Hometown News FREE PUBLICATION
Thursday, January 8,, 2026
Vol. 26: Issue 35
TRUCK DRIVERS WANTED: APPLY IN PERSON
ROLLOFF CONTAINERS
• Remodeling Jobs • Demolition Jobs Shingles • New Construction • All types of Scrap Iron • Household Cleanout (Garbage)
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Harvey Mackay e h T n Tom Kuehne: The Good Old Days O . . . Mayers, Schultz, Hiltner, e Insid Obituaries: Tschida, Bertram, Knoll
www.surfacespecialists.com
Page 6 Page 6 Page 7
Original Owner Patio Home on 10 Private Acres – SW of Long Prairie. Well-maintained 3BR/2BA patio home built in 2008, set on 10 wooded, private acres. One-level living with open layout. Attached garage includes fenced outdoor area for pets. Covered front porch and rear patio offer peaceful outdoor living. Property is ideal for gardening, recreation, or hunting. All appliances included. Quiet, must-see setting just minutes from Long Prairie!
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Page 2 Page 3 Pages 4-5
Dave Ramsey: Dave Says Ask the Motor Medics® Local Municipality Minutes: Burnhamville Township
Mid-Minnesota 320-248-3456
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Page 2 • Hometown News •Thursday, January 8, 2026
Hometown News 29442 120th St. Grey Eagle, MN 56336
320-285-2323
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Website: www.hometownnews.biz www.facebook.com/hometownnews Published By Lori Young
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Mental toughness defines champions -By Harvey Mackay Have you ever wondered what sets high achievers apart from the rest? If you ask three of sports GOATs (Greatest of All Time), they would all say mental toughness. M i c h a e l Jordan never gave up on his dreams, even after being cut from his high school basketball team. He believed that mental toughness and heart are a lot stronger than some of the physical advantages you have. Serena Williams endured lifethreatening health issues yet returned to championship tennis by using her mental strength to succeed. She used power thoughts during her matches and reviewed them on changeovers, which helped her focus and get her game back on track if necessary. Her power thoughts included: “My good thoughts are powerful.” “My only negative thoughts are weak.” “You are #1.” “You are the best.” “You will win.” Tom Brady overcame doubts about his football quarterbacking abilities. After one of Brady’s record seven Super Bowl championships, he was asked what makes his team so special. His answer, “Mental toughness.” Muhammad Ali, another GOAT, said: “Champions aren’t made in the gyms. Champions are made from something they have deep inside them – a desire, a dream, a vision. They have to have the skill and the will. But the will must be stronger than the
skill.” We often hear the term mental toughness from athletes, coaches and sports commentators, but it translates to all aspects of life. Mental toughness is persevering through difficult circumstances. It is conditioning your mind to think confidently and being able to overcome frustration. Mental toughness is incredibly important in business. It’s the ability to stay focused, resilient and composed under pressure, which is crucial for navigating the ups and downs of the business world. Mental toughness is like a muscle. It needs to be exercised to grow and develop. You must get out of your comfort zone by taking on new tasks. As your comfort zone expands, seek out other duties to test your determination. You will soon discover that there is almost nothing you can’t do if you put your mind to it. Truly, it’s mind over matter. Howard Schultz overcame numerous rejections while securing funding for Starbucks. His determination turned a small coffee shop into a global brand. Sara Blakely founded Spanx after facing countless denials from manufacturers. Her mental toughness transformed her idea into a billion-dollar company. Soccer great Mia Hamm said, “The most important attribute a player must have is mental toughness.” Why does mental toughness matter? Resilience in adversity. Business is full of challenges, from market fluctuations to unexpected setbacks. Mental toughness helps you bounce back from failures and learn from them, rather than being discouraged. Focus and clarity. In high-pressure situations, maintaining focus is key. Mental toughness allows you to prioritize effectively and make decisions with clarity, even when
emotions run high. Adaptability. The business environment is constantly changing. Those with mental toughness can adapt to new situations, pivot strategies and embrace change without losing momentum. Leadership and influence. Leaders with mental toughness inspire confidence in their teams. They remain calm and collected, providing stability and direction, which can motivate and guide others through challenging times. Persistence and determination. Success in business often requires perseverance. Mental toughness fuels the determination to keep pushing forward, even when progress seems slow or obstacles appear insurmountable. So how do you develop mental toughness? Practice self-discipline. Set goals and stick to them, even when it’s difficult. This builds resilience and strengthens your resolve.
Harvey Mackay continued to pg 3 Green Grove Rod & Gun Club
GUN BINGO & RAFFLE DRAWING Saturday, January 10, 2026 Melrose American Legion
Doors Open @ 5 PM Starts @ 7 PM Proceeds go towards the local high school archery & trap teams.
Upcoming Events
SATURDAY, JANUARY 10 • Spaghetti Supper Benefit for Nikki Schultz starting at 3 p.m. at the American Legion, Holdingford. • Green Grove Rod & Gun Club Gun Bingo & Raffle Drawing, doors open at 5 p.m. at the Melrose American Legion. See ad on page 2. THURSDAY, JANUARY 15 • Grey Eagle Senior Citizens Meeting at 11:30 a.m. Potluck & Bingo to follow at the Grey Eagle Senior Center. WEDNESDAY, JANUARY 28 • Melrose Community Blood Drive from 12:30-6:30 p.m. at the American Legion, Melrose. WEDNESDAY, FEBRUARY 4 • Folk & Old-Time Music & Potluck from 1-3 p.m. at the Village View Apartments, Grey Eagle. SATURDAY, FEBRUARY 7 • Minnesota Darkhouse & Angling Association Heartland Chapter 22nd Annual Banquet & Fundraiser starting at 4:30 p.m. at the Freeport Community Center. TUESDAY, FEBRUARY 10 • Freeport Lions Club American Red Cross Blood Drive from 12:30-6:30 p.m. at the Freeport Community Center. AL-ANON • AVON • Meets every Monday from 5-6 p.m. at the Avon City Hall. ALBANY SENIORS • Meets 1st Tuesday of the month at 1:30 p.m. at the Albany Community Center.
ALBANY TOWNSHIP • Meets the 4th Monday of the month at 7:30 p.m. at the Albany City Hall. • Planning Commission meets the 2nd Tuesday of the month at 7:30 p.m. at the Albany City Hall. BURNHAMVILLE TOWNSHIP • Meets the last Tuesday of the month at 7 p.m. at the Burtrum City Hall. BURTRUM CITY COUNCIL • Meets the 1st Tuesday of the month at 7 p.m. FEET FIRST CLINIC • Freeport: Meets 1st Wednesday of the month at the Freeport Senior Center. • Holdingford: Meets the 1st Tuesday of the month from 9 a.m.-12 p.m. at Holdingford City Hall. FOOD DISTRIBUTION • Ruby’s Pantry Food Distribution 1st Saturday of the Month from 10-11 a.m. at River of Live Church, Sauk Centre. FREEPORT CITY COUNCIL • Meets the last Tuesday of the month at 7 p.m. FREEPORT LIONS CLUB • Bingo every Saturday thru March at 1:30 p.m. at the Corner Pub, Freeport. FREEPORT SENIOR MEETING • Meets the 3rd Thursday of the month at 1 p.m. with cards/Bingo/coffee/dessert. GREY EAGLE CITY COUNCIL • Meets the 2nd Tuesday of the month at 7 p.m. GREY EAGLE TOWNSHIP • Meets the 1st Monday of the month at 7 p.m.
