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MetLife Fifth Annual Study Finds South Asian Americans Shift in View of American Dream
By Kalyani Giri HOUSTON: A recent study by MetLife has found that South Asian Americans have shown a slight shift in their hypothesis of the American Dream. Less traditional and more flexible ideologies about finances, home ownership, marriage, family, and education are emerging, not unlike most Americans. But South Asian Americans still remain more confident than most Americans about achieving the Dream, says the MetLife study. The study also uncovers a shift in the South Asian American cognizance of an adequate financial safety net, but has shown that regardless of a more disgruntled financial outlook, the Asian American financial security remains well above the Americans overall. “Times are tough, but people are adapting and pursuing their own version of the Dream,” said Devang Patel, a certified financial planner
with Patel Financial Group, an office of MetLife. “We’re here to help South Asian Americans get back on track. “The good news is that, like Americans overall, South Asian Americans can take small steps to rebuild their safety nets and regain their confidence by being proactive. That safety net includes savings to cover living expenses for up to 6 – 12 months in case of illness or loss of jobs or other serious emergencies. We also discuss investments. Some people put money into real estate or the stock market, so we talk about the risks involved. South Asians are very good savers. But with the strong ties to family comes the added responsibility of taking care of elderly parents and educating children, so extra funds are always required,” said Patel, who has worked with MetLife for the past eight years.
Based in New York, his primary clientele are South Asian Americans mostly from the medical field or in business. With a Masters degree in computer science and formerly an engineer by vocation, Patel isn’t unlike the educated, upward-
ly mobile clients he offers sound financial advice to. The 2011 MetLife Study, is the fifth annual report of its kind by the leading global provider of insurance, annuities, and employee benefit programs, serving 90 million customers in over 50 countries. It revealed that South Asian Americans are having the most success achieving the American Dream. Forty-one percent say they have achieved the Dream,
compared with just over a third (34%) of all Americans, and among South Asian Americans who haven’t yet achieved the Dream, 8 in 10 think it is possible. The study reveals that like most Americans, South Asian Americans no longer place importance on many traditional elements of the Dream: 67% and 66% respectively say marriage and children are not essential and 58% say you don’t have to own a home to achieve the Dream. However, while a majority of Americans (65%) say a college education is no longer important, only 47% of South Asian Americans agree. Education is still key in their version of the American Dream. Material wealth, once symbolic of achievement, has waned significantly among most Americans, but continues to be a priority among South Asian Americans. More than a quarter (28%) of South Asian Ameri-
cans say that recent economic events have reinforced the importance of material possessions and their career over their family and personal life, compared to just 13% of the overall population. More South Asian Americans also believe they need to exceed their parents’ standard of living to achieve the Dream. South Asian Americans are passionate in their pursuit of the American Dream. To make their Dream a reality, almost three quarters (74%) would consider moving into a less expensive home and 71% are willing to relocate to another part of the country to sustain or achieve the American Dream. This compares to 64% and 57% of Americans overall, respectively. Forty one percent of South Asian Americans are willing to take a job for which they are overqualified and 33% would get additional job training. For more information visit www. metlife.com.
Mukesh Ambani to get into Fast Food Business
BANGALORE (TOI): Reliance Industries, a $50-billion-plus oil and gas giant, will enter the fast-food business with its own brand next year, opening yet another front to do business directly with India’s growing young population after retail and 4G wireless services. Mukesh Ambani has roped in Rishi Negi, COO of multiplex operator Fame India, which is partly owned by his younger brother Anil Ambani, to develop a quick service restaurant (QSR) concept within 3-4 months, two senior Reliance executives said. Negi will spearhead Reliance’s entry into a segment that is growing at least 25% a year and where international brands such as McDonald’s and Domino’s jostle to introduce Indianised cuisines to take on popular local chains such as Jumbo King and Saravana Bhavan.
