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Homebook 13877 SW Peninsula Dr|Terrebonne|Oregon|97760

Prepared for Christy Symons Christy.symons@gmail.com (541) 610-3882

Bend 397 SW Upper Terrace Dr Bend, Oregon 97702 Office: 541.389.2120 Fax: 541.389.2180

DISCLAIMER: Deschutes County Title has provided this information as a courtesy and assumes no liability for errors, omissions, or the accuracy of the data and does not warranty the fitness of this product for any particular purpose.

Redmond 845 SW Veterans Way Redmond, Oregon 97756 Office: 541.527.1274 Fax: 541.527.1281

La Pine 51515 Huntington Rd La Pine, Oregon 97739 Office: 541.876.6990 Fax: 541.876.2740

“Service is the Difference”

St Helens 240 South First Street St. Helens, Oregon 97051 Office: 503.397.2587 Fax: 503.366.1708

Prepared By: Danetta Rider 845 SW Veterans Way Redmond, OR 97760 Office: 541-527-1274 Email: danettar@deschutestitle.com

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Property Profile Taxes Deed

JULY 1, 2025 TO JUNE 30, 2026

ACCOUNT NUMBER

JEFFERSON COUNTY TAX COLLECTOR

66 S.E. D STREET, SUITE E MADRAS, OR 97741 www.jeffco.net ZAISS, DANIEL C PO BOX 277 TERREBONNE OR 97760-0277

LAST YEAR

THIS YEAR

TOTAL RMV

243,460 659,830 903,290

238,830 646,630 885,460

ASSESSED VALUE

263,440

271,340

TOTAL PROPERTY

4,601.21

4,785.92

LAND STRUCTURES

2025 - 2026 CURRENT TAX BY DISTRICT COCC LEVY HIGH DESERT ESD LEVY REDMOND SCHOOL DIST #2J LEVY

168.34 26.16 1,363.51

EDUCATION TOTAL:

1,558.01 967.65 458.56 317.47 498.70 220.87

JEFFERSON COUNTY GENERAL LEVY JEFFERSON COUNTY JAIL LOL 2022 CRR RFPD L.O. LEVY 2024 CRR RFPD LEVY CRR SPECIAL ROAD DISTRICT LEVY

PROPERTY DESCRIPTION CODE: 0270 MAP: 131215-BA-00400 CLASS: 101 SITUS:13877 SW PENINSULA DR TERREBONNE LEGAL: CRR PHASE 3 (L:232) VALUES:

6297

GENERAL GOVT TOTAL:

2,463.25

COCC BOND - 2010 REDMOND SD #2J BONDS 2004/'08/'21 CRR RFPD BOND - 2007

21.14 619.33 124.19

BONDS - OTHER TOTAL:

764.66

If your net taxable value has grown by more than 3% from last year and you have any questions, please contact the Assessor's Office at (541) 475-2443. This is your copy and not a bill if your mortgage company is responsible for paying your taxes. This statement was sent to: Cendant Mortgage

TAX QUESTIONS ASSESSMENT QUESTIONS WEBSITE

(541) 475-4458 (541) 475-2443 WWW.JEFFCO.NET

TAX PAYMENT OPTIONS

PAYMENT DUE: FULL PAYMENT 2/3 PAYMENT 1/3 PAYMENT

November 17, 2025 4,642.34 3,126.80 1,595.31

— 3% Discount — 2% Discount — No Discount

2025 - 2026 TAX (before discount)

FULL PAYMENT

4,785.92

4,642.34

Includes discount and any pre-payments

(DISCOUNT IS LOST & INTEREST APPLIES AFTER DUE DATE)

PLEASE RETURN THIS PORTION WITH YOUR PAYMENT Mailing address change on back

Account

JEFFERSON COUNTY, OREGON

JEFFERSON COUNTY TAX COLLECTOR 66 SE D ST SUITE E MADRAS, OR 97741

PAYMENT DUE:

6297

November 17, 2025

FULL PAYMENT — 3% Discount 2/3 PAYMENT — 2% Discount 1/3 PAYMENT — No Discount Other Amount Enclosed:

4,642.34 3,126.80 1,595.31

(DISCOUNT IS LOST & INTEREST APPLIES AFTER DUE DATE)

ZAISS, DANIEL C PO BOX 277 TERREBONNE OR 97760-0277

THIS IS NOT A BILL IF LENDER IS SCHEDULED TO PAY LENDER

16100000062970000159531000031268000004642345

STATEMENT OF TAX ACCOUNT JEFFERSON COUNTY TAX COLLECTOR 66 S.E. D STREET, SUITE E MADRAS, OR 97741 (541) 475-4458 18-Aug-2026 ZAISS, DANIEL C PO BOX 277 TERREBONNE OR 97760-0277 Tax Account # Account Status Roll Type Situs Address

6297 A Real 13877 SW PENINSULA DR TERREBONNE OR 97760

Lender Name CLG - Cendant Mortgage Loan Number 0270 Property ID Interest To 9/15/2026

Tax Summary Total Due

Current Due

Tax Type

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996

ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM ADVALOREM

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$4,785.92 $4,601.21 $4,435.62 $4,303.93 $4,104.74 $4,012.57 $3,438.48 $3,285.10 $3,181.14 $3,137.77 $3,045.39 $2,977.14 $2,948.23 $2,976.13 $2,838.49 $2,743.05 $2,690.16 $2,400.68 $2,350.87 $2,230.21 $2,248.80 $2,196.77 $2,032.34 $1,967.84 $309.14 $284.94 $282.24 $254.52 $258.99 $486.47

Total

$0.00

$76,808.88

Interest Due

Discount Available

Original Due

Tax Year

Due Date

Nov 15, 2025 Nov 15, 2024 Nov 15, 2023 Nov 15, 2022 Nov 15, 2021 Nov 15, 2020 Nov 15, 2019 Nov 15, 2018 Nov 15, 2017 Nov 15, 2016 Nov 15, 2015 Nov 15, 2014 Nov 15, 2013 Nov 15, 2012 Nov 15, 2011 Nov 15, 2010 Nov 15, 2009 Nov 15, 2008 Nov 15, 2007 Nov 15, 2006 Nov 15, 2005 Nov 15, 2004 Nov 15, 2003 Nov 15, 2002 Nov 15, 2001 Nov 15, 2000 Nov 15, 1999 Nov 15, 1998 Dec 15, 1997 Nov 15, 1996

Jefferson County 2025 Real Property Assessment Report Account 6297 Map Code - Tax ID

131215-BA-00400 0270 - 6297

Legal Descr

CRR PHASE 3

Mailing

Lot - 232 ZAISS, DANIEL C PO BOX 277 TERREBONNE OR 97760-0277

Tax Status Account Status Subtype

Property Class

101

RMV Class

101

000

Assessable Active NORMAL

Deed Reference # 2019-4654 Sales Date/Price

12-16-2019 / $490,000

Appraiser

FLANDE, KATRINA

Site Situs Address

City

TERREBONNE

13877 SW PENINSULA DR Value Summary

Code Area 0270

RMV

MAV

RMV Exception

Land

238,830

Land

Impr

646,630

Impr

Code Area Total

885,460

271,340

Grand Total

885,460

271,340

Land Breakdown Trend % 98

Size Land Class 1.45 AC

Code Area 0270

ID # 1

Plan RFPD Ex Zone CRRR

Value Source Market OSD - AVERAGE

100 Code Area Total

Code Area 0270

Year Stat ID # Built Class Description 1 2001 141 One story

Improvement Breakdown Trend % 98 Code Area Total

8/18/2026 1:19 PM

CPR %

Trended RMV 226,830 12,000

1.45 AC

Total Sqft Ex% MS Acct 2,384 2,384

238,830

Trended RMV 646,630 646,630

Page 1 of 1

8/18/26, 1:15 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Aerial Map

Parcel ID: 6297 Tax Account #: 131215BA00400 13877 SW Peninsula Dr, Terrebonne OR 97760 This map/plat is being furnished as an aid in locating the herein described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

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8/18/26, 1:18 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Assessor Map

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Covenants, Conditions and Restrictions CC&R’s Hard Copy Available Upon Request Or Click the Hyperlink on the next page to view Electronically

CC&R Hard Copies Available upon Request Click on hyperlink below to view CC&R’s & Plat Map Crooked River Ranch, Phase 3 - CC&R's Note: Until a full Title search has been done, there may be updated CC&R’s. _____________________________________________________________________________________________

HOA Contact Information HOA contact information and fees subject to change without notice:

CROOKED RIVER RANCH CONNIE REAM 5195 SW CLUBHOUSE DRIVE CROOKED RIVER RANCH, OR 97760 541-548-8939 541-548-0278-FAX membership@crookedriverranch.com $300 transfer fee as of 05/01/2024 $300 - SEMI ANNUAL - as of 06/12/2025 __________________________________________________________________ Scan for CC&R’s and HOA

This QR code is for this address:

13877 SW Peninsula Dr, Terrebonne, OR 97760

Property Maps

8/18/26, 1:22 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Subdivision Map

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8/18/26, 1:20 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Soil Map

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8/18/26, 1:19 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Contour Map