LINE DANCING • Meets Mondays at 4 p.m. & 5 p.m. alternating Mondays at the Melrose American Legion. MELROSE TOWNSHIP • Meets the 1st Thursday of the month at 7 p.m. at the town hall. MELROSE VFW #7050 POST/AUX. • Meets the 1st Tuesday of the month at 7 p.m. at the Melrose American Legion Clubrooms. MELROSE LEGION #101 POST/AUX. • Meets the 2nd Tuesday of the month at 7 p.m. at the Melrose American Legion. (Aux. Sept.-May.) STEARNS CO. HORTICULTURAL SOCIETY • Meets the 2nd Monday of the month at 7 p.m. at Our Savior’s Lutheran Church, Albany. SUNSHINE CLUB • Meets every Monday, weigh in starts at 8; meeting at 8:30 a.m. at the Village View Apartments, Grey Eagle. ST. ROSA CITY COUNCIL • Meets the 3rd Monday of the month at 7 p.m. at the Community Park building. SWANVILLE CITY COUNCIL • 1st Tuesday after the 1st Monday of the month at 7 p.m. SWANVILLE TOWNSHIP • Meets the 2nd Tuesday of the month at 7 p.m. at the Swanville Fire Hall. UPSALA CITY COUNCIL • Meets the 1st Monday of the month at 7 p.m.
If you have an upcoming event or meeting, please let us know by email: htnews@icloud.com or call 320-285-2323.
Temperatures Date
12/30 12/31 1/1 1/2 1/3 1/4 1/5 1/6
High 32 32 10 12 19 27 30 28
Low 5 0 1 0 10 14 27 19
Friday
Cloudy. High: 30 Low: 14
Weekend Weather Saturday
Sunday
Snow. High: 19 Low: 9
Partly cloudy. High: 28 Low: 21
Hometown News • Thursday, January 8, 2026 • Page 3
“The Good Old Days” -By Tom Kuehne Retirement
In 1967 I started my insurance career. Starting a new career was quite challenging. This farm boy found himself spending a day at the office, followed by a couple of appointments almost every evening. Most of my contacts were introductions from my client base. Learning all of the roads in the twin city metropolitan area was a challenge, but after a couple of years I was able to find my way. I still kept a map of the area on the seat beside me in the car. In the following years, I became acquainted with some of the best friends in my life. I began to realize the important part I played in their lives. Helping the clients with their financial and life insurance needs made me realize that what I was doing made a positive difference in their lives. I spent many hours doing additional training to improve the job I was doing. In the early 1980’s we moved back to “God’s Country.” My wife and kids felt that their lives had been totally disrupted, since they liked their lives in the metro area. As time passed, they found this area to be good as well. My Dad and I built a log house, which had been a long time dream for me. It took about a year to complete. I then began managing the insurance agencies in Grey Eagle and Swanville banks. This was a new challenge for me, since I had insured a lot of businesses in my previous location, but had not insured farms. Since there were a lot of farms in the area, I needed to learn about insuring cows and plows, etc. I found that insuring farms was great, since the farmers and I were able to “talk the same language.” Not only had I grown up on a farm, but I spent 3 years at the Ag School in Morris. In the following years, I purchased the insurance agencies in the banks and started Tom Kuehne Agency. The number of clients grew, which meant that my work load increased. Technology began to control
more of the everyday work and in the passing years, I decided that since I was getting older and didn’t work well with the new way of doing business, I would concentrate on Medicare. Medicare customers were usually around my age and they also had problems with technology. Many of the clients were like me, they learned typing in school without an electric typewriter. I knew that at some time in the future, I would need to retire. This last Medicare Enrollment season made the decision. The changes in the industry, such as clients being forced to change plans, companies going out of business, companies refusing to accept new customers and those that did accept new customers refusing to pay the agents for writing the business all made the decision for me. I’ll miss seeing my customers on a regular basis and wish the best to all of them. For feedback or story ideas, email Tom at kuehneins@gmail.com.
Harvey Mackay continued from pg 2 Embrace challenges. View challenges as opportunities to grow rather than threats. This mindset shift can enhance your ability to handle adversity. Maintain a positive outlook. Focus on the positives and what you can control. This helps keep you motivated and reduces stress. Seek feedback and learn. Use feedback as a tool for improvement. Learning from experiences, both good and bad, builds confidence and competence. You’ve heard the old saying, “When the going gets tough, the tough get going.” Believe it. That’s what separates the winners from the losers. Or as Christian televangelist Robert Schuller said, “Tough times never last, but tough people do.” Mackay’s Moral: Mental toughness is the armor that shields you from the slings and arrows of business challenges. Reprinted with permission from nationally syndicated columnist Harvey Mackay, author of the New York Times #1 bestseller “Swim With The Sharks Without Being Eaten Alive,” “We Got Fired!...And It’s the Best Thing That Ever Happened to Us,” “The Mackay MBA of Selling in the Real World,” and “Use Your Head To Get Your Foot In The Door.”
MELROSE AMERICAN LEGION
Fridays Open at 3 PM!
265 Co. Rd. 173 SE, Melrose - 320-256-3581 • Cell 320-429-4008
FRIDAY, JANUARY 16 • 4:30-7:30 PM
FISH FRY Meat Raffle
Dog Tag
13
$ All You Can Eat!
Proceeds for Veterans Programs
Check Out Our Friday Night Pasta Special New Feature Every Week In the Dining Room
Dining Room:
Fri.-Sat.: 4-8 PM • Sun.: Closed
Karaoke Fridays @ 8 PM 320-285-3576
Jan. 17 MEAT RAFFLE 2:30 PM
Next Comedy Night: Jan. 31!
11977 Cty 47, Grey Eagle
PULL TABS • E-TABS
Corner Pub & Grill Freeport, MN • 320-836-2120
Lunch Specials: 11 AM-1 PM Fri., Jan. 9: Cheeseburger w/Chili or Fries Mon., Jan. 12: Hamburger Barley Soup w/Cheeseburger Tues., Jan. 13: Baked Chicken Dinner Wed., Jan. 14: Spiced Up Chicken Wings w/Fries Thurs., Jan. 15: Liver & Onions Fri., Jan. 16: Cheeseburger w/Chili or Fries
Gambling License #01053-001
One thing that I feel is very important for the body of Christ (that is the church) is that we treat one another with respect and honor. To do this we need to follow Christ’s example of humbling Himself. Philippians 2:5-7 “In your relationships with one another, have the same mindset as Christ Jesus: Who, being in very nature God, did not consider equality with God something to be used to his own advantage; rather, he made himself nothing by taking the very nature of a servant, being made in human likeness.” Jesus, the Son of God, humbled Himself by not only becoming a human, but since He was perfect, He was able to be offered for the sins of mankind. By taking our sins on Himself, He shows us how to love and honor others above ourselves. At Swanville Bible Church we have a new theme every year and this year’s theme is “God’s Chosen People” taken from Colossians 3:12-14 “Therefore, as God’s chosen people, holy and dearly loved, clothe yourselves with compassion, kindness, humility, gentleness and patience. Bear with each other and forgive one another if any of you has a grievance against someone. Forgive as the Lord forgave you. And over all these virtues put on love, which binds them all together in perfect unity.” Since we are forgiven, we ought to show other people compassion, kindness, humility, gentleness and patience. The last verse here is very important since it ties it all together. It’s like saying, since you have all these virtues make sure that you are loving, since that is the one thing that perfectly holds it all together. In 2026, be reminded of these things!