Reliance is exploring a scaleable model like McDonald’s and Domino’s, complete with a standardized menu. Mukesh Ambani CEO, Reliance is excited about bringing some interesting food items that will please the Indian palate
Reliance is exploring a scaleable model like McDonald’s and Domino’s, complete with a standardised menu and express delivery, the executives said. . “The company is looking at anything suitable for Indian palate, be it Chinese, Italian or Indian cuisine,” one of them said. The Reliance Industriesspokesmandeclinedtocomment. The executives said the company has zoomed in on Delhi, Mumbai and Bangalore as the tentative locations to launch the business. “With a hypermarket format already attracting a large number of consumers, it makes sense to bundle in food as well,” one of the executives said. The company has already experimented with a fresh bakery at its hypermarkets, Reliance Mart. The move is in line with Mukesh
INDO AMERICAN NEWS • friday, DECEMBER 16 , 2011 • WWW.INDOAMERICAN-NEWS.COM
Ambani’s aggressive moves to build businesses for the country’s consumer class, dominated by demanding and aspirational youngsters. His retail arm, Reliance Retail, operates around 1,146 multi-brand outlets across the country through chains such as Reliance Fresh, Reliance Super and Reliance Mart.The company, which paidRs13,000 crore for the licence, is expected to launch 4G data services within a couple of months at just Rs10 per GB, or almost one-tenth of current 3G charges-an offer the Facebook generation may find hard to resist. Negi is coming in with some experience in the restaurant business. He was the COO of Pizzeria Restaurants, which operated Pizza Hut a few years ago, and was food & beverage manager at Taj Coromandel, the Taj Group’s 5-star hotel in Chennai.
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December 16, 2011
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Growing Chinese Influence in Indian Ocean No threat:Lankan Army Chief
DEHRADUN (DH): Visiting Sri Lankan army chief Lt Gen Jagath Jayasuriya today said though China’s influence in the Indian Ocean is growing, it is not posing any threat to the Indian subcontinent. “There is no threat to any country in the Indian sub-continent from the growing influence of China in the waters of Indian Ocean. It is a wrong belief”, Jayasuriya told reporters after reviewing the Passing Out Parade (POP) at the Indian Military Academy (IMA) here. Regarding India, he said military cooperation between India and Sri Lanka is increasing and armies of the two countries are cooperating with each other in several areas including the field of training. In this regard, he pointed out that 120 Sri Lankan officers have so far received training in the IMA. He said he also plans to meet Chief of
NEW DELHI (CBC): India’s government has suspended its plans to throw open its huge retail sector to foreign companies such as Wal-Mart in a decision seen as a major capitulation to political opponents that further weakens the administration. The initial decision last month to allow foreign companies to own 51 per cent of supermarkets in major cities and 100 per cent of single-brand stores was hailed by the business community as a long overdue reform. The government said foreign retailers would bring better prices for farmers and lower prices for consumers by cutting out middlemen and upgrading the country’s infrastructure. The world’s largest retailer faces suspension of its plan to move
Army Staff Gen V K Singh during his current visit.
symphathisers in international diaspora”, he said. However, he
Sri Lankan army chief Lt Gen Jagath Jayasuriya
On LTTE, Jayasuriya said LTTE in Sri Lanka has been compeletely decimated but admitted its symphathisers do exist in other countries. “LTTE has been decimated militarily but they do have
said it is no more a military threat. Asked about Tamilians uprooted from the island nation during Sri Lankan army’s operation against LTTE, the Sri Lankan army chief said the situation has now become “normal” and people have started
coming back to their places. The Sri Lankan government is also undertaking rehabilitation work in affected areas, he added. Lt Gen Jayasuriya is the first commander of Sri Lankan army who reviewed the POP of IMA. He said he is feeling honoured by reviewing the parade. Earlier, addressing the cadets, Lt Gen Jayasuriya thanked the government of India for choosing him to create history as he is the first commander of the Lankan army to review the parade at IMA. “This magnanimous gesture reflects the strong bonds our armies share,” he said. Congratulating the cadets, he said that during their stay at the academy, “the mentors would have endeavoured to broaden knowledge base, develop necessary skills and help build your character.” “These are the three pillars on which the entire philosophy of your
training is built so that you pass out from this academy as competent and confident young officers ready to shoulder the responsibilities the stars on your shoulders bestow on you,” he said. Lt Gen Jayasuriya said “your task as a leader is quite onerous and challenging. At times, your passions and emotions may pull you in one direction, while your duty may call upon you to take a totally different course. The outcome of the battle against such strong feelings determines the leadership acumen or the lack of it in any commander.” He said though a conceptual understanding of leadership is necessary in its own right, it must be remembered that, in effect, leadership does not exist in a vacuum. The leader is required to lead a group towards a goal in a situation, he added.
