SEPTEMBER 2026
CALIFORNIA SMARTPARTNERS
News From the Experts
Resources for Real Estate Professionals
Benefits of SmartPartners SmartPartners are integral to providing you with an exceptional real estate experience. Choosing HomeSmart connects you with a network of trusted SmartPartners, all working together to deliver the very best in real estate services.
Why They Are So Valuable: Vetted for Excellence
Aligned Goals and Values
Every SmartPartner has undergone a rigorous review by HomeSmart, guaranteeing they meet our high standards for quality and reliability.
We regularly collaborate with the leadership of our SmartPartners to ensure a shared commitment to your success and a seamless transaction.
Enhanced Experience
Established Trust
SmartPartners are crucial assets, working alongside us to provide toptier services throughout your real estate purchase or sale, and even beyond.
Many of our SmartPartners have cultivated relationships with HomeSmart agents and clients for years, even decades, demonstrating their consistent reliability and dedication.
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Why work with
Who We Are loanDepot is a purpose driven nonbank lender, licensed in all 50 states and operating direct and retail business channels from multiple operational centers and 200+ local spots. Our goal is to help you realize your homeownership dreams.
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203k Renovation Lender 1
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What We Do
First-Time Home Buyers 2
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Lender to Hispanic Community 3
• Fixed and Adjustable Rate
• Government (FHA, VA, USDA)
• Conventional
• Foreign National
• Jumbo
• State Bond Programs
• Zero-percent down payment options
• Renovation
• Home Equity Line of Credit
• 900+ down payment assistance programs
• Reverse Mortgage
• Personal Loans
• Conforming and Non-Conforming
• Condo/Co-Ops
• Long-term Locks on New Construction
1. Source: https://apps.hud.gov/pub/chums/f17fvc/F17FVCY-20231001.txt 2. Buy Side from WSJ - 2023 Source: https://apps.hud.gov/pub/chums/f17fvc/F17FVCY-20231001.txt 3. For funded loans according to 2022 Home Mortgage Disclosure Act (HMDA) data. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Not all products available in all areas. Other limitations apply. Rates, terms and availability of programs are subject to change .without notice. (022024 130689-1599b)
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loanDepot.com, LLC, 6561 *rvine Center Drive, *rvine, CA 92618. All rights reserved. NMLS 174457 (www.nmlsconsumeraccess.org) A;: Mortgage BanLer 0911092. CA: Department of Financial 1rotection and *nnovation under the California Residential Mortgage Lending Act CRMLA 4131040. CO: Regulated by the Division of Real &state. D&: Licensed as a Mortgage Lender by the Office of the State BanL Commissioner, No. 011162. ,S: ,ansas Licensed Mortgage Company No. SL.0026291 MA: Mortgage Lender and BroLer License MC174457. MN: Residential Mortgage Originator License MN-MO-40203037. This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4). MS: Licensed by the Mississippi Department of BanLing and Consumer Finance. NH: Licensed by the New Hampshire BanLing Department. NJ: Licensed Mortgage BanLer o NJ Department of BanLing and *nsurance. NY: Licensed Mortgage BanLer - NYS Department of Financial Services No. 109061. OH: Residential Mortgage Lending Certificate of Registration No. RM.804269.000. OR: Oregon Mortgage Lender License ML-4972. 1A: Licensed Mortgage Lender No 31342 by the Department of BanLing and Securities. R*: Rhode *sland Licensed Lender, Licensed Loan BroLer and Third 1arty Loan Servicer. WA: Washington Consumer Loan Company License No. CL-174457. Also licensed in: AL, A,, AR, CT, DC, FL, (A, H*, *A, *D, *L, *N, ,Y, LA, MD, M&, M*, MO, MT, NC, ND, N&, NM, NV, O,, SC, SD, TN, T9, 6T, VA, VT, W*, WV and WY.
Say what you will about us.
It’s old-school basics.
Fidelity National Home Warranty has been helping protect your client’s biggest investment for over 40 years. It’s all we do, and it’s what we do best.
We offer agents:
We’re totally obsessed with keeping up our grades.
• Dedicated, local sales executives • 5 great plans to choose from • 1 or 2 years of home warranty coverage • Re-key is included with all our plans • Unsurpassed customer service
Meet your local home warranty experts.
Valuable team members like Gary and Kathy have been helping Fidelity National Home Warranty provide innovative, comprehensive, and affordable coverage for more than 40 years.
Call today!
Add value to your business. Think of Gary and Kathy as your partners in success. They’re here for YOU.
Gary Smith
Assistant Vice President 858-205-5446 Gary.Smith@fnf.com
Kathy Lansford
Strategic Account Manager 760-399-7160 Kathy.Lansford@fnf.com
The World’s Leader In
Natural Hazard Disclosures $10 Million E&O Insured
Don’t Close, Don’t Pay Guarantee ! We Do The Work... You Get The Protection! ℠ 800.814.2922 myNHD.com
Best Value!
Proud Partner of
A Reputation that Shines Bright Built on trust. Backed by exceptional service. Give your clients home warranty service that is out of this world. Old Republic Home Warranty has proudly earned over 10,000 five-star reviews on Trustpilot, proving how seriously we take our customer commitments.
For excellence that’s written in the stars, choose Old Republic. Valerie Acevez
VIEW PLANS
orhomewarranty.com | (800) 445-6999 This home protection plan is not insurance. It is a service contract regulated under applicable state law. Terms and conditions apply. See your current state plan for pricing, coverage, and exclusion details. Charges for non-covered items may apply. Home warranties offered under the Old Republic Home Warranty brand are service contracts issued by Old Republic Home Protection Company, Inc.
HS0926
Senior Account Executive T: (980) 308-6515 | C: (949) 295-5576 ValerieA@orhomewarranty.com
Exceptional service
Deep expertise
Homeownership doesn’t have to wait. For over 60 years, Guild Mortgage has built our business by following a simple rule - doing what’s right for our customers. We’re committed to providing an outstanding home financing experience for our customers and partners.
Your trust means everything to us. Ranked #2 Nationwide in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study. For more information about the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study servicer-satisfaction-study SM
, visit: jdpower.com/business/mortgage-
Local support
Long-term relationships
Your buyers can achieve the Promise of Home. Contact us for a personalized plan that will get them on the path to homeownership.
A partner you can count on.
Reach out today
Visit us at try.guildmortgage.com/homesmart Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. For more licensing information, please visit www.guildmortgage.com/licensing. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. For use by Real Estate Professionals only. Not intended for public use or distribution. Guild Mortgage is not affiliated with Zillow or J.D Power. #1 Most 5-star revies on Zillow as of January 1, 2026.
A special thank you to all of our Arizona SmartPartners