Micah 6:8 “He has shown you, O mortal, what is good. And what does the LORD require of you? To act justly and to love mercy and to walk humbly with your God.” -Pastor Bruce Miller from Swanville Bible Church, 320-547-2916
Pulse on People
Jayda Davis of Freeport has been named to Southern New Hampshire University’s Fall 2025 Dean’s List. The fall terms run from September to December. Full-time undergraduate students who have earned a minimum grade-point average of 3.500 to 3.699 for the reporting term are named to the Dean’s List. Full-time status is achieved by earning 12 credits over each 16week term or paired 8-week terms grouped in fall, winter/spring, and summer.
COOKS WANTED! Kitchen Hours 11 AM-2 PM • 5-9 PM Daily Lunch Specials
320-836-2154
Bar Food Favorites available in the Dining Room
Fridays: All 32 oz. Tap Beer $5 Saturday - All Day
Raffle Tickets Available Here!
THURSDAYS • 5-9 PM
TACO BAR
All You Can Eat • Dine In Only
265 Co. Rd. 173 SE, Melrose - 320-256-3581 • Cell 320-429-4008
Friday, Jan. 9
OPEN
Mondays at 3:30 PM Bar is Open Mondays during Line Dancing
Fridays at 3 PM
PULL-TABS • ETABS
Gambling Licence #01053-001
Love to Linedance? Email Dianne: dianne@outdoornews.com
Serving 4:30-7:30 PM
BURGER NIGHT Dog Tag 275 $
Chris' Country Store
Let me be a part of your Special Day with your Floral Needs & Tuxedo Rentals!
Floral • Gift • Tux Rental Guest House Rental
Hours: Wed.-Sat.: 7 AM-2 PM We Deliver Floral Arrangements in a 20 mile radius. 105 State St. E. Grey Eagle • 320-285-2600 Order 24/7 @ www.flowershopnetwork.com or email Chris at tcjr5933@gmail.com
GUEST HOUSE
Sleeps 7, $100/night Pictures on Facebook @ chris' country store
KITCHEN HOURS
Sun.: 11 AM-8 PM Mon.: 4-8 PM Pizzas Tues.-Thurs.: 11 AM-9 PM Fri.-Sat.: 11 AM-9:30 PM
www.doublerbarandgrill.com
BAR HOURS
Sun.: 11 AM-10 PM Mon.: 2-8 PM Tues.-Thurs. 11 AM-11 PM Fri. & Sat. 11 AM-1 AM
Open Mondays 4-8 PM
• Home Made Pizzas • Irish Spaghetti Bar & Off Sale: 2-8 PM TUESDAY: 5-9 PM
Burger Night $4.00
1/3 lb. Fresh Ground Hamburger on Brioche Buns! Dine In w/Beverage Purchase
WEDNESDAY: 11 AM-9 PM Domestic Beers: 2 for $6
HAPPY HOUR$
Mon.-Thurs.: 3-6 PM • 3.00 Friday: 3-7 PM • $2.50 EVERY SATURDAY 1:30 PM
HELP WANTED: Cooks & Bartenders. Stop In or Call Craig at 320-761-1863.
SATURDAY 5-9 PM
Beef Philly w/Fries $13
Off-Sale Needs!
OFF SALE
Mon.: 2-8 PM Tues.-Sat.: 11 AM-10 PM Sun.: 11 AM-6 PM
During Happy Hour: Mon.-Fri. 3-5 PM
• Cheeseburger & Bloody Mary 13 • Bloody Mary $4
8 Sauces & 3 Dry Rubs to choose from!
Stop in for All Your
Buck Off Adult Beverage $
• Boneless Wings & Fries
MELROSE AMERICAN LEGION Post 101
Grey Eagle • 320-285-2965
Fri. 4 PM-Close Sat. 12 PM-6 PM: After 6 PM All the
THURSDAY
WING NIGHT 5-9 PM
St. Mary’s & Sacred • Bone-In Jumbo Wings Heart Schools & Fries
Double “R” Bar & Grill
BAR SPECIALS
BINGO
From the Desk of Pastor Bruce
• 1-1/2 lb. Wings $7.00 • $7 Baskets Your Choice:
Shrimp Basket, Angus Slider Basket, 1/4 Chicken Basket, Nachos or Quesadillas w/Beverage Purchase
THURSDAY: 5-9 PM
Includes Salad Bar & Choice of Potato
• Chicken & Ribs $17.95 • 8 oz. Ground Sirloin $15.95 • Creamy Sweet Chili Haddock w/Wild Rice $17.95
FRIDAY: 5-9 PM
Includes Salad Bar & Choice of Potato
• Ribeye $26.95 • Teriyaki Chicken over Rice Pilaf $14.95 • Deep Fried Cod $16.95 • Chicken Fettuccine Alfredo $15.95 or Shrimp Fettuccine Alfredo $17.95 w/Breadsticks SATURDAY: 5-9 PM
Includes Salad Bar & Choice of Potato
• Prime Rib $26.95 • Ribs $20.95 • Deep Fried Walleye $17.95 • Creamy Sweet Chili Chicken, Wild Rice, w/Breadsticks $14.95 SUNDAY: 3-8 PM
Includes Salad Bar & Choice of Potato
• Steak & Shrimp $21.95 • 10 oz. Pork Chop $16.95 • 1/2 Chicken $12.50 • 1/4 Chicken $10.50
Fri., Jan. 16 FISH FRY
4:30-7:30 PM
Friday, Jan. 23 BURGER NIGHT 4:30-7:30 PM
Call to Book Your Event! PRIMROSE THRIFT & ANTIQUES
Managed by Kristie Kuhlmann
It is chilly outside, come check our wonderful section of warm weather gear.
Lunch Specials • 11 AM-2 PM Fri., Jan. 9: Hot Beef Sandwich Sat., Jan. 10: Prime Rib Burger or Sweet Chili Crispy Chicken Sandwich Sun., Jan. 11: Sunny Side Up Burger or Egg, Cheese & Bacon Sandwich Tues., Jan. 13: Country Fried Steak Wed., Jan. 14: $7 Baskets Thurs., Jan. 15: BBQ Ribs
Stock Up on ALL Your Off Sale Needs!