into one of the world’s biggest potential retail markets after India’s government bowed to protectionist pressures. But opposition parties and even some members of the governing coalition protested against the deal, saying it would crush local mom-and-pop stores that are the heart of Indian retailing. Opposition lawmakers disrupted Parliament for days in protest. On Wednesday, the government held a meeting with all the parties in Parliament to hammer out a deal: It would put the decision on hold if they would let the legislature function. Afterward, Finance Minister Pranab Mukherjee told Parliament that foreign retail was “suspended until a consensus is developed through consultations with various stakeholders.” It was not clear how long that process would take or whether the policy would be implemented or canceled after it was over.
Sushma Swaraj, an opposition parliamentarian, welcomed the government’s move. “To bow before the people’s feeling does not weaken the government, but strengthen the democracy,” she told Parliament. But other opponents claimed victory. “It is a virtual rollback,” said Gurudas Dasgupta, a Communist Party lawmaker. “This is a signal that this government can’t do anything with
Wal-Mart Must Wait to Get into India
The world’s largest retailer faces suspension of its plan to move to one of the world’s biggest potential retail markets India after its government bowed to protectionist pressures from the public saying this move could crush mom and pop stores, the heart of India’s business
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INDIA
December 16, 2011
Emirates Renews its Support to the Seychelles
Babulbhai
S E Y C H E L L E S ( N a t i o n ) : always say, we see ourselves as you to them for helping to make Emirates will be the official partners of the Seychelles,” Mr Al it more visible and more known. Their direct support remains vital airline for the 2012 edition of this Mualla added. international event. On his part Alain St Ange, the and crucial. The Indian Ocean is “The announcement of our support chief executive of the Seychelles a key tourism destination and the ‘Carnaval International de to the Seychelles Victoria’ is that region’s Carnival follows annual carnival, staged the recent signature under the theme of the of a memorandum melting pot of cultures. of understanding Emirates has shown their between the support to help organise Seychelles Tourism an event that brings the Board and Emirates cultural groups from the for the promotion Community of Nations to of the archipelago. parade alongside the best This is yet another and most known carnivals demonstration of of the world,” said Mr St our commitment Ange. to the Seychelles,” For the first edition of explained Majid Al the carnival, Emirates Mualla, Emirates’ Emirates and Seychelles Tourism have signed an created awareness around senior vice-president agreement recently and will be the official airline the event in new markets Commercial Operations, West Asia and Indian Tourism Board, said that the such as Czech Republic, Spain, Ocean. Seychelles Carnival remains a Brazil, Russia, the Middle East, “It is with great pleasure that focus point for celebrating diversity India, Korea, China and Japan. The 2012 Carnival in Seychelles we will support the Seychelles and togetherness. Carnival 2012, a major event for “As we congratulate Emirates for is set for March 2-4. To Subscribe to Indo American the Seychelles Tourism Board being the official partner airline for and the whole archipelago. As we this unique event, we also say thank News, call713-789-NEWS (6397)
Wal-Mart Must Wait to Get into India
Continued from page 29
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force,” said Ashok Gulati, chairman of the Commission for Agricultural Costs and Prices in the Ministry of Agriculture. “It’s the nation that loses.” Future Group Chief Executive Kishore Biyani, who has been likened in India to Wal-Mart founder Sam Walton, was optimistic the plan could still be implemented. “We will have to work hard in convincing people it is good for driving economic growth. The consumer has to come forward and say it’s good for us. Farmers will have to come forward and say it’s good for us. I think that consensus will be built,” he said. The government’s initial decision to allow in foreign investment was seen as a forceful move meant to prove it was still capable of
making bold decisions, despite a series of corruption scandals, soaring inflation and repeated anti-government protests. The move also sent a signal to business leaders that India was serious about economic reforms and welcomed foreign investment. Its rapid backtracking has only served to further weaken the government. “The perception that the (coalition) can be easily cowed has been strengthened, that it does not have the guts to stand by its convictions or the political artfulness to sell what is essentially a decision that potentially improves the material well-being of many, many Indians,” the Indian Express newspaper wrote in an editorial on the issue. The FDI suspension also provided
yet another example of the policy paralysis and inconsistency that has made investors leery of India. Foreign direct investment slipped from $38 billion US to $23 billion last fiscal year. India’s economy is showing other signs of distress as well, with growth slipping below 7 per cent for the first time in more than two years, a widening fiscal deficit, a plunging currency and skyrocketing prices, which 13 consecutive rate hikes have not tamed. Economists say India urgently needs to push through difficult, but crucial, policy reforms that the government might not have the political strength to implement — not just in FDI but also in land acquisition and environmental clearances.