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8/18/26, 1:21 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Street Map

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Jefferson, OR - geoAdvantage by Sentry Dynamics

Flood Map

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8/18/26, 1:24 PM

Jefferson, OR - geoAdvantage by Sentry Dynamics

Zoning Map

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Community Services

Community Resource Guide Deschutes-Jefferson-Crook County Tri County Public Services: Administration-Board of Commissioners ...... 541.388.6570 Assessor ............................................................ 541.388.6508 County Clerk’s Recording Office ..................... 541.388.6549 Community Development ................................. 541.388.6575 County Landfill .................................................. 541.317.3163 Fair & Expo Center ............................................ 541.548.2711 Fish & Wildlife ................................................... 541.383.7146 Health Department ........................................... 541.322.7400 Oregon Highway Information .......................... 800.977.6368 Human Resources ............................................. 541.388.6553 Community Dev/Planning Dept ....................... 541.388.6560 Road Department .............................................. 541.388.6581 Rural Fire District #2 (Non-Emergency) ........ 541.318.0459 Sheriff - Non-Emergency ................................. 541.693.6911 Surveyor ............................................................. 541.388.6581 Tax Office .......................................................... 541.388.6540 County Clerks Election Office ......................... 541.388.6546 Oregon Water Resources (Water Master) ..... 541.306.6885

Gas: Amerigas/Northern Energy .............................. 541.548.7449 Cascade Natural Gas ........................................ 888.522.1130 CoEnergy ........................................................... 541.504-9444 Ferrel Gas ........................................................... 541.382.1161 Suburban Propane ............................................ 800.776.7263 Ed Staub & Sons ............................................... 541.504.8265

Irrigation District: Arnold Irrigation ................................................ 541.382.7664 Central Oregon Irrigation ................................. 541.548.6047 North Unit Irrigation ......................................... 541.475.3625 Ochoco Irrigation .............................................. 541.447.6449 Three Sisters Irrigation .................................... 541.549.8815 Swalley Irrigation .............................................. 541.388.0658 Tumalo Irrigation .............................................. 541.382.3053

Telephone: AT&T .................................................................. 855.392.9752 TDS .................................................................... 541.382-5551 BendTel .............................................................. 541.389.4020 Cascade Telecommunications ......................... 541.388.5158 CenturyLink ....................................................... 800.244.1111 Neff Networks ................................................... 541.323.6866

Recreation & Entertainment: Bend Parks and Rec ......................................... 541.389.7275 Redmond Area Parks & Rec ............................ 541.548.7275 Cascades Theatrical Company ........................ 541.389.0803 Deschutes Historical Museum ......................... 541.389.1813 Deschutes National Forest Information ......... 541.383.5300 TicketsWest (Ticket Sales) .............................. 800.992.8499 High Desert Museum ........................................ 541.382.4754 Hoodoo Ski Area ............................................... 541.822.3799 Mt. Bachelor Information ................................. 800.829.2442 Mt. Bachelor Ski Report ................................... 541.382.7888 Old Mill 16 Cinemas ......................................... 541.382.6347 Redmond Cinemas ............................................ 541.548.8777 Tumalo State Park ............................................ 541.382.3586 La Pine State Park ............................................ 541.536.2428 Smith Rock State Park ..................................... 541.516.0054 Newberry Monument Visitor Center ............... 541.383.5300

Electric: Central Electric Co-op ...................................... 541.389.1980 Mid State Electric .............................................. 541.536.2126 Pacific Power (Customer Service) .................. 800.221.7070

Water Companies: Agate Water ...................................................... 541.382.2855 Avion Water ...................................................... 541.382.5342 Cimarron City Water ........................................ 541.389.7480 City of Bend Water ........................................... 541.388.5515 City of Redmond Water ................................... 541.923.7765 City of La Pine ................................................... 541.536.1432 City of Prineville ................................................ 541.447.5627 City of Madras ................................................... 541.475.2344 Deschutes Valley Water .................................. 541.475.3849 Indian Meadow Water ...................................... 541.719.0137 Laidlaw Water District ..................................... 541.389.1255 Long Butte Water ............................................. 541.383.2863 Roats Water ...................................................... 541.382.3029 Sun Country Water ........................................... 541.382.5103 Sun Mountain Water ........................................ 541.382.7309 Sunriver Water LLC .......................................... 541.593.4197 Terrebonne Water ............................................ 541.548.2727 Water Wonderland .......................................... 541.593.2902

397 SW Upper Terrace Dr Bend, OR 97702 541.389.2120

845 SE Veterans Way Redmond, OR 97756 541.527.1274

Utilities: OR Utility Notification Center Call Before You Dig .......................................... 800.332.2344 Cable and Internet: TDS .................................................................... 541.382-5551 Centurylink ........................................................ 855.204.2304 Dish Network ..................................................... 855.754.7027 Direct TV/Satellite ............................................ 888.777.2454 Sureline Broadband .......................................... 541.699.0030 Yellow Knife ....................................................... 541.385.0111

Emergency: Police/Sheriff/Fire/Ambulance ........................................... 911 Report a crime or incident (Non-Emergency) 541.693.6911 Bend Memorial Clinic ........................................ 541.382.2811 Poison Control Center ...................................... 800.222.1222 St. Charles Hospital (Bend) ............................. 541.382.4321 St. Charles Hospital (Redmond) ...................... 541.548.8131 St. Charles Medical Center (Madras) .............. 541.475.3882 St .Charles Hospital (Prineville) ...................... 541.447.6263

51515 Huntington Rd PO Box 1037 La Pine, OR 97739 541.876.6990

Community Resource Guide Deschutes-Jefferson-Crook County Bend

Redmond

Sunriver and La Pine (con’t)

Bend Public Services: Bend Airport ...................................................... 541.388.0019 Bend Parks & Recreation ................................. 541.389.7275 Building/Planning/Community Dept ............... 541.388.5580 The Bulletin Newspaper ................................... 541.382.1811 The Source Weekly ........................................... 541.383.0800 Cascade Business News .................................. 541.388.5665 City Administration ........................................... 541.388.5505 Chamber of Commerce ..................................... 541.382.3221 Community Development ................................. 541.388.5528 Dept. of Motor Vehicles ................................... 541.388.6322 Deschutes Public Library (Downtown) .......... 541.617.7050 Deschutes Public Library (East Bend) ............ 541.330.3760 Dial-A-Ride (Public Transportation) .............. 541.385.8680 Fire Dept. (Non-Emergency) ............................ 541.322.6300 Humane Society ................................................ 541.382.3537 Juniper Aquatic Center ..................................... 541.389.7665 Library (Main) .................................................... 541.617.7050 Municipal Court ................................................. 541.388.5572 Planning Department ....................................... 541.388.5580 Police Dept. (Non-Emergency) ........................ 541.693.6911

Redmond Public Services: Airport Offices ................................................... 541.504.3495 Redmond Taxi ................................................... 541.548.1182 Cascade Swim Center ...................................... 541.548.6066 Chamber of Commerce ..................................... 541.923.5191 City Information ................................................ 541.923.7710 State of Oregon E-Permitting ......................... 541.923.7721 Dept. of Motor Vehicles ................................... 541.548.0140 Fire Dept. (Non-Emergency) ............................ 541.504.5000 Humane Society ................................................ 541.923.0882 Police Dept. (Non-Emergency) ........................ 541.388.0170 Post Office ......................................................... 800.275.8777 Redmond Library .............................................. 541.312.1050 Redmond Airport (Roberts Field) ................... 541.504.3495 Redmond Spokesman Newspaper .................. 541.548.2184 Senior Center .................................................... 541.548.6325

La Pine Public Services: Chamber of Commerce ..................................... 541.536.9771 Fire Dept. (Non-Emergency, Admin/Bus) ...... 541.536.2935 Sheriff - La Pine Station (Non-Emergency) ... 541.693.6911 La Pine Library .................................................. 541.312.1090

Bend Schools: Bend/La Pine Information ................................ 541.355.1000 Transportation ................................................... 541.355.5700 Elementary Schools: Amity Creek ....................................................... 541.355.2800 Bear Creek ......................................................... 541.355.1400 Buckingham ....................................................... 541.355.2600 Elk Meadow ....................................................... 541.355.1500 Ensworth ............................................................ 541.355.1600 High Lakes ......................................................... 541.355.1700 Highland At Kenwood ...................................... 541.355.1900 Juniper ................................................................ 541.355.1800 Lava Ridge ......................................................... 541.355.2400 North Star .......................................................... 541.355.2300 Pine Ridge ......................................................... 541.355.2700 Ponderosa .......................................................... 541.355.4300 R. E. Jewell ......................................................... 541.355.2100 Seven Peaks ...................................................... 541.382.7755 Silver Rail ........................................................... 541.355.2900 Westside Village At Kingston ......................... 541.355.2000 William E. Miller ................................................ 541.355.2500 Middle Schools: Cascade .............................................................. 541.355.7000 High Desert ....................................................... 541.355.7200 Pacific Crest ...................................................... 541.355.7800 Pilot Butte .......................................................... 541.355.7400 Realms ................................................................ 541.355.4900 Sky View ............................................................ 541.355.7600 High Schools: Bend Senior High .............................................. 541.355.3700 Caldera High ..................................................... 541.355-5000 Marshall High .................................................... 541.355.3510 Mountain View High ......................................... 541.355.4400 Realms High ...................................................... 541.355.5500 Skyline High ...................................................... 541.355.1000 Summit High ...................................................... 541.322.3300