Busch or Busch Light 24 pk cans $20.98 E&J Brandy 1.75 liter $19.79 McMaster’s 1.75 liter $16.99
Page 4 • Hometown News • Thursday, January 8, 2026
Obituaries
Jeffrey J. Tschida
Jeffrey J. “Jeff” Tschida, age 69 of Sauk Centre, passed away peacefully, surrounded by his family on Tuesday, December 30, 2025 at home in Sauk Centre, Minnesota. A Memorial Mass of Christian Burial was held Monday, January 5 at St. Paul’s Catholic Church in Sauk Centre with Rev. Kevin Soenneker officiating. Inurnment was in St. Bernard’s Cemetery in Ward Springs. Jeffrey John Tschida was born May 6, 1956 in Sauk Centre, Minnesota to Herman and Florence (Heinen) Tschida. He graduated from Sauk Centre High School in 1974. He was united in marriage to Susan McDonald on July 23, 1977 at St. Bernard’s Catholic Church in Ward Springs, Minnesota. Jeff worked as a supervisor for Scott Manufacturing until his retirement in 2019. He was a member of St. Paul’s Catholic Church in Sauk Centre. Jeff enjoyed playing in softball leagues, shooting darts, playing cards, bean bags, and riding motorcycle, trike, and snowmobiles. He was an avid outdoorsman who loved camping, fishing, and driving family around the lake on the pontoon. Jeff was an avid reader and loved watching Minnesota sports, especially when it came to watching the Vikings and the Twins. In retirement, he enjoyed going on casino bus tours with his wife. Survivors include his loving wife of 48 years, Susan Tschida; children, Joe (Stacy) Tschida, Kenny Tschida, Linda Tschida, and Kimberly Tschida (L.T. Thompson); mother, Florence Tschida; eight grandchildren, Katlynn, Elexa, Brandon, Zach, Derrick, Gabby, Courtney, and Brooke; greatgranddaughter, Elena; brothers and sisters, Eugene Tschida, Shirley Stoermann, Wayne (JoAnn) Tschida, Kevin (Sue) Tschida, Dwight (Nancy) Tschida, Mark (Connie) Tschida, and Janell Tschida; and many nieces, nephews, relatives and friends. Jeff was preceded in death by his father, Herman Tschida; mother-in-law, MaryAnn McDonald; and brothers-in-law, Roy Stoermann and Tim McDonald. Arrangements were made with PattonSchad Funeral & Cremation Services of Sauk Centre.
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Night Wednesday, Jan. 21
Laura Ann Mayers
Laura Ann Mayers, age 62, Consecrated Woman of Regnum Christi, was born in Cheyanne, Wyoming, on February 13, 1963. On December 28, 2025 at 6 pm, she passed away in the community of Consecrated Women in Washington DC, after battling cancer since September of 2023. A Memorial Mass of Christian Burial will be held at 11 a.m. Friday, January 9. 2026 at Immaculate Conception Catholic Church in New Munich with Rev. Daniel Walz officiating and Rev. Walter Schu, L.C. and Rev. Charles Sikorsky, L.C. concelebrating. Inurnment will be at the parish cemetery. Visitation will be from 4 to 7 p.m. Thursday and from 10 to 10:45 a.m. Friday at the church in New Munich. Parish prayers will be at 4 p.m. followed by a rosary 6 p.m. Thursday evening at the church. Laura graduated from Conrad High School in 1981. She continued her education with a masters degree in Education of the Deaf and teaching for nine years at the Omaha Hearing School. Laura responded to God’s call within Regnum Christi and was consecrated on August 22, 1996 in Warwick, Rhode Island with her final vows on August 30, 1998. Over the course of nearly three decades, Laura served in multiple communities and countries, including the United States, Mexico, and Ireland. She lived in Greenville, Rhode Island, for many years teaching and working in academics in the North American Formation Center, guiding newly Consecrated Women. In 2016, Laura began to serve at Divine Mercy University (DMU) in Virginia, and to pastorally support the Regnum Christi locality of Washington DC. She contributed in many significant ways to the establishment of the School of Counseling and the DMU Global Campus. Laura served as a teacher and professor at the formation center and pre-candidacy, and as an academic assistant at DMU. Laura was a “life-long learner” who had a natural capacity and desire to share that learning with others with great understanding and patience. Her extensive studies in education, theology, and psychology impelled her to teach the faith in a variety of settings – with her own consecrated sisters, and in different parishes where she lived. Those who knew Laura remember her as thoughtful, faithful, open to others and quietly generous. She was a hard worker who made work fun for others. She loved reading books and poetry, playing Scrabble, cooking, enjoying nature – especially the mountains and the ocean, and making things beautiful. She had a special place in her heart for her dog Emma who faithfully accompanied her the last 12 years of her life. Survivors include her parents, Raymond and FloriAnn Mayers of New Munich; brothers and sister, Stephen (Kathleen) Mayers of Sun City West, Arizona, Wanda (Bruce) Rathie of Billings, Montana, Jeff (Barbie) Mayers of Valier, Montana, and David (Julie) Mayers of Highpoint, North Carolina; and many aunts, uncles, nieces, nephews, and cousins. Laura was preceded in death by her maternal and paternal grandparents. Memorials can be made to Divine Mercy University by going to https://divinemercy.edu/ donate/ Arrangements were made with PattonSchad Funeral & Cremation Services of Melrose.
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Nicole Jean Schultz
Surrounded by her loving family in the care of Quiet Oaks Hospice, Nicole Jean (Lyon) Schultz entered eternal life on Saturday January 3, 2026. Now rejoicing with the angels and reunited with her daughter Malayna she is at peace in arms of Jesus. On Thursday, January 8, 2026, a visitation will be held from 4:00-8:00 p.m. at St. Mary’s Catholic Church, 1303 Broadway St. in Winona, MN. A Mass of Christian Burial will be celebrated on Friday, January 9, 2026 at 11:00 a.m. at St. Mary’s Catholic Church in Winona with visitation one hour prior to Mass. Fr. Russell Scepaniak will preside. The Mass will be live streamed and can be viewed at www.stmaryswinona. org. A private family burial will take place on Monday, January 12, 2026 at Moses Dane Cemetery in Burtrum, MN. Nikki was born in St. Cloud, MN on February 26, 1984, to Cathrine (Rahn) and Joseph Lyon. She was welcomed home by her big brother Chris who grew to be her fiercest defender, trusted confidant and best friend. She attended elementary and high school in Holdingford graduating with honors in 2002. While in high school, she excelled in both academics and athletics, playing volleyball, basketball, softball, and securing lifelong treasured friendships. Nikki attended Winona State College earning a bachelor’s degree in education. She furthered her education by achieving her Master of Science in Education. She was a teacher at heart who truly inspired her students to become their best selves. She taught at Wabasha Public Schools in Special Education and coached volleyball. They won the Volleyball State Championship in 2010. Recently, she taught physical and special education at Rushford-Peterson and was the head volleyball coach for 10 years. We can only imagine how many of her students were touched by her guidance and generous spirit. Nikki met the love of her life, Scott Schultz during her college years in Winona at none other than a softball game. They were married at Our Lady of Mount Carmel Church in Opole, MN on August 4, 2012. They shared an active life in Winona with friends and co-workers. They received their greatest blessings with the birth of their son Beckett Joseph in 2019 and daughter Malayna Rose in 2023. Being a wife to Scott and mother to Beckett and Malayna filled Nikki’s life and heart with joy and gratitude. Nikki’s faith was very important to her and sustained her throughout her life. She often expressed gratitude to her parents and family for guiding her way and learning to trust in God’s plan for her life. She will be remembered for her love of family, an impeccable work ethic, a treasured friend and a model of a life well lived. She loved playing rec volleyball and softball. She was compassionate and caring. Nikki was driven and excelled at anything she put her mind to. She was no stranger to hard work and wanted to help in any way possible. She believed in doing things right and completing what you started. Her willingness to work and play hard were her hallmarks. She will be remembered for her beautiful smile and infectious personality. Nikki is survived by her husband Scott and son Beckett, her parents Joe and Cathy Lyon, her brother Chris, his wife Hanni and their children, Zerl, Zaiden, and Ezmae Lyon who claim her to be “the best Auntie ever.” She is also survived by her grandfather Ken Rahn, her mother-in-law Rose Schultz and many beloved aunts, uncles, cousins, and treasured friends. She was preceded death by her daughter Malayna Rose in 2023, her paternal grandparents Sid and Rita Lyon and maternal grandmother Joan Rahn. Memorials are preferred and/or donations to Quiet Oaks Hospice House, 5537 Galaxy Rd. St. Cloud, MN 56301. quietoakshospicehouse.org/donate/ Arrangements were made with PattonSchad Funeral and Cremation Services of Melrose.
