10 Leaders Driving Innovation & Transformation Their Industries, 2026 January2026

Visionaries Transforming Industries in 2026

Innovationtodayisnolongerconfinedtobreakthrough

ideasordisruptivetechnologiesalone,itisdefinedby leadershipthatdarestochallengeconvention, reimaginesystems,andtransformindustriesfromwithin. Theeditionof titled,CIOLook 10 Leaders Driving Innovation & Transformation in Their Industries, 2026 celebratesindividualswhoarenotjustrespondingto change,butactivelyshapingitwithclarity,courage,and conviction.

Acrosssectorsasdiverseastechnology,finance,healthcare, sustainability,manufacturing,andeducation,theleaders featuredinthiseditionshareacommonmindset: transformationbeginswithpurpose.Theyunderstandthat trueinnovationisnotaboutspeedalone,butabout direction—aligningprogresswithpeople,values,andlongtermimpact.Whethermodernizinglegacysystems, buildingfuture-readyorganizations,orcreatinginclusive ecosystemsforgrowth,theseleadersareredefiningwhatit meanstoleadinaneraofconstantevolution.

Whatsetsthesechangemakersapartistheirabilityto translatevisionintoexecution.Theycombinestrategic foresightwithoperationalexcellence,ensuringthatbold

ideasdonotremaintheoreticalbutbecomemeasurable outcomes.Equallycompellingistheiremphasison culture—fosteringenvironmentswhereexperimentationis encouraged,resilienceisbuilt,andtalentisempoweredto thinkbeyondboundaries.

Thiseditionalsoreflectsabroadershiftinleadership narratives.Innovationtodayisincreasinglycollaborative, data-informed,andhuman-centered.Theleadersshowcased hereembracecross-functionalthinking,leverageemerging technologiesresponsibly,andremaindeeplyattunedtothe societalimplicationsoftheirdecisions.Indoingso,theyare notonlytransformingtheirindustriesbutalsosettingnew benchmarksforethicalandsustainableleadership.

Asyouexploretheirjourneys,insights,andstrategies,we inviteyoutoreflectontheevolvingroleofleadershipitself. Maythesestoriesinspireyoutoquestionthestatusquo, embracechangewithconfidence,andlead transformation—whereveryouare—withintentionand impact.

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January,2026

DenisseGarnica

Headof Health,Insurance &PublicSector

FlorianToncar Parlamentarischer Staatssekretär

JoseBarreda PrincipalDigitalFinance &FintechAdvisor

JuergenSchmitt Discoverer, #ExpeditionFinance

KingLeung GlobalHeadofFinancial Services,Fintech, andSustainability

LukasJakubonis Lecturer

RobinKretzschmar Founder

SimonasKrepsta

BoardMember

Company

NTTDATAChile nttdata.com

Bundesministerium derFinanzen bundesfinanzministerium.de

IFC-International FinanceCorporation ifc.org

DeutscheBank db.com InvestHongKong investhk.gov.hk

VilniusUniversity BusinessSchool .vm.vu.lt/

7AssetsGmbH 7assets.app

Lietuvosbankas/ BankofLithuania .lb.lt/en

SuviAhlajaervi

DevelopmentDirector TilKlein FoundingPartner

OrbisOy orbis.eu

identity.vcIBacking LGBTQ+Entrepreneurs identity.vc

Brief

Strategicleaderinhealth,insurance,andpublicsector transformation,drivingpolicyalignment,stakeholder engagement,andinnovativesolutionsacrosscomplex, regulatedecosystems.

Experiencedparliamentarystatesecretarywithdeepexpertisein publicfinance,economicpolicy,legislativeprocesses,and bridginggovernancewithindustryandsocietalneeds.

Digitalfinanceandfintechadvisorwithdeepexpertisein innovationecosystems,regulatoryframeworks,emerging technologies,anddrivingdigitaltransformationinfinancial services.

Thoughtleaderinexpeditionfinance,combiningcapital innovation,riskexploration,storytelling,anddiscoveryto unlockunconventionalinvestmentandimpactopportunities globally

Globalfinancialservicesleaderdrivingfintechand sustainabilityagendas,blendingpolicyinsight,ecosystem building,andstrategicleadershiptoshapefuture-ready financialmarkets.