397 SW Upper Terrace Dr Bend, OR 97702 541.389.2120

Redmond Schools: Redmond School District/Transportation ...... 541.923.5437 Elementary Schools: StepUP at Edwin Brown Education Center ... 541.923.4868 Hugh Hartman ................................................... 541.923.8900 John Tuck ........................................................... 541.923.4884 M.A. Lynch ......................................................... 541.923.4876 Sage .................................................................... 541.316.2830 Terrebonne Community School ....................... 541.923.4856 Tom McCall ........................................................ 541.526.6400 Tumalo ............................................................... 541.382.2853 Vern Patrick ....................................................... 541.923.4830 Middle Schools: Elton Gregory .................................................... 541.526.6440 Obsidian ............................................................. 541.923.4900 Redmond Proficiency Academy ...................... 541.526.0882

La Pine and Sunriver Schools: La Pine Elementary ........................................... 541.355.8000 Rosland Elementary .......................................... 541.355.8100 Three Rivers Elementary & Middle School ..... 541.355.3000 La Pine Middle School ...................................... 541.355.8200 La Pine High School ......................................... 541.355.8400

Madras Culver– Madras Public Services: Chamber of Commerce ..................................... 541.475.2350 City of Culver .................................................... 541.546.6494 Fire Dept. (Non-Emergency) ............................ 541.475.7274 Humane Society ................................................ 541.475.6889 Jefferson County Assessors Office ................. 541.388.6508 Jefferson County Clerks Office ........................ 541.475.4451 Jefferson County Planning Dept. .................... 541.475.4462 Jefferson County Landfill ................................. 541.475.1983 Madras Aquatic Center .................................... 541.475.4253 Madras City Hall & Police Station ................... 541.475.2344 Madras Library .................................................. 541.475.3351 Post Office ......................................................... 800.275.8777 Elementary Schools: Metolius Elementary ......................................... 541.546.3104 Madras Primary Elementary ............................ 541.475.3520 Madras Elementary ........................................... 541.475.3520 Middle School: Jefferson County Middle School ...................... 541.475.7253

High Schools: Redmond High .................................................. 541.923.4800 Redmond Proficiency Academy ...................... 541.526.0882 Ridgeview High ................................................. 541.504.3600

High School: Madras High ...................................................... 541.475.7265

Sisters

Prineville

Sisters Public Services: Business Office ................................................. 541.549.6022 Chamber of Commerce ..................................... 541.549.0251 Sheriff’s Office Substation .............................. 541.549.2302 Post Office ......................................................... 800.275.8777 Police Dept. (Non-Emergency) ........................ 541.692.6911 Sisters Library ................................................... 541.312.1070

Prineville Public Services: Chamber of Commerce ..................................... 541.447.6304 City of Prineville ................................................ 541.447.5627 Fire Dept. (Non-Emergency) ............................ 541.447.5011 Humane Society ................................................ 541.447.7178 Crook County Assessors Office ...................... 541.447.4133 Crook County Clerks Office ............................. 541.447.6553 Crook County Building/Planning Dept. .......... 541.447.3211 Crook County Park & Recreation Dept. .......... 541.447.7546 Crook County Landfill ....................................... 541.447.2398 Post Office ......................................................... 800.275.8777 Prineville Library ............................................... 541.447.7978 Sheriffs Office (Non-Emergency) .................... 541.447.6398

Sisters Schools: Sisters Elementary ............................................ 541.549.8981 Sisters Middle .................................................... 541.549.2099 Sisters High ....................................................... 541.549.4045

Sunriver and La Pine Sunriver Public Services: Chamber of Commerce ..................................... 541.593.8149 Fire Dept. (Non-Emergency) ............................ 541.593.8622 Police Dept. (Non-Emergency) ........................ 541.593.1014 Sunriver Library ................................................ 541.312.1080 Sunriver Nature Center .................................... 541.593.4394 Sunriver Owner’s Association ......................... 541.593.2411 Sunriver Homeowner’s Aquatic & Rec Center ....................................... 541.585.5000

845 SE Veterans Way Redmond, OR 97756 541.527.1274

Elementary Schools: Barnes Butte Elementary ................................. 541.416.4150 Brothers Elementary ......................................... 541.903.2819 Crooked River Elementary ............................... 541.447.6488 Steins Pillar Elementary ................................... 541.416.4230 Powell Butte Community Charter ................... 541.548.1166 Middle Schools: Crook County Middle School ........................... 541.447.6283 High Schools: Crook County High ........................................... 541.416.6900 Pioneer Secondary Alter High ......................... 541.447.1268

51515 Huntington Rd PO Box 1037 La Pine, OR 97739 541.876.6990

School Report

A Great Place to Hang Your Hat

Crooked River Ranch Club and Maintenance Association Crooked River Ranch was developed by Bill Macpherson in 1972 as a destination resort. In 1973 on November 15th the first meeting of the Crooked River Ranch Club & Maintenance Association (CRR) was established, and a year later the new clubhouse and pool with the first 9 holes of the golf course were built. In 1980 CRR was re-zoned from recreational to rural/residential. In 1992 final re-zoning took place, making CRR a residential subdivision. The properties are divided into 1, 2, and 5 acre lots. The Ranch itself is divided into 16 phases. There are also numerious commercial properties/businesses near Admin. building and on Commercial Loop. Crooked River Ranch Club & Maintenance Association is a nonprofit corporation consisting of 2,646 properties. It is now the largest homeowner's association in Oregon, having grown to over 5000 in population. It is considered as becoming the largest subdivision of its kind. It employs over 25 people and utilizes many volunteers to keep our owners and guests satified during their stay on the Ranch. As with all Home Owners Associations, dues are collected to assist in maintaining the common properties, which the association owns. Dues are collected bi-annually. With dues comes use of the pool, tennis, and discounts on golf (18 hole course), ball field, arena and other amenities. The nine member association Board of Directors meets monthly, which all home owners are welcome to attend. There is also an annual meeting usually around Labor day.

Crooked River Ranch Club & Maintenance Association has developed its Articles of Incorporation and Bylaws. Each phase has its own Covenants, Conditions & Restrictions.

PO Box 1502 Crooked River Ranch, OR 97760 541-923-2679 info@crrchamber.com

Top Ten Attractions Crooked River Ranch Golf Course The Crooked River Ranch Golf Course offers 18 well maintained holes in a magnificent river canyon setting. The fifth hole has been cited as the most spectacular hole in Central Oregon. The golf course is open for play almost all year, except for a few short lived winter snowfalls. You'll be pleased at how affordable this beautiful golf course is. It is also open to the general public. Fishing and Boating You and your family will enjoy fishing and boating in the scenic Crooked and Deschutes Rivers. The "Ranch" is also just a short drive from Lake Billy Chinook and Haystack Reservoir which provide a boating, fishing and fabulous scenery. Events & Festivals When you visit the "Ranch", you will enjoy several events and festivals, including the "Steel Stampede" Vintage Motorcycle Rally in late April/early May, the Senior's popular community yard sale late May/early June, the "Independence Celebration" which includes a Parade, "Buffalo Feed", a Quilt Festival and Craft Fair in July, "Olde Fashioned Christmas" which includes a Holiday Bazaar, Santa visits and photos and a "Starlight Parade" in December, and more. Check the web site for updated information and exact dates. Camping, Hiking & Picnicking Camping, hiking and picnicking are close by. You'll love hiking the scenic trails throughout the area, and will enjoy the BLM land which adjoins the Ranch. Don't miss the scenic hike to Steelhead Falls. Beautiful MacPherson Park is located near the golf course, and provides a covered pavilion, spacious lawns and a pond where ducks, bullfrogs, Muflong sheep, a variety of birds and the ever popular deer offer ongoing entertainment to children and adults alike. Wildlife is always present for you to enjoy at Crooked River Ranch. Swimming Pool

For the enjoyment of residents and visitors, the Ranch maintains a heated swimming pool, which includes a large "kiddy pool". The pool is open from Memorial Day to Labor Day, and later, if the weather permits. Destination Resort Crooked River Ranch is truly an affordable and convenient Destination Resort! You and your family will enjoy the lighted tennis courts, basketball courts, ball field, motel, restaurants, indoor and outdoor meeting and small conference facilities, mini market, a full service beauty salon. Catering can also be arranged. Not only is the Ranch an exciting place for a family vacation, it is also a wonderful place for a year ‘round retreat for your small to mid size business, church group and family and high school reunions. RV Park The Ranch owns and operates a full service RV Park, complete with full hook ups, a covered pavilion, showers, washers and dryers and a children's playground. 50amp service is available at select sites. There are other privately owned RV Parks for your camping enjoyment. Ranch Chapel The Ranch Chapel is a nondenominational house of worship which offers two Sunday morning services, Sunday School, youth programs and Bible study. Everyone is welcome. Visit our website http://ranchchapel.org/ Smith Rock If you love a challenge, rock climbing may be for you. The internationally acclaimed Smith Rock is just a short drive from the Ranch, and offers the rock climbing experience, together with hiking for young and old alike along some of the most scenic trails you'll ever have the opportunity to enjoy. Visit: http://www.smithrock.com/ or http://www.oregonstateparks.org/park_51.php for more information. Quality of Life "Ranchers" take care to preserve the quality of life that attracts visitors to enjoy scenic vistas and quiet beauty, away from the hustle and bustle of the big cities. We welcome new residents and visitors alike who, we are sure will agree that the Ranch is a "great place to hang your hat."

