International Research Journal of Engineering and Technology (IRJET)
e-ISSN: 2395-0056
Volume: 12 Issue: 10 | Oct 2025
p-ISSN: 2395-0072
www.irjet.net
AI INTEGRATED FINANCIAL ADVISOR APP Manasi Ghamande, Pranay Maheshwari, Rajveer Singh Sisodiya, Riddhi Ropalkar, Atharva Patil, Shiva Slathia, Sai Patil Department of Engineering, Sciences and Humanities (DESH) Vishwakarma Institute of Technology, Pune, Maharashtra, India ---------------------------------------------------------------------***---------------------------------------------------------------------
Abstract - AICA (AI-powered Intelligent Consultation
circumstances and preferences. However, existing financial applications often fail to bridge the gap between technical sophistication and user engagement, resulting in limited adoption rates and suboptimal user experiences [3]. The integration of conversational artificial intelligence presents a promising solution to these challenges, enabling the development of intuitive interfaces that can provide contextual financial advice while maintaining the depth and accuracy required for effective financial planning [4].
Assistant) is a next-generation financial consultancy mobile application developed using React Native and Expo framework. The application integrates OpenAI's GPT-4 Turbo API to deliver real-time, intelligent financial advisory services through an innovative cyberpunk-inspired user interface. Designed to revolutionize personal financial management, AICA addresses the growing need for accessible, engaging, and secure financial guidance tools. The application combines sophisticated artificial intelligence capabilities with intuitive design principles to enhance financial literacy and decision-making processes. Through comprehensive usability testing with 25 participants, the study demonstrates that AICA achieves a System Usability Scale score of 86/100, indicating excellent usability. The cyberpunk interface design improves user comprehension of financial concepts by 40% compared to traditional interfaces, while maintaining robust security through multilayered authentication protocols. The application features real-time data visualization, personalized budget recommendations, and contextual AIpowered consultation services that adapt to individual user preferences and financial goals.
1.2 Objective of the Study
Key Words: Artificial Intelligence, Cyberpunk Interface, Financial Advisory, Mobile Application, React Native, User Experience
This project addresses these challenges through the development of AICA (AI-powered Intelligent Consultation Assistant), a comprehensive financial advisory mobile application that combines cutting-edge AI technology with an innovative cyberpunk-inspired visual design. The application leverages OpenAI's GPT-4 Turbo API to provide intelligent financial consultation while employing a unique aesthetic approach designed to enhance user engagement and comprehension of complex financial concepts. The cyberpunk design paradigm, characterized by neon color schemes, futuristic visual elements, and immersive interface components, serves not merely as aesthetic enhancement but as a functional tool for improving information processing and user retention.
1.INTRODUCTION
2. LITERATURE REVIEW
The digital transformation of financial services has created unprecedented opportunities for democratizing access to sophisticated financial advisory tools. Traditional financial advisory services, often characterized by high costs, limited accessibility, and complex interfaces, are being disrupted by innovative mobile applications that leverage artificial intelligence and modern design paradigms . The emergence of smartphone-based financial management tools has coincided with growing concerns about financial literacy, particularly among younger demographics who demonstrate significant gaps in understanding fundamental financial concepts [2].
Ansari et al. have demonstrated the transformative potential of robo-advisory financial services in their comprehensive study on technology adoption dynamics. Their research indicates that AI-powered financial platforms can significantly improve access to investment advice while reducing operational costs, ultimately promoting greater financial inclusivity across diverse demographic groups. The study emphasizes the importance of user interface design in determining adoption rates and long-term engagement with financial applications. Onabowale [2] has reported on the rise of AI and robo-advisors in redefining financial strategies for the digital age. This research highlights how machine learning algorithms enable personalized investment recommendations while maintaining scalability across large user populations. The study demonstrates that AI-driven platforms can effectively serve users with varying levels of financial literacy, providing tailored guidance that adapts to
1.1 Background and Motivation Modern consumers increasingly expect personalized, realtime financial guidance that adapts to their individual
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