband, her

“IT TAKES A LOT TO TAKE A RISK, BUT I’VE LEARNED THAT RISK IS THE BEST THING YOU CAN TAKE.”

four siblings, and now the nieces and nephews who guarantee there’s always another birthday party around the corner. She’s also a devoted pet mom to Boots, the yellow lab she rescued from a bad situation. “She came to us with a big gouge on her snout,” Madison says. “She was skin and bones. But she’s a lover, now.” Two rescued cats, Maybelle and Winnie, round out their home.

Madison recently started her own team, the Local Roots Group, focused on local experts growing a community, giving back, and educating about home ownership and how to achieve and maintain it throughout the generations.“We’re going to make an impact and give back because I couldn’t have gotten to where I was without the community giving back to me.”

She never imagined this life when she headed to college at 18. Now she can’t imagine doing anything else. “It’s crazy that you can change careers right after college and still be okay,” she says. “It takes a lot to take a risk, but I’ve learned that risk is the best thing you can take.”

NORTHEAST FLORIDA’S

What is your favorite place to go for

SPRING BREAK,

and why?

Angela Gigi Urbanski

United Real Estate Gallery

Spring break for me isn’t about boarding a plane, it’s about leaning into this season of life as a GiGi making memories with my grandsons.

Most days are spent close to home with my grandsons: pool time, bike and scooter rides, afternoons at the new JCP park, fort-building missions, and hibachi nights on the Blackstone (my husband grills, we happily help prep and then indulge). We usually sneak in a Disney day too since we’re passholders, because a little magical mouse ears, smoke turkey legs and theme park adventure never gets old.

We love ending the week with a weekend getaway at Flamingo RV Resort, tucked into our favorite tiny house. Days there mean floating in the lake, paddle boarding, and slowing way down.

restaurants and bars. From there, we keep going… sliding into Salt Springs and Silver Glen for that crystal-clear water reset.

And then, sunburned, salty, tired in the best way, we make the long ride back to the Palatka dock as the sun starts dropping. No flights. No crowds (except at the springs). Just river days done right.

Lisa Vernon

Imagine Real Estate

I’m finally getting around to answering one Spring break doesn’t have to be a plane ticket to feel like a getaway. I love staying close to home and soaking up what we have right here in Northeast Florida, beach mornings, a good lunch spot, and a slow evening walk somewhere pretty. It’s the perfect reminder that we live where other people vacation, and I’m not mad about it. And as a Realtor, I’m legally required to ask… what is spring break?

James McVeigh RE/MAX Specialists Pv Hiking in NC mountains. Nice getaway and change of scenery.

Nights bring late-night golf cart rides and sing along, along with some bingo and karaoke at the café.

It’s simple, a little messy, and perfectly ours. And honestly, that’s my favorite kind of spring break.

Alexis Gamel

Christie’s International Real Estate

I love a beach escape for Spring Break; however, Spring Break is usually spent at a baseball field or a horse show.

Ashley Carter

Magnolia & Oaks Real Estate Company LLC

We have a concert in Tampa and are also cruising to Cozumel.

Gail Demarco Exp Realty LLC

My favorite spring break spot has to be the Florida Keys. There’s just something about the laid-back vibe, crystal-clear water, and amazing sunsets that makes it the perfect escape. Plus, the fresh seafood and endless wate activities mean there’s always something to do - whether I’m looking to relax or have a little adventure. It’s my go-to for recharging and making memories.

Kassidy Babcock

Timber To Tides Realty LLC

My favorite spring break spot will forever be the St. Johns River right here in Putnam County. It’s a full-on boat day kind of magic - starting at the sandbar, then cruising down to Crescent City to bounce between riverfront

Robert Adams Service Realty, LLC

Hands down our favorite Spring Break beach destination, for the best beaches and clearest water is Turks & Caicos. Whether it is just my wife and I or the entire family we love these islands. This is one of the best beach destinations to just chill and unplug from the rest of the world.

Stefani Fisher

Keller Williams Realty Atlantic Partners

St. Augustine

The Keys! We love to travel down to Key Largo, where our son and daughter in law live, and where life instantly slows down. We hop on the snorkel tour boat,where our son is First Mate, and snorkel crystal clear water, and take jet skis out into the open ocean and catch dolphins swimming right at our feet (magical every time!). A must-stop is Islamorada Brewing Company for my favorite indulgence-a frozen key lime pie cocktail complete with a pie crust rim! It’s the best- time spent with family with island vibes.

BUILDING WEALTH BEYOND THE TRANSACTION: Why Top Producers Invest in Real Estate

BY CHUCK BONFIGLIO JR., 2026 PRESIDENT FLORIDA REALTORS®

Top producing Realtors® understand something fundamental about our industry: Commissions build income, but ownership builds wealth. While helping buyers and sellers navigate transactions is our profession, investing in real estate is often the strategy that transforms a successful career into long-term financial independence.

As Florida Realtors Chief Economist Dr. Brad O’Connor explains: “While Florida real estate may sometimes encounter short-term turbulence like we’ve seen in recent years, the reality is that the Sunshine State will remain a high-growth state in the long run. And as Florida’s population grows, so too will its property and land values, as more and more people and businesses compete for a finite amount of space. That alone is a really good reason to be bullish with regard to Florida real estate.”

As Realtors, we operate from a level of market insight that few others possess. We understand neighborhoods before they trend, recognize value others overlook, and know how financing, zoning, and development cycles truly work. That knowledge creates a unique opportunity, not just to sell real estate, but to own it.

For many high performing agents, real estate investment becomes the natural next step. Whether through singlefamily rentals, multifamily properties, commercial assets, or development partnerships, investing allows Realtors to diversify income streams, hedge against market fluctuations, and create predictable cash flow that extends well beyond active production years.

Importantly, wealth building through real estate is not a onesize-fits-all approach. Some agents begin by purchasing rental property each year. Others participate in syndications or joint ventures, leveraging capital and expertise to scale more

quickly. Still others invest in land, redevelopment, or mixeduse projects that align with their local market knowledge. What these strategies share is intentionality – viewing real estate not only as inventory, but as an asset class.

This mindset shift is especially critical in today’s environment. Markets change. Transactions slow and surge. But well-structured investments, paired with disciplined planning, can provide stability and long-term growth regardless of short-term cycles. Top producers recognize that building wealth is about playing long games and using the tools already at our fingertips.

That is why I am especially excited about the Wealth Building Summit that will be featured as part of the 2026 Florida Realtors® Convention. This dedicated programming is designed specifically for Realtors who want to move beyond theory and into action. Attendees will hear from industry leaders, experienced investors, and financial experts who understand the Realtor perspective and can speak directly to practical strategies, risk management, and scaling opportunities.

The Florida Realtors® Convention has always been about equipping our members to lead in their businesses and communities. In 2026, we are taking that commitment further by intentionally focusing on how Realtors can build lasting wealth – for themselves, their families, and future generations.

If you are a top producer thinking about how to convert today’s success into tomorrow’s security, I encourage you to join us. Invest in your education, expand your perspective, and connect with peers who are already taking the next step.

Registration will open soon. Bookmark https://www. floridarealtors.org/events/annual-convention/about, then check it often to secure your spot and be part of a conversation that goes beyond transactions and toward true wealth building.