Places to Go & Things to Do

Food Trucks/Carts https://www.visitbend.com/food-drink/restaurants/food-carts/ https://www.google.com/search?q=food+carts+near+me&rlz=1C1GCEU_enUS874US875&oq=food+ca rts+&aqs=chrome.2.69i57j0i512j0i457i512j0i402j46i175i199i512l2j0i512l4.9132j0j15&sourceid=chrom e&ie=UTF-8 https://www.menupix.com/oregon/cn/158/370037/Food-Trucks-Prineville https://www.google.com/search?q=food+trucks+in+sisters+oregon&rlz=1C1GCEU_enUS874US875&ei =nMxVYpS4Ns2dkPIPufeDoAg&oq=food+trucks+in+Sisters&gs_lcp=Cgdnd3Mtd2l6EAEYADIFCAAQgAQ yBQgAEIYDMgUIABCGAzoLCC4QgAQQxwEQrwE6BggAEBYQHkoECEEYAEoECEYYAFAAWPcKYNAiaABw AXgAgAHRAYgBugmSAQUwLjYuMZgBAKABAcABAQ&sclient=gws-wiz https://www.google.com/search?q=food+trucks+in+madras&rlz=1C1GCEU_enUS874US875&ei=nMxV YpS4Ns2dkPIPufeDoAg&ved=0ahUKEwiU9pOLm4_3AhXNDkQIHbn7AIQQ4dUDCA8&uact=5&oq=food +trucks+in+madras&gs_lcp=Cgdnd3Mtd2l6EAMyBggAEBYQHjIFCAAQhgMyBQgAEIYDOgcIABBHELADO goIABBHELADEMkDOggIABCABBDJAzoFCAAQkgM6BQgAEIAEOgsILhCABBDHARCvAUoECEEYAEoECEYY AFDeEliMGmDVHGgBcAF4AIABrQGIAZoHkgEDMC42mAEAoAEByAEHwAEB&sclient=gws-wiz https://www.google.com/search?q=food+trucks+in+culver+oregon&rlz=1C1GCEU_enUS874US875&ei =bM1VYqjDC_bTkPIP_Zuj2AY&ved=0ahUKEwioqYDum4_3AhX2KUQIHf3NCGsQ4dUDCA8&uact=5&oq =food+trucks+in+culver+oregon&gs_lcp=Cgdnd3Mtd2l6EAMyBQghEKsCOgoIABBHELADEMkDOgcIABB HELADOgYIABAWEB46BQgAEIYDOgUIIRCgAUoECEEYAEoECEYYAFD2BljNDmCFEGgBcAF4AIABswGIAcQ JkgEDMC43mAEAoAEByAEEwAEB&sclient=gws-wiz https://pdx.eater.com/maps/best-restaurants-bend-oregon-guide

Central Oregon Healthy Food https://www.visitbend.com/food-drink/restaurants/vegan-vegetarian-gluten-free/ https://www.google.com/search?q=healthy+eats+in+central+oregon&rlz=1C1GCEU_enUS874US875& ei=Vs5VYo6xJp_TkPIPjIqV4AI&ved=0ahUKEwiOtOXdnI_3AhWfKUQIHQxFBSwQ4dUDCA8&uact=5&oq =healthy+eats+in+central+oregon&gs_lcp=Cgdnd3Mtd2l6EAM6BggAEAcQHjoICAAQBxAFEB46BQgAEI YDSgQIQRgASgQIRhgAUABYjyhg6D5oAnABeAGAAe8DiAHND5IBCjIuMTAuMS4wLjGYAQCgAQHAAQE &sclient=gws-wiz

Kid Friendly Attractions https://forgetsomeday.com/things-to-do-in-bend-oregon-with-kids/ https://www.cascadiakids.com/things-do-kids-bend-oregon/ https://oldmilldistrict.com/things-to-do-with-kids/ https://www.visitbend.com/things-to-do/activities/kid-family-friendly-activities/

Farmers Markets in Central Oregon https://visitcentraloregon.com/dining/food/farmers-market/ https://www.localharvest.org/prineville-or/farmers-markets https://hdffa.org/its-farmers-market-season/ https://redmondoregonfarmersmarket.com/ https://www.sistersfarmersmarket.com/ https://www.localharvest.org/redmond-or/farmers-markets https://www.madrassaturdaymarket.com/

Central Oregon Breweries https://www.visitbend.com/food-drink/restaurants/brewery-pub/ https://www.google.com/search?q=breweries+in+central+oregon&rlz=1C1GCEU_enUS874US875&oq =&aqs=chrome.0.69i59i450l8.68566434j0j15&sourceid=chrome&ie=UTF-8 https://visitcentraloregon.com/dining/drinks/breweries/redmond/ https://beermebend.com/bend-oregon-brewery-locations/ https://www.google.com/search?q=prineville+breweries&rlz=1C1CHBD_enUS1025US1025&oq=prine ville+breweries&aqs=chrome..69i57j0i22i30j0i390i650.4688j0j7&sourceid=chrome&ie=UTF-8 https://www.google.com/search?q=breweries+in+madras+oregon&rlz=1C1CHBD_enUS1025US1025& oq=breweries+in+madras+oregon&aqs=chrome..69i57.6398j0j4&sourceid=chrome&ie=UTF-8

Private Schools in Central Oregon https://www.niche.com/k12/search/best-private-schools/c/deschutes-county-or/ https://movingtobend.com/relocation-blog/2021/a-guide-to-public-and-private-schools-in-bendoregon/ https://www.countyoffice.org/bend-or-private-schools/

Central Oregon Winter Activities https://www.visitbend.com/things-to-do/activities/winter-fun/ https://visitcentraloregon.com/things-to-do/activities/winter/ https://www.google.com/search?q=winter+activities+central+oregon&rlz=1C1CHBD_enUS1025US102 5&oq=winter+activities+central+oregon&aqs=chrome..69i57j0i22i30l2j0i390i650l3j69i60l2.14288j0j4 &sourceid=chrome&ie=UTF-8

Central Oregon Trivia and Bingo Nights https://www.riversplacebend.com/games https://beermebend.com/bend-oregon-brewery-locations/ https://www.bendsource.com/bend/bingo-with-bren-supporting-saving-grace/Event?oid=16320982 https://www.visitbend.com/food-drink/astro-lounge/ https://theyardfoodpark.com/events/ https://www.silvermoonbrewing.com/events https://www.bendsource.com/bend/tuesday-night-trivia-in-redmond/Event?oid=18829261

Calendar of Events for Central Oregon https://visitcentraloregon.com/calendar-of-events https://www.bendsource.com/bend/EventSearch?v=g#grid https://www.visitbend.com/event-calendar/

Economic Development for Central Oregon

2025 JEFFERSON COUNTY ECONOMIC PROFILE

BRENNA FULKS, JEFFERSON COUNTY AREA DIRECTOR BRENNA@EDCOINFO.COM 541.325.0315 705 SW Bonnett Way, #1000 Bend, OR 97702

JEFFERSON COUNTY OVERVIEW

Jefferson County is increasingly recognized as a key contributor to Central Oregon’s economy. As part of the Bend Redmond metropolitan area, the county is anchored by its seat in Madras, which offers exceptional growth potential thanks to its strategic location, ample industrial land, and strong infrastructure. The Madras Municipal Airport and its adjacent industrial park support major employers such as Erickson Aero Tanker and Daimler Trucks North America. Just 40 minutes away, Redmond Municipal Airport enhances regional connectivity with direct flights to 13 major destinations. The county’s natural beauty, including the Cascade Mountains, Lake Billy Chinook, and the Crooked River Gorge, and the communities of Crooked River Ranch and Camp Sherman, attracts both visitors and new residents. These destinations support a robust hospitality and recreation sector, with popular activities such as hiking, boating, and fishing. Agriculture remains a cornerstone of Jefferson County’s economy, supported by a favorable climate and irrigation from the Deschutes River. Alongside traditional farming, sectors such as aerospace, advanced manufacturing, and value-added food production are experiencing steady growth, helping to diversify the local economy. Jefferson County is also home to the Confederated Tribes of Warm Springs, whose reservation spans more than 1,000 square miles in the western portion of the county. The Tribes contribute significantly to the region’s cultural richness, economy, and natural resource stewardship, and are vital partners in the county’s long-term development. The communities of Culver and Metolius further enrich the region. Culver is a family-friendly city known for its excellent schools, parks, and community amenities, making it an attractive place to live and raise a family. Metolius offers a rich history and a strong sense of community, with a welcoming, small-town atmosphere that reflects the county’s deep-rooted values. Together, Madras, Culver, Metolius, and Warm Springs make Jefferson County a dynamic and welcoming place to live, work, and invest at the gateway to Central Oregon.