Shirley A. Hiltner
Shirley A. Hiltner, age 81 of Melrose, passed away peacefully after a courageous battle with cancer on Friday, January 2, 2026 at the Cura Care Center in Melrose, Minnesota. A Celebration of Life will be held at a later date. A private inurnment will be held at Morningside Memorial Gardens in Coon Rapids. Shirley Ann Bueckers was born September 14, 1944 in Albany Township, Stearns County, Minnesota to Herman and Armella (Roehrl) Bueckers. She was united in marriage to Roger Hiltner on June 28, 1965 at Seven Dolors Catholic Church in Albany. Shirley was known for her compassion and selflessness. She cherished time spent traveling and camping with her family and friends, and took immense pride in her great-grandson, Coby. Shirley made a lasting impact on many lives, reaching far beyond her own family. Survivors include her son, Brian (Jackie) Hiltner of Coon Rapids; grandchildren, Dillon Hiltner of Blaine and Chelsea Hiltner of Rochester; great-grandson, Coby Hiltner; brothers and sisters, Mary Evens of Albany, Bernard (Diane) Bueckers of Albany, Patty (Mike) Marthaler of Talmoon, Mike (Rita) Bueckers of Avon, Geri (Steve) Hanson of St. Cloud, Fran (Debbie) Bueckers of St. Cloud, Norbert (Janet) Bueckers of Cushing, John Bueckers of Staples, and Richard Bueckers of Koochiching County; brother-in-law, Jim Rademacher of Melrose; and many nieces, nephews and dear friends, especially Ervin Bueckers and family. Shirley was preceded in death by her beloved husband, Roger Hiltner; parents; sister, Juliann “Julie” Rademacher; and brother-inlaw, Buddy Evens. Arrangements were made with PattonSchad Funeral and Cremation Services of Melrose.
Dennis A. Bertram
D e n n i s Bertram, age 73, of Belgrade MN, passed away at his home on December 27th, 2025. Dennis was born on July 28th, 1952 to Nick and Hilda Bertram. He grew up on their family farm in Greenwald, MN. After high school, he ran heavy equipment for Althaus Construction, for 40 years. Dennis built a life centered around his love of fishing, dark house spearing, carving spearing decoys, and hunting. In 2012, he married his loving wife, Mona, and they lived on their hobby farm in Belgrade. He will be remembered for his humor, kindness, and if you asked him, his toughness. He found great joy traveling throughout Minnesota attending decoy carving shows year after year. Through these gatherings and the darkhouse community, he formed countless lifelong friendships with fellow carvers. Dennis was instrumental in founding the Heartland Chapter of the Minnesota Darkhouse and Angling Association (MDAA), a reflection of his deep love for fishing, spearfishing, and the art of decoy carving. Later in life, he also took up painting, embracing art in all its forms. His legacy lives on through the many lives he touched and the passion he shared for his craft and the outdoors. Dennis is survived by his wife, Mona; stepchildren, Danny, Michelle, and Michael (Taylor); eight step-grandchildren; siblings, Vivian (Joe) Weber, Ginger (Don) Winter, Bonnie Kampsen, Bob Bertram (Marlane), Jan (Frank) Imdieke, Lucy (Arlen) Albrecht, and Mona (Steve) Schoenberg; and many nieces and nephews. Dennis was preceded in death by his parents, Nick and Hilda Bertram; brothers, Dave and Herbert Bertram; and sister, Jane Meyer.
Hometown News • Thursday, January 8, 2026 • Page 5
Two Million Miles and Counting
Sundogs. Photo by Lee Buchholz.
Stearns County Board of Commissioners Elects Chair and Vice Chair
Co-op lineworkers Coltin Von Wahlde and Eric Meyer practice pole top and bucket rescues. Stearns Electric Association employees Electric’s operations. An employee-led achieved a significant safety milestone in Safety Committee meets monthly to discuss December: two million miles driven with- safety priorities, review safety concerns and out an accident. This marks the first time the recommend improvements to the overall Cooperative has reached this achievement. safety program. Since September 2022, Stearns Electric Employees also participate in ongoing employees have safely logged more than safety training and education. Field emtwo million miles across the Cooperative’s ployees complete hands-on safety training 72-vehicle fleet, which includes bucket at least once a month, while all employees trucks, digger derricks, material trucks, review safety topics during monthly departpickup trucks and SUVs. ment meetings. “Reaching two million miles driven In addition, Stearns Electric inspects its without an incident is a remarkable accom- facilities, vehicles, substations and equipplishment, especially given Minnesota’s ment regularly to ensure compliance with challenging winter driving conditions,” national, state and local safety codes and to Stearns Electric CEO Matt O’Shea said. reinforce OSHA (Occupational Safety and “Safety, for both our employees and the Health Administration) work practices. public, is a top priority at the Co-op, and this For more information on Stearns Elecmilestone reflects our ongoing commitment tric’s commitment to safety, visit stearnseto doing our jobs safely every day.” lectric.org. Safety is woven throughout Stearns
Marshall Anthony Knoll
Marshall Anthony Knoll, age 67, of Burtrum, Minnesota, passed away peacefully at home on November 29, 2025. Marshall was born on November 18, 1958, and grew up in Rosemount, Minnesota, on his family’s farm. His early years were spent riding dirt bikes, working with his hands, and getting into mischief alongside his brothers. He graduated from Rosemount High School in 1978. Marshall spent much of his working life in agricultural and steel building constructions where he became a skilled carpenter known for his hands-on knowledge, creativity, and determination to fix things the right way. He took pride in practical problem-solving and was always willing to help when something needed to be repaired. Outside of work, Marshall loved spending time in his garage, tinkering with cars, tools, and projects, always finding ways to build, modify, or improve things. He also enjoyed
fishing and boating, appreciating the peace of the outdoors and time spent on the water. Marshall was a unique guy, funny in his own way, a little stubborn, and blessed with a mind that never stopped figuring things out. He shared what he knew best by teaching his children how to work with their hands. He encouraged curiosity, problem-solving, and the confidence that comes from learning by doing. The skills he passed on of how to build, fix, and figure things out, are lessons that will continue through generations. Marshall is survived by his son, Jason (Chia) Knoll; daughter, Angela (Chad) Larson; grandchildren, Gabriel and Sofiya; sister, Cynthia Knoll; brothers, Mike (Bonnie) Knoll, Monte (Lesa) Knoll, Mace (Dung) Knoll, and Morgan (Mari) Knoll; sister-in-law, Vicki Knoll and many nieces, nephews, relatives, and friends. He was preceded in death by his parents, Frank and Bette Knoll; his sister and brotherin-law, Cassandra and John Kaufman; and his brother, Mitchell Knoll. A Celebration of Life will be held on January 16, from 3:00 to 7:00 p.m., at the Rosemount VFW Post 9433, 2625 120th Street West, Rosemount, Minnesota. He will be genuinely missed and always remembered.