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INDIA OPINION
December 16, 2011
Indian-origin Woman Set to Enter House of Commons
LONDON (TOI): A second generation Indian immigrant Seema Malhotra has emerged as the front-runner for the House of Commons seat from the west London constituency of Feltham and Heston. If she does, she will become the 9MP of Indian descent and third such woman. She is contesting as a Labour candidate. Feltham and Heston, near Southall, is nicknamed “little Amritsar”. It has for decades been a safe Labour party seat and was retained by it in the general election of May 2010. However, a byelection was forced by the death of the sitting MP, Alan Keen, last month, which will take place on December 15. Feltham and Heston, like Southall
which is represented by an MP of Indian origin Virendra Sharma, has sizeable overseas Indian voters. Partly because of this and also as a result of the ruling coalition’s growing unpopularity in the midst of economic turmoil, Labour, according to an opinion poll, has a 22-point lead over the Conservative party (52% to 30%). Malhotra, who grew up in the working class area where she has stood for election, is a management consultant. The proTory Mail on Sunday newspaper rubbished her by saying she now lives in a £3 million house in the upmarket of Chelsea. But Labour leader Ed Miliband was quoted as saying she was “deeply committed to Feltham and Heston and will be
Seema Malhotra is the front runner for the House of Commons
a fantastic MP”. Fabian Women’s Network member Seema Malhotra has been selected as the Labour & Cooperative candidate for the Feltham & Heston by-election. Seema grew up in Feltham, and went to school in Heston. She is co-founder and Director of the Fabian Women’s Network and a former National Chair of the Fabian Society, as well as a former adviser to Harriet Harman during her stint as leader of the opposition last year. She is a graduate of LWN’s parliamentary training, and will make an outstanding MP if she is elected. You can also follow Seema on Twitter at @SeemaMalhotra1.
Deadly Fire Prompts Review of India’s Booming Hospitals
Though such regulations are New Delhi (CSM): A hospital fire that killed more than 90 standard protocols in the US, in people in India last week is raising India they are still in their infancy. concerns about safety procedures At present there is no unified in the country’s rapidly-expanding disaster plan for New Delhi, a megacity with over 20 million hospital system. Friday’s fire swept through AMRI, people. Nor is there a national law a 180-bed, state-of-the-art facility regulating fire security. Dr. Shakti Gupta, the medical with a reputation for being one of the best hospitals in eastern India. There were no exit doors or evacuation plan, the windows were sealed, and the local fire department took up to 90 minutes to arrive. Trapped, many of the patients died from asphyxiation. AMRI hospital aftermath of the fire, vigil held While India is gaining a good reputation for its medical talent, superintendent for the All India construction codes and public Institute of Medical Sciences (AIIMS), one of the country’s safety regulations lag behind. “Large numbers of hospitals are most prestigious institutions, says coming up in a big way across the safety requirements are being India,” says Dr. Muzzafer Ahmed, met. “Leading Indian hospitals a member of the country’s National Disaster Management Authority. have got the fire safety system at “What we need to look into when par with the best in the globe,” issuing the licenses for running says Dr. Gupta. “Moreover, the the hospitals is that building legal requirements and the strict construction has complied to safety building code ensure that the state building codes and a safety plan is of fire safety preparedness is always high.” in place in case of fire.”