BEND MSA

BEST PERFORMING Madras Metolius Culver Sisters Redmond Bend

Prineville

SMALL

CITIES

U.S.A.

Milken Institute 2025

BEND MSA

Sunriver La Pine

GROWTH, PROPSERITY,INCLUSION MID-SIZED

METROS

U.S.A. Brookings 2025

COMMUNITY & BUSINESS ASSETS

Recent investments in education and family support are strengthening Jefferson County’s foundation for long-term growth. The expansion of Central Oregon Community College’s (COCC) Madras campus is scheduled for completion by winter term 2026, increasing access to higher education and workforce training for local residents. As part of its broader community support efforts, COCC has also added more childcare slots, helping meet the needs of working families. Both Madras High School and Culver High School offer Career and Technical Education (CTE) programs, preparing students for careers in skilled trades and high-demand industries. Housing across Jefferson County remains attainable and diverse, with options available for a range of income levels. Home values are significantly more affordable than in neighboring Deschutes County. Communities such as Madras, Culver and Metolius are seeing increased residential development, including preplanned subdivisions and new housing inventory that support the county’s steady growth.

GEOGRAPHIC ACCESSIBILITY

Jefferson County is centrally located in Oregon, offering excellent access to major transportation routes and regional hubs. Just over two hours from Portland via U.S. Routes 26 and 97, the county is easily reachable for freight, commerce and travel. Redmond Municipal Airport (RDM), 40 minutes south of Madras, provides daily direct flights to 12 major markets including Seattle, Denver, and San Francisco. A $117 million terminal expansion begins in summer 2025 to meet growing demand and enhance capacity. Jefferson County’s highway network, including U.S. 97 and State Routes 361 and 293, ensures efficient movement of goods and people. The county also benefits from its proximity to Bend, the largest city in Central Oregon, located less than an hour away. As a regional economic and workforce hub, Bend provides access to a broader labor pool and amenities while Jefferson County offers lower costs, available land, and a business-friendly environment.

Population:

25,447

Regional Labor Force:

135,838

(2024 estimates from PSU Population Research Center)

With available land, low barriers to entry, and a supportive business climate, Jefferson County continues to attract residents and employers seeking long-term opportunity in Central Oregon.

(2024 estimates from Oregon Prospector)

Median Household Income: $70,414 (2024 estimates from Oregon Prospector)

RESOURCES •

Carl Riccadonna, Oregon Office of Economic Analysis

•

Beacon Appraisal Group, Beacon Report and Market Overview

•

Compass Points Commercial and Industrial Market Report

The sub-region is projected to grow the fastest,

•

Central Oregon Economic Indicators (OED)

with an 8.6% increase that will add nearly 9,900

•

Statewide Economic Data

new nonfarm jobs by 2033.

•

Redmond Airport Flight Statistics

•

City of Madras Permit Center Portal

•

Jefferson County Permits

Central Oregon (Crook, Deschutes, and Jefferson counties) stands out as the region’s employment powerhouse, driving most of the employment growth seen in the East Cascades.

TOP EMPLOYERS Rank

2025 Jefferson County Largest Employers

2025 2024

(Private and Public)

2023 Jefferson County Industry Composition Private by Employment

Manufacturing

Trade, Transportation and Utilities

T-5

Construction

Financial Activities

Leisure and Hospitality Education & Health Services All Other Professional & Business Services

Information Source: Oregon Employment Department Geocoded 2023 QCEW

2024

Bright Wood Corporation Jefferson County School District 509J Deer Ridge Correctional Institute St. Charles Health System Indian Head Gaming

885

790

511

509

240

235

210

207

191

181

191

188

161

158

156

154

120

37*

21 18 12 9

20 18 NC 9

22 23 24 25

24 25 NL NL

Central Oregon Community College Les Schwab Abby's Pizza - Madras Mid Oregon Credit Union - Madras

T-12 12 T-14 14 T-14 15

The Bend-Redmond MSA’s robust labor market is a key factor in its continued success, with five-year job growth ranking 14th and five-year wage growth placing fifth among small cities. The region’s technology industry is flourishing, with significant contributions to Bend’s high-tech GDP from software publishing, which has risen an impressive 40.3% since 2018.

2025

Keith Manufacturing Co. Jefferson County Safeway Culver School District McDonald's Crooked River Ranch Association Central Oregon Seeds/Basalt Products Warm Springs Composite Products Erickson Aero Tanker & Collection Helena Chemical City of Madras Grocery Outlet Mosaic Medical Bi-Mart Pratum Co-op Shielding International + WB&D Technologies

T-12 11

NL = Not Listed | T = Tied

ECONOMIC FOUNDATION

Employees

2025 CENTRAL OREGON ECONOMIC PROFILE

INFO@EDCOINFO.COM 541.388.3236 705 SW Bonnett Way, #1000 Bend, OR 97702 edcoinfo.com 1

WELCOME TO CENTRAL OREGON Where the commute is short and the views are endless Central Oregon spans the sweeping high desert plateau and rugged mountains of Deschutes, Crook and Jefferson Counties. Nestled midway between San Francisco and Seattle, the region continues to shine as one of America’s most dynamic small metropolitan markets. Strong economic momentum Over the past decade, Central Oregon has seen some of the highest sustained GDP, employment and population growth in the nation. In 2025, the Milken Institute once again placed the Bend–Redmond metro area among the top five Best‑Performing Small Cities, highlighting its expanding high‑tech sector, exceptional job growth, strong wage gains, and a resilient economy that continues to attract diverse industries and talent. A magnet for talent and investment Attracted by both striking natural beauty and urban-grade amenities, people and companies are flocking here. Deschutes County led Oregon in new investment dollars in 2023 and 2024, according to SmartAsset data. Work–life balance redefined Here, people achieve what many only dream of: real balance. Commutes are measured in minutes, not hours, and outdoor adventures

Bend residents reflected a combination of relatively low unemployment (3.1%) and high income growth at 44.2% over three years. At the same time, work is accessible and flexible for many, with an average commute time of 16 minutes, while 26.9% work remotely. - SmartAsset, 2025

are practically your daily routine. It’s no surprise that employees report higher satisfaction, while companies operate more nimbly and innovatively. A local footprint with global reach Though dominated by small and mid-sized enterprises, Central Oregon’s brands are making waves worldwide, driven by bold startups, advanced manufacturers and a growing concentration of high-tech and outdoor recreation companies. Central Oregon delivers an irresistible package: exceptional economic opportunity, a thriving entrepreneurial ecosystem, cutting-edge connectivity, and a lifestyle defined by proximity to nature. The region enjoys a high desert climate with abundant sunshine and mild, dry weather throughout the year. With less than 10.4 inches of precipitation annually, the area offers clear skies and ideal 2 conditions for outdoor living.

CENTRAL OREGON OVERVIEW

GEOGRAPHIC ACCESSIBILITY An expanding regional airport provides convenient daily direct flights to 11 destinations, enhancing connectivity for both business and leisure travelers. To meet the region’s rising demand, the Redmond Municipal Airport (RDM) is set to begin a major terminal expansion in the summer of 2025. Central Oregon’s location at the intersection of key state highways allows for easy and scenic drives to the Willamette Valley, the Oregon Coast, Portland, Boise, and Seattle.

Regional Population: (2024 estimates from PSU Population Research Center)

260,425

Regional Labor Force: (2024 estimates from Oregon Prospector)

135,838

Median Household Income:

$79,420

(2024 estimates from Oregon Prospector)

TRANSPORTATION AVERAGE COMMUTE TIMES 31.2 min

31.1 min 26.6 min

30 min

25.4 min

24.6 min

20 min

16.9 min

10 min

0 min

les

isc

c an

n sA

att

tla

r Po

The Central Oregon average commute time is 24 minutes each way, saving the average worker nearly one work week per year. Source: Census.gov 2023 Source:Redmond Municipal Aiprot

AIR

Redmond Municipal Airport (RDM) provides commercial air service with an average of 30 daily outbound flights to Burbank, Dallas, Denver, Las Vegas, Los Angeles, Phoenix, Portland, Salt Lake City, San Diego, San Francisco, and Seattle via five carriers (Alaska, American, Breeze, Delta,and United).

TRAVEL TIME & DISTANCE BY ROAD BEND, OR PORTLAND, OR 164 miles 3 hours, 13 minutes

173 miles 3 hours, 15 minutes

OLYMPIA, WA 269 miles 4 hours, 44 minutes

SEATTLE, WA

BOISE, ID 316 miles 5 hours, 12 minutes

329 miles 5 hours, 46 minutes

RAIL

Burlington Northern-Santa Fe (BNSF), Union Pacific (UPRR) and the City of Prineville Railway (COPR) provide direct connections for shipping to any market in the United States, Canada and Mexico.