The Stearns County Board of Commissioners voted in their new leadership for the year. The Board voted Steve Notch, Commissioner for District 5, Chair of the Board. Commissioner Steve Notch represents the western half of Stearns County, including the cities of Albany, Avon, Belgrade, Brooten, Elrosa, Freeport, Greenwald, Holdingford, Lake Henry, Meire Grove, Melrose, New Munich, St. Anthony, St. Martin, St. Rosa, Sauk Centre, and Spring Hill. He also represents the townships of Albany, Ashley, Avon, Crow Lake, Crow River, Farming, Getty, Grove, Holding, Krain, Lake George, Lake Henry, Melrose, Millwood, North Fork, Oak, Raymond, St. Martin, Sauk Centre, and Spring Hill. Commissioner Joe Perske, who serves
District 2, was elected to be Vice-Chair. Perske represents Sartell, St. Joseph and St. Stephen, as well as the townships of Brockway, LeSauk, St. Joseph and St. Wendel. The Stearns County Board of Commissioners elects its leadership annually. As Chair, Notch will preside over Board Meetings and sign official documents, acting as the Board’s leader.
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Page 6 • Hometown News • Thursday, January 8, 2026
Sudoku
Word Search Answers from January 1
Sudoku is one of the most popular puzzle games of all time. The goal of Sudoku is to fill a 9×9 grid with numbers so that each row, column and 3×3 section contain all of the digits between 1 and 9. As a logic puzzle, Sudoku is also an excellent brain game.
Dave Says -By Dave Ramsey Dear Dave, Our daughter is 30, and she used to live a completely irresponsible lifestyle. This irresponsible behavior extended into the way she handled her finances, too. While she was in college, she took on $20,000 in student loan debt against our advice. About a year ago, she was in a bad car accident. She has recovered, but the experience really changed her. Her outlook on life, her finances and spiritual matters, in particular, are so much more mature. We were thinking about paying off the remainder of her student loans, just as a way to help and celebrate her big turnaround. What do you think? -Richard Dear Richard, Sometimes the best gift you can give a person is to let them wallow around for a while in the mess they made. Being forced to work your way out of bad decisions and irresponsible behaviors is a great remedy in lots of cases. But in this situation, coupled with the fact that she’s now being more responsible
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with money, behaving like an adult and making better life choices, I’d want her to be as free as possible as she enters this new phase of her life. So, if I were in your shoes, and I had the means to pay off her student loan debt without putting myself at risk financially, that’s exactly what I’d do. Right now, I hope you two will take every opportunity you have to be a blessing to your daughter. She’s a lot like the Prodigal Son at this point. She has experienced some bad things, come around in her thinking and she realizes now what’s right and what really matters. I hope both of you will give her the biggest hugs she has ever had, and tell her you love her and that you’re proud of her. Then, throw a big party and write a check to knock out the rest of that student loan debt! -Dave * Leadership and small-business expert Dave Ramsey is the CEO of Ramsey Solutions. He has authored eight national bestselling books, including “EntreLeadership,” and he’s a host of “The Ramsey Show” and “The EntreLeadership Podcast.”
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Sudoku Answers from January 1
Ask The Motor Medics® From the Hosts of the Under The Hood radio show.
Dear Motor Medics, I have a question about antifreeze. I have not owned a car for more than 7 years until now and I would like to know if I need to do something with my coolant. The shop I have gone to for the past two years has been trying to get me to flush the system, but they are not really giving me a reason other than its time due to miles and age. I did have it checked to make sure it won’t freeze up in the winter and it looks clean so why would I need to change it? -Devon in Larchwood, Iowa Dear Devon, We are so glad you asked this question because many people are unaware of how to take care of their cooling systems and that can lead to very expensive repairs. Antifreeze serves several purposes. It is there to prevent freeze-up, boil-over, and to assist in the prevention of extremely damaging rust and corrosion in the cooling system. Even though coolant looks good and passes a freeze test it may fail a PH test. If the coolant does not have the proper PH rust and corrosion can damage gaskets, the radiator, and heater core, or scale can form in the passages. Test strips used during yearly checkups at a shop will verify the PH and need for changing which usually falls somewhere in the twoto-five-year range. Changing it can save you money. -Take care, the Motor Medics Dear Motor Medics, I’m ready to buy a new car and I could do it at any time, I’m kind of an impulse buyer. My car is about 8 years old and needs a little work and I have the cash so I may stop
by a lot and just buy something that catches my eye. I will likely look for something in the two-year-old or so range with 50k miles or a little more to keep the cost down, which probably means no warranty. Since I usually buy on impulse, I’m not likely to get a prepurchase inspection done and I know you guys strongly suggest one. What can I do to make sure I get a good car? -Tanner in Garretson, South Dakota Dear Tanner, Without the inspection you have no guaranty as to what you are buying. While no inspection can guarantee a trouble-free car, it can eliminate many commonly found money robbing issues that consumers could possibly get stuck with when buying a used car. I would suggest that if you don’t get the inspection try to buy from a reputable lot that may offer at least a short-term warranty or sale contingent on a passing inspection. Also look for lots offering pre-inspected cars. Many of the credible lots do an outstanding job of pre-inspecting vehicles to keep their customer satisfaction high and will be able to tell you what they have checked over. -Take care, the Motor Medics For entertainment only. Always consult your local shop and follow all safety procedures before repairs. Come visit the Motor Medics® online at Underthehoodshow. com.