Academicandlecturerspecializinginfinanceand economics,knownforresearch-driveninsights,student mentorship,andtranslatingtheoryintopracticalpolicyand businessapplications.

Entrepreneurialfounderwithstrengthsininnovationstrategy, venturebuilding,marketpositioning,andscalingpurpose-driven businessesthroughvisionaryleadershipandexecution.

Boardmemberwithstronggovernanceacumen,financial oversightexpertise,strategicriskmanagementskills,anda forward-lookingapproachtoinstitutionalresilienceandgrowth.

Results-drivendevelopmentdirectorspecializingin organizationalgrowth,programdesign,strategicpartnerships, andsustainableimpactthroughdata-informeddecision-making andcollaborativeleadership.

Foundingpartnerwithstrengthsinventurestrategy,investment structuring,leadershipadvisory,andscalingstartupsthrough disciplinedexecutionandlong-termvaluecreation.

Leadership and Innovation

Journey in Healthcare

It’s crucial to bridge the gap between public and private healthcare providers to facilitate easy information exchange between the systems.

Morethan18yearsago,ayoungprofessional embarkedonajourneythatwouldchangeher lifeforeverandultimatelyredefinenotjusther careerbutalsothehealthcaresystemsinChile.Sheisnone otherthanDenisseGarnica,thePartner|HeadofHealth, Insurance&PublicSectoratNTTDATAChile

LeavingbehindhernativeBolivia,Denisseenteredanew worldwithfreshopportunitiesandchallenges.Withan engineeringdegreefromindustrialengineeringandafamily highlyinvestedinpublicsector,Denisse'spathwouldtakea dramaticturnintohealthcaretechnologyandleadership. Hereisaninspiringstoryofhowthevisionofoneleader, dedicationtopublicwelfare,andfaithintheroleof innovationservedtochangehealthcaredeliveryinaneverevolvingworld.

TheEarlyBeginnings:AFoundationinEngineeringand PublicService

Sincechildhood,theshadowofpublicservicehungover Denisse’slife.Herparents'professionallivesinthe Bolivianpublicsectorinfluencedherworldviewon leadershipandcommunityinfluence.Withadegreein industrialengineering,shestartedherprofessionallifein operationsmanagement,anareathatgaveherastrong backgroundinprocessimprovement,resourceallocation, andproblem-solving.Yetitwasthemarriageofher technicalacumenandherambitiontoworktowardsthe commongoodthatwouldleadherintothehealthcarefield.

ThebreakcamewhenDenissebecameapartofNTT DATA,thencalledEveris.Asapublicsectorconsultant,her veryfirstbigprojectwouldleaveanindeliblemarkonher professionallifeaswellasthelivesofcountlesspeople. ChargedwithdevelopingtheStateFinancialManagement System(SIGFE),shehadthedauntingtaskofoverhauling themannerinwhichpublicfinancialmanagementexistedin Chile.Moresignificantly,theprojectenabledherto investigatethescopeforenhancingcitizens'liveswith publicservicesthatweremoreefficientandaccessible,like healthcare.

ThePowerofTechnologyinTransformingHealthcare

Denisse’sworkwithSIGFEignitedanawarenessthat wouldchartherprofessionalcourse:technology,employed imaginativelyandjudiciously,canmakeadirectdifference inpeople'slives.Asshetransitionedintoleadership positions,shebegantoconcentrateonhowdigital transformationhadthepotentialtotransformthehealthcare industry

Technology, employed imaginatively and judiciously, can make a direct difference in people's lives.

TheCOVID-19pandemicofferedauniquechancefor change,forcingthehealthcaresystemtotheedge.Leading thischangewastheemergenceoftelemedicine,which allowedforremoteconsultationsandextendedthereachof healthcareservicesdirectlytopatients'homes.Astandout instancewastheArturoLopezPerezFoundation(FALP),a toponcologycenter,whichadaptedinnotimetothe requirementsofthepandemicthroughthedeploymentof telemedicinesolutions.Thisrapidinnovationnotonly facilitatedcontinuityofcarebutalsotoredown longstandingaccessbarriers,especiallyforindividualswith complexhealthcareneeds.