MEDFORD, OR

SAN FRANCISCO, CA 491 miles 7 hours, 55 minutes

LOS ANGELES, CA 820 miles 12 hours, 38 minutes

TRAVEL TIME BY AIR REDMOND, OR PORTLAND, OR 55 minutes

RDM

SEATTLE, WA 1 hour, 10 minutes

FREIGHT

U.S. Highways 97 and 20 are two of the State’s major trucking routes, with access to major metro areas with connections to Interstate 5 and Interstate 84.

SAN FRANCISCO, CA 1 hour, 10 minutes

BURBANK, CA

SALT LAKE CITY, UT 1 hour, 30 minutes

1 hour, 30 minutes

LOS ANGELES, CA 2 hours

DENVER, CO 2 hours, 24 minutes

PHOENIX, AZ 2 hours, 30 minutes

SAN DIEGO, CA 2 hours, 40 minutes

DALLAS, TX 3 hours, 40 minutes

CENTRAL OREGON AMONG THE FASTEST GROWING REGIONS The Bend Metropolitan Statistical Area (MSA), which includes Deschutes, Crook and Jefferson counties, grew by nearly 7% between the April 2020 Census and July 1, 2022, adding close to 17,000 residents according to U.S. Census Bureau data. This growth reflects the continued appeal of Central Oregon, with Crook County standing out as the fastest-growing county in the state during that period. Net migration remained strong in Deschutes County. In 2022, it saw a gain of 1,848 residents, based on IRS migration data. Of the 13,327 people who moved into the county, 5,598 came from other parts of Oregon, while 7,729 relocated from out of state. Oregon as a whole experienced a net loss of 6,896 residents during that same period, with most newcomers arriving from California (30,421) and Washington (19,487). Despite the statewide decline, the Bend metro area continues to grow steadily, fueled by both instate and out-of-state migration.

4.1 million visitors are drawn to Central Oregon each year for its outdoor recreation, vibrant communities and high quality of life. Tourism serves as a gateway to discovering the region’s livability and business potential. Between 2010 and 2024, Central Oregon’s population grew by nearly 30%, driven by inmigration and a thriving economy. In response, communities across the region are investing in infrastructure, housing and workforce development to support sustainable growth. Central Oregon continues to attract skilled talent and entrepreneurs, reinforcing its reputation as a dynamic place to live, work and build a business.

“Central Oregon’s economic growth is stronger than the state and nation overall. The primary reason is the high quality of life that attracts new residents. Faster population growth means local businesses can hire and expand at a faster rate due to the influx of working-age migrants and the growing labor force.” Josh Lehner, Economist Oregon Office of Economic Analysis

BEND

POPULATION CHANGES

Area

BEST MOUNTAIN

TOWNS U.S.A. Outside 2023

BEND

#4 TOWNS

BEST TO VISIT

U.S.A. CNN 2025

Population Growth 2020-2024

Net Net Migration Migration 2020-2024 %

Oregon Counties

30,005

45,937

153%

Deschutes

10,359

10,048

97%

Crook

1,628

1,914

118%

945

951

101%

Jefferson

Source: Population Research Center, 2020-2024

edcoinfo.com - Page 3

POPULATION TOTALS FOR CENTRAL OREGON Area Oregon Crook County Deshcutes County Bend La Pine Redmond Sisters Jefferson County MSA Total

2000

2010

2020

2024

% Growth

3,421,399 19,184 115,367 52,029

3,837,300 21,020 157,905 76,740 1,660 26,225 2,040 21,750 200,675

4,237,256 24,738 198,253 99,178 2,512 33,274 3,064 24,502 248,536

4,267,261 26,366 208,612 104,089 3,110 37,146 3,738 25,447 260,425

11.2% 25.4% 32.1% 35.6% 87.3% 41.6% 83.2% 17.0% 29.8%

(not incorporated)

13,481 959 19,009 153,560

2010-2024

Source: Population Research Center, PSU. 2000, 2010 & 2020 Census numbers are for April 1 of that year; 2024 data is for July 1 of that year.

ECONOMIC DIVERSITY Central Oregon’s thriving and diverse economy makes it an ideal place to enjoy a fulfilling career. The Bend MSA offers a pro-business environment with incentives and supportive business finance options to encourage economic growth. Oregon allows corporate net operating losses to be carried forward for up to 15 years without a cap, which can meaningfully reduce business tax liability.

The region is large enough to provide resources and access to capital that help new entrepreneurs get started, while still being small enough that those resources are interconnected to support businesses as they grow. Assets managed by EDCO include Central Oregon PubTalks and the largest Angel Conference in the Pacific Northwest, the Bend Venture Conference.

For businesses looking to relocate, Central Oregon has a reputation for welcoming new companies. The region offers a tight-knit community without sacrificing talent, education opportunities or quality healthcare. EDCO’s network can help businesses streamline decisions when choosing a new home. A driving force for Central Oregon’s economic performance is a collaborative and inclusive entrepreneurial community. This is supported by the number of new business registrations, which have outpaced far larger cities.

The Bend Venture Conference has been run in Bend for twenty years and brings entrepreneurs and angel investors together. Efforts to foster new local businesses also include regular Central Oregon PubTalks - networking events for people interested in entrepreneurship. These longterm efforts have borne fruit, with Bend ranking No. 17 for young firm employment share. 4 - Most Dynamic Metros 2024, Heartland Forward

WORKFORCE DEVELOPMENT Communities in Central Oregon are actively engaged in aligning workforce goals with economic development. Local education institutions and private sector employers continue to find innovative ways to improve skill attainment within the workforce. The area benefits from a strong and expanding education sector, with institutions like Oregon State University-Cascades, Central Oregon Community College, Hillsboro Aero Academy, and Leading Edge Aviation Flight School playing a crucial role in developing a skilled workforce. OSU-Cascades offers over 27 degree programs and recently launched SnoPlanks Academy, a student-lead and operated snowboard company that delivers career development to every student. Central Oregon Community College (COCC) has campuses in Bend, Prineville, Redmond, and Madras. Students can choose from over 25 Certificate and Associate options. BEND

BEST JOB

MARKETS U.S.A.

BEND

PRIME WORKFORCE & ECONOMINC STRENGTH

OREGON Area Development 2024

Smart Asset 2025

Central Oregon (Crook, Deschutes and Jefferson counties) stands out as the region’s employment powerhouse, driving most of the employment growth seen in the East Cascades. The sub-region is projected to grow the fastest, with an 8.6% increase that will add nearly 9,900 new nonfarm jobs by 2033. - 2023-2033 Industry Projections in the East Cascades, Oregon Employment Department

HEALTHCARE St. Charles Health System is the largest healthcare provider in the region, and is also the largest employer with over 5,100 employees across the tri-county area. The hospital offers a network of more than 100 clinics and specialty practices throughout the community. St. Charles has been recognized with numerous quality awards including: • Recognized as a top performing health system for quality and efficiency by Thomson Reuters • The American Heart Association Stroke Gold Quality Achievement Award • March of Dimes Leading Practice Award

UTILITIES

Most of Central Oregon has been newly built in the past two decades, making the region’s telecommunications infrastructure one of the Northwest’s most technologically advanced. Businesses and telecommuters benefit from reliable fast data speeds and upload times.

MANUFACTURING EMPLOYMENT GROWTH 2010-2025 Percent Growth

Oregon Bend MSA

12.1% 67.8%

Source: State of Oregon Employment Department

BUSINESS COST COMPARISON

EDCO works to attract companies from outside the region to relocate to or expand in Central Oregon. This includes offering confidential site selection assistance, providing local market insights, helping businesses navigate local regulations, and coordinating with city, state and county partners. EDCO connects prospects with available workforce and incentives as well as key community partners. The goal is to bring traded-sector companies that generate new revenue and jobs to the region. By aligning business needs with local assets, EDCO helps companies find the right fit for longterm success.

Oregon

California

Washington

Avg. Electricity Rage ($/kWh)

$ 10.32

$ 24.87

$ 9.58

Avg. Natural Gas Rate ($/kcf)

$6.86

$14.28

State & Local Sales Tax Rate

NONE

8.98%

9.47%

State Tax Competitiveness Index

#30

#48

#45

Source: Tax Foundation 2025, US Energy Information Association (Average Industrial Price Natural Gas) 2025, US Energy Information Association (Electricity) 2021

Oregon offers more incentive programs to traded-sector businesses than Washington or California. Even without taking those incentives into consideration, Oregon is still a more cost-effective choice for doing business. Connect with EDCO for a detailed look at the available incentives, potential sites and business costs in Central Oregon.

local resources. EDCO helped secure a location in the Sisters Business Park that would allow Holy Kakow to expand its operations and meet growing demand.