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Hometown News • Thursday, January 8, 2026 • Page 7
Local Municipality Minutes Burnhamville Township November 25, 2025 The regular meeting of the Town Board of Burnhamville was held November 25, 2025 at the home of the clerk due to a snow storm power outage in Burtrum. The meeting was called to order at 7:00 p.m. by Chair Mike Berscheit. Members present include Supervisors Bruce Johnson, Mike Berscheit and Joe Muellner; Clerk Shirley Hulinsky; and Treasurer Pam Throener. No others were present. The minutes from the regular meeting of October 28, 2025 were approved on a motion by Sup. Berscheit and second by Sup. Johnson. Motion passed. For correspondence the township received notices that Sourcewell Match Grant was approved, MAT annual meeting in December, Grey Eagle fire meeting, liquor license request, Todd County Hazard Mitigation online meeting. A motion was moved by Sup. Muellner to pay all bills numbered 6920 through 6935 totaling $26,284.99. Sup. Berscheit seconded the motion. Motion passed. The board heard an update from the Grey Eagle Fire Department meeting that everything is about the same. The clerk did Todd County Hazard Mitigation online meeting. The county is forming a plan that includes a website. When the county finalizes the plan the township should view and eventually approve plan. Burnhamville Township was notified that our Match Grant request from Sourcewell was accepted. Sup. Berscheit moved a motion to approve resolution #2025-03
accepting the Match Grant donation from Sourcewell. Sup. Muellner seconded the motion. Motion passed. The clerk has set up a Paid Family Leave account. After discussion Sup. Berscheit moved a motion to accept resolution #202504 stating that Burnhamville Township will pay half the premium and the employee will pay half the premium. Sup. Muellner seconded the motion. The clerk is appointed the township’s administrator for this program. While moving brush piles from clearing up downed trees Sup. Berscheit damaged the skid steer. He took it in for repairs. Clerk will file insurance claim. Sup. Johnson contacted an engineer to discuss the Local Road Improvement Grant plan to improve 321st Ave. from County Road 104 to County 13 or State 28. The engineer thought the grant would not work with the township’s plan. The Swanville Lions and Sobieski Lions are planning the annual Fishing Derby on Long Lake for February 21, 2026. They are requesting a one-day liquor license. Sup. Berscheit moved a motion to approve the liquor license request and Sup. Muellner seconded the motion. Sup. Johnson abstained because of involvement. Motion passed. The Treasurer’s report shows balance of $89,279.57. Sup. Berscheit moved a motion to approve treasurer report. Motion was seconded by Sup. Johnson. Motion passed. Meeting was adjourned at 7:35 p.m. on a motion by Sup. Berscheit and a second by Sup. Johnson. Next regular meeting will be on Tuesday, December 30, 2025 at 7 pm in the Burtrum Community Center. Shirley Hulinsky, Burnhamville Township Clerk
Morrison Co. Sheriff’s Office
Stearns Co. Sheriff’s Office
Email Minutes to htnews@icloud.com
Burglaries: January 4, 2026: At approximately 1:44 a.m., their office received a report of a business burglary alarm going off at Swanville Produce, located off Rhoda Avenue, in the City of Swanville, MN. When deputies arrived, they learned the business was broken into along with St. Peter Lutheran Church, located off of Berkey Avenue. According to the Sheriff’s Office, the suspect(s) made entry to the store front at Swanville Produce by prying the inside door open. The suspect(s) also entered the church and rummaged through several offices. It is unknown what is missing at this time, this case is still under investigation. The Sheriff’s Office is asking for the public’s assistance if they witnessed any suspicious activity in the area during these time frames. They also are asking the public to review their security camera footage for anything suspicious. If you have information regarding these burglaries, you are asked to call the Morrison County Sheriff’s Office at 320-632-9233.
Local Library Events
Sauk Centre Library • 320-352-3016 Wet Felted Coaster: Learn the basics of wet felting, humankind’s oldest textile technique! Use colorful wool roving, soapy water, and the friction of your hands to create a coaster that doubles as a piece of art! For ages 16 and up. Limit 15. This program was made possible with Arts & Cultural Heritage Funds from Minnesota’s Clean Water, Land, and Legacy Amendment. Saturday, Jan. 17: 10:30 a.m.-Noon Open Mic/ Music Jam: Bring your ukulele, acoustic guitar, and voice for a jam session with other local musicians. Beginners welcomed to sing, play, and learn from more seasoned performers! For adults and teens. Thursday, Jan. 22: 5:00-7:00 p.m. Upsala Library • 320-412-2048 Watercolor Workshop: Join us for a fun watercolor workshop with Jim Flaa suitable for all skill levels. At the end of the workshop, participants can take their completed watercolor project home. All materials provided. Limit 10. Registration required. Sponsored by the Friends of the Upsala Public Library. Saturday, Jan. 24: 10:30 a.m.-12:30 p.m.
Snowmobile Crash: January 1, 2026: At 3:16 p.m., the Stearns County Emergency Communications Center received a report of a snowmobile crash near the address of 36726 County Road 12 in Oak Township. Upon arrival on scene deputies learned Brayden Hinnenkamp, 13, of Albany, was traveling southbound on a 1999 Polaris XCF 440 snowmobile following another snowmobile when the left ski hit a rock. Hinnenkamp lost control of the snowmobile causing his left leg to hit a right of way sign. He suffered injuries to his left leg and was transported by Melrose Ambulance to the Melrose Hospital. The Stearns County Sheriff’s Office was assisted by Melrose Fire and Rescue and Melrose Ambulance.
Pulse on People
Leoma Ludwig of Holdingford has been named to Southern New Hampshire University’s (SNHU) Fall 2025 President’s List. The fall terms run from September to December. Full-time undergraduate students who have earned a minimum grade-point average of 3.700 and above for the reporting term are named to the President’s List. Full-time status is achieved by earning 12 credits over each 16-week term or paired 8-week terms grouped in fall, winter/spring, and summer.
A Dog Funny
A man tried to sell his neighbor a new dog. “This is a talking dog,” he said, “and you can have him for five dollars.” The neighbor said, “Who do you think you’re kidding with this talking dog stuff? There’s no such animal.” Suddenly the dog looked up with tears in his eyes. “Please buy me, Sir,” he pleaded. “This man is cruel. He never buys me a meal, never bathes me, never takes me for a walk. And I used to be the richest trick dog in America. I performed before kings. I was in the army and was decorated ten times.” “Hey!” said the neighbor. “He can talk. Why do you want to sell him for just five dollars?” “Because,” said the seller, “I’m getting tired of all his lies.”