WithDenisse’sleadership,NTTDATAtoileddayandnight toputinplacedigitalsolutionsthathelpedhealthcare organizationsduringtheirfightagainstthepandemic.The questionwasevident:howcouldtheyusetechnologyto augmentpatientcareandadvancehealthoutcomes?The responsewasthroughspeedinnovationandsectoral collaboration,publicandprivate.

LeadershipinCrisis:AFocusonCollaborationand Innovation

Whenthepandemicstruck,mostleaderswerepresented withthegargantuanchallengeoffacilitatingtheirteamsto workasefficientlyasbeforewithoutcompromisingthe qualityofservice.ForDenisse,itwasn'tmerelyensuring thecontinuityofbusinessoperations—itwasaboutcreating newapproachestoassistsocietyindealingwithan unprecedentedcrisis.

Duringthistime,herphilosophyofleadershipwasbasedon teamworkandtakingrisks.Sheknewthattogoforward wastodoitthroughregionalcollaborationwhere knowledgeandresourcesweresharedtoassistthe healthcaresysteminadaptingtotheincreaseindemand. Throughembracingtechnology,NTTDATAsuppliedkey toolsandsolutionsfreeofchargetoenablepublic institutionstonavigatethepandemic,highlightingthefirm's focusonsocialresponsibility.

Thecrisisalsoshowcasedtheneedforflexibilityand innovation.Forinstance,NTTDATAlaunchednew platformsanddigitaltoolsthatrampeduptelemedicine adoptionatafasterrate,allowinghospitalsandclinicsto increasetheircapabilitytotreatpatients.Thisinnovation wasnotsimplyaboutofferinganinterimsolution—itwas aboutrewritingthefutureofhealthcaredelivery.

OvercomingChallenges:TheRoleofTechnologyinthe HealthcareWorkforce

Oneofthegreatestchallengesinhealthcare'sdigital evolutionisovercomingpeople'sresistancetochange.

Technology should make healthcare professionals more efficient and allow patients to receive the highest level of care.

Thebeliefthattechnologywilleliminatejobsisstill prevalent,butthetruthisthattechnologyinhealthcareis designedtoenable,notreplace,theworkforce.Successfully integratingdigitallyrequiresassistingmembersofstaff throughtheprocessandfacilitatingthegrowthofdigital skills.

Asaleader,Denisseusedanincrementalstylefor introducingnewtechnology.Insteadofimposing everythingatonce,shesawtheneedtoinvolvemembersof herteamsearlyonintheprocess.Proof-of-concepttesting wasdonetobeabletodemonstratethetangiblereturnsof newtoolssothateverybodycouldseehowthese innovationsweregoingtobenefittheirwork.

Theuseoftechnologyinhealthcarealsonecessitateda wideremphasisoneducationandskill-building.Digital literacywasatthecenterofherapproach,asshecalledfor earlydigitaleducationtoenablefuturegenerationstomeet thechallengesandopportunitiesthatlayahead.By establishingafoundationofdigitalfluency,Denissefeltthat societywouldbemoreabletocopewiththechallengesofa moredigitalworld.

TheInteroperabilityPowerinHealthcareSystems

Asthehealthcaresystemprogressed,therequirementfor interoperabilitybecamemoreapparent.Interoperabilityin healthcaremeansthatvarioussystemsandorganizations canexchangeandutilizeinformationwithease.Thiswas oneofthebiggestchallengesthatmadepatientcare inefficient,aspatientswererequiredtorepeattheirmedical historyandpersonaldetailsatdifferentpointsofcare, leadingtowastedtimeanddelayedtreatments.

Thedemandformoreeffectiveandstreamlinedcare promptedDenissetoadvocatethesignificanceof interoperability.Sheendeavouredtoclosethegapbetween publicandprivatehealthcareproviderssothatinformation couldbereadilyexchangedbetweensystems.Thisvisionof anintegratedhealthcaresystemwasimportantfor enhancingpatientcare,minimizinginefficiencies,and makingsurethatresourceswereutilizedinthebestpossible manner

CollaborationwithTheArturoLopezPerezFoundation

PerhapsthestandoutachievementofDenisse’stimeatNTT DATAwasthedeploymentoftelemedicinetechnologiesto treatoncologypatientsintheArturoLopezPerez Foundation(FALP).Thepandemichadpressedthe healthcareworldintoactionasfastasanywar,andFALP requiredasolutiontokeepontreatingpatientsneeding prolongedtreatments.

