buyer’s guide
presented by Sean Housel
table of contents
welcome about me
client testimonials
the financial process
the buyer process
about Sean
A lifelong Utah native, Sean Housel brings deep local knowledge and an enduring love for the outdoors to his role as a trusted real estate advisor. Raised in Salt Lake County among four siblings, Sean’s childhood was shaped by family, sports and Utah’s majestic landscapes. From skiing and snowboarding to baseball and basketball, his active lifestyle laid the foundation for the passion and dedication he brings to his clients today.
Sean’s appreciation for the outdoors has only grown over the years. Whether it’s fly-fishing in a mountain stream, hitting the slopes with his snowboard or playing a round of golf, he embraces every opportunity to enjoy the natural beauty that makes Utah such a unique place to call home.
A graduate of the University of Utah with a degree in Communications and a focus in Economics, Sean launched his career in sales during the early days of mobile technology. Throughout his career, he has successfully led sales teams in the technology sector, motivated by a commitment to problem-solving and delivering significant outcomes for both clients and businesses.
In 2021, Sean brought his talents to real estate, joining Summit Sotheby’s International Realty—the only full-service brokerage in Utah with a global reach. For Sean, real estate is more than transactions; it’s about building lasting relationships. He takes pride in guiding his clients through one of life’s most important decisions—whether buying or selling—with integrity, transparency and a steady hand.
Sean leverages Summit Sotheby’s expert team in marketing, legal, transaction management and media to provide a luxury experience for each client and property.
At the heart of Sean’s business philosophy is clear communication and genuine care. He believes that trust, honesty and dedication are essential to successful outcomes in both real estate and life.
Sean lives in South Jordan with his wife, Vanessa. Together, they cherish their growing family of six children and eight grandchildren. Outside of work, you’ll often find Sean sharing his favorite fishing spot or hiking trail—eager to show others why Utah isn’t just a great place to live, but a remarkable place to thrive.
Sean Housel Global Real Estate Advisor
385.248.2399
sean.housel@sothebysrealty.com
summitsothebysrealty.com
client testimonials
Sean was so awesome to work with! He helped us stay positive, excited, and motivated which was extremely important while on a hunt for a home in this current market. The competition was intimidating, and we were worried we would run into bidding wars, but Sean didn’t seem nervous about that and found us the perfect match: a new home in a growing area that we snagged on our first offer! It was a quick and pleasant process thanks to Sean. We were also extremely grateful for his attention and sensitivity to us, our situation, and our questions. He is quick to respond and will make you laugh along the way! There is no one out there that we would rather use in a process like buying or selling a home. We love Sean and highly recommend him!
—Sydnee
Trying to navigate the current market, we knew we wanted an experienced REALTOR ®. Adding to the complexity we were also out of state buyers. We met with Sean virtually and he walked us through the process. He was detailed and answered all of our questions. He guided us through every step of the way and was always attentive. After having sold two homes and purchased three homes, we can truly say Sean is the best REALTOR ® we’ve had.
—Katie
Sean did a wonderful job with our listing. He was always responsive and did what he said he would do. We had multiple offers the first weekend and sold our home for above asking price.
—Bart
Sean and his team did a great job throughout the entire process of selling our home. We had many showings and a few offers the first weekend we were on the market, and closed in less than 30 days from the time we listed. Sean was easy to get in contact with and very responsive through the whole process. He helped us analyze the different offers and accept one that worked best for our situation. We are very pleased with the service we received from Sean and his team at Summit Sotheby’s International Realty and will use them again in the future for buying and selling real estate. Highly recommend!
—Jon
Sean guided us through every step of the way and was always attentive. After having sold two homes and purchased three homes, we can truly say Sean is the best REALTOR ® we’ve had.
—Katie
Finalize Mortgage Financing
Conduct Home Inspection
the buyer process
L: LENDER | A: AGENT | T: TITLE | B: BUYER | E: ALL TEAM MEMBERS
L: Lender is selected, prequalification is issued, down payment and loan programs are discussed. Loan application is taken. Be sure to send your lender the requested items in a timely manner, next day at the latest. Credit is pulled/ordered. Loan program is confirmed.
A: Properties are previewed and selected. Offer is written and presented. Contract is ratified and negotiated, then accepted.
T: Escrow is opened, home is changed to under contract on the MLS (short sales and time clause/back up excluded) and the seller discontinues marketing of the property.
A: Earnest money is collected and deposited at buyer’s brokerage. This happens within four days of acceptance.
Seller’s disclosures, title report, and HOA documents are collected.
B: Buyer reads disclosures, title report, and HOA documents thoroughly.
A: Inspection is ordered/ scheduled.
E: Contract is reviewed and contingency dates are noted.
T: Preliminary report and title commitment are reviewed and forwarded to lender and agent. Agent then forwards to buyer and discusses any potential concerns.
A: Inspection is performed. Inspection issues are addressed and ratified prior to contingency date to insure earnest money protection.
L: Appraisal is ordered. Loan may be locked anytime after all required items have been collected by the lender.
B: Buyer continues to provide lender with requested items in a timely manner.
E: Contract reviewed and contingency dates are noted.
Appraisal is reviewed and accepted, price of home is renegotiated, or contract is canceled prior to appraisal deadline.
T: Appropriate title report items are cleared by escrow officer and any additional conditions are reviewed if applicable.
L: Loan package is submitted to underwriting.
B: Buyer selects hazard insurance company.
L: Loan is approved. Loan documents ordered. Hazard insurance ordered.
E: Closing date and time are confirmed.
B: Final dollar balance to be deposited prior to, or at time of settlement.
L: Final instructions, if any, are provided to escrow officer by lender. Loan conditions reviewed with loan officer. Closing instructions are drawn.
A: Final walk through is recommended prior to settlement (within 7 days of settlement).
E: Settlement is confirmed.
B: Buyer to set up utilities.
E: Settlement occurs. Documents are signed at title office, closing statements issued. Buyer’s down payment is collected by title company.
T: Signed documents are returned to lender with hazard insurance policy if required (not required on cash deals).
L: Funding package reviewed by lender. Loan funds issued by lender and wired to title.
T: Final funds from buyer and lender deposited into escrow. Escrow closed. Final accounting. Checks written and disbursed. Documents recorded with the local recording office (usually the following business day from settlement between 3-5pm). All parties notified by title upon recording.
A: Keys released to buyer.
B: Congratulations. You are now a home owner! Time to celebrate!!!