How to Avoid a Financial Holiday Hangover Start a Christmas sinking fund now, so next year’s holiday season is paid for before it begins By Rachel Cruze During the holidays, it’s so easy to get wrapped up in the spirit of giving — even after everyone’s been checked off the list. Just one more action figure for your nephew. One more mystery novel for your aunt. One more chew toy for the dog. It doesn’t feel like much in the moment ... until you look up and realize December cost way more than you planned. (If you even want to look.) In the moment, giving those gifts feels great. But when the credit card bill shows up, or your bank account is drained when it’s time to buy groceries or pay bills, guilt and regret can rush in fast. I call this a financial holiday hangover. And if you’re feeling it, you’re not the only one. Studies show that 39% of holiday shoppers have regretted spending too much.1 If that’s you, take a deep breath. I’m going to help you fix it. With a little planning, you can enjoy the holidays without dragging debt into the new year. The Real Cost of Holiday Debt First, let’s be real: A lot of us have a spending problem around Christmas. Nearly half of people who planned to spend on holiday gifts and travel this past season expected to go into debt. And of those who used a credit card, more than half didn’t plan to pay that balance off when the bill arrived. Even worse, 17% said it’ll take more than six months to clean up the mess.2 No wonder so many people are suffering from holiday hangovers! It’s hard to enjoy giving when you’re still paying for it in March. No matter what a sneaky credit card commercial tells you, debt doesn’t fix holiday pressure. It only pushes it into next month ... with interest. So, what’s the fix? We start now, so December doesn’t boss us around later. The Cure Starts in January: A Christmas Sinking Fund Just like Kevin McCallister in Home Alone, you need a plan. Set a goal, prepare ahead of time and stick to it (even when the holiday chaos hits). And don’t worry, this plan is way easier than rigging paint cans and setting up a blowtorch-on-the-doorknob situation. Here’s the simple cure: Start a Christmas sinking fund. That just means you save a little money every month beginning in January so when December rolls around, Christmas is already paid for. No debt. No regret. Future you is going to feel so proud. Not sure how much to save each month? Do this: Look at what you actually spent this year (gifts, travel, food, giving, décor). Divide that number by 12 months. So, if your Christmas target is $1,200, that’s $100 a month — basically $25 a week. That’s a couple of drive-thru runs or one Target wander you didn’t do. Small monthly amounts beat a big December scramble every time. A Simple Holiday Budget That Works Saving ahead is step one. Step two is putting a few boundaries in place so you stay on budget in December. Open a separate account for your sinking
fund. If you keep all that Christmas money in your main account, it’s way too easy for it to “accidentally” get spent on regular life before December ever gets here. So do yourself a favor, and stick it in its own savings account where it won’t get mixed in with groceries and gas. (Just make sure it’s a simple account with no minimum balance requirement.) Decide your budget categories ahead of time. Categories turn “save for Christmas” into a real plan. When you name what you’re spending on — gifts, travel, meals, generosity and kids — you’re giving every dollar a job before the season starts. Then those categories keep you from blowing the budget in one spot and reaching for a card to cover the rest. Make a gift list with dollar limits. Take your gift budget and assign a spending cap to each person. If the math doesn’t work, adjust the list or the amounts until it does. And if you come in under budget on someone, you get to choose where that extra money goes instead of wasting it. Use cash or debit to stay on track. Credit makes overspending feel painless in the moment. But when you spend real money tied to a category, you notice the total. The rule is simple: When the category is empty, you’re done. That might mean fewer gifts or a simpler meal, but it also means no January regret. Track what you spend. You can’t stay on budget with your eyes closed. Write down every purchase or log it in a budgeting app, even cash ones, so you know where you stand. (And no pretending it didn’t happen because it was “just $8.”) Start early and shop smarter. Most overspending comes from waiting until the last minute and paying urgent prices. Spread your shopping out, catch deals and skip the panic-buying. The earlier you start, the more control you have. With guardrails like these, your sinking fund doesn’t just disappear. It does exactly what you saved it to do. Keep the Joy, Lose the Regret You can’t change what happened in the past, but you can control what happens next. And there’s no better time to start than now. So, plan your budget, start a sinking fund and watch your Christmas fund build all year long. Christmas joy isn’t found in bigger spending. It’s found in giving with an open heart — and that’s hard to do when money is tight and debt is looming. But when you plan ahead, you’ll be able to enjoy the holidays without worry, fear or regret. The best gift you can give yourself next year is waking up in January not owing a penny for December! * Rachel Cruze is a two-time #1 national bestselling author, financial expert, host of The Rachel Cruze Show and co-host of Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, budget and win with money at any stage in life. She’s an energetic and thought-provoking speaker and has been speaking to audiences as large as 10,000 since the age of 15 when she began making appearances with her father, Dave Ramsey. She has appeared on Good Morning America, Today, Live With Kelly and Ryan, CNN Tonight, Fox and Friends and the Rachael Ray Show and has been featured in the Woman’s Day, Success and Real Simple magazines. Rachel believes it’s possible for anyone to turn around their finances, win with money, and build a life they love. Follow Rachel on YouTube, Instagram,TikTok, Facebook and X.
• Snow Shovels • Ice No Mor - Ice Melt
• Sunflower Seeds Central McGowan
Upsala Farm Store Inc. 320-573-2216
211 S. Main St., Upsala
7 Days/Week: Mon.-Sat. 8-6; Sun. 9-2
LP Gas Refill
We Offer a Veteran Discount • Free Estimates 20 Years Experience Service • Sewer Cleaning • Furnace Installation Remodels • New construction
Pete Norgren • 320-420-8711 norgrenplumbing.com
Page 8 • Hometown News • Thursday, January 8, 2026
VILLAGE VIEW APARTMENTS • GREY EAGLE Low Income Elderly or Disabled Section 8 Subsidized
5 25
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Purchase of
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• 23 - One Bedroom Apartments: Approx. 620 sq. ft. • 1 - Two Bedroom Apartment • Rent is 30% of income after medical deductions • Electric heat included • Free access to DISH Network • Elevator and Accessible Entry door openers • Well maintained by caretakers who care • Raised gardens • Controlled Access entrance door locks • Community room with kitchen for large gatherings • Mail delivery and pick-up in building • Two laundry rooms, craft room, three lobby areas for visiting • Air conditioned halls and public areas • Friendly residents • Monthly Board Meetings • Pet Friendly
Hours: Mon.-Fri. 8am-7pm; Sat. 8am-6pm; Sun. 10am-4pm Little Falls: Mon.-Sat. 8am-8pm; Sun. 9am-5pm Faribault: Mon.-Fri. 7am-7pm; Sat. 8am-6pm; Sun. 10am-4pm
YOUR COMPLETE FARM & HOME STORE
LONG PRAIRIE
Hwy. 71 South • 320-732-6195
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Hwy. 55 West • 320-243-3556
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1800 1st Ave. NE • 320-632-9240
GLENWOOD
Hwy. 28 & 55 • 320-634-5209
SAUK CENTRE
1050 Centre St. • 320-352-5261
GLENCOE
Hwy. 212 - 3105 10th St. E. • 320-864-4304
FARIBAULT
80 Western Ave. • 507-334-3232
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ALSO AWAY CANS CARDS CASUAL CLASSIFICATION COMMUNICATIONS CORAL CRUSH DATA DEBT DROWNS DULL EARTHQUAKES
ENTERS EVEN EVIL FALL FANS FIRM FULL GLUE GRANT HAIRS HERO ICES INLAND LAWN
LAWS LOCKS MAID MAIL MEAL MORE MULTIPLICATION NEED NEWS NICE OMIT ONLY OPEN ORGANS
OWLS PEAR PLANET PLATES PLAYS PLUG POND REDS SAFE SEES SIGH SITS SKIM STIR
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COUPON GOOD JANUARY 10 - JANUARY 18, 2026
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WANTED: Cars and pickups from the 40’s, 50’s, 60’s, 70’s, and 80’s, in your weeds or sheds. 218-640-3807 or 218-756-2257. FOR SALE: Firewood, all Oak boiler wood, you haul I load, $125/cord. Call 320573-3939. 1/29P FOR SALE: York King snowblower, 12 hp 33”, electric start, $500. Call 320-573-2329.
FOR SALE: 1903 grandfather clock, Christmas doilies, player piano, wingback rocker, Wild Country fish house with ice auger. Call 320-255-9519. 1/8 FOR SALE: Small World Rhythm clock, Model 4MH749, dualing pianos, excellent condition, $175. Call 320-815-1768. FOR SALE: Hay. Call 320-632-8976. 1/15 FOR SALE: 2001 Ford F-150, 4wd, new tires, new oil, no rust, 260,000 miles. Call 320-256-3832. 1/15