Inafewweeks,Denisse’steamco-createdatelemedicine solutionthatfitperfectlywithFALP'selectronicmedical record(EMR)system.Theoutcomewasnothinglessthan revolutionary.BetweenAprilandJune,over5,000 telemedicinesessionswereheld,servingover3,700 patients.Telemedicinerepresented40%ofallcareatFALP byJune.Thisachievementnotonlyprovedthepotentialof technologyinresolvinghealthcareissuesbutalsoindicated thepossibilityoflong-termtransformationinthedelivery ofhealthcareservices.

I am always fuelled by a passion that transcends business achievement.

TheRoleofLeadership:MentoringandDeveloping Teams

Throughoutherprofessionallife,Denissehasbeendevoted tobuildingherteam.Beingaleader,sheknowsthat buildingacultureofresilience,empathy,andtrustisvitalto success.Leadershipforherisnotaboutdecisionmaking—it'saboutmotivatingandleadingpeopletowarda sharedvision.

Shefocusesheavilyonmentoringandguidingherteam members.Eitherthroughofficialprogramssuchasthe Upskillingprogramorjustcasualinteractionsintheoffice, Denisseseestoitthatherteamfeelsempoweredto experiment,tolearnfromfailure,andtodevelopasboth professionalsandindividuals.Leadership,forher,isabout puttingpeopleinapositionwheretheycanexcelandhelp theorganizationsucceedasawhole.

AVisionfortheFutureofHealthcare

Lookingtothefuture,Denisse’svisionforhealthcareis unmistakable:asystemfoundedoninteroperability,patientcentriccare,andarobustintegrationoftechnology With

ongoingrelianceondigitalsolutions,healthcare organizationscanprovidemoreefficient,accessible,and tailoredcare.Buttechnologymustnevertaketheplaceof thehumanelementinhealthcare—itmustaugmentit, makinghealthcareprofessionalsmoreefficientandallowing patientstoreceivethehighestlevelofcare.

Asaleader,herpathisnotyetdone.Shecontinuestobe fueledbyapassionthattranscendsbusinessachievement. Eachproject,eachchoice,andeachsetbackisfiltered throughtheprismofenhancinglives.Ultimately,successis notsimplymeasuredbyprojectsaccomplishedor innovationsbroughtforth,butbylivesenhancedinthe process.

Withresilience,compassion,andanunwavering commitmenttoinnovation,shecontinuestoforgethefuture ofhealthcare,makingsurethattechnologyisnotjusta meansofefficiencybutawayofadvancingthehuman experienceinanevermorecomplicatedworld.

Inabusinessenvironmentdefinedbyconstant disruption,shortproductlifecycles,andevolving customerexpectations,growthaloneisnolonger enough.Organizationstodayarebeingchallengedtogrow responsibly,consistently,andwithlong-termimpact.Thisis wheretheconceptofsustainablegrowththroughstrategic innovationbecomesnotjustrelevant,butessential.

Strategicinnovationgoesbeyondlaunchingnewproducts oradoptingemergingtechnologies.Itisaboutintentionally aligninginnovationwithpurpose,marketrealities,and futureresilience.Companiesthatunderstandthisdistinction aretheonesbuildinglastingvalue—notjustchasing quarterlywins.

RedefiningGrowthinaVolatileWorld

Traditionalgrowthmodelsoftenprioritizespeedandscale, sometimesatthecostofpeople,processes,orlong-term

viability.However,modernleadersareincreasingly realizingthatgrowthmustbebalancedwithstability, adaptability,andresponsibility.

Sustainablegrowthrequiresorganizationstoaskdeeper questions:Arewesolvingmeaningfulproblems?Arewe creatingvaluethatendures?Areoursystemsbuilttoevolve asmarketschange?Theanswerstothesequestionsoften leadbacktostrategicinnovation—innovationthatis deliberate,aligned,andmeasurable.

Whengrowthisdrivenbystrategyratherthanimpulse, organizationsarebetterequippedtowithstandeconomic shifts,regulatorychanges,andcompetitivepressures.

StrategicInnovationasaLeadershipMindset

Atitscore,strategicinnovationisaleadershipmindset.It requiresleaderstothinkbeyondimmediateoutcomesand

considerlong-termimpact.Thismeansmakinginformed bets,encouragingcalculatedrisk-taking,andfosteringa culturewherelearningiscontinuous.