INDO AMERICAN NEWS • Friday, DECEMBER 16 , 2011• WWW.INDOAMERICAN-NEWS.COM
SPORTS
December 16, 2011
Pollard Special not Enough for West Indies
By Siddarth Ravindran slogs in his entire innings; virtually mis-hit ended the game; he holed CHENNAI (ESPN): India had a all of his the sixes were hit with a out to Ajinkya Rahane at long-off to fantastic victory over West Indies in straight bat. leave West Indies 34 runs short. a topsy-turvy ODI, on a sweltering Keeping him company in an If that was a special innings from day in Chennai, to make the series attempted revival was Russell, who Pollard, there was an important scoreline 4-1. has already shown his hitting skills one from Tiwary earlier. It was Fringe players auditioned for Tiwary’s first opportunity bigger roles, and plenty of the series, and he came took centre-stage at the MA in with a charged-up Kemar Chidambaram Stadium. Roach on a hat-trick, three Manoj Tiwary stated his balls into the match. It was case for a permanent place only his sixth game for India in an increasingly crowded in nearly four years, spread India middle-order with his across four different series. maiden one-day century He had never made a hundred and Kieron Pollard played even in domestic one-dayers, his finest international and his previous highest score innings without managing in internationals was 24. to complete a herculean task He was greeted by a sharp after West Indies’ top order bouncer from Roach, but grew did its familiar house-ofmore assured as the innings cards impersonation. progressed. A couple of eyeThose two were the catching off-drives early on headliners but there were eased his nerves, before he significant contributions started picking off plenty of from other players scrapping leg-side boundaries off the for a place. Andre Russell spinners. He first steadied the showed why he should be innings through an 83-run an automatic pick for West stand with Gambhir, whose Indies, legspinner Rahul 31 had a mix of sharp singles Sharma displayed great Manoj Tiwary’s maiden one day hundred and panicky running. accuracy and a cool head in That didn’t prove a setback only his second international match several times. He matched Pollard for India though, as Virat Kohli gave and Irfan Pathan caused plenty stroke-for-stroke in a boundary- another example of his increasing of excitement with his famous filled stand of 89 runs for the sixth ease at the international level. He inswingers with the new ball. wicket. Caribbean flair may be an worked risk-free singles off seven India were missing their four old cliché but there was plenty of of his first eight deliveries, and biggest ODI batting stars but that it in Russell’s batting, highlighted opened up once he got used to didn’t prevent their next generation, by a flick for six over midwicket the pace and bounce of the track. led by Tiwary and Virat Kohli, from off Rahul Sharma. He bustled to Kohli and Tiwary put on 43 runs piling on 267 for 6 on a slow-and- his 50 off just 37 balls, outpacing in a five-over spell starting from low track. Pollard. the 27th over. Irfan swung out Lendl Simmons It was an athletic bit of fielding Tiwary retired soon after reaching first ball, and added the wicket that broke the partnership that his century due to cramps. Kohli of Kieran Powell soon after. threatened to take the game away became the highest ODI run-getter Abhimanyu Mithun, one of the from India. Gautam Gambhir of the year and marched on towards quick bowlers selected ahead of pounced on a Pollard dab towards his fifth one-day century of the Irfan for the Test series in Australia, short third man and scored a direct year, but spooned a catch to longalso took two wickets with the new hit to run out Russell, who carried off on 80. ball. When Denesh Ramdin was on running to the pavilion. The final stages showed how adjudged lbw in the 16th over, the Pollard farmed the strike and difficult a surface it was to score on. game seemed over as West Indies sprinkled in the odd nonchalant Only three boundaries were hit in slumped to 78 for 5. six in what was easily the longest the final ten overs, as Sunil Narine Pollard thought otherwise. The innings of his international career. proved hard to read, and Anthony slow surface in Chennai is not His wait for a first international Martin and Marlon Samuels didn’t suited to Pollard’s explosive style hundred seemed set to be extended offer any freebies. Despite Pollard’s of batting but that did not prevent when he thumped Rahul Sharma to best efforts, West Indies couldn’t him from stroking some effortless Kohli at long-on when on 99, but reduce the margin of defeat in the sixes down the ground. The one Kohli shelled the straightforward series, which was far more closely shot he did put some power behind, chance. With only the final wicket contested than the 4-1 scoreline in the 16th over, landed on the roof remaining, a rain of boundaries suggests. Note: To carry local over long-on. There were very few followed from Pollard before one sports events, call us today.