Case Study: Holy Kakow – Scaling Craft Food Production in Sisters Founded in Portland in 2009, Holy Kakow has built a national and international reputation for its premium organic chocolate sauces and syrups, widely used by specialty coffee shops around the world. After nearly a decade of growing the company, Founder Wyatt Woods began exploring ways to relocate the business to better align with his family’s long-term goals. The City of Sisters offered the lifestyle and community he was looking for, but moving an established food manufacturing operation presented significant logistical challenges. Enter EDCO. Through direct support from its team, Holy Kakow received hands-on assistance with site selection, navigating the permitting process, identifying potential incentives, and coordinating

The relocation was completed in the early months of the COVID-19 pandemic, a time when many businesses were scaling back. With the added space and the support of EDCO and the local business community, Holy Kakow more than doubled its workforce in just a few months. Today, Holy Kakow is actively working on new product lines and is part of a growing cluster of craft food producers in Sisters, a supportive, entrepreneurial ecosystem that fosters innovation and sustainable growth. “While our move to Central Oregon may have started for personal reasons, it has allowed us to do more with our business than we thought possible. It has allowed us to hire amazing employees – the available talent here in Central Oregon has proven to be of the highest caliber and chocked full of integrity. Sometimes you feel like you can get lost in a big city. In Sisters we have been able to be part of a growing and nurturing business community.” - Wyatt Woods, President and Owner, Holy Kakow

Bend is one of six small cities in the U.S. that ranked highest of all 1,334 cities for the most startups per capita.

Through its Venture Catalyst program, EDCO supports early-stage entrepreneurs and scalable startups. The organization provides mentorship, strategic planning guidance, advice on access to capital, and exposure to investor networks. Signature events, such as the Bend Venture Conference and PubTalk, are central in this effort. EDCO plays a key role in fostering a robust startup ecosystem in Central Oregon.

- TheStreet, 2023

A driving force for our economic performance is a collaborative and inclusive entrepreneurial community. According to 2023 SmartAsset data, 28.96% of Deschutes County residents have small business incomes, and independent businesses generate about 13.02% of the income for the county. Both Redmond and Bend made WalletHub’s 2025 Top 30 list for best small cities to start a business at #7 and #8 respectively, based on an index of criteria that included business environment, access to resources and business costs. They were the only two Oregon cities to make it in the top 500 of 1,334 small cities ranked in the index.

BEST SMALL CITIES FOR STARTING A BUSINESS

National Rank Business Environment Rank

St. George, UT Fort Myers, FL Cedar City, UT Bend, OR Redmond, OR

1 2 3 7 8

2 69 4 1 3

Source: WalletHub, 2025

connected Luno to key regional resources to help ease the move. Beyond logistics, EDCO delivered strategic value through mentorship and exposure.

Case Study: Luno – Expanding Outdoor Innovation in Central Oregon Luno, founded by Pete Ducato in Santa Barbara, California, is redefining vehicle-based adventure with the first-ever inflatable car mattress built specifically for camping. As the company expanded, Pete began looking for a new home base that aligned with both his business goals and outdoor lifestyle. Central Oregon quickly rose to the top of the list, and EDCO helped make the transition possible.

Luno was invited to present at Central Oregon PubTalk, a high-visibility event for emerging companies. EDCO’s Venture Catalyst Director and team provided pitch coaching to help refine the company’s story and maximize its impact on stage. In addition, Pete received ongoing guidance from EDCO staff as he navigated the local business landscape and prepared for future growth. Now headquartered in Bend, Luno is thriving in a region that embraces innovation, entrepreneurship and the outdoor industry. With EDCO’s ongoing support, Luno is positioned to keep scaling and expanding its impact in the outdoor recreation market.

From the start, EDCO provided hands-on support through every stage of relocation. The team assisted with site selection, reviewed and negotiated lease terms and

“Traded-sector businesses play a pivotal role in stimulating economic growth by infusing new capital into the local economy, ultimately creating a ripple effect that supports local

EDCO plays a vital role in supporting the growth and success of companies across the region. For existing businesses looking to expand, EDCO provides tailored, hands-on assistance to help them scale effectively and sustainably. This includes guiding companies through the permitting process, helping them recruit skilled talent, identifying and accessing local and state incentives, and securing suitable sites for expansion. With deep knowledge of the region and strong connections across both public and private sectors, EDCO streamlines the often complex steps that accompany business growth. Beyond logistical support, EDCO serves as a long-term strategic partner, committed to the sustained success of companies throughout Central Oregon. The EDCO team stays engaged well beyond the initial project, offering continued access to resources, networking

governments, retail, service, and utility providers. As the backbone of Central Oregon’s economic stability, these employers have been instrumental in driving employment growth across the region.” - Jon Stark, CEO, EDCO

opportunities and industry insights that help businesses adapt to changing markets and conditions. Whether a company is entering new markets, adding new product lines or simply scaling up to meet demand, EDCO is there to ensure these businesses remain competitive and rooted in the region’s economic landscape. Through this ongoing collaboration, EDCO fosters a thriving business community that contributes to the resilience and diversity of the Central Oregon economy.

the company continue building advanced infrastructure while maintaining momentum in a highly regulated, technical field.

Case Study: Serán Bioscience – Powering HighGrowth Biotech in Bend Serán Bioscience, a cutting-edge pharmaceutical development and manufacturing company headquartered in Bend, has become one of the most active and fast-growing players in Central Oregon’s biotech ecosystem. With multiple expansion projects across the region, Serán stands out as the company with one of the highest number of distinct growth initiatives supported by EDCO. From permitting support to coordinating Enterprise Zone (Ezone) incentives for several new facilities, EDCO has worked closely with Serán’s leadership through every phase of their expansion. The collaboration has helped

In addition to development support, EDCO facilitated connections with key federal partners, including coordinating communication with the office of Oregon senators. This has helped Serán stay engaged with relevant policy conversations and federal opportunities. Serán’s Founder and CEO, Dan Smithey, is also an active participant in EDCO’s Business Roundtable Group, an initiative that brings together CEOs from growing companies across the region to share insights, collaborate and strengthen the local business environment. As Serán continues to grow, EDCO is currently working with the company to develop a customized workforce training program focused on technical and operator-level roles, helping ensure that local talent is prepared to meet the demands of their high-tech manufacturing.

FOUNDATIONS OF CENTRAL OREGON’S ECONOMY ADVANCED MANUFACTURING

Central Oregon is home to a variety of businesses in advanced manufacturing, which produce essential products and play a crucial role in the supply chain for various original equipment manufacturers (OEMs) in industries such as aviation and aerospace, brewing and distilling, specialty food processing, and automotive. Local advancements include both additive and subtractive machining of metals and plastics, advanced welding and metal fabrication, specialty metals casting, and the development of specialized machinery and equipment. Notable employers in this industry include BASX, Epic Aircraft, JELD-WEN Windows and Doors, and Keith Manufacturing. Aviation/Aeropspace The production of light aircraft in Central Oregon spans back more than 30 years. Composite (carbon fiber) fabrication and innovation in aircraft are the region’s specialty, offering a cluster of world-class talent and capabilities. Some of the most successful flight training programs in the country are located in the area, with both fixed-wing and helicopter flight schools, including Leading Edge, Hillsboro Aero Academy and Central Oregon Community College, which serve the global industry. Building Products After more than 100 years and considerable change across the industry, the building products sector remains Central Oregon’s largest traded-sector employer. Businesses in this sector compete and win on a global scale, innovating and automating as leaders in their respective sub-industries, including wood doors and windows, mouldings, cabinetry, and furniture. The region’s largest manufacturer and second-largest private employer, Brightwood Corporation, is based in Madras, with operations in Redmond, Culver and Prineville. The company has been growing in Central Oregon for over half a century.

HIGH TECHNOLOGY

Central Oregon’s high technology sector is broad and growing, encompassing software development, electronics manufacturing, data centers, and alternative energy. A large and growing number of tech companies now operate in the region, with a particularly strong presence in software. Many firms have established headquarters in Central Oregon, drawn by the region’s livability, talent pipeline and business-friendly environment. Prineville has emerged as a data center hub, anchored by Meta’s first and largest data center campus, an expansive site comprising 11 buildings totaling approximately 4.6 million square feet. Central Oregon’s appeal for data infrastructure includes access to affordable industrial land, low utility costs, a dry climate ideal for cooling efficiency, and globally competitive tax incentives. With multiple telecom carriers and an expanding technology ecosystem, the region continues to attract investment and talent in high-tech industries.

LIFESTYLE PRODUCTS Brewing and Distilling Central Oregon is home to a diverse brewing and distilling community, ranging from small craft breweries to some of the most well-known producers in the state. Bend, in particular, is recognized nationally for its high concentration of craft breweries and its active beer culture. The region also supports a growing number of craft cideries and distilleries, totaling more than a dozen operations. Among them, AVID Cider stands out as Oregon’s second-largest cider producer, earning statewide recognition. Crater Lake Spirits is a prominent distillery in the area and a key player in Oregon’s craft spirits market. Together, these businesses contribute significantly to Central Oregon’s reputation as a leading hub for quality and innovation in craft beverages. Bend is often cited in national media as one of the top beer destinations in the U.S., contributing to the local economy and tourism.

Outdoor Gear and Apparel Central Oregon’s outdoor gear and apparel sector reflects the region’s natural assets and active lifestyle, with businesses spanning sub-sectors like rock climbing, water sports, hydration, hiking, backpacking, outerwear, mountain and road biking, recreation vehicles, and even outdoor-focused software. This diversity has created a vibrant ecosystem of companies ranging from early-stage startups to established global brands. The region plays a central role in shaping the outdoor industry statewide. It is home to the Oregon Outdoor Alliance (OOA) and Oregon’s Office of Outdoor Recreation—both of which foster industry collaboration, growth and advocacy. Bend Outdoor Worx, the nation’s first dedicated outdoor industry startup accelerator, offers early-stage companies access to capital, mentorship and exposure, helping turn bold ideas into market-ready products.