Leaderswhochampionsustainablegrowththroughstrategic innovationunderstandthatinnovationisnotthe responsibilityofasingledepartment.Itcutsacross functions—strategy,operations,talent,andcustomer engagement.Byembeddinginnovationintothe organization’sDNA,leadersensurethatnewideasarenot isolatedexperimentsbutpartofabroadergrowthnarrative.

Thismindsetalsodemandshumility—thewillingnessto unlearnoutdatedmodelsandadapttonewrealities.

AligningInnovationWithPurposeandValue

Oneofthemostoverlookedaspectsofinnovationis alignment.Innovationwithoutdirectioncanleadtowasted resourcesandfragmentedefforts.Strategicinnovation, however,isanchoredinpurpose.

Organizationsthatsucceedinsustainablegrowththrough strategicinnovationaligntheirinnovationinitiativeswith clearbusinessobjectivesandsocietalvalue.Whetheritis improvingcustomerexperience,enhancingoperational efficiency,oradvancingsustainabilitygoals,innovation mustserveadefinedpurpose.

Purpose-driveninnovationalsoresonatesmoredeeplywith employeesandstakeholders.Whenteamsunderstandthe “why”behindinnovation,engagementincreases—andso doesthequalityofoutcomes.

BuildingSystemsThatEnableLong-TermGrowth

Sustainablegrowthdoesnothappenbychance.Itis supportedbysystems—governancemodels,decisionmakingframeworks,andfeedbackloops—thatencourage experimentationwhilemanagingrisk.

Strategicinnovationthrivesinenvironmentswheredata informsdecisions,collaborationisrewarded,andfailureis treatedasalearningopportunity.Organizationsthatinvest inagilestructuresandcross-functionalcollaborationare betterpositionedtoscaleinnovationresponsibly

Bydesigningsystemsthatsupportsustainablegrowth throughstrategicinnovation,companiesmovefrom reactiveproblem-solvingtoproactivevaluecreation.

Transformative Impact

TheRoleofTalentandCulture

Innovationisultimatelydrivenbypeople.Nostrategy, howeverwell-designed,cansucceedwithouttherighttalent andculturetosupportit.

Organizationscommittedtosustainablegrowththrough strategicinnovationinvestinbuildingdiverse,empowered teams.Theyencouragecuriosity,provideroomfor experimentation,andrecognizecontributionsbeyond immediatefinancialreturns.

Aculturethatvaluesinnovationalsoprioritizes psychologicalsafety—whereemployeesfeelconfident sharingideasandchallengingassumptions.Overtime,this createsaself-reinforcingcycleoflearningand improvement.

MeasuringWhatTrulyMatters

Whatgetsmeasuredshapesbehavior.Forstrategic innovationtodeliversustainablegrowth,organizations mustmovebeyondtraditionalmetricsalone.

Whilerevenueandmarketshareremainimportant,leading organizationsalsotrackinnovationmaturity,customertrust, employeeengagement,andlong-termimpact.These indicatorsprovideamoreholisticviewofprogressand resilience.

Byredefiningsuccessmetrics,leadersreinforcethe importanceofsustainablegrowththroughstrategic innovationasalong-termcommitmentratherthanashortterminitiative.

LookingAhead:InnovationWithIntent

Thefuturebelongstoorganizationsthatinnovatewith intent.Asmarketsbecomemorecomplexand interconnected,theabilitytobalanceambitionwith responsibilitywilldefinesuccessfulleaders.

Buildingsustainablegrowthisnotaboutdoingmore—itis aboutdoingwhatmatters,withclarityandforesight. Strategicinnovationprovidestheframeworktonavigate uncertainty,unlocknewopportunities,andcreateenduring value.

Inaworldthatrewardsadaptability,sustainablegrowth throughstrategicinnovationisnolongeroptional—itisthe foundationoflastingsuccess.

Visionary at the Helm

Inaworldshapedbydisruption,uncertainty,and acceleratingchange,leadershipcannolongeraffordto bepassive.Organizationsthatthrivetodayarenot simplykeepingpacewithtrends—theyareredefining industrystandardsbychallengingnorms,questioning legacysystems,andplacingpeopleattheheartofprogress. Boldleadershipisnolongerapersonalitytrait;itisa strategicnecessity.Itdemandsclarityofvision,moral courage,andthewillingnesstoleadbeforecertaintyarrives.