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Gupta, Grover sparkle in London Chess Classic
LONDON (Samachar): Grandmaster Abhijeet Gupta won the London Chess Classic’s open section with a hard-earned triumph over GM Keith Arkell of England while International Master Sahaj Grover pulled himself to the second spot after the final round of the event that concluded on Sunday. Abhijeet, a former world junior champion and reigning national champion, scored eight points in all and will be past the coveted
swashbuckling play and looks set to be amongst the new crop of Indian stalwarts that include Parimarjan Negi. Sahaj scored 7.5 points in all, a half less than Abhijeet. “I came here last year and had mediocre results, but off late I have been playing better and this win here will probably help me a lot for tough future events like Gibraltar and Aeroflot open,” said Abhijeet after a nerve-wracking final game against Arkell. Sahaj made it an all-Indian affair after a lucky victory over Wells. “I had much better position out of the opening and he used too much time to complicate matters, it was a pretty crazy game but somehow, I was able to pull through,” said the former under-10 world champion and the reigning World Junior bronze medallist. Apart from the top two finishers, IM Arghyadip Das also had a good day as he beat in-form Jovanka Houska of England to finish joint third. There was Indian dominance in the junior section as all the prizes were shared by them. Mohammad Ashraf, PV Nandhidhaa and under-12 world champion Murali Karthikeyan shared the honours in Grandmaster Abhijeet Gupta the junior category. Siddharth Gopakumar and won the London Chess Classic’s Open Section N Surendran also did well for themselves in the unrated and 2650 ELO rating mark in the next rating categories by bagging a prize rating list, while Sahaj continued while Shweya Gole also achieved a his progress in a big way to be podium finish in her category. well clear of the 2500 ELO mark which is necessary to become a Grandmaster. Sahaj defeated English GM Peter Wells in the final round. The Indian dominance in the open section continued as Abhijeet won his seventh game in the event, apart from the two draws that he conceded earlier. While a draw was sufficient for the BPCL employee to get to joint first, he did one better to claim the championship uncontested with his reflex-action International Master Sahaj play in the final round against Grover now holds second spot in chess defeating English Arkell. GM Peter Wells in the final Sahaj yet again missed the final round, Abhijeet and Sahaj have GM norm as he had not played enable the Indian dominance enough GMs. But the 16-year in the chess world to continue, old won many a heart with his Abhijeet winning his 7th game
INDO AMERICAN NEWS • friday, DECEMBER 16 , 2011 • WWW.INDOAMERICAN-NEWS.COM
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December 16, 2011
INDO AMERICAN NEWS • Friday, DECEMBER 16 , 2011• WWW.INDOAMERICAN-NEWS.COM
December 16, 2011
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New Jersey 100.7 FM - Edison NY Long Island 89.5 FM- Massapequa, Wantagh, West Babylon, Lindenhurst, Farmingdale, Seaford, Levittown, Plainedge, Bethpage, Hicksville NY Tri State FM98.7 HD2- NY TriState
91.3 FM-
Kemah, Bacliff, San Leon,
Dickinson, League City, Webster, Seabrook, Shore Acres, La Porte
Houston 91.3FM- Katy, Pecan Grove, Sugarland, Telfair, Aliana, Missouri City, Hill Croft, Rosenberg,
Illinois
Greatwood
Chicago North West 89.1FM- Schaumburg, Palatine, Des Plaines, Arlington heights, Mt. Prospect, Bloomingdale, Park Ridge, Bensenville Chicago South 89.3FM - University Park, N.W. Tinley Park, East Hazel Crest, Homewood, Midlothian, Oak forest, Blue Island, Harvey Chicago FM101.1HD2 across Chicagoland
Detroit 1090
Houston
Houston 90.7
FM - Hardin, Daisetta, Liberty,
Dayton, Kenefick
California
Los Angeles, CA FM 105.9HD2 Bay Area, CA FM101.3HD2
AM NY Long Island, Chicago N.W., Chicago South and Houston launching soon...
Advertise
( Advertisers, please call 1.877.337.4321 Ext 360 �toll free�( or email advertise�@ worldbandmedia.com �
Indo American News • Friday, DECEMBER 16, 2011 • Online Edition: www.indoamerican-news.com
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36 December 16, 2011
Indo American News • Friday, DEceMBER 16, 2011 • Online Edition: www.indoamerican-news.com