MANAGEMENT OF COMPANIES AND ADMIN A growing number of firms that manage operations and deliver professional services to clients well beyond the region call Central Oregon home. This sector includes a wide range of specialties including engineering, architecture, accounting, human resources, recruitment, publishing, and administrative support, providing essential infrastructure for businesses across industries. The region’s creative, marketing and advertising sub-sectors are particularly strong, supported by a deep talent pool and a culture of innovation. Companies headquartered in Central Oregon increasingly serve national and international clients, leveraging remote work trends and quality-of-life advantages to attract and retain skilled professionals in administrative and corporate management roles. 13

SCIENTIFIC

Central Oregon’s bioscience sector is a rapidly-expanding pillar of the regional economy, producing everything from titanium implants to cutting-edge drug research. The industry has sustained doubledigit year-over-year employment growth for nearly a decade, driven by innovation, advanced manufacturing and a strong pipeline of technical talent. The region has become a magnet for world-class scientific and engineering professionals, helping local companies compete globally in pharmaceuticals, medical devices, diagnostics, and contract development and manufacturing. At the center of this growth is Lonza, a Swiss-based pharmaceutical and biologics company and the region’s largest bioscience employer. Originally founded as Bend Research, Lonza has completed several major expansions in Central Oregon, reinforcing its role as one of the state’s most significant players in drug development and delivery technologies.

TOP EMPLOYERS Rank

2025 Central Oregon Largest Employers

2025 2024

(Private)

2023 Bend MSA Industry Composition Private by Employment

Employees 2025

2024

Education & Health Services

St. Charles Health System (regional)

5,188 4,791

Trade, Transportation & Utilities

Bright Wood Corporation (regional)

1,150

Leisure and Hospitality

Mt. Bachelor

1,094 1,117

BASX Solutions

1,060

661

Professional & Business Services

Les Schwab Headquarters & Tire Centers (regional) 1,026

985

Construction

Sunriver Resort

975

950

Safeway (includes Albertsons) (regional)

937

964

Summit Medical Group (regional)

754

736

T-9

Almost Family, LLC

600

400

T-9

Meta Platforms - Facebook Data Center

600

McDonald's (regional)

564

611

Fred Meyer (regional)

529

582

Epic Aircraft

510

455

T-14 16

Costco

463

388

T-14 15

Mosaic Medical (regional)

463

388

Lonza, formerly Bend Research

427

441

Black Butte Ranch

400

390

PCC Structurals

330

328

Central Oregon Radiology Associates (CORA)

328

295

BestCare Treatment Services

322

331

Manufacturing Financial Activities Other Services Information Source: Oregon Employment Department Geocoded 2023 QCEW

Bend-Redmond’s robust labor market is a key factor in its continued success, with five-year job growth ranking 14th and five-year wage growth placing fifth among small cities. The region’s technology industry is flourishing, with significant contributions to Bend’s high-tech GDP from software publishing, which has risen an impressive 40.3% since 2018.

NL = Not Listed | T = Tied

BEND MSA

BEST PERFORMING SMALL

CITIES

U.S.A.

Milken Institute 2025

PRINEVILLE

#9 MOST DYNAMIC

MICROPOLITAN U.S.A.

Heartland Forward 2022

DESCHUTES COUNTY

SMALL BUSINESS OWNERS

OREGON Smartasset 2024

975

LIFESTYLE Living in Central Oregon means embracing a lifestyle where outdoor adventure and smalltown charm go hand in hand. The region is a playground for nature lovers. There are more than 600 miles of trails for hiking, biking, offhighway vehicles (OHVs), and horseback riding. Two major ski areas, Mt. Bachelor and Hoodoo, offer everything from downhill skiing to snowshoeing and Nordic trails. With over 30 golf courses, the area attracts both casual players and pros looking to tee off against a stunning mountain backdrop. Beyond the trails and slopes, Central Oregon is home to a thriving food and beverage scene. Bend alone boasts more than 30 craft breweries, alongside a growing number of distilleries and cideries. Restaurants reflect the area’s diversity, with options ranging from locally sourced fine dining to food trucks serving global flavors. The culinary culture is matched by a vibrant arts and entertainment scene. The Hayden Homes Amphitheater hosts major concerts throughout the summer. Local galleries, theaters and seasonal festivals add to the cultural richness of the region. Life here strikes a balance between outdoor activities and community engagement. You can spend your morning fly fishing or trail running, then head downtown for an art walk or a live show. The communities in Deschutes, Crook and Jefferson counties are known for their friendly pace, innovative spirit and easy access to natural beauty. Whether you’re raising a family, growing a business or simply looking to make the most of each day, Central Oregon offers a lifestyle that is both active and deeply rewarding.

“Central Oregon enjoys a truly collaborative environment. Everyone is not only supportive of each other, but excited to see one another grow. We share the same trails, rivers and slopes and ultimately share a similar vision to help the region succeed.” - Scott Allan, Interim CEO, Puffin Drinkwear

ABOUT EDCO Economic Development for Central Oregon (EDCO) is a non-profit corporation supported by private and public members and stakeholders. Our mission is to create a diversified local economy and a strong base of middle-class jobs in Central Oregon. EDCO connects businesses to Central Oregon’s growing industry clusters, including advanced manufacturing, bioscience, outdoor products, technology, natural foods, and consumer goods. The organization links companies to a wide range of resources, such as local supply chain connections, talent acquisition, incentives, business finance, market intelligence, and more. EDCO also supports companies in navigating the regional and local real estate market, as well as infrastructure and permitting processes.

2024/25 FISCAL YEAR RESULTS EDCO Move projects for 2024/25 fiscal year resulted in four companies moving to the region, creating an anticipated 20 jobs and $8.4M in capital investment. EDCO Start projects for the 2024/25 fiscal year resulted in 18 companies achieving significant milestones with EDCO’s support, such as securing financing (equity or debt), obtaining a grant, hiring key talent, completing incorporation, or achieving another measurable advancement. These efforts resulted in the anticipated creation of 62 jobs and $36.8M in equity investment. EDCO Grow projects for 2024/25 fiscal year resulted in ten companies reaching milestones in growing their business, such as increasing staffing, scaling production, moving into a larger facility, or otherwise demonstrating measurable operational growth, adding an anticipated 180 jobs and $63.2M in capital investment.

EDCO’s RESULTS

Fiscal Year

Companies

2024/25 2023/24 2022/23 TOTALS

32 29 36 97

Jobs

Capital Investment

262 295 175 732

$108M $35M $53M $196M

RESOURCES • Carl Riccadonna, Oregon Office of Economic Analysis • Beacon Appraisal Group, Beacon Report and Market Overview • Compass Points Commercial and Industrial Market Report • Central Oregon Economic Indicators (OED) • Statewide Economic Data • Redmond Airport Flight Statistics • Deschutes County Permits • Crook County Permits • Jefferson County Permits

ADDITIONAL INFORMATION AVAILABLE AT EDCOINFO.COM •

Upcoming networking events, luncheons, conferences, and more

•

Current comprehensive data for Central Oregon

•

Success stories from regional businesses

•

Business news on EDCO’s blog

•

Membership listings

•

Business support and relocation resources

•

Entrepreneurial and startup resources

•

Community and professional development resources 17

EDCO FUNDING SOURCES Other 7% Earned Revenue 23%

1,618

Membership 37% Current total of new jobs projected by traded-sector companies that have collaborated with EDCO and are looking to move, start or expand their businesses in Central Oregon.

$1.76B Public Contracts 33%

EDCO PLATINUM MEMBERS:

Total new taxable capital investments projected by traded-sector companies that have collaborated with EDCO and are looking to move, start, or expand their businesses in Central Oregon.

Cascade Disposal Cascade Natural Gas Central Oregon Community College City of Madras City of Prineville City of Sisters CMIT Solutions Crook County First Interstate Bank Jefferson County Mid Oregon Credit Union OSU-Cascades Pacific Power PacificSource Schwabe, Williamson & Wyatt Sensiba St. Charles Health System TDS Telecom US Bank

$14M Total awarded to participating startups at the Bend Venture Conference, and growing.

EDCO CONTACT INFORMATION Regional Office (Bend)

Redmond

Prineville/Crook

Sisters

Sunriver/La Pine

Jefferson County

CEO: Jon Stark

Director: Steve Curley

County

Director: Eric Strobel

Director: Patricia Lucas

Director: Brenna Fulks

Director: Don Myll

411 SW 9th Street

Director: Kelsey Lucas

520 E Cascade Street

16345 Sixth Street

125 SW E Street

705 SW Bonnett Way

Ste. #203

PO Box 153

Sisters, OR 97759

La Pine, OR 97739

Madras, OR 97741

Ste. #1000

Redmond, OR 97756

Prineville, OR 97754

541.410.8630

248.693.3049

541.325.0315

Bend, OR 97702

541.923.5223

541.213.3169

541.388.3236

13877 SW Peninsula Dr, Terrebonne - Homebook