BoldLeadershipBeginswithVision

Atthecoreofeverytransformativeorganizationliesa leaderwhoseesbeyondcurrentlimitations.Visionary leadersdonotask,“Whathasalwaysworked?”Theyask, “What should worknow—andtomorrow?”Thismindset allowsleaderstoshapenewbenchmarksforperformance, ethics,andinnovation.Whenleaderscommittoredefining industrystandards,theyarticulateafuturethatinspires

actionandalignsteamstowardsharedpurpose.Vision becomesthecompassthatguidesdecision-making,even whenthepathforwardfeelsunfamiliar

ChallengingtheStatusQuowithIntent

Boldleadershipisnotaboutdisruptionforitsownsake.It isaboutintentionalchangerootedindeepunderstandingof customers,employees,andmarkets.Leaderswho successfullymovetheneedlearethosewhorecognizewhen traditionalmodelsnolongerserveevolvingneeds.By questioningoutdatedpracticesandembracing experimentation,theycreatespaceforsmarter,more sustainablesolutions.Thisdeliberatechallengetothestatus quoisessentialtoredefiningindustrystandardsinaway thatdeliverslong-termvalueratherthanshort-livedwins.

InnovationAnchoredinHumanValues

Technologyandinnovationarepowerfultools,butwithout human-centeredleadership,theyriskbecominghollow advancements.Themostrespectedleadersensurethat innovationservespeople—nottheotherwayaround.They investinculturesoftrust,inclusion,andcontinuous learning.Employeeswhofeelempoweredtocontribute ideasaremorelikelytotakeownershipofoutcomes.This people-firstapproachisoftenwhatseparatesorganizations thatmerelyadaptfromthosecapableofredefiningindustry standardswithintegrityandempathy

ResilienceasaLeadershipAdvantage

Boldleadershipistestedmostduringmomentsofcrisisand resistance.Redefiningnormsinvitesskepticism,pushback, anduncertainty.Resilientleadersdonotretreatintheface ofadversity;theyrefinetheirapproach,listendeeply,and remainanchoredintheirvalues.Theyunderstandthat progressisrarelylinear.Bymodelingaccountabilityand emotionalintelligence,theybuildcredibilityandconfidence acrossstakeholders.Suchresiliencereinforcestheirability tostaythecoursewhileredefiningindustrystandardsin volatileenvironments.

Ethics,Accountability,andLong-TermImpact

Today’sstakeholders—customers,investors,and communitiesalike—expectmorethanprofitability.They expectresponsibility.Boldleadersintegrateethicsand accountabilityintoeverylayerofdecision-making. Transparency,governance,andsocialresponsibilityareno longeroptional;theyarefoundational.Leaderswhoembed

theseprinciplesdemonstratethatsuccessandconscience arenotmutuallyexclusive.Infact,ethicalleadershiphas becomeapowerfuldifferentiatorfororganizations committedtoredefiningindustrystandardsinatrust-driven economy

DevelopingtheNextGenerationofLeaders

Trueleadershiplegacyismeasurednotbyindividual achievementsbutbytheleaderscultivatedalongtheway. Boldleadersmentor,coach,andcreatepathwaysfor emergingtalenttogrow Theydecentralizeauthorityand encourageownershipatalllevels.Bydoingso,theyensure thatprogressoutlivestheirtenure.Empoweringothersto leadwithconfidenceandpurposestrengthens organizationalresilienceandsustainsmomentumtoward redefiningindustrystandardsovertime.

Conclusion:LeadershipThatShapestheFuture

Boldleadershipisnotabouttitlesorvisibility—itisabout impact.Itrequirescouragetoact,humilitytolearn,and disciplinetostayalignedwithpurpose.Asindustries continuetoevolve,theleaderswhostandoutwillbethose willingtochallengeconventionswhileremaininggrounded inhumanvalues.Byfosteringvision,resilience,ethics,and empowerment,theydomorethanrespondtochange—they shapeit.Indoingso,theyleavebehindorganizationsthat arenotjustcompetitive,butmeaningful,resilient,andtruly capableofredefiningwhatexcellencelookslikefor generationstocome.